Red Sea Holidays Booking Terms & Conditions

Size: px
Start display at page:

Download "Red Sea Holidays Booking Terms & Conditions"

Transcription

1 Red Sea Holidays Booking Terms & Conditions Our agreement with you Please read carefully the booking conditions below. These set out the Terms and Conditions of the contract between you and Red Sea Holidays UK Ltd, trading as Red Sea Holidays ( we', us' and our'). We are a limited company, registered in England. Our registered company number is and our registered office is 5 New Street Square, London EC4A 3TW. The contract will be governed by English Law and any dispute, claim or other matter which may arise in relation to your booking will be dealt with in the Courts of England and Wales. If you live in Scotland or Northern Ireland, you may choose to deal with any dispute in the courts of Scotland or Northern Ireland, as appropriate. These Terms contain some exclusions and limitations of liability. If any part of the conditions proves to be invalid or unenforceable, the rest of the conditions will remain valid. Your holiday package The person who signs the booking form, or completes the booking online or by telephone is the Lead Name'. He or she must be at least 18 years of age at the time of booking and will be responsible for the full cost of the holiday, including any insurance premiums and cancellation or amendment charges. We will send any documents and other information regarding the booking to the Lead Name who is responsible for providing other members of the travelling party with full and accurate information, including details of any changes, and for confirming that all members of the party agree to be bound by these conditions, and the other information published in the relevant brochure or our website. If you are making the booking on behalf of a minor under the age of 18, who is not travelling with a person aged 18 or older, we require a letter of consent from a parent or legal guardian. The minimum age of unaccompanied travel is 16 years on the day of departure. All bookings are subject to our Terms in conjunction with the information in our brochure or website, and any restrictions described in our Holiday Information guide. Our contract with you is made when we accept your holiday enquiry and send you a confirmation invoice, at which point we will set aside your chosen accommodation and transport. We will send you or (if you are booking through a travel agent) your travel agent a confirmation invoice within 7 days. Please check that the holiday on the invoice is the one that you wanted. We are responsible for providing the holiday we have confirmed to you. If you cancel or alter your booking later on, you may have to pay an amendment charge.

2 If you book within 7 days of your departure date or if there is not enough time to send you a written confirmation, a contract between us will exist when we confirm your booking. We reserve the right to refuse your booking. If we do this we will refund any money already paid to us. Prices All prices advertised are accurate at the date published, but we reserve the right to increase or decrease any of those prices from time to time, and to correct any errors in the advertised prices. The price for your holiday package will be confirmed at the time of booking and will include all charges and any UK taxes or governmental levies that apply to your holiday at the time of booking; subject to the correction of errors, we will only change the price in the circumstances described below. Price changes after booking Price increases or decreases after booking will be passed on by way of a surcharge or refund. A surcharge or refund (as applicable) will be payable, subject to the conditions set out in this clause, if our costs increase or decrease as a result of (as applicable) transportation costs, dues, taxes or fees payable for services such as landing taxes or embarkation or disembarkation fees at ports or any changes in the exchange rates which have been used to calculate the cost of your holiday. Even in the above cases, only if the amount of the increase in our costs exceeds 2% of the total cost of your holiday (excluding insurance premiums and any amendment charges) will we levy a surcharge. If any surcharge is greater than 10% of the cost of your holiday (excluding insurance premiums and any amendment charges), you will be entitled to cancel your booking and receive a full refund of all monies you have paid to the Company (except for any amendment charges) or alternatively purchase another holiday from us. Should the price of your holiday go down due to the changes mentioned above, by more than 2% of your holiday cost, then any refund due will be paid to you. However, please note that travel arrangements are not always purchased in local currency and some apparent changes have no impact on the price of your travel due to contractual and other protection in place. You have 14 days from the issue date printed on the surcharge invoice to tell us if you want to cancel your holiday or purchase another holiday. If you do not tell us that you wish to do so within this period of time, we are entitled to assume that you will pay the surcharge. Any surcharge must be paid with the balance of the cost of the holiday or within 14 days of the issue date printed on the surcharge invoice, whichever is the later.

3 We promise not to levy a surcharge within 30 days of the start of your holiday. No refunds will be made within this period either. Exchange rates The exchange rates we use are calculated and updated bi annually by reference to the FTO base date with exchange rates as published in the Financial Times under the section FT Guide to World Currencies'. Aviation insurance and security charge We have included in our prices a charge representing the extra aircraft insurance and security costs, which have been imposed on airlines and tour operators. You should be aware that this charge may change between the date of publication and the time of travel. Since these costs are beyond our control, we reserve the right to increase the amount of this charge at any time. We will of course inform you of any such change should that become necessary. Fuel We have included in our prices an estimate of fuel costs based on our forward view of oil prices at the date of publication. In view of the current volatility of world oil prices, a fuel supplement may be added to the price of your holiday at the time of booking. Financial protection We provide full financial protection for our package holidays, by way of our Air Travel Organiser's Licence number, ATOL When you buy an ATOL protected flight or flight inclusive holiday from us you will receive an ATOL Certificate. This lists what is financially protected, where you can get information on what this means for you and who to contact if things go wrong. We will provide you with the services listed on the ATOL Certificate (or a suitable alternative). In some cases, where we aren't able do so for reasons of insolvency, an alternative ATOL holder may provide you with the services you have bought or a suitable alternative (at no extra cost to you). You agree to accept that in those circumstances the alternative ATOL holder will perform those obligations and you agree to pay any money outstanding to be paid by you under your contract to that alternative ATOL holder. However, you also agree that in some cases it will not be possible to appoint an alternative ATOL holder, in which case you will be entitled to make a claim under the ATOL scheme (or your credit card issuer where applicable). For further information visit the ATOL website at If we, or the suppliers identified on your ATOL certificate, are unable to provide the services listed (or a suitable alternative, through an alternative ATOL holder or otherwise) for reasons of insolvency, the Trustees of the Air Travel Trust may make a payment to (or confer a benefit on) you under the ATOL scheme. You agree that in return for such a payment or benefit you assign absolutely to those Trustees any claims which you have or may have arising out of or relating to the non provision of the services, including any claim against us, the travel agent (or your credit card issuer where applicable). You also agree that any such claims may be re assigned to another body, if that other

4 body has paid sums you have claimed under the ATOL scheme. Payment We accept payment in cash, by cheque and by major credit and debit cards. If you choose to pay by credit card, there will be a 2.5% fee added to your booking. Cheques require 5 working days to clear, and will only be accepted where they will clear at least 10 weeks prior to departure. If you book through a travel agent, any money which you pay to that travel agent under or in contemplation of any contract with us is held by them on our behalf until the date of actual payment to us. When you make a holiday package booking you must pay a deposit plus any insurance premiums. No deposit is payable for infants under the age of 2 years on the date of return. Payment of the rest of your holiday price is due at least 10 weeks before the date of departure. If you do not pay in full by 10 weeks before departure your holiday will be cancelled and you will lose your deposit. When booking within 10 weeks of departure, full payment is required at the time of booking. Tickets will not be issued until your holiday has been paid for. The initial deposit amount varies by the type of package booked: Charter flight packages For holiday packages that include flights chartered directly by Red Sea Holidays, the deposit is 99 per person, including any children or free group places. Non charter flight packages For non charter flight options, or if we have to make special flight arrangements that involve nonrefundable restricted fares, we reserve the right to charge you a deposit equal to the full cost of these flights plus 99 per person, including any children or free group places. The total deposit required will be advised to you before you confirm your booking. Flight only bookings When you make a flight only booking, full payment is required at the time of booking. Insurance It is a condition of your contract with us that you have insurance cover for the duration of your trip, and that it is adequate for your needs and the type of activities you will be undertaking as part of your holiday. We do not check insurance policies; however we reserve the right to request written details (insurer's name, policy number and emergency contact number) of your policy. You are responsible for indemnifying us in full in the event that we incur any losses or expenses arising out of your failure to take out adequate insurance cover. Tickets

