Colorado Workers Compensation Colorado Workers Compensation

Size: px
Start display at page:

Download "Colorado Workers Compensation Colorado Workers Compensation"

Transcription

1 Colorado Workers Compensation Colorado Workers Compensation Employee Union and Association Handbook Employee Union and Association Handbook Compliments of Larry Free Compliments and Brad ofunkeless Larry Free and Brad Unkeless Attorneys at Law Attorneys at Law Specializing in Workers Compensation and Personal Injury Specializing in Workers Compensation and Personal Injury

2 This book belongs to Phone Personal Phone Numbers Name Phone

3 Attorneys at Law Larry Free Greg Heron Bill Keating Mike Keating Deirdre Ostrowski Steve Polidori John Poor Brad Unkeless Bob Wagner - Workers Compensation - Personal Injury and Social Security - Personal Injury and Products Liability - Personal Injury - Personal Injury - Personal Injury and Products Liability - Personal Injury - Personal Workers Compensation Injury - Personal Workers Injury Compensation For more than 30 years, Keating Wagner Polidori Free has been committed to aggressively and successfully representing and protecting the rights of injury victims. The rm litigates cases arising from serious personal injuries, including Workers Compensation and Social Security Disability. We are known for results, not ads. Our Workers Compensation attorneys assign experienced paralegals and case managers to every injured worker. We use the latest technology to organize all aspects of each case. For more information on the kinds of work we do, please visit our website at Your questions are welcome! Please call our Workers Comp team at: (303) Our address is 1290 Broadway, Suite 600 Denver, CO We are here to help you!

4 Your Workers Compensation Claim Organizer Workers Compensation Lawyers: Marshall Larry Free Fogel Larry Free Brad Unkeless Paralegal assigned to my case: FKWPS Social Security Disability Lawyer: Greg Heron Paralegal assigned to my case: MEDICAL Authorized Primary Care Provider: Phone: Address: Floor: Surgeon: Phone: Address: Floor: INSURANCE Company Name: Claim Number: W.C. Number: Adjustor: Phone: UNION Union or Association Representative: Phone:

5 Table of Contents Introduction Our goals in representing you and other important information Workers Compensation time line Why should I read this handbook? 1 Why do I need a lawyer? 1 How will my attorney be paid? 1 What is Workers Compensation? 2 Injured workers 9 most common mistakes 3 When and how should I report my accident? 4 Who pays my medical expenses? 5 What if my claim for Workers Compensation bene ts is admitted? 6 What if my claim for Workers Compensation bene ts is denied? 6 Isn t it obvious that I was hurt doing my job? 7 Can I sue the negligent person who caused my on the job injury and still collect Workers Compensation? 8 What s included in Temporary Disability? 9 When do my Temporary Disability payments end? 11 Can my Workers Compensation bene ts be reduced? 11 What should I do about Social Security, Pension or Disability bene ts? 12 What are my obligations to my employer? 12 Should I submit to a Functional Capacities Evaluation (FCE) before I am released by a doctor? 13 What is a Permanent Impairment rating? What happens at the end of my case? 13 What s the difference between Permanent Impairment and Permanent Total Disability? 14 What is dis gurement? 14 What happens if I can never return to any type of work? - Permanent Total Disability 15 Will my future medical care be paid by the insurance company when I reach Maximum Medical Improvement? - Medical Maintenance 15 What do I do when I receive the Final Admission of Liability? 16 Can I appeal the Permanent Disability rating given to me by the Workers Compensation doctor? 16 If there is a dispute, can I go to court during my Workers Compensation case? 16 How does a case settle? 16 Can I re-open my claim after my case is closed? 17

6 Introduction Current Colorado Workers Compensation laws are dif cult to understand. Historically, the Workers Compensation system has been a political battleground in the Colorado legislature. Special business interests often prevail at the expense of the injured worker. The system may not always provide adequate bene ts to those most in need. Injured workers can feel caught in a maze as they endeavor to deal with the complexity of the present law more than 70 pages long. We at Keating Wagner Polidori Free represent injured workers in all elds of employment including, but not limited to: Airline employees Carpenters Custodial workers Educators Fire ghters Food workers Iron workers Law enforcement workers Maintenance engineers Medical personnel Of ce workers Operating engineers Other construction trade workers Package delivery Plumbers Public transportation employees Stagehands Truck drivers

7 Our goals in representing injured workers: To help workers receive fair compensation while off work, during recovery. To maximize Permanent Disability awards. To help obtain quality medical care. To help injured workers understand that Workers Compensation settlement values vary with each claimant and that these values are not automatically set by the law. To help workers with an on-the-job injury caused by someone outside of their company. To help injured workers obtain reimbursement for items such as mileage. Unfortunately, an injury can result in the loss of a job and even a career. We can help identify this possibility early so workers can make appropriate plans and make the most of their settlement. We can help determine when to apply for social security, short and long term disability, and retirement bene ts in order to minimize the reduction of Workers Compensation bene ts. Workers Workers built built the West the West and continue and continue to be to America s be America s strength. strength. Our Our team team looks looks forward forward to to continuing to guide to guide and and protect protect injured injured workers. Please read this warning! This Union and Association Workers Compensation handbook is issued to provide basic information about the Workers Compensation system, but should not be used as a guide to handling your own claim.

8 Colorado Workers Compensation Time Line This time line represents the order of events from an on-the-job accident and injury until there is a disability rating. It may be helpful for your reference as you learn more about the many aspects, events and terms that are unique to Workers Compensation. Date of Accident Never say, I don t need to worry about Workers Compensation. I ll be okay in a few days.

9 W hy should I read this handbook? An on-the-job injury could affect your ability to work and support your family; an injury might alter your future plans and goals. No one expects to be injured so being prepared is important. Why do I need a lawyer? The Workers Compensation system is complicated and most people need a lawyer to protect their rights and obtain fair compensation bene ts. Insurance companies (and sometimes employers) have lawyers to defend their positions. Workers deserve the same! Retaining a lawyer relieves the stress of being fully responsible for making legal decisions that may affect the outcome of your case. Your lawyer puts you on a level playing eld with the insurance company and their lawyers. How will my attorney be paid? Costly legal fees can discourage workers from hiring an attorney. To avoid this problem, Keating Wagner Polidori Free charges a contingency fee. A contingency fee is a reasonable percentage of the value of your case. The advantage of this fee arrangement is that fees are strictly based on the value of your claim and nothing more. Our rm does not charge for an initial consultation to discuss your legal rights within the Workers Compensation system

10 What is Workers Compensation? and scope of their employment. Workers Compensation is a system which provides medical bene ts and compensation to individuals injured in the course If you suffer an on-the-job injury, you have the right to le a Workers Compensation claim. If you are eligible to le that claim, you cannot sue your employer or a co-employee for damages, even if their negligence is the cause of your injury. Workers receive the same bene ts o even if they are negligent in causing their injury o even if no one is negligent o even if a co-worker s negligence causes their injury Workers Compensation bene ts are limited by law. Because the system allows the payment of bene ts regardless of fault, the bene ts are less than compensation in a non-work related personal injury case where fault must be established. Workers Compensation bene ts include: Payment of reasonable and necessary medical expenses. Temporary Total Disability (TTD) bene ts that pay 2/3 of a worker s average weekly gross wage, while not able to perform their job, before reaching Maximum Medical Improvement (MMI). Temporary Partial Disability bene ts (TPD) that pay 2/3 of the difference between a gross weekly wage at the time of injury and the worker s present modi ed duty wage before reaching MMI. A Permanent Partial Disability bene t (PPD) which is the value of a permanent impairment at the time the worker reaches Maximum Medical Improvement (MMI). MMI is when the worker s medical condition, due to injury, is stable and further medical care will not improve their health. Workers are permitted to work for their employer, within the worker s doctor s written restrictions, while receiving Temporary Partial Disability bene ts. Workers are not permitted to work while receiving Temporary Total Disability bene ts

