Comprehensive Solutions. For Your Payment Needs

Transcription

1 Comprehensive Solutions For Your Payment Needs

2 5th largest U.S. commercial bank Most Admired Superregional Bank three years in a row! Fortune, 2011, 2012, 2013 Three years in a row: U.S. Bancorp named to Forbes magazine s Most Reputable Companies list Forbes 2010, 2011, 2012 U.S. Bank scores #1 Online Overall Customer Experience comparing the top 10 banks in the country The Keynote Online, 2012 U.S. Bank #1 most trusted bank in consumer protection, again Ponemon Institute, 2006, 2007, 2008, 2009, 2010, 2011, 2012 U.S. Bank again ranked one of the World s Safest Banks Global Finance, 2012, 2013 U.S. Bank named one of the Best Banks in America Money Magazine, Comprehensive Solutions

3 Overview Whatever your payment needs, U.S. Bank has a solution to fit your organization. U.S. Bank helped pioneer electronic payment products more than 25 years ago and still leads the way today. U.S. Bank representatives have in-depth experience in many different industries so they can tailor a payment solution to fit your organization s purchasing requirements. With U.S. Bank, your organization can discover how to drive out costs, improve oversight and control, and optimize cash flow all while meeting your unique industry requirements. Drive down costs by enabling your organization to do more with fewer resources. Payments are automated, leading to less manual intervention and fewer mistakes. Improve oversight and control by gaining unprecedented visibility into its payment history. Better manage employee spend, audit overall payment activity and identify misuse and fraud. Optimize cash flow by leveraging payment terms and maximizing supplier discounts. At U.S. Bank, we recognize that every organization s payment situations are unique which dictates the need for a variety of payment products. We have the products and industry know-how to help your organization optimize its payment program. Our array of payment solutions include a broad spectrum of payables, travel, transportation, fuel and healthcare solutions. 3 Comprehensive Solutions

4 Payables Solutions U.S. Bank has the right solutions to help your organization boost operational efficiencies, streamline processes, control expenses and maximize short term cash when you pay vendors, suppliers and other business partners. These options support your needs for payment timing, tracking and security. Commercial Cards The U.S. Bank Purchasing Card, U.S. Bank One Card and U.S. Bank Managed Spend Card streamline the purchasing process and empower your supply chain management strategies. U.S. Bank Purchasing Card Helps reduce the costs associated with processing requisitions, purchase orders and check requests. Streamlines every step in the procure-to-pay process offering a cost-saving alternative to initiating a purchase request. U.S. Bank One Card Offers remarkable payment versatility for everything from major purchases to travel necessities combining the flexibility of a corporate travel card with the convenience of a purchasing card. U.S. Bank Managed Spend Card Supports a variety of budgetary expenditures such as office moves, employee relocation or special projects, providing your organization an efficient way to manage outlying expenses that fall beyond the scope of traditional purchasing or corporate travel card programs. Electronic Payment U.S. Bank Payment Plus Enable dynamic credit adjustments to match approved vendor payment amounts. Single-use accounts reduce the risk of unauthorized card activities and increase control over spending, down to the penny. This convenient web-based electronic payment management system maximizes your working capital and automates your account payables processes. SAP Consolidated Payables Link for U.S. Bank Create a single payables file within your SAP system and transmit to U.S. Bank for processing, eliminating the need to develop separate file formats and custom interfaces between your ERP and bank. U.S. Bank EIPP Optimize your financial supply chain globally with collaborative invoice audit, payment processing and integrated trade finance capabilities. Enable your organization to eliminate paper invoices, automatically reconcile invoices to orders and make payments to suppliers anywhere in the world. U.S. Bank Payment Plus brings cardless e-payment capability to complement or expand your traditional commercial card program. 4 Comprehensive Solutions

5 U.S. Bank Event Planner Card Offers organizations greater control, management and oversight of meeting and event expenses. More complete and consolidated vendor information enables meeting planners to negotiate better contracts and achieve greater cost savings. Account Management Travel Solutions Travel expenses remain one of the largest variable expense categories for many organizations. U.S. Bank Travel Solutions provide unprecedented insight over and visibility into your organization s overall travel expenses. Our full range of travel solutions from efficient corporate travel cards to event planner cards to robust electronic expense reporting work together to provide you an end-to-end expense management system that puts the control in your hands, while providing cardholders with exceptional benefits and service. Corporate Travel Cards U.S. Bank Corporate Travel Card Provides a comprehensive, simplified means to monitor and control travel expenses. The U.S. Bank Corporate Travel program is flexible; offering comprehensive global acceptance, multiple European currencies and languages and EMV capabilities. U.S. Bank will create the right travel payment program to meet your organization s needs. U.S. Bank Executive Card / U.S. Bank Executive Platinum Card Provides enhanced benefits beyond our corporate travel card and provides your organization s executives with an affluent array of premium benefits and travel services. U.S. Bank Access Online Provides organizations with real-time access to their purchasing, one and corporate travel card programs anywhere, anytime, within a secured environment. This powerful proprietary system leverages our experience with public and private sector organizations to simplify the management and reporting of all their card programs with a single, easy-to-use tool. U.S. Bank Payment Analytics Enhances auditing practices by looking beyond traditional card controls, such as cardholder spending limits and merchant category code restrictions, to provide 100% purchasing, one and corporate travel card transaction monitoring. Using customizable rule templates, organizations can automatically review all card transactions and flag suspected card misuse and outof-policy spending. U.S. Bank Expense Management Delivers enhanced visibility and elevates travel expense management to the next level. U.S. Bank Expense Management is a suite of data, card management, reporting and analytic services that provide organizations with visibility into card program spending and information to help control and manage expenses. 5 Comprehensive Solutions

