PCI Compliance Updates

Save this PDF as:
Size: px
Start display at page:

Download "PCI Compliance Updates"

Transcription

1 PCI Compliance Updates E-Commerce / Cloud Security Adam Goslin, Chief Operations Officer Direct:

2 PCI Guidance Google: PCI e-commerce guidance Provides explanations of e-commerce environment and merchant obligations from a PCI-DSS compliance perspective The intent of this document is to provide supplemental information. Information provided here does not replace or supersede requirements in the PCI Data Security Standard (PCI DSS) Google: PCI SSC cloud guidance Provides explanation of cloud implementation options and guidance for responsibilities Source for all images and some content is acknowledged as coming from the above guidelines documents.

3 E-Commerce - What s New? Mostly clarification and additional explanation However: No option completely removes a merchant s PCI DSS responsibilities Regardless of the extent of outsourcing to third parties, the merchant retains responsibility for ensuring that payment card data is protected. Connections and redirections between the merchant and the third party can be compromised, and the merchant should monitor its systems to ensure that no unexpected changes have occurred and that the integrity of the connection/redirection is maintained. There is no one-size-fits-all method or solution for e-commerce environments to meet PCI DSS requirements To minimize the chance of attack in these scenarios, merchants should apply extra due diligence to ensure the web application is developed securely and undergoes thorough penetration testing. Covers B2C E-Commerce implementation styles

4 First Steps To PCI: Data flow mapping all cardholder data flow Electronic Connections with partners Vendors Phone ** Mail ** Fax ** In-Person ** ** These are not specifically covered in the guidance doc

5 Cloud What s New? Cloud Service Models: Software as a Service (SaaS) Capability for clients to use the provider s applications running on a cloud infrastructure. The applications are accessible from various client devices through either a thin client interface, such as a web browser, or a program interface. Platform as a Service (PaaS) Capability for clients to deploy their applications (created or acquired) onto the cloud infrastructure, using programming languages, libraries, services, and tools supported by the provider. Infrastructure as a Service (IaaS) Capability for clients to utilize the provider s processing, storage, networks, and other fundamental computing resources to deploy and run operating systems, applications and other software on a cloud infrastructure.

6 Cloud Responsibilities Responsibility Sharing IaaS Client = encryption / antivirus ; Cloud Service Provider (CSP) = Physical Remainder = Both PaaS CSP = Physical Remainder = Both SaaS Both = Secure systems, restrict to right to know, unique ID Remainder = CSP On a per instance basis, evaluation of CSP offering, and ultimately merchant PCI responsibility Written agreements with CSP, clear definition of responsibilities Validate PCI compliance of cloud providers

7 E-Commerce - Third Parties Payment Gateway / Processor Web-hosting Provider General Infrastructure Hosting Provider Keep in mind decision on what is best for your organization from the above list depends on many factors. This is the time to obtain guidance once data flow is clearly identified.

8 Typical 3 Tier Model 1) presentation layer (web) 2) processing layer (application) 3) data-storage layer

9 Typical Components Shopping cart software (PA-DSS compliant) Secure Sockets Layer/Transport Layer Security SSL / TLS Network Components and Supporting Infrastructure

10 Merchant-Managed (Proprietary) Merchant writes code themselves; integrates direct to payment processor

11 Merchant-Managed (Commercial Shopping Cart/Payment Applications) Payment processing direct via commercially available software

12 Shared-Management (Third-Party Embedded APIs with Direct Post) Payment processing indirect via browser using third party API

13 Shared-Management (Third-party Inline Frames) Inline frames or iframes allow a web page to be embedded within another web page.

14 Shared-Management (Third-Party Hosted Payment Page) Merchant s customer is redirected to the payment page on the e-commerce payment processor s site to enter payment card data. Once payment is processed, acknowledgement is sent back to the merchant s web application.

15 Shared Model: Security Considerations Direct-post API Approach Merchant responsible for security of web page iframe Approach Merchant responsible for security of web page Hosted-payment Page Approach Merchant responsible for security of web page Merchant should: Monitor for unauthorized changes, respond quickly Practice secure development Perform thorough penetration testing

16 Outsourced E-commerce Implementations and SAQ A Even wholesale outsourcing does not absolve merchants of their PCI requirements Merchants may be eligible to complete SAQ A, however, should validate with their acquirer to confirm Immediate challenges: card-present, fax, mail, phone PCI treats local machines connecting to third party gateway via Internet as virtual terminals

17 Common Security Vulnerabilities Insecure Coding Injection Flaws, Cross-site Scripting (XSS), Cross-site Request Forgery (CSRF), Buffer Overflows, Weak Authentication and/or Session Credentials Security Misconfigurations Secure configuration of the DMZ to limit inbound traffic to only those components intended to provide authorized, publicly accessible services, and to prohibit unauthorized outbound traffic (PCI DSS Requirements and 1.3.4) Secure system configuration and changing vendor-supplied default passwords and settings (PCI DSS Req 2) Using secure encryption mechanisms when transmitting data over the Internet (PCI DSS Requirement 4) Protecting e-commerce components from known malware (PCI DSS Requirement 5) Keeping all software and network components up to date with vendor-supplied patches (PCI DSS Req 6.1) Using secure software development and coding practices for websites (PCI DSS Requirements ) Implementing a process to address new security vulnerabilities (PCI DSS Reqts 6.1, 6.2, 6.6 and 11.2) Limiting access to only those users with a need to know and requiring strong authentication credentials for those with access (PCI DSS Requirements 7 and 8) Logging and monitoring (PCI DSS Requirements 10 and 11) Security Myths: Net Admins / Developers <> Security Passing ASV scan <> Security

