VCOSS Submission to the Draft Flood Management Strategy Port Phillip and Westernport July 2015

Save this PDF as:
 WORD  PNG  TXT  JPG

Size: px
Start display at page:

Download "VCOSS Submission to the Draft Flood Management Strategy Port Phillip and Westernport July 2015"

Transcription

1 VCOSS Submission to the Draft Flood Management Strategy Port Phillip and Westernport July

2 About VCOSS The Victorian Council of Social Service (VCOSS) is the peak body of the social and community sector in Victoria. VCOSS works to ensure that all Victorians have access to and a fair share of the community s resources and services, through advocating for the development of a sustainable, fair and equitable society. VCOSS members reflect a wide diversity, with members ranging from large charities, sector peak organisations, small community services, advocacy groups and individuals involved in social policy debates. Prepared by: Bridget Tehan, Senior Policy Analyst Emergency Management Authorised by: Emma King, Chief Executive Officer Copyright 2015 Victorian Council of Social Service Victorian Council of Social Service Level 8, 128 Exhibition Street Melbourne, Victoria, For enquiries: Name: Llewellyn Reynders Role: Manager Policy and Programs 2

3 Contents Introduction... 4 Flood disadvantage... 5 Insurance... 6 Housing... 7 Flood and the community sector... 8 Recommendations

4 Introduction VCOSS welcomes the opportunity to contribute to the Draft Flood Management Strategy - Port Phillip and Westernport. Flood can be a fast and dramatic or prolonged crisis that can result in long term and pervasive economic and social impacts. The damage to property, inundation of homes, businesses and community facilities in urbanized areas, as well as loss of livestock, machinery and fencing in rural areas can have a profound affect in all communities affected. Combined with flooding of transport infrastructure, floods present challenges for everyone involved. However the social and economic context in which floods occur can also presented specific challenges. Experience and research tells us that disasters are profoundly discriminatory, both in where they strike, and in the way they affect people. While they can be devastating for all affected individuals and communities and cause great physical, financial and psychological hardship, for people who are already facing disadvantage, the impacts can be overwhelming. People facing disadvantage, such as those in poverty, migrants, refugees, children, older people, people with disabilities, people who are homeless or transient, and people living in poor quality housing, are more vulnerable at all stages of a disaster before, during, and after it strikes. These people are considered socially vulnerable in the face of disasters or emergencies. Whether it is their capacity to evacuate in time or to recover in the long term from trauma and financial devastation, socially vulnerable people are hit hardest and longest by disasters and emergencies. These people often have fewer resources and less social support, mobility and housing options at their disposal, and so are less able to prepare for, respond to and recover from disasters or emergencies like flood. 4

5 Flood disadvantage Flood disadvantage Flood disadvantage arises due to a combination of exposure to flooding and social vulnerability. Social vulnerability is caused by a range of factors which can be grouped into: personal factors (known as sensitivity) including age and health status VCOSS research social factors shows (known that primary as adaptive indicator capacity, of social or the vulnerability to prepare, as it relates respond to emergencies and is poverty. The recover), poorer including people are, income, the bigger tenure, the mobility, impact social on them isolation, in a disaster access or to emergency information and the harder they insurance will find it to recover. Research shows that people who have better financial capacity are better environmental prepared for emergencies factors (which may irrespective increase of or the enhance type of disaster exposure) as including they are housing able to and neighbourhood characteristics. Overall, communities where high vulnerability and high exposure to flooding coincide may be the most flood disadvantaged i.e. flooding may lead to a greater loss in wellbeing in these areas than elsewhere. England K, Targeting flood investment and policy to minimise flood disadvantage, Joseph Rowntree Foundation, United Kingdom, 2015 The financial capacity of households affects both how quickly and how effectively people recover from an emergency event. Low-income Australians, including the working poor, those living on income support, refugees, renters, young adults and pensioners have the least resources to dedicate to recovery after a loss, and can least afford the protection and security provided by preparing in the first place. The capacity to purchase insurance, secure temporary accommodation, repair or build a new house, buy new clothes and household goods, access ongoing medical treatment and take time off work clearly contributes to the recovery of a person or a household from a disaster or emergency. Limited financial options can contribute to stress that, in turn, can adversely affect personal relationships, with disadvantage further compounded. 1 The demographic profiles of communities in the Port Phillip area vary widely. Recent research shows for example that while Frankston is one of Victoria s most disadvantaged suburbs, Portsea is one of its most advantaged. Most communities in the Westernport area face significant levels of disadvantage. 2 1 VCOSS, Disadvantage and disaster: Social vulnerability in emergency management, Melbourne Vinson T and Rawsthorne M, Dropping off the edge 2015: Persistent communal disadvantage in Australia, Jesuit Social Services and Catholic Social Services Australia, Melbourne and Canberra

6 The resources and capacities of local councils to prepare for and recover from emergencies like flood also vary widely according to their location and rate base. Those local councils who have reduced capacity to manage the risks of and recovery from flood are also vulnerable to and contribute to flood disadvantage. Insurance Research shows that people who have better financial capacity are better prepared for emergencies irrespective of the type of disaster as they are able to meet the costs of the event and the costs of insurance cover for damage sustained. 3 The financial capacity of households affects both how quickly and how effectively people recover from an emergency event. Low-income Australians, including the so-called working poor, those living on income support, refugees, renters, young adults and pensioners have the least resources to dedicate to recovery after a loss, and can least afford the protection and security provided by preparing in the first place. 4 Insurance issues greatly contribute to the stress and anxiety experienced by flood affected communities. The VCOSS Submission to the Victorian Floods Review in 2011 stated: Many people affected by the floods have found that their insurance policy does not cover the damage caused by the floods or the insurance payment has been far less then expected. In addition, the processing of claims has been significantly delayed, creating further stress and anxiety. These issues and ongoing uncertainty are impeding the social and economic recovery of communities. Issues about the inadequacy and lack of clarity about flood and water damage coverage have been widely raised in relation to the Queensland floods and other flood events. It was noted by many CSOs (community sector organisations) consulted for this submission that those who are able to strongly advocate to insurance companies are more likely to receive compensation. This points to the critical role of case workers and financial counsellors who have the skills to provide advice and advocacy on behalf of people who because of trauma, exhaustion, education level or personal circumstances are not able to strongly advocate for themselves. Inadequate insurance coverage and the financial hardship this causes is a fundamental aspect of the context in which local and state government recovery programs and community supports operate, and to which they need to respond. In this context the additional state and federal government investment in financial counselling services, employment and apprenticeship support has been crucial. Some businesses and 3 H Boon, Preparedness and Vulnerability: an issue of equity in Australian disaster situations, Australian Journal of Emergency Management Volume 28, No 3, Victoria, July Brotherhood of St Laurence, Submission to the Natural Disaster Insurance Review: Improving access to insurance for low-income Australians, Brotherhood of St Laurence, Melbourne