11 Injured Workers 9 Most Common Mistakes 1. Not reporting an on-the-job injury due to an accident (such as falling off a ladder or picking up a heavy box) or due to a work place exposure (repetitive work such as an injury to a worker s back from picking up boxes over a period of time). 2. Not going to the medical clinic, or doctor designated by the employer. 3. Not immediately reporting all their injuries at the time of the accident. 4. Consenting to surgery without asking the surgeon the right questions. 5. Not obtaining a second surgical opinion, when necessary, in order to decide whether or not to consent to surgery. 6. Not knowing if medical care is designed to help them return back to work. 7. Not understanding the types of Workers Compensation bene ts and settlements they are entitled to receive. 8. Not understanding their legal rights. 9. Not understanding that it is improper for any authorized medical facility or doctor to charge the worker for medical care

12 When and how should I report my accident? On-the-job injuries include a single accident, workplace exposure caused by repetitive work, aggravation of a preexisting injury or medical condition, heart attack, chemical or other work site exposure. Immediately notify your supervisor of your injury. Your employer must post a sign in a prominent place stating that you must report your injury in writing within four (4) working days after the accident. Your foreman, supervisor or manager can ll out a written injury report if you are unable to do so. Your employer is required to provide the forms needed to report your accident or workplace exposure. However, whether or not forms are available, always report immediately. If your injury arises from a single event, you should report the accident immediately. If your injury is due to workplace exposure, such as wrist problems resulting from checking groceries, report the injury date within four (4) days of when you rst believe you are in need of medical attention. Failure to report your injury within four (4) days does not legally preclude you from reporting the injury at a later time. Late reporting, however, can result in suspicion that you were not injured at work. Late reporting can result in denial of your claim or loss of compensation for each day the injury is not reported. You have a valid job related injury even when you have a previous back injury or medical condition that is substantially aggravated from an accident at your work or a workplace exposure. For example, since childhood, a thirty- ve year old worker has lived with degenerative disc disease. At age thirty, the disc problem worsened due to an automobile accident during a vacation and a work related injury two months later. A month ago, after falling from a ladder while working, the worker injured his back further aggravating previous back problems. Despite these issues, the worker has a valid job related injury. Report to your employer and doctors every body part that you believe is injured, no matter how minor. A minor injury can develop into a major injury. Your failure to report these injuries can result in denial of bene ts. If your employer fails to post a written notice of the requirement for reporting an injury, you may not be required to give written notice of your injury. The best advice, however, is to always give written notice

13 Who pays my medical expenses? least two designated providers within 7 days. You must seek medical attention from a doctor at a medical facility designated by your employer, or its insurance company. Your employer must give you written notice of at Your employer is responsible to pay all authorized reasonable and necessary medical expenses as a result of your injury. These medical expenses can include medical examinations, surgery, assisted transportation, therapy, nursing care, hospitalization, rehabilitation services, prescriptions, homecare, pain clinic care, mileage to medical appointments and to your pharmacy, psychological counseling, MRI, CT Scan, x-rays, medical supplies, and medical appliances. If you are injured at work and you need immediate medical attention, the law allows you to travel to the nearest hospital or emergency facility even though the facility is not designated by your employer. Except in cases of true emergency, if you seek treatment from a doctor that has not been authorized by your employer, you will be responsible for the bill. Disputes may occur between you and your employer s insurance carrier about what is reasonable and necessary medical care. These disputes may be resolved between the insurance adjuster and your lawyer. If there is no resolution, the con ict can be litigated before a judge. Lawyers also have the right to try to negotiate a change of a worker s physician, as well as to negotiate getting a second opinion from a doctor or surgeon. Your authorized primary care doctor has the right to refer you to other authorized doctors who are specialists. You are not required to have elective surgery in order to receive Workers Compensation bene ts and a settlement. There are limits regarding how long your medical care can continue. In certain circumstances, your right to ongoing medical care can continue after you have settled on the value of your permanent medical impairment

14 What happens if my claim for Workers Compensation bene ts is admitted? You will receive a written notice entitled General Admission of Liability that provides written proof you were injured on the job. A General Admission allows you to receive all legally required Workers Compensation bene ts, including medical bene ts and temporary disability payments. A General Admission does not automatically mean you will receive the correct temporary disability payments or the appropriate medical care. An attorney should review a General Admission of Liability to make sure all bene ts due you are correct. If your injury results from your use of alcohol or a controlled substance, your Workers Compensation bene ts may be reduced by one-half. What happens if my claim for Workers Compensation bene ts is denied? You will receive a written Notice of Contest denying your claim. Usually the denial means the insurance adjuster has questioned the validity of your claim. Your claim may be denied for late reporting. Again, late reporting of a valid on-the-job injury creates a suspicion that you did not get injured while performing your job. Judges do not like late reporting cases and a judge will then be more inclined to deny your entire claim and all of your bene ts. Report your injury immediately and do not forget to report every injured body part, no matter how minor the injury seems at the time. Often, your attorney can provide the claims adjuster with eye witness statements, or other competent evidence, to change the insurance company s denial of your claim to an admission. Nonetheless, if your claim has merit, your attorney can request a hearing before a judge

15 Isn t it obvious that I was hurt doing my job? Witnesses may disagree as to the circumstances of how you were hurt. For example, a witness may claim you were not seen picking up heavy boxes as you claim or that you already had a bad back, and you never complained to anyone of an on-the-job injury. Evidence can be discovered to overcome inaccurate witness accounts. A denial of your claim can be due to inaccurate information or a lack of understanding of the law by the insurance adjuster. For instance, on-the-job injuries may happen: in an employee designated parking lot before you clock in for work. in an employee designated parking lot after your work shift has ended. in an employee designated locker room preparing for work before you clock in to start work. in an employee designated lunch area. by being assaulted by a fellow employee through no fault of your own. running an errand for the bene t of your employer. Even if you are negligent in causing your on the job injury, you are still entitled to Workers Compensation bene ts

16 Can I sue the negligent person who caused my on-the-job injury and still collect Workers Compensation? If you are injured while on loan to a subcontractor by a general contractor, you can sue a negligent party not associated with your workplace who injured you while you are working. Independent contractors must carry their own Workers Compensation insurance. However, signing independent contractor agreements does not necessarily prove that you are an independent contractor or that you have waived your right to prove that you are an employee. In some instances you can sue a property owner or a property lessee if you are injured at work. If you are injured due to the conduct of your employer or a co-employee, you can receive Workers Compensation bene ts, but you cannot sue either of them personally due to their negligence. You can sue a third party and also collect Workers Compensation bene ts. Keating Wagner Polidori Free can help workers with third party claims on-the-job injuries caused to workers by someone outside of their company. For example, if you are driving a delivery truck while working and you are injured when your truck is hit by a negligent driver who runs a red light, you can collect Workers Compensation bene ts and you can sue the negligent driver. However, the Workers Compensation insurance company will be entitled to a portion of the money collected from the negligent driver based on the Workers Compensation bene ts they have paid on your behalf