18 Recommendations Know the Location of all Your Cardholder Data If You Don t Need It, Don t Store It Evaluate Risks Associated with the Selected E-commerce Technology Address Risks Associated with Outsourcing to Third-party Service Providers ASV Scanning of Web-hosted Environments Penetration Testing Best Practices for Payment Applications Implement Security Training for all Staff Other Recommendations Monitoring security alerts Additional firewall between application and database servers Never reflect full card number via interface / receipt Best Practices for Consumer Awareness Don t use public computers for e-commerce Don t use public WiFi Shoulder surfing Patching Strong passwords / password keeper (KeePass / KeePassX)

19 Importance? News International hacking rings Card theft rings Chinese government hacking facility Security Security of card data sure PCI <> corporate security

20 Additional Questions? Free consultations and proposals for: - Security Testing - Security Consulting Adam Goslin, Chief Operations Officer Direct:

PCI DSS E-commerce Guidelines

PCI DSS E-commerce Guidelines Standard: PCI Data Security Standard (PCI DSS) Version: 2.0 Date: January 2013 Author: E-commerce Special Interest Group PCI Security Standards Council Information Supplement: PCI DSS E-commerce Guidelines

More information

IT TECHNICAL SECURITY REVIEW CHECKLISTS FOR E-COMMERCE WEBSITES

IT TECHNICAL SECURITY REVIEW CHECKLISTS FOR E-COMMERCE WEBSITES IT TECHNICAL SECURITY REVIEW CHECKLISTS FOR E-COMMERCE WEBSITES Currently there are three University approved e-commerce website configurations: (1) MERCHANT-MANAGED E-COMMERCE IMPLEMENTATION (2) SHARED-MANAGEMENT

More information

How to complete the Secure Internet Site Declaration (SISD) form

How to complete the Secure Internet Site Declaration (SISD) form 1 How to complete the Secure Internet Site Declaration (SISD) form The following instructions are designed to assist you in completing the SISD form that forms part of your Merchant application. Once completed,

More information

CONTENTS. PCI DSS Compliance Guide

CONTENTS. PCI DSS Compliance Guide CONTENTS PCI DSS COMPLIANCE FOR YOUR WEBSITE BUILD AND MAINTAIN A SECURE NETWORK AND SYSTEMS Requirement 1: Install and maintain a firewall configuration to protect cardholder data Requirement 2: Do not

More information

PCI PA - DSS. Point BKX Implementation Guide. Version 2.01. Atos Xenta, Atos Xenteo and Atos Yomani using the Point BKX Payment Core

PCI PA - DSS. Point BKX Implementation Guide. Version 2.01. Atos Xenta, Atos Xenteo and Atos Yomani using the Point BKX Payment Core PCI PA - DSS Point BKX Implementation Guide Atos Xenta, Atos Xenteo and Atos Yomani using the Point BKX Payment Core Version 2.01 POINT TRANSACTION SYSTEMS AB Box 92031, 120 06 Stockholm, Tel. +46 8 566

More information

Self Assessment Questionnaire A Short course for online merchants

Self Assessment Questionnaire A Short course for online merchants Self Assessment Questionnaire A Short course for online merchants This presentation will cover: PCI DSS Requirements and Reporting Compliance Risks to card holder data when using a Web Hosting Provider

More information

Becoming PCI Compliant

Becoming PCI Compliant Becoming PCI Compliant Jason Brown - brownj52@michigan.gov Enterprise Security Architect Enterprise Architecture Department of Technology, Management and Budget State of Michigan @jasonbrown17 History

More information

05.118 Credit Card Acceptance Policy. Vice Chancellor of Business Affairs. History: Effective July 1, 2011 Updated February 2013

05.118 Credit Card Acceptance Policy. Vice Chancellor of Business Affairs. History: Effective July 1, 2011 Updated February 2013 05.118 Credit Card Acceptance Policy Authority: Vice Chancellor of Business Affairs History: Effective July 1, 2011 Updated February 2013 Source of Authority: Office of State Controller (OSC); Office of

More information

Payment Card Industry (PCI) Data Security Standard Self-Assessment Questionnaire D and Attestation of Compliance

Payment Card Industry (PCI) Data Security Standard Self-Assessment Questionnaire D and Attestation of Compliance Payment Card Industry (PCI) Data Security Standard Self-Assessment Questionnaire D and Attestation of Compliance All other SAQ-Eligible Merchants and Service Providers Version 2.0 October 2010 Document

More information

PCI PA - DSS. Point ipos Implementation Guide. Version 1.01. VeriFone Vx820 using the Point ipos Payment Core

PCI PA - DSS. Point ipos Implementation Guide. Version 1.01. VeriFone Vx820 using the Point ipos Payment Core PCI PA - DSS Point ipos Implementation Guide VeriFone Vx820 using the Point ipos Payment Core Version 1.01 POINT TRANSACTION SYSTEMS AB Box 92031, 120 06 Stockholm, Tel. +46 8 566 287 00 www.point.se Page

More information

Why Is Compliance with PCI DSS Important?

