Home Price Index Report
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1 Home Price Index Report APRIL 2015
2 For the first four months of 2015, home sales were up 9 percent compared to the same period a year ago. One byproduct of the increased sales activity is rising house prices, and, as a result, month-overmonth home prices are up almost 3 percent for April 2015 and up more than 6 percent from a year ago. Dr. Frank Nothaft, chief economist at CoreLogic 2
3 Home Price Index National Overview CoreLogic Reports Home Prices Rose by 6.8 Percent Year Over Year in April CoreLogic HPI Forecast Projects Increase of 1.1 Percent Month Over Month in May National Home Prices Are Expected to Rise by 5.3 Percent from April 2015 to April % 2.7% 9.0% in April 2015 April from March 2015 below April 2006 peak Home prices, including distressed sales, increased 6.8 percent in April 2015 compared to April April marks the 38th consecutive month of year-over-year home price gains. Excluding distressed sales, home prices increased by 6.8 percent year over year in April. On a month-over-month basis, home prices increased by 2.7 percent in April compared to March* data. Excluding distressed sales, home prices were up 2.3 percent month over month in April Home prices nationwide remain 9.0 percent below their peak, which was set in April Home prices, excluding distressed sales, were still 5.1 percent below the peak. Distressed sales are composed of short sales and real estate owned (REO) transactions. * March data was revised. Revisions with public records data are standard, and to ensure accuracy, CoreLogic incorporates the newly released public data to provide updated results CoreLogic Proprietary. This material may not be reproduced in any form without express written permission. APRIL
4 Short-Term Projections 1.1% 0.9% Increase in home prices including distressed sales Increase in home prices excluding distressed sales The CoreLogic HPI Forecasts indicates that home prices, including distressed sales, are projected to increase 1.1 percent month over month from April 2015 to May 2015 and increase by 5.3 percent (+/ 2.0 percent) April 2015 to April Excluding distressed sales, home prices are expected to increase 0.9 percent month over month from April 2015 to May 2015 and increase by 4.9 percent (+/ 2.0 percent)** year over year from April 2015 to April The CoreLogic HPI Forecasts are a monthly forecast built on the CoreLogic HPI and other economic variables. ** The forecast accuracy represents a 95-percent statistical confidence interval. 4
5 Old fashion supply and demand, fueled by historically low mortgage rates and improving consumer finances and confidence, continue to push home prices up. We expect continued price appreciation throughout 2015 and into next year. Over the longer term, household formation, up by more than one million over the past year alone, will drive down vacancy rates and create tighter housing markets in many metropolitan areas. This should provide the necessary underpinning for rising prices for the foreseeable future. Anand Nallathambi, president and CEO of CoreLogic 5
