FLEET MANAGEMENT GUIDE

Save this PDF as:
 WORD  PNG  TXT  JPG

Size: px
Start display at page:

Download "FLEET MANAGEMENT GUIDE"

Transcription

1 FLEET MANAGEMENT GUIDE

2 CONTENTS 03 Introduction 04 An Overriding Business Plan for your Fleet 04 Specifi c Fleet Activities 05 The Changing Face of Fleet Management 06 Contract Hire 06 Maintenance Management 07 Fuel Cards 07 Daily Rental And Short Term Lease 08 Accident Management 09 Risk Management 09 Salary Sacrifi ce 10 What Lies Ahead? 11 About Grosvenor Leasing 02

3 FLEET MANAGEMENT GUIDE INTRODUCTION Operating a vehicle fleet has developed into an increasingly complex discipline. As one of the largest overheads faced by most organisations, the difference between a well run fleet and an inefficient one can make a very sizeable impact on a company s profit margin. Company cars and vans remain a vital ingredient of many people s remuneration package, and getting the fleet mix wrong can deter high calibre professionals from joining your business, de-motivate existing staff members and cause internal disputes. A motivational and robust fleet policy, on the other hand, can contribute towards high staff morale by offering low emission, desirable vehicles with low personal tax. From an operational perspective, efficient processes can make the running of a fleet relatively stress free. Get it wrong and it can turn into a time-consuming headache and a burden on resource. The need to implement highly efficient processes and systems therefore couldn t be more important. Today s fleet manager is faced with tightening health and safety, heightened expectations to demonstrate corporate responsibility, rising fuel costs, increasing pressure to go green and a whole host of other challenges. This is all at a time when reports indicate that the number of companies employing a dedicated fleet manager is diminishing, with the job of running the company cars and vans, as well as the grey fleet, being handed to a willing volunteer in the finance, human resources or administration teams. Never has the need for professional fleet management been greater, yet anyone new to fleet may be daunted by the financial, legal and operational expectations placed upon them. This guide sheds light on the key areas to be considered and is a useful tool kit to anyone who s remit it is to manage company vehicles and drivers, however large or small the operation. 03

4 AN OVERRIDING BUSINESS PLAN FOR YOUR FLEET A carefully considered fleet strategy will have a significant impact on a company s financial performance, and contribute towards other essential KPIs for customer service, staff productivity, employee retention and a whole host of other areas. When writing your business plan for your fleet, it s important to produce it in collaboration with sales, HR, finance and marketing in order to complement your fleet activities with the overall direction of the business. For example: Are you looking to expand, hence needing more field-based staff? Is there a need to introduce greater efficiencies across the business? Are you looking to reduce overheads and expenditure? Are you seeking to improve the company s profile and image? Is the company entering new markets or launching new products and services? Is customer demand increasing, resulting in more customer visits, deliveries, support calls etc? Is there a desire to improve the organisation s green credentials and reduce its carbon footprint? SPECIFIC FLEET ACTIVITIES As well as developing a high level business plan to meet your company s overall aspirations, there will also be specific fleet activities to address. Like any business operation, most fleets have their strengths and weaknesses but the skill is in pinpointing the weaker areas so that they can be quickly addressed. Unless there is an obvious problem, this can be hard to achieve. Most companies don t have access to benchmarking information and therefore never know if they are operating their fleet above or below the market average. At Grosvenor Leasing, we can help you with this by using our data to answer key questions such as: If you contract hire your cars and vans, are you paying above or below the average market rental? If you purchase your vehicles, are you buying at the right price? How much should you be spending on fuel for the type of fleet you operate and the mileages covered? Are you being overcharged for servicing, maintenance, repair and fast fit items? How many accidents is a fleet of your size likely to have, and are you having too many? How much could you save by running different, yet equivalent, vehicles? Is your annual spend on daily rental cars and shortterm lease above or below other businesses of your size? By developing a high level strategy, supported with a more detailed fleet plan, will give you a strong platform when making decisions, talking to suppliers and determining where to invest your fleet budget to gain maximum return. It also turns the vehicle fleet from being an operational overhead into a measurable aspect of the company s overall financial and business performance. 04

5 FLEET MANAGEMENT GUIDE THE CHANGING FACE OF FLEET MANAGEMENT Reports indicate that the number of dedicated, in-house company fleet managers is on the decline, ironically at a time when the demands of running a vehicle fleet have grown. Consequently, companies are now expecting a more extensive level of support from their contract hire and fleet management provider - effectively becoming their complete fleet department, taking on far greater responsibility than ever before. The fleet sector suppliers have, as a result, had to adapt to this shift in expectation. Many years ago it was divided into 2 very clear parts. Contract hire companies would work with clients who leased their vehicles. Fleet management companies worked with companies who owned their vehicles. Now, the distinction between contract hire and fleet management has become less dramatic, with most reputable companies offering a complete funding and management solution. In addition, dedicated suppliers have entered the market to provide specific services, such as web-based driving licence checks, telematics and online risk management. This has resulted in the contract hire and fleet management specialists taking on a wider vendor management role to provide clients with the best portfolio of services, delivered through a single point of contact. Other factors also can t be treated in isolation. Health and safety regulations impact both company drivers and grey fleet drivers (i.e. those who use their own car for business use) which has increased the pressure on fleet management providers to offer a complete solution, irrespective of vehicle ownership. The recession placed a brighter spotlight on cost control than ever before and the cost-conscious culture is more prevalent than ever; with expectations placed on contract hire and fleet management specialists to work across every aspect of a fleet to drive costs down. As a result, the relationship between a contract hire/ fleet management provider and a company operating vehicles is more of a strategic business partnership than ever before. Certainly a big step up from the days when the main priority was simply to quote on, and supply, company cars and vans. 05