17 W hat s included in Temporary Disability? Temporary Disability includes both Temporary Total Disability (TTD) and Temporary Partial Disability (TPD) payments. $ Temporary Disability benefits are paid until you are at Maximum Medical Improvement (MMI) from all of your injuries due to your work related accident. $ Temporary Total Disability (TTD) payments start after you are off work for three calendar days or three shifts. $ You will receive Temporary Total Disability payments if the primary care physician states, in writing, that you are not to work, or imposes work restrictions that your employer cannot comply with, such as light duty or modified work within those restrictions. $ You receive Temporary Partial Disability payments (TPD) when you are released to light duty by the primary care physician and the employer provides work that is available within your restrictions, but you are still earning less than your gross wages at the time of your injury. If light duty work is not available, you continue to receive TTD. $ Temporary Disability payments end (including both TTD and TPD) when you reach MMI, even when your permanent restrictions preclude you from your job. $ Maximum Medical Improvement (MMI) is when your primary authorized doctor finds that your medical condition, due to your injury, is stable and further medical care will not improve your condition. $ Temporary Total Disability is two-thirds of your gross average weekly wage. A fair gross wage can be averaged by including past wages going back a reasonable period of time. An anticipated pay raise, just before your accident, can be considered in raising your average weekly wage. $ Your average weekly wage can include overtime. $ Your average weekly wage can include the value of employer paid health insurance benefits. The Colorado Supreme Court recently ruled that workers who lost their employer paid health insurance benefits would be entitled to having the cost of continuing the health insurance included in their average weekly calculation. This is true even if the worker does not actually purchase the insurance after his or her health insurance is terminated. $ Sick and vacation benefits, paid to you by your employer, while you are receiving temporary benefits, can be added to your Temporary Disability payments and cannot be used to substitute for your Temporary Disability benefits

18 Your gross average weekly wage is very important in order to determine the value of your temporary and permanent disability payments. In addition to your modi ed duty pay, you also receive Temporary Partial Disability (TPD) bene ts, which is two-thirds of the difference between your regular gross wages and your modi ed duty gross wages. If you are working at two jobs (concurrent employment) and you are injured and cannot work either job, you will receive Temporary Disability bene ts based on the gross wages of both jobs. Example TTD: Gross average weekly wage $ Health insurance $ Overtime $ Concurrent employment $ Total gross average weekly wage $ = $900 x 2/3 = $ TTD Payable every two weeks Accrued Sick Leave Payable every two weeks $ Accrued Vacation Pay Payable every two weeks $ TOTAL paid every two weeks $ You are paid every two weeks for the days your doctor states that you cannot work. Example TPD: Gross average weekly wage $ Modi ed job wages $ $ = $300 x 2/3 = $ TPD Total TPD $ Wages $ = $ TOTAL paid every two weeks $ TTD and TPD payments are limited by law at a xed maximum amount that, by law, changes every July 1 st. TTD and TPD bene ts are not taxable. Employers are allowed to pay your full salary instead of temporary disability payments

19 When do my Temporary Disability payments end? As we ve discussed, there are two types of disability bene ts: Temporary Total Disability (TTD) and Temporary Partial Disability (TPD). Payment of Temporary Disability (TTD and TPD) bene ts stops when: you return to regular or modi ed work you are given a written release to return to regular work by your authorized treating doctor you begin modi ed work; after your doctor releases you to work with restrictions, and you later refuse to report to work; you quit, or you are red your authorized treating doctor determines that you have reached Maximum Medical Improvement (MMI). Again, MMI means that the injury or disease causing your disability has become stable and no further medical treatment will improve your medical condition. If your employer s Workers Compensation insurance company discontinues the payment of TTD, you may be without any source of income unless you are entitled to compensation for your permanent impairment or disability. Can my Workers Compensation bene ts be reduced? Yes, your bene ts can be reduced if any of the following conditions are met: You willfully fail to use a safety device. You willfully fail to obey a reasonable safety rule. When you were hired, you willfully misled your employer about your physical ability to do the job. Your injury resulted from the use of drugs or alcohol. You owe child support. You return to full or part time work, and you are eligible to receive TPD. You and/or your dependents receive Social Security Disability bene ts. You receive a pension or other disability bene t that is funded by your employer. The reduction is only the percentage of your employer s contribution to your pension. You receive Workers Compensation bene ts for the same injury from another state. You receive Unemployment Insurance bene ts because you are not allowed to receive unemployment bene ts and temporary disability at the same time

20 What should I do about Social Security, Pension or Disability bene ts? Your attorney will advise you if, and when, you should apply for Social Security Disability, a retirement pension or other disability bene ts What are my obligations to my employer? You must provide written notice to the insurance company of: a return to any employment any award for Social Security, pension or disability bene t Your employer, or insurance company, has the right to request that you apply for Social Security Disability bene ts. A notice that you will receive any of these bene ts must be sent to the insurance company or the self-insured employer within twenty (20) days after you learn of the payment or award. Failure to report may result in the suspension of your bene ts and an obligation to pay back any overpayments. Your attorney will assess and assist you with social security and pension issues and questions

21 Should I submit to a Functional Capacities Evaluation (FCE) before I am released by the doctor? A Functional Capacity Evaluation (FCE) consists of a series of physical tests and activities used to determine your permanent physical restrictions. The FCE can last from one hour to six hours. Sometimes the results of these evaluations may not be accurate in assessing your physical abilities or your restrictions. The compensation laws do not require that you submit to an FCE; however, the employer may require the evaluation as a condition to your continuing employment at the time you are released from medical care (MMI). We want to advise you regarding whether or not to agree to an FCE before the doctor schedules you for the evaluation, as the results of an FCE may adversely affect your chances of future employment. What s a Permanent Impairment Rating? What happens at the end of my case? When you reach the point that no additional medical care will improve your condition, your doctor will place you at Maximum Medical Improvement (MMI). At that time, your doctor will determine the percentage, if any, of medical impairment caused by your injury. This rating is based on a book issued by the American Medical Association that contains guidelines for physicians to review when determining your rating, based on your limited range of motion. The percentage of impairment has monetary value. When you reach MMI and are provided a Permanent Disability Rating, your temporary bene ts will end. You can receive a settlement in one lump sum, subject to a modest discount, instead of receiving payments every two weeks over a lengthy period of time. If we disagree with your doctor s impairment rating on the date of Maximum Medical Improvement, we can contest your claim by requesting a Division Independent Medical Examination (DIME). There are time deadlines and limits when applying for a DIME. The DIME request gives you another opportunity for a doctor to examine you and re-evaluate your medical condition. The doctor will determine if you are at Maximum Medical Improvement and recommend the same or a different permanent disability rating

