A passion to perform. Fiduciary Solutions

Size: px
Start display at page:

Download "A passion to perform. Fiduciary Solutions"

Transcription

1 A passion to perform Fiduciary Solutions

2

3 Opportunities multiply as they are seized. Sun Tzu (6th century BC) Chinese General, Military Strategist

4

5 Your wealth Managing your wealth presents serious issues and responsibilities, whether recently generated from your entrepreneurial or professional efforts, or family inherited. Whatever your circumstances you will have a list of personal and financial goals you want to achieve. And, of course, you will be seeking a strong financial partner with the depth of experience and international coverage to assist you now and with future generations. Deutsche Bank has been helping families protect and enhance their wealth for decades. We are one of the world s strongest financial institutions, with a wealth of knowledge to service the most demanding family needs. Our years of hands-on experience working with wealthy families is what makes us a leader in the provision of fiduciary solutions. We understand the needs of our clients who often have beneficiaries living on different continents, in different time zones, and in vastly different political, cultural and tax environments. Our Fiduciary Services Division has offices in Guernsey, Mauritius, Switzerland, Singapore and the Cayman Islands, serving clients from around the globe. Deutsche Bank also has a corporate trust division, with offices in Delaware, Jersey, the Netherlands, the Republic of Ireland and Luxembourg. Our clients have trusted us to manage their family trust and other structures over many years. We understand the many issues which can arise over time, and how crucial it is to have the continuity of a responsible trustee and administrator to protect the interests of the family. 5

6 There are many reasons wealthy families seek fiduciary solutions. The most common include: Confidentiality and asset protection Orderly succession planning Protection against political uncertainty Pre-immigration planning Probate relief Flexible heirship planning Separation of personal and business assets Discrete inheritance planning for complex families Providing financial security to dependents Philanthropy Optimizing fiscal planning Properly planned fiduciary structures can be used to help achieve these objectives, and enable you to have more freedom and control over where and how your assets are passed down to the next and future generations. For each and every situation in your personal or business life you ll be faced with a number of challenges, and you will need to consider the best options available. At some stage you must make decisions - the right decisions - and take the best course of action to help protect your assets and the welfare of those you care for. 6

7 Your financial circumstances will likely drive the need for complex financial planning and advice, which will change over time. Family situations evolve, economic circumstances change and regulations and laws may vary over time. Our support and guidance could be vital in preserving your assets for both you and your beneficiaries. Our fiduciary solutions can help you fulfil your financial objectives, lifetime ambitions and provide you and your family with genuine peace of mind. 7

8

9 Our holistic solutions Our passion to perform, knowledge and wealth of talent enable us to provide innovative holistic solutions, combined with the ability to select the most appropriate course of action best suited to your personal circumstances. We offer a highly disciplined and integrated approach to the management of your wealth. This could include an evaluation by a Deutsche Bank Wealth Planner of your current financial position, priorities and objectives, and future financial planning needs. To help us understand your present situation and goals, with your approval, we can also work closely with your legal and tax advisors. We offer complete solutions, based on thorough analysis, and our recommendations are designed to generate the very best results for you. 9

10

11 Your relationship team The focal point of our wealth management service is your Relationship Manager, part of a carefully chosen, highly qualified and experienced team of financial professionals. Our Relationship Managers are located across our vast network of Deutsche Bank offices. Each is drawn from a range of professional backgrounds, and has a knowledge of global economic and investment issues, backed by specialists in consumer banking, credit solutions, insurance and investment banking. To support the strategic financial planning needs of our clients, our Relationship Managers are able to draw on the expertise of our Wealth Planners and Fiduciary Solutions specialists. Our Relationship Managers endorse a single team approach to produce a holistic solution. Ideas and best practices are shared, and by working together we strive to exceed client expectations. Your Relationship Manager will be the principal point of contact providing you with our guidance and expertise. He or she will focus on developing a long-lasting partnership with you based on mutual trust and understanding. And they can work with you in a style that you prefer. They travel frequently, and may meet with you at a convenient place of your choice. Alternatively, you may prefer to deal by phone, fax or and meet less frequently. Above all, our Relationship Managers are knowledgeable and flexible. You can be assured that you will receive a confidential, unbiased and trustworthy service. 11

12

13 Our fiduciary solutions The international presence of our Fiduciary Services Division enables us to provide you with invaluable local and regional knowledge, a choice of jurisdictions from which to establish your key relationship and structure, and location where your assets are to be legally held and administered. Our relationship and administrative teams are always available to respond to, and assist clients with the day-to-day running of their finances. We have a reputation for providing high standards of courtesy, discretion and professional service. It is our innovative approach to financial problem-solving that draws clients to use our services. And our broad range of services available from numerous reputable financial centres provide you with wide choices to fulfil your objectives. Our choice of services include the creation, management and administration of the following structures: Trusts Companies Foundations General and limited partnerships Customized structures (e.g. private trust companies) Escrow arrangements 13