6 AN OVERVIEW OF SERVICES TO SUPPORT YOUR FLEET STRATEGY CONTRACT HIRE Let s start by dispelling a myth. Not all contract hire is the same. There is a misconception by many people that every contract hire solution is priced using the same variables, and consists of the same services, however this is rarely the case. When comparing contract hire rates, check the payment spread. This is the number of payments you need to make up front plus the monthly rentals. If we take a 3 year contract for example, some will be 3 in advance with 33 to follow. Others may be 1 in advance with 35, or 3 in advance with 35 to follow. The way to evaluate the real cost is to work out the total amount by adding up all the payments as a whole and making your price comparisons that way. Next, look at what is included in the service. Does it include maintenance? What does that maintenance service offer you particularly in terms of numbers of replacement tyres or other items that are likely to be replaced? Is breakdown cover included and to what level? Is the excess mileage comparable with other companies, or does it appear high? Is the vehicle you are looking at definitely the latest model? What are the terms of business at the end of the contract (e.g. for fair wear and tear)? Take time to itemise out the rental and be sure you know what you are getting for your money - otherwise you may end up paying more than you imagined over the full period. Finally, who is managing the vehicle for you once you ve ordered it and what level of service will you receive? If you are dealing with a contract hire broker, will you be passed onto another supplier once the vehicle is delivered? If you are a small fleet, talking to a very large contract hire company, how important will you be to them as a client? Contract hire is not just a form of finance. It s a funded vehicle management solution. Always check the level of vehicle management you will receive, otherwise it could become a very expensive and time-consuming headache if you have to organise everything during the contract. MAINTENANCE MANAGEMENT Maintenance management is extremely beneficial to companies who pay for their own servicing, maintenance, repairs and fast fit items. It s ideal for either owned fleets or companies who choose contract hire on a nonmaintenance basis. The purpose of a maintenance management service is to minimise vehicle maintenance costs, remove all administration, simplify all invoicing and maximise driver mobility. Qualified technicians will manage all aspects of vehicle maintenance, only authorise necessary work, ensure only correct prices are paid, apply all discounts and rebates, and provide drivers with a direct line for all support and enquiries. As a service, maintenance management is fast and extremely simple to implement. Drivers are sent a driver card with full contact details and an explanation of the process. From then on garages and repairers contact the fleet management company s maintenance team for every item of work and they only authorise necessary repairs, as well as ensure you pay the correct amount. Each month you receive a consolidated invoice, itemising all work carried out and reducing your involvement to a minimum. 06

7 FLEET MANAGEMENT GUIDE FUEL CARDS Fuel cards are one of those services that, once in place, companies rarely move away from. With such strong financial and operational benefits on offer, they provide fleet operators with stringent control over driver fuel expenditure, ensure that only approved drivers or vehicles can purchase fuel on the company account, and by consolidating expenditure electronically the company receives one monthly bill rather than individual expense claims and till receipts from each and every driver. Apart from the control it places on drivers, the operational time savings equate to a very sizeable financial saving alone -simply by not requiring someone to spend hours or even days processing and chasing driver claims. With complete national coverage throughout the UK, the ability to reclaim 100% of the business fuel VAT accurately and online reporting enabling you to identify trends (such as drivers using more fuel than others), it is no surprise that a very large percentage of fleet operators use this system. DAILY RENTAL AND SHORT TERM LEASE Daily rental and short-term lease have seen unprecedented growth in recent years as companies keep their options open during unpredictable economic times. Daily Rental (up to 75 days) Daily rental is popular when a vehicle is needed with very little notice, for employees not entitled to a company vehicle but who need one for a just a few days, while employees wait for their new company vehicle to be delivered, for colleagues visiting the UK on business from abroad, or when a courtesy car cannot be provided when a vehicle is off road. Short-Term Lease (for hires of 75 days up to a max of 2 years) Short-term lease is popular for drivers who have ordered their new company vehicle but are incurring long lead times, for employee probationary periods until their long-term position is confirmed, for longer-term projects and sabbaticals, and when it is hard to forecast the number of fleet vehicles required. The beauty of both services is their immediacy and flexibility - with vehicles being delivered, in many cases, within a matter of hours and returned at a moment s notice. However, prices can vary across the national rental companies which is why a managed service through a rental management company can bring financial benefits by securing the best rates from a panel of national providers. Excessive costs can be incurred if drivers order vehicles above their entitlement, keep hire cars longer than they need to (because they are enjoying driving them), and when companies discover that a rental vehicle has been with a driver far longer than necessary because no-one has been chasing up the repair or delivery of their main company vehicle. This is where a rental management service is so effective because the vehicles and drivers are managed for you, as well as the costs. 07

8 ACCIDENT MANAGEMENT Accidents, including small knocks and scrapes, are an inevitable and costly aspect of running a vehicle fleet. But what are the advantages of using an accident management service rather than simply processing the claim with your insurers and dealing with it yourself? The harsh reality is that, unless you employ qualified vehicle technicians, it is very hard to know if the repair costs are fair and whether the time the vehicle is off road is reasonable. Processing accident claims, dealing with the driver, arranging hire or courtesy cars and liaising with the repairing garage can also become a full time job. It s also one of those tasks that cannot be put off to another day because the longer it takes the longer the driver is without their vehicle. What does an Accident Management Provider actually do? This can be summarised into a number of key areas: 1. Being the point of contact for the driver, which removes a vast quantity of telephone calls and administration. 2. Managing the insurance claim, including all paperwork and administration. 3. Liaising with the insurance company, the repairing garage and the hire car provider (if applicable) to ensure the vehicle is repaired and reunited with the driver as quickly as possible. 4. Analysing the actual vehicle damage against the quoted repair costs and agreeing whether the figures are accurate and fair more importantly that you are not charged more than you should be for any aspect of the process. 5. Authorising the repair, only once the figures are agreed. 6. Making sure that, if a courtesy car is not available, any hire car charges are kept to an absolute minimum. This is partly done by providing the driver with a suitable vehicle at the best price, but also chasing the repairs so that the time spent in the hire car is kept to an absolute minimum. 7. Providing incident reports and fighting any disputes or battles on your behalf (including all correspondence). 8. Instructing any 3rd party recovery. The upshot is that using this type of service can save a very significant amount of money, a huge amount of time and hassle, and can help protect your premiums from going up and the amount of excess you pay. It s an interesting fact that most companies who implement an accident management service rarely go back to handling it internally, which reflects the wide-ranging benefits it offers. 08