7 households may not have the financial resources to recover from the floods. Additional support options must be considered in these cases. International models of insurance that seek to address market failures where people cannot afford insurance include: New Zealand s Earthquake Commission, which provides natural disaster insurance for residential homes, land and contents, known as EQCover. EQCover is automatically provided for home and land if owners have a current private insurance policy for their home that includes fire insurance. EQCover is also automatically provided for contents if there is no current private insurance policy for contents that includes fire insurance. The Association of British Insurers and the British Government, who have agreed a Memorandum of Understanding on how to develop a not-for-profit scheme - Flood Re to allow flood insurance to remain widely affordable and available, while allowing a sustainable long term transition to risk reflective pricing. Housing Housing is a significant issue in areas affected by flood, particularly where there is an extremely limited supply of public and rental housing. For example permanent residents of caravan parks can have very limited resources to fall back if their homes are flooded. Residents of rooming or boarding houses, public housing or other low-income housing may similarly have limited resources. Many residents affected by flooding may need to relocate out of their community to stay with family or friends. While this is an essential coping strategy, the long distances involved can contribute to high transport costs for some families and places financial strain on some households providing this support. VCOSS has previously reported that people impacted by flood can remain dislocated from their communities, living in their damaged homes or temporary accommodation and facing uncertain financial futures. Homes that may have been damaged but are still habitable may have no wall or floor coverings, due in part to inadequacy of insurance coverage and delays in processing claims. There can be concerns about health impacts as winter approaches and people s ability to adequately heat these houses including concerns about the likely high cost of energy bills due to running inefficient heaters in uninsulated and unsealed properties. There can also be ongoing concerns also about continued exposure to mould and the effect of this on respiratory conditions, especially for older people. 7

8 Flood and the community sector The community and social services sector is crucial to the wellbeing of individuals, families and communities and plays a unique role in supporting people to overcome disadvantage. Operating autonomously and independently, community organisations are able to respond to evolving immediate and long-term community needs. Operating with direct on-the-ground experience of the communities, families and individuals with whom they work, they are able to be flexible in their approach to supporting people to overcome disadvantage, while also helping develop long-term social policy solutions. 5 The role of the community and social services sector in building day to day individual and community resilience is core to their work, and their role is particularly vital in assisting disadvantaged people and communities. The sector also works closely with individuals and communities affected by emergencies and disasters like flood, and especially with those individuals and families who are disadvantaged, by providing a range of practical assistance and social and emotional supports, before, during and after emergency events. In addition to people who are vulnerable or face disadvantage, it is estimated that around half of all community sector organisations would be out of operation for a week if in the event of an emergency they sustained serious damage to their premises, and that up to 25 per cent might never provide services again. 6 This indicates a significant risk for those who rely on the services community organisations provide on a day to day basis as well as during and after an emergency. Emergencies present significant challenges to the health and human services sector generally, and community service organisations in particular. Emergencies add a further layer of complexity to the work of community organisations when demand for services has them working at capacity and above all the time. 5 VCOSS, Building on the value of Victoria s community sector, Melbourne Mallon K et al, Adapting the Community Sector for Climate Extremes, National Climate Change Adaptation Research Facility, Gold Coast

9 Recommendations VCOSS makes the following recommendations to Melbourne Water for the Draft Flood Management Strategy - Port Phillip and Westernport: Ensure that the Flood Management Strategy recognises flood disadvantage, including social vulnerability and the differing demographic profiles of areas and communities at risk of flooding across Port Phillip and Westernport Ensure that the Flood Management Strategy acknowledges the impacts of insurance and housing Ensure that the Flood Management Strategy recognises the risks to the community sector and the people who depend on their services Ensure that the Flood Management Strategy recognises the differing resources and capacity of local government areas at risk of flooding 9

10 10

Australian national, state and territory Councils of Social Service

Australian national, state and territory Councils of Social Service Australian national, state and territory Councils of Social Service Joint Submission to the Productivity Commission Draft Report into Natural Disaster Funding October 2014 About the Australian national,

More information

One year on Morwell and the 2014 Hazelwood Mine fire

One year on Morwell and the 2014 Hazelwood Mine fire One year on Morwell and the 2014 Hazelwood Mine fire June 2015 Morwell and the 2014 Hazelwood Mine fire 1 About VCOSS The Victorian Council of Social Service (VCOSS) is the peak body of the social and

More information

ABOUT AUSTRALIANS FOR AFFORDABLE HOUSING

ABOUT AUSTRALIANS FOR AFFORDABLE HOUSING Who are Australians for Affordable Housing? Australians for Affordable Housing is a coalition of over 60 national housing, welfare and community sector organisations. The coalition will highlight the problem

