Welfare Reform Changes to Benefits. BT Benevolent Fund June 2013

Save this PDF as:
 WORD  PNG  TXT  JPG

Size: px
Start display at page:

Download "Welfare Reform Changes to Benefits. BT Benevolent Fund June 2013"

Transcription

1 Welfare Reform Changes to Benefits BT Benevolent Fund June 2013

2 Presentation Outline To provide an overview of the Welfare Reform Act and the proposed changes to the Welfare Benefits system. To show a time line for the benefit changes To provide an overview of the criteria for the new benefits.

3 Welfare Reform Why The Change? Too complicated Too costly To provide the right incentives to get people into work.

4 Aims of the Reform To provide a system that is fairer, more affordable, and better able to tackle poverty. To create the right incentives to get more people into work, whilst supporting those who cannot. To be fair to both those claiming benefit, and to the tax payer.

5 Current system Contributory benefits (for those who cannot work based on NI contributions) Non-contributory benefits (for specific circumstances needs based ) Means-tested benefits (for those whose income is still low)

6 Changes Already Implemented HOUSING BENEFIT LHA rates capped Bedroom allowances & removal of 5 bedroom rate Rates set at 30 th percentile no longer 50 th Removal of excess payment Non dependent deductions increased Extra bedroom for non resident carer Discretionary Housing Payments Budget increased Age threshold for shared room rate raised to 35

7 Housing Benefit One bedroom is allowed for: Every adult couple Any other adult aged 16 or over Any 2 children of the same sex under 16 Any 2 children of either sex under 10 Any other child

8 LHA RATES LHA national weekly rates capped at: for 1-bed for 2-beds for 3-beds for 4-beds or more (mainly affecting London)

9 Changes Implemented Tax Credits continued 50+ element removed from Working Tax Credits (WTC) new applications and changes only backdated for one month. a couple with at least one child must work least 24 hours a week between them, with one working at least 16 hours per week. Falls in income of up to will not be re-assessed.

10 Changes Implemented Employment & Support Allowance People in the work related activity group who are on contribution based ESA will have their benefit limited to one year. Those still on Incapacity Benefit to be moved to ESA by Income Support Lone parents with a child aged 5 and over will be moved to JSA.

11 Welfare Reform Act Main Changes Child Benefit taxable for high earners from January 2013 Benefit Cap from April 2013 Housing Benefit changes April 2013 Council Tax changes April 2013 Personal Independence Payments from April 2013 Changes to Social Fund Universal Credit from October 2013

12 January 2013 Child Benefit from 7 January 2013 Income tax charge to be applied to any taxpayer who has an adjusted net income of over 50,000, where they or their partner receives Child Benefit. Rate of 1% of the child benefit for every 100 of income between 50,000 and 60,000. For earnings above 60,000 the income tax charge will be their total child benefit. People can decide to opt out of child benefit. Will be included in the benefit cap from April 13 and Universal Credit from October 13.

13 HB changes From April 2013 LHA rates reviewed and increased in line with CPI, rather than actual rents Social tenants of working age will have HB reduced: By 14% if they have 1 spare bedroom By 25% if they have 2 or more spare bedrooms

14 Personal Independence Payment Personal Independence Payment (PIP) will replace DLA for eligible working age (16 64) claimants from 8 April Children under 16 will remain on DLA DLA recipients over 65 will not be migrated onto PIP AA remains for all those over 65. No automatic transfer to PIP. Existing DLA recipients will be invited to make a claim for PIP from October All on PIP by If PIP not awarded, DLA will cease.

15 Features of PIP 3 month qualifying period remains New 9 month forwards test Special rules for terminal illness remain Remains non means tested and non taxable Payable both in and out of work Assesses individual needs More consistent use of supporting evidence Based on how a claimants condition affects them, not on the actual condition Reviews at appropriate intervals no lifetime awards

16 Personal Independence Payment Made Up of Two Components: Daily Living Component Mobility Component Awards will be made up of one or both Components Each component will have two rates: Standard Enhanced

17 PIP Criteria The criteria DWP will use to assess people against for PIP will: Assess disabled people as individuals Focus on the impact that their health condition or impairment has on their daily lives Consider the individual s ability to carry out key everyday activities Take account of physical, sensory, mental, intellectual and cognitive impairments and developmental needs Reflect variable and fluctuating conditions

18 PIP Criteria They take into account whether activities can be carried out: Reliably Repeatedly Safely, and In a timely manner

19 Areas of assessment Daily living component 1. Preparing food and drink 2. Taking nutrition 3. Managing therapy or monitoring health conditions 4. Bathing and grooming 5. Managing toilet needs or incontinence 6. Dressing and undressing 7. Communicating 8. Engaging socially 9. Making financial decisions Mobility Component 10. Planning and following a journey 11. Moving around

20 Scores required for benefit Daily living component payable if points scored under activities 1-9 Standard rate = 8 points Enhanced rate = 12 points Mobility component payable if points scored under activities Standard rate = 8 points Enhanced rate = 12 points

21 Variable conditions If one descriptor in an activity applies for more than 50% of the time, then that descriptor should be chosen. If more than one descriptor in an activity applies for more than 50% of the time, then the descriptor chosen should be the one which applies for the greatest proportion of the time. Where one single descriptor in an activity is not satisfied for more than 50% of the time, but a number of different descriptors in that activity, when added together, are satisfied for more than 50% of the time, the descriptor satisfied for the highest proportion of the time should be selected.

