1. What insurance coverage is provided for Sigma Chi chapters that are members of the Risk Management Foundation?

Save this PDF as:
 WORD  PNG  TXT  JPG

Size: px
Start display at page:

Download "1. What insurance coverage is provided for Sigma Chi chapters that are members of the Risk Management Foundation?"

Transcription

1 Frequently Asked Questins 1. What insurance cverage is prvided fr Sigma Chi chapters that are members f the Risk Management Fundatin? Membership in the Risk Management Fundatin includes the fllwing mandatry insurance cverage: 1. General liability 2. Excess liability 3. Directrs and fficers liability 4. Dishnestly bnd (Crime) The RMF makes the fllwing additinal cverages available as well: 1. Prperty 2. Biler and machinery All chapters and huse crpratins are reminded t cmply with their lcal state wrkers' cmpensatin laws. 2. D the Liability and Excess Liability plicies prvide cverage fr undergraduate chapters, alumni advisrs, and ther vlunteers? Each chapter must prvide prf f insurance as required under the Sigma Chi Gverning Laws (ECR 6.02-i-4). Undergraduate chapters are affrded prtectin prvided that the chapter is abiding by the RMF and Sigma Chi alchl plicies. Excess Liability insurance extends additinal cverage t all ther insureds such as alumni advisrs and ther vlunteers while they are acting n behalf f Sigma Chi Fraternity. Excess Liability insurance des nt prtect the chapters r undergraduates. 3. D the liability and Excess Liability plicies exclude, restrict, r eliminate cverage? Yes. The insurance prvided as part f membership in the RMF cntains several imprtant exclusins r cverage restrictins. Fr chapters and undergraduates, the insurance prvided thrugh the RMF is always excess f any ther insurance. This insurance des nt prvide fr r replace yur persnal insurance prtectin. Insureds are nly cvered by the RMF's insurance under the fllwing

2 cnditins: 1. Only while acting in accrdance with Sigma Chi Fraternity and RMF plicies. 2. Only while acting in their fficial capacity. 3. Only while acting withing the scpe f their duties. 4. Only fr their activities n behalf f the Fraternity insureds. The RMF insurance cverage is als specifically restricted r eliminated when ther types f cnduct are invlved. These include, but are nt limited t: 1. Hazing f any kind 2. Criminal acts/alchl cnsumptin by minrs 3. Intentinal acts/assault & battery 4. Sexual abuse r miscnduct 5. Vilatins f Fraternity r RMF plicies 4. D the RMF insurance plicies cver accidents r injuries t members sustained during Sigma Chi Fraternity athletic (i.e. intramural) events? N. This is a cmmn questin, and it is imprtant t understand that participatin in Sigma Chi athletic activities is vluntary. Members and guests assume the risk f injury and participate "at their wn risk." Claims in this area are nrmally cvered by persnal medical insurance. 5. Des the RMF's insurance cver members' medical csts fr accidental injuries? N. The RMF insurance cverage is nt an accident and health plicy. Claims in this area are nrmally cvered by persnal medical insurance. 6. Culd undergraduates r alumni vlunteers be named in a lawsuit? Yes. Chapters, chapter fficers and ther undergraduate members are ften named in lawsuits. While nt ften, huse crpratins, their members, advisrs and ther vlunteers have been individually named in legal actins. The named insured under the RMF plicy are subject t the terms, cnditins, and limitatins f the insurance. 2

3 7. As an undergraduate, hw is my persnal insurance r parents' insurance affected? Yu shuld always reprt any ptential insurance claim t yur persnal insurance agent r carrier. The insurance prvided as part f RMF membership is in excess f any ther insurance available t yu, such as yur persnal r parents' autmbile r hmewners insurance. 8. As a vlunteer, hw is my persnal insurance affected? Yu shuld always reprt any ptential insurance claim t yur persnal insurance agent r carrier. Where permitted by law, the insurance prvided fr vlunteers under the RMF plicy is primary and will stand ahead f yur persnal insurance. 9. Des the RMF insurance prvide aut liability cverage fr undergraduates, alumni fficials, r ther vlunteers if their autmbiles are being used n Fraternity business? N. Because f State "Autmbile Financial Respnsibility" Statutes, (laws that require wners r peratrs f an autmbile t maintain primary aut insurance), the peratr and wner must rely n their wn autmbile insurance. The RMF insurance prvides Hired & Nn- Owned Aut cverage t ther insureds that may ptentially be respnsible fr aut accidents. This cverage is specifically in excess f any ther aut liability insurance that may be available. 10. Des the RMF insurance cver an undergraduate's r vlunteer's persnal prperty? The RMF insurance prgram des nt cver lss r damage t persnal prperty--i.e. cmputers, bikes, bks, clthing r ther persnal items. Usually lss r damage t yur persnal prperty is easily insured under renters insurance r yur persnal r parents' hmewners plicy. 11. Des the RMF insurance cver damage t my autmbile if it is damaged n Fraternity prperty r when in use n Fraternity business? N. As with lss r damage t ther persnal prperty, yur autmbile is nt cvered by the RMF insurance prgram. 3

4 12. Hw are the ttal liability cntributins determined? Ttal liability cntributins are determined by the underwriters t the RMF insurance plicy. Sme f the mre imprtant factrs include: 1. The RMF's histry f premiums paid versus lsses paid 2. Status and develpment f pen claims 3. Deductibles and cverage limits 4. Expsures in number f chapters and members 5. Overall lss cntrl respnse and cmpliance effrts 13. Hw are chapter liability cntributins determined? Chapter membership cntributins are reviewed and determined in accrdance with the RMF membership allcatin frmula. Sme f the mre imprant factrs include: 1. Chapter size 2. Chapter claims histry 3. Chapter lss cntrl respnse and cmpliance effrts 4. Other risk management actins and prgramming 14. Hw can we decrease chapter membership csts? Reduce yur expsures by strictly fllwing the law, Sigma Chi Fraternity and RMF alchl and drug plicies, and the RMF insurance plicies. Respnd and cmply prmptly with lss cntrl requirements. Cnfirm in writing when yu make necessary life safety imprvements. Implement the Risk Management Chairman psitin and risk management cmmittee int yur chapter's executive structure. Develp nging risk management effrts t prvide cnsistent educatin and awareness t the membership. 15. Hw can we decrease chapter prperty cntributins? Reduce yur expsures by fcusing n life safety imprvements such as fire prtectin and alarm systems. Ensure these systems are always perating prperly with cnsistent mnitring and prfessinal servicing each year. Maintain effective security systems t prtect the prperty and cntents. 4