More information

Improving access to insurance for low-income Australians

Improving access to insurance for low-income Australians Submission to the Natural Disaster Insurance Review Improving access to insurance for low-income Australians Brotherhood of St Laurence July 2011 Brotherhood of St Laurence 67 Brunswick Street Fitzroy,

More information

Citywide NGO / Not for Profit Sector

Citywide NGO / Not for Profit Sector Community Profile - Citywide NGO / Not for Profit Sector The Christchurch City Council (the Council) works with a large number of Non-Government Organisations NGOs / Not for Profit Organisations (Not for

More information

SUBMISSION TO INQUIRY INTO AFFORDABLE HOUSING. Prepared by National Policy Office

SUBMISSION TO INQUIRY INTO AFFORDABLE HOUSING. Prepared by National Policy Office SUBMISSION TO INQUIRY INTO AFFORDABLE HOUSING Prepared by National Policy Office March 2014 COTA Australia Authorised by: Ian Yates AM Chief Executive iyates@cota.org.au 0418 835 439 Prepared by: Jo Root

More information

Good Security. Good Business

Good Security. Good Business Good Security Good Business Good Security Good Business Attorney-General s foreword Small business plays a crucial role, not only in our nation s economy but in Australian society. We often make decisions

More information

Averting the Social Impact of the Global Financial Crisis

Averting the Social Impact of the Global Financial Crisis Averting the Social Impact of the Global Financial Crisis Recommendations of Anglicare Australia, Catholic Social Services Australia, UnitingCare Australia and the Salvation Army January 2009 Recommendations

More information

Submission to the Victorian Parliament s Inquiry into Public Housing in Victoria VICTORIAN ALCOHOL & DRUG ASSOCIATION

Submission to the Victorian Parliament s Inquiry into Public Housing in Victoria VICTORIAN ALCOHOL & DRUG ASSOCIATION VICTORIAN ALCOHOL & DRUG ASSOCIATION Submission to the Victorian Parliament s Inquiry into Public Housing in Victoria VAADA Vision A Victorian community in which the harms associated with drug use are

More information

Towards a National Eye Health Plan for Australia 2005 to 2010. Submission to the Australian Government Department of Health and Ageing

Towards a National Eye Health Plan for Australia 2005 to 2010. Submission to the Australian Government Department of Health and Ageing Towards a National Eye Health Plan for Australia 2005 to 2010 Submission to the Australian Government Department of Health and Ageing Brotherhood of St Laurence August 2005 The Brotherhood of St Laurence

More information

Assessing Resilience and Vulnerability in the Context of Emergencies: Guidelines

Assessing Resilience and Vulnerability in the Context of Emergencies: Guidelines Assessing Resilience and Vulnerability in the Context of Emergencies: Guidelines Acknowledgements Assessing Resilience and Vulnerability in the Context of Emergencies: Guidelines This work is copyright

More information

PROGRAM INNOVATION IN SOCIAL HOUSING AT A GLANCE 5 JULY 2016 OAKS ON COLLINS, MELBOURNE SEMINAR SILVER SPONSOR: PROFESSIONAL PRACTICE SEMINAR

PROGRAM INNOVATION IN SOCIAL HOUSING AT A GLANCE 5 JULY 2016 OAKS ON COLLINS, MELBOURNE SEMINAR SILVER SPONSOR: PROFESSIONAL PRACTICE SEMINAR EXPLORING NEW IDEAS AND INNOVATIVE APPROACHES IN SOCIAL HOUSING PROGRAM 5 JULY 2016 OAKS ON COLLINS, MELBOURNE AT A GLANCE Ideas And A Way Forward For Affordable Housing Michael Lennon, Housing Choices

More information

Retail Energy Consumer Protections Comparison Table for NEM Jurisdictions

Retail Energy Consumer Protections Comparison Table for NEM Jurisdictions Retail Energy Consumer Protections Comparison Table for NEM Jurisdictions Survey about Best Practice Consumer Action Law Centre (Consumer Action) has obtained funding from the Advocacy Panel to update

More information

Submission to the National Disability Insurance Scheme inquiry into accommodation for people with disabilities and the NDIS

Submission to the National Disability Insurance Scheme inquiry into accommodation for people with disabilities and the NDIS MULTIPLE SCLEROSIS AUSTRALIA Submission to the National Disability Insurance Scheme inquiry into accommodation for people with disabilities and the NDIS 17 February 2016 Deidre Mackechnie Chief Executive

More information

Ms Joy D Souza Senior Policy Officer, Energy Sector Policy & Programs Department of Economic Development, Jobs, Transport and Resources Melbourne 3000

Ms Joy D Souza Senior Policy Officer, Energy Sector Policy & Programs Department of Economic Development, Jobs, Transport and Resources Melbourne 3000 23 July 2015 Mr John Phillips Manager, Energy Licencing & Standards Essential Services Commission Level 37, 2 Lonsdale St Melbourne 3000 By email: energy.submissions@esc.vic.gov.au Ms Joy D Souza Senior

More information

TasCOSS submission in response to Energy Strategy Issues Paper

TasCOSS submission in response to Energy Strategy Issues Paper TasCOSS submission in response to Energy Strategy Issues Paper September 2014 About TasCOSS TasCOSS is the peak body for the Tasmanian community services sector. Its membership comprises individuals and

More information

Affordable Living App A Strategy

Affordable Living App A Strategy 1 Foreword 3 1 Executive Summary 4 2 Introduction 6 3 Affordable living context 10 4 Responses to affordability 16 5 Strategic Directions 19 7 Strategy implementations 24 8 Housing Diversity 24 9 Housing

More information

Climate change, justice and vulnerability

Climate change, justice and vulnerability Climate change, justice and vulnerability November 2011 Findings Informing change Climate change is expected to increase the frequency and intensity of extreme weather-related events in the UK, such as

More information

PWD ACT Inc. This submission is made by People With Disabilities ACT (PWD ACT) the peak consumer organisation for people with disabilities in the ACT.

