Making Loyalty Social: The Social Coupon
|
|
- Brittany Chase
- 7 years ago
- Views:
Transcription
1 White Paper Making Loyalty Social: The Social Coupon With every passing moment, consumers are hopping across channels and spending more time on social channels. Social channels provide retailers the platform to indulge the customers in a gaming atmosphere. The next step towards customer engagement should be to reward and engage customer to interact with various touch points and interplay in a periodic manner. Businesses need to connect the dots of current technologies with customers social media platforms. This paper explores the advances in Social Media channels and trends which when intertwined with their overall loyalty plan will profoundly impact the ways to close the final link and increase ROI.
2 About the Authors Shivani Rawat Shivani Rawat is a Retail Consultant at Tata Consultancy Services (TCS), specializing in Loyalty and Multi Channel. She has worked on assignments for retailers based out of North America, Europe and emerging market geographies in grocery, apparel, department store and specialty formats. She holds a Masters degree in Business Administration and Bachelors of Engineering in IT. Phanindra Meduri Phanindra Meduri is a Retail Consultant at Tata Consultancy Services, specializing in Loyalty and Multi Channel. He has worked on assignments for retailers based out of North America, Middle East and Asia geographies in grocery, pharmacy, department store and specialty formats. He holds a Masters degree in Business Administration and Bachelors of Engineering in Electronics and Communication. 2
3 Table of Contents The Eras of Loyalty 4 Closing the Gap 4 Making Loyalty Social: The Loyalty Module 5 The Social Coupon 5 The Value of Social Coupons 6 More than Another Channel 7 3
4 Winning the New Game of Retail means mastering emerging technologies and creating new customer relationship models to take advantage of them. This stretches beyond transactions, marketing and branding: beyond those areas where retailers are already digitally sophisticated. Its impact is felt across assortment optimization, loyalty, discounting, inventory management, pricing across the entire retail operation. To succeed, retailers must redesign, re-engineer, and re-innovate the way they do business. The Eras of Loyalty TCS divides the evolution of loyalty and rewards programs into three broad eras. The evolutionary driver has always been the same: finding and connecting with existing and emerging customer touchpoints. The Era of Anonymity included nearly a century of rewards programs from Green Stamps to box tops. The retailer had no knowledge of who received the rewards. Every customer received the same ones, regardless of their buying behavior, preferences or frequency. The Era of Individualization began with frequent flyer programs. Loyalty was rewarded individually. Everything was personal, from tracking to targeting to tiers. It became a highly efficient way to communicate with customers across channels and to directly reward the customer. Rewards varied based on purchase and frequency. The Era of Shared Loyalty is upon us, just 30 years after the first frequent flyer program. Social platforms turn loyalty into something that can be shared across each customer s own social communities to develop more new customers for the retailer. Closing the Gap The maturity of social platforms has created gaps between the full capabilities of those social technologies and the limited way loyalty programs use them. In many ways, loyalty on a social platform looks no different than loyalty over the telephone or on a web site. This Retail Point of View focuses on loyalty: specifically, on using social platforms as a new way to reward customers, and empower them to create new loyal customers for the brand. For TCS, sharing loyalty is a New Rule in the New Game of Retail. No Sustained Retailer-Customer Interaction Retailers don t deploy social programs that create continual, sustainable interactions, connecting brands to loyal customers social networks. Traditional loyalty programs, even when they re launched from a social platform, are event-driven: usually retailer initiated with limited-time coupons, bundled promotions and other purchasing incentives. Less often, the member initiates it: to manage an account or redeem a reward. Either way, it s a private world an exclusive loyalty club of one, unable to become an engaging, active part of the member s social universe. 4
5 Channels Work In Isolation Retailers view the social world as another place to replicate their existing loyalty program. Doing so, they miss out on the real promise of social loyalty. Airline loyalty on Facebook, to give just one example, mirrors the web site functionality. That means it loses the much greater value and opportunity that comes from helping customers engage their social community with the brand. Social Media Is Just Another Channel Retailers still view social media as just another broadcast channel. For TCS, that s like viewing an iphone as just another device to make a phone call. The social platform is not an alternative to a web store or an . It s not just another place to push promotions or post catalogs. It s where customers come to interact. To limit its functionality to posting videos, enabling Like buttons and presenting catalogs is to drain its power to become a critical cross-channel sales driver. Making Loyalty Social: The Loyalty Module Loyalty delivered across a social platform empowers and rewards customers not just for responding to a reward or a promotion, but for sharing it across their social universe. Consider what a social loyalty module on a retailer s fan page can accomplish: Reward customer purchases (for instance, with a social coupon like the one described below). Allow brand fans to not only redeem that coupon, but to upload and share it with friends. Let retailers engage the customers in a gaming atmosphere and invoke location based, contextual and group-based behavior. Award customers points for coupons downloaded by their Facebook friends. Motivate those friends to visit the brand s store, redeem the shared coupon, and get their own social coupons to be further shared. The Social Coupon Using Facebook as the model, let s look at how the social coupon works. When loyalty program members go to the retailer s fan page, they log in to their loyalty module. The first time members log in, the loyalty module asks permission to access their public Facebook account information, and to include it in their loyalty account information. After that, when members make purchases no matter where the purchases are made a social coupon is generated, and is displayed as part of the member s loyalty module, available to be redeemed. It s available for something else now as well: it s available for sharing. When the social coupon is generated, members are given the option of posting it on their friends walls. Friends can then redeem their version of that coupon. 5