14 Fiduciary structures With the involvement of your lawyer or accountant, our Fiduciary Services Division will tailor an appropriate structure to meet your precise needs. Trusts The trust concept has evolved under common law over the centuries, and is today one of the most flexible, secure financial structures available to protect wealth. A trust is a legally enforceable obligation which comes into existence when a person (the Settlor ) transfers assets to another person (the Trustee ) who undertakes to hold and administer those assets for the benefit of a person or persons (the Beneficiaries ). The settlor can also be a beneficiary. As a trust is created with a long term horizon it is important that the choice of trustee be carefully considered in relation to the security of the assets. In determining the terms of the trust your trustee may be guided by your wishes, often expressed in a Letter of Wishes, to ensure that the trust meets your personal objectives over time. The location of the trustees and the trust jurisdiction is of great importance in the planning of the trust. Our Fiduciary Services Division has established trust companies in a number of well regulated jurisdictions to assist in providing the optimum personalized structures. Companies Companies may be formed by the trustees of a trust or by a foundation, as an underlying asset holding vehicle. Or they can be set up to operate as stand-alone structures to own assets (e.g. investment portfolios) and earn income streams (i.e. royalties) on behalf of the ultimate beneficial owner. Our Fiduciary Services Division is able to form and administer companies under the laws of a number of jurisdictions - the choice of the jurisdiction depending upon the objectives for which the company is formed, and the fiscal considerations. In our role as company directors and officers, we are able to deal with all aspects of corporate governance. 14

15 Foundations The foundation is a civil law legal entity, and is commonly used by persons based in civil law jurisdictions. The administration of a foundation is governed by the foundation statutes and by-laws. Assets are donated to the foundation, the governing body of which is the foundation board who will administer the foundation assets for the benefit of its beneficiaries. General & Limited Partnerships Two types of partnerships are offered by us: a General Partnership and a Limited Partnership. These partnerships are intended to be used in conjunction with trusts and companies as asset holding vehicles. General Partnerships enable all partners to participate in the day-to-day management, and are jointly and severally liable for any liabilities. A Limited Partnership is similar to a General Partnership, but a Limited Partnership has one general partner with unlimited liability, and one or more limited partners who cannot participate in the management and control of the partnership s business and who (generally) have limited liability in respect of the debts and obligations of the partnership. We are also able to provide structures to help clients with their personal retirement and employment planning, as well as other services (such as Escrow). 15

16 Our superior support services Our Fiduciary Services Division offers a personalized service and gives you access to some of the world s best fiduciary services specialists, and outside professional advisors. As a client, you would enjoy and benefit from a number of other support services including: Personal attention from your Relationship Manager, Wealth Planner and Fiduciary Services team Confidential access to the global network of Deutsche Bank s Private Wealth Management - Private Client, Banking, and Investment Management specialists Invitations to exclusive briefings for you and members of your family ranging from global economic issues to the transferring of wealth from one generation to the next Quality administrative support together with comprehensive, regular reporting and documentation Regular reviews to discuss and explore your current and future financial needs and arrangements We can also offer access to other specialists within the wider Deutsche Bank Group of companies. Your Relationship Manager would be pleased to help and arrange personal introductions for you. 16

17 About us Deutsche Bank was founded in Berlin in 1870 to transact banking business of all kinds, in particular to promote and facilitate trade relations between Germany, other European countries and overseas markets. Today, Deutsche Bank is one of the world s largest financial institutions, with over 73,000 employees, serving our clients in 75 countries with 1,747 billion euros in total balance sheet assets.* The Bank competes to be a leading global provider of financial solutions for demanding clients creating exceptional value for its shareholders and people. Deutsche Bank is rated as a first-class bank by leading, independent rating agencies: Moody s Investors Services New York (Aa1), Standard & Poor s New York (AA-) and Fitch Ratings, New York (AA-).** Our Fiduciary Services Division was established in 1972, and we have over thirty-five years experience in the formation and administration of fiduciary structures and the provision of innovative financial solutions designed to meet the needs of clients. We are a multi-jurisdictional trust business, with a presence in leading financial centres - including Guernsey, Mauritius, Switzerland, Singapore and the Cayman Islands. All were chosen for their economic and political stability, geographic timezone and excellent infrastructure to meet the ever changing needs of our clients. * As at March 31, 2007 ** Long-term ratings of Deutsche Bank are Standard & Poor s New York (AA-) as at September 2006, Fitch Ratings, New York (AA-) and Moody s Investor Services New York (Aa1) as at May

18

19 Your invitation If you would like to find out how we can help you with your financial planning to protect your personal, family and business wealth please contact one of our Relationship Managers to arrange an exploratory meeting, or to find out more about our fiduciary solutions, please visit our website 19

20 Important information This brochure is issued by Deutsche Bank International Trust Co. Limited, a member of the Deutsche Bank Offshore group. This brochure is not and should not be construed as an offer to sell any investment, instrument or service. This brochure does not constitute the solicitation of an offer to purchase or subscribe for any investment, instrument or service in any jurisdiction where, or from any person in respect of whom, such a solicitation is unlawful. Whilst due care has been taken in the preparation of this brochure, the information contained within neither constitutes nor forms the basis of any contract and no liability is accepted for the completeness or accuracy of the information. Any statements in this document as to taxation, legislation and/or regulatory controls are, to the best of our knowledge and belief, in accordance with current legislation and practice. This brochure has been prepared without consideration of the investment needs, objectives or financial circumstances of any client. Before making any decision, a client should obtain such financial, legal or tax advice from the client s professional advisors as appropriate. Deutsche Bank International Trust Co. Limited and the Deutsche Bank Offshore group maintain the highest possible professional standards in their dealings with clients and comply with, and expect clients to comply with, all relevant laws including those relating to money laundering. Deutsche Bank International Trust Co. Limited is licensed by the Guernsey Financial Services Commission to conduct Fiduciary Business. Deutsche Bank International Trust Co. (Cayman) Limited is regulated by the Cayman Islands Monetary Authority. Deutsche Fiduciary Services (Suisse) SA is regulated by the Swiss Money Laundering Control Authority. DB International Trust (Singapore) Limited is regulated by the Monetary Authority of Singapore. Registered in Singapore Co. No W. Registered Office: One Raffles Quay, #17-10, Singapore , Singapore. Deutsche International Trust Corporation (Mauritius) Limited is licensed by the Mauritius Financial Services Commission. DB/FSD/