PWD ACT Inc. This submission is made by People With Disabilities ACT (PWD ACT) the peak consumer organisation for people with disabilities in the ACT. PWD ACT Inc PO Box 717 Mawson ACT 2607 W. www.pwdact.org.au E. pwdact@shout.org.au P. 02 6286 4223 Introduction This submission is made by People With Disabilities ACT (PWD ACT) the peak consumer organisation

More information

State Budget: Alcohol and Drug funding a move in the right direction

State Budget: Alcohol and Drug funding a move in the right direction MEDIA RELEASE Tuesday 6, 2014 State Budget: Alcohol and Drug funding a move in the right direction The Victorian Alcohol and Drug Association (VAADA) welcomes the additional funding allocation to the Victorian

More information

The Social Dimensions of the Crisis: The Evidence and its Implications

The Social Dimensions of the Crisis: The Evidence and its Implications The Social Dimensions of the Crisis: The Evidence and its Implications Executive Summary ii Executive Summary iii The economic crash of 2008 has had profound social impacts, exacerbated by the subsequent

More information

AASW Response to the NSW Compulsory Third Party Green Slip Insurance Scheme Reforms [NSW Government Motor Accidents Authority]

AASW Response to the NSW Compulsory Third Party Green Slip Insurance Scheme Reforms [NSW Government Motor Accidents Authority] AASW Response to the NSW Compulsory Third Party Green Slip Insurance Scheme Reforms [NSW Government Motor Accidents Authority] April, 2013 Australian Association of Social Workers National Office Canberra

More information

Submission in Response to Regulated Retail Electricity Prices 2013-2014 Transitional Issues Consultation Paper

Submission in Response to Regulated Retail Electricity Prices 2013-2014 Transitional Issues Consultation Paper Submission in Response to Regulated Retail Electricity Prices 2013-2014 Transitional Issues Consultation Paper January 2013 About National Seniors Australia With a quarter of a million members Australia-wide,

More information

The Salvation Ar my. Australia Southern Territory

The Salvation Ar my. Australia Southern Territory The Salvation Ar my Australia Southern Territory THE SALVATION ARMY AUSTRALIA SOUTHERN TERRITORY SUBMISSION TO SENATE COMMITTEE INQUIRY SOCIAL SECURITY LEGISLATION AMENDMENT (FAIR INCENTIVES TO WORK) BILL

More information

Disaster and disadvantage. Social vulnerability in emergency management

Disaster and disadvantage. Social vulnerability in emergency management Disaster and disadvantage Social vulnerability in emergency management 2014 About VCOSS The Victorian Council of Social Service (VCOSS) is the peak body of the social and community sector in Victoria.

More information

1. Summary of Recommendations. 2. Introduction

1. Summary of Recommendations. 2. Introduction UNITING CHURCH IN AUSTRALIA ASSEMBLY Piccadilly Court Level 10, 222 Pitt Street Sydney NSW 2000 Australia Tel +61 2 8267 4428 Fax +61 2 8267 4222 enquiries@nat.uca.org.au www.assembly.uca.org.au President:

More information

AUSTRALIA S BROKEN HOUSING SYSTEM

AUSTRALIA S BROKEN HOUSING SYSTEM Cost of living The cost of housing is the single biggest cost of living issue in Australia today. Compared to other expenditure items, housing costs comprise the biggest share of household budgets accounting

More information

2. The costs of natural disasters

2. The costs of natural disasters 2. The costs of natural disasters Key Points Without action, the forecast annual cost in real terms of natural disasters (across government, business and communities) in Australia is expected to reach

More information

TIPS ON GENERAL INSURANCE: PREPAREDNESS AND RECOVERY

TIPS ON GENERAL INSURANCE: PREPAREDNESS AND RECOVERY TIPS ON GENERAL INSURANCE: PREPAREDNESS AND RECOVERY MARCH 2007 THE IMPORTANCE OF HAVING GENERAL INSURANCE Insurance is an important component of an individuals and businesses risk management program.

More information

Disaster & Disability: The Role of the local government to minimize the community risk during the disaster.

Disaster & Disability: The Role of the local government to minimize the community risk during the disaster. Disaster & Disability: The Role of the local government to minimize the community risk during the disaster. Shahidul Haque Chief Executive Social Assistance and Rehabilitation for the Physically Vulnerable

More information

National Energy Action s Northern Ireland response to CFD Implementation in NI Strategic issues Discussion Paper

National Energy Action s Northern Ireland response to CFD Implementation in NI Strategic issues Discussion Paper National Energy Action s Northern Ireland response to CFD Implementation in NI Strategic issues Discussion Paper May 2015 National Energy Action Northern Ireland (NEA NI), the leading national fuel poverty

More information

Saving energy, growing jobs

Saving energy, growing jobs Saving energy, growing jobs Victoria s energy efficiency and productivity statement June 2015 Contents Minister s foreword 1 Why energy efficiency matters for Victorians 2 Our plan for energy efficiency

More information

Flooding, social vulnerability and impacts of climate change. Katharine Knox, Programme Manager, Joseph Rowntree Foundation

Flooding, social vulnerability and impacts of climate change. Katharine Knox, Programme Manager, Joseph Rowntree Foundation Flooding, social vulnerability and impacts of climate change Katharine Knox, Programme Manager, Joseph Rowntree Foundation What are the issues in responding to flooding in the context of climate change?

More information

STRATEGIC PLAN 2014-2017 PROMOTING AFFORDABLE HOUSING AND WORKING TOWARDS THE ELIMINATION OF HOMELESSNESS IN WESTERN AUSTRALIA

STRATEGIC PLAN 2014-2017 PROMOTING AFFORDABLE HOUSING AND WORKING TOWARDS THE ELIMINATION OF HOMELESSNESS IN WESTERN AUSTRALIA STRATEGIC PLAN 2014-2017 PROMOTING AFFORDABLE HOUSING AND WORKING TOWARDS THE ELIMINATION OF HOMELESSNESS IN WESTERN AUSTRALIA Contents Foreword... 1 Shelter WA... 2 Strategic Priorities... 5 Policy Advice...