6 Percentage Change in Home Prices Year Over Year 20% 15% 10% 5% 0% -5% -10% -15% -20% Apr-2002 Aug-2002 Dec-2002 Apr-2003 Aug-2003 Dec-2003 Apr-2004 Aug-2004 Dec-2004 Apr-2005 Aug-2005 Dec-2005 Apr-2006 Aug-2006 Dec-2006 Apr-2007 Aug-2007 Dec-2007 Apr-2008 Aug-2008 Dec-2008 Apr-2009 Aug-2009 Dec-2009 Apr-2010 Aug-2010 Dec-2010 Apr-2011 Aug-2011 Dec-2011 Apr-2012 Aug-2012 Dec-2012 Apr-2013 Aug-2013 Dec-2013 Apr-2014 Aug-2014 Dec-2014 Apr-2015 Including Distressed Sales Excluding Distressed Sales Source: CoreLogic April
7 National Snapshot HPI peak-to-current change including distressed sales *** -5.5% -5.1% -2.8% -0.2% -10.8% -7.3% -4.4% -4.5% -10.6% -10.5% -33.9% -15.0% -7.3% -3.8% -4.9% -10.6% -10.5% -0.4% -21.1% -10.1% -17.5% -5.0% -7.9% -10.1% -8.3% -13.5% -2.0% -15.0% -21.9% -14.5% -23.6% -13.3% -28.2% -24.8% -26.2% -17.4% -17.3% -1.1% -0.4% -1.8% -8.6% -9.9% -6.3% -4.2% -29.3% -2.4% -33.9% Source: CoreLogic HPI, single-family combined series, as of April 2015 HPI peak-to-current change excluding distressed sales *** -2.8% -3.1% -1.1% -0.2% -9.1% -1.4% -2.4% -9.4% -9.3% -34.9% -34.8% -14.3% -5.9% -1.1% -4.5% -2.1% -6.0% -13.1% -6.1% -10.9% -2.4% -2.6% -5.4% -12.8% -10.8% -8.5% -17.3% -13.6% -17.2% -10.2% -23.5% -16.5% -24.9% -14.7% -6.0% -3.9% -3.1% -3.8% -23.6% -2.5% -34.9% Source: CoreLogic HPI, single-family combined excluding distressed sales series, as of April 2015 *** indicates that state is at a new HPI peak CoreLogic Proprietary. This material may not be reproduced in any form without express written permission. APRIL
8 State highlights Including distressed sales, four states showed negative home price appreciation: Massachusetts ( 1.7 percent), Louisiana ( 1.5 percent), Connecticut ( 1.1 percent), Maryland ( 0.7 percent). 11.4% 8 9.7% 9.1% 9.0% 8.3% 1 9.5% 9.3% 8.7% 8.2% States and the District of Columbia reached new highs in the Home Price Index: Alaska, Colorado, Nebraska, New York, Oklahoma, Tennessee, Texas, Wyoming and the District of Columbia. Five states remaining furthest from peak values in April NV FL RI AZ CT THIRTY-EIGHT SC CO WA FL TX SC FL CO WA TX Including distressed sales, the U.S. has experienced 38 consecutive months of yearover-year increases; however, the national increase is no longer posting double-digits. Including distressed sales, five states registering largest yearover-year home price appreciation in April Excluding distressed sales, five states registering largest yearover-year home price appreciation in April -33.9% -29.3% -28.2% -26.2% -24.8% 8