WEALTH MANAGEMENT SOLUTIONS

WEALTH MANAGEMENT SOLUTIONS WEALTH MANAGEMENT SOLUTIONS Contents Wealth management 1 Boutique approach, global solutions 3 Traditonal values, innovative thinking 4 Working in partnership 4 Protecting wealth 6 Enhancing wealth 8 Distributing

More information

Nordea Trust Corporation Trust and Company Services

Nordea Trust Corporation Trust and Company Services Nordea Trust Corporation Trust and Company Services Although the information in this brochure is believed to be correct at the time of printing, Nordea Trust Corporation (Isle of Man) Limited cannot accept

More information

Planning your future.

Planning your future. Planning your future. Preserving your wealth. We live in a world whose main constant is change. 2 Introduction Introduction 3 Structuring your wealth in a changing world. We live in a world whose main

More information

Briefing. A Guide to Investment Funds in the British Virgin Islands. Client briefing. February 2007. Anti-Money Laundering. Choice of Jurisdiction

Briefing. A Guide to Investment Funds in the British Virgin Islands. Client briefing. February 2007. Anti-Money Laundering. Choice of Jurisdiction February 2007 Briefing A Guide to Investment Funds in the British Virgin Islands BVI/IF/13776284 The success of the final product is dependant on making many decisions. Whether they are; determining the

More information

Building wealth that lasts for generations. Private Client Services with Intertrust

Building wealth that lasts for generations. Private Client Services with Intertrust Building wealth that lasts for generations Private Client Services with Intertrust We re the world s leading supplier of trust and corporate services. We meet and exceed expectations with our integrated

More information

Professional TRUSTEE SERVICES PARTNERS IN MANAGING YOUR WEALTH

Professional TRUSTEE SERVICES PARTNERS IN MANAGING YOUR WEALTH Professional TRUSTEE SERVICES PARTNERS IN MANAGING YOUR WEALTH St. James s Place Trust Company Jersey Limited S t. James s Place Trust Company Jersey Limited ( the Trust Company ) was established in recognition

More information

GUIDE TO TRUSTS IN GUERNSEY

GUIDE TO TRUSTS IN GUERNSEY GUIDE TO TRUSTS IN GUERNSEY CONTENTS PREFACE 1 1. Guernsey as a Trust Jurisdiction 2 2. What is a Trust? 2 3. Regulation of Guernsey Trustees 3 4. Types of Trusts Commonly Used in Guernsey 3 5. Uses of

More information

Trust and Fiduciary Services. Preserving Your Wealth for Future Generations

Trust and Fiduciary Services. Preserving Your Wealth for Future Generations Trust and Fiduciary Services Preserving Your Wealth for Future Generations Enjoy Peace of Mind Our circumstances and needs rarely remain the same. They change and evolve throughout our lives, often out

More information

_ EN. Wealth Planning Solutions. Together for you

_ EN. Wealth Planning Solutions. Together for you _ EN Wealth Planning Solutions Together for you Wealth Planning Solutions MANAGEMENT OF YOUR WEALTH TODAY Today the management of your wealth is not limited to the management of your assets in the bank.

More information

GUIDE TO CAPTIVE INSURANCE COMPANIES IN THE CAYMAN ISLANDS

GUIDE TO CAPTIVE INSURANCE COMPANIES IN THE CAYMAN ISLANDS GUIDE TO CAPTIVE INSURANCE COMPANIES IN THE CAYMAN ISLANDS CONTENTS PREFACE 1 1. Cayman Islands Jurisdiction of Choice 2 2. Reasons for Establishing an Insurance Captive 3 3. Establishment and Licensing

More information

a uide to trusts for international investors

a uide to trusts for international investors INVESTMENTS a uide to trusts for international investors safe uard your investments for the future with Royal Skandia Trust Company enablin intelli ent investment choice dispellin the myths about trusts

More information

GUIDE TO INVESTMENT FUNDS IN THE CAYMAN ISLANDS

GUIDE TO INVESTMENT FUNDS IN THE CAYMAN ISLANDS GUIDE TO INVESTMENT FUNDS IN THE CAYMAN ISLANDS CONTENTS PREFACE 1 1. Cayman Islands - Jurisdiction of Choice 2 2. Investment Funds 3 3. Investment Fund Structures 4 4. Investment Fund Vehicles 5 5. Director

More information

Serving Generations Who Put Their Trust in Us

Serving Generations Who Put Their Trust in Us The RBC Trust Advantage Serving Generations Who Put Their Trust in Us RBC Trust Company (Delaware) Limited A Dynamic Tradition of Trust Services At RBC Trust Company (Delaware) Limited, we steer clear

More information

Table of Contents. Customized Solutions 5. Trusted International Partner 7. A Comprehensive Trust, Investment and Banking Relationship 9

Table of Contents. Customized Solutions 5. Trusted International Partner 7. A Comprehensive Trust, Investment and Banking Relationship 9 J&T BANK AND TRUST 3 Table of Contents Customized Solutions 5 Trusted International Partner 7 A Comprehensive Trust, Investment and Banking Relationship 9 Offshore Corporate Solutions Are Our Business

More information

Investment Counselling Program

Investment Counselling Program Investment Counselling Program To us there are no foreign markets. N19 70 56 W155 08 58 Golfing with friends, Hawaii Your life has a geography. Where you re from, where you re going, where you aspire to

More information

Selecting a Trustee for Your Trust

Selecting a Trustee for Your Trust Selecting a Trustee for Your Trust Establishing a trust can be an important step toward fulfilling your financial goals. It can also be a critical step toward establishing a sense of order in your life.