Why Is Compliance with PCI DSS Important? Why Is Compliance with PCI DSS Important? The members of PCI Security Standards Council (American Express, Discover, JCB, MasterCard, and Visa) continually monitor cases of account data compromise. These

More information

Ecommerce Guide to PCI DSS 3.0

Ecommerce Guide to PCI DSS 3.0 Ecommerce Guide to PCI DSS 3.0 The technology, the risk, and the potential change in compliance validation Traditionally, many merchants have been told that ecommerce technology will reduce risk and streamline

More information

Barracuda Web Site Firewall Ensures PCI DSS Compliance

Barracuda Web Site Firewall Ensures PCI DSS Compliance Barracuda Web Site Firewall Ensures PCI DSS Compliance E-commerce sales are estimated to reach $259.1 billion in 2007, up from the $219.9 billion earned in 2006, according to The State of Retailing Online

More information

Passing PCI Compliance How to Address the Application Security Mandates

Passing PCI Compliance How to Address the Application Security Mandates Passing PCI Compliance How to Address the Application Security Mandates The Payment Card Industry Data Security Standards includes several requirements that mandate security at the application layer. These

More information

PCI PA - DSS. Point XSA Implementation Guide. Atos Worldline Banksys XENTA SA. Version 1.00

PCI PA - DSS. Point XSA Implementation Guide. Atos Worldline Banksys XENTA SA. Version 1.00 PCI PA - DSS Point XSA Implementation Guide Atos Worldline Banksys XENTA SA Version 1.00 POINT TRANSACTION SYSTEMS AB Box 92031, 120 06 Stockholm, Tel. +46 8 566 287 00 www.point.se Page number 2 (16)

More information

PCI Compliance. Top 10 Questions & Answers

PCI Compliance. Top 10 Questions & Answers PCI Compliance Top 10 Questions & Answers 1. What is PCI Compliance and PCI DSS? 2. Who needs to follow the PCI Data Security Standard? 3. What happens if I don t comply? 4. What are the basic requirements

More information

WHITE PAPER FORTIWEB WEB APPLICATION FIREWALL. Ensuring Compliance for PCI DSS 6.5 and 6.6

WHITE PAPER FORTIWEB WEB APPLICATION FIREWALL. Ensuring Compliance for PCI DSS 6.5 and 6.6 WHITE PAPER FORTIWEB WEB APPLICATION FIREWALL Ensuring Compliance for PCI DSS 6.5 and 6.6 CONTENTS 04 04 06 08 11 12 13 Overview Payment Card Industry Data Security Standard PCI Compliance for Web Applications

More information

FINAL DoIT 11.03.2015 - v.4 PAYMENT CARD INDUSTRY DATA SECURITY STANDARDS APPLICATION DEVELOPMENT AND MAINTENANCE PROCEDURES

FINAL DoIT 11.03.2015 - v.4 PAYMENT CARD INDUSTRY DATA SECURITY STANDARDS APPLICATION DEVELOPMENT AND MAINTENANCE PROCEDURES Purpose: The Department of Information Technology (DoIT) is committed to developing secure applications. DoIT s System Development Methodology (SDM) and Application Development requirements ensure that

More information

Payment Card Industry (PCI) Data Security Standard Self-Assessment Questionnaire

Payment Card Industry (PCI) Data Security Standard Self-Assessment Questionnaire Payment Card Industry (PCI) Data Security Standard Self-Assessment Questionnaire Instructions and Guidelines Version 1.1 February 2008 Table of Contents About this Document... 1 PCI Data Security Standard

More information

PC-DSS Compliance Strategies. 2011 NDUS CIO Retreat July 27, 2011 Theresa Semmens, CISA

PC-DSS Compliance Strategies. 2011 NDUS CIO Retreat July 27, 2011 Theresa Semmens, CISA PC-DSS Compliance Strategies 2011 NDUS CIO Retreat July 27, 2011 Theresa Semmens, CISA True or False Now that my institution has outsourced credit card processing, I don t have to worry about compliance?

More information

WHITE PAPER. FortiWeb Web Application Firewall Ensuring Compliance for PCI DSS 6.5 and 6.6

WHITE PAPER. FortiWeb Web Application Firewall Ensuring Compliance for PCI DSS 6.5 and 6.6 WHITE PAPER FortiWeb Web Application Firewall Ensuring Compliance for PCI DSS 6.5 and 6.6 Ensuring compliance for PCI DSS 6.5 and 6.6 Page 2 Overview Web applications and the elements surrounding them

More information

WHITE PAPER. FortiWeb and the OWASP Top 10 Mitigating the most dangerous application security threats

WHITE PAPER. FortiWeb and the OWASP Top 10 Mitigating the most dangerous application security threats WHITE PAPER FortiWeb and the OWASP Top 10 PAGE 2 Introduction The Open Web Application Security project (OWASP) Top Ten provides a powerful awareness document for web application security. The OWASP Top

More information

PCI Assessments 3.0 What Will the Future Bring? Matt Halbleib, SecurityMetrics

PCI Assessments 3.0 What Will the Future Bring? Matt Halbleib, SecurityMetrics PCI Assessments 3.0 What Will the Future Bring? Matt Halbleib, SecurityMetrics About Us Matt Halbleib CISSP, QSA, PA-QSA Manager PCI-DSS assessments With SecurityMetrics for 6+ years SecurityMetrics Security

More information

Complying with PCI is a necessary step in safely accepting Payment Cards.

Complying with PCI is a necessary step in safely accepting Payment Cards. What Every Director Needs to Know About Credit Cards & Patron Privacy Complying with PCI is a necessary step in safely accepting Payment Cards. Know the Risks! Some Interesting Facts: 94% of data breaches

More information

DATA SECURITY & PCI DSS COMPLIANCE PROTECTING CUSTOMER DATA

DATA SECURITY & PCI DSS COMPLIANCE PROTECTING CUSTOMER DATA DATA SECURITY & PCI DSS COMPLIANCE PROTECTING CUSTOMER DATA WHAT IS PCI DSS? PAYMENT CARD INDUSTRY DATA SECURITY STANDARD A SET OF REQUIREMENTS FOR ANY ORGANIZATION OR MERCHANT THAT ACCEPTS, TRANSMITS

More information

Payment Card Industry Data Security Standard PCI-DSS #SA7D, Platform Database, Tuning & Security