9 FLEET MANAGEMENT GUIDE RISK MANAGEMENT If you operate a vehicle fleet, you ll be more than aware of the importance of ensuring all vehicles and drivers are safe, legal and compliant. If we take a quick look at the law, there are 2 Acts to be aware of. The Corporate Manslaughter and Homicide Act 2007 means that companies and organisations can be found guilty of corporate manslaughter as a result of serious management failures resulting in a gross breach of duty of care. The Health and Safety Offences Act 2008 provides courts with greater sentencing powers for those who break health and safety law and, when it was introduced, it increased the penalties from previous laws. It is therefore important to take action, because if you do nothing and one of your drivers has a KSI (killed or seriously injured) accident, your company s directors could find themselves under close investigation from the Police and the Health and Safety Executive (HSE) asking what steps were taken to prevent this. First and foremost, you should have a driver handbook in place, as well as clear policies regarding all aspects of driving. This should apply to both company provided vehicles, and to your grey fleet (which is the term used for drivers using their own cars for business use). As a basic minimum you should also check driving licences, conduct risk assessments and take mitigating action based upon those risk assessments. Whilst this may sound time-consuming and expensive, a lot of it can be done online and at very low cost. Like all aspects of health and safety, fleet risk management receives a mixed reaction depending on who you speak to. Some companies have a very strong health and safety culture and others only do what is necessary to achieve compliance. Doing nothing, however, should not be an option and efficient risk management should be simple, hassle free and relatively low cost. SALARY SACRIFICE Salary sacrifice is where an employee surrenders part of their salary in return for a non-cash benefit; in this case, a new, fully managed company car. The tax and national insurance contribution (NIC) savings available make the schemes attractive to both employers and staff, especially those on higher income tax rates. However, drivers will pay benefit-in-kind tax, which is why the scheme favours those keen to step into low emission vehicles where the tax liability is lower. Employees will lose any approved mileage allowance payments relief when claiming business mileage, because their vehicle is now classed as a company car. Yet salary sacrifice is seen as an advantageous way of offering a benefit to staff who do not qualify for a companyprovided vehicle, and has widespread benefits regarding staff retention, duty of care and company profile. But car salary sacrifice schemes can have pitfalls. For example, if a member of staff can no longer afford to sacrifice the cost of the car (for example, due to long-term sickness) the employer may have to step in and carry that cost. If an employee leaves the company, or is made redundant, the employer is also faced with an early termination charge, and needs to decide how that bill will be paid either by themselves or the driver. There are also issues to be resolved around what happens in the event of the car being in an accident and shortfalls between the motor insurer s settlement figure and the lease agreement termination charge. Yet like all things, the pros and cons should be weighed up and Grosvenor Leasing can help with this. It can take three to six months for an employer to implement a scheme properly, and it is only successful if staff take it up. 09

10 WHAT LIES AHEAD? There are certain trends within the fleet sector that are inevitably going to shape the way companies operate their vehicle fleets. Electric Vehicles The Government has made it financially attractive for everyone involved in running company cars and vans to choose lower CO 2 emission vehicles, and move towards electric cars. As a result, motor manufacturers are producing ever-efficient models, there are more electric vehicles being launched and the number of charging points is on the increase. Yet it remains early days for companies and drivers to commit to electric vehicles (EVs) due to concerns about their range and the infrastructure to support them. As a result, uptake is low however with most company cars being run on a 3 or 4 year replacement cycle the likelihood is that when today s drivers replace their company car next time round they may set their sights on an EV. As a result, companies shouldn t leave it too long before looking at EVs, their potential costs and how they may fit into the company car choice lists, and this is something that Grosvenor Leasing can advise upon. Risk Management The requirement to run a safe and compliant fleet has become part of every fleet manager s remit, and this is likely to grow. Driving is one of the most dangerous activities any employee can undertake and companies will not only find themselves under increasing pressure legally, but also morally. Those who drive at work will expect their employer to demonstrate a duty of care towards them. Companies who do not demonstrate safe working practices may also find themselves being scrutinised by customers and other key stakeholders at worst, it could damage a company s reputation, success in the recruitment market and ability to win and retain customers. Risk management has been a huge growth area in recent years, and any company that has not yet taken the necessary steps to implement safe driving practices will soon find themselves as the exception rather than the rule. Working Practices Company cars and vans support the way in which people work, and their level of mobility within their job role. Over time, advancements in technology and business culture change the way we work and this has an impact on how we use vehicles. Webinars, Skype and other forms of online web conferencing are leading to a cultural shift whereby many quick meetings can be conducted from your desk with no need to make a trip. Over time, and as the next generation of workers start their careers (who have grown up with social media and far more use of online interaction) it s inevitable that we ll see greater use of technology, reducing the need for as much travel. In parallel, the cost of travel, the time wasted sitting in traffic and ever-growing time and productivity pressures on staff cause many people to question the sense of travelling unless absolutely necessary. The upshot is that we re seeing shifts in the way people use their company vehicles already, and every company is advised to monitor, and challenge, its use of company cars and vans in order to determine the best mix for the future. 10

11 FLEET MANAGEMENT GUIDE ABOUT GROSVENOR LEASING Grosvenor Leasing is the UK s largest independent contract hire and leasing specialist. Established in 1981, the company is highly respected throughout the fleet sector for offering a broad cross section of fleet funding and management solutions, delivered with exceptional service and support. Managing in excess of 10,000 vehicles across the UK, Grosvenor Leasing has the capacity, technology, people and processes to support private and public sector fleets, and businesses large and small benefit from our proactive approach. Being independent has significant advantages in the fleet sector. It gives us the flexibility to determine the best way of servicing our customers, it enables quick decisions and a more personal approach. It also means we can determine the optimum and most stable sources of funding. Grosvenor Leasing continues to enjoy controlled growth year on year and has a very long, established client portfolio and an outstanding overall proposition. Service Portfolio Solutions for all makes and models of car Solutions for commercial vehicles (up to 3.5 T) Contract Hire Easi-lease : Our flexible, short-term leasing solution Daily Rental / Day hire Fleet Management Accident Management Risk Management Fuel Cards Consultancy and Advice Development of fleet policies Online Fleet Management System Breakdown and Recovery 11

12 Grosvenor Contracts Leasing Ltd Balmoral House, Kettering Venture Park, Kettering, NN15 6XU. t f e

salary sacrifice schemes for cars: decision maker s guide

salary sacrifice schemes for cars: decision maker s guide salary sacrifice schemes for cars: decision maker s guide The decision maker s guide Introduction Salary have attracted increased levels of interest from fleets and the media over the past couple of years.

More information

Lease Car Scheme Managers Guide

Lease Car Scheme Managers Guide NHS Fleet Lease Car Scheme Managers Guide The administration of the scheme is outsourced to a specialist management company (Knowles Associates) who provides quotations, scheme management, driver support

More information

Fleet Alliance is a leading UK fleet management provider offering contract hire, leasing and a complete range of fleet solutions products.

Fleet Alliance is a leading UK fleet management provider offering contract hire, leasing and a complete range of fleet solutions products. The all-round fleet solution Fleet Audit CONSULTANCY Funding Products Green Fleet & Whole Life Cost Competitive Tendering Flexi Hire Fleet Management & Support Accident Management FLEET SOLUTIONS Driver

More information

Putting together your perfect fleet. Your guide to our products and services.

