BrUifsWick. Ministers de Ia Justice et Consommation. Department of Justice and Consumer Affairs. Insurance. Assurances

Transcription

1 ) BrUifsWick Be... in this place tre... ici on le peut Annual Report Department of Justice and Consumer Affairs Insurance Rapport annuel Ministers de Ia Justice et Consommation Assurances

2 27-28 Annual Report Published by: Superintendent of Insurance Province of New Brunswick P. O. Box 6 Fredericton, New Brunswick E3B 5H1 Canada February 29 Cover: Communications New Brunswick Printing and Binding: Printing Services, Supply and Services ISBN ISSN Printed in New Brunswick Rapport annuel Publié par: Surintendant des assurances Province du Nouveau-Brunswick Case postale 6 Fredericton, (Nouveau-Brunswick) E3B 5H1 Canada Février 29 Couverture: Communications Nouveau-Brunswick Imprimerie et reliure: Services d imprimerie, Approvisionnement et services ISBN ISSN Imprimé au Nouveau-Brunswick

3 February 9, 29 The Honourable Thomas J. Burke Minister of Justice and Consumer Affairs Province of New Brunswick Dear Minister: I am pleased to submit the Seventy-first Annual Report of the Superintendent of Insurance for the insurance companies' business year 27 and for the Superintendent's fiscal year ending March 31' 28. premiums for all classes of insurance, paid by policyholders in the business year 27 were $1,624,57,98, an increase of 2.41% from the previous year. claims and benefits paid to consumers were $1,92,663, which represents 67.26% of premiums paid. With premiums of $81,591,382 on property and casualty business, losses paid in 27 were $513,288, or a loss ratio of 64% as compared to 52% in 26. Automobile insurance loss ratio in 27 was 51.96%, compared to 51.52% in 26. In relation to auto insurance, risk placed with the Facility Association (market of last resort) decreased. Premiums to the Facility Association in 27 were $28,46,62, a decrease of 19.4% from 26. In 27, insurance on the person (life and health) gross premium volume increased to $735,42,716, an increase of 6.26% over 26. Claims and benefits paid (not including annuities) were $49,512,, which is 55.68% of premiums paid. On revenue, premium taxes are collected from premium income on the basis of 2% for life companies and 3% for other than life companies. Premium income is determined by gross premiums less dividends paid and/or returned premiums. The amount received for was $38,573,69.6. The Fire Marshal's Tax, levied on all fire premiums collected by insurers during 27-28, was $1,976, The rate is 1% of premiums and is collected on behalf of the Department of Public Safety. In addition, the Branch collected $19,777,443 from automobile insurers on behalf of the Department of Health. This initiative reflects the recovery of health care costs due to motor vehicle accidents. Expenses of the Branch for were $941, This amount, pursuant to section 94 of the Insurance Act, is assessed against insurers. The amount is collected in the following fiscal year. License revenue from intermediaries (agents/brokers/adjusters/appraisers) totaled $453,453. There were 262 insurance companies licensed during 27.

4 The intermediaries licensed during the fiscal year were as follows: Licence Type Life Insurance Agents/Brokers Other Than Life Agents/Brokers Non-Resident Brokers Accident & Sickness Agents Travel Agents Special Insurance Brokers Damage Appraisers Adjusters number of licenses produced (Note: Includes intermediaries holding more than one license and license transfers) 7;J;;y:u~mk~~~ 4.~ ~orah J.o-~~de, FCMA, CA Superintendent of Insurance ,53 1,43 1, ,736 5, ,989 1,372 1, ,425 5,77

5 Le 9 fevrier 29 M. Thomas J. Burke Ministre de Ia Justice et de Ia Consommation Province du Nouveau-Brunswick Monsieur le Ministre, J'ai l'honneur de vous soumettre le soixante-et-onzieme rapport du Bureau du surintendant des assurances pour l'annee financiere du surintendant, qui se termine le 31 mars 28, et pour l'exercice 27 des compagnies d'assurances. Pour toutes les categories, les assures ont verse des primes totalisant $ au cours de l'exercice 27, soit une augmentation de 2,41 p. 1 par rapport a l'exercice precedent. Les decaissements pour sinistres et les dividendes verses aux assures se sont chiffres a $, ce qui represente 67,26 p. 1 des primes. Les primes d'assurance de biens et contre les risques divers se sont chiffrees a $ et les pertes remboursees se sont elevees a $ en 27, ce qui represente un ratio sinistres/primes de 64 p. 1, comparativement a 52 p. 1 en 26. Le ratio sinistres/primes de!'assurance-automobile etait de 51,96 p. 1 en 27, comparativement a 51,52 p. 1 en 26. En ce qui concerne!'assurance automobile, le nombre de dossiers a risque assumes par Ia Facility Association (marche de dernier recours) a diminue. Les primes versees a Ia Facility Association se sont elevees a $en 27, ce qui represente une diminution de 19,4 p. 1 par rapport a 26. Durant l'annee 27, le volume des assurances de personnes (vie et maladie) a augmente a $ ce qui represente une hausse de 6,26 p. 1 par rapport a 26. Les decaissements pour sinistres et les dividendes verses aux assures (sans compter les rentes) se sent chiffres a $, soit 55,68 p. 1 des primes versees. La taxe sur les revenus en primes d'assurance equivaut a 2 p. 1 du montant des primes payees aux compagnies d'assurance-vie et a 3 p. 1 des primes versees aux autres compagnies d'assurance. Cette taxe est prelevee sur Ia prime brute deduction faite des dividendes en especes ou portees au credit ainsi que des primes remboursees. En 27-28, les sommes provenant de cette taxe se sont chiffrees a $. La taxe du prev6t des incendies, prelevee sur toutes les primes d'assurance contre l'incendie pen;:ues par les assureurs au cours de l'exercice 27-28, a rapporte $. Le taux d'imposition correspond a 1 p. 1 des primes et Ia perception est faite pour le compte du ministere de Ia Securite publique. De plus, Ia Direction des assurances a pen;:u $ aupres des assureurs automobile pour le compte du ministere de Ia Sante. C'est ainsi que le ministere peut recouvrer une partie des frais medicaux imputables aux accidents d'automobiles. Les depenses de Ia Direction s'elevent a ,67$ pour Conformement a!'article 94 de Ia Loi sur les assurances, cette somme est repartie entre les assureurs et pen;:ue au cours de l'exercice financier suivant. Les recettes provenant des licences pour les intermediaires (agents, courtiers, experts en sinistre et experts-estimateurs) ont totalise $.