5 Participate in the Life Safety/Lss Cntrl inspectin prgram and respnd in writing t prmptly cnfirm cmpliance with any lss cntrl requirements. Develp and implement a shrt-term plan t install a cmplete sprinkler system. 16. D claims by ther fraternities and srrities affect RMF and ur chapter's rates? Yes. Althugh the mst imprtant factr is always yur wn chapter's and the fraternity's ttal lss recrd, the lss recrd f the whle fraternity wrld des have an affect as well. Because the insurance marketplace fr fraternities is limited, any significant catastrphe r precedent-setting legal claim can have a brad impact in this market. 17. What are the benefits f a "grup" plicy? Grup plicies have been prven t ffer the bradest cverage at the mst affrdable csts. They prvide cntinuity and ften include additinal services such as educatinal prgramming and lss cntrl assistance as well as chapter huse inspectins. 18. When is the RMF membership cntributin insurance billed and payable? Statements fr each new prgram year are distributed at Balfur LTW and via in early August. Payment is due in full by September 15, unless the chapter pts fr the half- r mnthly-payment plan. If membership cntributins are nt paid by the due date, membership in the RMF prgram may be suspended and insurance cverage terminated. Withut insurance, individual chapters and their members may becme persnally liable fr any claims that might arise. 19. Hw ften des the RMF review its insurance prgram? The RMF Bard f Directrs reviews varius aspects f the risk management prgram annually. Additinally, Sigma Chi Fraternity's Executive Cmmittee reviews the RMF Bard's recmmendatins annually. 20. What are the RMF Prgram limits f cverage? 5

6 The limits f cverage fr chapters and undergraduates are $1,000,000 Per Occurence. The limits f cverage fr all ther insureds under the RMF insurance prgram are $11,000,000 Per Occurence. 21. Wh d we cntact with questins? At HQ: RMF Managing Directr 1714 Hinman Ave Evanstn, IL RMF insurance brker: James Favr, Favr & Cmpany, Inc E Evans Ave Aurra, CO Phne: (800) r (303) Fax: (303)

Phi Kappa Sigma International Fraternity Insurance Billing Methodology

Phi Kappa Sigma International Fraternity Insurance Billing Methodology Phi Kappa Sigma Internatinal Fraternity Insurance Billing Methdlgy The Phi Kappa Sigma Internatinal Fraternity Executive Bard implres each chapter t thrughly review the attached methdlgy and plan nw t

More information

FREQUENTLY ASKED QUESTIONS (FAQs)

FREQUENTLY ASKED QUESTIONS (FAQs) EMPLOYMENT PRACTICES LIABILITY fr small businesses FREQUENTLY ASKED QUESTIONS (FAQs) What is Emplyment Practices Liability Insurance? Emplyment Practices Liability (EPL) insurance prtects an emplyer frm

More information

ERISA Compliance FAQs: Fiduciary Responsibilities

ERISA Compliance FAQs: Fiduciary Responsibilities Brught t yu by Mrris & Reynlds Insurance ERISA Cmpliance FAQs: Fiduciary Respnsibilities The Emplyee Retirement Incme Security Act f 1974 (ERISA) is a federal law that sets minimum standards fr emplyee

More information

Insurance Toolkit for Landcare Groups in NSW P a g e 1

Insurance Toolkit for Landcare Groups in NSW P a g e 1 Insurance Tlkit fr Landcare Grups in NSW P a g e 1 FOREWARD This tlkit has been prepared t prvide guidance n insurance issues relating t Landcare grups in New Suth Wales. This kit is nt regarded as legal

More information

CONTENTS UNDERSTANDING PPACA. Implications of PPACA Relative to Student Athletes. Institution Level Discussion/Decisions.

CONTENTS UNDERSTANDING PPACA. Implications of PPACA Relative to Student Athletes. Institution Level Discussion/Decisions. This dcument is intended t prvide NCAA member institutins with an infrmatinal guide regarding the ptential implicatins f the Patient Prtectin and Affrdable Care Act f 2010 (PPACA) when fully implemented

More information

Personal Data Security Breach Management Policy

Personal Data Security Breach Management Policy Persnal Data Security Breach Management Plicy 1.0 Purpse The Data Prtectin Acts 1988 and 2003 impse bligatins n data cntrllers in Western Care Assciatin t prcess persnal data entrusted t them in a manner

More information

Insurance Frequently Asked Questions

Insurance Frequently Asked Questions Insurance FrequentlyAskedQuestins MEMBERSINSURANCECOVERAGE Whataremembers(bthcmpetitinandrecreatin)cveredfr? Pleaseseetheattachedflyer Isthereadifferencebetweenarecreatinalmemberandcmpetitinmember? N Frmwhatagetwhatagearememberscveredbyinsurance?