Putting together your perfect fleet. Your guide to our products and services. Putting together your perfect fleet. Your guide to our products and services. Welcome. Contents. Welcome to Lex Autolease. Welcome... 2 Our strategy for success... 4 Our products and services... 6 Funding

More information

Frequently Ask Questions

Frequently Ask Questions Frequently Ask Questions This document has been prepared to answer questions that you are likely to have on the new SalarySacrifice4Cars scheme ( the car scheme ). It is set out in 3 sections The car scheme

More information

Reduce your fleet costs in nine simple steps

Reduce your fleet costs in nine simple steps Reduce your fleet costs in nine simple steps 75% of fleets expect their costs to rise in 2010. 1 Running a cost efficient fleet is therefore more important than ever in order to keep your expenditure under

More information

A GUIDE TO SALARY SMART FOR EMPLOYERS 25+

A GUIDE TO SALARY SMART FOR EMPLOYERS 25+ A GUIDE TO SALARY SMART FOR EMPLOYERS 25+ Introducing Salary Smart Salary Smart is an arrangement where an employee gives up part of their future earnings or bonus in exchange for a non-cash benefit. As

More information

Lease Car Scheme. Drivers Guide

Lease Car Scheme. Drivers Guide NHS Fleet Lease Car Scheme Drivers Guide Scheme Administrator: Knowles Associates TFM Ltd Red Lion House, The Green Great Bentley Colchester Essex CO7 8QG Telephone: 01206 252300 Fax: 01206 252211 Email:

More information

The sacrifice is achieved by varying your terms and conditions of employment for the term which you choose to receive a company car.

The sacrifice is achieved by varying your terms and conditions of employment for the term which you choose to receive a company car. Employee Frequently Asked Questions General 1 What is Colleague Cars? Colleague Cars is a unique scheme open to all employees whereby you exchange some of your normal salary in return for a company car.

More information

Derbyshire Healthcare NHS Foundation Trust. Lease Car Scheme

Derbyshire Healthcare NHS Foundation Trust. Lease Car Scheme Derbyshire Healthcare NHS Foundation Trust Lease Car Scheme October 2012-1 - 1. INTRODUCTION Derbyshire Healthcare Foundation Trust has agreed to introduce a Lease Car Scheme which enables employees who

More information

Frequently Asked Questions by Employees. Fuel Efficient Car Lease Scheme. An employee benefit offered by the University of Birmingham

Frequently Asked Questions by Employees. Fuel Efficient Car Lease Scheme. An employee benefit offered by the University of Birmingham Frequently Asked Questions by Employees Fuel Efficient Car Lease Scheme An employee benefit offered by the University of Birmingham If you have any further questions or would prefer to talk to someone,

More information

CHARITY FLEETCARE THE CHARITY CAR EXPERTS. Keeping your employees mobile and keeping your costs down

CHARITY FLEETCARE THE CHARITY CAR EXPERTS. Keeping your employees mobile and keeping your costs down CHARITY FLEETCARE THE CHARITY CAR EXPERTS BETTER VALUE. MORE FLEXIBILITY. GREATER EFFICIENCY. That s what Charity Fleetcare s unique new fleet car service offers for your charity. We know you want to make

More information

Arval Consulting. Understanding your fleet and reducing cost

Arval Consulting. Understanding your fleet and reducing cost Arval Consulting Understanding your fleet and reducing cost Understanding your fleet and reducing your costs As you know, running a fleet of company vehicles, whether perk cars or workhorse vans, is a

More information

optimizer Key Facts An introduction to the benefits available to you through the optimizer Salary Sacrifice Car Scheme.

optimizer Key Facts An introduction to the benefits available to you through the optimizer Salary Sacrifice Car Scheme. optimizer Key Facts An introduction to the benefits available to you through the optimizer Salary Sacrifice Car Scheme. What is optimizer? Optimizer is a new kind of car scheme that gives you access to

More information

INTRODUCTION WHAT IS THE LEASE CAR SCHEME? WHO CAN JOIN THE SCHEME?

INTRODUCTION WHAT IS THE LEASE CAR SCHEME? WHO CAN JOIN THE SCHEME? Introduction What is the lease car scheme? Who can join the scheme? How much will it cost? Is it cheaper than owning my own car? Can I choose any make of car? Who is insured to drive the car? What is included

More information

Vehicle Leasing & Fleet Management

Vehicle Leasing & Fleet Management Vehicle Leasing & Fleet Management Choosing a vehicle leasing provider can be a challenge, though with the right partner, a specialist service to business fleets can result in significant cost savings

More information

NHS South Tees CCG. Lease Car Policy

NHS South Tees CCG. Lease Car Policy NHS South Tees CCG Lease Car Policy Policy Title: Lease Car Policy Date: July 2013 1. Introduction NHS South Tees CCG Guide to Scheme Principles and Conditions for Employees NHS South Tees CCG has in operation

More information

Managing Grey Fleet travel. A management briefing from Alphabet.

Managing Grey Fleet travel. A management briefing from Alphabet. Managing Grey Fleet travel. A management briefing from Alphabet. A growing number of organisations have introduced professional procedures and policies to manage their employees use of private cars for

More information

Share me. Choosing the right fleet option for your company

Share me. Choosing the right fleet option for your company Light Commercial Vehicle Acquisition Hire or Buy? Choosing the right fleet option for your company 1 Contents Hiring or buying LCVs. Why does it matter? Fleet ownership the benefits Fleet ownership the

More information

GET THE CAR YOU LOVE THE SMART AND EASY WAY

GET THE CAR YOU LOVE THE SMART AND EASY WAY GET THE CAR YOU LOVE THE SMART AND EASY WAY What is Novated Leasing? NOVATED LEASING MADE EASY A Novated Lease is a three way agreement between you, Custom Fleet and your employer. It can potentially save

More information

COLLEAGUE CARS FAQ S. What are the benefits of Colleague Cars? What is included in the package? How much can I save?

