ENTREPRENEURS AND SMALL COMPANIES

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1 List of s Inactive Products and Services ENTREPRENEURS AND SMALL COMPANIES Turnover up to CZK 25 million Valid from

2 Contents 1. Everyday banking Current accounts Special accounts Domestic payments Dispatch key Payment cards Diners Club Savings account Savings account Loans OPTION loan program (for loans up to CZK 1.5 million, inclusive) and Instalment loan Investment loan and instalment loan Overdraft line of credit Bank guarantee OPTION plus loan program (loans over CZK 1.5 million) Investment loan, combined mortgage loan Overdraft line of credit Bank guarantee Overdraft line of credit on turnover for business people and legal entities Other banking services Cheques 10 Sberbank CZ List of s Inactive Products and Services ENTREPRENEURS AND SMALL COMPANIES Page 01

3 1. Everyday banking 1.1 Current accounts Opening / change / closing of an account PROFIT account Maintenance of an account (monthly)* 169 EXPERT account Maintenance of an account (monthly)* 269 EXPERT account MEDI Maintenance of an account (monthly)* 199 PRESTIGE account Maintenance of an account (monthly)* 149 MEDI account Maintenance of an account (monthly)* 199 * The fee replaces fees for maintenance of individual products which are included in the account. The PROFIT account includes these products and services (opened since ): Maintenance of a business current account in CZK with special interest rate. Maintenance of an account with an overdraft line of credit (overdraft line of credit is provided based on Bank evaluation of a client s financial standing). Maintenance of a payment card (international business debit card VISA Classic or MasterCard Standard). Maintenance of a direct banking service (Sberbank Online Banking, Smart Banking). Generation of current account monthly statement. The PROFIT account includes these products and services (opened until ): Maintenance of a business current account in CZK with special interest rate including an overdraft line of credit (overdraft line of credit is provided based on Bank evaluation of client s financial standing). Maintenance of a deposit product (time deposit or deposit bill of exchange). Maintenance of a payment card (international business debit card VISA Classic or MasterCard Standard). Maintenance of a direct banking service (Sberbank Online Banking, Smart Banking). Generation of current account monthly statement. The EXPERT account includes these products and services (opened since ): Maintenance of a business current account in CZK with special interest rate. Maintenance of a business current account in a foreign currency. Maintenance of one current account with an overdraft line of credit (overdraft line of credit is provided based on Bank evaluation of a client s financial standing). Maintenance of a payment card including Exclusive travel insurance and D.A.S. legal protection (international business debit card VISA Business or MasterCard Business). Maintenance of a direct banking service (Sberbank Online Banking, Smart Banking). Generation of monthly statements for all current accounts. Sberbank CZ List of s Inactive Products and Services ENTREPRENEURS AND SMALL COMPANIES Page 02

4 1. Everyday banking 1.1 Current accounts The EXPERT account includes these products and services (opened until ): Maintenance of a business current account in CZK with special interest rate. Maintenance of a business current account in a foreign currency. Maintenance of one current account with an overdraft line of credit (overdraft line of credit is provided based on Bank evaluation of a client s financial standing). Maintenance of a deposit product (time deposit or deposit bill of exchange). Maintenance of a payment card including Exclusive travel insurance and D.A.S. legal protection (international business debit card VISA Business or MasterCard Business). Maintenance of a second payment card for 50% of the annual fee (international business debit card VISA Classic or MasterCard Standard). Generation of monthly statements for all current accounts. Maintenance of a direct banking service (Sberbank Online Banking, Smart Banking or Homebanking including installation). The EXPERT MEDI account includes these products and services: Maintenance of a business current account in CZK with special interest rate. Maintenance of a business current account in a foreign currency. Maintenance of one current account with an overdraft line of credit (overdraft line of credit is provided based on Bank evaluation of a client s financial standing). Maintenance of a payment card including Exclusive travel insurance and D.A.S. legal protection (international business debit card VISA Business or MasterCard Business). Maintenance of a direct banking service (Sberbank Online Banking, Smart Banking). Generation of monthly statements for all current accounts. EXTRA tariff. The PRESTIGE account includes these products and services: Maintenance of a current account in CZK with special interest rate including an overdraft line of credit (overdraft line of credit is provided based on Bank evaluation of the client s financial standing). Maintenance of a payment card including (international business debit card VISA Classic or MasterCard Standard). Maintenance of a second payment card for 50% of the annual fee (international personal debit card VISA Electron or Maestro). Maintenance of a direct banking service (Sberbank Online Banking, Smart Banking or Homebanking including installation). Generation of current account monthly statement. The MEDI-account includes these products and services: Maintenance of a current account in CZK with special interest rate including an overdraft line of credit (overdraft line of credit is provided based on Bank evaluation of the client s financial standing). Maintenance of a deposit product (time deposit or deposit bill of exchange). Maintenance of a payment card including Exclusive travel insurance and D.A.S. legal protection (international business debit card VISA Classic or VISA Business or MasterCard Business). Maintenance of a second payment card for 50% of the annual fee (international business debit card VISA Classic or MasterCard Standard). Maintenance of a direct banking service (Sberbank Online Banking, Smart Banking or Homebanking including installation). Generation of current account monthly statement. EXTRA tariff. Sberbank CZ List of s Inactive Products and Services ENTREPRENEURS AND SMALL COMPANIES Page 03