5 Your travel documents will be issued as an "e ticket". For direct bookings, the e ticket will be sent to the address you provide at the time of booking. For bookings made through a travel agency, the e ticket will be ed to the travel agency's designated address. I you require a ticket to be reissued, an administration fee of 25 will apply. Excursions Excursions include sightseeing trips, diving packages, golfing, events and other tours in resort for which additional payment is required. These can either be pre booked and paid for when you book your holiday, or booked and paid for in resort. We are acting in the capacity of an agent for the supplier in the sale of excursion tours and tickets. When making an excursion booking, you accept that you are entering into a contract directly between the excursion provider and yourself. The excursion providers' terms and conditions will apply. If you decide to cancel your booking, then you may be liable for the full cost of the excursion booked; this will be up to your excursion provider. We do not have any responsibility or liability for anything which may go wrong on an excursion. It is your responsibility to note carefully any conditions of contract contained in any excursion literature, ticket or receipt you are given. You may be subject to the laws of the country in which you take your excursion and may be required to bring any disputes or claims before the Courts of that country. Excursions do not form part of your Package and are not governed by the Package Travel, Package Holiday and Package Tours Regulations Changes you make before travel For advice on amending a booking, please contact us in writing. We allow changes to be made to bookings already made, providing that these change requests are made to us at least 21 days before departure. Change requests must be sent to us at Red Sea Holidays, 2nd Floor, 4 Snow Hill, London EC1A 2DJ. The Lead Name must sign the letter. With the exception of name changes, you may not make changes to your booking within 28 days of departure. You may however cancel your booking within this period subject to the payment of cancellation charges as outlined within our cancellation policy. At all other times, you may make changes to your holiday subject to the payment of the appropriate amendment fee(s). The amendment fee(s) may vary based upon the type of amendment being requested and the number of days prior to travel at which we receive your change request. Amendment fees Type of Amendment Notice given of amendment More than days days 0 14 days

6 days days days 0 14 days Name change Date of travel (earlier) Date of travel (later) 50 Duration 50 Arrival/departure airport 50 Accommodation Amendment fees shown are per person, per change. Your amendment will not be confirmed until you are in receipt of the revised notice. Where you make a change to your booking that is subject to the payment of an amendment or administration charge, then this charge must be paid in full at the time the amendment is first made. Amendment, administration and credit card surcharges will not usually be refunded should you subsequently cancel your booking. Where you request a change to any additional third party products or services booked to complement your holiday, they will incur an amendment charge equal to any unrecoverable financial commitment made to the product or service provider by Red Sea Holidays on your behalf. The third party will usually have their own terms and conditions related to the product or service provided to which you should also refer. The date of travel can only be amended once per booking and the revised departure date must be within 6 months of the original departure date. Any subsequent changes to the date of travel or requests to depart more then 6 months from the original departure date will be treated as a cancellation: cancellation charges will apply and a new booking must be made. Where you make multiple changes to any combination of either your travel date, your holiday duration, the property at which you will be staying or your flight arrangements within a single transaction, Red Sea Holidays will usually only charge a single set of amendment fees per person and not a cumulative charge per change. Charges for all other amendments, for example to change

7 passenger details, will usually be charged cumulatively per change. If people drop out of your party, we will recalculate the cost of the holiday for the remaining travellers. If fewer adults share the accommodation, you may have to pay the extra room charges shown in this brochure. We cannot guarantee a twin room for the remaining customer from a party of two. One person who occupies a twin room will probably have to pay a significant extra charge. Prices for revised bookings are calculated based on the following: Type of holidayrevised price calculationbrochure priced holidays (i.e. price does not include late adjustment discount) Pay any applicable amendment fees, plus: a) The full brochure price applicable on the day you request the amendment, including supplements and any brochured discounts that apply at that time. Excludes late adjustment discounts. OR b) The late deal selling price for the same holiday on the day amendment is requested if this is higher than a). Late deals (i.e. price includes late adjustment discount)pay any applicable amendment fees, plus: a) The holiday selling price applicable at the time of your original booking, including supplements and the late adjustment discount that applied at that time. OR b) The late deal selling price for the same holiday on the day amendment is requested if this is higher than a). If you want to make changes while you are away on holiday, for example to upgrade your accommodation, we will try to help. These changes are subject to availability and must be paid for locally. You should notify us of any changes as soon as you are aware of them? Airline policies Most airlines treat name changes as cancellations and impose extra charges, which you will have to pay. If you make changes after an airline ticket has been issued, you may have to pay for the cancelled ticket and buy a new ticket at full cost. If you cancel your booking To cancel the entire holiday, the Lead Name must write to our Administration Department by recorded delivery at the address on your booking confirmation. takes effect on the date we receive your letter. If you cancel after we confirm your booking, you must compensate us for losses, as we incur costs from the moment you make the booking. The following cancellation fees apply: Time before departure when charge as a % of total holiday cost

8 cancellation instruction is received by us (excluding any insurance premiums and any amendment fees already paid to us) 70 days or more Loss of deposit days 30% (or deposit if greater) days 50% (or deposit if greater) days 70% (or deposit if greater) days 90% (or deposit if greater) 10 days or less 100% The full deposit for a holiday is 150 per person. If you booked using a low deposit offer, the balance of the full 150 deposit will need to be paid in full upon cancellation, if you have not already paid it. If your booking includes a flight based on a non refundable restricted fare, the cancellation charge may be higher, in some cases up to the full amount of the booking. We will provide details of this after we receive your cancellation instruction. No refunds are offered for taxes and charges associated with cancelled or unused flights. If we change or cancel your holiday Definitions Major Change' includes (but is not limited to) the following: a change of accommodation to one with an officially lower rating; a change of more than 12 hours to your scheduled time of departure or return; a significant increase in the price of your holiday. Any change in the airline or the type of aircraft from that stated in the brochure/website or on your ticket does not count as a Major Change. Unavoidable Event' means unusual and unforeseeable circumstances beyond our control or the control of our suppliers, resulting in events that could not have been avoided even if all reasonable care had been taken. Such circumstances include (but are not limited to) war or threat of war, riot, civil strife, industrial dispute, unavoidable technical problems with transport, closure or congestion of airports, terrorist activity, natural or nuclear disaster, fire and adverse weather conditions (including heavy/ insufficient snowfalls or non freezing conditions).

9 Minor Change We hope that we will not have to make any change to your holiday but, because our holidays are planned many months in advance, we sometimes do need to make changes. Most changes are minor and we will always tell you as soon as possible before your departure. In such circumstances, we will have no liability to you. Major Change Occasionally we may need to make a Major Change (see Definitions above). We reserve the right to do this at any time. We will let you or your travel agent know about any important changes when you book. If you have already booked, we will let you know as soon as we can, if there is time before your departure. If we do, you must tell us as soon as possible so that you can decide if you wish to accept the change or cancel the holiday with a full refund. If we cancel your holiday before it starts, and it is not your fault, or if you cancel because you decline a Major Change as above, you have the following options: accept our offer of a replacement holiday of lower quality (if available), and we will refund the difference in cost; or accept our offer of a replacement holiday of equivalent or higher quality (if available); or ask for a refund of the money you have paid. If you accept a Major Change, or if we Cancel your holiday, we will, as a minimum, compensate you according to the scale below, in addition to any refund. We will not pay compensation when the change or cancellation is due to an Unavoidable Event or because the number of persons who have booked is less than that required for the package.if you have paid reduced rates for children, we will pay credit or compensation on a pro rata basis of the adult rate. Children travelling on free child places, and infants, are not entitled to compensation. Notice of cancellation Compensation per full fare paying passenger 0 7 days days days days 10 More than 70 days 0 In the event that you are unable to board your flight due to a problem within our control (you are

