Plan/Parameter IndiaFirst Smart Save Plan IndiaFirst Secure Save Plan

Size: px
Start display at page:

Download "Plan/Parameter IndiaFirst Smart Save Plan IndiaFirst Secure Save Plan"

Transcription

1 Maturity Benefit Fund Value as lump sum or defer the maturity period through Settlement Option Sum Assured + Simple Reversionary Bonus + Terminal Bonus(if any) Death Benefit Fund Value or Sum Assured (whichever is higher). Sum Assured + Simple Reversionary Bonus(if any) Need Fulfillment An insurance plus investment plan to help you achieve your dreams - a home, an exotic vacation, security for your family etc.! The plan offers you a life cover combined with systematic savings and investment in market linked instruments based on your risk appetite. The life cover promises the sum assured in case of the life assured's unfortunate demise. Secure your dreams with an insurance plan that offers you an assured amount plus additional returns in the form of bonus declared by the company, all tax free. The family is ensured of the sum assured plus all bonuses paid till date in case of the life assured s untimely demise, ensuring the financial security of his/ her loved ones. Type of Plan Unit Linked Insurance Plan Traditional Plan(Online) Retirement Benefits Additional Rider No additional rider IndiaFirst Term Rider Minimum Sum Assured 105% of (premium paying term * annualised premium) or 10 * Annualized Premium (Whichever is higher) Rs. 1,00,000

2 Plan Term Regular Premium: 15/ 20/ 25 years Limited Premium: 15/ 20/ 25 years Single Premium: 15 years Regular Premium: 10 to 30 years Minimum Premium Regular Premium: Rs. 12,000 (Yearly) Limited Premium: Rs. 15,000 (Yearly) Single Premium: Rs. 45,000 (Yearly) Rs. 12,000 (Yearly) Minimum Age At Entry 5 years as on last birthday 5 years as on last birthday Loan Facility Before 5 years: Maximum loan amount - a) 40% of the surrender value in those policies where equity accounts for more than 60% of the total share b) 50% of the surrender value of those policies where debt instrument accounts for more than 60% of total share After 5 years: Not allowed Maximum upto 90% of surrender value Maximum Age At Entry 60 years as on last birthday 65 years as on last birthday Maximum Age At Maturity 75 years as on last birthday 75 years as on last birthday Premium Paying Modes Regular/Limited Premium: Six monthly and yearly Single Premium: One time only Regular Premium: Monthly, six monthly and yearly Maximum Sum Assured Regular Premium: 40 * AP (Age < 45 yrs). 30 * AP (Age yrs). 25 * AP (Age yrs). 20 * AP (Age yrs). Limited Premium: 25 * AP (Age < 45 yrs). 15 * AP (Age yrs). 11 * AP (Age yrs). 11 * AP (Age yrs). Single Premium: 5 * AP (Age < 45 yrs). 5 * AP (Age yrs). 1.1 * AP (Age yrs). 1.1 * AP (Age yrs). Rs. 20,00,00,000

3 Debt (Max) Balanced1 Fund: 30% to 50% Debt1 Fund: 70% to 100% Equity (Max) Equity1Fund: 80% to100% Index Tracker Fund: 90% to 100% Balanced1 Fund: 50% to 70% Value Fund: 70% to 100% Money Market (Max) Equity1 Fund: 0% to 20% Balanced1 Fund: 0% to 20% Debt1 Fund: 0% to 30% Index Tracker Fund: 0% to 10% Value Fund: 0% to 30% Investment Funds Equity1 Fund, Debt1 Fund, Balanced1 Fund, Value Fund, Index Tracker Fund, Liquid1 Fund. Policy Administration Fund Management 1.35 % pa Regular/ limited premium - 1.8% of first year s premium p.a inflating by 5% every plan year, subject to a maximum of Rs. 6,000 per annum. Single premium % of the single premium for the first ten years and 0% thereafter, subject to a maximum of Rs. 6,000 Premium Allocation 1 st year 6.70 % 2 nd year - 4 th year 4.00 % 5 th year onwards 3.50 % Premium Redirection No charges

4 Switching No charges Discontinuance/Surrender Discontinuance charge for plans having annualised premium up to Rs. 25,000 Yr1- Lower of 20%* (AP or FV) subject to max. of Rs.3000; Yr2- Lower of 15%* (AP or FV) subject to max of Rs.2000 Yr3 -Lower of 10%* (AP or FV) subject to max of Rs.1500 Yr4 -Lower of 5%* (AP or FV) subject to maximum of Rs.1000 Yr5- & above Nil Discontinuance charge for plans having annualised premium above Rs. 25,000 Yr1-Lower of 6%* (AP or FV) subject to maximum of Rs.6000 Yr2-Lower of 4%* (AP or FV) subject to maximum of Rs.5000 Yr3-Lower of 3%* (AP or FV) subject to maximum of Rs.4000 Yr4-Lower of 2%* (AP or FV) subject to maximum of Rs.2000 Yr5 - Nil Partial Withdrawal No GSV(Gross Surrender Value): 30% of total premium paid Less: i. First year premium ii. Any extra premium and rider premium, if any SSV(Special Surrender Value): Paid up value * SSV factor at the time of surrender The SSV factor will be determined by us from time to time Minimum Withdrawals Partial Rs. 5,000 (after completion of 5 policy years) Maximum Withdrawals Partial Regular/ Limited Premium: Up to 25% of the fund value, only if your fund is left with a minimum balance equal to 110% of your annual premium after the withdrawal