More information

ADMINISTRATIVE PROCEDURE

ADMINISTRATIVE PROCEDURE ADMINISTRATIVE PROCEDURE TRANSPORTATION OF STUDENTS IN PRIVATE ADMINISTRATIVE PROCEDURE NO.: VI - 7 VEHICLES DRIVEN BY OTHER STUDENTS DATE : FEBRUARY 1996 AMENDED: OCTOBER 11, 2005 AMENDED: MARCH 18, 2008

More information

Errors & Omissions Insurance for Title, Escrow Agents and Abstractors. Endorsed by the American Land Title Association

Errors & Omissions Insurance for Title, Escrow Agents and Abstractors. Endorsed by the American Land Title Association Errrs & Omissins Insurance fr Title, Escrw Agents and Abstractrs Endrsed by the American Land Title Assciatin The Insurance Cmpany: Title Industry Assurance Cmpany, a Risk Retentin Grup TIAC issued its

More information

Travel Insurance. Is your insurance company listening to you? Handbook on

Travel Insurance. Is your insurance company listening to you? Handbook on Is yur insurance cmpany listening t yu? If yur cmplaints have nt been addressed by yur insurance cmpany, please cntact t register yur cmplaints and track their status r yu may email us at cmplaints@irda.gv.in

More information

Emergency Disaster Plan

Emergency Disaster Plan Parkwd Village Hmewners Assciatin Emergency Disaster Plan Prepare fr the wrst. Hpe fr the best. Disclaimer: The fllwing sectins n emergency preparedness was written t prvide basic emergency infrmatin t

More information

Corporations Q&A. Shareholders. 2006 Edward R. Alexander, Jr.

Corporations Q&A. Shareholders. 2006 Edward R. Alexander, Jr. Crpratins Q&A. What is a crpratin and why frm ne? A crpratin is a business entity that is separate and distinct frm its wners. It can enter cntracts, sue and be sued withut invlving its wners (the sharehlders).

More information

POLICIES AND PROCEDURES

POLICIES AND PROCEDURES POLICIES AND PROCEDURES Department: Campus Safety and Security and Welcme Center/Infrmatin Subject: Rental Vehicle Insurance Date Issued: December 16, 2005 Date Revised: March 23, 2009; Octber 1, 2011

More information

Notice of Protection Provided by Utah Life and Health Insurance Guaranty Association

Notice of Protection Provided by Utah Life and Health Insurance Guaranty Association Ntice f Prtectin Prvided by Utah Life and Health Insurance Guaranty Assciatin This ntice prvides a brief summary f the Utah Life and Health Insurance Guaranty Assciatin ("the Assciatin") and the prtectin

More information

Public consultation paper

Public consultation paper Public cnsultatin paper Nvember 2012 Public cnsultatin n guidelines fr prfessinal indemnity insurance arrangements fr nurses and nurse practitiners. Please prvide feedback by email t: nmbafeedback@ahpra.gv.au

More information

CMS Eligibility Requirements Checklist for MSSP ACO Participation

CMS Eligibility Requirements Checklist for MSSP ACO Participation ATTACHMENT 1 CMS Eligibility Requirements Checklist fr MSSP ACO Participatin 1. General Eligibility Requirements ACO participants wrk tgether t manage and crdinate care fr Medicare fee-fr-service beneficiaries.

More information

Insurance. Professional UabilitM Commercial & Other. Professional Uability Insurance. AnAbsolute Necessity

Insurance. Professional UabilitM Commercial & Other. Professional Uability Insurance. AnAbsolute Necessity Prfessinal UabilitM Cmmercial & Other Insurance AnAbslute Necessity I n August 2005, Illinis enacted medical malpractice refrm that limits the amunt a jury can award fr persnal pain and suffering t $500,000

More information

Creating an Ethical Culture and Protecting Your Bottom Line:

Creating an Ethical Culture and Protecting Your Bottom Line: Creating an Ethical Culture and Prtecting Yur Bttm Line: Best Practices fr Crprate Cdes f Cnduct Nte: The infrmatin belw and all infrmatin n this website is nt meant t be taken as legal advice. Please

More information

What payments will I need to make during the construction phase? Will the lender advance construction funds prior to the work being completed?

What payments will I need to make during the construction phase? Will the lender advance construction funds prior to the work being completed? Q&A What is a cnstructin lan? A cnstructin lan prvides the financing fr the cnstructin f yur new hme. Cnstructin lans may be structured as a single r tw-settlement transactin. Cnstructin lans culd include

More information

Insurance. Hurricane Insurance Basics. Homeowner, mobile homeowner and renter s insurance usually cover the following :

Insurance. Hurricane Insurance Basics. Homeowner, mobile homeowner and renter s insurance usually cover the following : Insurance Mst prperty wners have hmewners cverage insuring them frm catastrphic lss. Did yu knw that a typical hmewners plicy des nt prtect yu frm lss in flding r rising water? If yu dn t have fld insurance,

More information

Accident Investigation

Accident Investigation Accident Investigatin APPLICABLE STANDARD: 1960.29 EMPLOYEES AFFECTED: All emplyees WHAT IS IT? Accident investigatin is the prcess f determining the rt causes f accidents, n-the-jb injuries, prperty damage,

More information

GFWC Leadership Education and Development Seminar (LEADS)

GFWC Leadership Education and Development Seminar (LEADS) GFWC Leadership Educatin and Develpment Seminar (LEADS) Infrmatin fr GFWC State Federatins The GFWC LEADS prgram is intended t identify GFWC members at the grassrts level wh have the ptential and the desire

More information

POLISH STANDARDS ON HEALTH AND SAFETY AS A TOOL FOR IMPLEMENTING REQUIREMENTS OF THE EUROPEAN DIRECTIVES INTO THE PRACTICE OF ENTERPRISES

POLISH STANDARDS ON HEALTH AND SAFETY AS A TOOL FOR IMPLEMENTING REQUIREMENTS OF THE EUROPEAN DIRECTIVES INTO THE PRACTICE OF ENTERPRISES POLISH STANDARDS ON HEALTH AND SAFETY AS A TOOL FOR IMPLEMENTING REQUIREMENTS OF THE EUROPEAN DIRECTIVES INTO THE PRACTICE OF ENTERPRISES M. PĘCIŁŁO Central Institute fr Labur Prtectin ul. Czerniakwska

More information

AuditNet Survey of Bring your own Device (BYOD) - Control, Risk and Audit

AuditNet Survey of Bring your own Device (BYOD) - Control, Risk and Audit AuditNet Survey f Bring yur wn Device (BYOD) - Cntrl, Risk and Audit The pace f technlgy mves much faster than managers and auditrs can understand and react, with updated plicies, prcedures and cntrls.