10 denied boarding') we will provide welfare as appropriate for the period of any delay. If any similar alternative flight offered is not acceptable, you have a right to reimbursement of the cost of any flight (youshould note that this is not a right to reimbursement of the full holiday cost unless the above paragraph in relation to cancellation applies). You will also be entitled to compensation, according to the length of your flight on scales laid down by the European Commission, details of which are available on request. Minimum numbers A minimum number of people need to book to enable the advertised holiday to take place. If this number is not achieved and we have to cancel your holiday we will tell you immediately, at least 6 weeks before departure. We will refund the full cost of your holiday and the insurance premium, unless you obtained cover with another company. Where we cancel for this reason you are entitled to the options detailed in the paragraph If we change or cancel your holiday', but you are not entitled to compensation in these circumstances. Termination and compensation You and your party must behave reasonably while on holiday. We reserve the right, at our reasonable discretion, to terminate the holidays of people who indulge in serious misconduct. If we do so, we will have no further responsibility or liability to you. If you or any member of your party wilfully, recklessly or negligently damages any accommodation, property or person, or causes delay to or diversion of any flight or other means of transport, you agree to compensate us for any loss we may suffer, including legal costs. Guests who participate in organised sports and watersports activities in all hotels do so at their own risk. They must follow the supervisors' instructions. Passport, visa and immigration requirements Your specific passport and visa requirements, and other immigration requirements are your responsibility and you should confirm these with the relevant Embassies and/or Consulates. We do not accept any responsibility if you cannot travel because you have not complied with any passport, visa or immigration requirements. Our liability to you We will accept responsibility for your holiday as an organiser under the Package Travel, Package Holidays and Package Tours Regulations 1992 as set out below. Subject to the other provisions of this Clause, we accept responsibility for ensuring that your travel arrangements, which you book with us, are supplied as described by us. If, after departure, any part of your travel arrangements are not provided as promised, due to the fault of our employees, agents or suppliers, we will pay you appropriate compensation, if this has affected the enjoyment of your travel arrangements. However, our liability in all cases shall be limited to a maximum of twice the value of the element not supplied

11 excluding flights. The level of such compensation will take into account all relevant factors including the invoice price of the holiday, any steps it was reasonable for the client to take to minimise the inconvenience/damage suffered and the extent to which the deficiency or improper performance can have affected the client s enjoyment of the package. Please note that we will not be liable for any injury, illness, or death or consequent losses suffered by you or any member of your party, unless you are able to prove that such injury or illness was caused by lack of reasonable care and skill on the part of ourselves or our suppliers in the performance of our obligations under our contract with you. Should you become ill while on holiday you must: a) report your illness to our representative, agent or Duty Office; b) consult a local doctor in the resort; and c) consult your own GP upon your return to the UK. Should you wish to make a claim against us as a result of that illness, you must provide us with details of both the local doctor in resort and your own GP, and provide written authority for us to obtain a medical report from each doctor. It is a condition of the payment of compensation that you notify us of any complaint or claim strictly in accordance our complaints procedure and, further, assign to us any rights that you may have against any third party in connection with your claim. You must co operate with us and our insurers in this regard. If you suffer a personal injury, death or serious difficulties as the result of an activity which does not form part of the package you booked with us including for example any additional services or facilities provided to you by a hotel or any other supplier which was not included as part of the original contract between us we will not be liable to pay you any compensation but will offer you such advice and guidance as is reasonable in all the circumstances provided we are advised of the incident within 90 days of the occurrence. We will not be responsible where you do not enjoy the holiday or suffer any other problems because of a reason which you did not make us aware of when the holiday was booked. In all claims of whatever nature we will not be liable where the alleged loss or damage results from any of the following: a) the fault of the person affected or any members of their party; or b) the fault of a third party not connected with the provision of your holiday which we could not have predicted or avoided; or c) an event or circumstances which we or the supplier of the service in question could not have predicted or avoided even after taking all reasonable care; or d) the fault of anyone who was not carrying out work for us (generally or in particular) at the time.

12 Important notice in respect of limits on liability. Our liability will also be limited in accordance with and/or in an identical manner to: a) The contractual terms of the companies that provide the transportation for your travel arrangements. You acknowledge that all of the terms and conditions contained in those Conditions of Carriage' form part of your contract with us, as well as with the transport company and that those Conditions of Carriage' shall be deemed to be included by reference into this contract; and b) Any relevant international convention, for example the Montreal Convention in respect of travel by air, the Athens Convention in respect of travel by sea, the Berne Convention in respect of travel by rail and the Paris Convention in respect of the provision of accommodation, which limit the amount of compensation that you can claim for death, injury, delay to passengers and loss, damage and delay to luggage. We are to be regarded as having all benefit of any limitation of compensation contained in these or any conventions. You can ask for copies of the transport companies' contractual terms, or the international conventions, from our offices: Red Sea Holidays, 2nd Floor, 4 Snow Hill, London EC1A 2DJ. The promises we give to you regarding the services we have agreed to provide or arrange as part of the contract, and the laws and regulations of the country in which your claim or complaint occurred, shall be used as the basis for ascertaining whether or not the services in question have been properly provided. If the services in question which caused the claim or complaint complied with the local laws and regulations applicable to those services at that time, the services shall be treated as having been properly provided. Such shall be the case even if the services did not comply with the laws and regulations of the UK which would have applied if those services had been provided in the UK. Where we are found liable for loss of and/or damage to any luggage or personal possessions (including money), the maximum amount we will have to pay you and your party is 25 per person in total. We strongly recommend that you and your party take out adequate travel insurance for your particular needs whilst on holiday and for the purpose of these Booking Conditions you and your party are assumed to have done so. Additional help If you or one of your party suffers personal injury, illness or death during the holiday through no fault of your own, we may, at our discretion, give you general and/or financial assistance. We may do this even though the damage may not be the result of one of our holiday services. We will only give you this assistance if you request it within 90 days of the event happening. The financial assistance is limited to 5,000 per booking. If your claim is successful or if you are insured for these costs, you must repay any financial assistance we give you as soon as you recover it. Limitations on our liability Our liability to you for any loss or damage which you may suffer is limited to two times the price of your holiday. This excludes personal injury resulting from the non performance or improper performance of the services involved in the holiday, and is subject to the limitation of liability

13 described below. In respect of travel by air, sea and rail, and the provision of accommodation our liability will be limited in the manner provided by the relevant International Convention. You can ask for copies of these international conventions from us. Health and safety standards applicable to the services provided by us under this contract should meet the local standards applicable to your holiday destination. However you should be aware that these vary widely across the programme and may well not match those standards we enjoy in the UK. Any compensation payable by us shall be limited in accordance with the lowest limit allowed under applicable International Conventions governing the services, or the amount you can recover from them under the laws of the UK or the country in which they operate. Transport operators have their own conditions of carriage, which form part of your contract with us. These conditions generally limit the liability of transport operators. Flights and flight times The flights shown in our brochure and website are operated by UK, European and international charter airlines. We may change airlines or aircraft types at any time; this does not count as a Major Change. Some flights may need to stop en route. If we know about this in advance we will tell you. Flight times shown in our brochure and website and on your booking confirmation are not guaranteed. Actual flight times are shown on your tickets. A night flight means one that departs the UK between hours and hours, or arrives in the UK between hours and hours. You are reminded that Captains of aircraft have absolute authority over the aircraft and its passengers while boarding or in flight. The Captain or other authorised representative of the airline can refuse to carry anyone if they are unruly, unfit to travel, or a danger to the flight or other passengers. If you or any member of your party is refused carriage in these circumstances, the contract between us will terminate immediately and we will have no further responsibility for, nor liability to, you or any member of your party. Brochure and website accuracy We publish our brochure and website information many months in advance. As far as we know, all the information is correct at the time of publication. However, circumstances can change after publication, so our team of experts check regularly to see if we need to update the descriptions, information and prices shown. We will tell you of any changes that we know about when you book your holiday. If you have already booked, we will tell you of any significant change in circumstances that would affect your holiday as soon as we can before you leave. Data protection policy