Payment Card Industry Data Security Standard PCI-DSS #SA7D, Platform Database, Tuning & Security Payment Card Industry Data Security Standard PCI-DSS #SA7D, Platform Database, Tuning & Security John Mason Slides & Code - labs.fusionlink.com Blog - www.codfusion.com What is PCI-DSS? Created by the

More information

Payment Card Industry (PCI) Data Security Standard Self-Assessment Questionnaire A-EP and Attestation of Compliance

Payment Card Industry (PCI) Data Security Standard Self-Assessment Questionnaire A-EP and Attestation of Compliance Payment Card Industry (PCI) Data Security Standard Self-Assessment Questionnaire A-EP and Attestation of Compliance Partially Outsourced E-commerce Merchants Using a Third-Party Website for Payment Processing

More information

PCI Compliance Top 10 Questions and Answers

PCI Compliance Top 10 Questions and Answers Where every interaction matters. PCI Compliance Top 10 Questions and Answers White Paper October 2013 By: Peer 1 Hosting Product Team www.peer1.com Contents What is PCI Compliance and PCI DSS? 3 Who needs

More information

An article on PCI Compliance for the Not-For-Profit Sector

An article on PCI Compliance for the Not-For-Profit Sector Level 8, 66 King Street Sydney NSW 2000 Australia Telephone +61 2 9290 4444 or 1300 922 923 An article on PCI Compliance for the Not-For-Profit Sector Page No.1 PCI Compliance for the Not-For-Profit Sector

More information

PCI DSS and the A10 Solution

PCI DSS and the A10 Solution WHITE PAPER PCI DSS and the A10 Solution How Cloud Service Providers Can Achieve PCI Compliance with A10 Thunder ADC and vthunder Table of Contents The Challenge of PCI Compliance... 3 Overview of PCI

More information

Payment Card Industry (PCI) Data Security Standard. Requirements and Security Assessment Procedures. Version 3.1 April 2015

Payment Card Industry (PCI) Data Security Standard. Requirements and Security Assessment Procedures. Version 3.1 April 2015 Payment Card Industry (PCI) Data Security Standard Requirements and Security Assessment Procedures Version 3.1 April 2015 Document Changes Date Version Description Pages October 2008 1.2 July 2009 1.2.1

More information

A Decision Maker s Guide to Securing an IT Infrastructure

A Decision Maker s Guide to Securing an IT Infrastructure A Decision Maker s Guide to Securing an IT Infrastructure A Rackspace White Paper Spring 2010 Summary With so many malicious attacks taking place now, securing an IT infrastructure is vital. The purpose

More information

Where every interaction matters.

Where every interaction matters. Where every interaction matters. Peer 1 Vigilant Web Application Firewall Powered by Alert Logic The Open Web Application Security Project (OWASP) Top Ten Web Security Risks and Countermeasures White Paper

More information

Payment Card Industry (PCI) Data Security Standard

Payment Card Industry (PCI) Data Security Standard Payment Card Industry (PCI) Data Security Standard Attestation of Compliance for Self-Assessment Questionnaire D Service Providers For use with PCI DSS Version 3.1 Revision 1.1 July 2015 Section 1: Assessment

More information

AISA Sydney 15 th April 2009

AISA Sydney 15 th April 2009 AISA Sydney 15 th April 2009 Where PCI stands today: Who needs to do What, by When Presented by: David Light Sense of Security Pty Ltd Agenda Overview of PCI DSS Compliance requirements What & When Risks

More information

Project Title slide Project: PCI. Are You At Risk?

Project Title slide Project: PCI. Are You At Risk? Blank slide Project Title slide Project: PCI Are You At Risk? Agenda Are You At Risk? Video What is the PCI SSC? Agenda What are the requirements of the PCI DSS? What Steps Can You Take? Available Services

More information

PCI DSS 3.0 Changes Bill Franklin Executive IT Auditor bfranklin@compassitc.com January 23, 2014

PCI DSS 3.0 Changes Bill Franklin Executive IT Auditor bfranklin@compassitc.com January 23, 2014 PCI DSS 3.0 Changes Bill Franklin Executive IT Auditor bfranklin@compassitc.com January 23, 2014 Agenda Introduction PCI DSS 3.0 Changes What Can I Do to Prepare? When Do I Need to be Compliant? Questions

More information

05.0 Application Development

05.0 Application Development Number 5.0 Policy Owner Information Security and Technology Policy Application Development Effective 01/01/2014 Last Revision 12/30/2013 Department of Innovation and Technology 5. Application Development

More information

Kenna Platform Security. A technical overview of the comprehensive security measures Kenna uses to protect your data

Kenna Platform Security. A technical overview of the comprehensive security measures Kenna uses to protect your data Kenna Platform Security A technical overview of the comprehensive security measures Kenna uses to protect your data V2.0, JULY 2015 Multiple Layers of Protection Overview Password Salted-Hash Thank you

More information

Three Critical Success Factors for PCI Assessment. Seth Peter NetSPI April 21, 2010

Three Critical Success Factors for PCI Assessment. Seth Peter NetSPI April 21, 2010 Three Critical Success Factors for PCI Assessment Seth Peter NetSPI April 21, 2010 Introduction Seth Peter NetSPI Chief Technology Officer and Founder 15 year history of application, system, and network

More information

Payment Card Industry (PCI) Data Security Standard

Payment Card Industry (PCI) Data Security Standard Payment Card Industry (PCI) Data Security Standard Technical and Operational Requirements for Approved Scanning Vendors (ASVs) Version 1.1 Release: September 2006 Table of Contents Introduction...1-1 Naming