COLLEAGUE CARS FAQ S. What are the benefits of Colleague Cars? What is included in the package? How much can I save? What are the benefits of Colleague Cars? What is included in the package? How much can I save? COLLEAGUE CARS FAQ S Can I arrange to test drive a car? What makes and models are available? A brief insight

More information

Since 1988 we ve supplied over 40,000 vehicles to business fleets of all sizes

Since 1988 we ve supplied over 40,000 vehicles to business fleets of all sizes Since 1988 we ve supplied over 40,000 vehicles to business fleets of all sizes Contents Part of the JCT600 Group our roots are strong Total vehicle leasing solutions you can trust JCT600 Vehicle Leasing

More information

THE EASIEST WAY TO AN IDEAL SOLUTION FOR YOUR VEHICLE FLEET

THE EASIEST WAY TO AN IDEAL SOLUTION FOR YOUR VEHICLE FLEET ACCIDENT MANAGEMENT COMPARISON OF QUOTES CHANGE OF VEHICLE CHANGE TYRES FIND THE RIGHT CAR MAKE ORGANISE A REPLACEMENT VEHICLE COSTS FOR MANAGEMENT POLICY MANAGEMENT BUDGETING TAKE OUT INSURANCE LEASE

More information

BUSINESS LEASE CAR POLICY

BUSINESS LEASE CAR POLICY BUSINESS LEASE CAR POLICY Version: 2 Ratified by Senior Managers Operational Group Date ratified August 2015 Title of originator/author: Title of responsible Committee/group Assistant Director of Finance

More information

Novated Lease Explained

Novated Lease Explained Novated Lease Explained At nlc, we provide you with the easiest, lowest-cost way to own and run the car of your choice. We take care of all your automotive needs, including car purchase, finance, insurance,

More information

1. About the Scheme and Salary Sacrifice Arrangements

1. About the Scheme and Salary Sacrifice Arrangements CONTENTS 1. About the Scheme and Salary Sacrifice Arrangements... 2 2. Changes to the NHS Pension Scheme in 2015... 5 3. Ordering a Car... 6 4. Taking Delivery of a Car... 8 5. Leaving the Scheme Early...

More information

What you need to know about your lease car

What you need to know about your lease car About this booklet Lease Car Drivers Handbook What you need to know about your lease car The following notes are provided to help you deal with emergency situations, accidents and breakdowns and to ensure

More information

Effectively managing your fleet with the Annata Dynamics FLEET solution

Effectively managing your fleet with the Annata Dynamics FLEET solution White Paper Effectively managing your fleet with the Annata Dynamics FLEET solution A company s fleet can be made up of many vehicle or equipment types, anything that needs to be tracked from initial purchase

More information

Car Lease Scheme. I hope staff will welcome this scheme and support it. Jan Filochowski Chief Executive

Car Lease Scheme. I hope staff will welcome this scheme and support it. Jan Filochowski Chief Executive Car Lease Scheme I am delighted to be able to introduce West Hertfordshire Hospitals Car Lease Scheme. The scheme is designed to provide staff with the option of having access to a new car of their choice

More information

BUSINESS CAR & VAN RENTAL The cost effective rental management solution

BUSINESS CAR & VAN RENTAL The cost effective rental management solution BUSINESS CAR & VAN RENTAL The cost effective rental management solution WE ANSWER YOUR BUSINESS NEEDS GOT A QUESTION ABOUT BUSINESS CAR AND VAN RENTAL? How can we reduce the costs associated with our fleet?

More information

FAQs. efits; The car scheme and how it works. Introduction

FAQs. efits; The car scheme and how it works. Introduction FAQs This document has been prepared to answer questions that you are likely to have about the Affordable Car Scheme (Car Salary Sacrifice Scheme). It is set out in 3 sections: efits; Once your vehicle

More information

GE Capital. Fleet Policy. A step-by-step guide to writing your fleet policy. Key Solutions Thought Leadership

GE Capital. Fleet Policy. A step-by-step guide to writing your fleet policy. Key Solutions Thought Leadership GE Capital Fleet Policy A step-by-step guide to writing your fleet policy Key Solutions Thought Leadership A step by step guide to writing a fleet policy Any organisation that runs a company car or van

More information

Your Pocket Guide to Commercial Motor Claims

Your Pocket Guide to Commercial Motor Claims Your Pocket Guide to Commercial Motor Claims DRIVER CHECKLIST AT THE SCENE OF A MOTOR ACCIDENT If you are NOT injured, exit the vehicle: DO NOT ADMIT LIABILITY IF ANY party is injured - Call the emergency

More information

Flexi Hire. Accident. Management. Fleet. Insurance

Flexi Hire. Accident. Management. Fleet. Insurance CONSULTANCY The all-round fleet solution Funding Products Green Fleet & Whole Life Cost Fleet Audit Competitive Tendering Fleet Management & Support Flexi Hire Accident Management FLE Fleet Insurance E

More information

Share me. A Guide to Fleet Management

Share me. A Guide to Fleet Management A Guide to Fleet Management for Small Businesses 1 Contents Introduction 3 The true cost of vehicle downtime 4 The benefits of leasing and fleet management 5 Why Buy? - The official verdict 6 Fleet options

More information

Lancaster University Frequently Asked Questions

Lancaster University Frequently Asked Questions Lancaster University Frequently Asked Questions CONTENTS 1. About the Scheme and Salary Sacrifice Arrangements... 2 2. Ordering a Car... 5 3. Taking Delivery of a Car... 7 4. Leaving the Scheme Early...

More information

LEASE CAR POLICY AND PROCEDURE

LEASE CAR POLICY AND PROCEDURE LEASE CAR POLICY AND PROCEDURE Lease Car Policy & Procedure Page: Page 1 of 16 Recommended by Approved by Executive Management Team Board of Directors Approval date 4 May 2011 Version number 1.4 Review

More information

THE BMW GROUP GUIDE TO FLEET FUNDING.

THE BMW GROUP GUIDE TO FLEET FUNDING. THE BMW GROUP GUIDE TO FLEET FUNDING. The way vehicles are funded in a fleet context varies widely and there are two main methods for acquiring vehicles for your fleet: Outright purchase over a fixed period

More information

Arval Broker Services. Product Information

Arval Broker Services. Product Information Arval Broker Services Product Information Just Drive www.arval.co.uk Contract hire With contract hire from Arval your customers will benefit from new cars and LCVs without having to find the initial capital

More information

Incisive Business Guide to Business Insurance

Incisive Business Guide to Business Insurance Incisive Business Guide to Business Insurance Business Insurance Guide Summary This guide from Incisive Business outlines the features and benefits for your business from taking out business insurance.

More information

Efficient cars, efficient finance and perfect business sense. Fleet solutions to get your business moving.