14 When you make a booking with us, or contact us to request information, you agree that we may collect, use and disclose personal information about you and the other people on your party for the purposes described below. The personal information we collect may include your names, contact details, travel preferences and any special needs, disabilities or dietary requirements. You are responsible for ensuring that other members of your party are aware of this, and consent to your acting on their behalf in dealings with us. How we use your information We use your information for the purpose of providing you with our services, including your holiday, flight or insurance. This includes passing your information to third party suppliers, such as hoteliers and airlines, and to customs and immigration authorities. This may involve sending your information to countries outside the European Economic Area (EEA), where controls on data protection may not be as strict as in the UK. We may also collect and process your information for other purposes described in our registration with the Information Commissioner's Office, and disclose this information to our sister companies, to companies who act as data processors' on our behalf, or to credit and fraud agencies (some of whom are located outside the EEA). These purposes include: customer care; compliance with legal requirements (including passing your information to public authorities); detection and prevention of crime; customer purchasing preferences; market research and analysis; and direct marketing. We may monitor and record telephone calls for training and quality purposes, and for preventing/detecting crime. Direct marketing We may contact you by post, telephone or with details of holiday offers, brochures, new products, events or competitions from Red Sea Holidays and other Red Sea Hotels Group companies. We do not pass your details to other companies for marketing purposes. Our website will assume that you to agree to communications by , post or telephone when you make a booking. If do not wish to receive such information, you can ask a sales adviser at the time of booking, use the unsubscribe option in our , or write to us at Red Sea Holidays, 2nd Floor, 4 Snow Hill, London EC1A 2DJ. Once properly notified by you, we will take steps to stop using your information in this way. Your rights You are entitled to a copy of the information we hold about you, and to correct any inaccuracies. A 10 administration fee applies, and you should write to us at the address on your booking confirmation. Complaints If you have a complaint about your holiday while you are away, you should tell the accommodation

15 management or the airline staff immediately. If they are unable to resolve the problem, you should contact our resort representative straight away and we will do our best to assist. If our resort representative is not available, you should contact us directly by phone, fax or . If we are unable resolve the problem at the resort or during your flight, and you are still not satisfied on your return to the UK, you must notify us in writing within 35 days of your return from holiday to allow us to investigate your complaint properly. You should send your letter to our Customer Services Department at Red Sea Holidays, 2nd Floor, 4 Snow Hill, London EC1A 2DJ. If you do not give us the opportunity to resolve any problem locally by reporting it to the supplier, our representative or by calling/faxing/ ing us, our ability to investigate the issue could be seriously hampered, and we may not be able to deal with your complaint on your return (unless there is a valid reason why you did not inform us). You can, of course, pursue your claim elsewhere. Disputes about your holiday that we cannot settle can be referred to arbitration under a special scheme administered by the Chartered Institute of Arbitrators. The scheme provides a simple and cheap method of arbitration based on documents alone. It does not apply to claims over 5,000 per person or 25,000 per booking form. A limit of 1,000 per person applies to any part of a claim for personal injury or illness. You must apply for arbitration within nine months of your return from holiday, but in special circumstances it may be offered outside this period. Information regarding complaints may be shared with other tour operators. Published January , Red Sea Holidays UK Ltd Red Sea Holidays logo is a registered trade mark of Red Sea Holidays UK Ltd.

Arena Tours Limited Booking Terms and Conditions

Arena Tours Limited Booking Terms and Conditions Arena Tours Limited Booking Terms and Conditions These Booking Conditions, together with our privacy policy and any other written information we brought to your attention before we confirmed your booking,

More information

BOOKING CONDITIONS EVENT TRAVEL

BOOKING CONDITIONS EVENT TRAVEL BOOKING CONDITIONS EVENT TRAVEL Our booking conditions set out clearly and simply the responsibilities which we at Event Travel have to you and you in turn have to us when we make a contract between us.

More information

Terms and Conditions

Terms and Conditions Terms and Conditions 1. THE HOLIDAY CONTRACT (a) Your holiday contract is made between Alpine Elements Ltd. (company number 4782131 ATOL number 6435) of York Court, Alt Grove, London SW19 4DZ ( Alpine

More information

Frontier Travel. Booking Conditions

Frontier Travel. Booking Conditions Booking Conditions 1. Booking: When your holiday is confirmed verbally, you must send us your completed booking form accepting our booking conditions on behalf of all your party. This forms the contract

More information

ACCOMMODATION BOOKING CONDITIONS

ACCOMMODATION BOOKING CONDITIONS ACCOMMODATION BOOKING CONDITIONS These Booking Conditions, together with any other written information we brought to your attention before we confirmed your booking, form the basis of your contract Obonjan

More information

Cape Verde Jetaway Booking Terms and Conditions

Cape Verde Jetaway Booking Terms and Conditions Cape Verde Jetaway Booking Terms and Conditions Your contract Your holiday arrangements are booked through Cape Verde Jetaway Limited. Our registered office is at 32 Vereker Road, London, W14 9JS and our

More information

KUSHILAND EXPEDITIONS & TOURS SAFARIS LTD TERMS & CONDITIONS

KUSHILAND EXPEDITIONS & TOURS SAFARIS LTD TERMS & CONDITIONS KUSHILAND EXPEDITIONS & TOURS SAFARIS LTD 1. CONTRACT TERMS & CONDITIONS Your contract is with KUSHILAND EXPEDITIONS & TOURS SAFARIS Ltd (hereinafter called KUSHILAND, we or us ). We draw your attention

More information

Booking Terms and Conditions

Booking Terms and Conditions Booking Terms and Conditions 1. Contract: These conditions govern all bookings with Club Travel Ltd T/A Budgetair, Budget Travel, Destinations, Hotelinstyle, Australian Holidays, 1800Hotels, Caribbean

More information

By making a booking, the first named person on the booking agrees on behalf of all persons detailed on the booking that:

By making a booking, the first named person on the booking agrees on behalf of all persons detailed on the booking that: - Your contract is made with Challenges (Un) Limited trading as Charity Challenge ( CC, we, us, our ) whose registered office is at: 22-23 Arcadia Avenue, London, N3 2JU England (Company No. 03786692).

More information

SALAMIS TOURS LIMITED TERMS AND CONDITIONS

SALAMIS TOURS LIMITED TERMS AND CONDITIONS SALAMIS TOURS LIMITED TERMS AND CONDITIONS THESE ARE THE TERMS AND CONDITIONS WHICH APPLY TO YOUR CRUISE CONTRACT PLEASE READ THEM CAREFULLY AS YOU WILL BE BOUND BY THEM 1 All cruises are offered for sale

More information

CONTENTS. Booking Conditions - See Below

CONTENTS. Booking Conditions - See Below CONTENTS Please read these terms and conditions carefully. These conditions, along with our Holiday Information set out the terms and conditions of the contract between you and Thomas Cook Tour Operations

More information

Adviceguide Advice that makes a difference

Adviceguide Advice that makes a difference Package holidays Package holidays - what the law says When you buy a package holiday, the law requires the tour operator to use reasonable care and skill in arranging the holiday. Also, the holiday must:

More information

Please read these booking conditions carefully, they form an important part of the contract for your holiday. Insurance:

Please read these booking conditions carefully, they form an important part of the contract for your holiday. Insurance: Please read these booking conditions carefully, they form an important part of the contract for your holiday. All holidays are advertised in our brochures and on our website are operated by Specialist

More information

CONTENTS. Booking Conditions - See Below

CONTENTS. Booking Conditions - See Below CONTENTS Please read these terms and conditions carefully. These conditions, along with our Holiday Information set out the terms and conditions of the contract between you and Thomas Cook Tour Operations

More information

TERMS AND CONDITIONS Please read these booking conditions carefully, they form an important part of the contract for your holiday.

