1.1 For Hong Kong residents who have not opened any account under the CASH Financial Services Group (CASH FSG)

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1 Celestial Securities Limited ("CSL") Electronic Trading Account - Hong Kong Securities Trading Policy A. Account Opening 1. Individual and Joint Account 1.1 For Hong Kong residents who have not opened any account under the CASH Financial Services Group (CASH FSG) Visit our Sales & Operations Centre of CSL to sign an Agreement. Supporting documents including (but not limited to) a proof of residential address (within the latest three months) and copy of Hong Kong Identity Card are to be submitted together with the application. Please also refer to our Account Opening Section for details. 1.2 Existing account holders or all overseas residents Upon request by client (e.g. filling in an on-line registration form), the Agreement will be sent to the registered correspondence address. Signed Agreement should be returned to CSL together with relevant supporting documents. OR Visit our Sales & Operations Centre of CSL to sign the Agreement, together with the submission of supporting documents. 2. Corporate Account 2.1 Visit our Sales & Operations Centre of CSL to sign an Agreement together with the submission of following supporting documents, including but not limited to: - Signed ID copies of all account operators & guarantor - Address proof - Board resolution - Copy of business registration certificate - Copy of certificate of incorporation - Copy of memorandum & articles of association - Copy of particulars of directors or Form D2/Form X - Guarantee & address proof of guarantor - Financial statement B. Trading 1. Segregation of Accounts 1.1 The Electronic Trading Account and Offline Trading Account are totally segregated accounts. The cash balance and stock balance of the two accounts are maintained separately. 1.2 If the client wants to operate his/her portfolio maintained at the Offline Trading Account through The Electronic Trading Account, he/she must transfer the relevant cash or stock balance to the latter account before placing order. 2. Trading Products 2.1 Sufficient Cash / Deposit Amount (see below for definition) should be deposited into the bank account of "CASH Payment Services Limited"* ("CPS") before placing a buy order.

2 Six categories of stock with different deposit requirements are assigned Blue Chips H Shares & Red Chips Shares Other Stocks Warrants Callable Bull/Bear Contracts (CBBC) Deposit Rate Risky Stocks Sufficient Cash / Deposit Amount = (stock purchase amount + all charges) x deposit rate * CPS is a fund recipient agent appointed by CSL and regulated under the Securities and Futures Ordinance. 2.2 For client holding settled shares, CSL will provide a certain Extra Trading Limit for Cash Account's client according to the following scale. The Trading Limit has been included the extra trading limit. Extra Trading Limit = Market Value x Stock Value Ratio* *The "Stock Value Ratio List" will be posted at the Internet Trading Hall of CSL, under the section of "Ratio" for reference. (The "Stock Value Ratio List" is predetermined by CSL, which is subject to change from time to time without prior notice.) 2.3 If buy order has been executed, not only the Deposit Amount but also the remaining unsettled balance of the related transaction will be held from cash balance for settlement on the Settlement Day. 2.4 Client is required to deposit all outstanding unsettled amounts on the Settlement Day which is to ensure sufficient fund is available in the account for settling the stocks purchased. Otherwise, CSL may force sell the unsettled stocks of such client. 2.5 If the Client deposits cheque into the bank account of "CASH Payment Services Limited.", he/she can place buy order only if his/her cheque has been cleared. 2.6 If client cannot settle all outstanding unsettled amount as mentioned above, CSL will charge the client with a standard interest rate (currently fixed at prime rate + 6% p.a. which is subject to adjustment from time to time without notifications) until all outstanding unsettled amount has been settled. 3. Transaction - Required Stock Balance 3.1 Short selling is prohibited. Sufficient securities should be ready in client's Account before placing a sell order. C. Channels and Acknowledgement of Order Placement C. Channels and Acknowledgement of Order Placement 1 Client can place order through various electronic means, including Internet, mobile phone, PDA, WAP phone and IVRS and other subsequent available electronic means added to our service list. 2 All client's order instruction will be acknowledged and confirmed by and/or SMS. 3 All executed transaction placed via WAP phone will be replied by order acknowledgement and confirmation by . It is recommended that all WAP user should subscribe mobile services and register the address with CSL. If client could not provide his/her address, he/she should check the order status via the "Transaction Status" function of his/her WAP phone. "Transaction Status" shown on the WAP phone is updated on real-time basis. In addition, client can also check the order confirmation via the Internet with same user login name and password and from . D. Cash Deposit/Withdrawal/Transfer 1. Cash Deposit