6 En 27, 262 compagnies d'assurance etaient titulaires d'une licence. Les professionnels de!'assurance qui etaient titulaires d'une licence au cours de l'annee se repartissaient comme suit : Genre de licence Agents/courtiers d'assurance-vie Agents/courtiers autres qu'assurance-vie Courtiers non residents Agents d'assurance-accidents et maladie Agents d'assurance-voyage Courtiers d'assurance speciaux Estimateurs de dommages Experts en sinistres des licences delivrees (lncluant intermediaires ayant plus d'une licence et transferts de licence) Je vous prie d'agreer, Monsieur le Ministre,!'expression de mes sentiments les meilleurs. La surintendante des Deborah J. McQuade, FCMA, CA

7 Contents New Companies... 1 Change of Name - Insurer... 3 Companies That Have Ceased Operations in New Brunswick... 4 Mergers and Amalgamations... 5 Insurance Company Deposits... 6 Insurers and Officers - Head Office in New Brunswick... 8 Insurance Branch Assessment... 1 Accident and Sickness Insurance - Premiums & Losses Aircraft Insurance - Premiums & Losses Automobile Insurance - Premiums & Losses Boiler and Machinery Insurance - Premiums & Losses Credit - Premiums & Losses Fraternal Societies Guarantee Insurance - Premiums & Losses... 3 Legal Expense Liability Insurance - Premiums & Losses Life Insurance Returns (Abstract) Marine Insurance - Premiums & Losses Property Insurance - Premiums & Losses... 44

8 Table des matières Nouvelles compagnies...1 Assureurs qui ont changé de statut... 3 Compagnies qui ont cessé d exercer des opérations d assurance au Nouveau-Brunswick... 4 Assureurs qui ont fusionné... 5 Dépôts des compagnies d assurance... 6 Assureurs et officiers - Siège social au Nouveau-Brunswick... 8 Direction des assurances cotisation... 1 Assurance accident-maladie - Primes et sinistres Assurance aviation - Primes et sinistres Assurance automobile - Primes et sinistres Assurance chaudière et bris de machine - Primes et sinistres Crédit - Primes et sinistres Sociétés des secours mutuels Assurance de garantie - Primes et sinistres... 3 Frais Juridiques Assurance responsabilité - Primes et sinistres Assurance vie (extrait des rapports) Assurance marine - Primes et sinistres Assurance biens - Primes et sinistres... 44

9 New Companies / Nouvelles Compagnies January 1, 27 - December 31, 27 1 janvier décembre 27 Name of Company Chief Representative Représentant principal Associated Electric & Gas Insurance Services Limited Reeve, J. Brian 4 King Street West Suite 21 Toronto ON M5H 3C2 AXA General Insurance Blais, Jean-François 57 Yonge Street Suite 14 Toronto ON M2M 4K2 Berkley Insurance Company Compagnie d'assurance Berkley Williams, V. Lorraine 365 Victoria Park Avenue Suite 21 Toronto ON M2H 3P7 Fenchurch General Insurance Company Brown, Stephen T North Sheridan Way Suite 115 Mississauga ON L5K 2P8 PMI Mortgage Insurance Company Canada Martin, Janet First Canadian Place, Suite King Street West Toronto ON M5X 1E4 Safety National Casualty Corporation Reeve, J. Brian 4 King Street West Suite 21 Toronto ON M5H 3C2 1

10 New Companies / Nouvelles Compagnies January 1, 27 - December 31, 27 1 janvier décembre 27 Name of Company Chief Representative Représentant principal Triad Guaranty Insurance Corporation Canada McKenzie, Gregory J. 2 Queen Street West Suite 1 Toronto ON M5H 3R3 2

11 Change of Name - Insurers /Assureurs qui ont changé de statut January 1, 27 - December 31, 27 1 janvier décembre 27 Industrial Alliance Pacific Insurance and Financial Services Inc. Industrielle Alliance Pacifique, Assurance et services financiers inc. Industrial-Alliance Pacific Life Insurance Company L'industrielle-Alliance Pacifique Compagnie d'assurance sur la Vie Changed Name to / Changé à : Date/date 7/17/27 Industrial Alliance Pacific Insurance and Financial Services Inc. Industrielle Alliance Pacifique, Assurance et services financiers inc. RBC Insurance Company of Canada Compagnie d'assurance RBC du Canada RBC Travel Insurance Company Compagnie d'assurance voyage RBC RBC Insurance Company of Canada Compagnie d'assurance RBC du Canada Changed Name to / Changé à : Date/date 5/3/27 Travelers Guarantee Company of Canada La Compagnie Travalers Garantie du Canada St. Paul Guarantee Insurance Company Compagnie d'assurance St. Paul Garantie Travelers Guarantee Company of Canada La Compagnie Travalers Garantie du Canada Changed Name to / Changé à : Date/date 1/8/27 3

12 Companies That Have Ceased Operations in New Brunswick Compagnies qui ont cessé d'exercer des opérations d'assurance au Nouveau Brunswick January 1, 27 - December 31, 27 1 janvier décembre 27 Name of Company Ceased cessé le Canadian Professional Sales Association 12/31/27 Fidelity Investments Life Insurance Company 4/18/27 Heritage General Insurance Company 6/3/27 MetLife Insurance Company of Connecticut 5/31/27 Provident Life and Accident Insurance Company 12/13/27 Revios Reinsurance Canada Ltd. 11/16/27 State Farm Life Insurance Company 5/31/27 The Prudential Insurance Company of America 5/31/27 Trent Health Insurance Company 5/31/27 4

13 Mergers and Amalgamations / Assureurs qui ont fusionné January 1, 27 - December 31, 27 1 janvier décembre 27 AXA General Insurance Insurance Corporation of Newfoundland Limited amalgamated with/fusionné avec: AXA General Insurance Date/date 5/1/27 Continuing Company/maintenant le nom de: 5