More information

Health Policy, Administration and Expenditure

Health Policy, Administration and Expenditure Submission to the Parliament of Australia Senate Community Affairs Committee Enquiry into Health Policy, Administration and Expenditure September 2014 Introduction The Australian Women s Health Network

More information

CPSA s Submission on the exposure draft of the Strata Schemes Development Bill 2015 (NSW)

CPSA s Submission on the exposure draft of the Strata Schemes Development Bill 2015 (NSW) CPSA s Submission on the exposure draft of the Strata Schemes Development Bill 2015 (NSW) August 2015 Combined Pensioners & Superannuants Association 2015 Combined Pensioners & Superannuants Association

More information

Social Housing in NSW

Social Housing in NSW Social Housing in NSW Submission February 2015 AGED & COMMUNITY SERVICES NSW & ACT PO Box 3124 Rhodes NSW 2138 (02) 8754 0400 mail@acs.asn.au www.acs.asn.au ABN 13 737 853 254 ACN 124 322 916 ABOUT ACS

More information

Supporting the return to work of employees with depression or anxiety

Supporting the return to work of employees with depression or anxiety Supporting the return to work of employees with depression or anxiety Advice for employers Around one million Australian adults live with depression. Over two million have an anxiety disorder. On average,

More information

Better Practice Guideline for Energy Retailers

Better Practice Guideline for Energy Retailers Better Practice Guideline for Energy Retailers A collaborative approach to preventing hardship amongst energy consumers November 2014 Better Practice Guideline for Energy Retailers A collaborative approach

More information

Securing the future availability and affordability of home insurance in areas of flood risk

Securing the future availability and affordability of home insurance in areas of flood risk SCOTTISH FLOOD FORUM Securing the future availability and affordability of home insurance in areas of flood risk The Scottish Flood Forum is a charitable organisation dedicated to supporting flood risk

More information

Inquiry into the out-of-pocket costs in Australian healthcare

Inquiry into the out-of-pocket costs in Australian healthcare Submission to the Senate Standing Committee on Community Affairs - References Committee Inquiry into the out-of-pocket costs in Australian healthcare May 2014 Out-of-pocket costs in Australian healthcare

More information

Flood risk management in Australia

Flood risk management in Australia Flood risk management in Australia The National Flood Risk Advisory Group introduces and discusses the National Flood Risk Management Guideline. Abstract This paper introduces the work of the National

More information

Summary: Introduction

Summary: Introduction Summary: Melbourne Water has a range of responsibilities in the Port Phillip and Westernport region, including responsibilities for the protection and restoration of waterways and, in collaboration with

More information

19 September 2014 Senate Select Committee on Health PO Box 6100 Parliament House Canberra ACT 2600 health.sen@aph.gov.au

19 September 2014 Senate Select Committee on Health PO Box 6100 Parliament House Canberra ACT 2600 health.sen@aph.gov.au 19 September 2014 Senate Select Committee on Health PO Box 6100 Parliament House Canberra ACT 2600 health.sen@aph.gov.au Thank you for the opportunity to provide a submission to the Senate Select Committee

More information

BARRIERS TO ENTERING AFFORDABLE HOME OWNERSHIP FOR YOUNG PEOPLE: A PRELIMINARY STUDY FROM UNIVERSITY STUDENTS PERSPECTIVES

BARRIERS TO ENTERING AFFORDABLE HOME OWNERSHIP FOR YOUNG PEOPLE: A PRELIMINARY STUDY FROM UNIVERSITY STUDENTS PERSPECTIVES 20 TH ANNUAL PACIFIC-RIM REAL ESTATE SOCIETY CONFERENCE CHRISTCHURCH, NEW ZEALAND, 19-22 JANUARY 2014 BARRIERS TO ENTERING AFFORDABLE HOME OWNERSHIP FOR YOUNG PEOPLE: A PRELIMINARY STUDY FROM UNIVERSITY

More information

INVESTIGATION INTO THE REHABILITATION AND REINTEGRATION OF PRISONERS IN VICTORIA. VCOSS Submission to the Victorian Ombudsman

INVESTIGATION INTO THE REHABILITATION AND REINTEGRATION OF PRISONERS IN VICTORIA. VCOSS Submission to the Victorian Ombudsman INVESTIGATION INTO THE REHABILITATION AND REINTEGRATION OF PRISONERS IN VICTORIA VCOSS Submission to the Victorian Ombudsman December 2014 About VCOSS The Victorian Council of Social Service (VCOSS) is

More information

Submission to the Inquiry on Homeownership

Submission to the Inquiry on Homeownership Submission to the Inquiry on Homeownership June 2015 About National Seniors Australia National Seniors Australia is a not-for-profit organisation that gives voice to issues that affect Australians aged

More information

ActewAGL Distribution Submission to the Australian Energy Regulator for the period 2016-2021

ActewAGL Distribution Submission to the Australian Energy Regulator for the period 2016-2021 CONSUMER SUMMARY ActewAGL Distribution Submission to the Australian Energy Regulator for the period 2016-2021 The Gas Network - Our 5 Year Plan Inside Our 2016-21 Plan What makes up your gas bill? Our

More information

Mental illness is still so stigmatised, underfunded and frustratingly ignored. Mental health is a vote changer.