6 How retailers administer and regulate social coupons is up to them. They can create incentive-to-redeem by limiting the number of friends who can use the coupon on the wall: the first n number of friends can redeem the coupon. They might time-constrain it as well. The customer whose friends receive the coupon will be rewarded themselves for every coupon downloaded by their friends. They can allow sharing to continue indefinitely, or more likely prohibit friends from further sharing the coupon. Ofcourse, Membership Still Has Its Privileges: Only a program member can share a social coupon. Members earn points every time a social coupon is used by a friend. Members can transfer points to other members (for instance, if they see something on a friend s wish list). Members can convert points to Facebook credits. Purchasing doesn t have to be the only way to generate a social coupon. The retailer can create tasks and activities that, when completed, reward members with additional points, coupons or both. Now the member is not rewarded just for purchases, nor or even for bringing in new customers; now they re rewarded simply for interacting with the brand. The Value of Social Coupons The value of the social coupon is broad and extensive. Increased Incremental Sales: The social coupon reaches many times the number of Facebook fans or loyalty program members, driving high incremental sales. Loyalty Reach: Once members friends download the social coupon, retailers have an opportunity to enroll them as new loyalty program members. Loyalty Spread Through Customers: Shared loyalty empowers customers to drive campaigns by pushing the content across their social networks. Gaming In Retail: Retailers can create game-like activities, designing tasks and functionalities that customers complete to earn additional points. Points Exchange: Members can transfer points to their friends whenever they come across a wish list on friends walls. Points Conversion: Retailers can target social gamers, by letting them convert loyalty points into Facebook credits. Private Label Marketing: Retailers can promote private labels by offering social cupons coupons (in selected categories) and designing campaigns around them. 6
7 More than Another Channel The social platform is no more another channel than web sites proved to be another brochure. It possesses unique capabilities, unique functionalities and far and away most importantly a unique dynamic among its users. Here the New Rule is a simple one: Share Loyalty. Using techniques like the social coupon we ve described here, retailers can expand the reach of their brand, increase the engagement of their Fans, and drive new revenue. 7
8 Contact To find out more about how the social coupon is part of the New Game of Retail, contact us at Subscribe to TCS White Papers TCS.com RSS: Feedburner: About Tata Consultancy Services (TCS) Tata Consultancy Services is an IT services, consulting and business solutions organization that delivers real results to global business, ensuring a level of certainty no other firm can match. TCS offers a consulting-led, integrated portfolio of IT and IT-enabled infrastructure, engineering TM and assurance services. This is delivered through its unique Global Network Delivery Model, recognized as the benchmark of excellence in software development. A part of the Tata Group, India s largest industrial conglomerate, TCS has a global footprint and is listed on the National Stock Exchange and Bombay Stock Exchange in India. For more information, visit us at IT Services Business Solutions Outsourcing All content / information present here is the exclusive property of Tata Consultancy Services Limited (TCS). The content / information contained here is correct at the time of publishing. No material from here may be copied, modified, reproduced, republished, uploaded, transmitted, posted or distributed in any form without prior written permission from TCS. Unauthorized use of the content / information appearing here may violate copyright, trademark and other applicable laws, and could result in criminal or civil penalties. Copyright 2013 Tata Consultancy Services Limited TCS Design Services I M I 12 I 13
Digital Enterprise. White Paper. Multi-Channel Strategies that Deliver Results with the Right Marketing Attribution Model
Digital Enterprise White Paper Multi-Channel Strategies that Deliver Results with the Right Marketing Model About the Authors Vishal Machewad Head Marketing Services Practice Vishal Machewad has over 13
More informationBPM Perspectives Positioning and Fitment drivers
BPM Perspectives Positioning and Fitment drivers BPM is a commonly used and much hyped acronym. It popularly stands for Business Process Management but now it achieves much more than just that. Especially
More informationOmni-Channel Banking Customer Experience: Forget What You Thought You Knew about Channels
A Point of View Omni-Channel Banking Customer Experience: Forget What You Thought You Knew about Channels In social media, customers discuss their experience across ALL your interaction channels, which
More informationHiTech. White Paper. A Next Generation Search System for Today's Digital Enterprises
HiTech White Paper A Next Generation Search System for Today's Digital Enterprises About the Author Ajay Parashar Ajay Parashar is a Solution Architect with the HiTech business unit at Tata Consultancy
More informationKYCS - Integrating KYC with Social Identity: The Future-Ready Marketing Approach
A Point of View KYCS - Integrating KYC with Identity: The Future-Ready Marketing Approach Abstract media has empowered us to voice and share our opinion on things that impact our lives. It has reshaped
More informationLead the Retail Revolution.
