SOCIAL SECURITY SYSTEM

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1 SOCIAL SECURITY SYSTEM IN TURKEY

2 The Institutional Structure Under the Old System SSK Bağ-Kur Retirement Fund MoF and MoH Public Bodies Old Age Old Age Old Age Invalidity Invalidity Invalidity Survivorship Survivorship Survivorship Occ. Disease Work Accident The agricultural employed are not covered Maternity Maternity no Maternity cash benefit (through health care system) (no contribution is made by the insured health care costs) Health Care Health Care Health Care for pensioners Non- Contributory Payment Maternity for civil servants (no contribution is made by the insured) Health Care for civil servants

3 Legal Basis (1) The Constitution of the Republic of Turkey Article No 60: Everyone has the right to social security. The state shall take the necessary measures and establish the organization for the provision of social security. Social Security Institution Law No: 5502 Social Insurance and Universal Health Insurance Social Insurance and Universal Health Insurance Law No: 5510

4 Legal Basis (2) Contributory t System: Social Insurance and Universal Health Insurance Law No:5510 (as of 1st October 2008) Law on Unemployment Insurance No Obsolete Laws of which articles are still in effect Social Insurance Law No:506 and Social Insurance Law For Agricultural Employees No Social Insurance Law No: 1479 for the Craftsmen and Artisans and Other Self Employers Law on Retirement Fund No (for civil servants) Non Contributory System: Law on payment of pension to the old aged persons (65 years old and over) who are destitute No Law on Social Assistance and Solidarity Fund No General Directorate for Social Services and Child Protection Law No Law on issuance of Green Cards for the citizens who are incapable to pay for Health Care Services No. 3816

5 Social Security Schemes Old Age, Invalidity, Survivorship, Work Accident and occupational diseases, Health Care, Unemployment (Executed by Iskur), Non-contributory payments

6 Premium Rates INSURANCE Type Invalidity, old age, survivorship Short Term Insurance Branches (employment injuries, occupational diseases, sickness, maternity) Universal Health Insurance ti Contributio o Contribution Contribution ti n by TOTAL by Employees by Government Employers 9% 11% 20% - 1% -6,5 % 1% - 6,5% 5% 7,50% 12,50% Gov. Contribution in the amount of 1/4* Total contributions actually collected annually. Unemployment 1% 2% 3% 1% TOTAL 14% %19,5 - %25 33,5% - 39%

7 Old Age Scope Employed, self employed, civil servants Conditions Age : 65 (gradually increasing from 58 for woman and 60 for man as of 2036) Contribution period : contributory period of 9000 days for civil servants and self employed; 7200 days for workers Benefits Old age pension, lump sum payment

8 Invalidity Scope Employed, self employed, civil servants Conditions minimum 60% loss of working capacity or earning capacity after entry into the insurance system. Contribution period: Minimum 10 years of insured employment and 1800 premimum days. 10 years of insured employment is not sought for those who need constant care by others. For the self employed, no premium debts including UHI premiums Benefits Invalidity pension * Reduction is made for the disabled persons which are not entitled to Invalidity Pension

9 Survivorship Personal Scope Conditions Widow/ers, children and parents of the employed, self employed, civil servants Contribution period: 1800 days of contribution for workers, civil servants and self employed. Survivors of workers can apply for pension if the deceased had been insured for 5 years and had 900 days of premium payment excepting the service debt periods. Benefits Old age pension, lump sum payment, marriage payment and funeral payment.

10 Health Care Personal Scope Conditions Turkish citizens residing in Turkey, Persons employed in Turkey and transferred to abroad for business and their dependants, Refugees and stateless persons, Foreigners residing in Turkey and not covered by insurance according to the Legislation of another country Contribution: Minimum 30 contributory period of days the scheme in preceding year and not having contribution related dept to the Institution in preceding 60 days Exemptions From Conditions: Children under 18 Delivery of urgent health services Treatment of communicable diseases Work Accidents and occupational diseases Protective health services to prevent addiction to harmful substances (such as smoking etc.) Maternity The persons in the need of medical care from another person In case of disaster, war and lock out

11 PAYG system Large deficits - arrears - informality - early pension age low active/passive ratio in spite of favourable demography

12 Statistical Data for Turkish Social Security System 1. Population Covered by Social Security Schemes 2. Financial Structure

13 Population Covered by SSI POPULATION COVERED BY SSI'S (December 2008) (Thousand People) SSK (employed) BAĞ-KURĞ (self employed) EMEKLİ SANDIĞI (civil servants) TOTAL 1-ACTIVES PASSIVES DEPENDENTS TOTAL Active/Passive Ratio (calculated by number of files) 2,11 1,82 1,53 1,93

14 Financial Structure SSI BUDGET (Million ) BUDGET 2010 BUDGET 2011 BUDGET Revenues Premium Revenues Other Expenditures Pension Payments Health Expenditures Other Deficit Budget Transfers = 2.27 TL

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