Financing you can count on!

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1 Financing you can count on!

2 What s included in the Acquisition of THN Lending THN Lending has a perfect credit rating (Debt Free) 2 American Express Credit Cards with limits of $20k each Fully integrated Website Website live lead notifications alerts Approved access to CBA Informations Service (Credit Pulling Service) Approved broker agreements with over 10 different funding sources The ability to fund many different transactions This can be done in any of the 50 states Very little overhead to operate this business

3 Amex Credit Cards Blue For Business Delta Skymiles Platinum $20,000! Available Credit! $0.00 Balance $20,000! Available Credit! $0.00 Balance

4 Types of transactions SBA Loans Venture Capital Equipment Leasing Debt Restructuring Asset Based Lending Sale and Lease-back Programs Factoring/Purchase order Financing Business Acquisition Financing and Mergers Accounts Receivable Financing and Factoring Commercial Bridge Loans (Hard Money Loans) Medical Practice Acquisition Financing Medical Practice Equipment Financing Sale and Lease Back Programs

5 SBA Loans SBA loans are probably the most misunderstood loans. Most people think SBA loans take 6 months to complete. Our lenders approve SBA loans in less than 8 weeks! They are the most convenient way for a small business to obtain financing and our SBA sources are the finest in the industry having proven superior approval rates and speed of completion. For business-people; the loans can be used to purchase a business, or buy a building that a businessperson is currently paying rent on. They can get working capital, new equipment or refinance existing debt all with very little money down. For medical professionals; they can buy a practice or expand their business, buy a building or renovate it, get working capital or equipment with NO MONEY DOWN.! SBA loans are the best and most economical way to finance franchises and hundreds of franchises are already pre-approved. Doing a loan with the SBA or through a local bank can be tedious and time consuming and your clients will be delighted to have your assistance in this area. You will be able to cut through the red tape for them and help them navigate this sometimes complex process and that means more business for you. Typical commission: 1-3% of the loan amount! Typical transaction size: $200,000-2 million *! Typical approval time: 2-4 weeks

6 Venture Capital There is a movement going on across America. It's a rebirth of entrepreneurship and venture capital is one of the cornerstones of this movement. It's hard to speak in a crowd of people without hearing about a new venture being started, a young company struggling to grow or what the latest "hot" product is. Venture capital is simply the process of investing in early stage companies, obtaining in return for that risky investment a significant portion of the company's equity and most often is done as a combination of debt and equity. In essence it is a "joint venture" between the company founders and the venture firm. Naturally there are various points during this process where financing is required. And that's where you come in. You will be prepared to "marry" the partners in the venture and realize significant rewards as these deals can be many millions of dollars. Typical commission: 1% to 5%! Typical transaction size: Up to $75,000,000! Typical approval time: 4-12 weeks

7 Equipment Leasing This is by far the largest growing segment of financing in the country. This year, it is estimated that U.S. companies will finance more than $500 billion of equipment. Rather than a company having to pay cash for new equipment draining valuable cash reserves, they can finance the equipment with a no money down lease. This is NOT considered a loan and therefore does not reduce their available credit elsewhere. In fact it can literally increase the credit standing of a company. Today the need for additional construction equipment is skyrocketing due in part to growth but also in part rebuilding after natural disasters. Contractors need financing solutions. You will work with the private customers, companies and vendors that sell the equipment. In most cases, the vendors who sell the equipment need you more than you need them. You are giving these vendors a finance program to offer to their customers, which translates into more sales. In effect, you re giving them a program to grow their business. This is tremendously important. These vendors must finance through people like yourself because bank approvals are very difficult. The sales staff of vendors need a solution and can direct several deals a month to you. Typical commission: 6-15% of the amount financed! Transaction size unlimited: Typical amounts: $10, ,000+ *! Typical approval time: hours

8 Debt Restructuring Many companies today are strapped with high monthly payments for different loans they have acquired over the years. You will be able to refinance all of their loans into one convenient loan, and arrange one low monthly payment. In most cases, their monthly payments are reduced by 30% or more. Typical commission: 3-10% of the loan amount! Typical transaction size: usually $100,000-$5 million or more *! Typical approval time: 1 week

9 Asset Based Lending This broad classification includes a wide range of activities such as large commercial real estate loans, purchase order financing, inventory financing and literally any kind of loan that uses a business's assets to act as collateral. These loans vary greatly and provide ultimate flexibility provided a company has assets or intends to acquire the asset (real estate) with the loan. Many times these loans can be quite large. This form of financing is growing and is less expensive than typical factoring. Typical commission: 1-3% of the initial line of credit and! Typical transaction size: $2,000,000 to $200,000,000 *! Typical approval time: 4-8 months