More information

WORKPLACE INJURY/ILLNESS/INCIDENT INVESTIGATION & REPORTING POLICY (BC VERSION)

WORKPLACE INJURY/ILLNESS/INCIDENT INVESTIGATION & REPORTING POLICY (BC VERSION) WORKPLACE INJURY/ILLNESS/INCIDENT INVESTIGATION & REPORTING POLICY (BC VERSION) Intrductin: Hw t Use This Tl As d all ther jurisdictins, BC requires emplyers t investigate and reprt specific kinds f wrkplace

More information

Service Level Agreement (SLA) Hosted Products. Netop Business Solutions A/S

Service Level Agreement (SLA) Hosted Products. Netop Business Solutions A/S Service Level Agreement (SLA) Hsted Prducts Netp Business Slutins A/S Cntents 1 Service Level Agreement... 3 2 Supprt Services... 3 3 Incident Management... 3 3.1 Requesting service r submitting incidents...

More information

Reduce Your Homeowner Insurance Rates

Reduce Your Homeowner Insurance Rates Reduce Yur Hmewner Insurance Rates One f the mst frequent cmplaints I get frm my clients is the cntinued escalatin f hme insurance rates. Rates are increasing because f the years lng series f weatherrelated

More information

Are Insurance Premiums Deductible?

Are Insurance Premiums Deductible? Are Insurance Premiums Deductible? December 2011 Can I deduct the premiums? That s a questin yu prbably hear when yu re presenting an insurance cncept. Unfrtunately, the answer is generally n insurance

More information

WHAT YOU NEED TO KNOW ABOUT. Protecting your Privacy

WHAT YOU NEED TO KNOW ABOUT. Protecting your Privacy WHAT YOU NEED TO KNOW ABOUT Prtecting yur Privacy YOUR PRIVACY IS OUR PRIORITY Credit unins have a histry f respecting the privacy f ur members and custmers. Yur Bard f Directrs has adpted the Credit Unin

More information

Hampton Roads Orthopaedics & Sports Medicine. Notice of Privacy Practices

Hampton Roads Orthopaedics & Sports Medicine. Notice of Privacy Practices This is being prvided t yu as a requirement f the privacy regulatins issued under the Health Insurance Prtability and Accuntability Act f 1996 (HIPAA). This ntice describes hw HROSM may use and disclse

More information

RISK MANAGEMENT & INSURANCE PROGRAM QUESTIONS & ANSWERS

RISK MANAGEMENT & INSURANCE PROGRAM QUESTIONS & ANSWERS RISK MANAGEMENT & INSURANCE PROGRAM QUESTIONS & ANSWERS for Undergraduates and Volunteers ** DISCLAIMER NOTICE** This basic information has been prepared as information only. The actual insurance policies

More information

Monroe County Commission

Monroe County Commission 2014-2015 W-est Virginia Cunties Grup Self Insurance Risk Pl Self Insurance Prpsal fr Prperty, Liability, Autmbile and Wrkers' Cmpensatin A Prpsal t Mnre Cunty Cmmissin Presented n: March 17, 2013 Package

More information

TO: Chief Executive Officers of all National Banks, Department and Division Heads, and all Examining Personnel

TO: Chief Executive Officers of all National Banks, Department and Division Heads, and all Examining Personnel AL 96-7 Subject: Credit Card Preapprved Slicitatins TO: Chief Executive Officers f all Natinal Banks, Department and Divisin Heads, and all Examining Persnnel PURPOSE The purpse f this advisry letter is

More information

What Does Specialty Own Occupation Really Mean?

What Does Specialty Own Occupation Really Mean? What Des Specialty Own Occupatin Really Mean? Plicy definitins are cnfusing, nt nly t cnsumers but als t many f the insurance prfessinals wh sell them. Belw we will try t prvide an understandable explanatin

More information

First Global Data Corp.

First Global Data Corp. First Glbal Data Crp. Privacy Plicy As f February 23, 2015 Ding business with First Glbal Data Crp. ("First Glbal", First Glbal Mney, "we" r "us", which includes First Glbal Data Crp. s subsidiary, First

More information

Chartered Tax Institute of Malaysia Professional Indemnity Insurance Programme

Chartered Tax Institute of Malaysia Professional Indemnity Insurance Programme Chartered Tax Institute f Malaysia Prfessinal Indemnity Insurance Prgramme Managed By: Marsh Insurance Brkers (Malaysia) Sdn Bhd Cmpany N: 88363-U Unit B-9-1, Level 9 Twer B, Menara UOA Bangsar N. 5, Jalan

More information

Aquaculture Insurance

Aquaculture Insurance Aquaculture Insurance S, yu ve decided t raise clams, ysters, r the like. This white paper is meant t prvide an insurance starting pint. It will utline the basics and hw they apply, in a brad sense, t

More information

Improved Data Center Power Consumption and Streamlining Management in Windows Server 2008 R2 with SP1

Improved Data Center Power Consumption and Streamlining Management in Windows Server 2008 R2 with SP1 Imprved Data Center Pwer Cnsumptin and Streamlining Management in Windws Server 2008 R2 with SP1 Disclaimer The infrmatin cntained in this dcument represents the current view f Micrsft Crpratin n the issues

More information

CORPORATE CREDIT CARD POLICY

CORPORATE CREDIT CARD POLICY TITLE: POLICY OWNERS: DATE INSTITUTED: May 1, 2008 CURRENT VERSION: Ver. 1.6 REVISION DATE: July 1, 2015 Crprate Credit Card Plicy Melissa Cluse, Vice President & Cntrller Cindy Klein, Accunts Payable

More information

PUBLIC TRANSPORTATION FLEET CHECKLIST

PUBLIC TRANSPORTATION FLEET CHECKLIST ONE INTERNATIONAL BLVD. SUITE 405 MAHWAH, NJ 07495 Phne (201)252-3030 - Fax (201)252-3031 PUBLIC TRANSPORTATION FLEET CHECKLIST Applicant Name: Prpsed Effective Date: Agency: Requested Qute Date: Prducer:

More information

RIVERSIDE TRANSIT AGENCY FULL-TIME ATU EMPLOYEES NEW HIRE ENROLLMENT OVERVIEW 2015

RIVERSIDE TRANSIT AGENCY FULL-TIME ATU EMPLOYEES NEW HIRE ENROLLMENT OVERVIEW 2015 RIVERSIDE TRANSIT AGENCY FULL-TIME ATU EMPLOYEES NEW HIRE ENROLLMENT OVERVIEW 2015 Riverside Transit Agency (RTA) is extremely prud f the package f benefits available t yu. The benefits package prvided

More information

DALBAR Due Diligence: Trust, but Verify

DALBAR Due Diligence: Trust, but Verify BEST INTEREST INVESTMENT RECOMMENDATIONS Advisr Rle under Best Interest Regulatins January 27, 2016 In the era when the cntractual bligatin is t act in the client s best interest, investment decisins can

More information

CTF-ENDORSED NF CLINICS: PRINCIPLES OF OPERATION

CTF-ENDORSED NF CLINICS: PRINCIPLES OF OPERATION Pilt Guidelines 2006 CTF-ENDORSED NF CLINICS: PRINCIPLES OF OPERATION Backgrund Children s Tumr Fundatin supprts research directed tward finding treatments fr neurfibrmatsis (NF) as well as effrts fcused

More information

7 October 2011. Re: Themed Inspection into Third Party Personal Injury Claims. Dear

7 October 2011. Re: Themed Inspection into Third Party Personal Injury Claims. Dear 7 Octber 2011 Re: Themed Inspectin int Third Party Persnal Injury Claims Dear During 2011 the Central Bank f Ireland ( Central Bank ) undertk a themed inspectin prject in relatin t the prcessing f third

More information

HIPAA HITECH ACT Compliance, Review and Training Services

HIPAA HITECH ACT Compliance, Review and Training Services Cmpliance, Review and Training Services Risk Assessment and Risk Mitigatin: The first and mst imprtant step is t undertake a hlistic risk assessment that examines the risks and cntrls related t fur critical

More information

Data Protection Policy & Procedure

Data Protection Policy & Procedure Data Prtectin Plicy & Prcedure Page 1 Prcnnect Marketing Data Prtectin Plicy V1.2 Data prtectin plicy Cntext and verview Key details Plicy prepared by: Adam Haycck Apprved by bard / management n: 01/01/2015

More information

Professional indemnity insurance arrangements for enrolled nurses, registered nurses and nurse practitioners

Professional indemnity insurance arrangements for enrolled nurses, registered nurses and nurse practitioners Guideline August 2013 Prfessinal indemnity insurance arrangements fr enrlled nurses, registered nurses and nurse practitiners Intrductin This guideline has been develped by the Nursing and Midwifery Bard

More information

CHARTER OF THE COMPENSATION COMMITTEE OF THE BOARD OF DIRECTORS OF UPLAND SOFTWARE, INC.

CHARTER OF THE COMPENSATION COMMITTEE OF THE BOARD OF DIRECTORS OF UPLAND SOFTWARE, INC. CHARTER OF THE COMPENSATION COMMITTEE OF THE BOARD OF DIRECTORS OF UPLAND SOFTWARE, INC. PURPOSE The purpse f the Cmpensatin Cmmittee f the Bard f Directrs (the Bard ) f Upland Sftware, Inc. (the Cmpany

More information

CASSOWARY COAST REGIONAL COUNCIL POLICY ENTERPRISE RISK MANAGEMENT

CASSOWARY COAST REGIONAL COUNCIL POLICY ENTERPRISE RISK MANAGEMENT CASSOWARY COAST REGIONAL COUNCIL POLICY ENTERPRISE RISK MANAGEMENT Plicy Number: 2.20 1. Authrity Lcal Gvernment Act 2009 Lcal Gvernment Regulatin 2012 AS/NZS ISO 31000-2009 Risk Management Principles

More information

Berkley FinSecure Property & Casualty Policy

Berkley FinSecure Property & Casualty Policy PRODUCT HIGHLIGHT Berkley FinSecure Prperty & Casualty Plicy Flexibility, prtectin and value The Berkley FinSecure Prperty & Casualty Plicy is designed t prtect yu against prperty and casualty lss expsures

More information

The Dodd-Frank ACT lowered Points and Fees Thresholds for Section 32 and Qualified Mortgages.

The Dodd-Frank ACT lowered Points and Fees Thresholds for Section 32 and Qualified Mortgages. Whlesale Brker Acknwledgment & Electin Frm Pints and Fees fr Sectin 32 and QM and Lan Originatr Cmpensatin Sectin 32 s new expanded scpe f lans: The CFPB s 2013 HOEPA Rule expands the types f residential

More information

Town of Wayland, Massachusetts Investment Policy Statement General Fund & Trust Funds

Town of Wayland, Massachusetts Investment Policy Statement General Fund & Trust Funds Twn f Wayland, Massachusetts Investment Plicy Statement General Fund & Trust Funds I. The Investment f General Funds, Special Revenue Funds, Enterprise Funds, and Capital Prjects Funds A. Scpe This sectin

More information

Colorado Rapids Youth Soccer Club Social Media and Electronic Communication Policies

Colorado Rapids Youth Soccer Club Social Media and Electronic Communication Policies Clrad Rapids Yuth Sccer Club Scial Media and Electrnic Cmmunicatin Plicies OVERVIEW Online, scial media and ther electrnic cmmunicatin tls such as text messaging have becme a prevalent and effective means

More information

Change Management Process

Change Management Process Change Management Prcess B1.10 Change Management Prcess 1. Intrductin This plicy utlines [Yur Cmpany] s apprach t managing change within the rganisatin. All changes in strategy, activities and prcesses

More information

The Importance of Market Research

The Importance of Market Research The Imprtance f Market Research 1. What is market research? Successful businesses have extensive knwledge f their custmers and their cmpetitrs. Market research is the prcess f gathering infrmatin which

More information

The chief executive officer and the chief finance officer are ex-officio members of the board.