More information

WEALTH MANAGEMENT FOR WEALTH CREATION AND PRESERVATION

WEALTH MANAGEMENT FOR WEALTH CREATION AND PRESERVATION WEALTH MANAGEMENT FOR WEALTH CREATION AND PRESERVATION PLANNING YOUR WEALTH MANAGEMENT STRATEGY Wealth creation and wealth preservation at LighthouseWealth we achieve this balance for our clients through

More information

A BUSINESS THAT S DEPENDENT ON TRUST

A BUSINESS THAT S DEPENDENT ON TRUST A BUSINESS THAT S DEPENDENT ON TRUST Heritage is an independent trust company, providing a full spectrum of corporate services. Located in Singapore and Hong Kong, we provide three core services: Establishing

More information

Seamless Corporate & Trust Services in China

Seamless Corporate & Trust Services in China Seamless Corporate & Trust Services in China About Vistra Group Ranked among the top four corporate service providers globally, Vistra Group is a versatile group of professionals, providing a uniquely

More information

RBC EQUITY PLAN ADMINISTRATION AND TRUSTEE SERVICES

RBC EQUITY PLAN ADMINISTRATION AND TRUSTEE SERVICES RBC EQUITY PLAN ADMINISTRATION AND TRUSTEE SERVICES EMPLOYEE EQUITY PLAN ADMINISTRATION AND TRUSTEE SERVICES Equity plans represent a vital part of employee compensation, being designed to recruit, reward

More information

Seamless Corporate & Trust Services in China

Seamless Corporate & Trust Services in China Seamless Corporate & Trust in China About Vistra Group Ranked among the top four corporate service providers globally, Vistra Group is a versatile group of professionals, providing a uniquely broad range

More information

Wealth & Tax Planning Private Trust

Wealth & Tax Planning Private Trust Wealth & Tax Planning Private Trust Parties to a Private Trust Simplified structure Principal = Settlor provides guidance Legal Title Trustee Settles assets Holds on Trust Protector (Optional) Private

More information

Ogier Legal Services. ogier.com. An introduction to working with us

Ogier Legal Services. ogier.com. An introduction to working with us An introduction to working with us British Virgin Islands Cayman Islands Guernsey Hong Kong Jersey Luxembourg Shanghai Tokyo An introduction to Ogier provides legal advice on BVI, Cayman, Guernsey, Jersey

More information

COMPREHENSIVE WEALTH MANAGEMENT

COMPREHENSIVE WEALTH MANAGEMENT PRIVATE CLIENT TM COMPREHENSIVE WEALTH MANAGEMENT ASSANTE A OUR GOAL is to simplify and enhance the lives of our clients by serving as their financial advisor managing their assets and lifestyle needs

More information

Butterfield Asset Management. Next Print Quit

Butterfield Asset Management. Next Print Quit Butterfield Asset Management Next Print Quit Individually crafted; for you. At Butterfield Asset Management protecting and growing the real value of your wealth is at the heart of our service. With over

More information

FNB INterNatIoNal trustees limited

FNB INterNatIoNal trustees limited FNB International TRUSTEES LIMITED Corporate Brochure Our Experience & Structure FNB International Trustees (FNBIT), based in Guernsey, is a specialist provider of Offshore Trust and Company services

More information

A GUIDE TO LOMBARD S SERVICES TO PRIVATE INVESTORS IN EUROPE

A GUIDE TO LOMBARD S SERVICES TO PRIVATE INVESTORS IN EUROPE A GUIDE TO LOMBARD S SERVICES TO PRIVATE INVESTORS IN EUROPE The Privatbancassurer Lombard is the leading pan-european life assurance company specialising in wealth management services for high net worth

More information

CONSERVATIVE WEALTH PRESERVATION AND TRUSTED GUIDANCE

CONSERVATIVE WEALTH PRESERVATION AND TRUSTED GUIDANCE CONSERVATIVE WEALTH PRESERVATION AND TRUSTED GUIDANCE Our holistic view of wealth management addresses your needs for today and helps you plan for tomorrow. Knowledge. Trust. Commitment. Financial Strategies

More information

p r o v i d i n g c o n f i d e n c e t h r o u g h p e r f o r m a n c e

p r o v i d i n g c o n f i d e n c e t h r o u g h p e r f o r m a n c e p r o v i d i n g c o n f i d e n c e t h r o u g h p e r f o r m a n c e Our Services Trident Fund Services a division of the Trident Trust Group offers fund sponsors an independent outsourced back office

More information

Global Wealth Management

Global Wealth Management Global Wealth Management RBC: A Global Leader with a Proud Canadian Heritage Royal Bank of Canada provides personal and commercial banking, wealth management services, insurance, corporate and investment

More information

Carey Group l Monaco Private Client Services

Carey Group l Monaco Private Client Services Carey Group l Monaco Private Client Services Carey Group History Our heritage dates back to 1968 when we established Carey Trustees Limited, one of the longest established independent trust companies in

