Combined limit for Physiotherapy, Chiropractic,

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1 Funds- Cover, Families From Choice Online Insurance Comparisons Review (30 Jun 2014) Classification Type of cover Budget Family Bupa Australia Pty Ltd Bronze - Family Monthly premium before rebate ($) $45.60 State QLD Policy Type Score Features Score (%) 12 Dental Score (%) 7 Optical Score (%) 30 Other items Score (%) 11 covered $350 $700 Initial $22.00 Subsequent $18.00 covered $350 $700 Initial $17.00 Subsequent $17.00 covered $350 $700 Initial $20.00 Subsequent $17.00 Physiotherapy, Chiropractic,, Physiotherapy, Chiropractic,, Physiotherapy, Chiropractic,,

2 Funds- Cover, Families From Choice Online Insurance Comparisons Review (30 Jun 2014) Classification Medium Medium Medium Type of cover Family Family Family Latrobe HBF Bupa Australia Pty Ltd Services Limited PG: Premier Gold Extra Essentials Silver - Family extras Monthly premium before $ $ $ rebate ($) State QLD QLD QLD Policy Type Features Score (%) Dental Score (%) Optical Score (%) Other items Score (%) covered limit for LimitPerPerson $1,000 $350 $400 ($) Initial $40.00 $24.00 $30.00 Subsequent $32.00 $24.00 $22.00, covered Yes limit for, LimitPerPerson $250 $350 $400 ($) Initial $30.00 $24.00 $24.00 Subsequent $30.00 $24.00 $18.00 covered Yes No, $350 $400 Initial $36.00 $33.00 Subsequent $32.00 $23.00

3 Funds- Cover, Families From Choice Online Insurance Comparisons Review (30 Jun 2014) Classification Top Top Top Top Top Type of cover Family Family Family Family Family Peoplecare Insurance St.Lukes Gold Super - Plan Code: Y4 Partners National and Natural Plus (Family) Partners National (Family) Westfund Insurance Gold Monthly premium $ $ $ $ $ before rebate ($) State QLD QLD QLD QLD QLD Policy Type Score Features Score (%) Dental Score (%) Optical Score (%) Other items Score (%) covered Initial Subsequent limit,, $435 $500 $500 $500, $35.00 $32.00 $37.20 $37.20 $25.00 $25.00 $28.00 $27.60 $27.60 $25.00 covered limit,,

4 Initial Subsequent $435 $500 $500 $500, $35.00 $28.00 $35.40 $35.40 $25.00 $25.00 $28.00 $26.40 $26.40 $25.00 covered limit,, Yes Yes, $435 $500 $260 $100 Initial $35.00 $28.00 $20.00 $20.00 $25.00 Subsequent $25.00 $28.00 $20.00 $20.00 $25.00

5 Funds- Cover From Choice Online Insurance Comparisons Review (30 Jun 2014) Customer satisfaction ratings Feb Jan 2014 Fund Total satisfaction CBHS 89% Defence 88% Teachers Federation 88% Westfund 87% CUA 85% Partners 83% St Lukes 81% HIF ( Insurance Fund) 80% HBF 79% GMHBA 79% Australian Unity 77% Teachers Union 77% GMF 76% HCF 74% Latrobe Services 74% ahm (Australian Management) 73% BUPA 73% NIB 73% Medibank Private 71% Manchester Unity 64%

Combined limit for Physiotherapy, Chiropractic,

Combined limit for Physiotherapy, Chiropractic, Health Funds- Cover, Couples Classification Type of cover Test results Budget Couple Bupa Australia Pty Ltd Bronze - Couple Monthly premium before rebate ($) $45.60 State QLD Policy Type Features (%) 12

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