5 1. Everyday banking 1.2 Special accounts RESERVE account Opening / change / closing of an account Maintenance of an account (monthly) Incoming payment* Outgoing payment ** Purchased via electronic banking entry outside Sberbank CZ (including entries on a standing order, SIPO and permitted direct debit) 24 * This applies to incoming payments within the Bank and incoming payments from another bank. ** The fee amount applies to transactions carried out via a Reserve account. Entries are charged on the last business day of the calendar month. Other fees not listed above are governed by the relevant chapters of the List of s Special account for EU / grant programs Opening / change / closing of an account Maintenance of an account (monthly) Interest payment on account credit balance not agreed Interest payment on account credit balance has been agreed 150 Sberbank CZ List of s Inactive Products and Services ENTREPRENEURS AND SMALL COMPANIES Page 04

6 1. Everyday banking 1.3 Domestic payments Tariffs MEDIUM tariff PREMIUM tariff EXTRA tariff Tariff maintenance (monthly)* * The tariff fee replaces fees for the stipulated number of transactions included in the tariff. Transactions executed during a given calendar month over the stipulated transaction limit shall be charged pursuant to the relevant chapters of this List of s. The MEDIUM tariff includes these transactions: 3 cash withdrawals from Sberbank CZ or CSOB ATMs. 3 one-off domestic transactions executed through direct banking. The PREMIUM tariff includes these transactions: 2 cash withdrawals from Sberbank CZ or CSOB ATMs. 10 one-off domestic transactions executed through direct banking. The EXTRA tariff includes these transactions: 6 cash withdrawals from Sberbank CZ or CSOB ATMs. 14 one-off domestic transactions executed through direct banking. 1.4 Dispatch key for dispatch key (annual) Payment cards Diners Club s for Diners Club payment cards are governed by the current price list of Diners Club Czech s.r.o. company, available at our branches. Sberbank CZ List of s Inactive Products and Services ENTREPRENEURS AND SMALL COMPANIES Page 05

7 2. Savings account 2.1 Savings account Opening/change/closing of a Savings account* and Saving account GUARANTEE** Maintenance of a Savings account* and Saving account GUARANTEE** Monthly fee for use of Sberbank Online Banking including Smart Banking * Savings account in CZK, EUR, USD. ** Savings account GUARANTEE in CZK, EUR, USD. Sberbank CZ List of s Inactive Products and Services ENTREPRENEURS AND SMALL COMPANIES Page 06

8 3. Loans 3.1 OPTION loan program (for loans up to CZK 1.5 million, inclusive) and Instalment loan Investment loan and instalment loan Loan processing 1% of the loan amount, min. 3,000 Change to conditions at the client's request 8,000 Loan administration (monthly) 300 for immediacy of funds 0.9% p. a. of the undrawn loan Overdraft line of credit Loan processing 1% of the loan amount, min. 3,000 Change to conditions at the client's request 8,000 Maintenance of a current account with an overdraft line of credit (monthly) 300 for undrawn credit line 0.9% p. a. of the undrawn loan Bank guarantee Facility application processing 0.50% of the facility amount, min. 3,000 Facility administration (annual) 3,000 Change to conditions at the client's request 8,000 for issue of bank guarantee 3,000 Guarantee commission 3% p. a. of the issued guarantee, min. 1,500 Change to guarantee at the client's request 3,000 Sberbank CZ List of s Inactive Products and Services ENTREPRENEURS AND SMALL COMPANIES Page 07

9 3. Loans 3.2 OPTION plus loan program (loans over CZK 1.5 million) Investment loan, combined mortgage loan Loan processing 1% of the loan amount (min. 5,000) Change to conditions at the client's request 8,000 Loan administration (monthly) 300 for immediacy of funds 0.9% p. a. of the undrawn loan Overdraft line of credit Loan processing 1% of the loan amount (min. 5,000) Change to conditions at the client's request 8,000 Maintenance of a current account with an overdraft line of credit (monthly) 300 for undrawn credit line 0.9% p. a. of the undrawn loan Bank guarantee Facility application processing 0.50% of the facility amount Facility administration (annual) 5,000 Change to conditions at the client's request 8,000 for issue of bank guarantee 3,000 Guarantee commission 3% p. a. of the issued guarantee, min. 1,500 Change to guarantee at the client's request 3,000 Sberbank CZ List of s Inactive Products and Services ENTREPRENEURS AND SMALL COMPANIES Page 08

10 3. Loans 3.2 OPTION plus loan program (loans over CZK 1.5 million) Overdraft line of credit on turnover for business people and legal entities Loan processing 1,000 Loan administration (annual) 1,000 Change to conditions at the client's request Maintenance of a current account with an overdraft line of credit (monthly) for undrawn credit line 0.9% p. a. of the undrawn loan Sberbank CZ List of s Inactive Products and Services ENTREPRENEURS AND SMALL COMPANIES Page 09

11 4. Other banking services 4.1 Cheques Purchase and sale of traveller s cheques Surcharge for each cheque 2%, min. 300 Joint provisions Information about other fees not included in this List of s is available upon request at Sberbank CZ, a.s. branches. Should you have any questions, please contact your branch advisor. In addition to fees in this List of s, Sberbank CZ, a.s. shall charge the client any fees that foreign or domestic banks or other organizations charge for operations carried out at the client s request, unless agreed otherwise in specific cases. All fees are in CZK, unless stated otherwise indicated. Sberbank CZ List of s Inactive Products and Services ENTREPRENEURS AND SMALL COMPANIES Page 10

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