Lead the Retail Revolution. The retail industry is at the center of a dramatic shift in the way consumers shop and interact with their retailers. After hundreds of years of customers going to the store,
More informationWhite Paper. Social Analytics
White Paper Social Analytics This paper brings to forefront the growing popularity of social media as a source of data for analytics with relation to the telecom industry. The paper further elaborates
More informationBackward Scheduling An effective way of scheduling Warehouse activities
Backward Scheduling An effective way of scheduling Warehouse activities Traditionally, scheduling algorithms were used in capital intensive production processes where there was a need to optimize the production
More informationDriving Airline Revenues and Profitability by Delivering Great Customer Experiences
A Point of View Driving Airline Revenues and Profitability by Delivering Great Customer Experiences Two New Studies Point to the Direction Airlines are Taking with Their Customer Experience (CX) Initiatives.
More informationImplement Business Process Management to realize Cost Savings and High Return on Investments
Implement Business Process Management to realize Cost Savings and High Return on Investments Business Process Management (BPM) was unheard of just a few years ago, but it has burst onto the global scene
More informationBusiness Process Services. White Paper. Predictive Analytics in HR: A Primer
Business Process Services White Paper Predictive Analytics in HR: A Primer About the Authors Tuhin Subhra Dey Tuhin is a member of the Analytics and Insights team at Tata Consultancy Services (TCS), where
More informationion Customer Relationship Management (CRM) Solution
ion Customer Relationship Management (CRM) Solution How do you command the loyalty of your customers in a competitive market? How do you achieve an increase in sales? To help you answer these questions,
More informationBusiness Process Services. White Paper. Personalizing E-Commerce: Improving Interactivity to Increase Revenues
Business Process Services White Paper Personalizing E-Commerce: Improving Interactivity to Increase Revenues About the Author Subramaniam MV Subramaniam is a Delivery Manager at Tata Consultancy Services
More informationDriving Airline Revenues and Profitability by Delivering Great Customer Experiences
A Point of View Driving Airline Revenues and Profitability by Delivering Great Customer Experiences Two New Studies Point to the Direction Airlines are Taking with Their Customer Experience (CX) Initiatives.
