Save Together. Terms and Conditions

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1 Save Together Terms and Conditions

2 Save Together Subject to eligibility. Save Together offer Terms and Conditions apply. Save Together offer is a benefit of the HSBC Advance Bank Account. This document summarises our Save Together offer. You should read it carefully together with the Save Together Terms and Conditions, the HSBC Loyalty Cash ISA brochure and all other information we give you when you open a HSBC Loyalty Cash ISA. Summary Our Save Together offer is: Make a single payment of 25 or more per month into your HSBC Loyalty Cash ISA and, for every month you do so, we ll make an additional interest payment of 10 into your HSBC Loyalty Cash ISA. We ll do this for a maximum period of 12 months from the date of your first single payment of 25 or more; or Make one lump sum payment of 300 or more into your HSBC Loyalty Cash ISA and we ll make an additional interest payment of 10 a month into your HSBC Loyalty Cash ISA, every month, for up to 12 months. Single payments of 25 or more and lump sum payments are eligible payments. The offer will be activated automatically as soon as you make an eligible payment as described above. We will make additional interest payments for a maximum period of 12 months from the date of your first eligible payment. Our additional interest payments will not contribute towards your annual ISA allowance. Eligibility Requirements Available to HSBC Advance customers only. You must be an HSBC Advance customer for the full term of the offer (12 months). You must have an HSBC Loyalty Cash ISA for the full term of the offer (12 months)*. You must either: make a single payment of 25 or more per month into your HSBC Loyalty Cash ISA; or make one lump sum payment of 300 or more into your HSBC Loyalty Cash ISA. The offer is only available once. Please note: If after activating the Save Together offer you no longer hold an HSBC Advance Bank Account or HSBC Loyalty Cash ISA, you will no longer be eligible and this offer will end. Please see the Save Together Terms and Conditions for full details. This document is a summary document only. For more information about this offer, eligibility criteria and additional interest payment dates, please refer to the Save Together Terms and Conditions. Please take time to consider whether the HSBC Loyalty Cash ISA product is appropriate for your needs. * ISAs are not currently available to customers who live in the Channel Islands and the Isle of Man. To be eligible for our Save Together offer, you will need to have an HSBC Advance Bank Account and an HSBC Loyalty Cash ISA. This offer therefore is not available to customers who live in the Channel Islands and the Isle of Man.

3 Save Together Terms and Conditions 1. These terms and conditions (Terms) apply in addition to the HSBC Loyalty Cash ISA Terms and Conditions, the HSBC Loyalty Cash ISA interest rates and fees, and the HSBC Loyalty Cash ISA brochure. In the event of any conflict between these Terms and the literature detailed above, these Terms will apply. These Terms are a contract between you and us, HSBC Bank plc. 2. Each of the terms and conditions set out in these Terms needs to be met. 3. This offer is not transferable. 4. This offer only applies to HSBC Advance Bank Account customers. 5. The offer start date is 1 March The offer is: Each calendar month after the offer start date when you make a single payment of 25 or more (a single payment) into your HSBC Loyalty Cash ISA, we will make an additional interest payment of 10 a month into your HSBC Loyalty Cash ISA. We will only make an additional interest payment for months you have made a single payment and for up to 12 months from the date of the first single payment; or If you make one lump sum payment of 300 or more (a lump sum payment) into your HSBC Loyalty Cash ISA after the offer start date we will make additional interest payments of 10 a month into your HSBC Loyalty Cash ISA for up to 12 months. Single payments and lump sum payments are eligible payments for the purposes of this offer. Single payments and lump sum payments can include transfers from another ISA. 7. We will make the additional interest payment(s) between 11th and 31st of the month following the month you make a single payment or a lump sum payment. The additional interest payments will then continue monthly for lump sum payments. 8. We will make additional interest payments for a maximum period of 12 months. We will tell you personally at least two months in advance when your 12 month additional interest payment period will end. 9. You can only take advantage of this offer once. 10. If you hold an HSBC Advance Bank Account jointly with another party, both of you can take advantage of this offer once. Each of you will need to individually meet all the other terms of this offer. 11. The additional interest payments made by us are not ISA subscriptions and do not count towards your annual ISA subscription limit.

4 12. We may change this offer. If we make changes to this offer we will tell you personally at least 30 days in advance if the change is not favourable to you. For other changes we will tell you within 30 days of the change. 13. We may withdraw this offer. If we withdraw this offer we will tell you personally at least two months in advance of the date this offer ends. If you make a single payment or a lump sum payment in the month this offer ends, we will pay any outstanding additional interest payment for that month only to your HSBC Loyalty Cash ISA. All additional interest payments will cease thereafter. 14. If your HSBC Advance Bank Account is converted to another type of account or closed, this offer will end. If you make a single payment or a lump sum payment in the month your HSBC Advance Bank Account is converted to another type of account or closed, we will pay any outstanding additional interest payment for that month only to your HSBC Loyalty Cash ISA. All additional interest payments will cease thereafter. 15. If your HSBC Loyalty Cash ISA is closed or void, this offer will end. If you make a single payment or a lump sum payment in the month your HSBC Loyalty Cash ISA is closed or void, we will pay any outstanding additional interest payment for that month only to your HSBC Advance Bank Account. All additional interest payments will cease thereafter. 16. If both your HSBC Advance Bank Account and your HSBC Loyalty Cash ISA are closed or void for any reason, we will pay any outstanding additional interest payment to another sole HSBC current account held by you. If you do not hold another sole HSBC current account, we will contact you to ask how you would like to receive the payment. 17. If you are no longer resident in the UK (and therefore no longer eligible for the HSBC Loyalty Cash ISA), this offer will end (unless you make a lump sum payment before you are no longer resident in the UK and continue to hold your HSBC Loyalty Cash ISA): If you make a lump sum payment before you are no longer resident in the UK and continue to hold your HSBC Loyalty Cash ISA, we will continue to make an additional interest payment of 10 a month into your HSBC Loyalty Cash ISA, for up to 12 months. If you make a single payment or a lump sum payment before you are no longer resident in the UK, but no longer hold a HSBC Loyalty Cash ISA, we will pay any outstanding additional interest payment for single payments or lump sum payments made in the month before you are no longer resident only. The outstanding additional interest payment will be made to your HSBC Advance Bank Account. All additional interest payments will cease thereafter.

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6 Customers with disabilities If you d like this in another format such as large print, Braille or audio, please contact us. A textphone service is also available for customers with hearing and/or speech impairments. If you use your own textphone you can call us on ( from overseas). hsbc.co.uk Issued by HSBC Bank plc Registered Office: 8 Canada Square, London E14 5HQ Customer Information: PO Box 6201, Coventry CV3 9HW PO Box 14, St Helier, Jersey JE4 8NJ PO Box 31, St Peter Port, Guernsey GY1 3AT PO Box 20, Douglas, Isle of Man IM99 1AU MCP /15 HSBC Bank plc All Rights Reserved.

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