22 Claims for PIP Tell Story form Assessment of claim against descriptors Medical evidence Account taken of Aids Most will have face to face meetings and can be accompanied Health professional will provide evidence to DWP decision maker No change for terminally ill

23 Benefit cap From April 2013 income from means tested benefits will be capped for some people. The level of the cap will be: 500 a week for couples (with or without children living with them) 500 a week for single parents whose children live with them 350 a week for single adults who don t have children, or whose children don t live with them

24 Benefit cap The cap will not apply where if anyone in the household (excluding non dependents): Is entitled to Working Tax Credit In receipt of IIB, DLA, AA or PIP In receipt of War widows/widowers pensioners In receipt of the ESA support component Claimants who have been in employment for at least 12 months before their job ends (only for the first 39 weeks)

25 Benefits Included in the Cap Bereavement Allowance Carers Allowance Child Benefit Child Tax Credit Employment & Support Allowance Guardian s Allowance Housing Benefit Incapacity Benefit Income Support Jobseekers Allowance Maternity Allowance Severe Disablement Allowance Widowed Parent s Allowance

26 Benefit Cap The following benefits are not included: Council Tax benefit Pension Credit State Retirement Pension Statutory Sick Pay Statutory Maternity / Paternity/ Adoption Pay

27 Benefit Cap From April 2013, any excess deducted from Housing Benefit Options: Apply for discretionary housing payment ( 75 million allocated from 2013) Check benefits Consider trying to increase working hours

28 Likely Impact 56,000 households will be affected by the cap in 2013/14 The average benefit reduction is 93 a week per household 46% of households affected by the cap are in the social rented sector 54% of households affected by the cap are in the private rented sector 74% of households affected by the cap have 3 or more children 28% of households affected by the cap have 5 or more children 50% of households affected are lone parents 34% of households affected receive jobseekers allowance 25% of households are in receipt of ESA 39% of households are in receipt of Income Support

29 Council Tax Benefit Local Authority budget for C. Tax support cut by 10% - in RBC this equates to 1.2 million. Local Authorities must decide on their own scheme of Council Tax Support must be in place by 31 Jan 2013 Money not ring fenced, but some principles apply: Local authorities will have a duty to run a scheme of council tax support There should be no change to the current scheme for pensioners Local authorities should consider support for other vulnerable groups Local schemes should support work incentives

30 RBC Proposals Council Tax support to be based on 85% of council tax bill, not 100% Working age claimants who have and over in savings will not be eligible for any support in that tax year. Abolition of Second Adult Rebate scheme. Automatic switch to new scheme for those already in receipt of CTB. No Backdating of benefit. Proposing discretionary hardship fund.

31 Social Fund Current DISCRETIONARY system of: Community Care Grants Crisis Loans Budgeting Loans No change to regulatory Payments, e.g. winter fuel payments, cold weather payments, maternity grants, funeral payments.

32 Social Fund From April 2013: Community care Grants abolished from April 2013 replaced by local welfare assistance from Local Authority for emergency situations. Crisis Loans abolished. Replaced by scheme of short term advances administered by DWP. Budgeting Loans remain for those not on UC. From October Budgeting Loans will be replaced by payments in advance for claimants on Universal credit.

33 Local Welfare Assistance The Government is committed to removing burdens and controls from local government, and so there will be no new statutory duty requiring local authorities to deliver the service. Local Authorities will have the flexibility to design new locally based support to meet local needs in the best way that they see fit.

34 Universal Credit National roll out from October 2013 for new claimants A single benefit to top up income of working age people ( whether in or out of work) From April 2014 all existing claimants start to be transferred to UC All to be transferred by 2017

35 Universal Credit features A single benefit to top-up income for people of working age Can be claimed whether working or not as long as claimant is working age. Claimants and partners must sign a claimant commitment

36 Universal Credit Will replace: Income Support Income Based JSA Income Based ESA Child Tax Credit Working Tax Credit Housing Benefit DWP is now calling these Legacy Benefits

37 UC - Eligibility Aged 18 or over (some exceptions) Resident in Great Britain Not in Education Savings and Capital not more than 16,000. Income not too high

38 Income rules Capital limit Minimum assumed income for self-employed Generous earnings disregards: more of earnings are disregarded if housing costs are low or if there is a disability Only 65% of earnings after the disregard are taken into account (incentive to work)

39 Work Related Conditions Most people will have to show that they are taking steps to prepare themselves for work Those exempt from work preparation: Those in Support Group of ESA Those with a child under the age of 1 Those already earning the equivalent of a full time job Those who are the victim of recent domestic violence

40 How does it work? Universal Credit includes set amounts for: Claimant and partner Children Housing costs Additional needs (e.g. disability/carer) Childcare costs (for working claimants) If income is less than the total of the amounts calculated for the above, then Universal Credit is payable Transitional protection for existing claimants upon migration No changes to capital limits.

41 Universal Credit Standard Allowances Set allowances are given for: A standard rate for a single person or a couple An amount for each child An amount for each disabled child (2 rates) An amount for a sick or disabled adult (2 rates) - limited capability for work - limited capability for work related activity An amount for housing costs An amount if claimant or partner is a carer An amount for a carer An amount for childcare costs The total of all appropriate allowances = claimants potential maximum benefit.

42 Disability elements problems? Disability elements dependent on client receiving ESA (adults) or DLA (children); WRAG or DLA low/mid for children SG or DLA high for children 77 No enhanced disability premium No severe disability premium Cannot get carer premium and disability premium together

43 Income If no income or capital, claimant will receive maximum benefit (total of all applicable allowances). Income deducted from maximum benefit Earned income (less disregard) Income from an occupational pension is deducted. Income from contributory benefits C-ESA, C-JSA, Incapacity Benefit, SSP, SMP etc Assumed income from savings

44 Earnings Disregards Minimum and maximum amounts of earnings disregards Clients not receiving any housing costs in UC will have the maximum disregard applied Clients receiving housing costs in UC will have the maximum disregard reduced by 1.5x the amount of their housing costs No-one will get less than the minimum earnings disregard

45 Earnings Disregards Min Max Single person No children Couple no children Lone Parent Disabled Person

46 Claimant Commitment Signed commitment outlining the steps people must take when in receipt of the benefit. Applies to partners as well claimant. Lists work related requirements whilst receiving UC Sanctions for failure to comply

47 Claimant Commitment 4 Work related Requirements: Work Focused Interview Work Preparation Work Search Work Availability

48 Exemption from Commitment No work-related requirements People in support group Child under 1 Carers Earning over 35 x NMW Recent victims of domestic violence

49 Sanctions If conditions of claimant commitment not met: UC can be reduced Period of sanction can vary from 4 weeks to 3 years UC will be reduced by the amount of the adult standard allowance Can apply for a hardship payment

50 Claiming Administered and paid MONTHLY by DWP Payments to claimant Claims made and managed online Couples claim jointly Extra components within UC in respect of passported benefits

51 Pensioners on Pension Credit Pension credit will remain outside UC Those on pension credit will receive a Housing credit element in their benefit to cover rent. Council Tax rebates will be awarded by Local Authorities in line with their new strategy.