More informationDigital Enterprise Unit. White Paper. Reimagining the Future of Field Service Management with Digital Technologies
Digital Enterprise Unit White Paper Reimagining the Future of Field Service Management with Digital Technologies About the Author Rahul Trisal Rahul is a senior Digital Strategy Consultant with TCS' Digital
More informationDigital Enterprise. White Paper. Capturing the Voice of the Employee: Enterprise Social Media Monitoring and Analytics
Digital Enterprise White Paper Capturing the Voice of the Employee: Enterprise Social Media Monitoring and Analytics About the Authors Praveen Mishra Praveen Mishra is a Business Development Lead with
More informationRedefining Agile to Realize Continuous Business Value
A Point of View Redefining Agile to Realize Continuous Business Value Abstract As enterprises look to move the needle on their business in an intensely competitive market, they expect superior performance
More informationThe four windows of organizational change in training for ERP transformation
White Paper The four windows of organizational change in training for ERP transformation Managing users apprehension to change has always been a challenge for large scale ERP implementations. Moving the
More informationLife Sciences. White Paper. Integrated Digital Marketing: The Key To Understanding Your Customer
Life Sciences White Paper Integrated Digital Marketing: The Key To Understanding Your Customer About the Authors Raghunandan H Head, Life Sciences Sales & Marketing Center of Excellence Raghunandan (Raghu)
More informationBusiness Process Services. White Paper. Social Media Influence: Looking Beyond Activities and Followers
Business Process Services White Paper Social Media Influence: Looking Beyond Activities and Followers About the Author Vandita Bansal Vandita Bansal is a subject matter expert in Analytics and Insights
More informationBusiness Process Services. White Paper. Optimizing Extended Warranty Processes by Embracing Analytics
Business Process Services White Paper Optimizing Extended Warranty Processes by Embracing Analytics About the Author Dr. Anuj Prakash Anuj Prakash is a part of the TCS Analytics and Insights Practice,
More informationTransportation Solutions Built on Oracle Transportation Management. Enterprise Solutions
Transportation Solutions Built on Oracle Transportation Management Enterprise Solutions Optimizing transportation operations and ensuring improved customer service Today s complex and challenging business
More informationTCS Research Fellowship Program. Frequently Asked Questions by Researchers
TCS Research Fellowship Program Frequently Asked Questions by Researchers July 2010 Q1) What is the Aim of the scheme? The scheme is primarily aimed to help enhance our nation s talent base in doing research
More informationBusiness Process Services. White Paper. Improving Efficiency in Business Process Services through User Interface Re-engineering
Business Process Services White Paper Improving Efficiency in Business Process Services through User Interface Re-engineering About the Authors Mahesh Kshirsagar Mahesh has a vast experience of about 24
More informationBusiness Process Services. White Paper. Managing Customer Experience: Strategies for Success
Business Process Services White Paper Managing Customer Experience: Strategies for Success About the Author Ashwin Fernandes, Assistant Manager, TCS Ashwin is a practice consultant in the Innovation and
More informationBusiness Process Transformation A Pulse Check
White Paper Business Process Transformation A Pulse Check Over the last decade or two, two trends have been noticeable across all businesses. The move towards consolidation of office-based operations,
More informationConferencing Agent Enhancing the Communication Experience
White Paper Conferencing Agent Enhancing the Communication Experience To achieve corporate operational excellence, the existing resources of an organization must be utilized to the best possible extent.
More informationBusiness Process Services. White Paper. Mitigating Trade Fraud: The Case for Detecting Group Level Fraudulent Activity
Business Process Services White Paper Mitigating Trade Fraud: The Case for Detecting Group Level Fraudulent Activity About the Author Narasimha Murty M V Narasimha Murty holds a Master's degree in Mathematics
More informationEvaluating Customer Loyalty Solutions
Evaluating Customer Loyalty Solutions Customer Loyalty Programs (CLP) have come a long way from their early beginnings in the 1970 s. Conceptualized with the original idea of gaining a better understanding
More informationBacklog Management Index (BMI) Evaluation and Improvement An ITIL Approach
Backlog Management Index (BMI) Evaluation and Improvement An ITIL Approach Backlog Management Index is one of the important metrics that is closely monitored in Steady State of Maintenance and Support
More informationBring Your Own Device (BYOD) A point of view
Bring Your Own Device (BYOD) A point of view BYOD - Consumer driven IT Today, consumers possess powerful devices for their personal needs. Often, the computing power and features of the devices bought
