Name : Joe Bloggs Quote Id : Q Date of Birth : 01/01/1985 Quote Creation Date : 05/06/2015 Age Next Birthday : 31 Current Date : 18/06/2015

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1 Full Quote Report Thank you for considering AIA Australia as your life insurance provider. We are pleased to provide you with the following quote report. Life Insured Quote Details Name : Joe Bloggs Quote Id : Q Date of Birth : 01/01/1985 Quote Creation Date : 05/06/2015 Age Next Birthday : 31 Current Date : 18/06/2015 Sex : MALE No. of Qualifying Plans: 0 Smoker : No Occupation : Category : AAA Engineer [degree qualified - office only] Priority Protection Policy 1 - Non Superannuation Benefit(s) Benefit Details Sum Insured/ Monthly Benefit Yearly Payable Life Cover $500,000 $ Crisis Recovery $250,000 $ Family Protection Number of Children: 2 $50,000 $ Double Total and Permanent Disablement TPD Definition: Own Occupation $500,000 $ Family Protection Income Protection Number of Children: 2 Annual Income: $80,000 Benefit Type: Agreed Value Benefit Period: To Age 65 Waiting Period: 30 days Health: 0% Pastimes: 0% $50,000 $ $5,000 $ Page 1 of 10

2 Claim Escalation $97.38 Day 1 Accident Day 1 Accident Qualifying Period: 3 days Day 1 Accident Benefit Period: 30 days $ Policy Fee $79.00 Total Yearly Premium (Before Stamp Duty) $3, Income Protection Yearly Stamp Duty (QLD) $66.99 Claim Escalation Yearly Stamp Duty (QLD) $8.76 Day 1 Accident Yearly Stamp Duty (QLD) $34.07 Total Yearly Stamp Duty (QLD) $ Total Yearly Premium Payable $3, [2] (a 5% multiplan discount has been included) Premium Summary Total Non-super Premium Total Super Premium Total Payable Monthly Frequency * $0.00 $0.00 $0.00 Half-Yearly Frequency * $0.00 $0.00 $0.00 Yearly Frequency * $3, $0.00 $3, Total Payable Annually * * (Inclusive of stamp duty and policy fee where applicable) $3, $0.00 $3, Page 2 of 10

3 Stepped vs Level Premium Illustration Priority Protection - Income Protection Plan Benefit(s) Benefit Details Sum Insured/ Monthly Benefit Yearly Payable Income Protection Annual Income: $80,000 Benefit Type: Agreed Value Benefit Period: To Age 65 Waiting Period: 30 days Health: 0% Pastimes: 0% $5,000 $ Claim Escalation $97.38 Day 1 Accident Day 1 Accident Qualifying Period: 3 days Day 1 Accident Benefit Period: 30 days $ Yearly Premium $1, Age Next B Day Yearly Stepped Premium Cumulative Stepped Premium Yearly Level Premium Cumulative Level Premium 31 $ $ $1, $1, $1, $1, $1, $2, $1, $3, $1, $3, $1, $4, $1, $5, $1, $5, $1, $6, $1, $13, $1, $15, $3, $26, $2, $26, $5, $48, $3, $40, $9, $88, $3, $58, $15, $153, $5, $81, $16, $170, $5, $86, $17, $187, $5, $91, $17, $204, $5, $97, $16, $221, $5, $103, Page 3 of 10

4 Premium Projections assume that sums insured have been indexed at 5% p.a. up to age 70. The policy fees and stamp duty (if any) are not included in the Premium Projections. Page 4 of 10

5 Income Protection Plan Stepped vs Level Premium Comparison Page 5 of 10

6 Stepped vs Level Premium Illustration Priority Protection - Life Cover Plan Benefit(s) Benefit Details Sum Insured/ Monthly Benefit Yearly Payable Life Cover $500,000 $ Crisis Recovery $250,000 $ Family Protection Number of Children: 2 $50,000 $ Double Total and Permanent Disablement TPD Definition: Own Occupation $500,000 $ Family Protection Number of Children: 2 $50,000 $ Yearly Premium $2, Age Next B Day Yearly Stepped Premium Cumulative Stepped Premium Yearly Level Premium Cumulative Level Premium 31 $1, $1, $2, $2, $1, $2, $2, $4, $1, $3, $2, $7, $1, $5, $2, $9, $1, $6, $2, $12, $2, $16, $3, $28, $4, $32, $4, $46, $10, $70, $5, $70, $27, $167, $6, $99, $73, $424, $8, $137, $95, $520, $8, $146, $120, $640, $9, $155, Page 6 of 10

7 63 $148, $789, $9, $165, $183, $973, $10, $175, Premium Projections assume that sums insured have been indexed at 5% p.a. up to age 70. The policy fees and stamp duty (if any) are not included in the Premium Projections. Page 7 of 10

8 Life Cover Plan Stepped vs Level Premium Comparison Page 8 of 10

9 Income Protection Benefits Additional Information Current Benefit Options Selected Income Protection Annual Income: $80,000 Benefit Type: Agreed Value Benefit Period: To Age 65 Waiting Period: 30 days Health: 0% Pastimes: 0% $5,000 Yearly Income Protection Premium Comparison Waiting Period* Benefit Periods* 2 years ($) 5 years ($) To Age 65 ($) To Age 70 ($) 14 days $ $1, $1, $2, days $ $1, $1, $1, days $ $1, $1, $1, days $ $1, $1, $1, year $ $ $1, $1, years $ $ $ $1, Premiums include stamp duty but not policy fee. *Please note that product eligibility criteria apply to certain waiting periods and benefit periods. Yearly Income Protection Premium After Tax Deduction Page 9 of 10

10 Marginal Tax Rate Premium based on current benefit options ($) Nil 1, % 1, % % % Marginal tax rates as at 1st July 2014 The above marginal tax rates do not include the Medicare Levy. Premiums include stamp duty but not the Income Protection Lump Sum premium and the policy fee. Income Protection Benefit Payout Illustration Benefit Period Benefit payout before tax ($) 2 years $128,000 5 years $336,538 To Age 65 $5,109,018 To Age 70 $6,850,701 2 years (70yr) N/A Claim offsets may apply to the benefit payout. The benefit payouts are assumed to start at the commencement date of the policy and to cease after they have been paid for the full benefit period. The total benefit payout(s) will be lower than the amounts shown above because no benefits will be made in respect of the waiting period selected. The benefit payout has allowed for indexation at 5% p.a. if claims escalation has been included in the quote. If Retirement Optimiser has been selected, please note that a portion of the benefit payouts shown above would be paid to the life insured s superannuation fund. Page 10 of 10