52 Overpayments From 8 March year limitation rule does not apply to recovery by deduction from benefit From 8 May 2012 Extension of admin penalties From 1 July 2012? Overpayments can be recovered by deduction from earnings From 1 October 2012 A civil penalty ( 50) for negligent misrepresentation or failure to provide information From April 2013? All overpayments of UC, JSA and ESA to be recoverable. No right of appeal against decision to recover

53 Govt estimates when Bill first published as to savings (in millions) Measure 2012/ / /15 Lone parent conditionality HB restrictions social sector Uprating LHA by CPI DLA reform to PIP Benefit cap Time limiting ESA Abolishing ESA (youth) Other Total

WELFARE REFORM WHAT DOES IT MEAN FOR HOUSING? GARY VAUX

WELFARE REFORM WHAT DOES IT MEAN FOR HOUSING? GARY VAUX WELFARE REFORM WHAT DOES IT MEAN FOR HOUSING? GARY VAUX WELFARE REFORM o Winners and Losers o Conditionality o Housing benefit cuts, caps and calculations o Universal credit risks and rewards Welfare Reform

More information

Universal credit claims in these areas to include couples and, in the autumn, families with children.

Universal credit claims in these areas to include couples and, in the autumn, families with children. Universal credit Updated January 2014 Universal credit is a new benefit being gradually introduced from October 2013, replacing current means-tested benefits and tax credits for working-age people. The

More information

Guide to welfare reforms 2010 2017

Guide to welfare reforms 2010 2017 Guide to welfare reforms 2010 2017 Since coming to power in 2010, the coalition government has undertaken a radical reform of our welfare system; introducing measures to cut overall welfare expenditure

More information

Benefit and Pension Rates

Benefit and Pension Rates Benefit and Pension Rates April 2014 2 How much money you could get If you are claiming or are thinking of claiming a benefit, you may want to know how much money you could get. If you are already getting

More information

Factsheet 56 Benefits for people under Pension Credit age

Factsheet 56 Benefits for people under Pension Credit age Factsheet 56 Benefits for people under Pension Credit age April 2016 About this factsheet This factsheet gives information about benefits for people under Pension Credit age (this is 63 years as of April

More information

Universal Credit: Frequently Asked Questions October 2012

Universal Credit: Frequently Asked Questions October 2012 Universal Credit: Frequently Asked Questions October 2012 Introduction Universal Credit (UC) is the Government s new, simplified working age welfare system, rolling several benefits and tax credits into

More information

Housing Benefit & Council Tax Reduction 2015-2016 Benefits Ref:

Housing Benefit & Council Tax Reduction 2015-2016 Benefits Ref: Housing Benefit & Council Tax Reduction 2015-2016 Benefits Ref: Housing Benefit and Council Tax Reductions are normally granted from the Monday following the day you apply so do not delay in making an

More information

Benefit and Pension Rates

Benefit and Pension Rates Benefit and Pension Rates This leaflet is only a copy of selected information taken from www.gov.uk on 6 April 2016. The latest information is always available online. This leaflet is for guidance only

More information

Part 1... Introduction

Part 1... Introduction Part 1.. Introduction Chapter 1.. How to use this book 1 This chapter covers: 1. About this Handbook (below) 2. Finding out which benefits and tax credits you can get (p6) 3. Working out how much benefit

More information

Benefits Quick Guide 2016/17

Benefits Quick Guide 2016/17 Benefits Quick Guide 2016/17 www.rascot.org.uk Income Support/Job Seekers Allowance Personal Allowances Single under 25 or lone parent under 18 57.90 Single 25 + or lone parent 18 + 73.10 Couple both over

More information

A quick guide to. Welfare Benefits & Welfare Reforms

A quick guide to. Welfare Benefits & Welfare Reforms A quick guide to Welfare Benefits & Welfare Reforms 1 2 A quick guide to Welfare Benefits & Welfare Reforms Introduction 4 Housing Benefit 6 The Bedroom Tax 8 What is happening to Local Housing Allowance?

More information

SOCIAL SECURITY BENEFIT RATES. Common rules capital limits. Common rules deductions

SOCIAL SECURITY BENEFIT RATES. Common rules capital limits. Common rules deductions SOCIAL SECURITY BENEFIT RATES APRIL 2016 (All weekly rates unless otherwise stated) T = taxable benefits M = means tested, i.e. the level of income/capital will determine benefits. Common rules capital

More information

07/childpoverty/childpoverty-summary.pdf

07/childpoverty/childpoverty-summary.pdf Lawworks DLA London speaker : Ahmad Butt State benefits can be divided into two parts, means tested and non means tested, non means tested can be further divided into contribution based and non contributory

More information

Dementia Money and Legal Matters: a Guide. Community Care Long Term Care Welfare Benefits Council Tax Discounts Attendance Allowance Further Reading

Dementia Money and Legal Matters: a Guide. Community Care Long Term Care Welfare Benefits Council Tax Discounts Attendance Allowance Further Reading Dementia Money and Legal Matters: a Guide Community Care Long Term Care Welfare Benefits Council Tax Discounts Attendance Allowance Further Reading Volume 2 January 2010 To the best of our knowledge and