More informationData Visualization in Ext Js 3.4
White Paper Data Visualization in Ext Js 3.4 Ext JS is a client-side javascript framework for rapid development of cross-browser interactive Web applications using techniques such as Ajax, DHTML and DOM
More informationPlanning a Successful Facebook Fan Promotion
Planning a Successful Facebook Fan Promotion 10 things you need to do to make your campaign a success 2014 Copyright Constant Contact, Inc. 14-3931 v1.0 Helping Small Business Do More Business What is
More informationNext Generation Electric Utilities Gear up Using Cloud Based Services
A Point of View Next Generation Electric Utilities Gear up Using Cloud Based Services Abstract Globally, liberalization of the electricity sector has driven a paradigm shift in the ownership structure,
More informationBridging the IT Business Gap The Role of an Enterprise Architect
Whitepaper Bridging the IT Business Gap The Role of an Enterprise Architect Today s enterprises understand the value that Information Technology (IT) can bring to their business. IT supports day-to-day
More informationBusiness Process Services. White Paper. Five Principles to Consider when Consolidating your Finance and Accounting Function
Business Process Services White Paper Five Principles to Consider when Consolidating your Finance and Accounting Function About the Authors Vikas Golchha, Associate Vice President, TCS Vikas is part of
More informationHow To Optimize your Marketing Strategy with Smart WiFi
How To Optimize your Marketing Strategy with Smart WiFi The Case for Smart WiFi When it comes to acquiring fans, large corporations like Nike may be at an advantage compared to a neighborhood ice cream
More informationBusiness Process Services. White Paper. Automating Email Management: Managing Workflow Effectively
Business Process Services White Paper Automating Email Management: Managing Workflow Effectively About the Authors Deva Latha S. Assistant Consultant Deva Latha has over nine years of experience in Business
More informationEmployee Recognition Program Case Study: Scotia Applause
Employee Recognition Program Case Study: Scotia Applause Client: Objectives: Incentive Professional: Yvette Bryan, Director, Employee Recognition & Motivation Scotiabank Toronto, Ontario Canada Ian Citulsky
More informationBusiness Process Services. White Paper. Effective Credit Risk Assessment Strengthening the Financial Spreading with Technology Enablers
Business Process Services White Paper Effective Credit Risk Assessment Strengthening the Financial Spreading with Technology Enablers About the Author Vijay Muppavarapu Vijay is a subject matter expert
More informationBusiness Process Services. White Paper. Leveraging the Internet of Things and Analytics for Smart Energy Management
Business Process Services White Paper Leveraging the Internet of Things and Analytics for Smart Energy Management About the Author Akhil Bhardwaj Akhil Bhardwaj is a Senior Manager in the Analytics and
More informationBusiness Process Services. White Paper. Configurable, Automated Workflows: Transforming Process Effectiveness for Business Excellence
Business Process Services White Paper Configurable, Automated Workflows: Transforming Process Effectiveness for Business Excellence About the Authors Ohm Kumar Ohm Kumar is a Business Analyst with the
More informationHiTech. White Paper. Storage-as-a-Service. SAN and NAS Reference Architectures leveraging Private Cloud Storage
HiTech White Paper -as-a-service SAN and NAS Reference Architectures leveraging Private Cloud About the Author Ankur Srivastava Ankur Srivastava is a Solution Architect working with the Hi Tech Industry
More informationRetail. White Paper. Driving Strategic Sourcing Effectively with Supply Market Intelligence
Retail White Paper Driving Strategic Sourcing Effectively with Supply Market Intelligence About the Author Devaraj Chithur Devaraj is part of the Supply Chain group within Tata Consultancy Services (TCS)
More informationEnterprise-wide Anti-money Laundering and KYC Initiatives A point of view
Enterprise-wide Anti-money Laundering and KYC Initiatives A point of view Introduction Every financial institution is charged with the responsibility of developing policies and procedures to combat money
More informationBusiness Process Services. White Paper. Providing Customer Service the Social Way
Business Process Services White Paper Providing Customer Service the Social Way About the Author Awani Sarogi Awani is a subject matter expert in digital media, developing digital media solutions and offerings
More informationPowering Cutting Edge Research in Life Sciences with High Performance Computing
A Point of View Powering Cutting Edge Research in Life Sciences with High Performance Computing High performance computing (HPC) is the foundation of pioneering research in life sciences. HPC plays a vital
More informationOver 18,400 branches. 21,843 ATMs. 261 million accounts. Enabling State Bank of India to create the world s largest homogenous banking network
Wealth Management Volatility and uncertainty in the markets have given rise to a new class of customers who are extremely cautious and demand absolute transparency from their advisors. They now expect