Mental illness is still so stigmatised, underfunded and frustratingly ignored. Mental health is a vote changer. Mental illness is still so stigmatised, underfunded and frustratingly ignored. Mental health is a vote changer. Mental health is a vote changer People want support to recover, in their own communities,

More information

Submission to the Senate Committee on out-of-pocket costs in Australian healthcare

Submission to the Senate Committee on out-of-pocket costs in Australian healthcare Submission to the Senate Committee on out-of-pocket costs in Australian healthcare June 2014 Combined Pensioners & Superannuants Association of NSW Inc, 2014 Combined Pensioners & Superannuants Association

More information

Alzheimer s Australia Submission on the Draft Report of the Productivity Commission Inquiry into Disability Care and Support

Alzheimer s Australia Submission on the Draft Report of the Productivity Commission Inquiry into Disability Care and Support Disability Care and Support Inquiry Productivity Commission GPO Box 1428 Canberra City ACT 2601 Alzheimer s Australia Submission on the Draft Report of the Productivity Commission Inquiry into Disability

More information

Retirement Villages: Contract and information disclosure options

Retirement Villages: Contract and information disclosure options Contract and information disclosure options Council on the Ageing Victoria Level 4, Block Arcade 98 Elizabeth St Melbourne 3000 Debra Parnell Ph. 9655 2106 Background Council on the Ageing (COTA) Victoria

More information

ADDITIONAL RESOURCES. Duration of resource: 24 Minutes. Year of Production: 2013. Stock code: VEA12059

ADDITIONAL RESOURCES. Duration of resource: 24 Minutes. Year of Production: 2013. Stock code: VEA12059 ADDITIONAL RESOURCES All businesses are exposed to some level of risk, but when a natural disaster strikes they can suddenly face a variety of unexpected and often extraordinary situations. What happens

More information

Poverty Report October 2010

Poverty Report October 2010 Poverty and its Causes What is poverty? Poverty is a relative concept used to describe the people in a society that cannot afford the essentials that most people take for granted. While many Australians

More information

Commonwealth Government announcement on dental reform ACOSS briefing and analysis, September 2012

Commonwealth Government announcement on dental reform ACOSS briefing and analysis, September 2012 Commonwealth Government announcement on dental reform, September 2012 Overview On 29 August the Australian Government and the Greens announced an agreement to a major reform of access to dental services

More information

National Strategy for Disaster Resilience. Building our nation s resilience to disasters

National Strategy for Disaster Resilience. Building our nation s resilience to disasters National Strategy for Disaster Resilience Building our nation s resilience to disasters Foreword Every year, Australian communities face devastating losses caused by disasters. Bushfires, floods, storms,

More information

SUBMISSION TO THE SENATE INQUIRY INTO OUT-OF- POCKET COSTS IN AUSTRALIAN HEALTHCARE. Prepared by National Policy Office

SUBMISSION TO THE SENATE INQUIRY INTO OUT-OF- POCKET COSTS IN AUSTRALIAN HEALTHCARE. Prepared by National Policy Office SUBMISSION TO THE SENATE INQUIRY INTO OUT-OF- POCKET COSTS IN AUSTRALIAN HEALTHCARE Prepared by National Policy Office May 2014 COTA Australia Authorised by: Ian Yates AM Chief Executive iyates@cota.org.au

More information

Welfare Reform Submission SCOA submission:

Welfare Reform Submission SCOA submission: Welfare Reform Submission SCOA submission: The Settlement Council of Australia (SCOA) appreciates the opportunity to make a submission on the Interim Report of the Reference Group on Welfare Reform. SCOA

More information

Education and Employment. School based education Practical skills Life- skills Self- confidence Stability Independence

Education and Employment. School based education Practical skills Life- skills Self- confidence Stability Independence Yfoundations has identified five foundations as integral to the process of ending youth homelessness. These foundations should be accessible to every young person. Furthermore, all services that work with

More information

Objective 4: Enhanced community education, flood awareness and preparedness

Objective 4: Enhanced community education, flood awareness and preparedness Objective 4: Enhanced community education, flood awareness and preparedness Understanding the extent and full impacts of flooding is essential for planning for potential future pressures on the drainage

More information

The Distinctiveness of Chaplaincy within a Framework of School Support Services

The Distinctiveness of Chaplaincy within a Framework of School Support Services The Distinctiveness of Chaplaincy within a Framework of School Support Services Chaplaincy Services Division ACCESS ministries July 2010 Executive Summary Caring for people within school communities speaks

More information

Cost Recovery Impact Statement

Cost Recovery Impact Statement Cost Recovery Impact Statement Submission to the Attorney-Generals Department: Proposed Introduction of Fees for Debtors Petitions, Overseas Travel Requests and the Realisations Charge February 2014 Financial

More information

CONFEDERATION OF ASIA-PACIFIC CHAMBERS OF COMMERCE AND INDUSTRY (CACCI)

CONFEDERATION OF ASIA-PACIFIC CHAMBERS OF COMMERCE AND INDUSTRY (CACCI) CONFEDERATION OF ASIA-PACIFIC CHAMBERS OF COMMERCE AND INDUSTRY (CACCI) Policy Paper on Flexible Responses to Environmental Uncertainty and Infrastructure Resolved as of 3 rd October,. A. BACKGROUND 1.

More information

by the National Disability Insurance Agency Scheme and mental health Am I eligible for a package of support? Does the NDIS cover people

by the National Disability Insurance Agency Scheme and mental health Am I eligible for a package of support? Does the NDIS cover people draft Fact Sheet 2 Insurance Scheme Am I eligible for a package of support? This information has been prepared to explain the new National Disability (NDIS). It has been produced by the Mental Health Council

More information

Disability Action Plan

Disability Action Plan Disability Action Plan The LIV Disability Action Plan aims to: provide equal opportunity for people with disabilities to participate in and contribute to the full range of activities of the LIV; promote

More information

The Social Impacts of Increased Fuel Prices Lisa Baker - Executive Director WACOSS

The Social Impacts of Increased Fuel Prices Lisa Baker - Executive Director WACOSS Oil: Living With Less Sustainable Transport Coalition Conference August 2004 The Social Impacts of Increased Fuel Prices Lisa Baker - Executive Director WACOSS THANKYOU FOR INVITATION I commend the Sustainable