More information

We provide a truly personal service

We provide a truly personal service We provide a truly personal service Welcome C. Hoare & Co. is a bank which is proud of its heritage but focused on the future. We combine the traditional values of prudence and integrity with thoroughly

More information

Strength You Can Trust

Strength You Can Trust Strength You Can Trust RBC Wealth Management It All Starts With You Our relationship managers are focused on serving your best interests, and we aim to develop highly effective and customised solutions

More information

Butterfield Asset Management. Next Print Quit

Butterfield Asset Management. Next Print Quit Butterfield Asset Management Next Print Quit Individually crafted; for you. At Butterfield Asset Management protecting and growing the real value of your wealth is at the heart of our service. With over

More information

JERSEY PRIVATE TRUST COMPANIES

JERSEY PRIVATE TRUST COMPANIES Expertise Area: Jurisdiction: Trust & Fiduciary Jersey INTRODUCTION Private trust companies ( PTCs ) have been widely used in international structured finance transactions and are now used increasingly

More information

ABOUT CAZENOVE CAPITAL

ABOUT CAZENOVE CAPITAL Wealth Management ABOUT CAZENOVE CAPITAL At Cazenove Capital we place individual thinking at the heart of everything we do. As a leading provider of wealth management services to private clients, family

More information

GLOBAL NETWORK BESPOKE SOLUTIONS LONG TERM RELATIONSHIPS

GLOBAL NETWORK BESPOKE SOLUTIONS LONG TERM RELATIONSHIPS COMPANY PROFILE GLOBAL NETWORK BESPOKE SOLUTIONS LONG TERM RELATIONSHIPS BIZSERVE CONSULTANTS LTD is a corporate and trustee service group with affiliated offices in Greece, Bulgaria, Romania and Moldova.

More information

Financial services regulation in Jersey

Financial services regulation in Jersey www.bedellgroup.com Jersey Guernsey London Dublin Mauritius BVI Singapore Financial services regulation in Jersey Bedell Cristin Jersey briefing briefing Jersey's reputation as a leading international

More information

Cayman Islands Companies: The Asia Connection

Cayman Islands Companies: The Asia Connection BERMUDA BRITISH VIRGIN ISLANDS CAYMAN ISLANDS CYPRUS DUBAI HONG KONG LONDON MAURITIUS MOSCOW SÃO PAULO SINGAPORE conyersdill.com December 2010 Cayman Islands Companies: The Asia Connection The Cayman Islands

More information

COPIA QNUPS Retirement Plan

COPIA QNUPS Retirement Plan COPIA QNUPS Retirement Plan FEATURES AND BENEFITS COPIA COPIA Advanced COPIA Advanced Plus 2 COPIA QNUPS Retirement Plan Key Features and Benefits Guide COPIA Retirement Plan The COPIA Retirement Plan

More information

Private Trust Companies explained

Private Trust Companies explained Private Trust Companies explained Thursday 15th May 2014 SPEAKERS: Edward Bennett (Bedells) Anthony Thompson (Lawrence Graham) A private trust company is a useful and increasingly popular vehicle for planning

More information

THE OLD MUTUAL INTERNATIONAL investment account

THE OLD MUTUAL INTERNATIONAL investment account THE OLD MUTUAL INTERNATIONAL investment account investments pensions benefit from our strength and reputation The Investment Account is provided by Old Mutual International Isle of Man Limited Singapore

More information

Wealth and Investment Management. What is wealth? The answer is there is no simple answer

Wealth and Investment Management. What is wealth? The answer is there is no simple answer Wealth and Investment Management What is wealth? The answer is there is no simple answer By choosing a better vantage point we gain a clearer picture Everyone is different. That s why our wealth management

More information

Carey Group l Family Offices in Monaco

Carey Group l Family Offices in Monaco Carey Group l Family Offices in Monaco Family Offices in Monaco Over the past few years, more wealthy individuals and families have been setting up their own private Family Office or joining Multi-Family

More information

To us there are no foreign markets. Intermediary Services

To us there are no foreign markets. Intermediary Services To us there are no foreign markets. Intermediary Services N53 31 38 W92 49 24 INVESTMENT OUTCOME WORKING IN PARTNERSHIP ONTARIO, CANADA Working in tandem with intermediaries we offer a real business to

More information

GUIDE TO SECURITIES INVESTMENT BUSINESS IN THE CAYMAN ISLANDS

GUIDE TO SECURITIES INVESTMENT BUSINESS IN THE CAYMAN ISLANDS GUIDE TO SECURITIES INVESTMENT BUSINESS IN THE CAYMAN ISLANDS CONTENTS PREFACE 1 1. Introduction 2 2. To whom does the SIB Law apply? 2 3. What is Securities Investment Business? 2 4. Excluded Activities

More information

THE COMMONWEALTH CHOICE A Partnership That Benefits You

THE COMMONWEALTH CHOICE A Partnership That Benefits You THE COMMONWEALTH CHOICE A Partnership That Benefits You WALTHAM OFFICE 29 SAWYER ROAD WALTHAM, MA 02453-3483 TOLL-FREE: 866.462.3638 PHONE: 781.736.0700 MAIN FAX: 781.736.0793 SAN DIEGO OFFICE 110 WEST

More information

Wealth management Guide for financial advisers

Wealth management Guide for financial advisers Wealth management Guide for financial advisers Wealth management 1 Contents 01 Welcome to Standard Life Wealth 03 Why choose Standard Life Wealth to work with? 04 How we aim to meet your clients financial