22 What is the difference between Permanent Impairment and Permanent Total Disability? There are 3 types of permanent impairment: 1. Scheduled Impairment: Loss of function affecting the toes, feet, legs, ngers, hands, arms, eyes, vision or deafness. 2. Whole Person Impairment: Loss of function affecting the body parts such as the spine, lungs, heart and mental impairment. A scheduled, or whole person permanent impairment rating does not preclude your returning back to work. It is your permanent physical restrictions that determine your ability to return to the job that you held at the time of your injury. 3. Permanent Total Disability: Inability to earn any wages. An impairment rating is provided by a doctor at the time you are at MMI. Ratings are not automatically the same for similar injuries. The rating determination provided by a doctor involves the measurement of your range of motion at various positions. The doctor refers to a uniform medical guide to determine your percentage of impairment based on your limited range of motion measurements. Except for permanent total disability, awards for permanent impairment do not include any wage loss that may have occurred as a result of the injury or disease. Any award for permanent impairment is based on functional impairment (measurement of your range of motion) as measured by the authorized treating physician and is usually limited to the part of the body that is affected. Your age and your average weekly wage are important factors in determining the value of your permanent impairment. We will evaluate which of the three types of permanent impairment you are entitled to receive as a fair compensation value. We will advise you if a scheduled rating can be converted to a whole person rating which can result in a higher monetary award. Failing to convert a scheduled rating, in a proper case, can result in the loss of thousands of dollars of compensation. Shoulder injuries are the most common injuries that may be converted to a whole person rating. What is dis gurement? In most cases, if you have a scar, limp or other dis gurement caused by the injury, you may be entitled to a dis gurement award of up to $4, (or $8, in certain severe cases)

COLORADO DEPARTMENT OF LABOR & EMPLOYMENT. Division of Workers Compensation EMPLOYEE S GUIDE

COLORADO DEPARTMENT OF LABOR & EMPLOYMENT. Division of Workers Compensation EMPLOYEE S GUIDE COLORADO DEPARTMENT OF LABOR & EMPLOYMENT Division of Workers Compensation EMPLOYEE S GUIDE August 2014 THE INFORMATION IN THIS BOOKLET IS INTENDED TO BE GENERAL INFORMATION ON THE COLORADO WORKERS COMPENSATION

More information

Workers Compensation and Seniors

Workers Compensation and Seniors Chapter 10 Workers Compensation and Seniors Gregory B. Cairns, Esq. Cairns & Associates, P.C. SYNOPSIS 10-1. Workers Compensation 10-2. Benefits Available 10-3. Filing a Workers Compensation Claim 10-4.

More information

Revised May 2015. What Is Workers Compensation?

Revised May 2015. What Is Workers Compensation? This pamphlet provides an overview of the workers compensation system in the State of New Hampshire, including what is covered by workers compensation, what benefits are available, and what you should

More information

WORKERS COMPENSATION ORKERS OMPENSATION: INJURY

WORKERS COMPENSATION ORKERS OMPENSATION: INJURY WORKERS ORKERS COMPENSATION OMPENSATION: WHAT TO DO IN CASE OF AN ON-THE THE-JOB INJURY In general the purpose of the North Carolina Workers Compensation Act, N.C. G.S. 97-1 et. seq., is to put in place

More information

RIGHT Lawyers. Stacy Rocheleau, Esq. Gary Thompson, Esq.

RIGHT Lawyers. Stacy Rocheleau, Esq. Gary Thompson, Esq. rightlawyers.com RIGHT Lawyers Right Lawyers has successfully represented numerous clients in the areas of car accidents, work injuries, and slip and falls. The goal of this guide is to provide you answers

More information

Table of Contents. A Message From Attorney Edgar Snyder 1. Eligibility for Workers Compensation 3. Types of Workers Compensation Claims 5

Table of Contents. A Message From Attorney Edgar Snyder 1. Eligibility for Workers Compensation 3. Types of Workers Compensation Claims 5 Table of Contents A Message From Attorney Edgar Snyder 1 Eligibility for Workers Compensation 3 Types of Workers Compensation Claims 5 Workers Compensation Benefits Payments 9 The Hearing Process 13 The

More information

Information for Worker s Compensation Clients

Information for Worker s Compensation Clients Information for Worker s Compensation Clients Overview of the Worker s Compensation Act Indiana Worker s Compensation cases are governed by a State law known as the Worker s Compensation Act. The legislature

More information

WORKERS COMPENSATION IN RHODE ISLAND A SUMMARY OF THE LAW

WORKERS COMPENSATION IN RHODE ISLAND A SUMMARY OF THE LAW WORKERS COMPENSATION IN RHODE ISLAND A SUMMARY OF THE LAW PREPARED BY ATTORNEY GARY J. LEVINE 369 SOUTH MAIN STREET PROVIDENCE, RI 09203 401-521-3100 www.workerscompri.com TABLE OF CONTENTS INJURIES COVERED

More information

Guide. to Recovery Under The Illinois Workers Compensation Act. The Injured Employee s

Guide. to Recovery Under The Illinois Workers Compensation Act. The Injured Employee s The Injured Employee s Guide to Recovery Under The Illinois Workers Compensation Act Prepared By: Romanucci & Blandin, LLC 33 North LaSalle Street, 20th Floor Chicago, Illinois 60602 Toll Free: 888.458.1145

More information

Where Do I Start? A Guide for Injured Workers

Where Do I Start? A Guide for Injured Workers Where Do I Start? A Guide for Injured Workers TABLE OF CONTENTS 1. About Colorado workers compensation 2. When to notify your employer that you ve been injured 3. What benefits you re entitled to 4. Benefits

More information

A GUIDE TO INDIANA WORKER S COMPENSATION

A GUIDE TO INDIANA WORKER S COMPENSATION A GUIDE TO INDIANA WORKER S COMPENSATION 2004 EDITION MACEY SWANSON AND ALLMAN 445 North Pennsylvania Street Suite 401 Indianapolis, IN 46204-1800 Phone: (317) 637-2345 Fax: (317) 637-2369 A GUIDE TO INDIANA

More information

Construction Accident

Construction Accident Do You Have a Case? Construction Accident ebooklet Mark Fryman 201 South 3rd Street Logansport, IN 46947 P: (574) 722-6676 www.starrausten.com Disclaimer No attempt is made to establish an attorney-client

More information

2013 Nuts & Bolts Seminar Coralville

2013 Nuts & Bolts Seminar Coralville 2013 Nuts & Bolts Seminar Coralville LITIGATION TRACK Work Comp 101 2:30 pm.-3:30 p.m. Presented by Tim Semelroth RSH Legal 425 Second Street SE, Suite 1140 Cedar Rapids, Iowa 52401 Phone: 319-365-9200

More information

A GUIDE TO THE BENEFITS PROVIDED BY THE ILLINOIS WORKERS COMPENSATION ACT

A GUIDE TO THE BENEFITS PROVIDED BY THE ILLINOIS WORKERS COMPENSATION ACT A GUIDE TO THE BENEFITS PROVIDED BY THE ILLINOIS WORKERS COMPENSATION ACT INTRODUCTION The information contained in this booklet is an overview of benefits provided by the Illinois Workers Compensation

More information

INJURED ON THE JOB? A SUMMARY OF THE RIGHTS AND BENEFITS AVAILABLE TO INJURED WORKERS UNDER ILLINOIS LAW

INJURED ON THE JOB? A SUMMARY OF THE RIGHTS AND BENEFITS AVAILABLE TO INJURED WORKERS UNDER ILLINOIS LAW INJURED ON THE JOB? A SUMMARY OF THE RIGHTS AND BENEFITS AVAILABLE TO INJURED WORKERS UNDER ILLINOIS LAW Law Offices ANESI, OZMON, RODIN, NOVAK & KOHEN, LTD 161 NORTH CLARK STREET AT RANDOLPH 21ST FLOOR

More information

SOUTH CAROLINA BAR. Workers Compensation and the Law

SOUTH CAROLINA BAR. Workers Compensation and the Law SOUTH CAROLINA BAR Workers Compensation and the Law WORKERS COMPENSATION The South Carolina Workers Compensation Act provides a system for workers injured on the on the job to receive medical care and