More information

The City of Melbourne. Infrastructure for Community Services Policy and Planning Framework

The City of Melbourne. Infrastructure for Community Services Policy and Planning Framework The City of Melbourne Infrastructure for Community Services Policy and Planning Framework Policy Goal 1. The primary policy goal is to lead the development of a sustainable network of planned, integrated

More information

Submission to the Productivity Commission Inquiry into Childcare and Early Childhood Learning

Submission to the Productivity Commission Inquiry into Childcare and Early Childhood Learning Submission to the Productivity Commission Inquiry into The National Disability Strategy 1, endorsed by Commonwealth, State and Territory governments in 2011, is a ten-year commitment to a unified, national

More information

Personally Controlled Electronic Health Record System: Legislation Issues Paper

Personally Controlled Electronic Health Record System: Legislation Issues Paper Submission Personally Controlled Electronic Health Record System: Legislation Issues Paper August 2011 beyondblue: the national depression initiative PO Box 6100 HAWTHORN WEST VIC 3122 Tel: (03) 9810 6100

More information

The Aged care Review by the Productivity Commission raises a number of issues which require a response.

The Aged care Review by the Productivity Commission raises a number of issues which require a response. Submission to: Aged Care Review By Margaret Kearney Aged Care Review Cremorne 2090 NSW The Aged care Review by the Productivity Commission raises a number of issues which require a response. The following

More information

Strengthening the state. A snapshot of Victoria s community sector charities

Strengthening the state. A snapshot of Victoria s community sector charities Strengthening the state A snapshot of Victoria s community sector charities About VCOSS The Victorian Council of Social Service (VCOSS) is the peak body of the social and community sector in Victoria.

More information

Staying Connected. Hardship policy and program details. 1. Overview

Staying Connected. Hardship policy and program details. 1. Overview Staying Connected Hardship policy and program details 1. Overview Staying Connected is AGL s national hardship program. Launched in early 2003, the program was developed in consultation with AGL s Customer

More information

Audit summary of The Department of Human Services Role in Emergency Recovery

Audit summary of The Department of Human Services Role in Emergency Recovery V I C T O R I A Victorian Auditor-General Audit summary of The Department of Human Services Role in Emergency Recovery Tabled in Parliament 5 October 2010 An emergency is an event that endangers personal

More information

BUSINESS CONTINUITY ASSESSMENT CHECKLIST

BUSINESS CONTINUITY ASSESSMENT CHECKLIST BUSINESS CONTINUITY ASSESSMENT CHECKLIST This assessment checklist will help you put your business continuity plan together. The assessment has been split into sections for ease of reference. Document

More information

Planning Australia s Major Cities

Planning Australia s Major Cities Planning Australia s Major Cities Dorte Ekelund Executive Director Major Cities Unit Presentation to the Planning Research Centre University of Sydney, 14 April 2010 Outline 1. Infrastructure Australia

More information

4. PUTTING PEOPLE FIRST

4. PUTTING PEOPLE FIRST 4. PUTTING PEOPLE FIRST 4.1 Families and carers All facets of the mental health system must be guided by the needs, priorities and lived experience of those with mental illness. This includes the needs

More information

Submission to the Department of Commerce. Response to Statutory Review of Residential Parks (Long- Stay Tenants) Act 2006.

Submission to the Department of Commerce. Response to Statutory Review of Residential Parks (Long- Stay Tenants) Act 2006. Submission to the Department of Commerce Response to Statutory Review of Residential Parks (Long- Stay Tenants) Act 2006 September 2014 Page 1 of 12 About Tenancy WA Tenancy WA Inc. is an independent not-for-profit

More information

SANDY RECOVERY COMMENTS AND RECOMMENDATIONS. January 2014

SANDY RECOVERY COMMENTS AND RECOMMENDATIONS. January 2014 INTRODUCTION SANDY RECOVERY COMMENTS AND RECOMMENDATIONS January 2014 Over the last several months, Human Services Council (HSC) has been serving as the convener and coordinator for human services organizations

More information

Hart s Older Persons Housing Strategy 2011-14

Hart s Older Persons Housing Strategy 2011-14 Hart s Older Persons Housing Strategy 2011-14 Helping local people find housing solutions Final Version Date: May 2011 Contents Introduction 3 Objective 1: Deliver a choice of good quality housing for

More information

Statewide Tenants Advice and Referral Service Program Requirements

Statewide Tenants Advice and Referral Service Program Requirements Housing Services Statewide Tenants Advice and Referral Service Program Requirements Statewide Tenants Advice and Referral Service: Program Requirements Page 2 of 24 Table of Contents Table of Contents...

More information

Warmer Healthier Homes: A Consultation Paper on a new Fuel Poverty Strategy for Northern Ireland

Warmer Healthier Homes: A Consultation Paper on a new Fuel Poverty Strategy for Northern Ireland Warmer Healthier Homes: A Consultation Paper on a new Fuel Poverty Strategy for Northern Ireland A Response by the Chartered Institute of Housing in Northern Ireland September 2010 The Chartered Institute

More information

Identify & raise awareness of housing and homelessness issues. Co-ordinated local response to housing and homelessness issues

Identify & raise awareness of housing and homelessness issues. Co-ordinated local response to housing and homelessness issues (CHHN) Cairns Housing and Homelessness Network The Cairns Housing and Homelessness Network (CHHN) aims to provide a forum for local organisations and stakeholders to work together to deliver co-ordinated,

More information

Inquiry into the Provision of Education to Students with a Disability or Special Needs

Inquiry into the Provision of Education to Students with a Disability or Special Needs Council of Catholic School Parents NSW Level 11 Polding Centre, 133 Liverpool Street, Sydney NSW 2000 PO Box 960 Sydney South NSW 1235 Tel (02) 9390 5339 Fax (02) 9390 5299 office@ccsp.catholic.edu.au

More information

Melbourne Water s Submission. Draft Victorian Floodplain Management Strategy

Melbourne Water s Submission. Draft Victorian Floodplain Management Strategy Melbourne Water s Submission Draft Victorian Floodplain Management Strategy Waterways, drainage and floodplains are essential to life and liveability. The rivers, creeks, estuaries, wetlands and floodplains

More information

This submission was prepared by the Policy and Research Team at Carers Victoria.