9 Metropolitan Area Highlights METROPOLITAN AREA SINGLE FAMILY (INCLUDING DISTRESSED) SINGLE FAMILY (EXCLUDING DISTRESSED) Dallas-Plano-Irving, TX 10.3% 1 Houston-The Woodlands-Sugar Land, TX 9.5% 9.5% Los Angeles-Long Beach-Glendale, CA 7.8% 7.9% Atlanta-Sandy Springs-Roswell, GA 7.2% 5.1% 92 New York-Jersey City-White Plains, NY- NJ 6.3% 6.6% Phoenix-Mesa-Scottsdale, AZ 5.5% 4.9% Riverside-San Bernardino-Ontario, CA 4.9% 5.1% Minneapolis-St. Paul-Bloomington, MN- WI 4.9% 4.9% Chicago-Naperville-Arlington Heights, IL 4.5% 6.6% Washington-Arlington-Alexandria, DC- VA-MD-WV 1.6% 1.7% Source: CoreLogic of the Top 100 Core Based Statistical Areas (CBSAs) measured by population showed year-overyear increases in April 2015 The eight CBSAs that showed year-over-year declines were Baltimore- Columbia-Towson, MD, Camden, NJ, Hartford-West Hartford-East Hartford, CT, New Orleans-Metairie, LA, Worcester, MA-CT, Albany-Schenectady-Troy, NY, New Haven-Milford, CT, Wilmington, DE-MD-NJ CoreLogic Proprietary. This material may not be reproduced in any form without express written permission. APRIL
10 State-Level Detail Single-Family Including Distressed National HPI 12-mo. change: 6.8% 3-mo. change: 5.1% 1-mo. change: 2.7% PC* change: 9.0% Peak date: April 2006 *Peak-to-Current STATE 12-MONTH HPI CHANGE 3-MONTH 1-MONTH PEAK-TO- CURRENT HPI CHANGE PEAK DATE Alabama 4.0% 3.6% 2.9% -9.9% AUG-2007 Alaska 4.4% 1.1% 1.3% APR-2015 Arizona 5.7% 3.9% 2.1% -26.2% JUN-2006 Arkansas 4.2% 1.9% 0.4% -1.1% JUL-2007 California 7.1% 4.8% 2.0% -10.5% MAY-2006 Colorado 9.7% 5.0% 2.0% APR-2015 Connecticut -1.1% 0.5% 1.6% -24.8% JUL-2006 Delaware 2.9% 1.6% 1.0% -14.5% JUN-2007 District of Columbia 1.3% 2.1% 1.7% APR-2015 Florida 9.0% 5.6% 3.4% -29.3% OCT-2006 Georgia 6.5% 3.4% 1.9% -6.3% DEC-2006 Hawaii 3.7% -2.4% -1.2% -2.4% JAN-2015 Idaho 4.6% 4.2% 0.1% -15.0% MAY-2007 Illinois 3.3% 2.8% 3.0% -21.1% NOV-2006 Indiana 4.0% 2.1% 0.5% -5.0% JUL-2007 Iowa 3.0% 0.9% 1.0% -0.4% SEP-2014 Kansas 5.9% 2.9% 0.4% -4.9% AUG-2007 Kentucky 2.6% 0.6% 0.6% -2.0% AUG-2006 Louisiana -1.5% -3.4% -0.6% -4.2% DEC-2014 Maine 5.8% 4.2% 0.9% -4.4% JUL-2006 Maryland -0.7% 0.1% 0.2% -23.6% NOV-2006 Massachusetts -1.7% -4.3% -3.3% -15.0% OCT-2005 Michigan 6.6% 0.9% 1.3% -17.5% NOV-2005 Minnesota 4.9% 2.2% 1.9% -10.8% APR-2006 Mississippi 0.9% -1.4% -1.0% -8.6% NOV-2006 Missouri 4.8% 2.4% 1.3% -10.1% SEP-2006 continued on page 11 10
11 State-Level Detail Single-Family Including Distressed (continued) STATE 12-MONTH HPI CHANGE 3-MONTH 1-MONTH PEAK-TO- CURRENT HPI CHANGE PEAK DATE Montana 6.0% 1.7% 2.2% -2.8% AUG-2007 Nebraska 4.6% 4.0% 1.6% APR-2015 Nevada 7.7% 2.7% 1.4% -33.9% MAR-2006 New Hampshire 5.5% 2.2% 2.7% -13.3% MAY-2006 New Jersey 3.5% 0.5% 1.0% -21.9% JUN-2006 New Mexico 1.2% 1.8% 2.4% -17.3% MAY-2007 New York 7.6% 3.8% 2.1% APR-2015 North Carolina 5.3% 4.1% 2.0% -0.4% AUG-2007 North Dakota 6.3% 1.1% -0.2% -0.2% MAR-2015 National HPI 12-mo. change: 6.8% 3-mo. change: 5.1% 1-mo. change: 2.7% PC* change: 9.0% Peak date: April 2006 *Peak-to-Current Ohio 2.0% 0.9% 0.5% -10.1% OCT-2005 Oklahoma 3.9% 1.3% 0.1% APR-2015 Oregon 6.9% 4.6% 1.8% -5.1% JUL-2007 Pennsylvania 2.5% 1.5% 2.0% -7.9% SEP-2006 Rhode Island 2.2% 1.7% 0.7% -28.2% OCT-2005 South Carolina 11.4% 5.9% 3.3% -1.8% APR-2007 South Dakota 0.5% -1.2% 1.5% -3.8% OCT-2014 Tennessee 7.2% 3.8% 2.1% APR-2015 Texas 8.3% 3.9% 1.5% APR-2015 Utah 6.2% 3.8% 1.5% -7.2% JUN-2007 Vermont 0.6% 0.3% 2.1% -7.3% JUN-2007 Virginia 0.7% 2.4% 1.2% -13.5% MAY-2006 Washington 9.1% 6.7% 3.7% -5.5% JUL-2007 West Virginia 7.0% 4.4% 2.6% -8.3% SEP-2005 Wisconsin 3.8% 3.1% 1.2% -10.5% NOV-2006 Wyoming 3.3% 0.4% 0.1% APR-2015 Source: CoreLogic April CoreLogic Proprietary. This material may not be reproduced in any form without express written permission. APRIL