10 Factoring / Purchase Order Financing Factoring is a key component in the production of goods worldwide. When a manufacturer receives a valid order from a customer they must finance the production of those products. Often times they must pay for raw materials, shipping and handling long before an invoice is ever issued. In this case they turn to factoring as a solution. The manufacturer presents the valid purchase order from the customer and our lenders approve the production costs based on the final "buyers" credit worthiness. This is especially good for companies that are growing rapidly and have been accepted by major retailers and chains. Often times large buyers "insist" that a factoring arrangement be in place before they will issue a purchase order. This loan type is especially good for you as it is on-going and many of the traditional solutions, like banks, are making it more difficult to secure factoring. Typical commission: 5-10% of the amount financed! Transaction size unlimited: Typical amounts: $10,000-1,000,000+ *! Typical approval time: hours

11 Business Acquisition Financing and Mergers Given the current business environment, there are many opportunities for healthy companies and individuals to acquire other companies at bargain-basement prices. We teach you how to help your clients acquire companies by leveraging or refinancing the assets of the company they want to acquire. In simpler terms, they can buy the company with the company s own money, while expending very little cash of their own. This is a very active and lucrative market. In fact there are cases where several companies in a particular industry have been acquired and consolidated. When this takes place the resultant assets often cover a good portion of the acquisition. Typical commission: negotiable, but usually 1-3% of the amount financed and a small amount of equity in the company.! Typical transaction size: usually $500,000- $20 million *! Typical approval time: 2 weeks

12 Accounts Receivable Financing and Factoring All businesses and professionals (Manufacturers, Doctors, Lawyers, Specialists), whether they sell merchandise or perform a service, usually must wait days to get paid after they send an invoice. This creates a cash flow shortage in their business or practice. You will be able to provide a line of credit of up to 90 % of the invoice, so they have the cash flow they need to pay suppliers, payroll, rent, etc.. You can do startups or established businesses. Importantly you will receive ongoing residual income each month for the life of the loan. Typical commission: 2-3% of the initial line of credit and! On-going income (10-15% of the lenders profit) each month for the life of the loan! Typical transaction size: $100,000-4 million *! Typical approval time: 3-7 days

13 Commercial Bridge Loans (Hard Money Loans) Many times a company is approved for a loan at their bank or financial institution, but the loan will not close for 4-6 months, and they need the money sooner. During that time, you can provide a short-term or bridge loan, which is paid when the senior loan closes so they can satisfy their capital needs immediately. You can also provide loans to businesses that have run into hard times and need some working capital, pay tax liens, or for any other purpose. In today's hot entrepreneurial marketplace this is the perfect solution for companies "in-between" financing rounds eager to use working capital to meet investor expectations. Other times a project is near completion and need short term funds to finish the job. Importantly, the loan is not based on the client's credit but rather the assets of the project. These loans can be quite large and are able to close very rapidly. Typical commission: 3-5% of the amount financed! Typical transaction size: $300, million+ *! Typical approval time: 7-10 days

14 Medical Practice Acquisition Financing One of the most active areas of finance is the medical arena. You can provide financing to medical professionals (doctors, dentists, veterinarians, etc.) to acquire existing medical practices. Each year thousands of medical professionals, physicians, surgeons, dentists, veterinarians, chiropractors and specialists retire and sell their practices or simply need working capital to grow.! You can provide financing up to $2,000,000 for medical professionals to acquire these practices, and in most cases, with no money down. Typical commission: 3-8% of the loan amount! Typical transaction size: $75,000-1 million *! Typical approval time: 24 hours

15 Medical Practice Equipment Financing You also can do loans for medical professionals to finance their existing equipment or new equipment. It is common knowledge that medical equipment is priced at a premium and these types of loans can be quite sizable. Additionally, you will be able to provide working capital signature loans up to $250,000 that can be used to upgrade their facilities, expand their practice, update equipment, pay taxes or for any purpose they want. With a 1 page application, a Medical professional can get up to $250,000 in working capital with a one day approval and funding in just 3 days. These high-demand loans close very quickly and earn you high commissions. Typical commission: 3-8% of the loan amount! Typical transaction size: $75,000-1 million *! Typical approval time: 24 hours

16 Sale and Lease-back Programs Companies are always looking for additional working capital. Most companies don t realize they have a source of financing sitting in their business in the form of machinery and equipment. You will be able to determine the existing equipment they own, finance it so they have working capital, and give them low monthly payments to repay the loan.!!! This type of loan is called "sale and lease-back". It s simply refinancing equipment they own. Best of all these types of loans pay up to 15% commissions and are NOT dependent on credit ratings. Companies love this because most banks don t do this type of financing, placing your company in a premium position to capture new business. Remember, it does not matter which program gets "your foot in the door". Once you have a client you have a huge assortment of products to answer their needs for years to come. Typical commission: 5-15% of the loan amount! Typical transaction size: $100,000-1 million or more *! Typical approval time: hours

17 Contact Info Travis Norris! President & CEO!! (Phone)! (Fax)! Mailing Address:! PO Box 8782 Jackson WY 83002!

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