More informationBenchmarking Software Quality With Applied Cost of Quality
Benchmarking Software Quality With Applied Cost of Quality Cost of Quality has remained theoretical in many treatments despite its powerful relevance in software quality. A survey-based approach makes
More informationCRM & FAN LOYALTY CASE STUDY AT SASKATCHEWAN ROUGHRIDERS (ONE OF CANADA S TOP PROFESSIONAL SPORTS BRANDS)
CRM & FAN LOYALTY CASE STUDY AT SASKATCHEWAN ROUGHRIDERS (ONE OF CANADA S TOP PROFESSIONAL SPORTS BRANDS) OVERVIEW: ROAD TO THE FAN LOYALTY PILOT Recent research into Canadian sports has ranked the Saskatchewan
More informationLinking Transformational Initiatives to Desired Business Outcomes: Leveraging a Business-Metrics Driven Framework
Business Process Services White Paper Linking Transformational Initiatives to Desired Business Outcomes: Leveraging a Business-Metrics Driven Framework About the Author Venkatesh Kuppuswamy Venkatesh Kuppuswamy
More informationTest Data Management. A Process Framework
Test Data Management A Process Framework Test Data Management, a service that caters to the various data needs for development/enhancement/maintenance and testing of applications, plays a vital role in
More informationBusiness Process Services. White Paper. Price Elasticity using Distributed Computing for Big Data
Business Process Services White Paper Price Elasticity using Distributed Computing for Big Data About the Authors Rajesh Kavadiki Rajesh is part of the Analytics and Insights team at Tata Consultancy Services
More informationTHE ART OF EFFECTIVE ADVERTISING
FEATURED INSIGHTS DELIVERING CONSUMER CLARITY THE ART OF EFFECTIVE ADVERTISING THE 3-C FRAMEWORK OF CONTENT, CONTEXT AND CONSUMER Only one out of five advertising campaigns on television turn out efficient
More informationOverview. Integrated Front-mid-back office as well as standalone Front office or Back-office solution or Trading Channels
Securities Trading The adoption of technology is rapidly changing the dynamics of the brokerage industry. The increasing use of smartphones and tablets represent a transformation in the way in which investors
More informationion Human Capital Management Solution
ion Human Capital Solution For organizations spread across multiple sites, Human Resource processes such as recruitment, deputation, and employee appraisal are complex. HR departments are increasingly
More informationion IT-as-a-Service Solution
ion IT-as-a-Service Solution "The ion Manufacturing Solution enabled us to control our business more meaningfully, including our field operations. Through the Field Force module, we have updated information
More informationOrder DMS. Sales automation for Parle Products
Order Report Availability DMS Manage Deploy Sales automation for Parle Products Overview: Parle Products Limited is India s largest manufacturer of biscuits and confectionery. It has over 18 brands under
More informationTCS Supply Chain Center of Excellence
TCS Supply Chain Center of Excellence Delivering Supply Chain Performance in Complex Dynamic Markets Supply Chain Management Supply Chain Management (SCM) has evolved and the focus has now shifted from
More informationIntroduction. ¹The rise of the digital bank, McKinsey & Company, (July 2014)
Content Introduction 4 Delivering Data-Driven Unique Experiences 6 Peer Validation and Reassurance 8 Localized Targeting 10 Form Optimization 12 Identification of Visitors with High Lifetime Value 14 Omnichannel
More informationBanking & Financial Services. White Paper. Fiduciary Advice: A Step toward Responsible Retirement Investment Management
Banking & Financial Services White Paper Fiduciary Advice: A Step toward Responsible Retirement Investment Management About the Author Shalini Joshi Shalini Joshi is a Domain Consultant with the Banking
More informationEMC DOCUMENTUM MANAGING DISTRIBUTED ACCESS
EMC DOCUMENTUM MANAGING DISTRIBUTED ACCESS This white paper describes the various distributed architectures supported by EMC Documentum and the relative merits and demerits of each model. It can be used
More informationBusiness Process Services. White Paper. Designing an Effective and Successful Card Payment Solution
Business Process Services White Paper Designing an Effective and Successful Card Payment Solution About the Author Zubin Tafti Zubin is a Business Consultant with Tata Consultancy Services (TCS) and works
More informationBusiness Process Services. White Paper. Improving Agility in Accounts Receivables with Statistical Prediction and Modeling
Business Process Services White Paper Improving Agility in Accounts Receivables with Statistical Prediction and Modeling About the Authors R Rengesh Siva Rengesh Siva has over 14 years of experience in
More informationProcurement needs a Digital Strategy
White Paper Procurement needs a Digital Strategy Marketing executives across the world have very clearly been concerned with digital strategy for some time, leveraging the benefits of greater reach and
More informationEnter an insurance solution, TCS BaNCS from Tata Consultancy Services.