More information

University of Sunderland Business Assurance PCI Security Policy

University of Sunderland Business Assurance PCI Security Policy University of Sunderland Business Assurance PCI Security Policy Document Classification: Public Policy Reference Central Register IG008 Policy Reference Faculty / Service IG 008 Policy Owner Chief Financial

More information

Payment Card Industry (PCI) Data Security Standard

Payment Card Industry (PCI) Data Security Standard Payment Card Industry (PCI) Data Standard Attestation of Compliance for Self-Assessment Questionnaire D Service Providers Version 3.1 April 2015 Section 1: Assessment Information Instructions for Submission

More information

SERENA SOFTWARE Serena Service Manager Security

SERENA SOFTWARE Serena Service Manager Security SERENA SOFTWARE Serena Service Manager Security 2014-09-08 Table of Contents Who Should Read This Paper?... 3 Overview... 3 Security Aspects... 3 Reference... 6 2 Serena Software Operational Security (On-Demand

More information

DFW INTERNATIONAL AIRPORT STANDARD OPERATING PROCEDURE (SOP)

DFW INTERNATIONAL AIRPORT STANDARD OPERATING PROCEDURE (SOP) Title: Functional Category: Information Technology Services Issuing Department: Information Technology Services Code Number: xx.xxx.xx Effective Date: xx/xx/2014 1.0 PURPOSE 1.1 To appropriately manage

More information

Understanding the SAQs for PCI DSS version 3

Understanding the SAQs for PCI DSS version 3 Understanding the SAQs for PCI DSS version 3 The PCI DSS self-assessment questionnaires (SAQs) are validation tools intended to assist merchants and service providers report the results of their PCI DSS

More information

Third Party Agent (TPA) Registration Program - TPA Types and Functional Descriptions

Third Party Agent (TPA) Registration Program - TPA Types and Functional Descriptions Third Party Agent (TPA) Registration Program - TPA Types and Functional Descriptions Independent Sales Organizations (ISO) ISO Merchant (ISO M) Conducts merchant account or transaction processing solicitation,

More information

Payment Card Industry Data Security Standard Training. Chris Harper Vice President of Technical Services Secure Enterprise Computing, Inc.

Payment Card Industry Data Security Standard Training. Chris Harper Vice President of Technical Services Secure Enterprise Computing, Inc. Payment Card Industry Data Security Standard Training Chris Harper Vice President of Technical Services Secure Enterprise Computing, Inc. March 27, 2012 Agenda Check-In 9:00-9:30 PCI Intro and History

More information

Visa U.S.A Cardholder Information Security Program (CISP) Payment Application Best Practices

Visa U.S.A Cardholder Information Security Program (CISP) Payment Application Best Practices This document is to be used to verify that a payment application has been validated against Visa U.S.A. Payment Application Best Practices and to create the Report on Validation. Please note that payment

More information

PCI DSS: An Evolving Standard

PCI DSS: An Evolving Standard White Paper PCI DSS: An Evolving Standard PCI 3.0 and 3.1 Key Requirements Explained 2015 SecurityMetrics PCI DSS: An Evolving Standard 2 PCI DSS An Evolving Standard The Payment Card Industry Data Security

More information

Payment Card Industry (PCI) Data Security Standard ROC Reporting Instructions for PCI DSS v2.0

Payment Card Industry (PCI) Data Security Standard ROC Reporting Instructions for PCI DSS v2.0 Payment Card Industry (PCI) Data Security Standard ROC Reporting Instructions for PCI DSS v2.0 September 2011 Changes Date September 2011 Version Description 1.0 To introduce PCI DSS ROC Reporting Instructions

More information

Don Roeber Vice President, PCI Compliance Manager. Lisa Tedeschi Assistant Vice President, Compliance Officer

Don Roeber Vice President, PCI Compliance Manager. Lisa Tedeschi Assistant Vice President, Compliance Officer Complying with the PCI DSS All the Moving Parts Don Roeber Vice President, PCI Compliance Manager Lisa Tedeschi Assistant Vice President, Compliance Officer Types of Risk Operational Risk Normal fraud

More information

CHEAT SHEET: PCI DSS 3.1 COMPLIANCE

CHEAT SHEET: PCI DSS 3.1 COMPLIANCE CHEAT SHEET: PCI DSS 3.1 COMPLIANCE WHAT IS PCI DSS? Payment Card Industry Data Security Standard Information security standard for organizations that handle data for debit, credit, prepaid, e-purse, ATM,

More information

Minnesota State Colleges and Universities System Procedures Chapter 5 Administration. Guideline 5.23.1.10 Payment Card Industry Technical Requirements

Minnesota State Colleges and Universities System Procedures Chapter 5 Administration. Guideline 5.23.1.10 Payment Card Industry Technical Requirements Minnesota State Colleges and Universities System Procedures Chapter 5 Administration Payment Card Industry Technical s Part 1. Purpose. This guideline emphasizes many of the minimum technical requirements

More information

Top Five Data Security Trends Impacting Franchise Operators. Payment System Risk September 29, 2009

Top Five Data Security Trends Impacting Franchise Operators. Payment System Risk September 29, 2009 Top Five Data Security Trends Impacting Franchise Operators Payment System Risk September 29, 2009 Top Five Data Security Trends Agenda Data Security Environment Compromise Overview and Attack Methods

More information

Payment Card Industry (PCI) Data Security Standard. Requirements and Security Assessment Procedures. Version 3.0 November 2013

Payment Card Industry (PCI) Data Security Standard. Requirements and Security Assessment Procedures. Version 3.0 November 2013 Payment Card Industry (PCI) Data Security Standard Requirements and Security Assessment Procedures Version 3.0 November 2013 Document Changes Date Version Description Pages October 2008 1.2 July 2009 1.2.1