More information

Housing Benefit + Council Tax Benefit Checklist

Housing Benefit + Council Tax Benefit Checklist Housing Benefit + Council Tax Benefit Checklist Under Pension Age* Use this checklist to calculate your client s entitlement to Housing Benefit and Council Tax Benefit Client s name N.I. No. Date of birth

More information

Benefits Quick Guide

Benefits Quick Guide moneymatters Advice Service Benefits Quick Guide an easy reference to Benefit rates April 2016 Social Work Resources Income Support (IS) and Income-based Jobseeker s Allowance (JSA) Income Support is a

More information

Proposed benefit and pension rates 2016 to 2017

Proposed benefit and pension rates 2016 to 2017 Proposed benefit and pension rates 2016 to 2017 RATES RATES (Weekly rates unless otherwise shown) 2015 2016 ATTENDANCE ALLOWANCE higher rate 82.30 82.30 lower rate 55.10 55.10 BEREAVEMENT BENEFIT Bereavement

More information

Supporting full-time students to claim means-tested benefits. Debbie Witton Mon 30 June 3-4:15pm NASMA 2014

Supporting full-time students to claim means-tested benefits. Debbie Witton Mon 30 June 3-4:15pm NASMA 2014 Supporting full-time students to claim means-tested benefits Debbie Witton Mon 30 June 3-4:15pm NASMA 2014 Contents Whilst waiting for universal credit. Different types of benefits Who is a full-time student

More information

Summary of the Redbridge Council Tax Reduction Scheme for 2016/17

Summary of the Redbridge Council Tax Reduction Scheme for 2016/17 Summary of the Redbridge Council Tax Reduction Scheme for 2016/17 Eligibility People entitled to Council Tax Reduction under this scheme for any week will be those: Of working age as defined by the Department

More information

Summary of the UK Social Security Benefit System

Summary of the UK Social Security Benefit System Summary of the UK Social Security Benefit System Expenditure Number of Claimants* Fraud and Error Income Support 3.7bn 0.9m 4.0% 150m Jobseekers Allowance 4.4bn 1.13m 3.7% 170m Employment Support Allowance

More information

Proposed benefit and pension rates 2014 to 2015

Proposed benefit and pension rates 2014 to 2015 RATES RATES (Weekly rates unless otherwise shown) 2013 2014 ATTENDANCE ALLOWANCE higher rate 79.15 81.30 lower rate 53.00 54.45 BEREAVEMENT BENEFIT Bereavement payment (lump sum) 2000.00 2000.00 Widowed

More information

Universal Credit. In this factsheet you can find out what benefits are being replaced by UC, who can get it and how much you could get.

Universal Credit. In this factsheet you can find out what benefits are being replaced by UC, who can get it and how much you could get. Universal Credit Universal Credit (UC) is a new benefit for people of working age. You can get it if you have a low income or do not work. Some people started getting it in April 2013. In this factsheet

More information

FOSTER CARERS SOCIAL SECURITY BENEFITS & TAX CREDITS

FOSTER CARERS SOCIAL SECURITY BENEFITS & TAX CREDITS Pb30 FOSTER CARERS SOCIAL SECURITY BENEFITS & TAX CREDITS CONTENTS Page Introduction 2 Foster Payments 2 Key Benefit Issues 3 Are you treated as working 3 National Insurance Contributions 4 Section A Contributory

More information

1 Premiums, Disregards and Non Dependent Deductions

1 Premiums, Disregards and Non Dependent Deductions 1 Premiums, Disregards and Non Dependent Deductions 1.1 The Committee Chair asked if we could provide some additional information in writing on the above issues which I would admit are complex for those

More information

Guide to welfare benefits and other support. April 2016

Guide to welfare benefits and other support. April 2016 Guide to welfare benefits and other support April 2016 Introduction 2 Applying for Benefits 2 The benefits cap 3 Key benefits (in alphabetical order) Attendance Allowance 4 Bedroom Tax and discretionary

More information

Proposed benefit and pension rates 2015 to 2016

Proposed benefit and pension rates 2015 to 2016 Proposed benefit and pension rates 2015 to 2016 RATES RATES (Weekly rates unless otherwise shown) 2014 2015 ATTENDANCE ALLOWANCE higher rate 81.30 82.30 lower rate 54.45 55.10 BEREAVEMENT BENEFIT Bereavement

More information

Council tax reduction and housing benefit similarities and differences

Council tax reduction and housing benefit similarities and differences Council tax reduction and housing benefit similarities and differences Introduction Council Tax benefit (CTB) was abolished from 1 April 2013, and a new scheme of Council Tax reductions (CTR) was introduced.

More information

HOUSING BENEFIT MONEY ADVICE TAX ESA CREDITS PENSION CREDIT JOBSEEKER S ALLOWANCE BEDROOM RENT/ FACTORING ARREARS TAX. Benefits & Debt Services Guide

HOUSING BENEFIT MONEY ADVICE TAX ESA CREDITS PENSION CREDIT JOBSEEKER S ALLOWANCE BEDROOM RENT/ FACTORING ARREARS TAX. Benefits & Debt Services Guide TAX CREDITS JOBSEEKER S ALLOWANCE MONEY ADVICE ESA HOUSING BENEFIT PENSION CREDIT RENT/ FACTORING ARREARS BEDROOM TAX Benefits & Debt Services Guide We know that the benefits system can be complex and

More information

WELFARE BENEFIT FACT SHEET

WELFARE BENEFIT FACT SHEET WELFARE BENEFIT FACT SHEET The Saffron Resource Centre has produced this guide to help you understand the Welfare Benefits that you may be entitled to claim. Please make an appointment for more detailed

More information

Sheffield Benefits Service

Sheffield Benefits Service Sheffield Benefits Service April 2012 Housing & Council Tax Benefit for people of working age Housing Benefit and Council Tax Benefit Housing Benefit and Council Tax Benefit are welfare benefits, administered

More information

WELFARE REFORM UPDATE

WELFARE REFORM UPDATE APPENDIX B WELFARE REFORM UPDATE Benefit Cap The Benefit Cap is currently being implemented in Portsmouth. Household benefit payments will be capped at 500 per week for a family or single parent or 350

More information

UPDATED. XyxxYy. Benefit Changes. The Government is cutting benefits. 1 in 7 people will be affected. Are you prepared?