More information

Insurance management services

Insurance management services Insurance management services Global vision, local view About us Heritage Insurance Management is the leading independent insurance manager in the European time zone. We are part of the Heritage Group,

More information

trust and corporate services in Gibraltar

trust and corporate services in Gibraltar Acquarius Trust Group trust and corporate services in Gibraltar Comprehensive Global Fiduciary Services.the total solution built around you the people the service the quality Acquarius Trust Group 1 OUR

More information

LONDON NEW YORK THE PREMIER UK/US TAX FIRM TRANSATLANTIC TAX AND ACCOUNTING

LONDON NEW YORK THE PREMIER UK/US TAX FIRM TRANSATLANTIC TAX AND ACCOUNTING LONDON NEW YORK THE PREMIER UK/US TAX FIRM TRANSATLANTIC TAX AND ACCOUNTING Our specialist international tax focus is what makes us different. It s why clients have been trusting Frank Hirth since 1975.

More information

LPL Trust Services. Delivering fully-integrated trust services. Linsco/Private Ledger

LPL Trust Services. Delivering fully-integrated trust services. Linsco/Private Ledger LPL Trust Services Delivering fully-integrated trust services 1 Linsco/Private Ledger As one of the nation s leading broker/dealers, Linsco/Private Ledger (LPL) serves the independent financial advisor

More information

EMPLOYEE & EXECUTIVE SHARE PLANS

EMPLOYEE & EXECUTIVE SHARE PLANS PERFORMANCE & REWARD MANAGEMENT EMPLOYEE & EXECUTIVE SHARE PLANS BAHRAIN BRITISH VIRGIN ISLANDS CAYMAN ISLANDS DUBLIN GUERNSEY HONG KONG JERSEY LONDON LUXEMBOURG NEW YORK TOKYO ELIAN.COM 1 CONTENTS EMPLOYEE

More information

B ACK N EX T PR I N T Q U I T. Wealth Management

B ACK N EX T PR I N T Q U I T. Wealth Management Wealth Management RELATIONSHIPS THE BUTTERFIELD WAY Some things were just meant for each other like your financial needs and Butterfield s wealth management services. The Butterfield experience is a natural

More information

Wealth Management. Guiding private client investment strategies. Wealth management as it should be

Wealth Management. Guiding private client investment strategies. Wealth management as it should be Wealth Management Guiding private client investment strategies Wealth management as it should be Managing private client wealth for over a century At Smith & Williamson Investment Management, our focus

More information

Specialized Content for Investment Advisors Marketing Tools

Specialized Content for Investment Advisors Marketing Tools Specialized Content for Investment Advisors Marketing Tools Table of Contents INTRODUCTION... 2 OUR APPROACH... 2 What we will do for you: Understand, Plan, Act and Monitor... 3 THE NATIONAL BANK FINANCIAL

More information

Global Asset Management

Global Asset Management Global Asset Management Building on a rich history Stability. Integrity. Experience. Client Service. These are essential qualities in an asset management team qualities that characterize the Clarien Bank

More information

Legal aspects of International Trusts in Cyprus and the EU. Maria Kyriacou Partner and Advocate Andreas Neocleous & Co LLC

Legal aspects of International Trusts in Cyprus and the EU. Maria Kyriacou Partner and Advocate Andreas Neocleous & Co LLC Legal aspects of International Trusts in Cyprus and the EU Maria Kyriacou Partner and Advocate Andreas Neocleous & Co LLC Who is a fiduciary? A fiduciary is a person who has undertaken to act for or on

More information

Considering a London listing?

Considering a London listing? Considering a London listing? About us Over the last five years Capita Asset Services has been appointed to more Initial Public Offerings (IPO) than any other registrar. Our experience of flotation projects

More information

Trust Services at Merrill Lynch. Estate Planning Services

Trust Services at Merrill Lynch. Estate Planning Services Trust Services at Merrill Lynch Estate Planning Services Merrill Lynch Wealth Management makes available products and services offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated (MLPF&S) and

More information

Cross-Border Investment Bonds

Cross-Border Investment Bonds Summary for UK resident clients A guide to Cross-Border Investment Bonds An investment product designed for everyone... This guide explains some important generic facts about cross-border investment bonds

More information

Life s better when you have a plan

Life s better when you have a plan Life s better when you have a plan FINANCIAL PLANNING. WEALTH ADVICE. INVESTMENT MANAGEMENT. Let s make plans together When making decisions about your financial future, we believe these should be made

More information

Independent wealth managers. Société Générale Private Banking (Suisse) SA

Independent wealth managers. Société Générale Private Banking (Suisse) SA Independent wealth managers Société Générale Private Banking (Suisse) SA A unique relationship tailored to your personal requirements Dedicated team Société Générale Private Banking (Suisse) SA has been

More information

THE COMMONWEALTH CHOICE A Partnership That Benefits You

THE COMMONWEALTH CHOICE A Partnership That Benefits You THE COMMONWEALTH CHOICE A Partnership That Benefits You waltham office 29 sawyer road waltham, ma 02453-3483 toll-free: 866.462.3638 phone: 781.736.0700 main fax: 781.736.0793 san diego office 110 west

More information

Your guide to investment funds at Canada Life International Limited

Your guide to investment funds at Canada Life International Limited Your guide to investment funds at Canada Life International Limited Investing in your future Investing offshore Why offshore investing can work for you. Core investment range Access to over 150 internal

More information

Residential Real Estate Investment Services

Residential Real Estate Investment Services Residential Real Estate Investment Services standardchartered.com/je Standard Chartered Bank The ultimate goal of Standard Chartered Bank is to bring our clients best-in-class, bestfit solutions designed