5 Single Premium: Fund value after the withdrawal should not be less than Rs. 45,000

IndiaFirst Money Back Health Insurance Plan Vs IndiaFirst Secure Save Plan

IndiaFirst Money Back Health Insurance Plan Vs IndiaFirst Secure Save Plan Vs Hospitalisation Benefit 1. Hospitalization of insured is covered up to 1 % of the annual Sum Insured, maximum of Rs. 5000/ per day. 2. Room, boarding and nursing expenses as charged by the hospital

More information

IndiaFirst Money Back Health Insurance Plan Vs IndiaFirst Young India Plan

IndiaFirst Money Back Health Insurance Plan Vs IndiaFirst Young India Plan Vs Hospitalisation Benefit 1. Hospitalization of insured is covered up to 1 % of the annual Sum Insured, Not Applicable maximum of Rs. 5000/ per day. 2. Room, boarding and nursing expenses as charged by

More information

How To Pay Out Of Pocket On A Unit Linked Life Insurance Plan

How To Pay Out Of Pocket On A Unit Linked Life Insurance Plan Birla Sun Life Insurance Dream Endowment Plan Copyright 2008 Investment risk in the investment portfolio is borne by the policy holder. The premiums paid in Unit Linked Life Insurance policies are subject

More information

Birla Sun Life Insurance Platinum Advantage Plan. Birla Sun Life Insurance Company Limited

Birla Sun Life Insurance Platinum Advantage Plan. Birla Sun Life Insurance Company Limited Birla Sun Life Insurance Platinum Advantage Plan Investment risk in the investment portfolio is borne by the policyholder. The premiums paid in Unit Linked Insurance policies are subject to investment

More information

Note: The paid up value would be payable only on due maturity of the policy.

Note: The paid up value would be payable only on due maturity of the policy. Section II Question 6 The earning member of a family aged 35 years expects to earn till next 25 years. He expects an annual growth of 8% in his existing net income of Rs. 5 lakh p.a. If he considers an

More information

I Products & Marketing I. Only for internal circulation

I Products & Marketing I. Only for internal circulation SBI Life Saral Plans I Products & Marketing I Only for internal circulation Presenting SBI Life SARAL PLANS Plans which are. S SIMPLE To Understand Easy to understand Plans Presenting SBI Life SARAL PLANS

More information

INFORMATION TO BE PROVIDED IN SALES BROCHURE. LIC s NEW JEEVAN ANAND (UIN: 512N279V01)

INFORMATION TO BE PROVIDED IN SALES BROCHURE. LIC s NEW JEEVAN ANAND (UIN: 512N279V01) INFORMATION TO BE PROVIDED IN SALES BROCHURE LIC s NEW JEEVAN ANAND (UIN: 512N279V01) LIC's New Jeevan Anand Plan is a participating non-linked plan which offers an attractive combination of protection

More information

LIC s Jeevan Tarang Table No. 178

LIC s Jeevan Tarang Table No. 178 LIC s Jeevan Tarang Table No. 178 Benefit Illustration: INTRODUCTION: This is a with-profits whole of life plan which provides for annual survival benefit at a rate of 5½ % of the Sum Assured after the

More information

ING Secured Income Insurance Plus. General: The Plan: Plan Benefits: 1. Death Benefit: 2. Maturity Benefit: 3. Bonus:

ING Secured Income Insurance Plus. General: The Plan: Plan Benefits: 1. Death Benefit: 2. Maturity Benefit: 3. Bonus: General: This illustration has been prepared by ING Vysya Life Insurance Company Limited. It does not purport to be a contract of insurance and does not in any way create any rights or obligations. The

More information

Why choose? Get it all.

Why choose? Get it all. Future Generali Wealth Protect Why choose? Get it all. This is a Unit Linked Insurance Plan. Future Generali Wealth Protect is an insurance product with life insurance coverage. UNDER THIS POLICY, THE

More information

Max Life Platinum Wealth Plan A Non Participating Unit Linked Insurance Plan UIN: 104L090V01

Max Life Platinum Wealth Plan A Non Participating Unit Linked Insurance Plan UIN: 104L090V01 Max Life Platinum Wealth Plan A Non Participating Unit Linked Insurance Plan UIN: 104L090V01 LIFE INSURANCE COVERAGE IS AVAILABLE IN THIS PRODUCT. IN THIS POLICY, THE INVESTMENT RISK IN THE INVESTMENT

More information

M A X I M A Unit Linked Life Assurance Plan

M A X I M A Unit Linked Life Assurance Plan I N V E S T M A X I M A Unit Linked Life Assurance Plan IN THIS POLICY, THE INVESTMENT RISK IN INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER. Maximize your investments Linked Insurance Products do

More information

ENDOWMENT PLANS. The Future Solution www.thefuturesolution.com

ENDOWMENT PLANS. The Future Solution www.thefuturesolution.com ENDOWMENT PLANS Jeevan Anand 149 Endowment with Profit 14 Limited Payment Endowment with profit 48 Jeevan Mitra 88 Jeevan Saathi 89 Marriage Educational Annuity 90 New Janaraksha 91 Jeevan Mitra Triple

More information

Edelweiss Tokio Life Insurance New Product Launch & Analysis. Innovation & Market Research

Edelweiss Tokio Life Insurance New Product Launch & Analysis. Innovation & Market Research Edelweiss Tokio Life Insurance New Product Launch & Analysis Innovation & Market Research List of Products Wealth Accumulation Cover Plus Wealth Accumulation Accelerated Cover Wealth Accumulation Comprehensive

More information

Canara HSBC Oriental Bank of Commerce Life Insurance Smart Stage Money Back Plan

Canara HSBC Oriental Bank of Commerce Life Insurance Smart Stage Money Back Plan Canara HSBC Oriental Bank of Commerce Life Insurance Smart Stage Money Back Plan 1. What is Smart Stage Money Back Plan? Smart Stage Money Back Plan is a traditional participating product, which provides

More information

he wants to be you. you want him to reach higher.

he wants to be you. you want him to reach higher. he wants to be you. you want him to reach higher. Reliance Secure Child Plan What could make you happier than knowing, that your child s future is secure? Nothing, we suppose. Which is why, Reliance Life

More information

The actual term and the premium paying term for these plans are as under.

