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1 2014 Local chapter Corporate partnership opportunities Making the American Dream a Reality for Those Who Have Served Us

2 2014 About VAREP Many real estate and financial service professionals would like to better serve the real estate needs of the 1,411,425 servicemembers and 22,328,279 veterans in the United States. However, until now no organization existed that could make it happen. The Veterans Association of Real Estate Professionals (VAREP) was founded to fill the void. Established in 2012, the USA Homeownership Foundation, Inc. DBA Veterans Association of Real Estate Professionals (VAREP) is a nonprofit 501(c)(3) dedicated to increasing sustainable homeownership and economic development for the active military and veteran communities. We accomplish our mission through a Five Point Plan: 1. Homeownership Advocacy 2. Community Outreach 3. Professional Membership 4. Veteran Job Creation 5. Affordable Veteran Housing We will be their voice in the legislative and policy arena, encouraging financial institutions and government agencies to create programs that suit their unique needs. VAREP and its members represent and work within all sectors of the real estate, housing and financial services industries including real estate agents, brokers, loan officers, mortgage brokers, title officers, escrow officers, appraisers and insurance agents Inaugural Year Accomplishments We are honored and humbled by the overwhelming support received in our 2013 inaugural year. We end 2013 with 12 professional chapters in 8 states, with 1,000+ members and growing rapidly! Professional chapters in key cities allows VAREP to empower local real estate professionals to better serve the housing needs of military and veteran families. VAREP 2014 LOCAL CHAPTER CORPORATE PARTNERSHIP OPPORTUNITIES

3 VAREP s Five Point Plan The Veterans Association of Real Estate Professionals (VAREP) presents its Five Point Plan to create awareness, find solutions, and advocate equal housing and economic development for the underserved military and veteran communities. VAREP accomplishes its mission through a Five Point Plan: 1. Homeownership Advocacy - Advocate nationally to develop programs that reduce barriers to homeownership facing the military and veteran communities. 2. Community Outreach - Foster responsible homeownership in the military and veteran communities by providing housing education and counseling services. Topics include foreclosure prevention, financial literacy, understanding credit, pre-purchase and post-purchase homeownership. 3. Professional Membership - Provide a place where real estate and financial service professionals can share ideas, get educated, and be empowered to better serve the real estate needs of service members, veterans and their families. Nonmilitary members are welcome. 4. Veteran Job Creation - We are working with companies within the real estate and financial services industry to provide employment opportunities through postings on our Military and Veteran Job Board. We are also creating awareness among companies to include veteranowned businesses in their supplier diversity program. 5. Affordable Housing - Provide affordable home buying opportunities for veterans and service members who have gone through VAREP s homeownership education counseling services as part of our House a Vet program. ABOUT VAREP FIVE POINT PLAN PAGE 2

4 Chapter and Membership Growth VAREP s representation by December 31, 2014 will include 28 Chapters in 17 States across America! SEATTLE, WA COLORADO SPRINGS, CO DENVER, CO MINNEAPOLIS, MI CHICAGO, IL INDIANAPOLIS, IN DETROIT, MI PORTLAND, OR NEW YORK, NY GREATER SACRAMENTO, CA BAY AREA, CA LAS VEGAS, NV LOS ANGELES, CA SAN DIEGO, CA INLAND EMPIRE, CA PHILADELPHIA, PA WASHINGTON D.C. VIRGINIA BEACH, VA CHARLOTTE, NC ATLANTA, GA JACKSONVILLE, FL PHOENI, AZ TUCSON, AZ EL PASO, T DALLAS / FORT WORTH, T HOUSTON, T AUSTIN, T SAN ANTONIO, T CURRENT CHAPTERS 2014 PLANNED CHAPTERS 2013 Professional Chapters 2014 Planned Chapters 12 Chapters and 8 States Arizona - Phoenix California - Bay Area, Greater Sacramento Inland Empire, San Diego Colorado - Colorado Springs, Denver Florida - Jacksonville Nevada - Las Vegas Texas - Dallas/Fort Worth Washington - Seattle Washington D.C. 16 Chapters and 9 States Arizona - Tucson California - Los Angeles Georgia - Atlanta Illinois - Chicago Indiana - Indianapolis Michigan - Detroit Minnesota - Minneapolis New York - New York North Carolina - Charlotte Oregon - Portland Pennsylvania - Philadelphia Texas - Austin, El Paso, Houston, San Antonio Virginia - Virginia Beach Membership Growth 2014 WILL SEE AN EPECTED MEMBERSHIP GROWTH OF 10,000+ MEMBERS. VAREP 2014 LOCAL CHAPTER CORPORATE PARTNERSHIP OPPORTUNITIES