More information

PCI DSS 3.0 Changes & Challenges P R E S I D E N T/ C O - F O U N D E R F R S EC U R E

PCI DSS 3.0 Changes & Challenges P R E S I D E N T/ C O - F O U N D E R F R S EC U R E PCI DSS 3.0 Changes & Challenges EVAN FRANCEN, CISSP CISM P R E S I D E N T/ C O - F O U N D E R F R S EC U R E PCI DSS 3.0 Changes & Challenges Topics FRSecure, the company Introduction to PCI-DSS Recent

More information

PCI DSS 3.0 Overview. OSU Business Affairs Business Affairs PIT Crew - Project, Improvement, & Technology Robin Whitlock

PCI DSS 3.0 Overview. OSU Business Affairs Business Affairs PIT Crew - Project, Improvement, & Technology Robin Whitlock PCI DSS 3.0 Overview OSU Business Affairs Business Affairs PIT Crew - Project, Improvement, & Technology Robin Whitlock 01/16/2015 Purpose of Today s Presentation To provide an overview of PCI 3.0 based

More information

PCI DSS Compliance. 2015 Information Pack for Merchants

PCI DSS Compliance. 2015 Information Pack for Merchants PCI DSS Compliance 2015 Information Pack for Merchants This pack contains general information regarding PCI DSS compliance and does not take into account your business' particular requirements. ANZ recommends

More information

Cloud Security:Threats & Mitgations

Cloud Security:Threats & Mitgations Cloud Security:Threats & Mitgations Vineet Mago Naresh Khalasi Vayana 1 What are we gonna talk about? What we need to know to get started Its your responsibility Threats and Remediations: Hacker v/s Developer

More information

Payment Card Industry Data Security Standards

Payment Card Industry Data Security Standards Payment Card Industry Data Security Standards The payment card industry data security standard PCI DSS Visa and MasterCard have developed the Payment Card Industry Data Security Standard or PCI DSS as

More information

Recent Developments in PCI DSS. PCI in the Headlines Risks to Higher Education PCI DSS Version 1.2

Recent Developments in PCI DSS. PCI in the Headlines Risks to Higher Education PCI DSS Version 1.2 Recent Developments in PCI DSS PCI in the Headlines Risks to Higher Education PCI DSS Version 1.2 1 2009 Breach Investigation Who did it? 74% external parties 20% insiders 32% implicated business partners

More information

PCI COMPLIANCE GUIDE For Merchants and Service Members

PCI COMPLIANCE GUIDE For Merchants and Service Members PCI SAQ C-VT PCI COMPLIANCE GUIDE For Merchants and Service Members PCI DSS v2.0 SAQ CVT Merchant Guide 1 Contents Contents... 2 Introduction... 3 Defining an SAQ C Merchant... 3 REQUIREMENTS FOR SAQ-VT...

More information

PCI Compliance: Protection Against Data Breaches

PCI Compliance: Protection Against Data Breaches Protection Against Data Breaches Get Started Now: 877.611.6342 to learn more. www.megapath.com The Growing Impact of Data Breaches Since 2005, there have been 4,579 data breaches (disclosed through 2013)

More information

Payment Card Industry (PCI) Data Security Standard Self-Assessment Questionnaire C-VT and Attestation of Compliance

Payment Card Industry (PCI) Data Security Standard Self-Assessment Questionnaire C-VT and Attestation of Compliance Payment Card Industry (PCI) Data Security Standard Self-Assessment Questionnaire C-VT and Attestation of Compliance Merchants with Web-Based Virtual Payment Terminals No Electronic Cardholder Data Storage

More information

A Rackspace White Paper Spring 2010

A Rackspace White Paper Spring 2010 Achieving PCI DSS Compliance with A White Paper Spring 2010 Summary The Payment Card Industry Data Security Standard (PCI DSS) is a global information security standard defined by the Payment Card Industry

More information

Global Partner Management Notice

Global Partner Management Notice Global Partner Management Notice Subject: Critical Vulnerabilities Identified to Alert Payment System Participants of Data Compromise Trends Dated: May 4, 2009 Announcement: To support compliance with

More information

Tenable Addendum to VMware Product Applicability Guide. for. Payment Card Industry Data Security Standard (PCI DSS) version 3.0

Tenable Addendum to VMware Product Applicability Guide. for. Payment Card Industry Data Security Standard (PCI DSS) version 3.0 Tenable Product Applicability Guide For Payment Card Industry (PCI) Partner Addendum VMware Compliance Reference Architecture Framework to VMware Product Applicability Guide for Payment Card Industry Data

More information

PCI DSS Policies Outline. PCI DSS Policies. All Rights Reserved. ecfirst. 2010. Page 1 of 7 www.ecfirst.com

PCI DSS Policies Outline. PCI DSS Policies. All Rights Reserved. ecfirst. 2010. Page 1 of 7 www.ecfirst.com Policy/Procedure Description PCI DSS Policies Install and Maintain a Firewall Configuration to Protect Cardholder Data Establish Firewall and Router Configuration Standards Build a Firewall Configuration

More information

Payment Card Industry (PCI) Data Security Standard Self-Assessment Questionnaire D and Attestation of Compliance

Payment Card Industry (PCI) Data Security Standard Self-Assessment Questionnaire D and Attestation of Compliance Payment Card Industry (PCI) Data Security Standard Self-Assessment Questionnaire D and Attestation of Compliance All other Merchants and all SAQ-Eligible Service Providers Version 1.2 October 2008 Document

More information

Comodo HackerGuardian. PCI Security Compliance The Facts. What PCI security means for your business