The actual term and the premium paying term for these plans are as under. FEATURES: Jeevan Surabhi plan is similar to other money back plans.however main differences in regular money back plans and Jeevan Surabhi are as under Maturity term is more than premium paying term. Early

More information

SBI LIFE -PRODUCT FEATURES

SBI LIFE -PRODUCT FEATURES SBI LIFE -PRODUCT FEATURES KEYMAN INSURANCE Why a keyman policy? Person covered Min. & Max. at entry Maximum Cover Age Minimum Term To protect the Corporate against the financial consequences due to the

More information

The Insurance Handbook

The Insurance Handbook The Insurance Handbook CONTENTS 1 TYPES OF INSURANCE PLANS STAKEHOLDERS/PARTIES TO THE CONTRACT POLICY FEATURES UNIT-LINKED AND INVESTMENT SPECIFIC 2 3 POLICY BENEFITS 8 5 OTHER INSURANCE SPECIFIC 10 TYPES

More information

EXTRA PROTECTION WHEN NEEDED MOST Aegon Life Future Protect Plus Insurance Plan A unit linked insurance plan

EXTRA PROTECTION WHEN NEEDED MOST Aegon Life Future Protect Plus Insurance Plan A unit linked insurance plan EXTRA PROTECTION WHEN NEEDED MOST Aegon Life Future Protect Plus Insurance Plan A unit linked insurance plan INTRODUCTION IN THIS POLICY, THE INVESTMENT RISK IN INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER.

More information

Max Life Maxis Super A Non Participating Unit Linked Insurance Plan UIN: 104L081V01

Max Life Maxis Super A Non Participating Unit Linked Insurance Plan UIN: 104L081V01 Max Life Maxis Super A Non Participating Unit Linked Insurance Plan UIN: 104L081V01 LIFE INSURANCE COVERAGE IS AVAILABLE IN THIS PRODUCT. IN THIS POLICY, THE INVESTMENT RISK IN THE INVESTMENT PORTFOLIO

More information

Vision Endowment Plan

Vision Endowment Plan Vision Endowment Plan A traditional with profits life insurance plan Frequently Asked Questions UIN 109N080V02 TRA/1/13-14/6550 January, 2014 Prepared by Product Management 1 For Internal Circulation only

More information

Trade Logos displayed above belong to Kotak Mahindra Old Mutual Life Insurance Limited's promoting partners Kotak Mahindra Bank Limited and Old

Trade Logos displayed above belong to Kotak Mahindra Old Mutual Life Insurance Limited's promoting partners Kotak Mahindra Bank Limited and Old Trade Logos displayed above belong to Kotak Mahindra Old Mutual Life Insurance Limited's promoting partners Kotak Mahindra Bank Limited and Old Mutual Plc and are used by Kotak Mahindra Old Mutual Life

More information

In this policy, the investment risk in the investment portfolio is borne by the policyholder. Type of Cover Basic Standard Enhanced

In this policy, the investment risk in the investment portfolio is borne by the policyholder. Type of Cover Basic Standard Enhanced The road to your financial goals has many twists, turns and probably a few unexpected roadblocks. You need a plan that balances your savings and protection needs with ease, along with the benefit of liquidity

More information

MONEY BACK PLANS. For the year 2004-05 the two rates of investment return declared by the Life Insurance Council are 6% and 10% per annum.

MONEY BACK PLANS. For the year 2004-05 the two rates of investment return declared by the Life Insurance Council are 6% and 10% per annum. MONEY BACK PLANS 1. Money Back with Profit Unlike ordinary endowment insurance plans where the survival benefits are payable only at the end of the endowment period, this scheme provides for periodic payments

More information

Save, Secure and Prosper. IndiaFirst Simple Benefit Plan (Non Linked Individual Participating Endowment Plan)

Save, Secure and Prosper. IndiaFirst Simple Benefit Plan (Non Linked Individual Participating Endowment Plan) Save, Secure and Prosper IndiaFirst Simple Benefit Plan (Non Linked Individual Participating Endowment Plan) Before You Start Reading Important Note IndiaFirst Simple Benefit Plan is referred to as the

More information

Who will help secure my child s future in my absence?

Who will help secure my child s future in my absence? Life Insurance Sales Literature Who will help secure my child s future in my absence? Secure your child s future with Bharti AXA Life Child Advantage A plan that offers you the flexibility of choosing

More information

As he grows to live his life on his own terms, he will get my guidance, encouragement and my financial support.

As he grows to live his life on his own terms, he will get my guidance, encouragement and my financial support. Reliance Lifelong Savings A non-linked, participating, endowment plus whole life insurance plan As he grows to live his life on his own terms, he will get my guidance, encouragement and my financial support.

More information

IN THIS POLICY, THE INVESTMENT RISK IN INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER.