TERMS AND CONDITIONS Please read these booking conditions carefully, they form an important part of the contract for your holiday. Please read these booking conditions carefully, they form an important part of the contract for your holiday. All holidays are advertised in our brochures and on our website are operated by Hayes & Jarvis

More information

Lee s Coaches, Mill Road Garage, Littleburn Ind. Est., Langley Moor, Durham, DH7 8HE.

Lee s Coaches, Mill Road Garage, Littleburn Ind. Est., Langley Moor, Durham, DH7 8HE. HOLIDAY TRAVEL INSURANCE A Special Holiday Travel Insurance Scheme is available for all passengers travelling on our holidays which is arranged with ETI International Travel Protection (the UK branch of

More information

TERMS & CONDITIONS September 2015

TERMS & CONDITIONS September 2015 BEST WESTERN HOTEL ROYALE TERMS & CONDITIONS September 2015 The following booking conditions together with the general information contained on this website form the basis of your contract with Interchange

More information

Date of birth (DDMMYY)

Date of birth (DDMMYY) Please print clearly 1 Mr Mrs Miss Surname First and middle names as on passport * Date of birth (DDMMYY) USA Yellowstone National Park 4-24 September 2016 Tour 1647 CTC/ECF Member no & expiry date (DDMMYY)

More information

Booking Contract. For the avoidance of doubt, you acknowledge and agree that the provider of the Property is us and not Holiday Lettings.

Booking Contract. For the avoidance of doubt, you acknowledge and agree that the provider of the Property is us and not Holiday Lettings. Booking Contract General These terms and conditions (the Booking Contract ) are between and shall bind the property owner or manager ( we, us and our ) and the holidaymaker(s) who book our property (the

More information

TERMS AND CONDITIONS FOR LOVETEFL INTERNSHIP PROGRAMMES

TERMS AND CONDITIONS FOR LOVETEFL INTERNSHIP PROGRAMMES TERMS AND CONDITIONS FOR LOVETEFL INTERNSHIP PROGRAMMES These Terms and Conditions apply to teachers who accept a place on a LoveTEFL internship programme. They are an agreement between you (the applicant),

More information

3.6. Please also note, unless your policy confirms otherwise, the rights under your policy may only be pursued in an English court.

3.6. Please also note, unless your policy confirms otherwise, the rights under your policy may only be pursued in an English court. Terms of business agreement - commercial customers M & N Insurance Service Limited Authorised and regulated by the Financial Conduct Authority No: 305837. Registered Office: 248 Hendon Way London NW4 3NL

More information

1. DEFINITIONS In these Terms and Conditions, the following words shall have the following meanings unless the context otherwise requires:

1. DEFINITIONS In these Terms and Conditions, the following words shall have the following meanings unless the context otherwise requires: ILTM ASIA 2016 BUYER TERMS & CONDITIONS 1. DEFINITIONS In these Terms and Conditions, the following words shall have the following meanings unless the context otherwise requires: 1.1 "ILTM Asia" or "Exhibition"

More information

Terms of business agreement - Commercial clients

Terms of business agreement - Commercial clients Terms of business agreement - Commercial clients Please read this document carefully. It sets out the terms on which Finch Insurance Brokers Ltd agree to act for clients and contains details of our responsibilities

More information

Terms of Business and Important Information We Must Disclose to You

Terms of Business and Important Information We Must Disclose to You 1. Terms of Business ( Terms ) In these Terms references to we or us are to the firm whose details are set out in the covering letter that accompanies these Terms. We recommend that for your own benefit

More information

Professional Direct Insurance Ockford Mill Ockford Road Godalming GU7 1RH. Terms and Conditions of Business Agreement. Our Service

Professional Direct Insurance Ockford Mill Ockford Road Godalming GU7 1RH. Terms and Conditions of Business Agreement. Our Service Professional Direct Insurance Ockford Mill Ockford Road Godalming GU7 1RH Terms and Conditions of Business Agreement This document is important and sets out the basis upon which we will carry on our business

More information

BUSINESS TRAVEL MARKET HOSTED BUYER TERMS AND CONDITIONS 2013

BUSINESS TRAVEL MARKET HOSTED BUYER TERMS AND CONDITIONS 2013 BUSINESS TRAVEL MARKET HOSTED BUYER TERMS AND CONDITIONS 2013 Please read these terms and conditions carefully. 1 Definitions In these Terms and Conditions the following words shall have the following

More information

1. Acceptance of Terms 1.1 You acknowledge & warrant to Kirra that you have accessed, read & accept these terms by making a booking with Kirra.

1. Acceptance of Terms 1.1 You acknowledge & warrant to Kirra that you have accessed, read & accept these terms by making a booking with Kirra. 1. Acceptance of Terms 1.1 You acknowledge & warrant to Kirra that you have accessed, read & accept these terms by making a booking with Kirra. 2. Contracting party 2.1 Any reference to Kirra, Kirra Tours

More information

World Challenge Expedition Contract

World Challenge Expedition Contract World Challenge Expedition Contract This contract sets out the following: Introduction World Challenge Standard Terms in relation to: 1. Planning Standards and Contractual Relations 2. Planning and Approval

More information

In addition to the terms and conditions set out below, your booking is subject to the Product Specific Terms and Conditions.

In addition to the terms and conditions set out below, your booking is subject to the Product Specific Terms and Conditions. Booking Terms and Conditions Updated on 1 March 2015 If you made a booking before 1 March 2015, click here General terms and conditions In addition to the terms and conditions set out below, your booking

More information

BELL TERMS AND CONDITIONS

BELL TERMS AND CONDITIONS BELL TERMS AND CONDITIONS Adult courses The following terms and conditions apply to all bookings for courses at Bell Cambridge and Bell London, regardless whether the course is booked directly or through

More information

Terms & Conditions of Booking

Terms & Conditions of Booking A R P Travel Group Alpha Travel Ranger Safaris Pollman s Tours & Safari Terms & Conditions of Booking Alpha Travel (UK) Limited Acting as General Sales Agent for: Pollman's Tours and Safaris Limited (Kenya)

More information

AIRCRAFT CHARTER CONTRACT

AIRCRAFT CHARTER CONTRACT AIRCRAFT CHARTER CONTRACT SpireJet Limited 173 Woodstock Road Oxford OX2 7NB Tel +44 (0)1865 450054 Tel +44 (0)7802 484548 info@spirejet.com Thank you for selecting SpireJet Limited (the Carrier) for your

More information

About the Institute and Faculty of Actuaries eshop

About the Institute and Faculty of Actuaries eshop About the Institute and Faculty of Actuaries eshop We sell publications issued by the Institute and Faculty of Actuaries and titles by external publishers. A small selection of other items such as ties

More information

Your Van Insurance Motor Legal Protection Policy Booklet

Your Van Insurance Motor Legal Protection Policy Booklet Your Van Insurance Motor Legal Protection Policy Booklet Contents Motor Legal Protection Insurance...3 Motor Legal Expenses...3 Helpline Services...3 Motor Legal Expenses Policy Summary...4 Cancellation

More information

DRAFT Version 1.2 Revision Date: 16/7/10

DRAFT Version 1.2 Revision Date: 16/7/10 LOCAL AUTHORITY SEARCH REPORT INSURANCE POLICY 1. Policy Issuer: Stanley Davis Group Limited trading as York Place Policy Number: SDGLA0001 Definitions In this policy unless the context otherwise requires:

More information

Thomas Cook Sport and Airtrack Booking Conditions

Thomas Cook Sport and Airtrack Booking Conditions Thomas Cook Sport and Airtrack Booking Conditions The conditions set out below are all concerned with arrangements you make for travel to sporting events ("Event") such as football, rugby or tennis matches.