Insurance The financial crisis of 2008 and the subsequent recovery process, though tepid, has altered the insurance industry landscape significantly. Today, the focus is on enhancing efficiencies and controlling
More informationBuilding Brand Association through In-Game Advertising
Building Brand Association through In-Game Advertising Gaming is a multi-million dollar industry today. In the US alone, more than 120 million people regularly play PC or console based games, and the US
More informationBanking & Financial Services. White Paper. Automated Advice Delivery Platforms: Simplifying the Investment Management Game
Banking & Financial Services White Paper Automated Advice Delivery Platforms: Simplifying the Investment Management Game About the Authors Srinivasa Kumar Yerchuru Srinivasa Kumar Yerchuru heads the Capital
More informationDodd Frank Act and the Consumer Affect on Banks
A Point of View Dodd Frank Act: Partner your way to Compliance With the passage of the Dodd Frank Act, banks and financial institutions are grappling with a highly restrictive environment and burgeoning
More informationIntroducing IBM Digital Analytics Lifecycle
Introducing IBM Digital Analytics Lifecycle Perfecting the science of the customer journey Contents 1. Introduction 2. Why IBM Digital Analytics Lifecycle? 3. Understanding the customer lifecycle 4. Pinpointing
More informationBusiness Process Services. White Paper. Improving Regulatory Compliance in the Mortgage Industry
Business Process Services White Paper Improving Regulatory Compliance in the Mortgage Industry About the Author Lovette Patrick D'Souza Lovette Patrick D'Souza has over 10 years of experience in Banking
More informationISU name. Enterprise Security and Risk Management. White Paper. The Cost of Pen Testing a Web Application
ISU name Enterprise Security and Risk Management White Paper The Cost of Pen Testing a Web Application About the Author Srimant Acharya Srimant Acharya heads the Center of Excellence (CoE) for Enterprise
More informationBusiness Process Services. White Paper. Transforming the Mortgage Lending Process through Social Media
Business Process Services White Paper Transforming the Mortgage Lending Process through Social Media About the Author Ramani Balakrishnan Ramani Balakrishnan is a domain consultant in the Transformation
More informationPROMOTIONAL GIFT THAT WORKS BEST FOR MAGENTO SITE
PROMOTIONAL GIFT THAT WORKS BEST FOR MAGENTO SITE An Introduction If you wander the Internet these days, you can find a buzzword, discount, all around. Of course, it s time for all of us to grab valuable
More informationBusiness Process Services. White Paper. Business Intelligence in Finance & Accounting: Foundation for an Agile Enterprise
Business Process Services White Paper Business Intelligence in Finance & Accounting: Foundation for an Agile Enterprise About the Author Balaji Venkat Chellam Iyer Balaji has over 18 years of experience
More informationWeb Portal Analytics
This paper provides information on how the web analytics strategy can be implemented across the web portals and how various stakeholders can leverage the data that has been captured to optimize a range
More informationAmerican Eagle Outfitters Cross-channel marketing holiday case study
Experian Marketing Services American Eagle Outfitters / Client Case Study American Eagle Outfitters Cross-channel marketing holiday case study American Eagle Outfitters creates a dynamic, cross-channel
More informationCONTEXT AWARE CONTENT MARKETING
CONTEXT AWARE CONTENT MARKETING FOUR STEPS TO THE FUTURE OF CONTENT, CONTEXT AND MARKETING SUCCESS Introduction Managing, delivering and consuming web content has changed. Yes, again. The universe of options
More informationA pay-as-you-use model About TCS ion Integrated solutions Personalized solutions www.tcsion.com Automatic upgrades Increased agility
ion Payroll Solution As organizations strive to improve employee morale, job satisfaction, and productivity, it becomes imperative to regularize the payroll cycles, in order to keep employees motivated.
More informationDriving greater loyalty in Europe. What consumers want and where brands are failing to deliver
Driving greater loyalty in Europe What consumers want and where brands are failing to deliver Research commissioned with consumers in France, Germany and Switzerland Executive summary Fast-changing technology,
More informationBanking & Financial Services. White Paper. Organizing the Retail Bank for Omni-Channel
Banking & Financial Services White Paper Organizing the Retail Bank for Omni-Channel About the Authors K Krithivasan President, Banking and Financial Services (BFS) Business Unit, TCS K Krithivasan (Krithi)
More informationThe Computer Based Functional Literacy Solution For Adult Literacy
The Computer Based Functional Literacy Solution For Adult Literacy Customer Woolworths Limited Industry Retail & Consumer Goods Computer Based Functional Literacy (CBFL) solution - an innovative teaching
More informationKey Consumer Insights for Effective Hotel Marketing Strategy
Key Consumer Insights for Effective Hotel Marketing Strategy Effective Hotel Marketing Strategy / 2 Introduction RezNext recently conducted a survey among leading hoteliers in India on their digital marketing
More informationBOOTS delighting customers, building customer loyalty and profits
[ BOOTS delighting customers, building customer loyalty and profits Marcus Ruebsam, Vice President Global Solutions, LoB Marketing Chris Edson, IT Programme Manager, Boots UK [ Learning Points Best practices
More informationAuthentication in Apache Lenya
Authentication in Apache Lenya Using LDAP The user authentication mechanism in Apache Lenya is carried out by specifi c components using certain policy fi les. This process is, in itself, complex to understand
More information...use your umajination!