This submission was prepared by the Policy and Research Team at Carers Victoria. Carers Victoria submission Proposal for a National Disability Insurance Scheme Quality and Safeguarding Framework Consultation Paper released February 2015 Carers Victoria April 2015 Carers Association

More information

Employee Assistance Programmes Manager s Guide

Employee Assistance Programmes Manager s Guide March 2012 Employee Assistance Programmes Manager s Guide Support and assistance when you need it Vhi Corporate Solutions Employee Assistance Programme Confidential Professional Help Support Communicate

More information

Indemnity for Health Professionals in Rural and Remote Australia

Indemnity for Health Professionals in Rural and Remote Australia Indemnity for Health Professionals in Rural and Remote Australia Paper prepared by the NRHA for input into Medical Indemnity Summit 23 April 2002 Introduction The National Rural Health Alliance is a well-established

More information

Northern Ireland Assembly Rating Policy Division Consultation for a Small Business Rate Relief Scheme

Northern Ireland Assembly Rating Policy Division Consultation for a Small Business Rate Relief Scheme Northern Ireland Assembly Rating Policy Division Consultation for a Small Business Rate Relief Scheme Written Response from the National Federation of SubPostmasters 1 The National Federation of SubPostmasters

More information

Optus Submission to Productivity Commission Inquiry into National Frameworks for Workers Compensation and Occupational Health and Safety

Optus Submission to Productivity Commission Inquiry into National Frameworks for Workers Compensation and Occupational Health and Safety Optus Submission to Productivity Commission Inquiry into National Frameworks for Workers Compensation and Occupational Health and Safety June 2003 Overview Optus welcomes the opportunity to provide this

More information

Promoting mental health for individuals, families and communities CRISIS CARE COMMITMENT

Promoting mental health for individuals, families and communities CRISIS CARE COMMITMENT Promoting mental health for individuals, families and communities CRISIS CARE COMMITMENT Red Cross is committed to an inclusive society where all people are valued, their differences are respected and

More information

2010-11. Recovery Progress Report

2010-11. Recovery Progress Report Victorian Floods 2010-11 Recovery Progress Report SUMMARY FOREWORD Floods can wreak havoc on everything in their path and the numerous flooding events that hit more than two-thirds of Victoria from late

More information

Community Emergency Planning Guide

Community Emergency Planning Guide Community Emergency Planning Guide Our district has experienced numerous events over past years. Evidence from previous emergencies has shown that communities that plan and manage their own needs before,

More information

1. a) How effective is the current Climate Change Act 2010 in driving climate change action by:

1. a) How effective is the current Climate Change Act 2010 in driving climate change action by: Public Submission Review of Climate Change Act 2010 City of Melbourne Questions 1. a) How effective is the current Climate Change Act 2010 in driving climate change action by: Government? (tick one only)

More information

BUSINESS CONTINUITY PLAN

BUSINESS CONTINUITY PLAN How to Develop a BUSINESS CONTINUITY PLAN To print to A4, print at 75%. TABLE OF CONTENTS SUMMARY SUMMARY WHAT IS A BUSINESS CONTINUITY PLAN? CHAPTER PREPARING TO WRITE YOUR BUSINESS CONTINUITY PLAN CHAPTER

More information

Rockhampton Regional Council Flood Management Strategy

Rockhampton Regional Council Flood Management Strategy Rockhampton Regional Council Flood Management Strategy 1 1918 Flood - Depot Hill Photo from the Capricornia CQ Collection, CQUniversity Library Rockhampton Regional Council Mayor s Message CONTENTS Mayor

More information

Thank you for the opportunity to provide input into Pathways the City of Melbourne s draft homelessness strategy 2014-17.

Thank you for the opportunity to provide input into Pathways the City of Melbourne s draft homelessness strategy 2014-17. Nanette Mitchell Senior Social Planner Homelessness, GPO Box 1603 Melbourne Vic 3001 HomelessnessStrategy@melbourne.vic.gov.au Dear Ms Mitchell Thank you for the opportunity to provide input into Pathways

More information

October 2012 Council of Social Service of NSW (NCOSS) 66 Albion Street, Surry Hills, 2010 Ph: 02 9211 2599, Fax: 9281 1968, email: info@ncoss.org.

October 2012 Council of Social Service of NSW (NCOSS) 66 Albion Street, Surry Hills, 2010 Ph: 02 9211 2599, Fax: 9281 1968, email: info@ncoss.org. Submission to the Independent Pricing and Regulatory Tribunal Review of prices of water, sewerage, stormwater and recycled water services for Hunter Water Corporation October 2012 Council of Social Service

More information

Community Rehabilitation and Support Worker

Community Rehabilitation and Support Worker Position Description April 2014 Position description Community Rehabilitation and Support Worker Section A: position details Position title: Employment Status: Classification and Salary: Location: Hours:

More information

SUBMISSION TO THE AMERICAN BAR ASSOCIATION COMMISSION ON THE FUTURE OF LEGAL SERVICES

SUBMISSION TO THE AMERICAN BAR ASSOCIATION COMMISSION ON THE FUTURE OF LEGAL SERVICES SUBMISSION TO THE AMERICAN BAR ASSOCIATION COMMISSION ON THE FUTURE OF LEGAL SERVICES 1. INTRODUCTION Slater and Gordon is pleased to provide a submission to the American Bar Association s Commission on

More information