UPDATED. XyxxYy. Benefit Changes. The Government is cutting benefits. 1 in 7 people will be affected. Are you prepared? UPDATED Benefit Changes XyxxYy The Government is cutting benefits. 1 in 7 people will be affected. Are you prepared? 1 XyxxYy ARE YOU PREPARED FOR UNIVERSAL CREDIT? Most people in Sheffield who currently

More information

Other financial help

Other financial help Other financial help Grants Health Costs Housing Costs Help with debt Extra money for families Other financial help Many families are missing out on extra money that is available. The following is a list

More information

Benefits if you are sick or disabled

Benefits if you are sick or disabled Welfare Benefits Council Tax Benefit Housing Benefit Benefits if you are sick or disabled information from the Mind in Enfield Advice Team Social Fund Sickness and/or disability can happen to anyone at

More information

Crisis Policy Briefing Universal Credit: Frequently Asked Questions. July 2016

Crisis Policy Briefing Universal Credit: Frequently Asked Questions. July 2016 Crisis Policy Briefing Universal Credit: Frequently Asked Questions July 2016 Crisis Policy Briefing: Universal Credit Frequently Asked Questions 2 Introduction Universal Credit is the Government s new,

More information

Sheffield Benefits Service

Sheffield Benefits Service Sheffield Benefits Service April 2013 Housing Benefit & Council Tax Support for people of working age Housing Benefit and Council Tax Support Housing Benefit is a national welfare benefit, administered

More information

CHANGES TO BENEFITS WELFARE REFORM UPDATE BEDROOM TAX THE BENEFIT CAP UNIVERSAL CREDIT AND MORE...

CHANGES TO BENEFITS WELFARE REFORM UPDATE BEDROOM TAX THE BENEFIT CAP UNIVERSAL CREDIT AND MORE... CHANGES TO BENEFITS WELFARE REFORM UPDATE BEDROOM TAX THE BENEFIT CAP UNIVERSAL CREDIT AND MORE... Getting ready for benefits changes Contents The government has already introduced major changes to the

More information

FACTSHEET. Benefits for carers CARERS UK. Are you getting all the financial help you can? the voice of carers THE BENEFITS SYSTEM

FACTSHEET. Benefits for carers CARERS UK. Are you getting all the financial help you can? the voice of carers THE BENEFITS SYSTEM CARERS UK the voice of carers FACTSHEET Benefits for carers Are you getting all the financial help you can? The benefits system is very complex and it can feel like hard work getting the help that you

More information

Reading Borough Council

Reading Borough Council Reading Borough Council Council Tax Reduction Scheme for Working Age & Pension Age Claimants Summarised Version 2016-2017 1 Index Contents Pages Index 2-3 Introduction 4-6 Council Tax Reduction Scheme

More information

Benefits and entitlements and how to fast track claims

Benefits and entitlements and how to fast track claims 10A Benefits and entitlements and how to fast track claims Information for people with or affected by motor neurone disease If you have been diagnosed with motor neurone disease (MND), or you are a carer

More information

Welfare benefits and mental illness

Welfare benefits and mental illness Welfare benefits and mental illness This factsheet looks at the different benefits that someone who is unwell may be able to claim. The government is making changes to the welfare benefits system. You

More information

HOUSING BENEFIT AND COUNCIL TAX SUPPORT 2015-16. www.havering.gov.uk

HOUSING BENEFIT AND COUNCIL TAX SUPPORT 2015-16. www.havering.gov.uk HOUSING BENEFIT AND COUNCIL TAX SUPPORT 2015-16 www.havering.gov.uk What are Council Tax Support and Housing Benefit? Council Tax Support helps people pay their Council Tax. The Government decided to replace

More information

MS Essentials. Benefits and MS. This publication is available in large print Call 020 8438 0999 or email shop@mssociety.org.uk

MS Essentials. Benefits and MS. This publication is available in large print Call 020 8438 0999 or email shop@mssociety.org.uk Ninth edition December 2013 09 MS Essentials For people living with MS Benefits and MS Contents see page 2 03 What is happening to the benefits system in the UK? 06 Disability benefits 14 Unable to work

More information

Fairer Contributions Policy

Fairer Contributions Policy Appendix 6 Fairer Contributions Policy July 2011 Adult and Community Services Fairer Contributions Policy 1. Introduction 1.1 The Fairer Contributions Policy is designed to ensure that people pay a fair

More information

UNITED KINGDOM 2003. The UK Financial year runs from April to April. The rates and rules below are for June 2003.

UNITED KINGDOM 2003. The UK Financial year runs from April to April. The rates and rules below are for June 2003. UNITED KINGDOM 2003 The UK Financial year runs from April to April. The rates and rules below are for June 2003. 1. Overview of the system The United Kingdom has a contributory flat-rate unemployment insurance

More information

INTRODUCTION. The Benefits System An Overview

INTRODUCTION. The Benefits System An Overview INTRODUCTION The Benefits System An Overview 1 HOW ARE BENEFITS ADMINISTERED? The Department for Work and Pensions has overall responsibility for the administration of benefits and tax credits, but three

More information

Child Tax Credit and Working Tax Credit

Child Tax Credit and Working Tax Credit Child Tax Credit and Working Tax Credit Tax credits are payments from the Government. Although they are administered by HM Revenue & Customs (HMRC), these credits have nothing to do with the tax system

More information

Universal Credit: A Preliminary Analysis

Universal Credit: A Preliminary Analysis Universal Credit: A Preliminary Analysis IFS Briefing Note 116 Mike Brewer James Browne Wenchao Jin Universal Credit: a preliminary analysis 1 Mike Brewer, James Browne and Wenchao Jin Institute for Fiscal

More information

If you are a hospital in-patient detained under s45a or s47 of the Mental Health Act, you are not entitled to receive benefits.