More information

Marketing and Sale of Securities to Cayman Islands Investors

Marketing and Sale of Securities to Cayman Islands Investors Marketing and Sale of Securities to Cayman Islands Investors Author: Jonathan R. McLean, Associate The Cayman Islands is recognised as one of the world's premier financial and banking centers. The Cayman

More information

THE COMMONWEALTH CHOICE A Partnership That Benefits You

THE COMMONWEALTH CHOICE A Partnership That Benefits You THE COMMONWEALTH CHOICE A Partnership That Benefits You WALTHAM OFFICE 29 SAWYER ROAD WALTHAM, MA 02453-3483 TOLL-FREE: 866.462.3638 PHONE: 781.736.0700 MAIN FAX: 781.736.0793 SAN DIEGO OFFICE 110 WEST

More information

Cayman Islands Unit Trusts

Cayman Islands Unit Trusts Cayman Islands Unit Trusts Foreword This memorandum has been prepared for the assistance of those who are considering the formation of unit trusts in the Cayman Islands ( Cayman ). It is not intended to

More information

IT S ALL ABOUT YOU. Our strength lies in the breadth and depth of experience we can call on in-house.

IT S ALL ABOUT YOU. Our strength lies in the breadth and depth of experience we can call on in-house. Company Insight IT S ALL ABOUT YOU Insight, inspiration, vision - luck. Many things need to line up for you to enjoy success. We can guide you, so you make the right financial decisions, to allow you to

More information

PRIVATE AND PUBLIC FOUNDATIONS

PRIVATE AND PUBLIC FOUNDATIONS PRIVATE AND PUBLIC FOUNDATIONS REFERENCE GUIDE Charitable Foundations, which can be either private or public, can be effective vehicles for charitable giving. This Reference Guide provides an overview

More information

British heritage, Swiss know-how

British heritage, Swiss know-how British heritage, Swiss know-how Barclays recent awards Best Private Bank Client Service Highly Commended Foreign Private Bank External Asset Manager Platform Best Overall Private Bank - UK 2016 2016 2015

More information

Tailored Portfolio Management Service. Investing with purpose and insight

Tailored Portfolio Management Service. Investing with purpose and insight Tailored Portfolio Management Service Investing with purpose and insight Tailored Portfolio Management Service With a history of working closely with wealthy individuals, we take pride in the insight

More information

Management Alta s team of professionals set us apart. Our associates are CPAs, attorneys, business, and insurance professionals with the most

Management Alta s team of professionals set us apart. Our associates are CPAs, attorneys, business, and insurance professionals with the most Management Alta s team of professionals set us apart. Our associates are CPAs, attorneys, business, and insurance professionals with the most extensive, sophisticated experience in the Captive industry.

More information

A GUIDE TO RETIREMENT ANNUITY TRUST SCHEMES ( RATS ) IN GUERNSEY

A GUIDE TO RETIREMENT ANNUITY TRUST SCHEMES ( RATS ) IN GUERNSEY A GUIDE TO RETIREMENT ANNUITY TRUST SCHEMES ( RATS ) IN GUERNSEY TABLE OF CONTENTS INTRODUCTION... 3 WHAT IS A RETIREMENT ANNUITY TRUST SCHEME?... 3 THE TRUSTEES... 4 APPROVAL... 4 TRANSFERS FROM OTHER

More information

Wealth Management. Guiding private client investment strategies. Wealth management as it should be

Wealth Management. Guiding private client investment strategies. Wealth management as it should be Wealth Management Guiding private client investment strategies Wealth management as it should be Managing private client wealth for over a century At Smith & Williamson Investment Management, our focus

More information

ESTATE & FINANCIAL PLANNING SERVICES

ESTATE & FINANCIAL PLANNING SERVICES ESTATE & FINANCIAL PLANNING SERVICES WORKING TOGETHER TO HELP YOU ACHIEVE LIFETIME FINANCIAL SECURITY Life s brighter under the sun Our lawyer was impressed by the thoroughness of the estate planning advice

More information

Global Client Group The Gateway to AWM

Global Client Group The Gateway to AWM Global Client Group The Gateway to AWM January 2013 For professional investors only Content 1 2 3 Deutsche Bank and Asset Global Client Group Our product and service offering 1 Deutsche Bank A global partner

More information

WELCOME to THE ALDER FINANCIAL GROUP

WELCOME to THE ALDER FINANCIAL GROUP WELCOME to THE ALDER FINANCIAL GROUP How do I become financially independent? Over the years, one question seems to be asked repeatedly: How much money do I need to be wealthy? The answer to this question

More information

Offshore Hedge Funds vs. Onshore Hedge Funds

Offshore Hedge Funds vs. Onshore Hedge Funds Offshore Hedge Funds vs. Onshore Hedge Funds A Fund Associates White Paper, December 2008 Offshore Hedge Funds vs. Onshore Hedge Funds I. Who May Invest In Offshore Hedge Funds Investors in offshore hedge

More information

The International Wealth Management Bond. iomagroup

The International Wealth Management Bond. iomagroup The International Wealth Management Bond The Role of Life Assurance Contracts in International Wealth Planning For many years sophisticated practitioners have used a wide range of financial vehicles and

More information

OPES International Retirement Plan

OPES International Retirement Plan OPES OPES Advanced OPES Advanced Plus FE ATUR ES AND BENE FI TS OPES International Retirement Plan 2 OPES International Retirement Plan OPES lets you retire at a time and in a manner that suits you. This