14 Insurance Company Deposits Held by the Province of New Brunswick Dépôts des compagnies d assurance détenus par la Province du Nouveau-Brunswick March 31, 28/31 Mars 28 AIG Life Insurance Company of Canada La Compagnie d Assurance-Vie AIG du Canada $ 5, Assomption Compagnie Mutuelle d Assurance-vie Assumption Mutual Life Insurance Company $ 5, Assurance-Vie Banque Nationale Compagnie d Assurance-Vie National Bank Life Insurance Company $ 5, AXA Assurance Inc. AXA Insurance Inc. $ 5, CAA Insurance Company (Ontario) $ 5, Canadian Farm Insurance Corp. $ 5, Canassurance compagnie d'assurances générales inc. Canassurance General Insurance Company Inc. $ 5, Canassurance compagnie d assurance-vie inc. Canassurance Life Insurance Company $ 5, Coachman Insurance Company $ 5, Desjardins Sécurité financière compagnie d'assurance vie Desjardins Financial Security Life Assurance Company $ 5, First Canadian Insurance Corporation $ 5, Innovative Insurance Corporation $ 5, Insurance Company of Prince Edward Island $ 5, Insurance Corporation of Newfoundland Limited $ 6, Kingsway General Insurance Company $2, L Industrielle-Alliance Compagnie d Assurance sur La Vie The Industrial-Alliance Life Insurance Company $ 75, L Excellence Compagnie d assurance-vie $ 5, L Union Canadienne Compagnie d Assurances Canadian Union Insurance Company $ 5, 6

15 Insurance Company Deposits Held by the Province of New Brunswick Dépôts des compagnies d assurance détenus par la Province du Nouveau-Brunswick March 31, 28/31 Mars 28 La Capitale assurances de personnes inc. The Capitale Life Insurance Inc. $ 75, La Compagnie d assurance Belair inc. Belair Insurance Company Inc. $ 55, La Survivance compagnie mutuelle d'assurance-vie $ 5, Lawyers Professional Indemnity Company $ 5, Medavie Inc. $ 2, Optimum Société d Assurance inc. Optimum Insurance Company Inc. $ 5, Promutuel Gaspésie - les Îles, société mutuelle d assurance générale $ 5, Promutuel Témiscouata, société mutuelle d'assurance générale $ 5, Promutuel Vie Inc. $ 5, SSQ, Société d'assurance-vie inc. SSQ, Life Insurance Company Inc. $1, Trans Global Insurance Company $ 5, Trans Global Life Insurance Company $ 5, United General Insurance Corporation $ 5, 7

16 Insurers and Officers - Head Office in New Brunswick Assureurs et officiers - Siège social au Nouveau-Brunswick Name of Company Chief Representative Représentant principal Acadie Vie Thériault, Camille H. Acadia Life 295 boul St-Pierre ouest CP 5554 Caraquet NB E1W 1B7 Assomption Compagnie Mutuelle d'assurance-vie Assumption Mutual Life Insurance Company Losier, Denis 77 rue Main CP 16 Moncton NB E1C 8L1 Blue Cross Life Insurance Company of Canada Gilligan, James K. Compagnie d'assurance-vie Croix Bleue du Canada 644 Main St PO Box 22O Moncton NB E1C 8L3 Carleton Mutual Insurance Company Dube, Diane Vera 31 Main St Suite 1 Florenceville NB E7L 3G5 Fundy Mutual Insurance Company Wilson, James Ralph 122 Main St Suite 1 Sussex NB E4E 2M3 Medavie Inc. Julien, Pierre-Yves 644 Main St PO Box 22 Moncton NB E1C 8L3 8

17 Insurers and Officers - Head Office in New Brunswick Assureurs et officiers - Siège social au Nouveau-Brunswick Name of Company Chief Representative Représentant principal SouthEastern Mutual Insurance Company White, Raymond W. 378 Coverdale Rd Suite 1 Riverview NB E1B 3J7 Stanley Mutual Insurance Company Garwood, John 32 Irishtown Rd Suite 1 Stanley NB E6B 1B6 United General Insurance Corporation Dougherty, Donald 5 Avonlea Court Suite 1 Fredericton NB E3C 1N8 9

18 Name of Company New Brunswick Department of Justice - Insurance Branch Nouveau-Brunswick Ministère de la Justice - Direction des assurances Assessment Cotisation Premiums Assessment Primes Cotisation Fraternal Societies Sociétés des secours mutuels ACA ASSURANCE 117, ACTRA Fraternal Benefit Society 7, Knights of Columbus 3,844,. 2, The Grand Orange Lodge of British America Benefit Fund 84, The Independent Order of Foresters 81, The Order of United Commercial Travelers of America 18, Woman's Life Insurance Society. 5. s Fraternal Societies/Sociétés des secours mutuels 4,151,. 2, Life Companies Compagnies-vie Acadie Vie 13,799,. 8,642.5 ACE INA Life Insurance 2,276,. 1, Aetna Life Insurance Company. 5. AIG Assurance Canada 1,161, AIG Life Insurance Company of Canada 4,862,. 3,77.52 Allianz Life Insurance Company of North America. 5. American Bankers Life Assurance Company of Florida 5,431,. 3, American Health and Life Insurance Company 1,439, American Income Life Insurance Company 2,852,. 1, Amex Assurance Company 15, Assomption Compagnie Mutuelle d'assurance-vie 43,83,. 26, Assurance-Vie Banque Nationale Compagnie d'assurance-vie 5,569,. 3, Assurant Life of Canada 1,97,. 1,276.7 AXA Assurances Inc. 2,181,. 1,48.9 AXA Equitable Life Insurance Company. 5. Blue Cross Life Insurance Company of Canada 12,923,. 8,97.2 BMO Life Insurance Company 1,43, Canadian Premier Life Insurance Company 6,837,. 4,37.33 Canassurance compagnie d'assurance 1,64, ,71.73 CIBC Life Insurance Company Limited / Compagnie d'assurancevie CIBC Limitée 781, CIGNA Life Insurance Company of Canada. 5. Combined Insurance Company of America 14,342,. 8,

19 Name of Company New Brunswick Department of Justice - Insurance Branch Nouveau-Brunswick Ministère de la Justice - Direction des assurances Assessment Cotisation Premiums Assessment Primes Cotisation CompCorp Life Insurance Company. 5. Co-operators Life Insurance Company 13,27,. 8,313.9 CT Financial Assurance Company 15, CUMIS Life Insurance Company 1,286,. 6, CUNA Mutual Insurance Society 2, Desjardins Sécurité financière compagnie d'assurance vie 25,816,. 16, Fidelity Investments Insurance Company of Canada. 5. First Canadian Insurance Corporation 8,913,. 5,6.4 Forethought Life Insurance Company 35, General American Life Insurance Company. 5. Gerber Life Insurance Company 93, Hartford Life Insurance Company. 5. Household Life Insurance Company 1,273, Industrial Alliance Pacific Insurance and Financial Services Inc. 6,696,. 4, Industrielle Alliance Assurance et services financiers inc./industrial Alliance Insurance and Financial Services Inc. 2,161,. 12,64.5 La Capitale assurances et gestion du patrimoine inc. 349, La Survivance compagnie mutuelle d'assurance-vie 757, L'Entraide Assurance Mutual Company. 5. L'Excellence Compagnie d'assurance-vie 251, Liberty Life Assurance Company of Boston. 5. Life Insurance Company of North America. 5. Life Investors Insurance Company of America 98, L'Internationale compagnie d'assurance-vie. 5. London Life Insurance Company 32,268,. 2, L'Union-Vie compagnie mutuelle d'assurance 185, Manulife Canada Ltd. 1,532,. 1,3.96 Massachusetts Mutual Life Insurance Company 2, MD Life Insurance Company 2,84,. 1, Medavie Inc. 62,9,. 38, MetLife Canada / MetVie Canada 2, Metropolitan Life Insurance Company. 5. New York Life Insurance Company 356, Penncorp Life Insurance Company 466, Pennsylvania Life Insurance Company. 5. Primerica Life Insurance Company of Canada 1,251, Promutuel Vie Inc.. 5. RBC Life Insurance Company 15,791,. 9,