If you are a hospital in-patient detained under s45a or s47 of the Mental Health Act, you are not entitled to receive benefits. Going into hospital This leaflet tells you what happens to your benefits when you go into hospital. If you are getting any benefits it is your responsibility to tell whoever pays these benefits when you

More information

Benefits and Rheumatoid Arthritis. Benefits and Rheumatoid Arthritis

Benefits and Rheumatoid Arthritis. Benefits and Rheumatoid Arthritis Benefits and Rheumatoid Arthritis Benefits and Rheumatoid Arthritis A simple guide to the main benefits that could be available to people with rheumatoid arthritis May 2015 Foreword By Ailsa Bosworth Chief

More information

Social Security for Scotland: Benefits being devolved to the Scottish Parliament. March 2014

Social Security for Scotland: Benefits being devolved to the Scottish Parliament. March 2014 Social Security for Scotland: Benefits being devolved to the Scottish Parliament March 2014 Ministerial Foreword I welcome the new social security powers coming to Scotland and this publication helps us

More information

Universal Credit and families: questions and answers

Universal Credit and families: questions and answers August 2015 Universal Credit and families: questions and answers Q. What is Universal Credit? Universal Credit is a new benefit that supports people who are on a low income or out of work, and helps ensure

More information

Housing and Council Tax Benefit

Housing and Council Tax Benefit Factsheet 17 April 2011 Housing and Council Tax Benefit About this factsheet Housing Benefit (HB) helps with rent and Council Tax Benefit (CTB) helps with Council Tax. Both benefits are based on income

More information

Welfare Reform and older people in Scotland

Welfare Reform and older people in Scotland Factsheet 60s January 2013 Welfare Reform and older people in Scotland About this factsheet This factsheet is for older people who live in Scotland. It provides basic information about the main changes

More information

OPENING THE GATEWAY TO UNIVERSAL CREDIT CLAIMS

OPENING THE GATEWAY TO UNIVERSAL CREDIT CLAIMS OPENING THE GATEWAY TO UNIVERSAL CREDIT CLAIMS 27 The Gateway and the Lobster Pot who can claim universal credit? In order for a claimant to obtain universal credit then they must: 1. Live within a universal

More information

BENEFIT RATES From April 2007

BENEFIT RATES From April 2007 BENEFIT RATES From April 2007 INCOME SUPPORT AND INCOME-BASED JOBSEEKER S ALLOWANCE Capital limits: aged under 60 years - 16,000, disregarded capital - 6,000; for people permanently in residential/nursing

More information

Draft Council Tax Reduction Scheme Subject to Consultation

Draft Council Tax Reduction Scheme Subject to Consultation Draft Council Tax Reduction Scheme Subject to Consultation Contents Contents Contents...2 Glossary...3 Introduction...5 Classes of Persons...6 Classes of persons excluded from the scheme...6 Classes of

More information

Going into Hospital. Money Matters

Going into Hospital. Money Matters Going into Hospital Money Matters Being admitted to hospital can be very upsetting. Money may be the last thing on your mind. But if you don t have a plan to deal with your money when you are in hospital,

More information

Schedule of proposed benefit rates from April 2013

Schedule of proposed benefit rates from April 2013 Schedule of proposed benefit rates from April 2013 RATES RATES (Weekly rates unless otherwise shown) 2012 2013 ATTENDANCE ALLOWANCE higher rate 77.45 79.15 lower rate 51.85 53.00 BEREAVEMENT BENEFIT Bereavement

More information

FAMILY CARER SUPPORT SERVICE

FAMILY CARER SUPPORT SERVICE FAMILY CARER SUPPORT SERVICE Guide to Benefit Changes for family carers and people with learning disabilities from 2013 Contents: The Government s New Digital Strategy p1 Universal Credit... p1 Personal

More information

1. Who will be affected by the Council Tax Support changes? 1. You have not reached the qualifying age for state pension credit;

1. Who will be affected by the Council Tax Support changes? 1. You have not reached the qualifying age for state pension credit; 1. Who will be affected by the Council Tax Support changes? Working age customers will be affected by the changes - including those that currently pay no Council Tax as they are in receipt of certain benefits

More information

WHAT CAN YOU CLAIM? A basic guide to benefits which people with learning disabilities may be able to claim.

WHAT CAN YOU CLAIM? A basic guide to benefits which people with learning disabilities may be able to claim. WHAT CAN YOU CLAIM? A basic guide to benefits which people with learning disabilities may be able to claim. The Down's Syndrome Association April 2012 (amended Dec 2012) This information is updated every

More information

A guide to what you can claim

A guide to what you can claim MWR Solicitors A legal guide BENEFITS: A guide to what you can claim Lawyers for life CONTENTS Introduction 3 Benefits in relation to sickness, ill health or injury 4 Statutory sick pay 4 Incapacity Benefit

More information

Title: The Department for Work and Pensions - Social Security Benefit Up-rating

Title: The Department for Work and Pensions - Social Security Benefit Up-rating Title: The Department for Work and Pensions - Social Security Benefit Up-rating The Minister for Pensions (Steve Webb): I am pleased to announce the proposed rates of benefit for 2011, which are set out

More information

Help for jobseekers April 2016

Help for jobseekers April 2016 Help for jobseekers April 2016 Introduction This factsheet is for people of working age who are unemployed and looking for work. The main benefit in these circumstances is usually jobseeker s allowance.