IN THIS POLICY, THE INVESTMENT RISK IN INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER. IN THIS POLICY, THE INVESTMENT RISK IN INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER. SHRIRAM LIFE INSURANCE COMPANY LTD Shriram Life Insurance Company Ltd is a joint venture of the Shriram Group with

More information

Give wings to your child's dream

Give wings to your child's dream Give wings to your child's dream SBI Life - Smart Scholar A Unit Linked Child Cum Life Insurance Plan UIN: 111L073V01 IN THIS POLICY, THE INVESTMENT RISK IN INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER

More information

Reliance Life Insurance New Product Launch - Analysis. Innovation & Market Research

Reliance Life Insurance New Product Launch - Analysis. Innovation & Market Research Life Insurance New Product Launch - Analysis Innovation & Market Research List of Products Guaranteed Money Back Plan Cash Flow Money Multiplier Classic Life Classic Plan II Guaranteed Money Back Plan

More information

What is Secure Joint Life Plan?

What is Secure Joint Life Plan? Jubilee Life s Secure Joint Life Plan gives you and your family total financial security and peace of mind while providing life insurance coverage to two lives simultaneously. It provides you a solution

More information

Bajaj Allianz Wealth Insurance Plan

Bajaj Allianz Wealth Insurance Plan Bajaj Allianz Wealth Insurance Plan A Unit Linked Insurance Plan IN THIS POLICY, THE INVESTMENT RISK IN INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER Bajaj Allianz Wealth Insurance Plan The plan that

More information

Start small. Save big.

Start small. Save big. Start small. Save big. PRODUCT BROCHURE A long term savings plan with bonuses, guaranteed additions and insurance protection* *Terms and Conditions apply. Your life is full of responsibilities. As a responsible

More information

Just one payment for both adequate life protection and wealth creation.

Just one payment for both adequate life protection and wealth creation. Future Generali Bima Gain Just one payment for both adequate life protection and wealth creation. This is a Non-Participating Unit Linked Life Insurance Plan A Unit Linked Single Premium Life Insurance

More information

L IC s Jeevan A nkur. P lan N o. 807

L IC s Jeevan A nkur. P lan N o. 807 L IC s Jeevan A nkur P lan N o. 807 Features A must plan for all parents. Parent is the Life Assured, child is the Beneficiary. Death Benefit = Sum Assured + Income Benefit + Maturity Benefit *. Maturity

More information

I want my savings to be within my reach to fulfill my family s desires.

I want my savings to be within my reach to fulfill my family s desires. life insurance I want my savings to be within my reach to fulfill my family s desires. Child s Marriage Holiday Retirement Child s Education Bharti AXA Life Flexi Save A Plan that offers you the choice

More information

Policy Document_Premier Wealth Insurance Plan. Forwarding Letter. Reliance Life Insurance Co. Ltd. IRDAI Registration No. 121

Policy Document_Premier Wealth Insurance Plan. Forwarding Letter. Reliance Life Insurance Co. Ltd. IRDAI Registration No. 121 1. Part A Telephone No.: > Forwarding Letter Customer Service Centre Contract No. Client Id Date

More information

SHRIRAM PENSION PLAN (UIN 128L022V01)

SHRIRAM PENSION PLAN (UIN 128L022V01) SHRIRAM PENSION PLAN (UIN 128L022V01) Retirement need not necessarily mean a life full of compromises. With Shriram Pension Plan you continue to enjoy the lifestyle you are used to and lead a no compromise,

More information

I planned ahead, that s why I never had to say No to my family.

I planned ahead, that s why I never had to say No to my family. Reliance s Guaranteed Money Back Plan A non-linked, non-participating, non-variable money back insurance plan Reliance s Guaranteed Money Back Plan not only helps you save for the future but also protects

More information

How To Get The Best Out Of Your Money

How To Get The Best Out Of Your Money A C E INVESTMENT Unit Linked Life Insurance Plan The golden plan for wealth creation Trade Logos displayed above belongs to Kotak Mahindra Old Mutual Life Insurance Limited s promoting partners Kotak Mahindra

More information

Canara HSBC Oriental Bank of Commerce Life Insurance Smart Monthly Income Plan

Canara HSBC Oriental Bank of Commerce Life Insurance Smart Monthly Income Plan Canara HSBC Oriental Bank of Commerce Life Insurance Smart Monthly Income Plan 1. What is Smart Monthly Income Plan? Smart Monthly Income Plan is a traditional participating product, which provides deferred

More information

Unit-Linked Insurance Policies in the Indian Market- A Consumer Perspective

Unit-Linked Insurance Policies in the Indian Market- A Consumer Perspective Unit-Linked Insurance Policies in the Indian Market- A Consumer Perspective R. Rajagopalan 1 Dean (Academic Affairs) T.A. Pai Management Institute Manipal-576 104 Email: raja@mail.tapmi.org 1 The author

More information

Birla Sun Life Insurance Children's Dream Plan. In this policy, the investment risk in investment portfolio is borne by the policyholder.

Birla Sun Life Insurance Children's Dream Plan. In this policy, the investment risk in investment portfolio is borne by the policyholder. In this policy, the investment risk in investment portfolio is borne by the policyholder. Your Child Your Dream When a child is born, a dream is born. And you as parents want to shape that dream and bring

More information

A ULIP PENSION PLAN THAT GIVES YOU MORE THAN JUST MONTHLY INCOME.