More information

Guide to. For Connecticut Private Sector Employees

Guide to. For Connecticut Private Sector Employees Guide to Workers Compensation For Connecticut Private Sector Employees NEW ENGLAND HEALTH CARE EMPLOYEES UNION DISTRICT 1199, SEIU 77 Huyshope Avenue, Hartford, CT 06106 860-549-1199 September 2009 Workers

More information

ILLINOIS WORKERS COMPENSATION COMMISSION HANDBOOK OCCUPATIONAL DISEASES AND FOR INJURIES AND ILLNESSES BEFORE 2/1/06

ILLINOIS WORKERS COMPENSATION COMMISSION HANDBOOK OCCUPATIONAL DISEASES AND FOR INJURIES AND ILLNESSES BEFORE 2/1/06 ILLINOIS WORKERS COMPENSATION COMMISSION HANDBOOK ON WORKERS COMPENSATION AND OCCUPATIONAL DISEASES FOR INJURIES AND ILLNESSES BEFORE 2/1/06 ILLINOIS WORKERS COMPENSATION COMMISSION Note: On January 1,

More information

UNDERSTANDING WORKERS COMPENSATION

UNDERSTANDING WORKERS COMPENSATION This brochure was prepared by the Washington State Association for Justice (WSAJ) as a guide to help the citizens of Washington State understand their rights. Established in 1953, WSAJ represents attorneys

More information

THE ILLINOIS WORKERS COMPENSATION ACT

THE ILLINOIS WORKERS COMPENSATION ACT THE ILLINOIS WORKERS COMPENSATION ACT Frequently Asked Questions Phone: 312.977.0100 800.922.4500 Fax: 312.977.0795 www.healylawfirm.com www.illinoistruckingaccidents.com 111 WEST WASHINGTON STREET SUITE

More information

The ACCG Claims Office staff is here to help you. Please feel free to call us with your questions and concerns.

The ACCG Claims Office staff is here to help you. Please feel free to call us with your questions and concerns. 1 WELCOME This handbook contains information prepared by the Association County Commissioners of Georgia - Group Self-Insurance Workers Compensation Fund (ACCG - GSIWCF) to assist employees and management

More information

Key Provisions of Tennessee Senate Bill 200 Effective July 1, 2014, through July 1, 2016

Key Provisions of Tennessee Senate Bill 200 Effective July 1, 2014, through July 1, 2016 2014 Construction of Statute Definition of Injury (Causation) Revises Section 50-6-116, Construction of Chapter, to indicate that for dates of injury on or after July 1, 2014, the chapter should no longer

More information

Guide for Injured Workers

Guide for Injured Workers Guide for Injured Workers This is a guide to Oklahoma workers' compensation law and rules. It is based on laws and rules in effect in 2015. Laws and rules can change by acts of the Legislature, rulemaking

More information

Your Rights Under the Missouri Workers Compensation Law

Your Rights Under the Missouri Workers Compensation Law Your Rights Under the Missouri Workers Compensation Law All states have workers compensation laws. The Missouri Workers Compensation Law is contained in Chapter 287 of the Revised Statutes of Missouri.

More information

WORKERS COMPENSATION, ASSAULT LEAVE, DISABILITY LEAVE BENEFITS

WORKERS COMPENSATION, ASSAULT LEAVE, DISABILITY LEAVE BENEFITS WORKERS COMPENSATION, ASSAULT LEAVE, DISABILITY LEAVE BENEFITS FOR MEMBERS OF THE Chicago Teachers Union 111 East Wacker Drive, Suite 2600, Chicago, Illinois 60601 312-861-1800; fax, 312-861-3009 www.potterlaw.org

More information

GEORGIA STATE BOARD OF WORKERS COMPENSATION EMPLOYEE HANDBOOK

GEORGIA STATE BOARD OF WORKERS COMPENSATION EMPLOYEE HANDBOOK GEORGIA STATE BOARD OF WORKERS COMPENSATION EMPLOYEE HANDBOOK Please be aware that the Workers Compensation Law, Rules and Regulations are subject to change on July 1st of each year. If you have any questions

More information

WORKERS COMPENSATION, ASSAULT LEAVE, DISABILITY LEAVE BENEFITS

WORKERS COMPENSATION, ASSAULT LEAVE, DISABILITY LEAVE BENEFITS WORKERS COMPENSATION, ASSAULT LEAVE, DISABILITY LEAVE BENEFITS FOR MEMBERS OF THE Chicago Teachers Union 111 East Wacker Drive, Suite 2600, Chicago, Illinois 60601 312-861-1800; fax, 312-861-3009 www.potterlaw.org

More information

Table of Contents. 1. What should I do when the other driver s insurance company contacts me?... 1

Table of Contents. 1. What should I do when the other driver s insurance company contacts me?... 1 Table of Contents 1. What should I do when the other driver s insurance company contacts me?... 1 2. Who should be paying my medical bills from a car accident injury?... 2 3. What should I do after the

More information

WORKERS COMPENSATION & YOUR RIGHTS

WORKERS COMPENSATION & YOUR RIGHTS WORKERS COMPENSATION & YOUR RIGHTS 655 Florida Grove Road Mailing Address P.O. Box 760 Woodbridge, NJ 07095 (732) 324-7600 GILL & CHAMAS Raymond A. Gill, Jr.* Peter Chamas* James Pagliuca Michael J. Hanus

More information

Workers' Compensation in Oklahoma Employee s Rights & Responsibilities

Workers' Compensation in Oklahoma Employee s Rights & Responsibilities Workers' Compensation in Oklahoma Employee s Rights & Responsibilities Workers Compensation Court Counselor Program 1915 N. Stiles Avenue, Oklahoma City, OK 73105 210 Kerr State Office Bldg., 440 S. Houston,

More information

Workers' Compensation in Oklahoma Employee s Rights & Responsibilities

Workers' Compensation in Oklahoma Employee s Rights & Responsibilities Workers' Compensation in Oklahoma Employee s Rights & Responsibilities The information provided in this pamphlet is general in nature and for informational purposes only. It is not intended to be a legal

More information

General Information on Representing Yourself in a Workers Compensation Case

General Information on Representing Yourself in a Workers Compensation Case General Information on Representing Yourself in a Workers Compensation Case Idaho Industrial Commission PO Box 83720 Boise, ID 83720-0041 Telephone: (208) 334-6000 Fax: (208) 332-7558 www.iic.idaho.gov

More information

(404) 919-9756 david@davidbrauns.com www.davidbrauns.com

(404) 919-9756 david@davidbrauns.com www.davidbrauns.com You are probably reading this guide because you were recently in an automobile accident. Now you are faced with some difficulties. The tasks of managing your care and your insurance claim can be confusing

More information

Arkansas Workers Compensation Questions & Answers

Arkansas Workers Compensation Questions & Answers Arkansas Workers Compensation Questions & Answers What is Workers' Compensation? Arkansas' no-fault com pensation law was created by an initiated act in 1939 to guarantee prom pt, automatic benefits to

More information

C-20077EE-CVR New 1-00 Printed in U.S.A.

C-20077EE-CVR New 1-00 Printed in U.S.A. Employee: Employer: Date File Social Number: of Security Injury: We are your employer's No.: informational regulations. If have attached your copy workers' of the compensation Notice of Injury, insurance

More information

GEORGIA WORKERS COMPENSATION BASICS Michael Memberg Ken David & Associates, LLC

GEORGIA WORKERS COMPENSATION BASICS Michael Memberg Ken David & Associates, LLC This article presents general guidelines for Georgia nonprofit organizations as of the date written and should not be construed as legal advice. Always consult an attorney to address your particular situation.

