Protection Planning Wealth Management Estate Estate Planning. Employee Benefits Planning. Closely Held Held Family Business

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2 At Colorado Wealth Group, we help individuals and business owners like you prepare for a secure financial future. We represent you and/or your business, and we always remember whose money and whose future is at stake. Individual/Family Planning Protection Planning Wealth Management Estate Estate Planning Financial needs needs assessment Investment strategies Estate Estate tax tax minimization Life Life insurance needs needs analysis College funding strategies Disability income protection Accumulation programs in in strategies Charitable giving giving techniques Long Long term term care care insurance preparation for for retirement Income replacement in in retirement Social Social security analysis Wealth transfer strategies Business Protection Planning Business evaluation Buy-sell strategies Buy-sell finding options Key Key employee insurance Business Planning Closely Held Held Family Business Employee Benefits Planning Planning Multi-generational dynamics Group Group insurances life, life, Succession planning disability income, LTC, LTC, medical Estate Estate equalization planning Pension and and profit profit sharing plans plans 401(k), Simple IRA, IRA, SEP SEP IRA IRA 403(b), TSA TSA and and custodial accounts Deferred compensation plans plans Executive bonus bonus plans plans Split Split dollar dollar arrangements

3 Does the client need a comprehensive financial plan? Our Process INITIAL CONSULT Determine scope of engagement Does the client already know how we can help, such as a 401(k) rollover or an application for insurance? Fee-Based Planning Implementation Only Initial data gathering & fee-based plan proposal meeting CWG analyzes data and develops financial plan and recommendations Gather appropriate data for a basic needs analysis to generate recommendations Plan Presentation Meeting: CWG presents plan and recommendations Implement recommendations based on needs of the client. Implement Financial Plan recommendations on your own or with another financial firm or MONITOR with regular meetings and conference calls Prospective clients of Colorado Wealth Group have a choice. Although most can benefit from a comprehensive financial plan, not everyone needs this in the beginning. Many come to us with certain goals in mind and we can assist in the administration of those specific priorities. In these scenarios, our compensation comes from the implementation of such products or managed investment accounts. Most clients opt to take a deeper dive into building their financial plan to discover where they truly are and where they need to be, and therefore choose to pay a fee up front for our services. Upon execution of a customized financial plan, clients have a choice where to implement our recommendations, however most elect to use Colorado Wealth Group. Regardless of the path of engagement, Colorado Wealth Group is here to ensure that your plan will be custom fit for your needs. Colorado Wealth Group

4 Our comprehensive financial planning model strives to make sure we strike the right allocation of assets to help mitigate risk, maximize tax efficiency and optimize investment returns. Our clients get invitation-only access to a personalized online wealth management service designed exclusively for them, offering them a secure, accurate view of their entire financial world. Our clients greatly enjoy the benefits of using state-of-the-art technology and having a team of trusted advisors who work together to monitor and maintain their plan year-round. The work we do with our clients empowers them to focus on career and family what s most important to them and enjoy the security of having a plan to help them manage their wealth effectively.

5 At Colorado Wealth Group, our mission is to educate and inspire clients where a predictable lifetime of financial security is possible. We take tremendous pride in our independent and unbiased advisement, backed by world-class people and resources. Our skilled advisors are highly educated with many years of experience, and have earned industry designations including: CERTIFIED FINANCIAL PLANNER, CFP Accredited Investment Fiduciary, AIF Accredited Wealth Management Advisor, AWMA Chartered Financial Consultant, ChFC Certified in Long-Term Care, CLTC Chartered Life Underwriter, CLU FINRA Securities Licenses (Series 7, 6, 63, 65, 66) Life, Health, Disability & Long-term Care licensed Masters in Business Administration, MBA We pride ourselves in working cohesively with our clients accountants, tax attorneys, estate planners, business planners, general counsel and other trusted advisors who support our clientele.

6 2930 Umatilla Street, Suite 201 Denver, CO (720) Securities, investment advisory and financial planning services offered through qualified registered representatives of MML Investors Services, LLC. Member SIPC. Supervisory office: 4600 South Ulster Street, Metropoint I, Suite 1200, Denver, CO (303) Colorado Wealth Group is not a subsidiary or affiliate of MML Investors Services, LLC or its affiliated companies. SOC CRN