6 Fleet Solutions Transportation Solutions When it comes to freight payments and supply chain management, nobody does it better. U.S. Bank Freight Payment leverages the Syncada platform to support the specific needs of professionals who audit and pay freight bills. U.S. Bank is the largest and most experienced global freight payment company today, offering benefits that are unparalleled in the industry. Our freight payment network has more than 10,000 active carrier customers and supports billions of dollars in payments each year, all over the world. U.S. Bank Freight Payment automates invoicing and payment and allows shippers and carriers to resolve discrepancies in real time via an Internet-based application. With flexible business rules and 100% pre-payment audits, users can customize the tool to meet diverse needs, yet still maintain visibility and control across the entire organization. U.S. Bank also offers financing options to help shippers and carriers maximize working capital. In the air or on the road, U.S. Bank Fleet Solutions help organizations manage their fuel and maintenance expenses more cost effectively. Our advanced payment systems and expert reporting tools tie into your existing systems and help your organization eliminate inefficiencies. Fuel and Maintenance Cards U.S. Bank Aviation Card Provides an exceptional payment option for aviation fuel and related services. The U.S. Bank Aviation Card offers customers customized billing, worldwide acceptance, Internetbased spend controls, account management and control features, access to fuel discounts and more. The Multi Service Aviation network reaches literally around the world. Accepted by more than 7,500 merchants in more than 190 countries, Multi Service Aviation takes the complexity out of worldwide travel. The Syncada platform is an Internet-based, integrated invoice processing, payment and financing system that meets the complex challenge of managing and optimizing global operations. 6 Comprehensive Solutions

7 U.S. Bank Fleet Card Offers an array of fuel, maintenance and service solutions that greatly simplify fleet management. The U.S. Bank Fleet Card runs on the Voyager network and allows for control at the card level as well as the account level, giving fleet administrators the ability to customize every card. Fleet administrators appreciate the sophisticated purchase control and expense monitoring features that help reign in excess spending. The Voyager Network is owned and operated by U.S. Bank and is specifically designed to serve the needs of automobile and light-duty truck fleets. Voyager acceptance is found on gas pumps and cash registers of more than 230,000 retail locations in all 50 states. U.S. Bank Over The Road Cards Are the only Class 7-8 fuel payment solutions backed by the strength and stability of a leading bank. The Over The Road Card accommodates fuel, additive and other services. The Over The Road Plus Card has these same capabilities with additional flexibility to use MasterCard Prepaid Debit, cash advances and convenience checks. Account Management U.S. Bank Freight Payment Reporting Provides detailed analysis from multiple perspectives. From standard reporting packages to robust business analysis tools, you gain access to and control of the data you need in a secure web-based environment. U.S. Bank Multi Service Aviation Reporting Offers total web-based access to aviation fuel and support services expense data to proactively observe, update, track and manage your aviation operations. U.S. Bank Fleet Commander Online Gain total access to level III fleet and fuel data that will help you observe, update, track and manage fleet operations with this secure, web-based program management and reporting tool. U.S. Bank Over The Road Online Provides a wealth of information to help you gain additional visibility and oversight of your over-the-road fleet fuel and maintenance expenses via a secure, web-based portal. 7 Comprehensive Solutions

8 Healthcare Solutions An outgrowth of U.S. Bank s longstanding commitment to the healthcare community, U.S. Bank Healthcare Payment Solutions delivers innovative products that decrease costs, improve efficiency and provide flexible financial options to both employers and employees. U.S. Bank Consumer Driven Healthcare (CDH) Suite Helps you navigate the transition to employee empowerment and responsibility. Our tax-advantaged spending accounts, convenient multi-purse payment card, fully integrated account-management site, and mobile app give participants choice and control, so they can make more informed decisions about what they need to stay healthy physically and financially. The suite includes Health Savings Accounts (HSAs), Flexible Spending Accounts (FSAs) and Health Reimbursement Arrangements (HRAs). Contact U.S. Bank for more information From commercial cards to complete electronic payment systems, U.S. Bank offers the solutions needed to cut costs and operate more efficiently. For more information on any of our payment tools, please contact us at or visit usbpayment.com. usbpayment.com 2013 U.S. Bank National Association. All trademarks are the property of their respective owners. CPS 3549 (R-10/13)