Comodo HackerGuardian. PCI Security Compliance The Facts. What PCI security means for your business Comodo HackerGuardian PCI Security Compliance The Facts What PCI security means for your business Overview The Payment Card Industry Data Security Standard (PCI DSS) is a set of 12 requirements intended

More information

Your guide to the Payment Card Industry Data Security Standard (PCI DSS) Merchant Business Solutions. Version 5.0 (April 2011)

Your guide to the Payment Card Industry Data Security Standard (PCI DSS) Merchant Business Solutions. Version 5.0 (April 2011) Your guide to the Payment Card Industry Data Security Standard (PCI DSS) Merchant Business Solutions Version 5.0 (April 2011) Contents Contents...2 Introduction...3 What are the 12 key requirements of

More information

Payment Card Industry (PCI) Data Security Standard Self-Assessment Questionnaire C and Attestation of Compliance

Payment Card Industry (PCI) Data Security Standard Self-Assessment Questionnaire C and Attestation of Compliance Payment Card Industry (PCI) Data Security Standard Self-Assessment Questionnaire C and Attestation of Compliance Payment Application Connected to Internet, No Electronic Cardholder Data Storage Version

More information

PCI COMPLIANCE ON AWS: HOW TREND MICRO CAN HELP

PCI COMPLIANCE ON AWS: HOW TREND MICRO CAN HELP solution brief PCI COMPLIANCE ON AWS: HOW TREND MICRO CAN HELP AWS AND PCI DSS COMPLIANCE To ensure an end-to-end secure computing environment, Amazon Web Services (AWS) employs a shared security responsibility

More information

Franchise Data Compromise Trends and Cardholder. December, 2010

Franchise Data Compromise Trends and Cardholder. December, 2010 Franchise Data Compromise Trends and Cardholder Security Best Practices December, 2010 Franchise Data Security Agenda Cardholder Data Compromise Overview Breach Commonalities Hacking Techniques Franchisee

More information

Credit Cards and Oracle E-Business Suite Security and PCI Compliance Issues

Credit Cards and Oracle E-Business Suite Security and PCI Compliance Issues Credit Cards and Oracle E-Business Suite Security and PCI Compliance Issues August 16, 2012 Stephen Kost Chief Technology Officer Integrigy Corporation Phil Reimann Director of Business Development Integrigy

More information

HOW SECURE IS YOUR PAYMENT CARD DATA? COMPLYING WITH PCI DSS

HOW SECURE IS YOUR PAYMENT CARD DATA? COMPLYING WITH PCI DSS HOW SECURE IS YOUR PAYMENT CARD DATA? COMPLYING WITH PCI DSS August 23, 2011 MOSS ADAMS LLP 1 TODAY S PRESENTERS Presenters Francis Tam, CPA, CISA, CISM, CITP, CRISC, PCI QSA Managing Director, IT Security

More information

PCI DSS Compliance What Texas BUC$ Need to Know! Ron King CampusGuard rking@campusguard.com

PCI DSS Compliance What Texas BUC$ Need to Know! Ron King CampusGuard rking@campusguard.com PCI DSS Compliance What Texas BUC$ Need to Know! Ron King CampusGuard rking@campusguard.com Whoops!...3.1 Changes 3.1 PCI DSS Responsibility Information Technology Business Office PCI DSS Work Information

More information

Case 2:13-cv-01887-ES-JAD Document 282-2 Filed 12/09/15 Page 1 of 116 PageID: 4879. Appendix A

Case 2:13-cv-01887-ES-JAD Document 282-2 Filed 12/09/15 Page 1 of 116 PageID: 4879. Appendix A Case 2:13-cv-01887-ES-JAD Document 282-2 Filed 12/09/15 Page 1 of 116 PageID: 4879 Appendix A Case 2:13-cv-01887-ES-JAD Document 282-2 Filed 12/09/15 Page 2 of 116 PageID: 4880 Payment Card Industry (PCI)

More information

PCI DSS 3.0 : THE CHANGES AND HOW THEY WILL EFFECT YOUR BUSINESS

PCI DSS 3.0 : THE CHANGES AND HOW THEY WILL EFFECT YOUR BUSINESS PCI DSS 3.0 : THE CHANGES AND HOW THEY WILL EFFECT YOUR BUSINESS CIVICA Conference 22 January 2015 WELCOME AND AGENDA Change is here! PCI-DSS 3.0 is mandatory starting January 1, 2015 Goals of the session

More information

Section 3.9 PCI DSS Information Security Policy Issued: June 2016 Replaces: January 2015

Section 3.9 PCI DSS Information Security Policy Issued: June 2016 Replaces: January 2015 Section 3.9 PCI DSS Information Security Policy Issued: June 2016 Replaces: January 2015 I. PURPOSE The purpose of this policy is to establish guidelines for processing charges on Payment Cards to protect

More information

Thursday, September 8, 11

Thursday, September 8, 11 Jonathan Davis, Ingenesis Limited @jonathandavis E-commerce & WordPress: Navigating the Minefield Jonathan Davis, Ingenesis Limited @jonathandavis $165.4 total e-commerce sales in 2010 merchant accounts

More information

PCI DSS 3.0 and You Are You Ready?

