AVOIDING LEGAL TRAPS DURING A NATURAL DISASTER OR OTHER CATASTROPHES. Presented By: JANET COLANERI, Arlington The Colaneri Firm, P.C.

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1 AVOIDING LEGAL TRAPS DURING A NATURAL DISASTER OR OTHER CATASTROPHES NO MATERIALS FOR THIS CHAPTER WERE AVAILABLE AT TIME OF PUBLICATION If materials are submitted, they will be available after the course and we ll you instructions on how to access the materials electronically. Presented By: JANET COLANERI, Arlington The Colaneri Firm, P.C. CHRISTOPHER W. MARTIN, Houston Martin, Disiere, Jefferson & Wisdom, L.L.P. CAROLYNN PEREYRA, Houston DB Energy Trading LLC State Bar of Texas 20 th ANNUAL TEXAS MINORITY COUNSEL PROGRAM October 3-5, 2012 Houston, Texas CHAPTER 8

2 JANET K. COLANERI Ms. Colaneri has practiced exclusively in the field of insurance defense since her graduation from the University of Arkansas Law School in Ms. Colaneri's area of expertise is litigation with emphasis in fraud-related matters, major property losses (homeowner and commercial policies), casualty losses, and first party claims including claims involving statutory and code violations. An attorney who remains abreast of all changes and developments in insurance law, Ms. Colaneri has acquired expertise in handling unique cases while litigating practically every term, condition and requirement of the Texas standard homeowners and auto liability policies. She enjoys a 90% win/loss ratio in her jury trial experience. Ms. Colaneri is Board Certified by the Texas Board of Legal Specialization in Personal Injury Trial Law and Civil Trial Law. She is a former member of the State Bar of Texas Insurance Council and the Eldon B. Mahon Inn of Court. She is also a member of the Texas Bar Foundation, the Tarrant County Bar Foundation, College of the State Bar of Texas, and was recently inducted into the American Board of Trial Advocacy. She is a Martindale- Hubbell AV rated attorney, and has repeatedly been recognized by Texas Monthly as a Super Lawyer in the its annual Super Lawyers issue. She also is licensed in the states of Oklahoma, Louisiana, and Arkansas.

3 Christopher W. Martin Partner, Houston Office Martin, Disiere, Jefferson & Wisdom, L.L.P. 808 Travis. Suite 1800 Houston, TX PHONE: FAX: Mr. Martin is one of the most recognized insurance attorneys in Texas. He is the author of three legal Treatises on Texas Insurance Law, he is a frequent speaker at state and national insurance programs and conferences, and he served as the professor of Insurance Law at the University of Houston Law School for 10 years. He has tried numerous insurance coverage and bad faith lawsuits in Texas and in other states and he has received multiple recognitions for his skills in trying insurance lawsuits. PRACTICE AREAS: Insurance Coverage and Bad Faith Litigation Mediator of Complex Insurance Disputes Expert Witness in Insurance Matters HONORS: Texas Top Insurance Litigation Attorney; Chambers USA ( ) Named one of The World s Leading Insurance Lawyers by Legal Media Group (2006) Named one of the top five Go To Insurance Lawyers in Texas by The Texas Lawyer in October 2002 Named one of the Top 40 Lawyers in Texas under 40 in September 2001 Super Lawyer ; 2004, 2005, and 2006 by Texas Monthly Magazine Editor: Journal of Texas Insurance Law (1998 present) Best Lawyers In America (2006) BAR ADMISSIONS: All Texas Courts All Oklahoma Courts United States Court of Appeals, Fifth Circuit United States District Court, Northern, Southern, Eastern and Western Districts of Texas EMPLOYMENT: Martin, Disiere, Jefferson & Wisdom, L.L.P., (Founding Partner), January 2000 present Bracewell & Patterson, (Partner), May 1994 January 2000 Butler Binion, (Associate), continued on next page 1