20 Name of Company New Brunswick Department of Justice - Insurance Branch Nouveau-Brunswick Ministère de la Justice - Direction des assurances Assessment Cotisation Premiums Assessment Primes Cotisation Reliable Life Insurance Company 1,251, Scotia Life Insurance Company 1,349, SSQ, Société d'assurance-vie inc. 1,515, Standard Life Assurance Limited. 5. State Farm International Life Insurance Company Ltd. 2,8,. 1, Stonebridge Life Insurance Company 3, Sun Life Assurance Company of Canada 9,726,. 56, Sun Life Insurance (Canada) Limited. 5. TD Life Insurance Company 35, The Canada Life Assurance Company 59,667,. 37,24.4 The Canada Life Insurance Company of Canada. 5. The Empire Life Insurance Company 2,81,. 1, The Equitable Life Insurance Company of Canada 1,528,. 1,1.47 The Great-West Life Assurance Company 67,49,. 42,24.9 The Manufacturers Life Insurance Company 98,827,. 61, The Standard Life Assurance Company The Standard Life Assurance Company of Canada 7,619,. 4, The Wawanesa Life Insurance Company 2,418,. 1, Trans Global Life Insurance Company 139, Transamerica Life Canada 3,763,. 2, Union du Canada Assurance-Vie 117, United American Insurance Company 11, Unity Life of Canada 913, Washington National Insurance Company. 5. Western Life Assurance Company 397, s Life Companies/Compagnies-vie 668,815, , Other than Life Companies Compagnies autre que l'assurance vie ACE INA Insurance 9,878,. 6,2.93 Affiliated FM Insurance Company 539, AIG Commercial Insurance Company of Canada 3,112,. 1, AIG United Guaranty Mortgage Insurance Company Canada 1,19, Allianz Global Risks US Insurance Company 5,327,. 3,367.7 Allstate Insurance Company. 5. Allstate Insurance Company of Canada 24,191,. 15, American Bankers Insurance Company of Florida 5,663,. 3,

21 Name of Company New Brunswick Department of Justice - Insurance Branch Nouveau-Brunswick Ministère de la Justice - Direction des assurances Assessment Cotisation Premiums Assessment Primes Cotisation American Home Assurance Company 19,446,. 12, Arch Insurance Company 25, Ascentus Insurance Ltd. 1, Aspen Insurance UK Limited 626, Associated Electric & Gas Insurance Services Limited 263, Atradius Credit Insurance N.V. (4,.) 5. Aviva Insurance Company of Canada 52,489,. 32, Aviva International Insurance Limited. 5. AXA Corporate Solutions Assurance 151, AXA General Insurance. 5. AXA Insurance (Canada) 47,672,. 29, AXA Pacific Insurance Company 2, Berkley Insurance Company. 5. CAA Insurance Company (Ontario) 3,147,. 2,9.61 Canadian Farm Insurance Corp. 21, Canadian Lawyers Insurance Association (CLIA) 939, Canadian Northern Shield Insurance Company 113, Canadian Universities Reciprocal Insurance Exchange 83, Carleton Mutual Insurance Company 1,913,. 1, Centennial Insurance Company. 5. Chicago Title Insurance Company 182, Chubb Insurance Company of Canada 3,674,. 2, Coachman Insurance Company. 5. Commonwealth Insurance Company 1,34, Compagnie Française d'assurance pour le Commerce Extérieur 667, Continental Casualty Company 2,344,. 1,59.59 Co-operators General Insurance Company 56,586,. 35, Coseco Insurance Company 1,444, CUMIS General Insurance Company 2,373,. 1, DaimlerChrysler Insurance Company 199, Eagle Star Insurance Company Limited. 5. Ecclesiastical Insurance Office Public Limited Company 1,876,. 1, Echelon General Insurance Company 186, Economical Mutual Insurance Company 28,117,. 17, Electric Insurance Company 53,. 83. Elite Insurance Company 9,327,. 5, Employers Insurance Company of Wausau. 5. Euler Hermes American Credit Indemnity Company 615,

22 Name of Company New Brunswick Department of Justice - Insurance Branch Nouveau-Brunswick Ministère de la Justice - Direction des assurances Assessment Cotisation Premiums Assessment Primes Cotisation Everest Insurance Company of Canada. 5. Factory Mutual Insurance Company 1,927,. 6, Farm Mutual Reinsurance Plan Inc.. 5. FCT Insurance Company Ltd. 2,658,. 1,75.11 Federal Insurance Company. 5. Federated Insurance Company of Canada 86, Federation Insurance Company of Canada 27,491,. 17, Fenchurch General Insurance Company. 5. First American Title Insurance Company 283, First North American Insurance Company 34, Fundy Mutual Insurance Company 3,133,. 2,.89 GCAN Insurance Company 1,66,. 1,5.4 Genworth Financial Mortgage Insurance Company Canada 13,122,. 8,22.94 Gore Mutual Insurance Company 9, Grain Insurance and Guarantee Company 1,624,. 1,61.25 Great American Insurance Company 765, Great American Insurance Company of New York. 5. Green Shield Canada 1,265, Hartford Fire Insurance Company 6, Industrial-Alliance Pacific General Insurance Corporation 43, ING Insurance Company of Canada 45,546,. 28,411.3 ING Novex Insurance Company of Canada 1,547,. 1,13.3 Innovative Insurance Corporation 1, Jewelers Mutual Insurance Company 35, Kingsway General Insurance Company 6,97,. 4,39.15 La Compagnie d'assurance Belair inc.. 5. La Compagnie d'assurances Jevco 88, Lawyers' Professional Indemnity Company 24, Lawyers Title Insurance Corporation. 5. Legacy General Insurance Company 1,484, Liberty Mutual Insurance Company 2,644,. 1, Lloyd's Underwriters 15,727,. 9,843.4 Lombard General Insurance Company of Canada 15,175,. 9, Lombard Insurance Company 22, London and Midland General Insurance Company 3,15,. 2,11.47 Lumbermens Mutual Casualty Company. 5. Lumbermen's Underwriting Alliance 3,646,. 2,32.33 L'Union Canadienne Compagnie d'assurances 26,