A ULIP PENSION PLAN THAT GIVES YOU MORE THAN JUST MONTHLY INCOME. A ULIP PENSION PLAN THAT GIVES YOU MORE THAN JUST MONTHLY INCOME. Your monthly payment Rs. 3,033 Accidental Cover Rs. 3,00,000* Your income per month Rs. 23,750 # *Personal Accident Benefit opted for.

More information

Reliance Life Highest NAV Guarantee Plan

Reliance Life Highest NAV Guarantee Plan Reliance Life Highest NAV Guarantee Plan ab market ke utaar-chadhaav ki no tension A Reliance Capital Company They say "change is the only constant". When it comes to your life long investments, uncertainty

More information

Child Solutions Tata AIA Life Insurance Good Kid A Non-Linked, Participating Child Plan

Child Solutions Tata AIA Life Insurance Good Kid A Non-Linked, Participating Child Plan Child Solutions Tata AIA Life Insurance Good Kid A Non-Linked, Participating Child Plan Tata AIA Life Insurance Good Kid A Non-Linked, Participating, Anticipated Endowment Plan with inbuilt Waiver of Premium

More information

CONFIDENCE FLEX 85. Confidence is Liquidity Liquidity is Confidence

CONFIDENCE FLEX 85. Confidence is Liquidity Liquidity is Confidence CONFIDENCE FLEX 85 Confidence is Liquidity Liquidity is Confidence THE CONFIDENCE SERIES A GROUP FLEXIBLE PREMIUM DEFERRED ANNUITY WITH PREMIUM BONUS GROUP POLICY FORM 01-1114-98 CERTIFICATE FORM 01-1114CA-98

More information

retirement with confidence

retirement with confidence IN THIS POLICY, THE INVESTMENT RISK IN THE INVESTMENT PORTFOLIO IS BORNE BY THE POLICY HOLDER With capital guarantee, you can now plan for your retirement with confidence In This Policy, The Investment

More information

A FLEXIBLE PLAN TO SUIT YOUR FINANCIAL NEEDS.

A FLEXIBLE PLAN TO SUIT YOUR FINANCIAL NEEDS. A FLEXIBLE PLAN TO SUIT YOUR FINANCIAL NEEDS. You work hard to ensure a comfortable lifestyle for yourself and your family. But do you make your money work as hard as you do? Now, you can do so with an

More information

Plan for your golden years with confidence

Plan for your golden years with confidence Plan for your golden years with confidence Birla Sun Life Insurance Dream Life Plan Freedom to plan for your Golden Years with confidence In this policy, investment risk in investment portfolio is borne

More information

I don t want to postpone any of my loved ones aspirations

I don t want to postpone any of my loved ones aspirations life insurance I don t want to postpone any of my loved ones aspirations Bharti AXA Life Secure Income Plan A limited pay plan that provides you with: 8% of Sum Assured p.a paid monthly as Guaranteed Monthly

More information

Reliance Life Insurance Classic Plan

Reliance Life Insurance Classic Plan Reliance Life Insurance Classic Plan get the dual benefit of protection and returns A Reliance Capital Company Reliance Life Insurance Classic Plan "Life is a race: If you are not fast enough, you will

More information

Life100 NWL. Life100. A Comprehensive Universal Life Product. NWL Life 100 an easy, affordable way to take care of all your family and business needs

Life100 NWL. Life100. A Comprehensive Universal Life Product. NWL Life 100 an easy, affordable way to take care of all your family and business needs Life100 NWL Life100 Policy Form 01-1121-08 and state variations A Comprehensive Universal Life Product SA-9255.Rev.10.08 NWL Life 100 an easy, affordable way to take care of all your family and business

More information

LIC S KOMAL JEEVAN VS. ICICI S SMART KID & TATA AIG S MAHALIFE JR.

LIC S KOMAL JEEVAN VS. ICICI S SMART KID & TATA AIG S MAHALIFE JR. 38 THE JOURNAL A COMPARATIVE ANALYSIS : LIC S KOMAL JEEVAN VS. ICICI S SMART KID & TATA AIG S MAHALIFE JR. By: Shri Sekhar Chandra Sahoo Manager (Sales), MDO-1, Mumbai. L Life s aspirations come in the

More information

Max Life Shiksha Plus Super A Non Participating Unit Linked Insurance Plan UIN: 104L084V01

Max Life Shiksha Plus Super A Non Participating Unit Linked Insurance Plan UIN: 104L084V01 Max Life Shiksha Plus Super A Non Participating Unit Linked Insurance Plan UIN: 104L084V01 IN THIS POLICY, THE INVESTMENT RISK IN THE INVESTMENT PORTFOLIO IS BORNE BY THE YOU Please Note: Unit Linked Insurance

More information

Max Life Whole Life Super A Traditional Participating Whole Life Insurance Plan (UIN - 104N080V01)

Max Life Whole Life Super A Traditional Participating Whole Life Insurance Plan (UIN - 104N080V01) LIFE INSURANCE COVERAGE IS AVAILABLE IN THIS PRODUCT About Max Life Max Life Insurance, one of the leading life insurers, is a joint venture between Max India Ltd. and Mitsui Sumitomo Insurance Co. Ltd.

More information

Pay only one premium. Get regular lifetime income post retirement.