Efficient cars, efficient finance and perfect business sense. Fleet solutions to get your business moving. Efficient cars, efficient finance and perfect business sense. Fleet solutions to get your business moving. Toyota continues to push technology forward for today s constantly evolving world. Our long-standing

More information

We are the chosen providers of vehicle finance for the Mitsubishi dealer network, with a range of hire purchase and contract hire products

We are the chosen providers of vehicle finance for the Mitsubishi dealer network, with a range of hire purchase and contract hire products Your new VEHICLE Your new car Find the right finance product for you with a range of options from Finance and Contract Motoring. Drive away in your new or used vehicle with a finance arrangement that is

More information

Mercedes-Benz Finance Your finance options guide.

Mercedes-Benz Finance Your finance options guide. Mercedes-Benz Finance Your finance options guide. S & B Commercials Welham Green Stansted West Thurrock T: 01707 261111 E: enquiry@sbcommercials.co.uk W: www.sbcommercials.co.uk Choosing Mercedes-Benz

More information

Key Solutions Thought Leadership

Key Solutions Thought Leadership GE Capital Fleet Services Company Car Trends Your essential guide to the latest developments in the fleet industry Key Solutions Thought Leadership Welcome Every quarter since 2004, GE Capital, Fleet Services

More information

Lease Car Scheme Policy and Conditions of Use

Lease Car Scheme Policy and Conditions of Use Lease Car Scheme Policy and Conditions of Use Subject: Employee Benefits Date of implementation: Draft Version 2.2 10.08.06 Date of review: Person responsible for policy Implementation and review: Policy

More information

What is benefit in kind tax and how quickly will it be applied to my pay?

What is benefit in kind tax and how quickly will it be applied to my pay? FAQ S Can anyone apply for a salary sacrifice lease car? You must be a permanent employee of the Trust; Salary must be above the minimum wage after all salary sacrifices are taken into account (currently

More information

Business Critical Fleet Management. The specialist service for fleets that are core to business.

Business Critical Fleet Management. The specialist service for fleets that are core to business. Business Critical Fleet Management. The specialist service for fleets that are core to business. Introduction Introducing Business Critical Fleet Management. Procuring, maintaining and managing your business

More information

Welcome to the Future of Fleet Management & Vehicle Tracking Business Transformation Today

Welcome to the Future of Fleet Management & Vehicle Tracking Business Transformation Today Welcome to the Future of Fleet Management & Vehicle Tracking Business Transformation Today Supporting Compliance Delivering Savings A New Approach to Fleet Management wwwblackboxtelematicscouk Blackbox

More information

Key Solutions Thought Leadership

Key Solutions Thought Leadership GE Capital Fleet Policy A step-by-step guide to writing your fleet policy Key Solutions Thought Leadership GE Capital A step by step guide to writing a fleet policy Any organisation that runs a company

More information

IMARDA i360 MANAGING FLEET-WIDE COMPLIANCE COMPLIANCE ISSUES:

IMARDA i360 MANAGING FLEET-WIDE COMPLIANCE COMPLIANCE ISSUES: IMARDA i360 MANAGING FLEET-WIDE COMPLIANCE Companies who rely on vehicles and mobile assets to operate their business are increasingly looking to fleet management systems to ensure their drivers and vehicles

More information

accident management by design

accident management by design accident management design Innovative, robust and accountable customer centric motor claims solutions, total peace of mind Integrity Ownership One team We have created a service that goes far beyond current

More information

ICS Umbrella A professional employment solution

ICS Umbrella A professional employment solution ICS Umbrella A professional employment solution Established in 2002, ICS work in partnership with recruitment agencies providing a professional employment solution known as ICS Umbrella as well as specialist

More information

Toyota Finance for Business

Toyota Finance for Business Toyota Finance for Business Welcome 2 Why choose Toyota Financial Services? 3 1 Toyota Contract Hire 4 AccessToyota 7 Other financial products 9 Protecting your car 12 Personal Tax for Company Car Drivers

More information

0870 600 4499 or visit our website www.arval.co.uk

0870 600 4499 or visit our website www.arval.co.uk Making the most of Contract Hire and Maintenance from Arval Your guide to service, repair and additional services For all your driver needs call 0870 600 4499 or visit our website www.arval.co.uk Passionate

More information

Frequently Asked Questions.

Frequently Asked Questions. Frequently Asked Questions. Introduction to TCH Salsa We are introducing a unique benefit to our employees which allows you to sacrifice an element of your salary for a leased car, taking advantage of

More information

DASDRIVE ULTIMATE LEGAL PROTECTION KEY FACTS BROCHURE. Act quickly after an accident and call us now on

DASDRIVE ULTIMATE LEGAL PROTECTION KEY FACTS BROCHURE. Act quickly after an accident and call us now on DASDRIVE ULTIMATE LEGAL PROTECTION KEY FACTS BROCHURE Act quickly after an accident and call us now on 0800 783 6066 2 DASDRIVE ULTIMATE If you ve been unfortunate enough to have been involved in a motor

More information

Allianz Insurance plc. Fleet Solutions. Your guide to fleet solutions with Allianz

Allianz Insurance plc. Fleet Solutions. Your guide to fleet solutions with Allianz Allianz Insurance plc Fleet Solutions Your guide to fleet solutions with Allianz Contents We re confident that when you compare our cover, service, risk management and additional benefits you ll want to

More information

COMPANY VEHICLE POLICY

COMPANY VEHICLE POLICY COMPANY VEHICLE POLICY The following is a guide of what to include in a Company Vehicle Scheme. This can be used as a template by you to construct your own policy and adapted to suit your own company.

More information

ATTRACT MOTIVATE RETAIN

ATTRACT MOTIVATE RETAIN ATTRACT MOTIVATE RETAIN A Salary Sacrifice Car Scheme white paper from the UK s leading fleet services company. A LEX AUTOLEASE WHITE PAPER SALARY SACRIFICE CAR SCHEME 1 A CAR FOR ALL EMPLOYEES As a method

More information

EWART PRICE SOLICITORS ROAD TRAFFIC ACCIDENTS - NOTES FOR CLAIMING FOR PERSONAL INJURY AND OTHER UNINSURED LOSSES

EWART PRICE SOLICITORS ROAD TRAFFIC ACCIDENTS - NOTES FOR CLAIMING FOR PERSONAL INJURY AND OTHER UNINSURED LOSSES E P EWART PRICE SOLICITORS ROAD TRAFFIC ACCIDENTS - NOTES FOR CLAIMING FOR PERSONAL INJURY AND OTHER UNINSURED LOSSES If you have been involved in a Road Traffic Accident as a driver or passenger we hope

More information

21 Tax Saving Tips Tax & Accounts www.hfmtax.co.uk

21 Tax Saving Tips Tax & Accounts www.hfmtax.co.uk 21 Tax Saving Tips Tax & Accounts www.hfmtax.co.uk Everyone wants to save tax and, although there are complex tax savings schemes available, some tax savings are simple. You just need to take some care

More information

GAUNTLET MOTOR CLAIM FREQUENTLY ASKED QUESTIONS INDEX

GAUNTLET MOTOR CLAIM FREQUENTLY ASKED QUESTIONS INDEX GAUNTLET MOTOR CLAIM FREQUENTLY ASKED QUESTIONS INDEX FIRST STEPS 1. When an accident happens involving one of my vehicles what should I do? 2. When should I contact Gauntlet? 3. Are photographs important?