The chief executive officer and the chief finance officer are ex-officio members of the board. DATATEC LIMITED BOARD CHARTER / TERMS OF REFERENCE 1. CONSTITUTION The primary bjective f the Cmpany s Bard Charter is t set ut the rle and respnsibilities f the Bard f Directrs ( the Bard ) as well as

More information

Conventional Condominium Policy

Conventional Condominium Policy Cnventinal Cndminium Plicy www.newleafwhlesale.cm Overview NewLeaf will riginate and fund mrtgage lans secured by units in cndminium prjects that meet FNMA/FHLMC/ NewLeaf eligibility criteria. Cndminium

More information

Financial advisory and taxation services in Australia

Financial advisory and taxation services in Australia Financial advisry and taxatin services in Australia CPA Australia The Institute f Chartered Accuntants in Australia The Natinal Institute f Accuntants Intrductin: Access t financial and tax advice Cnsumers

More information

Resident Assistant Application JOB DESCRIPTION

Resident Assistant Application JOB DESCRIPTION Requirements and Cmpensatin Resident Assistant Applicatin JOB DESCRIPTION Must have cmpleted at least 24 credit hurs at the time f emplyment. Must have a clear judicial recrd with Husing and Residential

More information

Accountants and Consulting Professional Liability Program. You have the best coverage. Disciplinary Proceedings. Subpoena Expenses

Accountants and Consulting Professional Liability Program. You have the best coverage. Disciplinary Proceedings. Subpoena Expenses Accuntants and Cnsulting Prfessinal Liability Prgram Yu have the best cverage Fr mre than a dzen years, CPAGld has strived t be the mst innvative and frward thinking prfessinal liability insurance prgram

More information

Camera Operator General Liability Program

Camera Operator General Liability Program Camera Operatr General Liability Prgram Frequently Asked Questins Guide (Page 2) General Liability Plicy Highlights Cverage Summary Additinal Cverage Optins Hw t Apply (Page 4) Abut this Plicy What des

More information

FTE is defined as an employee who is employed on average at least 30 hours of service per week.

FTE is defined as an employee who is employed on average at least 30 hours of service per week. On March 23, 2010, President Barack Obama signed int law cmprehensive health care refrm legislatin, the Patient Prtectin and Affrdable Care Act (H.R. 3590) passed in the Senate. The Health Care and Educatin

More information

COMPREHENSIVE SAFETY ASSESSMENT INSTRUCTIONS for STUDY ABROAD PROGRAMS

COMPREHENSIVE SAFETY ASSESSMENT INSTRUCTIONS for STUDY ABROAD PROGRAMS COMPREHENSIVE SAFETY ASSESSMENT INSTRUCTIONS fr STUDY ABROAD PROGRAMS Belw is a list f items t address and questins that need t be addressed in the cmprehensive safety assessment. In additin t the safety

More information

REQUEST FOR PROPOSAL SECURITY SERVICES

REQUEST FOR PROPOSAL SECURITY SERVICES REQUEST FOR PROPOSAL SECURITY SERVICES Sectin I INTRODUCTION [Cmpany] is seeking prpsals frm qualified Cntractrs t prvide unifrmed security service fr [Cmpany] facilities at [Lcatin(s)]. This dcument is

More information

Information Bulletin PT 204/09.15

Information Bulletin PT 204/09.15 Infrmatin Bulletin PT 204/09.15 Operatr Accreditatin fr Limusine Services What is peratr accreditatin? The Transprt Operatins (Passenger Transprt) Act 1994 requires peratrs f public passenger services

More information

The Advisor Lab, LLC www.theadvisorlab.com Bay Point Financial, LLC www. bayptfin.com. www. bayptfin.com www.theadvisorlab.com.

The Advisor Lab, LLC www.theadvisorlab.com Bay Point Financial, LLC www. bayptfin.com. www. bayptfin.com www.theadvisorlab.com. The Advisr Lab, LLC www.theadvisrlab.cm Bay Pint Financial, LLC www. bayptfin.cm Page 2 Histry The clsing f the Studebaker autmbile plant in Suth Bend, Indiana, is generally regarded as the pivtal event

More information

Serving the Underserved: Initiatives to Broaden Access to the Financial Mainstream. Thursday, June 26, 2003 10 A.M.

Serving the Underserved: Initiatives to Broaden Access to the Financial Mainstream. Thursday, June 26, 2003 10 A.M. Testimny f James E. Yung, President & CEO Citizens Trust Bank Atlanta, Gergia Befre U. S. Huse f Representatives Subcmmittee n Financial Institutins and Cnsumer Credit Hearing 2128 Rayburn Huse Office

More information

Maryland General Service (MGS) Area 29 Treatment Facilities Committee (TFC) TFC Instructions

Maryland General Service (MGS) Area 29 Treatment Facilities Committee (TFC) TFC Instructions Maryland General Service (MGS) Area 29 Treatment Facilities Cmmittee (TFC) TFC Instructins Lve And Service Facility Presentatin t Patients We are frm Alchlics Annymus (AA), fr AA, and ur service is fr

More information

Application Fee Schedule Please check the appropriate box below. See also Additional Information starting on page 6.