More information

Business Banking. Terms and Conditions. Liquidity Manager Notice Account Business Customers

Business Banking. Terms and Conditions. Liquidity Manager Notice Account Business Customers Business Banking Terms and Conditions Liquidity Manager Notice Account Business Customers LIQUIDITY MANAGER NOTICE ACCOUNT TERMS These terms apply to the following Accounts provided by The National Westminster

More information

These are the terms and conditions which will apply to your holiday. Please read them carefully as you will be bound by them.

These are the terms and conditions which will apply to your holiday. Please read them carefully as you will be bound by them. These are the terms and conditions which will apply to your holiday. Please read them carefully as you will be bound by them. DEFINITIONS 1. In these Conditions and unless the context requires otherwise:

More information

WESTMINSTER ABBEY ASSOCIATION TERMS AND CONDITIONS

WESTMINSTER ABBEY ASSOCIATION TERMS AND CONDITIONS WESTMINSTER ABBEY ASSOCIATION TERMS AND CONDITIONS These are the terms and conditions applicable to Westminster Abbey Association. In these terms we or Westminster Abbey refers to The Dean and Chapter

More information

FLEXIBLE MORTGAGE ISA PLAN KEY FEATURES. FOR AN ADDITIONAL PLAN. This is an important document. Please keep safe for future reference.

FLEXIBLE MORTGAGE ISA PLAN KEY FEATURES. FOR AN ADDITIONAL PLAN. This is an important document. Please keep safe for future reference. FLEXIBLE MORTGAGE ISA PLAN KEY FEATURES. FOR AN ADDITIONAL PLAN. This is an important document. Please keep safe for future reference. 2 FLEXIBLE MORTGAGE ISA PLAN KEY FEATURES FOR AN ADDITIONAL PLAN ABOUT

More information

Internet Services Terms and Conditions

Internet Services Terms and Conditions Internet Services Terms and Conditions 1. These terms and conditions These General Terms and Conditions apply to you if you are a business or residential telecommunications customer of Telnet Telecommunication

More information

Network Support Service Contract Terms & Conditions. Business Terms describes this agreement for the provision of support services to the client;

Network Support Service Contract Terms & Conditions. Business Terms describes this agreement for the provision of support services to the client; Network Support Service Contract Terms & Conditions 1. Definitions In these Terms and Conditions: Business Terms describes this agreement for the provision of support services to the client; Service Manager

More information

PRINCESS CRUISES TERMS & CONDITIONS

PRINCESS CRUISES TERMS & CONDITIONS PRINCESS CRUISES TERMS & CONDITIONS Introduction These are the terms and conditions under which you book your cruise holiday and travel on any Princess Cruises product we sell you. You are bound by these

More information

XTREME GAP YEAR TERMS & CONDITIONS

XTREME GAP YEAR TERMS & CONDITIONS XTREME GAP YEAR TERMS & CONDITIONS When you complete an Xtreme Gap Year application/booking form you are entering into a contractual agreement with Xtreme to arrange your holiday. It is very important

More information

Travel Money Terms and Conditions ver. 1.7 (with effect from September 2, 2013)

Travel Money Terms and Conditions ver. 1.7 (with effect from September 2, 2013) Travel Money Terms and Conditions ver. 1.7 (with effect from September 2, 2013) This Product and related services are made available to you, the customer by ICICI Bank UK PLC ( ICICI Bank ) as per the

More information

TERMS AND CONDITIONS for the Select Retailer Group Prepaid Virtual Card and the Spend Anywhere Prepaid Virtual Card

TERMS AND CONDITIONS for the Select Retailer Group Prepaid Virtual Card and the Spend Anywhere Prepaid Virtual Card TERMS AND CONDITIONS for the Select Retailer Group Prepaid Virtual Card and the Spend Anywhere Prepaid Virtual Card This Agreement applies to Your Virtual card. You must read it carefully. By applying

More information

LEGAL INDEMNITY POLICY OF TITLE INSURANCE FOR COMMERCIAL PROPERTY COVERAGE FOR KNOWN RISK

LEGAL INDEMNITY POLICY OF TITLE INSURANCE FOR COMMERCIAL PROPERTY COVERAGE FOR KNOWN RISK LEGAL INDEMNITY POLICY OF TITLE INSURANCE FOR COMMERCIAL PROPERTY COVERAGE FOR KNOWN RISK ENGLAND & WALES (FORM KR E&W 03/09) SCHEDULE Online File Number 20499062 Policy Number KR (E&W) - 15317800316 Policy

More information

1.3 When we use the term "ferry", we are referring to any ship operated by us to provide a ferry service.

1.3 When we use the term ferry, we are referring to any ship operated by us to provide a ferry service. Terms and Conditions Terms & Conditions for the Carriage of Persons by Gosport Ferry Limited Gosport Ferry Limited (company number 02254382) South Street, Gosport, Hampshire PO12 1EP 1 Interpretation 1.1

More information

These terms of business (the Terms ) explain the entire rights and obligations of You and Us regarding the provision of our Services.

These terms of business (the Terms ) explain the entire rights and obligations of You and Us regarding the provision of our Services. Investor Compensation (UK) Limited - Terms and Conditions PPI These terms of business (the Terms ) explain the entire rights and obligations of You and Us regarding the provision of our Services. You should

More information

These are the terms and conditions which will apply to your holiday. Please read them carefully as you will be bound by them.

These are the terms and conditions which will apply to your holiday. Please read them carefully as you will be bound by them. These are the terms and conditions which will apply to your holiday. Please read them carefully as you will be bound by them. DEFINITIONS 1. In these Conditions and unless the context requires otherwise:

More information

These terms of business (the Terms ) explain the entire rights and obligations of You and Us regarding the provision of our Services.

These terms of business (the Terms ) explain the entire rights and obligations of You and Us regarding the provision of our Services. Investor Compensation (UK) Limited - Terms and Conditions PPI These terms of business (the Terms ) explain the entire rights and obligations of You and Us regarding the provision of our Services. You should

More information

Work Phone. Mobile / / Policy Number Date Issued Number of Travellers. Date of Booking Departure Date Return Date Total Days

Work Phone. Mobile / / Policy Number Date Issued Number of Travellers. Date of Booking Departure Date Return Date Total Days Travel Insurance Claim Form Cancellation You must register any claim within 30 days of completion of your travel. Please supply original documents of the evidence you intend to rely on for your claim,

More information

Addendum to the Citi International Personal Bank General Terms and Conditions

Addendum to the Citi International Personal Bank General Terms and Conditions Addendum to the Citi International Personal Bank General Terms and Conditions Effective 31 December 2012 The contents of this document apply only to clients of Citi International Personal Bank who hold

More information

Over 50s Life Insurance with the Lifetime Payback Guarantee

Over 50s Life Insurance with the Lifetime Payback Guarantee Over 50s Life Insurance with the Lifetime Payback Guarantee Key Facts and Policy Terms and Conditions 2 Welcome to Smart Insurance We all want the best for our loved ones. Now that you have chosen Smart

More information

BUSINESS PROTECTION ASSURANCE KEY FEATURES

BUSINESS PROTECTION ASSURANCE KEY FEATURES seeing retirement differently seeing retirement differently BUSINESS PROTECTION ASSURANCE CELEBRATING CELEBRATING YEARS sin ce 1 9 9 5 YEARS sin ce 1 9 9 5 The Financial Conduct Authority is a financial

More information

Travelodge Business Account Card Terms & Conditions

Travelodge Business Account Card Terms & Conditions Travelodge Business Account Card Terms & Conditions The agreement between You and Travelodge Hotels Ltd, a company incorporated under the laws of England, with a registered office at Sleepy Hollow, Aylesbury

More information

Airport Angel Terms and Conditions

Airport Angel Terms and Conditions Airport Angel Terms and Conditions Airport Angel is provided by CPP Travel Services and Promotional Marketing Limited. The Airport Angel service is subject to these terms and conditions. It is important

More information

Haynes Manuals & Books

Haynes Manuals & Books Haynes Manuals & Books Website Terms and Conditions of supply (for hardcopy manuals & books) This page (together with the documents referred to on it) tells you the terms and conditions on which we supply

More information

These Terms and Conditions apply to all participants in the Program. By paying the Program Fee or the Deposit, you are entering into the Agreement.