23 Name of Company New Brunswick Department of Justice - Insurance Branch Nouveau-Brunswick Ministère de la Justice - Direction des assurances Assessment Cotisation Premiums Assessment Primes Cotisation L'Unique assurances générales inc. 296, Markel Insurance Company of Canada 7,716,. 4, Mitsui Sumitomo Insurance Company Limited 9, Motors Insurance Corporation 222, Munich Reinsurance America, Inc. 5. National Liability & Fire Insurance Company 257, North American Specialty Insurance Company. 5. Old Republic Insurance Company of Canada 1,695,. 1,15.46 Omega General Insurance Company 69, Optimum Société d'assurance inc.. 5. Pafco Insurance Company 2,247,. 1, Pembridge Insurance Company 1,17,. 6, Perth Insurance Company 344, PMI Mortgage Insurance Company Canada. 5. Primmum Insurance Company 8,265,. 5, Promutuel Gaspésie - les Îles, Société mutuelle d'assurance générale 3,739,. 2, Promutuel Témiscouata société mutuelle d'assurance générale 4,541,. 2, Protective Insurance Company 52, Quebec Assurance Company. 5. RBC General Insurance Company 9,75,. 5,7.91 RBC Insurance Company of Canada 2,224,. 1, Royal & Sun Alliance Insurance Company of Canada 31,4,. 19, Safety National Casualty Corporation. 5. Scotia General Insurance Company. 5. Scottish & York Insurance Company Limited 1,297, SecuriCan General Insurance Company 171, Security Insurance Company of Hartford. 5. Security National Insurance Company 22,946,. 14, Sentry Insurance a Mutual Company 68, Sompo Japan Insurance Inc. 6, SouthEastern Mutual Insurance Company 5,284,. 3,34.29 St. Paul Fire and Marine Insurance Company 4,572,. 2, Stanley Mutual Insurance Company 5,597,. 3,535.2 State Farm Fire and Casualty Company 13,89,. 8, State Farm Mutual Automobile Insurance Company 28,78,. 17, Stewart Title Guaranty Company 1,115, Sunderland Marine Mutual Insurance Company Limited 1,999,382. 1,

24 Name of Company New Brunswick Department of Justice - Insurance Branch Nouveau-Brunswick Ministère de la Justice - Direction des assurances Assessment Cotisation Premiums Assessment Primes Cotisation T.H.E. Insurance Company. 5. TD Direct Insurance Inc.. 5. TD General Insurance Company. 5. TD Home and Auto Insurance Company 1,391, Temple Insurance Company 3,192,. 2,37.63 The American Road Insurance Company 147, The Boiler Inspection and Insurance Company of Canada 1,26, The British Aviation Insurance Company Limited. 5. The Dominion of Canada General Insurance Company 22,726,. 14,21.25 The Guarantee Company of North America / La Garantie Compagnie d'assurance de l'amérique du Nord The Nordic Insurance Company of Canada / La Nordique compagnie d'assurance du Canada 3,861,. 2, The Insurance Company of Prince Edward Island 2,353,. 1, The Missisquoi Insurance Company 12, The Mortgage Insurance Company of Canada. 5. (274,.) 5. The North Waterloo Farmers Mutual Insurance Company. 5. The Personal Insurance Company 13,916,. 8, The Portage la Prairie Mutual Insurance Company 7,813,. 4,915.8 The Sovereign General Insurance Company 3,22,. 1, The Wawanesa Mutual Insurance Company 83,935,. 52, TIG Insurance Company. 5. Tokio Marine & Nichido Fire Insurance Co. Ltd. 21, Traders General Insurance Company 13,566,. 8, Trafalgar Insurance Company of Canada 1,158, Trans Global Insurance Company 191, Travelers Guarantee Company of Canada 1,99,. 1, Triad Guaranty Insurance Corporation Canada. 5. Trisura Guarantee Insurance Company 11, UAP-NewRotterdam Insurance Company N.V.. 5. Unifund Assurance Company 13,556,. 8, United General Insurance Corporation 5,349,. 3,38.77 Utica Mutual Insurance Company. 5. Virginia Surety Company Inc.. 5. Waterloo Insurance Company 771, Western Assurance Company. 5. Western Surety Company 481, Westport Insurance Corporation 852,

25 Name of Company New Brunswick Department of Justice - Insurance Branch Nouveau-Brunswick Ministère de la Justice - Direction des assurances Assessment Cotisation Premiums Assessment Primes Cotisation XL Insurance Company Limited 2,622,. 1, XL Reinsurance America Inc. 825, Zenith Insurance Company 3,341,. 2,13.41 Zurich Insurance Company 17,819,. 11, s Other than Life Companies/Compagnies autre que l'assurance vie 819,31, ,248.7 s Companies/Compagnies 1,491,998, ,