5 Military and veteran demographics Sources: Veterans Administration, U.S. Census, American Community Survey 2014 VETERANS NATIONAL POPULATION Total U.S. Population 308,745,538 Total veterans population 22,328,279 Total active military population 1,411,425 * Approximately 7% of the U.S. population are veterans VETERAN-OWNED BUSINESSES Veteran-owned businesses in general. Census estimated that in 2007: Veteran-owned firms had sales/receipts of $1.220 trillion, million employees, and an annual payroll of $210 billion Veteran-owned firms represented 9.0 percent of all U.S. firms VETERANS BY GENDER Male Female 20,079,700 2,248,579 VETERANS AND VA LOANS There are over 22,328,000 veterans and only *1.81M are active VA loan participants * Approximately 8% of veterans are VA Home Loan Program participants VETERANS AND DISABILITY VETERANS IN THE LABOR FORCE Veterans receiving VA Disability Compensation Veterans rated 100% disabled * Both stats as of 06/30/11 3, 300, ,748 There are 10.4 million veterans ages 18 to 64 in the labor force in 2008 VETERANS BY PERIOD OF SERVICE Wartime 15,706,224 Peacetime 5,622,055 WWII 1,396,402 Korean Conflict 2,273,001 Vietnam Era 7,489,353 Gulf War Era 6,240,055 Gulf War - Post 911 1,997,007 VETERANS BY RACE White Black or African American Hispanic Asian American Indian & Alaska Native Native Hawaiian & Other Pacific Islanders Some other race Two or more races 17,563,110 2,610,402 1,200, , ,616 33,700 21, ,113 TOP 10 STATES WITH MOST VETERANS 1. California 2,569, Florida 1,875, Texas 1,754, New York 1,361, Pennsylvania 1,280, Ohio 1,144, Illinois 1,003, Michigan 913, North Carolina 792, Virginia 786,359 TOP 10 CITIES WITH MOST VETERANS 1. New York, New York 348, Los Angeles, California 173, Chicago, Illinois 156, Philadelphia, Pennsylvania 123, San Antonio, Texas 118, San Diego, California 118, Houston, Texas 116, Phoenix, Arizona 108, Jacksonville, Florida 93, Indianapolis, Indiana 72,827 CHAPTER AND MEMBERSHIP GROWTH MILITARY AND VETERAN DEMOGRAPHICS PAGE 4

6 chapter membership core events Real Estate Professional Outreach Events: Five Events These events are to inform, educate, arm and empower real estate professionals including REALTORS about military and veteran programs in the marketplace. Topics include but not limited to: Military and Veteran Housing Certification (MVHC) How to work with the Military and Veteran Communities Banking Products for Military and Veteran Communites Lending Products for Military and Veteran Communites VA Loan Expert Panel Discussion Understanding Servicemembers Civil Relief Act Veteran Employment and Small Business Initiatives Military and Veteran Nonprofit Service Organizations Local, State and Federal Military and Veteran Initiatives The VA Home Loan Program - Three-Part Series Five-Star, Four-Star, Three-star core partners have the opportunity to further sponsor military and veteran special outreach events listed on next page LOCAL CHAPTER FIVE-STAR FOUR-STAR THREE-STAR TWO-STAR ONE-STAR CORE BENEFITS $20,000 $15,000 $10,000 $7,500 $5,000 Representation on VAREP s Local Chapter Advisory Board Recognition as Local Chapter Partner on local VAREP Chapter Website Recognized on all Marketing Materials A Speaking Opportunity A Booth at Event (if applicable) A Panelist Opportunity (if applicable) Customized benefits can be negotiated REAL ESTATE PROFESSIONAL OUTREACH EVENTS FIVE EVENTS Real Estate Professional Outreach #1 Real Estate Professional Outreach #2 Real Estate Professional Outreach #3 Real Estate Professional Outreach #4 Real Estate Professional Outreach #5 VAREP 2014 LOCAL CHAPTER CORPORATE PARTNERSHIP OPPORTUNITIES

7 chapter special events 2014 Military and Veteran Community Outreach Events: Two Events Note: To participate in Chapter Special Events, organizations must be a core corporate partner at a Three-Star level and above as listed on previous page. These events are to inform, educate, arm and empower servicemembers and veterans about military and veteran programs in the marketplace. Topics include but not limited to: Financial Literacy Understanding and Using Credit Smartly Pre-Purchase and Post-Purchase Foreclosure Prevention Workshops The Road to Homeownership First-Time Homebuyer Workshops Distressed Loan Workshop Understanding VA Loans Alternative VA Loan Solutions Military and Veteran Open House Caravan Military and Veteran Career Fair Military and Veteran Housing Summit MILITARY AND VETERAN PLATNUM GOLD SILVER COMMUNITY OUTREACH EVENTS $7,000 $5,000 $3,000 Military and Veteran Outreach Event #1 Military and Veteran Outreach Event # VAREP Local Chapter Holiday Fundraising Gala Note: All core partners, regardless of sponsorship level, are able to participate this event. The event s purpose is to recognize and thank VAREP members, corporate partners, community partners, government agencies and government officials for all their support throughout the year. Additionally, each chapter will choose a military and/or veteran cause to sponsor, fundraise and donate to. This annual event is generally scheduled in December. *VAREP HOLIDAY PLATNUM GOLD SILVER FUNDRAISING GALA $7,000 $5,000 $3,000 Holiday Fundraising Gala *All sponsorship includes recognition as event partner on local event site, logo on all marketing materials, a speaking opportunity, a booth (if applicable), and a panelist member (if applicable). ANNUAL CHAPTER MEMBERSHIP CORE EVENTS SPECIAL EVENTS OVERVIEW PAGE 6

8 Professional chapters in key cities allows VAREP to empower local real estate professionals to better serve the housing needs of military and veteran families. - Son Nguyen, President and Founder For annual sponsorship program information and customized sponsorship opportunities, contact: Son Nguyen Veterans Association of Real Estate Professionals 462 Corona Mall Suite 102 Corona, CA 92879

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