More information

For advisers only. Not for use with customers Friends Life Protect+ Business Protection Technical Guide

For advisers only. Not for use with customers Friends Life Protect+ Business Protection Technical Guide For advisers only. Not for use with customers Friends Life Protect+ Business Protection Technical Guide Contents Introduction 03 Key Person Protection 04 What is Key Person Protection? 04 Identifying the

More information

Like Private Trust, a painting is. unique. There is only one like it. And. like Private Trust, a work of art is a

Like Private Trust, a painting is. unique. There is only one like it. And. like Private Trust, a work of art is a Like Private Trust, a painting is unique. There is only one like it. And like Private Trust, a work of art is a synergy of vision and passion. On the following pages, we present to you a small selection

More information

Private Client Services. Your World. Our Guidance

Private Client Services. Your World. Our Guidance Private Client Services Your World Our Guidance Canaccord Genuity Wealth Management is an award winning wealth manager committed to providing investors with a broad array of investment opportunities.

More information

Wealth Management. Instinctively global

Wealth Management. Instinctively global Wealth Management Instinctively global In an integrated global economy clients need an integrated global law firm The wealth management landscape is changing and with it the needs of our clients. An instinctively

More information

Wealth and Investment Management. Banking Services. Day-to-day banking that s anything but everyday

Wealth and Investment Management. Banking Services. Day-to-day banking that s anything but everyday Wealth and Investment Management Banking Services Day-to-day banking that s anything but everyday Day-to-day banking that s anything but everyday Our comprehensive banking service helps you to manage

More information

Jersey: for Trusts. Jersey s finance industry provides the highest standards of administration for trust structure

Jersey: for Trusts. Jersey s finance industry provides the highest standards of administration for trust structure Jersey: for Trusts Jersey s finance industry provides the highest standards of administration for trust structure Jersey for Trusts Jersey A leading international financial centre Jersey is a leading international

More information

Investment Philosophy

Investment Philosophy Investment Philosophy Our unique approach to investment management puts you at the heart of everything we do Wealth and Investment Management Discover a new side to your personality: your investment self

More information

SSQ PRIVATE WEALTH MANAGEMENT

SSQ PRIVATE WEALTH MANAGEMENT SSQ PRIVATE WEALTH MANAGEMENT SSQ Financial Group is an organization that is made up of people who respect our core values, people who are passionate about their jobs and people whose first priority is,

More information

Investment Business in Bermuda

Investment Business in Bermuda Investment Business in Bermuda Foreword This memorandum has been prepared for the assistance of those who require information about the Investment Business Act 2003. It deals in broad terms with the requirements

More information

Private Equity - Jersey LBO/MBO Acquisition Structures

Private Equity - Jersey LBO/MBO Acquisition Structures Corporate & Commercial May 2012 Private Equity - Jersey LBO/MBO Acquisition Structures Key Structuring Issues Complex tax, accounting and employment matters are amongst those which drive the choice of

More information

KEY FEATURES OF YOUR BUYOUT BOND ILLUSTRATION KEY FEATURES. and Conditions, available from your financial adviser.

KEY FEATURES OF YOUR BUYOUT BOND ILLUSTRATION KEY FEATURES. and Conditions, available from your financial adviser. 00000 Old Mutual Wealth Life Assurance Limited is a provider of long-term life assurance. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential

More information

WEALTH MANAGEMENT: CROSS-BORDER SOLUTIONS MADE IN LUXEMBOURG

WEALTH MANAGEMENT: CROSS-BORDER SOLUTIONS MADE IN LUXEMBOURG WEALTH MANAGEMENT: CROSS-BORDER SOLUTIONS MADE IN LUXEMBOURG Moderator: Per Andelius, Legal Councellor Experts: Peter Kubicki, Managing Director, Skandinaviska Enskilda Banken Flemming Lauridsen, Managing

More information

The future starts here. Let Swiss Life take care of your tomorrows, starting today.

The future starts here. Let Swiss Life take care of your tomorrows, starting today. The future starts here Let Swiss Life take care of your tomorrows, starting today. Swiss Life Singapore 1 Traditional values. New opportunities. At Swiss Life, we value expertise, experience and most of

More information

How to Run Offshore Management Companies and Funds with Substance and Corporate Governance

How to Run Offshore Management Companies and Funds with Substance and Corporate Governance White Paper Series: How to Run Offshore Management Companies and Funds with Substance and Corporate Governance This white paper series by Laven Financial Services discusses how hedge fund businesses should

More information

Private Trust Companies

Private Trust Companies FUNDAMENTALS OF BVI PTC LEGISLATION INCLUDING ENHANCEMENTS IN MAY 2013 Over the past two decades the number of international high-net worth (IHNW) families has grown significantly with the increased pace

More information

Private Placement Life Insurance A practical look

Private Placement Life Insurance A practical look Private Placement Life Insurance A practical look February 2012 Martin Straub Envisage Envisage Wealth Management Binzstrasse 18 8045 Zürich Tel. +41 44 455 65 20 Fax. +41 44 455 65 29 www.envisage.ch

More information

RETIREMENT ANNUITY TRUST SCHEMES (RATS)

RETIREMENT ANNUITY TRUST SCHEMES (RATS) FACT SHEET RETIREMENT ANNUITY TRUST SCHEMES (RATS) With only a limited number of retirement annuity contracts (RAC) and personal pension schemes (PPS) available in Guernsey, the popularity of RATS is growing

More information