4 EDUCATION: Baylor University, J.D., 1990 Baylor University, B.B.A., 1987 PROFESSIONAL ASSOCIATIONS: American Society of Chartered Property and Casualty Underwriters State Bar of Texas Defense Research Institute Texas Association of Life and Health Insurers Houston Claims Association International Association of Defense Counsel Houston Bar Association PUBLICATIONS Treatises: THE LAWYERS GUIDE TO TEXAS INSURANCE CODE ARTICLE (Lexis Legal Publishing 3rd Ed., 1998): This legal treatise examines the private action provisions of the Texas Insurance Code. TEXAS PRACTICE GUIDE: INSURANCE LITIGATION (West Publishing 2001). This legal treatise examines all aspects of insurance law and insurance litigation in Texas. CORNELL & MARTIN S TEXAS INSURANCE DIGEST (American Lawyer Media 2006). This legal digest summarizes Texas key insurance decisions from the past two decades. Editor: The Journal of Texas Insurance Law. This quarterly publication of the State Bar of Texas' Insurance Law Section summarizes recent appellate decisions in the field of Texas insurance law and provides a forum for Texas attorneys to publish articles in various substantive insurance fields. Mr. Martin is the Editor-in-Chief. Periodicals: Web Sites of Interest to Texas Consumer Law Practitioners, JOURNAL OF TEXAS CONSUMER LAW, Summer Insurance Litigation after Maryland v. Head, JOURNAL OF TEXAS CONSUMER LAW, Fall Insurance Litigation After Allstate v. Watson: An Interim Analysis, CAVEAT VENDOR (State Bar of Texas), June Polasek and Simmons: Texas Bad Faith at the Crossroads, TEXAS BAD FAITH BULLETIN (The Rutter Group), January THE INSURANCE RECORD (Record Publishing Company, Dallas); contributing author of Legal Update feature, The Bad Faith Implications of Texas Insurance Reform Bill, TEXAS BAD FAITH BULLETIN (The Rutter Group), January Director and Officer Insurance ; THE HOUSTON LAWYER (March/April 2004), Volume 41, Number 5 (pages 38-45). CLE Publications: Ethics Jeopardy: The Most Fun You Ever Had With Attorney Liability and Discipline University of Houston Advanced Insurance and Tort Claims June 22-23, 2006 (Dallas) and June 29-30, 2006 (Houston). Jury Selection and Jury Charges in an Insurance World State Bar of Texas Annual Meeting Insurance Law Section CLE Program June 15, Jury Selection to Win the Bad Faith Case - DRI Insurance Coverage and Claims Institute May 4-5, Jury Selection to Win the Institutional Bad Faith Case 13th Advanced National Forum on Bad Faith and Punitive Damage for the American Conference Institute April 27-28, 2006 Hot Property Insurance and Consumer Protection Issues 29th Annual General Practice Institute for the Baylor Law School April 21, 2006 Hot Homeowners Insurance Issues Fiess, Hurricane Rita, and Concurrent Causation Texas Bar CLE Third Annual Advanced Insurance Law Course March 30-31, Hurricane Coverage and the 2005 Hurricanes - DBA TIPS CLE March 23, Litigating the Auto Insurance Case: Offensive Ploys and Defensive Plays American Conference Institute January 26-27, Hot Topics in Property and Liability Insurance: 2005 Year-In-Review Tenth Annual Insurance Law Institute for the University of Texas at Austin December 8-9, Jury Selection in Insurance Coverage and Bad Faith Cases American Conference Institute ( ACI ) 12th Advanced National Forum on Litigation November 15-16, Jury Selection in Insurance Coverage and Bad Faith Cases University of Houston Advanced Insurance Seminar - October 20, 2005 (Houston) and October 27, 2005 (Dallas). Cortez Case: How District Judges Are Handling Juror Rehabilitation Houston Bar Association September 20,