Pay only one premium. Get regular lifetime income post retirement. IN THIS POLICY, THE INVESTMENT RISK IN THE INVESTMENT PORTFOLIO IS BORNE BY THE POLICY HOLDER Pay only one premium. Get regular lifetime income post retirement. IN THIS POLICY, THE INVESTMENT RISK IN INVESTMENT

More information

How To Get A Life Insurance Plan With Canara Bank Of Commerce Life Insurance Insure Smart Plan

How To Get A Life Insurance Plan With Canara Bank Of Commerce Life Insurance Insure Smart Plan Live the dreams you always desired Make the right choice with Canara HSBC Oriental Bank of Commerce Life Insurance Insure Smart Plan xpay Premium for 5 years xlife Cover for 10 years xloyalty Additions

More information

MET SMART PLUS. The Protection you desire. The Investment you decide. Multipurpose. Unit-linked Life Insurance Plan (Non Par)

MET SMART PLUS. The Protection you desire. The Investment you decide. Multipurpose. Unit-linked Life Insurance Plan (Non Par) Multipurpose Statutory Warning: Section 41 of the Insurance Act, 1938 states: (1) No person shall allow or offer to allow, either directly or indirectly, as an inducement to any person to take out or renew

More information

AIA Wealth Management Survey 2015 Findings and Launch of New Bonus Power Plan to Help Customers Achieve Long-term Wealth Growth

AIA Wealth Management Survey 2015 Findings and Launch of New Bonus Power Plan to Help Customers Achieve Long-term Wealth Growth AIA Hong Kong AIA Hong Kong Tower, 734 King s Road, Quarry Bay, Hong Kong T: (852) 2881 3333 AIA.COM.HK Media Release AIA Wealth Management Survey 2015 Findings and Launch of New Bonus Power Plan to Help

More information

Can my investments provide an opportunity to create value along with added protection?

Can my investments provide an opportunity to create value along with added protection? life insurance Can my investments provide an opportunity to create value along with added protection? Bharti AXA Life Future Invest (Linked Limited Pay Life Insurance Product) Pay premiums for upto 5 years

More information

Building wealth for your future goals now becomes easier

Building wealth for your future goals now becomes easier IN THIS POLICY, THE INVESTMENT RISK IN THE INVESTMENT PORTFOLIO IS BORNE BY THE POLICY HOLDER Building wealth for your future goals now becomes easier This is a unit linked insurance plan. In this policy,

More information

Guarantee a great start to fulfill your dreams

Guarantee a great start to fulfill your dreams Guarantee a great start to fulfill your dreams KOTAK PREMIER ENDOWMENT PLAN A Life Insurance Plan Kotak Premier Endowment Plan is a long-term savings and protection plan that provides financial security

More information

for a secure Retirement Retirement Gold (INDEX-2-09)* *Form number varies by state.

for a secure Retirement Retirement Gold (INDEX-2-09)* *Form number varies by state. for a secure Retirement Retirement Gold (INDEX-2-09)* *Form number varies by state. Where Will Your Retirement Dollars Take You? RETIREMENT PROTECTION ASSURING YOUR LIFESTYLE As Americans, we work hard

More information

Minimum Entry Age Maximum Entry Age. The minimum and maximum sum assured are $50,000 and $200,000* respectively.

Minimum Entry Age Maximum Entry Age. The minimum and maximum sum assured are $50,000 and $200,000* respectively. PRODUCT SUMMARY DIRECT Whole Life (DWRA) 1. Policy Description DIRECT Whole Life is a participating, regular premium whole life insurance plan that provides financial protection against Death, Total &

More information

A Reliance Capital Company

A Reliance Capital Company A Reliance Capital Company There are times when late working hours take precedence over your health check-ups. And there are times when a visit to the doctor or seems more important than dividends on your

More information

WHY SETTLE FOR LESS WHEN YOU CAN MAXIMIZE AT A MINIMUM COST? Aegon Life imaximize Single Premium Insurance Plan An online unit linked insurance plan

WHY SETTLE FOR LESS WHEN YOU CAN MAXIMIZE AT A MINIMUM COST? Aegon Life imaximize Single Premium Insurance Plan An online unit linked insurance plan WHY SETTLE FOR LESS WHEN YOU CAN MAXIMIZE AT A MINIMUM COST? Aegon Life imaximize Single Premium Insurance Plan An online unit linked insurance plan IN THIS POLICY, THE INVESTMENT RISK IN INVESTMENT PORTFOLIO

More information

Life insurance with great cash values at affordable prices.

Life insurance with great cash values at affordable prices. Kansas Cit y Life Insurance Company Life insurance with great cash values at affordable prices. Life insurance is usually purchased for the protection provided to loved ones. However, permanent life insurance

More information

IN THIS POLICY, THE INVESTMENT RISK IN THE INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER.

IN THIS POLICY, THE INVESTMENT RISK IN THE INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER. As parents, you want to provide the best that you can for your children and this includes planning for their education needs. With the rising cost of education, you need a savings plan that is designed

More information

Pensions Freedom. What do the pension changes really mean? This is for information purposes only.