PCI DSS 3.0 and You Are You Ready? PCI DSS 3.0 and You Are You Ready? 2014 STUDENT FINANCIAL SERVICES CONFERENCE Linda Combs combslc@jmu.edu Ron King rking@campusguard.com AGENDA PCI and Bursar Office Role Key Themes in v3.0 Timelines Changes

More information

Adyen PCI DSS 3.0 Compliance Guide

Adyen PCI DSS 3.0 Compliance Guide Adyen PCI DSS 3.0 Compliance Guide February 2015 Page 1 2015 Adyen BV www.adyen.com Disclaimer: This document is for guidance purposes only. Adyen does not accept responsibility for any inaccuracies. Merchants

More information

Payment Card Industry (PCI) Data Security Standard Self-Assessment Questionnaire

Payment Card Industry (PCI) Data Security Standard Self-Assessment Questionnaire Payment Card Industry (PCI) Data Security Standard Self-Assessment Questionnaire Instructions and Guidelines Version 3.2 May 2016 Document Changes Date Version Description October 1, 2008 1.2 October 28,

More information

Voltage SecureData Web with Page-Integrated Encryption (PIE) Technology Security Review

Voltage SecureData Web with Page-Integrated Encryption (PIE) Technology Security Review Voltage SecureData Web with Page-Integrated Encryption (PIE) Technology Security Review Prepared for: Coalfire Systems, Inc. March 2, 2012 Table of Contents EXECUTIVE SUMMARY... 3 DETAILED PROJECT OVERVIEW...

More information

Information Security Services. Achieving PCI compliance with Dell SecureWorks security services

Information Security Services. Achieving PCI compliance with Dell SecureWorks security services Information Security Services Achieving PCI compliance with Dell SecureWorks security services Executive summary In October 2010, the Payment Card Industry (PCI) issued the new Data Security Standard (DSS)

More information

Payment Card Industry Data Security Standard (PCI DSS) Q & A November 6, 2008

Payment Card Industry Data Security Standard (PCI DSS) Q & A November 6, 2008 Payment Card Industry Data Security Standard (PCI DSS) Q & A November 6, 2008 What is the PCI DSS? And what do the acronyms CISP, SDP, DSOP and DISC stand for? The PCI DSS is a set of comprehensive requirements

More information

WHITE PAPER. PCI Basics: What it Takes to Be Compliant

WHITE PAPER. PCI Basics: What it Takes to Be Compliant WHITE PAPER PCI Basics: What it Takes to Be Compliant Introduction A long-running worldwide advertising campaign by Visa states that the card is accepted everywhere you want to be. Unfortunately, and through

More information

PCI Security Compliance

PCI Security Compliance E N T E R P R I S E Enterprise Security Solutions PCI Security Compliance : What PCI security means for your business The Facts Comodo HackerGuardian TM PCI and the Online Merchant Overview The Payment

More information

PCI: The Dark Side. May 2012 Roanoke, VA

PCI: The Dark Side. May 2012 Roanoke, VA PCI: The Dark Side May 2012 Roanoke, VA Agenda The problem Who are they? Why? What do they steal? How do they do it? What can they do with it? How can you stop it? Ron King, Ed Ko, CampusGuard CampusGuard

More information

Thoughts on PCI DSS 3.0. September, 2014

Thoughts on PCI DSS 3.0. September, 2014 Thoughts on PCI DSS 3.0 September, 2014 Speaker Today Jeff Sanchez is a Managing Director in Protiviti s Los Angeles office. He joined Protiviti in 2002 after spending 10 years with Arthur Andersen s Technology

More information

How NETGEAR ProSecure UTM Helps Small Businesses Meet PCI Requirements

How NETGEAR ProSecure UTM Helps Small Businesses Meet PCI Requirements How NETGEAR ProSecure UTM Helps Small Businesses Meet PCI Requirements I n t r o d u c t i o n The Payment Card Industry Data Security Standard (PCI DSS) was developed in 2004 by the PCI Security Standards

More information

PCI Compliance 3.1. About Us

PCI Compliance 3.1. About Us PCI Compliance 3.1 University of Hawaii About Us Helping organizations comply with mandates, recover from security breaches, and prevent data theft since 2000. Certified to conduct all major PCI compliance

More information

Payment Card Industry (PCI) Data Security Standard

Payment Card Industry (PCI) Data Security Standard Payment Card Industry (PCI) Data Security Standard Attestation of Compliance for Onsite Assessments Service Providers Version 3.0 February 2014 Section 1: Assessment Information Instructions for Submission

More information

Office of Finance and Treasury

Office of Finance and Treasury Office of Finance and Treasury How to Accept & Process Credit and Debit Card Transactions Procedure Related Policy Title Credit Card Processing Policy For University Merchant Locations Responsible Executive

More information

Josiah Wilkinson Internal Security Assessor. Nationwide

Josiah Wilkinson Internal Security Assessor. Nationwide Josiah Wilkinson Internal Security Assessor Nationwide Payment Card Industry Overview PCI Governance/Enforcement Agenda PCI Data Security Standard Penalties for Non-Compliance Keys to Compliance Challenges

More information

COLORADO STATE UNIVERSITY Financial Procedure Statements FPI 6-6

COLORADO STATE UNIVERSITY Financial Procedure Statements FPI 6-6 1. Procedure Title: PCI Compliance Program COLORADO STATE UNIVERSITY Financial Procedure Statements FPI 6-6 2. Procedure Purpose and Effect: All Colorado State University departments that accept credit/debit

More information

Payment Card Industry Data Security Standard

Payment Card Industry Data Security Standard Payment Card Industry Data Security Standard Office of the State Treasurer Ryan Pitroff Banking Services Manager Ryan.Pitroff@tre.wa.gov PCI-DSS A common set of industry tools and measurements to help

More information

MasterCard PCI & Site Data Protection (SDP) Program Update. Academy of Risk Management Innovate. Collaborate. Educate.

MasterCard PCI & Site Data Protection (SDP) Program Update. Academy of Risk Management Innovate. Collaborate. Educate. MasterCard PCI & Site Data Protection (SDP) Program Update Academy of Risk Management Innovate. Collaborate. Educate. The Payment Card Industry Security Standards Council (PCI SSC) Open, Global Forum Founded

More information