More information

GEORGIA WORKERS' COMPENSATION Explanation of Basic Procedures

GEORGIA WORKERS' COMPENSATION Explanation of Basic Procedures GEORGIA WORKERS' COMPENSATION Explanation of Basic Procedures A. Initiating Claim 1. Accident must arise out of, and in the course of, employment (O.C.G.A. 34-9-1). a. "Arising out of" means what the employee

More information

What Happens After I Report the Injury?

What Happens After I Report the Injury? Introduction The Iowa Workers Compensation Act provides the only legal remedy against their employer for workers who are injured on the job. Workers Compensation law can be very technical. The law is administered

More information

If you have been involved in a work-related accident, there are a lot of things that you absolutely need to know.

If you have been involved in a work-related accident, there are a lot of things that you absolutely need to know. WORK-RELATED INJURIES SPECIAL REPORT Dear Friend: If you have been involved in a work-related accident, there are a lot of things that you absolutely need to know. Workers compensation is a statutory right

More information

Injured at work? You don t have to fight alone. Illinois Workers Compensation: Your Legal Rights and Responsibilities

Injured at work? You don t have to fight alone. Illinois Workers Compensation: Your Legal Rights and Responsibilities www.ilcomplaw.com (312) 226-2650 Injured at work? You don t have to fight alone. Illinois Workers Compensation: Your Legal Rights and Responsibilities A Worker s Guide to the Illinois Workers Compensation

More information

Consumer Awareness How to Keep From Getting Ripped Off by Big Insurance

Consumer Awareness How to Keep From Getting Ripped Off by Big Insurance Consumer Awareness How to Keep From Getting Ripped Off by Big Insurance Provided as an educational service by: Anthony D. Castelli, Esq. Concentration in Auto and Work Related Injuries (513) 621-2345 ATTENTION!!!

More information

What You Should Know About Your Workers Compensation Rights. KELLEY & FERRARO Attorneys at Law 888.839.8479

What You Should Know About Your Workers Compensation Rights. KELLEY & FERRARO Attorneys at Law 888.839.8479 KELLEY & FERRARO Attorneys at Law 888.839.8479 What You Should Know About Your Workers Compensation Rights REGARDING OCCUPATIONAL DISEASES, INCLUDING EXPOSURE TO ASBESTOS AND OTHER TOXIC SUBSTANCES Kelley

More information

HOW TO DETERMINE THE VALUE OF A WORKERS COMPENSATION CASE What Is Your Work Accident Case Really Worth?

HOW TO DETERMINE THE VALUE OF A WORKERS COMPENSATION CASE What Is Your Work Accident Case Really Worth? HOW TO DETERMINE THE VALUE OF A WORKERS COMPENSATION CASE What Is Your Work Accident Case Really Worth? By Michele S. Lewane, Attorney at Law Michele S. Lewane Injured Workers Law Firm 7826 Shrader Road

More information

Illinois Injury Guide. INJURY LAW OFFICES Toll Free (866) 891-9211

Illinois Injury Guide. INJURY LAW OFFICES Toll Free (866) 891-9211 Illinois Injury Guide INJURY LAW OFFICES Toll Free (866) 891-9211 Woodruff Johnson & Palermo is a law firm that represents injury victims and their families. Our experienced legal team will help you like

More information

Represented Settlement Agreement

Represented Settlement Agreement Instructions for Completing the Represented Settlement Agreement Please read all pages This form is fillable. That means you can type the information onto the form from your computer and print the form.

More information

Cooper Hurley Injury Lawyers

Cooper Hurley Injury Lawyers Cooper Hurley Injury Lawyers 2014 Granby Street, Suite 200 Norfolk, VA, 23517 (757) 455-0077 (866) 455-6657 (Toll Free) YOUR RIGHTS WHEN YOU ARE INJURED ON THE RAILROAD Cooper Hurley Injury Lawyers 2014

More information

FILING WORKERS COMPENSATION CLAIMS IN IDAHO

FILING WORKERS COMPENSATION CLAIMS IN IDAHO Claims contact information First Report of Injury forms ReportClaim@IdahoSIF.org General e-mail ClaimsIM@IdahoSIF.org FILING WORKERS COMPENSATION CLAIMS IN IDAHO Provider inquiries 208-332-2169 or 800-334-2370

More information

Who Is Covered by the WC Law?

Who Is Covered by the WC Law? Who Is Covered by the WC Law? More than 98% of Wisconsin workers are covered from the day they start employment. You are covered if your employer usually has three or more fulltime or part-time employees.

More information

Georgia Workers Comp Basics: Non-Profits are Employers, Too. Michael E. Memberg, Esq. September 19, 2012

Georgia Workers Comp Basics: Non-Profits are Employers, Too. Michael E. Memberg, Esq. September 19, 2012 Georgia Workers Comp Basics: Non-Profits are Employers, Too Michael E. Memberg, Esq. September 19, 2012 Mission of Pro Bono Partnership of Atlanta: To provide free legal assistance to community-based nonprofits

More information

WORKERS COMPENSATION AND ACCIDENT HANDBOOK

WORKERS COMPENSATION AND ACCIDENT HANDBOOK WORKERS COMPENSATION AND ACCIDENT HANDBOOK Compliments of Shelley W. Elovitz, Esquire Rothman Gordon, P.C. 310 Grant Street Third Floor, Grant Building Pittsburgh, PA 15219 www.rothmangordon.com New Client

More information

North Carolina State Government

North Carolina State Government North Carolina State Government W O R K E R S C O M P E N S A T I O N E M P L O Y E E H A N D B O O K PURPOSE The contents in this handbook are designed to provide employees of the State of North Carolina

More information

Florida Workers Compensation Law A Summary For The Injured Worker

Florida Workers Compensation Law A Summary For The Injured Worker Florida Workers Compensation Law A Summary For The Injured Worker Page 1 of 6 Introduction This pamphlet was written by Dennis A. Palso of the Law Office of Dennis A. Palso, P.A., an attorney who specializes

More information

Common Myths Associated With Georgia Workers Compensation Claims Ty Wilson 1-866-937-5454 www.tywilsonlaw.com Special Report

Common Myths Associated With Georgia Workers Compensation Claims Ty Wilson 1-866-937-5454 www.tywilsonlaw.com Special Report Common Myths Associated With Georgia Workers Compensation Claims Ty Wilson 1-866-937-5454 www.tywilsonlaw.com Special Report COMMON MYTHS ASSOCIATED WITH GEORGIA WORKERS COMPENSATION CLAIMS Special Report

More information

Workers Compensation Procedure

Workers Compensation Procedure City and County of Denver Workers Compensation Procedure Issued September 10, 2001 Revised 2/1/2013 Workplace Safety 201 West Colfax Avenue Dept. 1105 Denver, CO 80202 Risk.Management@Denvergov.org Workplace

More information

The Employers Guide to. Pennsylvania s Workers Compensation Law

The Employers Guide to. Pennsylvania s Workers Compensation Law The Employers Guide to Pennsylvania s Workers Compensation Law Table of Contents About this Guide. 3 The Pennsylvania Workers Compensation Act: An Overview for the Pennsylvania Employer....4 Your Duties