More information

Social Work Services. Social Care Charging Policy

Social Work Services. Social Care Charging Policy Social Work Services Social Care Charging Policy Updated June 2016 1 Contents 1 Purpose of Document 3 2 Background 3 3 Legislation 3 4 Summary of Previous Charges, Disregards and Exemptions 4 5 Summary

More information

Finance. Money matters. When your child has additional needs in England, Scotland and Wales

Finance. Money matters. When your child has additional needs in England, Scotland and Wales Finance Money matters When your child has additional needs in England, Scotland and Wales Contents Disability and sickness benefits 3 Benefits if you re out of full time work 4 Benefits for working 4 Money

More information

EMPLOYMENT AND SUPPORT ALLOWANCE AND STUDYING

EMPLOYMENT AND SUPPORT ALLOWANCE AND STUDYING EMPLOYMENT AND SUPPORT ALLOWANCE AND STUDYING IN SCOTLAND Child Poverty Action Group in Scotland is a charity, working for children and families. We believe no child should grow up in hardship or lose

More information

Personal Independence Payment (PIP)

Personal Independence Payment (PIP) Disability Rights UK Factsheet Personal Independence Payment (PIP) What is PIP? The personal independence payment (PIP) replaces working age disability living allowance (DLA) from April 2013. PIP will

More information

Welfare Reforms What you need to know. Money Advice Unit. www.hertsdirect.org/benefits

Welfare Reforms What you need to know. Money Advice Unit. www.hertsdirect.org/benefits Welfare Reforms What you need to know Money Advice Unit www.hertsdirect.org/benefits Introduction The Government has begun a very ambitious and far-reaching reform of the benefit system. The aims include

More information

Photograph posed by models Shutterstock. Disability and universal credit

Photograph posed by models Shutterstock. Disability and universal credit Photograph posed by models Shutterstock Disability and universal credit Contents Foreword 2 Summary of changes to disability support within the universal credit 3 Family studies examples of family incomes

More information

ZERO HOURS CONTRACTS PREVENTING RENT ARREARS

ZERO HOURS CONTRACTS PREVENTING RENT ARREARS ZERO HOURS CONTRACTS PREVENTING RENT ARREARS Zero hours contracts are in the news at the moment- they have been criticised f being unfair to wkers who don t know from week to week how much they will earn.

More information

Help with Council Tax

Help with Council Tax WR4 April 2011 Welfare rights information sheet Help with Council Tax About this information sheet... 1 Who is liable to pay Council Tax?... 1 Council Tax bills and payment... 1 Help with reducing the

More information

This information sheet is a basic guide to benefits for people living with a lung condition in the United Kingdom.

This information sheet is a basic guide to benefits for people living with a lung condition in the United Kingdom. Welfare benefits for people living with a lung condition This information sheet is a basic guide to benefits for people living with a lung condition in the United Kingdom. It contains an outline of the

More information

HOW YOUR HOUSING BENEFIT/COUNCIL TAX SUPPORT IS WORKED OUT 2016/17

HOW YOUR HOUSING BENEFIT/COUNCIL TAX SUPPORT IS WORKED OUT 2016/17 HOW YOUR HOUSING BENEFIT/COUNCIL TAX SUPPORT IS WORKED OUT 2016/17 PLEASE NOTE: THIS IS FOR HELP ONLY- IF IN DOUBT MAKE A CLAIM FOR HOUSING BENEFIT/COUNCIL TAX SUPPORT 1. To work out your benefit: On I.S/JSA

More information

Redundancy, finishing work and benefits

Redundancy, finishing work and benefits Redundancy, finishing work and benefits If your job finishes due to redundancy or a voluntary severance scheme you may need to claim social security benefits. Payments you get from your employer in these

More information

W e l f a r e July 2009

W e l f a r e July 2009 Welfare R I G H T S B r i e f i n g N o t e July 2009 CONTENTS PAGE What are Tax Credits...1 What is Child Tax Credit...1 What is Working Tax Credit...1 Child Tax Credit...1 Can I claim Child Tax Credit...1

More information

Discretionary Housing Payments Guidance Manual. Including Local Authority Good Practice Guide

Discretionary Housing Payments Guidance Manual. Including Local Authority Good Practice Guide Discretionary Housing Payments Guidance Manual Including Local Authority Good Practice Guide May 2016 Contents Introduction... 4 Purpose of this Guidance Manual... 4 What are Discretionary Housing Payments?...

More information

This factsheet provides general information on tax credits, including finding out if you qualify and how to apply.

This factsheet provides general information on tax credits, including finding out if you qualify and how to apply. This factsheet provides general information on tax credits, including finding out if you qualify and how to apply. What are tax credits? Tax credits are payments from the Government that provide extra

More information

Benefits and Tax Credits

Benefits and Tax Credits Harmonised Concepts and Questions for Social Data Sources Secondary Principles Benefits and Tax Credits Version 4.2 Office for National Statistics, May 2015 Crown Copyright About This Document and Update

More information

Council Tax Relief. Brentwood Borough Councils local council tax support scheme. An equality impact assessment

Council Tax Relief. Brentwood Borough Councils local council tax support scheme. An equality impact assessment Council Tax Relief Brentwood Borough Councils local council tax support scheme An equality impact assessment This Equality Impact Assessment is based on the financial models adopted for consultation by

More information

STUDENTS & BENEFITS. Advice Centre

STUDENTS & BENEFITS. Advice Centre Advice Centre STUDENTS & BENEFITS This leaflet will help you understand the benefits that are avilable and whether or not you are eligible to claim them. STUDENTS & BENEFITS Most students in full-time

More information

APRIL 2015 CARE AND SUPPORT CHARGING POLICY

APRIL 2015 CARE AND SUPPORT CHARGING POLICY APRIL 2015 CARE AND SUPPORT CHARGING POLICY London Borough of Barking and Dagenham Care and Support Fairer Charging Policy 1.0 Introduction 1.1 The Care and Support Charging Policy is designed that the

More information

Benefit Uprating (Weekly rates unless otherwise shown) Rates - 2006 Rates - 2007 Attendance Allowance higher rate 62.25 64.50 lower rate 41.65 43.