Application Fee Schedule Please check the appropriate box below. See also Additional Information starting on page 6. DRIVING SCHOOL LICENSE APPLICATION N. APPLICATION DMV USE ONLY N. LICENSE Received Fee Amunt Expiratin Fee Amunt PART 1 Schl Infrmatin: l READ VEHICLE AND TRAFFIC LAW SECTION 394 AND DMV COMMISSIONER S

More information

STATE PLAN UNDER TITLE XIX OF THE SOCIAL SECURITY ACT MEDICAL ASSISTANCE PROGRAM. State of Colorado

STATE PLAN UNDER TITLE XIX OF THE SOCIAL SECURITY ACT MEDICAL ASSISTANCE PROGRAM. State of Colorado Page 1 f5 Taraet Grup Targeted case management services will be prvided t alchl r ther drug dependent Medicaid clients wh need assistance in btaining necessary scial educatinal vcatinal and ther services

More information

Lines of Business: Auto Liability, General Liability, Professional Liability, Worker s Compensation

Lines of Business: Auto Liability, General Liability, Professional Liability, Worker s Compensation Cell Phne Usage Lines f Business: Aut Liability, General Liability, Prfessinal Liability, Wrker s Cmpensatin www.tridentinsurance.net Risk Cntrl Strategy/Key Issues: Develp cntrls t prevent ver the rad

More information

Pay Strategy for Country- Appointed Staff

Pay Strategy for Country- Appointed Staff Pay Strategy fr Cuntry- Appinted Staff Cntents Overview...3 Audience...3 Respnsibilities...3 Glssary...3 Crprate pay philsphy...3 Plicy...4 Perfrmance-related pay...5 Cmmunicating pay infrmatin t staff...5

More information

National Australia Bank Limited Group Disclosure & External Communications Policy

National Australia Bank Limited Group Disclosure & External Communications Policy Natinal Australia Bank Limited Grup Disclsure & External Cmmunicatins Plicy Grup Disclsure & External Cmmunicatins Plicy Page 2 f 7 Grup Disclsure & External Cmmunicatins Plicy ( the Plicy ) 1. Overview

More information

Key Steps for Organizations in Responding to Privacy Breaches

Key Steps for Organizations in Responding to Privacy Breaches Key Steps fr Organizatins in Respnding t Privacy Breaches Purpse The purpse f this dcument is t prvide guidance t private sectr rganizatins, bth small and large, when a privacy breach ccurs. Organizatins

More information

Workers' Compensation Employee's Guide

Workers' Compensation Employee's Guide Wrkers' Cmpensatin Emplyee's Guide Intrductin What is Wrkers' Cmpensatin? What is a Wrk-Related Injury? Wh Is Cvered by the UCSD Wrkers' Cmpensatin Prgram and When? Where D Yu Receive Initial Medical Treatment?

More information

March 2016 Group A Payment Issues: Missing Information-Loss Calculation letters ( MILC ) - deficiency resolutions: Outstanding appeals:

March 2016 Group A Payment Issues: Missing Information-Loss Calculation letters ( MILC ) - deficiency resolutions: Outstanding appeals: The fllwing tpics were discussed in the March 24, 2016 meeting with law firms representing VCF claimants. Grup A Payment Issues: We cntinue t fcus n paying Grup A claims in full and are meeting the schedule

More information

The actions discussed below in this Appendix assume that the firm has already taken three foundation steps:

The actions discussed below in this Appendix assume that the firm has already taken three foundation steps: MAKING YOUR MARK 6.1 Gd Practice This sectin presents an example f gd practice fr firms executing plans t enter the resurces sectr supply chain fr the first time, r fr thse firms already in the supply

More information

WEBSITE MAINTENANCE CONTRACT

WEBSITE MAINTENANCE CONTRACT Excella Technlgies 2 nd Flr, Prestige Centre, Near Science Park, Kannur - 1 Tel. : +91 9605 995500, Email : excellasftware@gmail.cm Visit ur website : www.excellatechnsft.cm WEBSITE MAINTENANCE CONTRACT

More information

Research Report. Abstract: The Emerging Intersection Between Big Data and Security Analytics. November 2012

Research Report. Abstract: The Emerging Intersection Between Big Data and Security Analytics. November 2012 Research Reprt Abstract: The Emerging Intersectin Between Big Data and Security Analytics By Jn Oltsik, Senir Principal Analyst With Jennifer Gahm Nvember 2012 2012 by The Enterprise Strategy Grup, Inc.

More information

HOW TO SELECT A LIFE INSURANCE COMPANY

HOW TO SELECT A LIFE INSURANCE COMPANY HOW TO SELECT A LIFE INSURANCE COMPANY There will prbably be hundreds f life insurance cmpanies t chse frm when yu decide t purchase a life insurance plicy. Hw d yu decide which ne? Mst cmpanies are quite

More information

AMWA Chapter Subgroups on LinkedIn Guidance for Subgroup Managers and Chapter Leaders, updated 2-12-15

AMWA Chapter Subgroups on LinkedIn Guidance for Subgroup Managers and Chapter Leaders, updated 2-12-15 AMWA Chapter Subgrups n LinkedIn Guidance fr Subgrup Managers and Chapter Leaders, updated 2-12-15 1. Chapters may nt have an independent grup n LinkedIn, Facebk, r ther scial netwrking site. AMWA prvides

More information

Sheridan Institute of Technology and Advanced Learning. Co-operative Education Program. Employer Manual

Sheridan Institute of Technology and Advanced Learning. Co-operative Education Program. Employer Manual Sheridan Institute f Technlgy and Advanced Learning C-perative Educatin Prgram Emplyer Manual C-p / Internship Emplyer Manual December 2012 Cntents SHERIDAN CO-OP / INTERNSHIP AND YOUR BUSINESS 2 THE CO-OPERATIVE

More information

Hillsborough Board of Education Acceptable Use Policy for Using the Hillsborough Township Public Schools Network

Hillsborough Board of Education Acceptable Use Policy for Using the Hillsborough Township Public Schools Network 2361/Page 1 f 6 Hillsbrugh Bard f Educatin Acceptable Use Plicy fr Using the Hillsbrugh Twnship Public Schls Netwrk It is the gal f the HTPS (Hillsbrugh Twnship Public Schls) Netwrk t prmte educatinal

More information

australian nursing federation

australian nursing federation australian nursing federatin Submissin t the public cnsultatin n the Nursing and Midwifery Bard f Australia draft Guidelines fr prfessinal indemnity insurance arrangements fr nurses and nurse practitiners