3 1.1 Hong Kong Dollar Deposit Clients must bring the Collection Services Deposit Card issued by CASH to HSBC, HSB or BOC and deposit cash or cheque payable to "Cash Payment Services Limited" by "Easy Transfer Services". The service coverage of the "Easy Transfer Services" below is for reference only. Any conflict between the terms and conditions of services, the related bank shall prevail. Teller / Counter Internet Banking ATM Machine Telephone Banking Quick Deposit Service Cheque Deposit Machines Cheque Box HSBC HSB BOC Can support "Easy Transfer Services" Cannot support "Easy Transfer Services" Client should apply for this service at related bank in advance and revise the bill payment limit if needed. Please pay attention to the service hours, terms and conditions of cheque box. If the bank clears the cheque after 17:00pm, we will confirm the cheque on the next working day. (a) (b) (c) (d) "CASH Payment Services Limited" is a fund recipient agent appointed by Celestial Securities Limited and regulated under the Securites and Futures Ordinance. "Easy Transfer Services" is equivalent to the Bill Payment in banks. Maximum daily payment limit at ATM in HSBC and HSB is HK$ 500,000 while that at internet banking and phone banking is HK$ 500,000 in total. Clients depositing funds by "Easy Transfer Services" are not required to fax us the pay-in-slip for verification. Client's available cash balance will be updated within 2-3 hours automatically Client can deposit funds by remittance. Details of remittance are as follows. Beneficiary Bank name CASH PAYMENT SERVICES LIMITED Bank of China, Hong Kong Branch Bank A/C No Bank Address SWIFT ID Bank of China Tower, 1 Garden Road, Hong Kong BKCHHKHHXXX If client deposit funds by CHATS or remittance, please input the 11-digit reference number and client's name on the remark column. Moreover, please write down Chinese and English full name (in Capitalization), contact number and sign on the pay-in-slip, and fax the pay-in-slip to settlement department at (852) for verification. (a) "CASH Payment Services Limited" is a fund recipient agent appointed by Celestial Securities Limited and regulated under the Securities and Futures Ordinance. (b) Handling charge will be deducted for the remittance proceeds by bank. 1.2 US Dollar Deposit

4 Client can deposit fund by cash, cheque (issued by local banks only) or remittance into the bank account of "Cash Payment Services Limited" at HSBC. Details of remittance are as follows. Beneficiary Bank name Bank A/C No Bank Address Swift Code CHIPS UID No CASH PAYMENT SERVICES LIMITED The Hong Kong and Shanghai Banking Corporation Ltd. 1 Queen's Road, Central Hong Kong HSBCHKHHHKH If client deposit funds by CHATS or remittance, please input the 11-digit reference number and client's name on the remark column. Moreover, please write down Chinese and English full name (in Capitalization), contact number and sign on the pay-in-slip, and fax the pay-in-slip to settlement department at (852) for verification. (a) "CASH Payment Services Limited" is a fund recipient agent appointed by Celestial Securities Limited and regulated under the Securities and Futures Ordinance. (b) US dollar deposit will be exchanged into Hong Kong Dollar according to the exchange rate on the date of receipt. (c) Handling charge will be deducted for the remittance proceeds by bank. 1.3 All deposits must be made before the cut-off time of our company (i.e. before 5:00pm in afternoon). The deposit fund will be updated to client's trading account after our verification with the bank. If the deposit is made after our cut-off time or cannot be verified, the deposit fund will be updated to client's trading account after verification on the next working day. 1.4 Cheque balance is available for use once the cheque is cleared. Under normal circumstances, it will be ready in the following working day after 4pm. 2. Cash Withdrawal 2.1 Client can withdraw available fund by: 1. giving written and signed cash withdrawal instruction or fax to (852) ; or 2. filling in and submitting the on-line cash withdrawal form If the withdrawal instruction is submitted before 12:00 pm, CSL will process it within the day. Otherwise, the instruction will be executed by the following working day. CSL will deposit fund into the designated bank account as provided by the client, alternatively client could choose other means of collection. In case of direct deposit, the designated bank account must be in the name of the client. Instruction to pay fund to bank accounts in name of third party and to issue cheque payable to third party will not be accepted. 2.2 After selling the physical scrip deposited into CSL, the sales proceed is not allowed to be withdrawn unless the physical scrip has been deposited into CSL for over 10 working days and is proved to be genuine by CCASS. 2.3 When client's account balance is less than $100 and with no stock deposit, CSL maintains the right to clear the account outstanding balance when client requests to withdraw. 3. Cash Transfer 3.1 Client can freely transfer cash among the accounts in his/her name under the CASH FSG by:-