Pensions Freedom. What do the pension changes really mean? This is for information purposes only. Pensions Freedom What do the pension changes really mean? This is for information purposes only. Pensions Freedom March Budget 2014 introduced unprecedented changes to how pension benefits can be taken

More information

Reliance Life Insurance Highest NAV Advantage Plan. Ab market ke utaar-chadhaav ki no tension

Reliance Life Insurance Highest NAV Advantage Plan. Ab market ke utaar-chadhaav ki no tension Reliance Life Insurance Highest NAV Advantage Plan Ab market ke utaar-chadhaav ki no tension They say "change is the only constant". When it comes to your life long investments, "uncertainty is the only

More information

Max Life Life Perfect Partner Super Traditional Participating Money Back Life Insurance Plan UIN: 104N077V01

Max Life Life Perfect Partner Super Traditional Participating Money Back Life Insurance Plan UIN: 104N077V01 Max Life Life Perfect Partner Super Traditional Participating Money Back Life Insurance Plan UIN: 104N077V01 LIFE INSURANCE COVERAGE IS AVAILABLE IN THIS PRODUCT About Max Life Max Life Insurance, one

More information

Plan your child's future with confidence

Plan your child's future with confidence Plan your child's future with confidence Birla Sun Life Insurance Dream Child Plan Freedom to meet your Children s Dream with confidence In this policy, investment risk in investment portfolio is borne

More information

How To Plan For Your Child'S Financial Planning

How To Plan For Your Child'S Financial Planning HEADSTART CHILD ASSURE Unit Linked Life Insurance Plan Ab Chotu Jo Chahe Woh Banega KOTAK HEADSTART CHILD ASSURE Unit Linked Life Insurance Plan Your child is your joy, your pride and your world, and you

More information

MULTI-DIMENSIONS OF UNIT LINKED INSURANCE PLAN AMONG VARIOUS INVESTMENT AVENUES

MULTI-DIMENSIONS OF UNIT LINKED INSURANCE PLAN AMONG VARIOUS INVESTMENT AVENUES MULTI-DIMENSIONS OF UNIT LINKED INSURANCE PLAN AMONG VARIOUS INVESTMENT AVENUES 1 S. SARAVANAKUMAR and Dr. A. MAHADEVAN 1 Research Scholar & Assistant Professor, Department of Management Studies JKK Nataraja

More information

INCOME SECURED. Now, my safety net will remain for my loved ones. Now, my safety net will remain for my loved ones.

INCOME SECURED. Now, my safety net will remain for my loved ones. Now, my safety net will remain for my loved ones. Now, my safety net will remain for my loved ones. Now, my safety net will remain for my loved ones. Assured income for family for 60 months* Assured income for family for 60 months* SECURED INCOME Insurance

More information

LIVE HAPPY. LIVE LONG. LIVE ACTIVE

LIVE HAPPY. LIVE LONG. LIVE ACTIVE For your #ActiveRetirement LIVE HAPPY. LIVE LONG. LIVE ACTIVE KOTAK PREMIER PENSION PLAN Traditional Participating Pension Plan Today you are an earning, selfreliant individual, working hard to realize

More information

Max Life Fast Track Super A Non Participating Unit Linked Insurance Plan UIN: 104L082V01

Max Life Fast Track Super A Non Participating Unit Linked Insurance Plan UIN: 104L082V01 Max Life Fast Track Super A Non Participating Unit Linked Insurance Plan UIN: 104L082V01 IN THIS POLICY, THE INVESTMENT RISK IN THE INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER Please Note: Unit Linked

More information

SBI LIFE RETIRE SMART

SBI LIFE RETIRE SMART SBI Life Insurance Company Limited Regulated by IRDA Registration Number: 111 POLICY DOCUMENT SBI LIFE RETIRE SMART UIN: 111L094V01 (A UNIT-LINKED, NON-PARTICIPATING, PENSION PLAN) IN THIS POLICY, THE

More information

Everyone wishes to see their child graduate. For the Child s Benefit. 14 Insurance Plans Compared BFSI

Everyone wishes to see their child graduate. For the Child s Benefit. 14 Insurance Plans Compared BFSI For the Child s Benefit 14 Plans Compared As a parent or guardian, it is but your instinct to want to secure your ward s future and financial planning is a critical part of it. You want to make sure that

More information

A chapter on Valuation basis covering the following minimum criteria should also be displayed on the web-site of the Insurers.

A chapter on Valuation basis covering the following minimum criteria should also be displayed on the web-site of the Insurers. L-42 42- Valuation Basis (Life Insurance) A chapter on Valuation basis covering the following minimum criteria should also be displayed on the web-site of the Insurers. Data The company maintains the Policy

More information

How do I fulfill the little joys in my loved ones' lives?

How do I fulfill the little joys in my loved ones' lives? life insurance How do I fulfill the little joys in my loved ones' lives? Bharti AXA Life Monthly Income Plan+ A Plan that offers guaranteed* Monthly Income with the upside of nonguaranteed bonuses. *You

More information

Choose your path to prosperity. Achieve life goals with ease.

Choose your path to prosperity. Achieve life goals with ease. Choose your path to prosperity. Achieve life goals with ease. Birla Sun Life Insurance Wealth Aspire Plan A unit linked life insurance plan In this policy, investment risk in investment portfolio is borne

More information

CARMEN VENTER COPYRIGHT www.futurefinance.co.za 0828807192 1

CARMEN VENTER COPYRIGHT www.futurefinance.co.za 0828807192 1 Carmen Venter CFP WORKSHOPS FINANCIAL CALCULATIONS presented by Geoff Brittain Q 5.3.1 Calculate the capital required at retirement to meet Makhensa s retirement goals. (5) 5.3.2 Calculate the capital

More information

Keep achieving milestones Even after retirement

Keep achieving milestones Even after retirement Keep achieving milestones Even after retirement» Analyse your Retirement needs» Understand the product in detail» Know the tenure of Renewal Premium Payments Retirement means giving up work and continuing