More information

Municipal Advisor Registration

Municipal Advisor Registration FACT SHEET Municipal Advisr Registratin SEC Open Meeting Sept. 18, 2013 The Securities and Exchange Cmmissin tday will cnsider whether t adpt a rule that wuld establish a permanent registratin regime fr

More information

Health Care Reform Patient Protection Affordable Care Act (PPACA) Overview Key Principles

Health Care Reform Patient Protection Affordable Care Act (PPACA) Overview Key Principles Health Care Refrm Patient Prtectin Affrdable Care Act (PPACA) Overview Key Principles DESCRIPTION: Healthcare Refrm/Patient Prtectin & Affrdable Care Act (PPACA) were passed int law March 23. 2010. Hwever,

More information

Process Improvement Center of Excellence Service Proposal Recommendation. Operational Oversight Committee Report Submission

Process Improvement Center of Excellence Service Proposal Recommendation. Operational Oversight Committee Report Submission Prcess Imprvement Center f Excellence Service Prpsal Recmmendatin Operatinal Oversight Cmmittee Reprt Submissin INTRODUCTION This Prpsal prvides initial infrmatin regarding a pssible additin t a service.

More information

Communal Property Institution Capacity Assessment Tool

Communal Property Institution Capacity Assessment Tool Cmmunal Prperty Institutin Capacity Assessment Tl Intrductin t cmmunal prperty institutins Cmmunal prperty institutins (CPIs) Participants in the land refrm prgramme can hld prperty thrugh different frms

More information

Cyber Security Legislation Privacy Protections are Substantially Similar

Cyber Security Legislation Privacy Protections are Substantially Similar Cyber Security Legislatin Privacy Prtectins are Substantially Similar By Rb Strayer and David Beardwd The fur mst prminent cyber security legislative prpsals the Obama administratin s legislative text;

More information

I. POLICY. their individual assets.

I. POLICY. their individual assets. PRINCIPLES AND PRACTICES BOARD SAMPLE 501(c)(3) HOSPITAL CHARITY CARE AND FINANCIAL ASSISTANCE POLICY AND PROCEDURES The Principles and Practices Bard (P&P Bard) undertk develping an illustrative plicy

More information

Insurance Review. Types of Insurance Life Disability Property & Casualty Health Long-Term Care. Life Insurance What is life insurance?

Insurance Review. Types of Insurance Life Disability Property & Casualty Health Long-Term Care. Life Insurance What is life insurance? Insurance Review Insurance needs can change ver time as yu experience changes in yur life. The purpse f this dcument is t prvide a high-level verview f the varius types f insurance, ptential cverage benefits,

More information

Letter of Engagement. as instructed from time to time in respect of your/the company/trusts affairs

Letter of Engagement. as instructed from time to time in respect of your/the company/trusts affairs We enclse material which sets ut: Letter f Engagement Infrmatin fr clients which lawyers are required by the New Zealand Law Sciety t prvide; and Our standard terms f engagement. Services t be prvided

More information

Bl$wing the Whistle $n the New Whistlebl$wer Pr$tecti$ns Created by the D$dd-Frank Act. By: Michael James L$mbardin$

Bl$wing the Whistle $n the New Whistlebl$wer Pr$tecti$ns Created by the D$dd-Frank Act. By: Michael James L$mbardin$ Oct$ber 22, 2010 Bl$wing the Whistle $n the New Whistlebl$wer Pr$tecti$ns Created by the D$dd-Frank Act By: Michael James L$mbardin$ The "D&dd-Frank Wall Street Ref&rm and C&nsumer Pr&tecti&n Act" (D&dd-Frank)

More information

Summary Plan Description Requirements for Group Health Plans

Summary Plan Description Requirements for Group Health Plans Summary Plan Descriptin Requirements fr Grup Health Plans September 2014 All grup health plans subject t the Emplyee Retirement Incme Security Act (ERISA) are required t prvide participants with a Summary

More information

67.50. Your child s health is our priority. Bupa schools scheme. bupa.co.uk ONLY PER TERM PER CHILD. Provided by

67.50. Your child s health is our priority. Bupa schools scheme. bupa.co.uk ONLY PER TERM PER CHILD. Provided by Prvided by Bupa schls scheme Yur child s health is ur pririty 67.50 PER TERM PER CHILD * ONLY bupa.c.uk *Thesubscriptinrateappliesfrmembershipyear1September2013 t31august2014.thissubscriptinrateincludesinsurancepremium

More information

Audit Committee Charter

Audit Committee Charter Audit Cmmittee Charter Membership The Audit Cmmittee (the "Cmmittee") f the Bard f Directrs (the "Bard") f Philip Mrris Internatinal Inc. (the "Cmpany") shall cnsist f at least three directrs all f whm

More information

Relationship Disclosure Document

Relationship Disclosure Document Relatinship Disclsure Dcument Intrductin Lightyear Capital Inc. wuld like t welcme yu as a client f ur firm. We very much hpe t build a relatinship with yu that yu will find highly satisfactry. The purpse

More information

Multi-Year Accessibility Policy and Plan for NSF Canada and NSF International Strategic Registrations Canada Company, 2014-2021

Multi-Year Accessibility Policy and Plan for NSF Canada and NSF International Strategic Registrations Canada Company, 2014-2021 Multi-Year Accessibility Plicy and Plan fr NSF Canada and NSF Internatinal Strategic Registratins Canada Cmpany, 2014-2021 This 2014-21 accessibility plan utlines the plicies and actins that NSF Canada

More information

Frequently Asked Questions about the Faith A. Fields Nursing Scholarship Loan

Frequently Asked Questions about the Faith A. Fields Nursing Scholarship Loan ARKANSAS STATE BOARD OF NURSING 1123 S. University Avenue, Suite 800, University Twer Building, Little Rck, AR 72204 Phne: (501) 686-2700 Fax: (501) 686-2714 www.arsbn.rg Frequently Asked Questins abut

More information