These Terms and Conditions apply to all participants in the Program. By paying the Program Fee or the Deposit, you are entering into the Agreement. Terms and Conditions These Terms and Conditions apply to all participants in the Program. By paying the Program Fee or the Deposit, you are entering into the Agreement. We have tried to make this Agreement

More information

MoneySmartCo Limited Terms of Business MoneySmartCo Limited (Company Number 0861355) is a claims management company authorised and regulated by the

MoneySmartCo Limited Terms of Business MoneySmartCo Limited (Company Number 0861355) is a claims management company authorised and regulated by the MoneySmartCo Limited Terms of Business MoneySmartCo Limited (Company Number 0861355) is a claims management company authorised and regulated by the Claims Management Regulator in respect of claims management

More information

TERMS & CONDITIONS CONTRACTOR SERVICES

TERMS & CONDITIONS CONTRACTOR SERVICES TERMS & CONDITIONS CONTRACTOR SERVICES Hahn Electrical Contracting Pty Ltd EC003930 ACN 009 434 904 ABN 23 364 787 165 Hahn Electrical Contracting Pty Ltd Terms& Conditions Contracting EC 003930 ABN 23

More information

Please read this document carefully as the terms below apply to your Membership

Please read this document carefully as the terms below apply to your Membership Please read this document carefully as the terms below apply to your Membership In particular, please note the following: Where purchasing Membership on behalf of another person, you are deemed to have

More information

EMERGENCY PURCHASES AND FLIGHT DELAY INSURANCE CERTIFICATE OF INSURANCE INTRODUCTION HOW TO OBTAIN ASSISTANCE

EMERGENCY PURCHASES AND FLIGHT DELAY INSURANCE CERTIFICATE OF INSURANCE INTRODUCTION HOW TO OBTAIN ASSISTANCE RBC VISA INFINITE* AVION EMERGENCY PURCHASES AND FLIGHT DELAY INSURANCE CERTIFICATE OF INSURANCE IMPORTANT PLEASE READ: This Certificate of Insurance is a valuable source of information and contains provisions

More information

POST OFFICE MONEY BUSINESS INSURANCE Terms of Business Agreement

POST OFFICE MONEY BUSINESS INSURANCE Terms of Business Agreement POST OFFICE MONEY BUSINESS INSURANCE Terms of Business Agreement Post Office Money is a registered trademark of the Post Office and is used under licence by Arthur J. Gallagher Insurance Brokers Limited.

More information

ROGERS SPECIALIST CARS LTD T/A CATERHAM HIRE WALES

ROGERS SPECIALIST CARS LTD T/A CATERHAM HIRE WALES ROGERS SPECIALIST CARS LTD T/A CATERHAM HIRE WALES TERMS AND CONDITIONS OF RENTAL In these terms and conditions reference to we, us or our means ROGERS SPECIALIST CARS LTD T/A CATERHAM HIRE WALES, a limited

More information

HotelBeds C/Perez Galdos, 34, 07006 Palma de Mallorca, Spain Hotel Beds, Complejo Mirall Balear - Torre A, 5ª. Planta, 1A 2A, Camí de Son Fangos,

HotelBeds C/Perez Galdos, 34, 07006 Palma de Mallorca, Spain Hotel Beds, Complejo Mirall Balear - Torre A, 5ª. Planta, 1A 2A, Camí de Son Fangos, HotelBeds C/Perez Galdos, 34, 07006 Palma de Mallorca, Spain Hotel Beds, Complejo Mirall Balear - Torre A, 5ª. Planta, 1A 2A, Camí de Son Fangos, 100, Palma de Mallorca, 07007, Spain Company Registration

More information

Over 50s Life Insurance with the Lifetime Payback Guarantee

Over 50s Life Insurance with the Lifetime Payback Guarantee Over 50s Life Insurance with the Lifetime Payback Guarantee Key Facts and Policy Terms and Conditions Welcome to British Seniors We all want the best for our loved ones. Now that you have chosen British

More information

The Air New Zealand American Express Platinum Card Benefits Terms and Conditions. Effective 1 June 2010. Realise the potential

The Air New Zealand American Express Platinum Card Benefits Terms and Conditions. Effective 1 June 2010. Realise the potential The Air New Zealand American Express Platinum Card Benefits Terms and Conditions. Effective 1 June 2010 TM Realise the potential Contents Definitions 3 Eligibility 4 Earning Airpoints Dollars 4 Status

More information

Bikecat s Terms and Conditions

Bikecat s Terms and Conditions 1 Bikecat s Terms and Conditions WHAT IS INCLUDED? The following items are included in the trip: English-speaking expert guides, land transportation to and from Barcelona airport and Girona, including

More information

JPR INSURANCE BROKERS LIMITED TERMS OF BUSINESS AGREEMENT (TOBA)

JPR INSURANCE BROKERS LIMITED TERMS OF BUSINESS AGREEMENT (TOBA) 1. Please read this document carefully. JPR INSURANCE BROKERS LIMITED TERMS OF BUSINESS AGREEMENT (TOBA) It sets out the terms on which we agree to act for our clients and contains details of our regulatory

More information

1.3 The Terms and Conditions for the Booking System apply to all booking related pages and functions.

1.3 The Terms and Conditions for the Booking System apply to all booking related pages and functions. AGREEMENT BETWEEN CUSTOMER AND HONG KONG AIRLINES LIMITED ( HONG KONG AIRLINES or HX ) 1) FORMATION OF AGREEMENT 1.1 When you use any booking systems of Hong Kong Airlines, including but not limited to

More information

BOOKING TERMS & CONDITIONS

BOOKING TERMS & CONDITIONS BOOKING TERMS & CONDITIONS VAT on all holidays at the rate appropriate at the time of printing. If applicable, transportation as detailed on the confirmation letter. Our Contract When making a you will

More information

For all claims the following documents must be sent to us along with this claim form:

For all claims the following documents must be sent to us along with this claim form: IMPORTANT: please read this before you start Use the check list below to help you complete your claims form, and identify documents you will need to attach. We don t want you to miss something. Delays

More information

Trade Direct Insurance Services Ltd Trade Direct House Ockford Road Godalming GU7 1RH. Terms and Conditions of Business Agreement

Trade Direct Insurance Services Ltd Trade Direct House Ockford Road Godalming GU7 1RH. Terms and Conditions of Business Agreement Trade Direct Insurance Services Ltd Trade Direct House Ockford Road Godalming GU7 1RH Terms and Conditions of Business Agreement This document is important and sets out the basis upon which we will carry

More information

Mr and Mrs Sample and future owners or occupants of the Property and Your/their mortgage lender(s).