26 Accident and Sickness Insurance Accident et maladie Premiums & Losses in New Brunswick - 27 Primes et sinistres au Nouveau-Brunswick - 27 Name of Company Direct Premiums Written Direct Loss Loss Ratio Primes directes souscrites Sinistres supportés Rapport (%) Acadie Vie 2,432, 1,5, ACE INA Insurance 71, (1,) --- ACE INA Life Insurance 1,587, 14, 6.55 Aetna Life Insurance Company 17, --- AIG Assurance Canada 46, 21, AIG Commercial Insurance Company of Canada (19,) --- AIG Life Insurance Company of Canada 791, 395, Allianz Global Risks US Insurance Company 312, 42, Allianz Life Insurance Company of North America 9, --- American Bankers Insurance Company of Florida 1,63, 54, 3.31 American Bankers Life Assurance Company of Florida 2,134, 619, 29.1 American Home Assurance Company 3,179, 3,27, American Income Life Insurance Company 592, 168, Amex Assurance Company 15,. Assomption Compagnie Mutuelle d'assurance-vie 17,752, 13,422, Assurance-Vie Banque Nationale Compagnie d'assurance- Vie Aviva Insurance Company of Canada 31,. AXA Assurances Inc. 1,393, 824, AXA Insurance (Canada) 7, (5,) --- Blue Cross Life Insurance Company of Canada 5,734, 3,558, 62.5 BMO Life Insurance Company 1,28, 98, 9.53 CAA Insurance Company (Ontario) 52, 14, Canadian Premier Life Insurance Company 4,37, 524, Canassurance compagnie d'assurance 1,544, 1,22, Chubb Insurance Company of Canada (3,) --- CIBC Life Insurance Company Limited / Compagnie d'assurance-vie CIBC Limitée 2,371, 629, , 16, Combined Insurance Company of America 13,84, 2,95, 2.99 Co-operators General Insurance Company 23, 3, 13.4 Co-operators Life Insurance Company 6,386, 6,1, CT Financial Assurance Company 14,. CUMIS General Insurance Company 52, (87,) --- CUMIS Life Insurance Company 8,75, 4,41, 54.5 Desjardins Sécurité financière compagnie d'assurance vie 18,29, 7,59, Echelon General Insurance Company 37, 22, First Canadian Insurance Corporation 4,726, 1,139, 24.1 Green Shield Canada 1,265, 1,93,

27 Accident and Sickness Insurance Accident et maladie Premiums & Losses in New Brunswick - 27 Primes et sinistres au Nouveau-Brunswick - 27 Name of Company Direct Premiums Written Direct Loss Loss Ratio Primes directes souscrites Sinistres supportés Rapport (%) Household Life Insurance Company 62, 328, 52.9 Industrial Alliance Pacific Insurance and Financial Services Inc. Industrielle Alliance Assurance et services financiers inc./industrial Alliance Insurance and Financial Services Inc. ING Insurance Company of Canada (2,) --- ING Novex Insurance Company of Canada 12, (1,) --- La Capitale assurances et gestion du patrimoine inc. 298, 226, La Survivance compagnie mutuelle d'assurance-vie 684, 24, 35.9 Legacy General Insurance Company 436, 119, L'Excellence Compagnie d'assurance-vie 21,716. Life Investors Insurance Company of America 36, (5,) --- Lloyd's Underwriters 298, 16, Lombard General Insurance Company of Canada 3,. London and Midland General Insurance Company 2,83, 54, London Life Insurance Company 592, --- L'Union-Vie compagnie mutuelle d'assurance 18,. Manulife Canada Ltd. 8, 11, Medavie Inc. 62,187, 43,23, MetLife Canada / MetVie Canada 2, 17, 85. New York Life Insurance Company 4, 3, 75. Penncorp Life Insurance Company 426, 274, RBC Insurance Company of Canada 2,31, 798, RBC Life Insurance Company 8,141, 4,844, 59.5 Reliable Life Insurance Company 1,215, 292, 24.3 Royal & Sun Alliance Insurance Company of Canada 494,. Scotia Life Insurance Company 1,348, 345, SSQ, Société d'assurance-vie inc. 1,242, 939, 75.6 Stonebridge Life Insurance Company 3,. Sun Life Assurance Company of Canada 34,592, 27,118, TD Life Insurance Company 31, 38, The Canada Life Assurance Company 15,71, 4,79, The Empire Life Insurance Company 36, 292, The Equitable Life Insurance Company of Canada 398, 28, The Great-West Life Assurance Company 44,659, 28,445, The Guarantee Company of North America / La Garantie Compagnie d'assurance de l'amérique du Nord 4,563, 1,818, ,3, 5,27, ,. The Manufacturers Life Insurance Company 54,874, 43,934, 8.6 The Standard Life Assurance Company of Canada 1,43, 1,525,

28 Accident and Sickness Insurance Accident et maladie Premiums & Losses in New Brunswick - 27 Primes et sinistres au Nouveau-Brunswick - 27 Name of Company Direct Premiums Written Direct Loss Loss Ratio Primes directes souscrites Sinistres supportés Rapport (%) The Wawanesa Life Insurance Company 296, 219, Trans Global Life Insurance Company 115, 17, Transamerica Life Canada 18, 8, Union du Canada Assurance-Vie 11, 13, Unity Life of Canada 38, 23, 7.47 Western Life Assurance Company 29, 148, 7.81 s Companies/Compagnies 346,85, ,352, s Companies/Compagnies 316,76, 28,227,

29 Aircraft Aviation Premiums & Losses in New Brunswick - 27 Primes et sinistres au Nouveau-Brunswick - 27 Name of Company Direct Premiums Written Direct Loss Loss Ratio Primes directes souscrites Sinistres supportés Rapport (%) ACE INA Insurance 444, 188, Allianz Global Risks US Insurance Company 246, 1,.41 American Home Assurance Company 17, 17, 1. Arch Insurance Company 65, 78, 12. Aspen Insurance UK Limited 24, 14, Eagle Star Insurance Company Limited (2,) --- GCAN Insurance Company 23, (3,) --- Lloyd's Underwriters 276, (28,) --- Lombard General Insurance Company of Canada 46, 3, 6.52 L'Union Canadienne Compagnie d'assurances 26, 7, Mitsui Sumitomo Insurance Company Limited 4, 6, 15. National Liability & Fire Insurance Company 257, 136, Royal & Sun Alliance Insurance Company of Canada (1,) 116, --- St. Paul Fire and Marine Insurance Company (4,) --- Temple Insurance Company 311, 11, The Sovereign General Insurance Company 486, --- s Companies/Compagnies 1,774, 1,116, s Companies/Compagnies 2,3, 688,

30 Automobile Insurance Assurance d'automobile Premiums & Losses in New Brunswick - 27 Primes et sinistres au Nouveau-Brunswick - 27 Name of Company Premiums Claims Primes Sinistres Liability Responsabilité Personal Accident Accident Corporel Other Autres Liability Responsabilité Personal Accident Accident Corporel Other Loss Ratio Autres Rapport ($') ($') ($') ($') ($') ($') ($') ($') (%) ACE INA Insurance 2, ,375 4, AIG Commercial Insurance Company of Canada Allianz Global Risks US Insurance Company Allstate Insurance Company of Canada 1,964 3,955 4,221 19,14 4, ,279 American Home Assurance Company , Ascentus Insurance Ltd (15) Aviva Insurance Company of Canada 18,53 5,231 8,68 32,342 6,968 2,43 5,579 AXA Insurance (Canada) 17,541 7,75 9,441 34,57 11,188 2,316 6,9 AXA Pacific Insurance Company (88) 1 CAA Insurance Company (Ontario) 1, ,715 1, ,23 Chubb Insurance Company of Canada (23) (2) (3) Coachman Insurance Company (21) (6) Continental Casualty Company Co-operators General Insurance Company 14,9 1,151 7,487 31,647 6,471 1,347 6,897 Coseco Insurance Company , CUMIS General Insurance Company DaimlerChrysler Insurance Company (1) (49) Echelon General Insurance Company (518) 8 2 Economical Mutual Insurance Company 8,723 3,338 4,232 16,293 4, ,92 Electric Insurance Company Elite Insurance Company 2, ,724 5, Federated Insurance Company of Canada Federation Insurance Company of Canada 12,631 3,843 4,73 21,24 6,834 3,337 3,911 Hartford Fire Insurance Company (9) (1) (214) , (31) , , (78) --- 3, (28) --- (216) , (5) --- (58) --- 7, , , (224)