5 1. giving written and signed cash transfer instruction or fax to (852) ; or 2. filling in and submitting the on-line cash transfer form Client's available cash balance will be updated within 2-3 hours automatically. 4. Confirmation 4.1 Client's Cash Deposit/Withdrawal/Transfer instruction will be acknowledged by (provided that the instruction is placed via on-line means), daily and monthly statement. 5. Credit Interest 5.1 Client will receive interest on a minimum of HK$50,000 credit balance with a standard interest rate set by CSL. (Interest rate is subject to change from time to time at the sole discretion of CSL without prior notice.) E. Stock Deposit/Withdrawal/Transfer 1. Stock Deposit 1.1 Physical Scrip Client are required to deposit physical scrip at CSL's Sales & Operations Centre in person. A receipt with regard to the stock deposit will be issued immediately. 1.2 Settlement Instruction ("SI") Client can deposit stock by SI through CCASS by: 1. giving written and signed SI via fax (852) or in person; or 2. filling in and submitting the on-line SI form. 2. Stock Withdrawal 2.1 Physical Scrip Client can request to withdraw physical scrip by 1. giving written and signed stock withdrawal instruction via fax (852) or in person; or 2. filling in and submitting the on-line stock withdrawal form. Client is required to collect the physical scrip at CSL's Sales & Operations Centre in person within one month from the instruction date. 2.2 Settlement Instruction ("SI") Client can withdraw stock by SI through CCASS by: 1. giving written and signed SI instruction via fax (852) or in person; or 2. filling in and submitting the on-line SI form. 3. After that period, the stock will be deposited back to CCASS. 4. Client is required to pay the wihdrawal fee again if client request withdrw that physical scrip again. 3. Stock Transfer 3.1 Client can freely transfer stocks among the accounts in his/her name under CASH FSG by:- 1. giving written and signed stock transfer instruction via fax (852) or in person; or 2. filling in and submitting the on-line stock transfer form

6 4. Confirmation 4.1 Client's Stock Deposit/Withdrawal/Transfer instruction will be acknowledged by (provided that the instruction is placed via on-line means), daily and monthly statement. F. Deposit Call 1 If there is any outstanding unsettled amount in account, a deposit call notice will be sent to client via e- mail or short message. The client should fulfill the deposit call within the day upon the issue of deposit call notice, by either depositing money or selling stock on hand. 2 CSL has its sole discretion to determine on the deposit call amount (at a maximum of all outstanding balance in client s account) and whether a deposit call notice is required. 3 The deposit call will be issued to client via display at the Trading Hall, notification, telephone or short message (if applicable). G. Force Sell Action 1 When the client fails to fulfill the top-up deposit within a specific time upon the issue of deposit call notice, client's stocks will be sold out by CSL at CSL's sole discretion. CSL has its own discretion to execute force sell of all or any securities in the portfolio of the client at any time to set off the entire outstanding of the client, possibly without any prior notice. CSL will inform the client by , telephone or short message thereafter. 2 Subject to the market condition, when the advance ratio* of client s account equals to or above 80%, the client's stocks will be sold out by CSL at CSL's sole discretion at anytime in order to reduce the risk. CSL has its own discretion to execute force sell of all or any securities in the portfolio of the client at any time to reduce the advance ratio or to set off the entire outstanding of the client, possibly without any prior notice. CSL will inform the client by , telephone or short message thereafter. *Advance ratio = - (Account outstanding balance / Account total market value) x 100%

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