...use your umajination! UMAJIN APPS ARE 80% FASTER TO BUILD THAN TRADITIONAL NATIVE APPS Brand-First Mobile Apps Umajin delivers the world s first mobile app publishing platform for digital marketers,
More informationPredictive Analytics: A Game-Changer for Telcos
White Paper Predictive Analytics: A Game-Changer for Telcos Telecom services are becoming increasingly commoditized, and telecom companies or telcos are trying to break out of this impasse both strategically
More informationMySQL Database Replication and Failover Clustering
MySQL Database Replication and Failover Clustering The increasing use of information and critical data using the Internet and other networked environments has made high availability a necessity for enterprises.
More informationThe new A and B of the Finance Function: Analytics and Big Data
White Paper The new A and B of the Finance Function: Analytics and Big Data - Evolution of the finance function from bean counter to business partner There s no escaping the fact that finance, and the
More informationCUSTOMER! ENGAGEMENT SURVEY RESULTS
CUSTOMER! ENGAGEMENT SURVEY RESULTS July 2011 Table of Contents Introduction Respondent Info 3 6 QUESTIONS: How would you rank an overall customer engagement strategy in comparison to other current priorities
More informationMonetizing Mobile. How Broadcasters Can Generate Revenue With Mobile Apps. 2016 jācapps
Monetizing Mobile How Broadcasters Can Generate Revenue With Mobile Apps 2016 jācapps Contents Mobile Revenue Growth 4 5 Principles for Monetizing Mobile. 6 1: An Ad is Not an Ad 7 2: Embrace What Differentiates
More informationThe online car trading manual for professional car traders
The online car trading manual for professional car traders The European car auction platform! Expand your car business successfully Large offer of used cars and light trucks Easy buying process Excellent
More informationOverview. Business Challenge
A Enterprise Overview ITC, one of India s largest public companies which has diversified business segments like FMCG, hotels, paperboards & specialty papers, packaging, agribusiness, and Information Technology.
More informationMotorola Mobile Loyalty Solution
Motorola Mobile Loyalty Solution Connect with your customers through a real-time loyalty program Retailers today understand the importance of customer loyalty and the value in retaining their best customers.
More informationTimely and Efficient Default Servicing: Best Practices for Successful Foreclosure
A Point of View Timely and Efficient Default Servicing: Best Practices for Successful Foreclosure Abstract The mortgage industry underwent significant changes due to widespread bankruptcy and foreclosures
More informationHow retail partners and mobility can help deliver value to bank customers
How retail partners and mobility can help deliver value to bank customers www.wipro.com Author: Sushankar Daspal, Practice Head - Mobile and Digital Banking, Wipro Technologies. Table of contents 03...How
More informationcprax Internet Marketing
cprax Internet Marketing cprax Internet Marketing (800) 937-2059 www.cprax.com Table of Contents Introduction... 3 What is Digital Marketing Exactly?... 3 7 Digital Marketing Success Strategies... 4 Top
More informationNCR LOYALTY PRO. For more information visit ncr.com
NCR LOYALTY PRO For more information visit ncr.com NCR Loyalty Pro: fulfilling any marketing whim and want The food, drug, and mass merchandise segment is characterized by fierce competition, with customers
More informationMobile-First Brand Loyalty Strategy Guide
PUNCHKICK INTERACTIVE Mobile-First Brand Loyalty Strategy Guide HOW TO DESIGN A MORE EFFECTIVE CUSTOMER LOYALTY AND ENGAGEMENT PROGRAM ON MOBILE 55 East Monroe Street Floor 36 Chicago, IL 60603 800.549.4104
More informationFINDING BIG PROFITS IN THE AGE OF BIG DATA
FINDING BIG PROFITS IN THE AGE OF BIG DATA UNLOCKING THE ENTERPRISE POTENTIAL OF BEHAVIORAL SEGMENTATION Alex Tavera Senior Loyalty Consulting Manager Behavioral Segmentation / 2 SEGMENTATION HAS EVOLVED
More information