More information

Injured on the Job. Your Rights under FELA. Quick Facts: What To Do If Injured

Injured on the Job. Your Rights under FELA. Quick Facts: What To Do If Injured Injured on the Job Your Rights under FELA Quick Facts: What To Do If Injured 1. Consult your own doctor for treatment. Give your doctor a complete history of how your injury happened. Make sure that the

More information

Rights & Obligations under the Nebraska Workers Compensation Law

Rights & Obligations under the Nebraska Workers Compensation Law Nebraska Workers Compensation Court Information Sheet: Rights & Obligations under the Nebraska Workers Compensation Law NEBRASKA WORKERS COMPENSATION COURT OFFICIAL SEAL What is workers compensation? Workers

More information

Handbook on Workers Compensation & Occupational Diseases

Handbook on Workers Compensation & Occupational Diseases Handbook on Workers Compensation & Occupational Diseases Presented by: Park District Risk Management Agency P.O. Box 4320 Wheaton, IL 60189-4320 (630) 769-0332 (630) 769-0445 (fax) Illinois Workers Compensation

More information

PERSONAL INJURY CLAIMS

PERSONAL INJURY CLAIMS PERSONAL INJURY CLAIMS Frequently Asked Questions 1. Can I make a claim? If you have been injured because of the fault of someone else, you can claim financial compensation through the courts. The dependants

More information

INDUSTRIAL COMMISSION OF ARIZONA

INDUSTRIAL COMMISSION OF ARIZONA INDUSTRIAL COMMISSION OF ARIZONA WORKERS COMPENSATION INFORMATION FOR THE INJURED WORKER Phoenix Office: Industrial Commission of Arizona 800 W. Washington Street Phoenix, Arizona 85007-2922 Claims Phone:

More information

Workers Compensation Informational Materials and Filing Overview

Workers Compensation Informational Materials and Filing Overview Workers Compensation Informational Materials and Filing Overview Call 911, as applicable, and/or seek medical attention as necessary. Report the incident to the supervisor/department. The supervisor/department

More information

WORKERS COMPENSATION AND ACCIDENT HANDBOOK

WORKERS COMPENSATION AND ACCIDENT HANDBOOK WORKERS COMPENSATION AND ACCIDENT HANDBOOK Compliments of Shelley W. Elovitz, Esquire Rothman Gordon, P.C. 310 Grant Street Third Floor, Grant Building Pittsburgh, PA 15219 www.rothmangordon.com New Client

More information

The 411 on Connecticut Injuries at Work and Workers Compensation

The 411 on Connecticut Injuries at Work and Workers Compensation 52 Holmes Avenue Waterbury, CT 06710 (203) 753-7300 The 411 on Connecticut Injuries at Work and Workers Compensation www.welcomelawfirm.com JWelcome@WelcomeLawFirm.com Injured at Work? What now? If you

More information

Guide to. For State of Connecticut Employees

Guide to. For State of Connecticut Employees Guide to Workers Compensation For State of Connecticut Employees NEW ENGLAND HEALTH CARE EMPLOYEES UNION DISTRICT 1199, SEIU 77 Huyshope Avenue, Hartford, CT 06106 860-549-1199 October 2009 Workers Compensation

More information

INTRODUCTION GENERAL INFORMATION

INTRODUCTION GENERAL INFORMATION Workers Compensation Benefits Summary For dates of injury occurring on or after July 1, 2013 through June 30, 2014 Employment Relations Division Department of Labor and Industry PO Box 8011 Helena, MT

More information

Questions & Answers. about Workers Compensation for Employers in Georgia. Timeless Values. Progressive Solutions.

Questions & Answers. about Workers Compensation for Employers in Georgia. Timeless Values. Progressive Solutions. Q & A Questions & Answers about Workers Compensation for Employers in Georgia Timeless Values. Progressive Solutions. Introduction The Georgia Workers Compensation Act provides for the recovery of medical

More information

3 TRAPS THAT INSURANCE ADJUSTORS WILL SET FOR YOU..

3 TRAPS THAT INSURANCE ADJUSTORS WILL SET FOR YOU.. 3 TRAPS THAT INSURANCE ADJUSTORS WILL SET FOR YOU.. BUT READ THIS FIRST (AND CAREFULLY): You may be like many people who are in car accidents who want to try and handle your insurance claim on your own.

More information

Injured while working for PACE?

Injured while working for PACE? Injured while working for PACE? Illinois Workers Compensation: Your Legal Rights & Responsibilities Amalgamated Transit Union Local 241 AFL-CIO-CLC Chicago, IL Darrell Jefferson, President Darryle West,

More information

An Injured Workers Guide to the Workers Compensation Process Table of Contents

An Injured Workers Guide to the Workers Compensation Process Table of Contents An Injured Workers Guide to the Workers Compensation Process Table of Contents I. Claim Information A. General Information 1. What is workers compensation? 2. How do I know if I qualify for Workers Compensation?

More information

FactsforWorkers.com A Legal Information Resource for Workers provided by Hedberg & Boulton, P.C.

FactsforWorkers.com A Legal Information Resource for Workers provided by Hedberg & Boulton, P.C. FactsforWorkers.com A Legal Information Resource for Workers provided by Hedberg & Boulton, P.C. Iowa Workers Compensation Law Fast Facts An Overview on Work-Related Injuries for Iowa Workers What is Workers

More information

NASSAU* SUFFOLK QUEENS MANHATTAN BRONX WESTCHESTER

NASSAU* SUFFOLK QUEENS MANHATTAN BRONX WESTCHESTER The History of Grey & Grey, LLP. In 1967, David Grey opened a law office in Farmingdale, New York to represent injured and disabled workers. In 1971 his father, Arthur Grey, retired after a fortyyear career

More information

Workers Compensation 101

Workers Compensation 101 Workers Compensation 101 Terminology, Concepts and Principles Melissa LeRoy VP Sales Specialty Risk Services Definition Workers Compensation State-mandated, employer-provided provided coverage in all 50

More information

TRIBAL COURT CODE CHAPTER 93 WORKERS COMPENSATION. 93.102 No Waiver of Sovereign Immunity or Application of State Law.

TRIBAL COURT CODE CHAPTER 93 WORKERS COMPENSATION. 93.102 No Waiver of Sovereign Immunity or Application of State Law. TRIBAL COURT CODE CHAPTER 93 WORKERS COMPENSATION CONTENTS: 93.101 Citation and Purpose. 93.102 No Waiver of Sovereign Immunity or Application of State Law. 93.103 Definitions. 93.104 Reporting Obligations.

More information

An employee s guide to the Minnesota workers compensation system

An employee s guide to the Minnesota workers compensation system Minnesota Department of Labor and Industry Workers Compensation Division P.O. Box 64221 St. Paul, MN 55164-0221 An employee s guide to the Minnesota workers compensation system Workers Compensation Division

More information

MAURICE BLACKBURN LAWYERS WORKERS COMPENSATION ACT

MAURICE BLACKBURN LAWYERS WORKERS COMPENSATION ACT MAURICE BLACKBURN LAWYERS WORKERS COMPENSATION ACT 02 MAURICE BLACKBURN YOU RE WORTH FIGHTING FOR. If you are hurt, injured, or are facing an unfair situation, you and your family shouldn t have to suffer.