12 State-Level Detail Single-Family Excluding Distressed National HPI 12-mo. change: 6.8% 3-mo. change: 4.9% 1-mo. change: 2.3% PC* change: 5.1% Peak date: April 2006 *Peak-to-Current STATE 12-MONTH HPI CHANGE 3-MONTH 1-MONTH PEAK-TO- CURRENT HPI CHANGE PEAK DATE Alabama 4.8% 3.1% 2.3% -3.9% JUL-2007 Alaska 3.6% 1.4% 1.5% APR-2015 Arizona 5.3% 3.2% 1.7% -24.9% JUL-2006 Arkansas 3.7% 1.2% 0.9% APR-2015 California 7.1% 5.1% 2.0% -9.3% MAY-2006 Colorado 9.3% 5.1% 2.1% APR-2015 Connecticut 3.2% 4.2% 2.8% -16.5% JUL-2006 Delaware 5.3% 2.1% 1.5% -13.6% JUL-2007 District of Columbia 3.4% 2.1% 1.9% APR-2015 Florida 9.5% 4.9% 2.9% -23.6% MAY-2006 Georgia 5.1% 3.4% 1.4% -3.1% AUG-2007 Hawaii 2.6% -2.5% -1.6% -2.5% JAN-2015 Idaho 4.7% 3.4% 0.4% -14.3% JUL-2007 Illinois 5.0% 4.1% 2.2% -13.1% OCT-2006 Indiana 3.5% 2.5% 0.3% -2.4% JUL-2007 Iowa 2.9% 0.7% 0.7% APR-2015 Kansas 6.4% 2.5% 0.4% -2.1% AUG-2007 Kentucky 2.4% 0.8% 0.4% APR-2015 Louisiana -0.2% -3.8% -0.2% -3.8% JAN-2015 Maine 6.2% 5.2% 2.8% -2.4% JUL-2007 Maryland 2.2% 2.0% 0.5% -17.2% JUL-2006 Massachusetts 2.1% -0.6% -0.7% -8.5% OCT-2005 Michigan 5.1% 2.8% 1.9% -10.9% OCT-2005 Minnesota 4.8% 2.6% 1.6% -9.1% JUN-2006 Mississippi 3.1% 1.5% -1.0% -6.0% SEP-2007 Missouri 4.1% 2.4% 1.2% -6.1% JUL-2007 continued on page 13 12
13 State-Level Detail Single-Family Excluding Distressed (continued) STATE 12-MONTH HPI CHANGE 3-MONTH 1-MONTH PEAK-TO- CURRENT HPI CHANGE PEAK DATE Montana 5.0% 3.1% 2.0% -1.1% JUL-2007 Nebraska 4.2% 2.8% 1.3% APR-2015 Nevada 6.9% 2.1% 1.5% -34.8% MAY-2006 New Hampshire 5.3% 1.6% 2.0% -10.2% SEP-2005 New Jersey 4.1% 1.1% 0.9% -17.3% JUN-2006 New Mexico 1.0% 0.4% 2.0% -14.7% APR-2007 New York 8.1% 4.5% 2.0% APR-2015 North Carolina 5.5% 3.9% 1.7% APR-2015 North Dakota 6.4% 1.1% -0.2% FEB-2015 National HPI 12-mo. change: 6.8% 3-mo. change: 4.9% 1-mo. change: 2.3% PC* change: 5.1% Peak date: April 2006 *Peak-to-Current Ohio 3.0% 1.0% -0.1% -5.4% JUL-2006 Oklahoma 3.2% 1.3% APR-2015 Oregon 7.6% 4.6% 1.6% -3.1% JUL-2007 Pennsylvania 3.4% 2.6% 1.5% -2.6% SEP-2007 Rhode Island 3.3% 2.6% 0.8% -23.5% OCT-2005 South Carolina 1 5.1% 2.8% APR-2015 South Dakota -0.3% -2.0% 1.2% -4.5% AUG-2014 Tennessee 7.4% 3.8% 2.2% APR-2015 Texas 8.2% 4.2% 1.6% APR-2015 Utah 6.1% 3.6% 1.9% -5.9% JUL-2007 Vermont 4.1% 3.6% 1.5% -1.4% AUG-2014 Virginia 1.0% 2.1% 1.0% -10.8% MAY-2006 Washington 8.7% 5.8% 3.1% -2.8% JUL-2007 West Virginia 4.1% 3.9% 2.0% -12.8% SEP-2005 Wisconsin 4.1% 3.8% 1.3% -6.0% OCT-2006 Wyoming 1.7% -1.1% 0.3% -1.1% JAN-2015 Source: CoreLogic April CoreLogic Proprietary. This material may not be reproduced in any form without express written permission. APRIL