More information

Making claims clear Making a motor claim

Making claims clear Making a motor claim Making claims clear Making a motor claim ACLD0886C-A AXA Insurance UK plc Registered in England and Wales No 78950. Registered Office: 5 Old Broad Street, London EC2N 1AD. A member of the AXA Group of

More information

REVIEW OF FLEET SERVICES - FINAL REPORT OF THE ENVIRONMENT SCRUTINY PANEL

REVIEW OF FLEET SERVICES - FINAL REPORT OF THE ENVIRONMENT SCRUTINY PANEL REVIEW OF FLEET SERVICES - FINAL REPORT OF THE ENVIRONMENT SCRUTINY PANEL PURPOSE OF REPORT 1. To present the Environment Scrutiny Panel s findings following its examination of Middlesbrough Council s

More information

Claims Reporting Procedure

Claims Reporting Procedure Claims Reporting Procedure This document includes:- An introduction to the claims reporting process Your Belmont contacts The life of your claim A review of the Ministry of Justice Reforms Introduction

More information

carbon footprinting a guide for fleet managers

carbon footprinting a guide for fleet managers carbon footprinting a guide for fleet managers Introduction For some organisations, carbon footprinting is perceived to be about reducing emissions purely for environmental reasons. But it is primarily

More information

Designing bespoke business cost solutions to aid your organisation s financial performance

Designing bespoke business cost solutions to aid your organisation s financial performance Business Cost Solutions Designing bespoke business cost solutions to aid your organisation s financial performance Performance Engineered Solutions (PES) Ltd About Us In the current financial environment

More information

mileage management a guide for fleet managers

mileage management a guide for fleet managers mileage management a guide for fleet managers Contents Introduction 3 Benefits of mileage management 4 Getting started: auditing mileage 5 Strategies for reducing mileage 7 Managing change 10 How to overcome

More information

Company Car Tax 2014/2015

Company Car Tax 2014/2015 Company Car Tax 2014/2015 Produced for Zenith by Income Tax Rates 2014/15 2013/14 Rate Band Band % 20 0 31,865 0 32,010 40 31,866 150,000 32,011 150,000 45 150,000+ 150,000+ Personal Allowances 2014/15

More information

The Audi Guide to contract hire Getting the most from your leasing provider

The Audi Guide to contract hire Getting the most from your leasing provider The Audi Guide to contract hire Getting the most from your leasing provider Audi Fleet supports Business July 2012 : why choose contract hire? Contract hire is the most popular funding method in the fleet

More information

Grey Fleet Management.

Grey Fleet Management. Grey Fleet Management. Alphabet Grey Fleet Management. Our Grey Fleet Management solution will help you to manage the financial, legal and environmental issues around the use of privately-owned cars for

More information

SALARY PACKAGING MOTOR VEHICLES GUIDE TO EMPLOYEES

SALARY PACKAGING MOTOR VEHICLES GUIDE TO EMPLOYEES SALARY PACKAGING MOTOR VEHICLES GUIDE TO EMPLOYEES 1. Introduction Categories of Arrangements. 2. Benefits of Vehicle Leasing. 3. Lease Contract Conditions. 4. Understanding the Commitment. 5. Safety Nets.

More information

Please don t delay - report same day

Please don t delay - report same day How to make a claim How to make a claim Early reporting 1 Methods of reporting a claim 2 Policy covers Comprehensive cover 3 Non-comprehensive cover 3 Legal expenses 3 Broken windscreen or other glass

More information

This section applies to you if the Accident was not your fault and you have been provided with a replacement vehicle.

This section applies to you if the Accident was not your fault and you have been provided with a replacement vehicle. PAA Scheme - Terms & Conditions Accident Not Your Fault? In the unfortunate event of you having an accident that was not your fault, we ll get your vehicle recovered from the accident scene (if it s not

More information

Company Vehicle, Car Allowance and Fuel Card Policy & Guidelines

Company Vehicle, Car Allowance and Fuel Card Policy & Guidelines Company Vehicle, Car Allowance and Fuel Card Policy & Guidelines 1.0 Principle 1.1 Amey provide company funded vehicles and fuel cards in order to attract the necessary calibre of staff, allowing it to

More information

EAST RIDING OF YORKSHIRE COUNCIL

EAST RIDING OF YORKSHIRE COUNCIL Agenda Item No: 13 Page Numbers: 175-182 EAST RIDING OF YORKSHIRE COUNCIL Report to: The Cabinet 18 January 2011 Wards: All wards Review of Lease Car Scheme Report of the Interim Director of Corporate

More information

SALARY SACRIFICE CAR SCHEME

SALARY SACRIFICE CAR SCHEME SALARY SACRIFICE CAR SCHEME www.knowlesfleet.com 01206 255420 ABOUT THE SCHEME SALARY SACRIFICE PROVIDES THE OPPORTUNITY FOR ALL ELIGIBLE EMPLOYEES TO HAVE ACCESS TO A BRAND NEW CAR. Salary sacrifice allows

More information

Broomfield & Alexander Employment Tax Advisory Services

Broomfield & Alexander Employment Tax Advisory Services Broomfield & Alexander Employment Tax Advisory Services Contents Broomfield & Alexander Employment Tax Advisory Services 1 Tax responsibilities for employers Tax mitigation and red tape Specialist help

More information

GREYFLEET SYSTEM FREQUENTLY ASKED QUESTIONS

GREYFLEET SYSTEM FREQUENTLY ASKED QUESTIONS GREYFLEET SYSTEM FREQUENTLY ASKED QUESTIONS This list of questions and answers has been put together based on feedback from various meetings with NHS staff and managers. The questions are in no particular