5 Insurance Issues Every Trial Lawyer Must Master State Bar of Texas Annual Meeting: Litigation: What s Hot and What s Not June 23, What Every Insurance Lawyer Must Know Texas Bar CLE Second Advanced Insurance Law Course May 20, Appraising Large Losses Property Loss Research Bureau/Liability Insurance Research Bureau (PLRB/LIRB) April 17-20, 2005 and April 2-5, Practical Tips and Techniques for Effectively Trying Your Bad Faith Case American Conference Institute for Bad Faith and Punitive Damages April 11-12, The Hot Seat: Preparing Company Witnesses to Testify in First-Party Insurance Cases DRI Insurance Coverage and Claims Institute April 7-8, Texas Mold Litigation Update Second Annual Advance Insurance Law Course Advance Insurance Law 2005 March 31 April 2, Insurance Issues for Trial Lawyers: Everything You Wanted to Know But Were Afraid to Ask Houston Bar Association January How to Prepare Witnesses for Testimony in First-Party Insurance Cases? DRI Insurance and Coverage Practice Symposium December 2-3, How to Try a Property Case? The University of Houston s Ninth Annual Insurance Law Institute November 2004 Preparing Your Witnesses: A Plaintiff and Defense Approach to Getting Your Witnesses Ready for a Bad Faith Trial Mealey s Bad Faith Conference September 2004 How to Organize and Manage Your Personal Injury Law Practice From a Defense Perspective State Bar of Texas July and August 2004 Everything You Ever Wanted to Know About Discovery in Insurance Cases Baylor Law School Twenty-Seventh Annual General Practice Institute April Trying Your Bad Faith Case: Defensive Moves and Offensive Plays American Conference Institute The Tenth National Advanced Forum on Litigating March 29-31, Discovery Digging the Dirt and Controlling the Paper Texas Bar CLE First Annual Advanced Insurance Law Course March 19, Litigating Mold Claims 2004 Update Property Loss Research Bureau/Liability Insurance Research Bureau (PLRB/LIRB) March 14-18, Navigating the Insurance Maze Advanced Civil Trial Conference, South Texas College of Law February 19, Environmental Mold: Legal, Insurance, Legislative, and Regulatory Aspects The TeleWeb Virtual Seminar American Industrial Hygiene Association February 11, D&O Indemnification and Insurance Representing the Private Business Entity South Texas College of Law December Protecting the Entity: Advising Business Clients About Insurance: Making Purchases and Making Claims South Texas College of Law December The Rockin Rules of Texas Insurance Litigation Eighth Annual Insurance Law Institute University of Texas CLE November An Attorney s Guide to the Basics and Trends in D&O Insurance Texas General Counsel Forum September The Texas Mold Solution? An Analysis of the Texas Homeowners Policy Endorsements The Insurance Law Section of the State Bar of Texas June Insurance Issues for the General Practitioner: Everything You Wanted to Know But Were Afraid to Ask Twenty-Sixth Annual Baylor General Practice Institute April Navigating the Insurance Maze: Stowers, Defense Costs, and Coverage Problems Advanced Civil Trial Conference South Texas College of Law February What Insurance Covers, What Claims? Everything You Wanted to Know But Were Afraid to Ask State Bar of Texas; Advanced Expert Witness Course November/December The Texas Mold Solution Mealey s Texas Mold Litigation Conference December 2002/January The New Texas Homeowner Forms Seventh Annual Insurance Law Conference; University of Texas September Advising Small Businesses: E&O, CGL, Keyman, Employment Liability, Etc. (What s Available, What s Needed and What it Costs) University of Houston Law Foundation March/October 2002; March/April Insurance Law Update Advanced Civil Appellate Practice Course 2002; State Bar of Texas November/December The Discovery and Use of Evidence in First-Party Insurance Cases Sixth Annual Insurance Law Institute University of Texas September Pre-Trial Strategies in First-Party Insurance Suits: Using Dispositive and Other Motion Ultimate Insurance Seminar, State Bar of Texas March continued on back 3