31 Automobile Insurance Assurance d'automobile Premiums & Losses in New Brunswick - 27 Primes et sinistres au Nouveau-Brunswick - 27 Name of Company Premiums Claims Primes Sinistres Liability Responsabilité Personal Accident Accident Corporel Other Autres Liability Responsabilité Personal Accident Accident Corporel Other Loss Ratio Autres Rapport ($') ($') ($') ($') ($') ($') ($') ($') (%) ING Insurance Company of Canada 12,521 5,131 4,983 22,635 7,22 1,439 3,974 ING Novex Insurance Company of Canada Innovative Insurance Corporation 1 1 Kingsway General Insurance Company 2, ,113 5, La Compagnie d'assurance Belair inc. (355) 25 La Compagnie d'assurances Jevco (24) (285) Liberty Mutual Insurance Company Lloyd's Underwriters (87) Lombard General Insurance Company of 3, ,817 6,567 3,487 (485) 1,243 Canada Lombard Insurance Company (469) (223) (2) Lumbermens Mutual Casualty Company (3) Markel Insurance Company of Canada 4, ,553 7,237 3,492 1,85 1,484 Mitsui Sumitomo Insurance Company Limited Motors Insurance Corporation Old Republic Insurance Company of , (6) 131 Canada Optimum Société d'assurance inc. (85) (49) 1 Pafco Insurance Company 1, ,247 1, Pembridge Insurance Company 4,321 1,687 1,613 7,621 1, ,889 Perth Insurance Company (122) Primmum Insurance Company 3,868 1,675 1,637 7,18 1,966 (9) 95 Promutuel Gaspésie - les Îles, Société , mutuelle d'assurance générale 12, , , (33) --- (489) , (694) --- (3) --- 6, (133) --- 1, , ,

32 Automobile Insurance Assurance d'automobile Premiums & Losses in New Brunswick - 27 Primes et sinistres au Nouveau-Brunswick - 27 Name of Company Premiums Claims Primes Sinistres Liability Responsabilité Personal Accident Accident Corporel Other Autres Liability Responsabilité Personal Accident Accident Corporel Other Loss Ratio Autres Rapport ($') ($') ($') ($') ($') ($') ($') ($') (%) Promutuel Témiscouata société mutuelle , d'assurance générale Protective Insurance Company RBC General Insurance Company 4,313 1,67 1,221 7, ,464 Royal & Sun Alliance Insurance Company 8,883 2,96 4,236 16,79 1,47 1,287 2,96 of Canada Scottish & York Insurance Company (17) 55 Limited Security National Insurance Company 9,46 4,171 4,36 17,937 5,712 1,78 2,975 Sentry Insurance a Mutual Company (2) St. Paul Fire and Marine Insurance 1, , Company State Farm Mutual Automobile Insurance 16,39 3,415 8,273 28,78 4,453 3,147 6,316 Company TD Home and Auto Insurance Company ,144 (19) (42) 245 The American Road Insurance Company The Dominion of Canada General 7,744 3,16 4,419 15,323 8,57 2,93 2,854 Insurance Company The Guarantee Company of North America / La Garantie Compagnie d'assurance de l'amérique du Nord The Insurance Company of Prince Edward , Island The Missisquoi Insurance Company (1) , , , (2) --- 1, , ,

33 Automobile Insurance Assurance d'automobile Premiums & Losses in New Brunswick - 27 Primes et sinistres au Nouveau-Brunswick - 27 Name of Company Premiums Claims Primes Sinistres Liability Responsabilité Personal Accident Accident Corporel Other Autres Liability Responsabilité Personal Accident Accident Corporel Other Loss Ratio Autres Rapport ($') ($') ($') ($') ($') ($') ($') ($') (%) The Nordic Insurance Company of Canada / (54) (88) (132) (274) (749) 497 (4) (256) --- La Nordique compagnie d'assurance du Canada The Personal Insurance Company 5,687 2,148 3,372 11,27 3,912 1,41 2,565 7, The Portage la Prairie Mutual Insurance 2,46 1,242 1,256 4,94 1, ,181 2, Company The Sovereign General Insurance Company The Wawanesa Mutual Insurance Company 34,428 13,234 18,19 65,681 14,542 5,62 14,55 34, Tokio Marine & Nichido Fire Insurance Co Ltd. Traders General Insurance Company 5,338 2,67 2,885 1,29 2, ,122 4, Trafalgar Insurance Company of Canada (18) Unifund Assurance Company 5,514 2,154 3,5 1,673 1, ,112 3, United General Insurance Corporation 2,176 1,89 2,84 5,349 1, ,86 2, Waterloo Insurance Company (5) XL Insurance Company Limited Zenith Insurance Company 1, , (127) 353 1, Zurich Insurance Company 6, ,18 9,759 2, ,911 4, s ,486 87,4 118, , ,34 34,128 85, , s ,956 92, ,73 474, ,527 41,864 73, ,