More information

An employee s guide to the Minnesota workers compensation system

An employee s guide to the Minnesota workers compensation system An employee s guide to the Minnesota workers compensation system Workers Compensation Division P.O. Box 64221, St. Paul, MN 55164-0221 (651) 284-5005 1-800-342-5354 www.dli.mn.gov/workcomp.asp Minnesota

More information

Workers Compensation Overview

Workers Compensation Overview Workers Compensation Overview YOUR LEGAL RIGHTS Workers compensation provides benefits to workers who are injured on the job or who have an illness, disease, or disability caused or made worse by workplace

More information

Workers Compensation Resource Guide

Workers Compensation Resource Guide Workers Compensation Resource Guide TABLE OF CONTENTS I. Definition of Workers Compensation 3 II. Reporting an Injury 3 III. Seeking Medical Treatment 4 IV. Covering the Cost of Medical Treatment 5 V.

More information

Mistakes That Can Destroy Your Workers Compensation Claim

Mistakes That Can Destroy Your Workers Compensation Claim 9 Common Mistakes That Can Destroy Your Workers Compensation Claim Authored by: Benjamin T. Cochran Board-Certified Specilist in Workers Comp Law The Best Lawyers in America 2015 - Workers Compensation

More information

A GUIDE TO WORKERS COMPENSATION IN NEW YORK

A GUIDE TO WORKERS COMPENSATION IN NEW YORK A GUIDE TO WORKERS COMPENSATION IN NEW YORK If you live or work in New York State and suffer a work-related injury, illness or disability, you may be eligible for workers' compensation benefits. This summary

More information

Provided By AdvisorNet Benefits Workers Compensation Employee Benefits

Provided By AdvisorNet Benefits Workers Compensation Employee Benefits Provided By AdvisorNet Workers Compensation Employee Minnesota s workers compensation laws determine the benefits available to employees who are injured in the course and scope of employment. An injury

More information

I ve been hurt at work. What do I do / to whom must I give notice of my accident and by what date?

I ve been hurt at work. What do I do / to whom must I give notice of my accident and by what date? WORKER: I ve been hurt at work. What do I do / to whom must I give notice of my accident and by what date? In general, you must give your employer or your supervisor written notice within 15 days after

More information

Summary of New South Carolina Workers Compensation Laws For Injuries On or After July 1, 2007

Summary of New South Carolina Workers Compensation Laws For Injuries On or After July 1, 2007 Summary of New South Carolina Workers Compensation Laws For Injuries On or After July 1, 2007 Appeals o 1-23-600(D): Cuts out the Circuit Court chain of appeal. Appeals from the Full Commission go directly

More information

Steiner, Segal, Muller & Donan

Steiner, Segal, Muller & Donan The Law Firm of Steiner, Segal, Muller & Donan What You Need To Know About Pennsylvania Worker s Compensation Benefits Representing Injured Workers in Pennsylvania for over 25 years! 2401 Pennsylvania

More information

Injured on-the-job? Know Your Workers' Compensation Rights in New Jersey

Injured on-the-job? Know Your Workers' Compensation Rights in New Jersey Page1 Injured on-the-job? Know Your Workers' Compensation Rights in New Jersey HPAE members who are injured or made ill on-the-job may be entitled to cash benefits, medical care, and other benefits under

More information

How to Protect Your Rights When Injured on the Job

How to Protect Your Rights When Injured on the Job How to Protect Your Rights When Injured on the Job What every railroad worker should know UNITED TRANSPORTATION UNION 24950 Country Club Blvd., Ste. 340 North Olmsted, Ohio 44070-5333 (216) 228-9400 www.utu.org

More information

Your Quick Reference for Florida Auto Accident Law

Your Quick Reference for Florida Auto Accident Law Call Us Now (813) 269-7421 FREE Consultation Your Quick Reference for Florida Auto Accident Law At the Law Offices of Martin Schwartz, we are here to take care of your legal needs in the aftermath of an

More information

Wisconsin Worker's Compensation Basics Information Every Wisconsin Worker Should Know if Injured

Wisconsin Worker's Compensation Basics Information Every Wisconsin Worker Should Know if Injured Wisconsin Worker's Compensation Basics Information Every Wisconsin Worker Should Know if Injured By Attorney Stuart J. Spaude Bollenbeck Fyfe, S.c. W6260 Communication Ct. Appleton, WI 54914 (920) 735-1711

More information

9 Common Mistakes That Can Destroy Your Workers Compensation Claim

9 Common Mistakes That Can Destroy Your Workers Compensation Claim 9 Common Mistakes That Can Destroy Your Workers Compensation Claim By: Benjamin T. Cochran Board Certified Specialist in Workers Compensation Law J. Jack Hardison Board Certified Specialist in Workers

More information

INJURY LAW ALERT WINTER 2006/2007 ISSUE WHAT IS MEDICAL MALPRACTICE?

INJURY LAW ALERT WINTER 2006/2007 ISSUE WHAT IS MEDICAL MALPRACTICE? INJURY LAW ALERT WINTER 2006/2007 ISSUE WHAT IS MEDICAL MALPRACTICE? Medical malpractice is a broad term used to describe a number of different kinds of lawsuits brought against doctors and hospitals.

More information

EMPLOYEE FACTS IMPORTANT WORKERS COMPENSATION INFORMATION FOR FLORIDA S WORKERS

EMPLOYEE FACTS IMPORTANT WORKERS COMPENSATION INFORMATION FOR FLORIDA S WORKERS EMPLOYEE FACTS IMPORTANT WORKERS COMPENSATION INFORMATION FOR FLORIDA S WORKERS Please visit our website at www.fldfs.com/wc where you will find extensive information such as publications, a number of

More information

Have you or someone you know suffered a personal injury? TIPS TO MAXIMIZE COMPENSATION

Have you or someone you know suffered a personal injury? TIPS TO MAXIMIZE COMPENSATION Have you or someone you know suffered a personal injury? TIPS TO MAXIMIZE COMPENSATION If you have suffered a personal injury it is important to consider all potential sources of compensation. A personal

More information

Benefits Guide. Information for the Injured Worker

Benefits Guide. Information for the Injured Worker Benefits Guide Information for the Injured Worker The purpose of this benefits guide is to help you learn what to expect if you ever need workers compensation benefits. Recovering from a work injury can

More information

MARCH 5, 2015. Referred to Committee on Commerce and Labor. SUMMARY Revises provisions governing workers compensation.

MARCH 5, 2015. Referred to Committee on Commerce and Labor. SUMMARY Revises provisions governing workers compensation. A.B. ASSEMBLY BILL NO. COMMITTEE ON COMMERCE AND LABOR MARCH, 0 Referred to Committee on Commerce and Labor SUMMARY Revises provisions governing workers compensation. (BDR -) FISCAL NOTE: Effect on Local

More information

Employer s Handbook. Workers Compensation

Employer s Handbook. Workers Compensation Employer s Handbook Workers Compensation Workers Compensation 101 Table of Contents Contact Information. 3 What is Workers Compensation?... 4-5 What is your role?... 6-7 Workers Compensation Benefits 8-9

More information

WORKERS COMPENSATION MANUAL

WORKERS COMPENSATION MANUAL DPA STATE OFFICE OF RISK MANAGEMENT WORKERS COMPENSATION MANUAL Derived from The Colorado Department of Labor and Employment Division of Workers Compensation Employer s Guide January 2006 Version THE INFORMATION

More information

Free Legal Consumer Guide Series www.southernmarylandlaw.com

Free Legal Consumer Guide Series www.southernmarylandlaw.com Free Legal Consumer Guide Series Brought To You By Meeting All Your Legal Needs For 50 Years 2 What You Need To Know About Workers Compensation HOW TO USE THIS GUIDE If you read this guide, you will discover

More information