14 MORE INSIGHTS The CoreLogic Insights Blog ( provides an expanded perspective on housing economies and property markets, including policy, trends, regulation and compliance. Please visit the blog for timely analysis, thought-provoking data visualizations and unique commentary from our team in the Office of the Chief Economist. CoreLogic CoreLogic Econ HPI Methodology The CoreLogic HPI incorporates more than 30 years worth of repeat sales transactions, representing more than 65 million observations sourced from CoreLogic industry-leading property information and its securities and servicing databases. The CoreLogic HPI provides a multitier market evaluation based on price, time between sales, property type, loan type (conforming vs. nonconforming) and distressed sales. The CoreLogic HPI is a repeat-sales index that tracks increases and decreases in sales prices for the same homes over time, including single-family attached and single-family detached homes, which provides a more accurate constant-quality view of pricing trends than basing analysis on all home sales. 7,292 ZIP codes (59 percent of total U.S. population), 657 Core Based Statistical Areas (89 percent of total U.S. population) and 1,289 counties (86 percent of total U.S. population) located in all 50 states and the District of Columbia. ABOUT CORELOGIC CoreLogic (NYSE: CLGX) is a leading global property information, analytics and data-enabled services provider. The company s combined data from public, contributory and proprietary sources includes over 3.5 billion records spanning more than 40 years, providing detailed coverage of property, mortgages and other encumbrances, consumer credit, tenancy, location, hazard risk and related performance information. The markets CoreLogic serves include real estate and mortgage finance, insurance, capital markets, and the public sector. CoreLogic delivers value to clients through unique data, analytics, workflow technology, advisory and managed services. Clients rely on CoreLogic to help identify and manage growth opportunities, improve performance and mitigate risk. Headquartered in Irvine, Calif., CoreLogic operates in North America, Western Europe and Asia Pacific. For more information, please visit CORELOGIC, the CoreLogic logo, CORELOGIC HPI and CORELOGIC HPI FORECASTS are trademarks of CoreLogic, Inc. and/or its subsidiaries. CONTACT For more information, please bvisini@corelogic.com. 14
15 2015 CoreLogic Proprietary. This material may not be reproduced in any form without express written permission. APRIL
16 For an expanded perspective on housing economies and property markets, visit the CoreLogic Insights Blog and follow us on: CoreLogic CoreLogic Econ corelogic.com 2015 CoreLogic, Inc. All rights reserved. CORELOGIC, the CoreLogic logo, CORELOGIC HPI and CORELOGIC HPI FORECASTS are trademarks of CoreLogic, Inc. and/or its subsidiaries. All other trademarks are the property of their respective holders. 17-HPI-APR
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