More information

G R AT U I T Y GROUP PLAN A Unit Linked Group Gratuity Insurance Plan

G R AT U I T Y GROUP PLAN A Unit Linked Group Gratuity Insurance Plan G R AT U I T Y GROUP PLAN A Unit Linked Group Gratuity Insurance Plan KOTAK GRATUITY GROUP PLAN A Unit Linked Group Gratuity Insurance Plan "In this policy, the investment risk in investment portfolio

More information

Basic Plus II. Both Flexible Savings and Life Protection under One Single Policy

Basic Plus II. Both Flexible Savings and Life Protection under One Single Policy Basic Plus II Both Flexible Savings and Life Protection under One Single Policy Basic Plus II ( the product ) gives you the opportunity to earn interest returns while acquiring comprehensive life protection,

More information

NEW JERSEY FORM REQUIREMENTS INDIVIDUAL GENERAL ACCOUNT ANNUITIES

NEW JERSEY FORM REQUIREMENTS INDIVIDUAL GENERAL ACCOUNT ANNUITIES INDIVIDUAL GENERAL ACCOUNT ANNUITIES The same contract form shall not be issued as both an immediate and a deferred annuity. An annuity form shall not be identified as a single premium contract if it contains

More information

FAQs POLICY SERVICING

FAQs POLICY SERVICING CASHIERING 1] What are the modes of payment available? Monthly [only S.I. & C.C.], Quarterly, Half yearly, Annually 2] What are the methods of payment? By local cheque, DD, ATM, S.I on banks / credit card,

More information

How do I safeguard my loved ones while ensuring steady earnings for a lifetime?

How do I safeguard my loved ones while ensuring steady earnings for a lifetime? life insurance How do I safeguard my loved ones while ensuring steady earnings for a lifetime? Bharti AXA Life Aajeevan Anand A plan that offers a dual advantage of guaranteed regular payouts and Protection

More information

Reliance Life Insurance Money Multiplier Plan. Multiply your investment while securing your life

Reliance Life Insurance Money Multiplier Plan. Multiply your investment while securing your life Reliance Life Insurance Money Multiplier Plan Multiply your investment while securing your life Reliance Life Insurance Money Multiplier Plan You want to do everything you can to protect the people you

More information

IN THIS POLICY, THE INVESTMENT RISK IN INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER

IN THIS POLICY, THE INVESTMENT RISK IN INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER IN THIS POLICY, THE INVESTMENT RISK IN INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER Shriram Shri Plus (SP) II (UIN: 128L025V01) Shriram Life comes with a single premium unit linked plan Shriram Shri

More information

Broker Guide to Canada Life Products Version 42

Broker Guide to Canada Life Products Version 42 This document is intended for Financial Advisors only and not consumers. Broker Guide to Canada Life Products Version 42 SOURCE: Marketing Information valid as per April 2013 This Guide does not form part

More information

MAX NEW YORK LIFE INSURANCE

MAX NEW YORK LIFE INSURANCE I NEED LIQUIDITY AND LIMITED PAY OPTIONS. I WANT MY LIFE COVER TO KEEP PACE WITH INFLATION. I WANT TO RETIRE BY AGE 50. I M 40, I WANT TO INVEST FOR ONLY 10YRS. I WANT TO SAFEGUARD MY MONEY AGAINST MARKET

More information

SBI Life Insurance Company Limited Regulated by IRDA Registration Number: 111

SBI Life Insurance Company Limited Regulated by IRDA Registration Number: 111 SBI Life Insurance Company Limited Regulated by IRDA Registration Number: 111 UIN: 111L095V01 IN THIS POLICY, THE INVESTMENT RISK IN INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER. Form 17 SBI Life

More information

- LIFE INSURANCE CORPORATION OF INDIA CENTRAL OFFICE. Dept.: Product Development Jeevan Bima Marg, Mumbai 400 021

- LIFE INSURANCE CORPORATION OF INDIA CENTRAL OFFICE. Dept.: Product Development Jeevan Bima Marg, Mumbai 400 021 - LIFE INSURANCE CORPORATION OF INDIA CENTRAL OFFICE Dept.: Product Development Yogakshema, Jeevan Bima Marg, Mumbai 400 021 Ref: CO/PD/66 3 rd March, 2015 All HODs of Central Office All Zonal Offices

More information

This is a unit linked insurance plan. In this policy, the investment risk in. investment portfolio is borne by the Policyholder. Unit linked Insurance

This is a unit linked insurance plan. In this policy, the investment risk in. investment portfolio is borne by the Policyholder. Unit linked Insurance This is a unit linked insurance plan. In this policy, the investment risk in investment portfolio is borne by the Policyholder. Unit linked Insurance products do not offer any liquidity during the first

More information

ACCUMULATION ACCUMULATION VUL. Opportunity for today. Planning for the future. CONSUMER GUIDE

ACCUMULATION ACCUMULATION VUL. Opportunity for today. Planning for the future. CONSUMER GUIDE CONSUMER GUIDE ACCUMULATION ACCUMULATION VUL Opportunity for today. Planning for the future. LIFE-5211 12/15 JOHN HANCOCK LIFE INSURANCE COMPANY (U.S.A.) JOHN HANCOCK LIFE INSURANCE COMPANY OF NEW YORK

More information

Agency Code Agency Name Agent s Mobile Number / Landline Number

Agency Code Agency Name Agent s Mobile Number / Landline Number LIFE INSURANCE CORPORATION OF INDIA (Established by the Life Insurance Corporation Act, 1956) LIC s NEW JEEVAN ANAND (WITH PROFITS) (UIN: 512N279V01) THE LIFE INSURANCE CORPORATION OF INDIA (hereinafter

More information