More information

Commercial Energy Management 11 Questions to ask your Energy Broker

Commercial Energy Management 11 Questions to ask your Energy Broker Commercial Energy Management 11 Questions to ask your Energy Broker Benchmark your Broker Introduction Do you use or are you looking to use a Business Energy Broker? It s important to find the right partner

More information

Private Car Policy Summary

Private Car Policy Summary Private Car Policy Summary Inside you ll find a summary of your Car Insurance Tesco Bank Box Insurance Car Insurance Private Car Policy Summary Welcome to Tesco Bank Box Insurance Thank you for choosing

More information

Connecting your business

Connecting your business mobiles Connecting your business fixed voice & data digital & IT autovoice managed services adsi energy About us Founded in 2002, ADSI are dedicated to reducing business costs by offering high-quality

More information

Government Spending Review. 2010-11 to 2014-15

Government Spending Review. 2010-11 to 2014-15 Government Spending Review 2010-11 to 2014-15 Implications of the Spending Review on Fleet Operations The Government published the long-anticipated findings of its comprehensive Spending Review for the

More information

How do I start up as a Contractor?

How do I start up as a Contractor? guide for freelancers and contractors How do I start up as a Contractor? Your step by step guide to getting your contracting business off to a successful start Keeping one step ahead, from the start Starting

More information

Cash fleet,grey fleet

Cash fleet,grey fleet GE Capital Cash fleet,grey fleet An employer s guide to managing the compliance of employee-owned cars used for business Key Solutions Thought Leadership Welcome By some estimates, nearly half of the business

More information

Part 6 Green Fleet Issues A Fleet Managers Guide

Part 6 Green Fleet Issues A Fleet Managers Guide Introduction This section of the Volkswagen Fleet Managers Guide looks at the whole environmental area of the fleet manager s job. There can be no doubt that this is absolutely central to the successful

More information

YOUR ONE STOP VEHICLE MANAGEMENT SOLUTION. WWW.MINTAUTOMOTIVEGROUP.CO.UK

YOUR ONE STOP VEHICLE MANAGEMENT SOLUTION. WWW.MINTAUTOMOTIVEGROUP.CO.UK YOUR ONE STOP VEHICLE MANAGEMENT SOLUTION. WWW.MINTAUTOMOTIVEGROUP.CO.UK 2 ABOUT MINT AUTOMOTIVE GROUP WELCOME TO MINT AUTOMOTIVE Mint Automotive Group is an independently run vehicle management company,

More information

Motor Insurance. with. Here to help your world

Motor Insurance. with. Here to help your world Motor Insurance with Here to help your world If you breakdown we ll be there If your car breaks down or you have a roadside emergency (e.g. a flat tyre, or you run out of fuel), it is reassuring to know

More information

Countrywide Conveyancing Services. Sale handbook. Your sale questions answered. www.cwpl.com

Countrywide Conveyancing Services. Sale handbook. Your sale questions answered. www.cwpl.com Countrywide Conveyancing Services Sale handbook Your sale questions answered www.cwpl.com Sale handbook Your sale questions answered General information to which we will draw your attention during the

More information

Grey Fleet Best Practice

Grey Fleet Best Practice Grey Fleet Best Practice June 2008 Developed by the Grey Fleet Stakeholder Forum, as part of the Fleet Collaborative Pilot Organisations that have contributed include: Office of Government Commerce Department

More information

BUSINESS MILEAGE CHANGES FREQUENTLY ASKED QUESTIONS

BUSINESS MILEAGE CHANGES FREQUENTLY ASKED QUESTIONS BUSINESS MILEAGE CHANGES FREQUENTLY ASKED QUESTIONS Question 1 What has prompted these changes? 2 Are all staff affected by these changes? Who is most affected by these changes? 3 What are the current

More information

Salary Sacrifice (Novated Vehicles) Guideline

Salary Sacrifice (Novated Vehicles) Guideline Salary Sacrifice (Novated Vehicles) Guideline Policy Hierarchy link This guideline is linked to the Fleet Management Policy Responsible Officer Manager, Campus Services, Ext: 53978 Contact Officer Manager,

More information

ONtrack. Car tax goes digital!

ONtrack. Car tax goes digital! An update for Motability customers Winter 2015 ONtrack Welcome to another year of worry-free motoring. Read on to find out the latest from the Motability Car Scheme and your chance to win an ipad mini!

More information

Employment Policies, Procedures & Guidance CONTRACT HIRE (CAR LEASING) SCHEME

Employment Policies, Procedures & Guidance CONTRACT HIRE (CAR LEASING) SCHEME CONTRACT HIRE (CAR LEASING) SCHEME 1. Introduction GUIDANCE NOTES The following details describe the conditions for providing a contract hire car to employees of the Council. Under the scheme, the Council

More information

Policy Summary. Keep this wording safe.

Policy Summary. Keep this wording safe. Policy Summary Keep this wording safe. Covéa Insurance Private Car This is a Policy Summary only and does not contain the full terms and conditions of your insurance contract; these can be found in your

More information

THE CONNECTED VEHICLE SOLUTION TRACKER. Insight

THE CONNECTED VEHICLE SOLUTION TRACKER. Insight THE CONNECTED VEHICLE SOLUTION TRACKER Insight 2 Why Choose TRACKER Insight? TRACKER Insight is a connected car solution providing insurers and brokers with: Valuable insights into their customers actual

More information

Managing A Vehicle Fleet In Australia

Managing A Vehicle Fleet In Australia Safety First Managing A Vehicle Fleet In Australia CONTENTS Introduction 3 Statistics 4-5 Protecting Your People 6-7 Protecting Your Business 8-9 Work Health and Safety Act 10-11 Page 2 Introduction This

More information

Risks and uncertainties

Risks and uncertainties Risks and uncertainties Our risk management approach We have a well-established risk management methodology which we use throughout the business to allow us to identify and manage the principal risks that

More information

Mileage rates from 1 July 2014

Mileage rates from 1 July 2014 4 June 2014 Mileage rates from 1 July 2014 Pay and Conditions Circular (AforC) 2/2014 Summary This Pay and Conditions Circular informs employers of changes to the rates of reimbursement for the additional

More information

STARTER GUIDE TO CONTRACTING/FREELANCING

STARTER GUIDE TO CONTRACTING/FREELANCING STARTER GUIDE TO CONTRACTING/FREELANCING This guide has been developed by the Partners of Forbes Young and is meant to be used as an informative and useful resource for people new to contracting or freelancing

More information