Benefit Uprating (Weekly rates unless otherwise shown) Rates - 2006 Rates - 2007 Attendance Allowance higher rate 62.25 64.50 lower rate 41.65 43. Benefit Uprating (Weekly rates unless otherwise shown) Rates - 2006 Rates - 2007 Attendance Allowance higher rate 62.25 64.50 lower rate 41.65 43.15 Carer's Allowance 46.95 48.65 Council Tax Benefit Personal

More information

How much will I have to pay?

How much will I have to pay? Choosing and paying for care How much will I have to pay? How we calculate charges for social care support provided while living in your home Adult social care About this booklet This booklet provides

More information

Students and State Benefits

Students and State Benefits Students and State Benefits Student Funding Team Student Hub (RM050) Tel: 023 82013427 Email: student.funding@solent.ac.uk Last updated: Aug 2015 Review date: Aug 2016 Students and State Benefits Full-time

More information

SSDC Draft LSCT Scheme v 1.10 1

SSDC Draft LSCT Scheme v 1.10 1 South Staffordshire District Council Council Tax Support A summary of the scheme for Pension Credit Age persons and the draft scheme for Working Age persons SSDC Draft LSCT Scheme v 1.10 1 South Staffordshire

More information

2. This paper represents the position up to academic year 2005-06 and gives an overvie w of.

2. This paper represents the position up to academic year 2005-06 and gives an overvie w of. PART TIME 1 (PT1) P ROJECT WELFARE BENEFITS AND PART-TIME STUDENTS Introduction 1. One of the recommendations of the Funding for Learners Review was to look in detail at the support available to part-time

More information

MCL 3. Help with Council Tax. A guide to the Local Council Tax Reduction Scheme

MCL 3. Help with Council Tax. A guide to the Local Council Tax Reduction Scheme MCL 3 Help with Council Tax A guide to the Local Council Tax Reduction Scheme Leaflets and where to get them All leaflets are available free of charge. You can get them from the One Stop Shops, Citizen

More information

Claim Form for Housing Benefit and Council Tax Support

Claim Form for Housing Benefit and Council Tax Support Claim Form for Housing Benefit and Council Tax Support Name: Address: For office use: Claim reference: Date issued: Date received: Full postcode: You can check if you may be entitled to benefit using our

More information

Factsheet 55 Carer's Allowance. April 2016

Factsheet 55 Carer's Allowance. April 2016 Factsheet 55 Carer's Allowance April 2016 About this factsheet This factsheet explains what Carer s Allowance is, the eligibility criteria, and how to make a claim. It also explains how Carer s Allowance

More information

Benefits and tax credits if you work 16 hours a week or more

Benefits and tax credits if you work 16 hours a week or more Factsheet For single parents in England and Wales May 2013 Freephone 0808 802 0925 Gingerbread Single Parent Helpline Benefits and tax credits if you work 16 hours a week or more It is always worthwhile

More information

Changes to contribution-based Employment and Support Allowance. Welfare Reform Act 2012 May 2012

Changes to contribution-based Employment and Support Allowance. Welfare Reform Act 2012 May 2012 Changes to contribution-based Employment and Support Allowance Welfare Reform Act 2012 May 2012 Welfare Reform Act: Changes to contribution based Employment and Support Allowance Changes to Employment

More information

Changes to Benefits Welfare Reform Update

Changes to Benefits Welfare Reform Update Changes to Benefits Welfare Reform Update Under Occupation Council Tax Support The Benefit Cap Universal Credit And More... Find us online www.centralbedfordshire.gov.uk www.facebook.com/letstalkcentral

More information

Information for Landlords

Information for Landlords Universal Credit Information for Landlords A new benefit called Universal Credit (UC) is gradually being introduced to replace a range of benefits and tax credits for people of working age. This booklet

More information

Extra financial support

Extra financial support Extra financial support For All NHS funded Students with children Information produced by the Advice & Money team, Student Support Centre Cardiff University Updated 18 November 2015 1 Contents Extra Allowances

More information

EXPLANATORY MEMORANDUM TO THE UNIVERSAL CREDIT (CONSEQUENTIAL, SUPPLEMENTARY, INCIDENTAL AND MISCELLANEOUS PROVISIONS) REGULATIONS 2013. 2013 No.

EXPLANATORY MEMORANDUM TO THE UNIVERSAL CREDIT (CONSEQUENTIAL, SUPPLEMENTARY, INCIDENTAL AND MISCELLANEOUS PROVISIONS) REGULATIONS 2013. 2013 No. EXPLANATORY MEMORANDUM TO THE UNIVERSAL CREDIT (CONSEQUENTIAL, SUPPLEMENTARY, INCIDENTAL AND MISCELLANEOUS PROVISIONS) REGULATIONS 2013 2013 No. 630 1. This explanatory memorandum has been prepared by

More information

A Landlord s Guide to Housing Benefit

A Landlord s Guide to Housing Benefit A Landlord s Guide to Housing Benefit October 2009 A landlord s guide to Housing Benefit; Table of Contents Introduction...3 Standards Of Service...3 Processing Housing Benefit Claims...3 Changes in circumstances...3

More information

During the course of this year there may be further updates and changes to this Keycard due to the introduction of criminal contributions.

During the course of this year there may be further updates and changes to this Keycard due to the introduction of criminal contributions. Advice and assistance and civil legal aid Keycard 2014 About the Keycard This interim Keycard sets out the various eligibility limits, contributions and clawback levels in advice and assistance and civil

More information

Relate. March 2016. Payments for carers. Contents. Rules about caring

Relate. March 2016. Payments for carers. Contents. Rules about caring March 2016 Volume 43 Issue 3 ISSN 0790 4290 Contents Page No. 1 Payments for carers Describes Carers Benefit, Carers Allowance, Half rate Carers Allowance, Domiciliary Care Allowance and the Carers Support

More information