Mr and Mrs Sample and future owners or occupants of the Property and Your/their mortgage lender(s). Contingent Buildings Insurance Indemnity Policy This Policy is the contract between You and the Insurer and it includes the Schedule and any endorsement, extension, plan or appendix issued with it. We

More information

Who we are and how to contact us

Who we are and how to contact us welove agents.co. uk Who we are and how to contact us WeLoveAgents The Boardwalk, Cambridge Research Park, Cambridge CB25 9PD Phone: 01223 792297 Fax: 01223 792273 Email: info@weloveagents.co.uk The Financial

More information

Elite Retirement Account TM

Elite Retirement Account TM Elite Retirement Account TM Key Features of the Elite Retirement Account The Elite Retirement Account (ERA) is a Self Invested Personal Pension (SIPP). A SIPP is a personal pension that allows you greater

More information

Scandinavian Airlines (SAS) Regulations of the SAS Credits Program

Scandinavian Airlines (SAS) Regulations of the SAS Credits Program Scandinavian Airlines (SAS) Regulations of the SAS Credits Program 1 1. Part One. Regulations of the SAS Credits Program.... 3 1.1 The Content and Scope of the Regulations.... 3 1.2 General Information

More information

Your summary of cover Direct Choice Car Insurance

Your summary of cover Direct Choice Car Insurance Your summary of cover Direct Choice Car Insurance Contents Your introduction to Direct Choice Car Insurance 3 A quick guide to the cover we include 4-5 A few key things we don t cover 6 Additional cover

More information

2. For cancellation or amendment of travel arrangements due to you or your relatives illness /death (Complete Sections A, C D and E)

2. For cancellation or amendment of travel arrangements due to you or your relatives illness /death (Complete Sections A, C D and E) IMPORTANT: please read this before you start Use the check list below to help you complete your claims form, and identify you will need to attach. We don t want you to miss something. Delays can occur

More information

LIVERPOOL JOHN LENNON AIRPORT TERMS AND CONDITIONS OF USE OF CAR PARKS

LIVERPOOL JOHN LENNON AIRPORT TERMS AND CONDITIONS OF USE OF CAR PARKS LIVERPOOL JOHN LENNON AIRPORT TERMS AND CONDITIONS OF USE OF CAR PARKS IMPORTANT NOTICE Entry to or use of the car parks at Liverpool John Lennon Airport ( the airport ) is subject to the current terms

More information

Co-operative Energy, Co-operative House Warwick Technology Park, Warwick CV34 6DA.

Co-operative Energy, Co-operative House Warwick Technology Park, Warwick CV34 6DA. Terms and Conditions May 2014 Co-operative Energy: General Terms and Conditions for Domestic Customers Only Applicable from 1st June 2014. Co-operative Energy Limited is a limited liability company registered

More information

Terms & Conditions Supply of Business Telecommunications Services

Terms & Conditions Supply of Business Telecommunications Services Bordesley Hall The Holloway Alvechurch Birmingham B48 7QA Terms & Conditions Supply of Business Telecommunications Services These Terms and Conditions contain the following information: 1. Definitions

More information

Air Medical Ltd. Air Ambulance Charter Terms & Conditions

Air Medical Ltd. Air Ambulance Charter Terms & Conditions Air Medical Ltd. Air Ambulance Charter Terms & Conditions These Terms and Conditions apply to all those chartering an Aircraft and the associated medical expertise from Air Medical Ltd for the purpose

More information

Thompson Jenner LLP Last revised April 2013 Standard Terms of Business

Thompson Jenner LLP Last revised April 2013 Standard Terms of Business The following standard terms of business apply to all engagements accepted by Thompson Jenner LLP. All work carried out is subject to these terms except where changes are expressly agreed in writing. 1

More information

ANVR B2B Terms and Conditions

ANVR B2B Terms and Conditions ANVR B2B Terms and Conditions Article 1 Applicability 1.1 These General Terms and Conditions will govern the legal relationship between the travel company on the one hand and its customers on the other

More information

Business Debt Recovery Terms & Conditions

Business Debt Recovery Terms & Conditions Business Debt Recovery Terms & Conditions Dukes Bailiffs Limited, Dukes Court, 7/8 Newcastle Street, Stone, Staffordshire, ST15 8JT Page 1 of 9 TERMS & CONDITIONS Authorised by: Mr C Naylor TERMS AND CONDITIONS

More information

Motor Excess Protection Insurance

Motor Excess Protection Insurance Motor Excess Protection Insurance For Private Cars, Motorcycles and Commercial Vehicles. Questor Insurance Services Limited First Floor Suite West A Orchard House, Station Road Rainham, Kent ME8 7RS United

More information

TERMS AND CONDITIONS FOR THE ICICI BANK INDIAN RUPEE TRAVEL CARD

TERMS AND CONDITIONS FOR THE ICICI BANK INDIAN RUPEE TRAVEL CARD TERMS AND CONDITIONS FOR THE ICICI BANK INDIAN RUPEE TRAVEL CARD The following terms and conditions ( Terms and Conditions ) apply to the ICICI Bank Travel Card facility provided by ICICI Bank. For your

More information

EDUTRAVEL INSURANCE GUIDE 2016 TRAVEL, ACADEMIC AND MEDICAL INSURANCE POLICY www.kic.org.uk

EDUTRAVEL INSURANCE GUIDE 2016 TRAVEL, ACADEMIC AND MEDICAL INSURANCE POLICY www.kic.org.uk EDUTRAVEL INSURANCE GUIDE 2016 TRAVEL, ACADEMIC AND MEDICAL INSURANCE POLICY www.kic.org.uk WELCOME TO EDUTRAVEL INSURANCE EduTravel Insurance has been specially designed for international students by

More information

Online Motor Excess Protect Insurance. Policy Wording

Online Motor Excess Protect Insurance. Policy Wording Online Motor Excess Protect Insurance Policy Wording Motor Excess Protect Insurance Policy Wording Introduction Thank you for choosing Motor Excess Protect Insurance. The information in this policy wording

More information

Savings Accounts. General Terms and Conditions

Savings Accounts. General Terms and Conditions Allenview House, Hanham Road, Wimborne, Dorset BH21 1AG Telephone: 0800 783 2367 Fax: 01202 841694 Email: savings@teachersbs.co.uk Web: teachersbs.co.uk Savings Accounts General Terms and Conditions 1.

More information

INTERNATIONAL MONEY EXPRESS (IME) LIMITED ONLINE REMIT USER AGREEMENT

INTERNATIONAL MONEY EXPRESS (IME) LIMITED ONLINE REMIT USER AGREEMENT INTERNATIONAL MONEY EXPRESS (IME) LIMITED ONLINE REMIT USER AGREEMENT This User Agreement is version 1.01 and is effective from This Agreement Between International Money Express (IME) Limited (hereafter

More information

Singapore Airlines Claim Form

Singapore Airlines Claim Form Singapore Airlines Claim Form IMPORTANT NOTE: Please answer all questions contained in this claim form as leaving items blank, using ticks, dashes and N/A may make it necessary for us to return your claim

More information

Prepaid Card Terms and Conditions

Prepaid Card Terms and Conditions Prepaid Card Terms and Conditions These terms and conditions apply to your Prepaid Card. You must read them carefully. In these terms and conditions "you" means the named Prepaid Cardholder and the authorised

More information

Personal banking terms and conditions

Personal banking terms and conditions Personal banking terms and conditions 1 Please read these Terms and Conditions carefully and retain them for future reference. Contents Section Page Section A General Account Terms and Conditions 4 Section

More information

DECREASING TERM ASSURANCE KEY FEATURES

DECREASING TERM ASSURANCE KEY FEATURES seeing retirement differently seeing retirement differently DECREASING TERM ASSURANCE CELEBRATING CELEBRATING YEARS sin ce 1 9 9 5 YEARS sin ce 1 9 9 5 The Financial Conduct Authority is a financial service

More information

Current Account Conditions and AccounT Information.

Current Account Conditions and AccounT Information. Current Account Conditions and AccounT Information. If you open an account with us it will be with Yorkshire Building Society (trading as Norwich & Peterborough Building Society, Norwich & Peterborough

More information

1. Your contract with Affordable Car Hire Affordable Car Hire you 2. Our Prices What is included What is excluded Price Watch Promise:

1. Your contract with Affordable Car Hire Affordable Car Hire you 2. Our Prices What is included What is excluded Price Watch Promise: 1. Your contract with Affordable Car Hire Please read these booking conditions carefully as, together with the specific information about your confirmed car rental booking, they form the basis of your

More information

Booking Conditions Boating in Britain and Europe

Booking Conditions Boating in Britain and Europe Booking Conditions Boating in Britain and Europe In these booking conditions, you and your means all people named on the booking (including anyone who is added or replaced at a later date). We, us and

More information