6 Insurance Issues for the Corporate Counsel: Everything You Wanted to Know But Were Afraid to Ask University of Texas and University of Houston Corporate Counsel Institute February First Party Coverage Review 2001 Mid-Year of the ABA Insurance Coverage Litigation Committee January Ethics Jeopardy _ Texas Insurance Law Symposium December 2000, January 2001, January 2002, January 2003, January 2004, January 2005, and January Exploring The Battlefields of Statutory Claims Against Insurers: A More Reasonable Perspective Fifth Annual Insurance Law Conference; University of Texas School of Law August Discovery in First-Party Cases: Better Watch Your Step! Ninth Annual Ultimate Insurance Seminar State Bar of Texas March Discovery in First Party Coverage Cases Ultimate Insurance Seminar, State Bar of Texas March 2000, 2001, The Occurrence Clause: When is a Liability Insurer Responsible? Advanced Insurance Law Seminar; University of Houston March Defining Occurrence and Trigger Theories University of Houston Law Center Advanced Insurance Law -- February Privileged and Confidentiality Issues in Insurance Litigation Fourth Annual Insurance Law Conference, University of Texas October Top Ten Insurance Coverage Problems (And How the Courts Resolve Them), Handling Insurance and Tort Claims University of Houston September Coverage Under the Texas Auto Policy Texas Insurance Law Seminar, Lorman Education Services August Recent Developments in Homeowner s Insurance Texas Insurance Law Seminar, Lorman Education Services August Lost in the Tilley Triangle: Steering Clear of Conflicts of Interest Texas Insurance Law Seminar, Lorman Education Services August Coverage for Long-Tail Claims University of Texas Insurance Law Institute September Texas Top Ten Coverage Issues University of Houston Insurance and Tort Claims Seminar September Settlements Under Reservation of Rights Letters University of Texas Marine Admiralty Law Conference September Independent Counsel Issues South Texas Insurance Law Symposium Update July Coverage Under Texas Personal Auto Policy South Texas College of Law June 1998; April-May-June Allocation of Defense Costs Insurance Coverage for Defective Construction II American Bar Association June Liability Coverage Everything You Need to Know About Insurance Law Houston Bar Seminar May 1998; May Bad Faith Litigation: Third-Party Claims Update University of Houston Advanced Insurance Seminar March 1998; March Hot Texas Coverage Issues Insurance Law for Agents, Adjusters and Insurers University of Houston December Status of Bad Faith Law University of Texas Insurance Law Institute October Independent Counsel Issues South Texas Insurance Law Symposium September Independent Counsel, Insurance Law For Adjusters and Attorneys Who Represent Insurers University of Houston November and December Anatomy of An Insurance Policy The Rutter Group Insurance Seminar May The Ethical Implications of Texas Insurance Litigation Professional Education Services, Inc. ("PESI") Advanced Bad Faith Insurance Seminar October Reservations of Rights in Texas: Why, Why Not, When and How University of Houston Law Foundation Advanced Insurance Seminar April 1995; March 1996; March The Status of Texas Insurance Litigation: Life After Watson, Lyons, Dominguez & Moriel South Texas College of Law Advanced Civil Trial Law Seminar March Texas Insurance Coverage Litigation University of Houston Law Foundation Personal Injury and Advanced Insurance Law Seminar October A Defendant's Perspective: Texas Insurance Coverage Questions University of Houston Law Foundation Insurance Law Seminar May Bad Faith Case Law Update South Texas College of Law Advanced Insurance Bad Faith Seminar October Texas 1991 Insurance Reform Bill Texas Claims Managers Association Annual Claims Seminar; San Antonio, Texas September The Insurance Implications of the Americans with Disabilities Act Market Profiles CLE Seminar, Houston, Texas September

7 Carolynn Pereyra Vice President & Counsel DB Energy Trading LLC As Vice President and Counsel of DB Energy Trading LLCs, Legal Department, Ms. Pereyra provides transactional and regulatory advice in the areas of energy, metals, agricultural, and other commodities. Prior to November 2011, Ms. Pereyra was a Communications Attorney providing legal advice and counsel to BP s Gulf Coast Restoration Organization. In this role, Ms. Pereyra served as head counsel to the Community Affairs, Government and Public Relations, and Media Relations teams. Ms. Pereyra was responsible for identifying legal risks and litigation sensitivities associated with internal and external communications, regulatory, operational, and transactional issues arising from the Deepwater Horizon incident and BP America s community activities. She was also responsible for reviewing and assisting with the development of executive communications, briefing documents, key stakeholder communications, talking points, Q&A s, and conducting witness preparation sessions for executives who were called to testify at State Senate and House hearings regarding matters related to the Deepwater Horizon incident. Ms. Pereyra received her Bachelor of Science degree in Communications from Oklahoma State University and her Juris Doctorate from the University of Oklahoma, School of Law. For internal use only

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