34 Boiler and Machinery Chaudières et bris de machine Premiums & Losses in New Brunswick - 27 Primes et sinistres au Nouveau-Brunswick - 27 Name of Company Direct Premiums Written Direct Loss Loss Ratio Primes directes souscrites Sinistres supportés Rapport (%) ACE INA Insurance (1,) --- Affiliated FM Insurance Company 35, (22,) --- Allianz Global Risks US Insurance Company 2, --- American Home Assurance Company 38, (1,) --- Aviva Insurance Company of Canada 323, 33, 1.22 AXA Insurance (Canada) 92,. AXA Pacific Insurance Company 6,. Chubb Insurance Company of Canada 8,. Continental Casualty Company 1,. Co-operators General Insurance Company 19,. CUMIS General Insurance Company 4,. Ecclesiastical Insurance Office Public Limited Company 33,. Economical Mutual Insurance Company 181, 16, 8.84 Factory Mutual Insurance Company 2,922, 3,28, Federated Insurance Company of Canada 9,. Federation Insurance Company of Canada 3,. GCAN Insurance Company 257, 31, 12.6 Gore Mutual Insurance Company 1,. Grain Insurance and Guarantee Company 14,. Industrial-Alliance Pacific General Insurance Corporation 43,. ING Insurance Company of Canada 188, 15, 7.98 ING Novex Insurance Company of Canada 3,. Lloyd's Underwriters 442, 173, Lombard General Insurance Company of Canada 119,. Lumbermen's Underwriting Alliance 33,. Mitsui Sumitomo Insurance Company Limited 1,. Promutuel Gaspésie - les Îles, Société mutuelle d'assurance générale Promutuel Témiscouata société mutuelle d'assurance générale 24,. 55,. Royal & Sun Alliance Insurance Company of Canada 489, 15, 3.7 Scottish & York Insurance Company Limited 1, 7, 7. St. Paul Fire and Marine Insurance Company 33, (571,) --- The Boiler Inspection and Insurance Company of Canada 631, 222, The Dominion of Canada General Insurance Company 92,. The Insurance Company of Prince Edward Island 1, 4, 4. The Sovereign General Insurance Company 22,. The Wawanesa Mutual Insurance Company 44, 3,

35 Boiler and Machinery Chaudières et bris de machine Premiums & Losses in New Brunswick - 27 Primes et sinistres au Nouveau-Brunswick - 27 Name of Company Direct Premiums Written Direct Loss Loss Ratio Primes directes souscrites Sinistres supportés Rapport (%) Travelers Guarantee Company of Canada 1,124, 74, XL Insurance Company Limited 12, 14, Zurich Insurance Company 246, 2,.81 s Companies/Compagnies 7,828, 3,665, s Companies/Compagnies 7,593, 1,768,

36 Credit Crédit Premiums & Losses in New Brunswick - 27 Primes et sinistres au Nouveau-Brunswick - 27 Name of Company Direct Premiums Written Direct Loss Loss Ratio Primes directes souscrites Sinistres supportés Rapport (%) American Home Assurance Company 9, 14, Atradius Credit Insurance N.V. (4,) --- Compagnie Française d'assurance pour le Commerce Extérieur 667, 625, 93.7 Euler Hermes American Credit Indemnity Company 615, 112, Travelers Guarantee Company of Canada 6, (45,) --- s Companies/Compagnies 1,338, 76, s Companies/Compagnies 5,858, 657,

37 Fraternal Societies - 27 Sociétés de secours mutuels - 27 Name of Company Premiums Primes Claims Prestations Dividends Bénéfices Movement Mouvement Life Insurance Fund Annuity Fund Accident and Sickness Fund Life Insurance Fund Annuity Accident and Fund Sickness Fund Life Insurance Fund Annuity Fund Accident and Sickness Fund In Force 26 New Effected In Force 27 Caisse d'assurance Caisse de rentes Caisse d'assurance acc/maladie Caisse d'assurance Caisse de rentes Caisse d'assurance acc/maladie Caisse d'assurance Caisse de rentes Caisse d'assurance acc/maladie En vigueur Émis En vigueur en 26 en 27 ($') ($') ($') ($') ($') ($') ($') ($') ($') ($') ($') ACA ASSURANCE ,46 1,46 ACTRA Fraternal Benefit Society Knights of Columbus 5, ,39 2,371 1,78 1 3,45 1,96 324,914 21, ,948 The Grand Orange Lodge of British ,698 2,577 America Benefit Fund The Independent Order of Foresters ,198 7,96 The Order of United Commercial Travelers of America Woman's Life Insurance Society 2 2 s , ,777 2,615 1, ,17 2,78 2,78 336,169 22,9 347,6 Companies/Compagnies s Companies/Compagnies 5, ,765 1, ,541 2,45 2,45 326,674 23, ,843 29

38 Guarantee (Fidelity & Surety) Garantie (Détournement & Cautionnement) Premiums & Losses in New Brunswick - 27 Primes et sinistres au Nouveau-Brunswick - 27 Name of Company Fidelity Surety Détournement Cautionnement Direct Premiums Written Direct Loss Direct Premiums Written Direct Loss Premiums Losses Loss Ratio Primes directes souscrites ($') Sinistres supportés ($') Primes directes souscrites ($') Sinistres supportés ($') Primes ($') Sinistres ($') Rapport (%) ACE INA Insurance 14 6 (36) 2 (36) --- AIG Commercial Insurance Company of Canada American Home Assurance Company Chubb Insurance Company of Canada Co-operators General Insurance Company CUMIS General Insurance Company DaimlerChrysler Insurance Company 3 3. Economical Mutual Insurance Company Federated Insurance Company of Canada Hartford Fire Insurance Company (1) (1) --- ING Insurance Company of Canada 1,28 3 1, Kingsway General Insurance Company (1) (1) (5) 16 (15) --- Aviva Insurance Company of Canada 11 1,65 (7) 1,76 (7) --- AXA Insurance (Canada) 68 (2) 68 (2) --- AXA Pacific Insurance Company (7) 58 (6) La Compagnie d'assurances Jevco

39 Guarantee (Fidelity & Surety) Garantie (Détournement & Cautionnement) Premiums & Losses in New Brunswick - 27 Primes et sinistres au Nouveau-Brunswick - 27 Name of Company Fidelity Surety Détournement Cautionnement Direct Premiums Written Direct Loss Direct Premiums Written Direct Loss Premiums Losses Loss Ratio Primes directes souscrites ($') Sinistres supportés ($') Primes directes souscrites ($') Sinistres supportés ($') Primes ($') Sinistres ($') Rapport (%) Liberty Mutual Insurance Company Lloyd's Underwriters Lombard General Insurance Company of Canada Royal & Sun Alliance Insurance Company of Canada St. Paul Fire and Marine Insurance Company State Farm Fire and Casualty Company The Dominion of Canada General Insurance Company The Guarantee Company of North America / La Garantie Compagnie d'assurance de l'amérique du Nord The Insurance Company of Prince Edward Island The Nordic Insurance Company of Canada / La Nordique compagnie d'assurance du Canada The Sovereign General Insurance Company 48 (31) 48 (31) --- L'Unique assurances générales inc (2) (3) (32) 1,7 (146) 1,486 (178) (7) (7)