Rate Watch. 8/18/2016 Allianz Life For financial professional use only

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1 Rate Watch Certified rates as of: August 2, 2016 State by state variations below apply to new applications only. New business rates are not guaranteed and are subject to change at the discretion of the company. The participation rate on Allianz fixed index annuities is %. These are current rates only as of the date above. Note: product applications submitted prior to MVA availability will continue to follow rates in states without a MVA. 1/5

2 Allianz 222 Annuity You are currently viewing rates for all states except AK, MN, MO, MS, NJ, OR, PA, UT, and WA. d d 20.00% 50.00% 1.40% 1.60% 1.60% 2.10% 2.50% 2.50% 2.50% 3.00% 3.50% 3.25% 3.25% 2.95% 2.85% The premium bonus and interest bonus are credited only to the Protected Income Value. To receive the, including the bonus, the contract must be held for at least 10 contract years, and then lifetime income withdrawals must be taken. You will not receive the bonuses if the contract is fully surrendered or if traditional annuitization payments are taken. If it is partially surrendered the will be reduced proportionally, which could result in a partial loss of bonuses. Income withdrawals are considered partial withdrawals and are subject to ordinary income tax and, if taken prior to 59½, a 10% federal additional tax. Because this is a bonus annuity, it may include higher surrender charges, longer surrender charge periods, lower caps, higher s, or other restrictions that are not included in similar annuities that don't offer a bonus feature. The blended index option is comprised of the following: Dow Jones Industrial Average (35%), Capital U.S. Aggregate Bond (35%), EURO STOXX 50 (20%), (10%). Allianz 222 Annuity You are currently viewing rates for AK, MN, MO, MS, NJ, OR, PA, UT, and WA. (Without MVA) d * d * 20.00% 50.00% 1.20% 1.40% 1.40% 1.90% 2.00% 2.00% 2.00% 2.50% 3.00% 2.75% 3.75% 3.45% 3.35% The premium bonus and interest bonus are credited only to the Protected Income Value. To receive the, including the bonus, the contract must be held for at least 10 contract years, and then lifetime income withdrawals must be taken. You will not receive the bonuses if the contract is fully surrendered or if traditional annuitization payments are taken. If it is partially surrendered the will be reduced proportionally, which could result in a partial loss of bonuses. Income withdrawals are considered partial withdrawals and are subject to ordinary income tax and, if taken prior to 59½, a 10% federal additional tax. Because this is a bonus annuity, it may include higher surrender charges, longer surrender charge periods, lower caps, higher s, or other restrictions that are not included in similar annuities that don't offer a bonus feature. The blended index option is comprised of the following: Dow Jones Industrial Average (35%), Capital U.S. Aggregate Bond (35%), EURO STOXX 50 (20%), (10%). *Not available in AK, NJ, PA and UT. SM Allianz 360 Annuity with 360 Benefit d d 25.00% 1.15% 1.50% 1.70% 1.70% 1.80% 2.75% 2.75% 2.75% 3.25% 3.85% 3.60% 3.25% 2.70% 2.60% annuities may include higher surrender charges, longer surrender periods, lower caps, higher s, or other restrictions that are not included in similar annuities that don t offer a bonus. The bonus is credited each year the selected allocations earn interest. During the first 10 contract years, we will apply a surrender charge if the contract is partially or fully surrendered. These charges may result in a loss of indexed interest and interest bonus and a partial loss of principal (premium). The blended index option is comprised of the following: Dow Jones Industrial Average (35%), Capital U.S. Aggregate Bond (35%), EURO STOXX 50 (20%), (10%). SM Allianz 360 Annuity with 360 Benefit Annual point tohttps:// 2/5

3 d d 25.00% 1.15% 1.30% 1.50% 1.50% 1.60% 2.25% 2.25% 2.25% 2.75% 3.35% 3.10% 3.75% 3.20% 3.10% annuities may include higher surrender charges, longer surrender periods, lower caps, higher s, or other restrictions that are not included in similar annuities that don t offer a bonus. The bonus is credited each year the selected allocations earn interest. During the first 10 contract years, we will apply a surrender charge if the contract is partially or fully surrendered. These charges may result in a loss of indexed interest and interest bonus and a partial loss of principal (premium). The blended index option is comprised of the following: Dow Jones Industrial Average (35%), Capital U.S. Aggregate Bond (35%), EURO STOXX 50 (20%), (10%). Allianz 365i Annuity d d 4.00%* 1.10% 1.30% 1.30% 2.00% 1.75% 1.75% 1.75% 2.00% 2.75% 2.50% 4.25% 4.45% 4.35% contract year, when % will be vested. If you surrender your contract before the 11th contract year, you will lose the unvested bonus. annuities may include higher surrender charges, longer surrender charge periods, lower caps, higher s, or other restrictions that are not included in similar and a partial loss of principal (your premium). *2% in CT The blended index option is comprised of the following: Dow Jones Industrial Average (35%), Capital U.S. Aggregate Bond (35%), EURO STOXX 50 (20%), (10%). Allianz 365i Annuity d d 4.00% 0.90% 1.10% 1.10% 1.80% 1.25% 1.25% 1.25% 1.50% 2.25% 2.00% 4.75% 4.95% 4.85% contract year, when % will be vested. If you surrender your contract before the 11th contract year, you will lose the unvested bonus. annuities may include higher surrender charges, longer surrender charge periods, lower caps, higher s, or other restrictions that are not included in similar and a partial loss of principal (your premium). The blended index option is comprised of the following: Dow Jones Industrial Average (35%), Capital U.S. Aggregate Bond (35%), EURO STOXX 50 (20%), (10%). Income Maximizer Guaranteed Credit Cost Income Maximizer Option % 1.20% Call for current payout percentage. Core Income 7 Annuity with Core Income benefit rider 3/5

4 Annual point to point 1.05% 1.90% 3.50% 3.50% 3.50% 5.50% 2.00% Core Income 7 Annuity with Core Income benefit rider Annual point to point 1.05% 1.70% 3.00% 3.00% 3.00% 5.00% 2.50% Allianz Endurance Plus Annuity EWB EWB Factor FTSE FTSE 20.00% % 1.25% 1.50% 1.50% 2.00% 1.60% 2.25% 2.25% 4.25% 2.75% 2.50% 3.50% The bonus and enhanced interest are credited only to the Enhanced Withdrawal Benefit (EWB) value. To receive the EWB value, including the bonus, the contract must be held for at least 10 years, and then EWB payments must be taken over at least an additional 10 years under one of two EWB income options. You will not receive the bonus or enhanced interest if the contract is fully surrendered or if traditional annuitization payments are taken. If it is partially surrendered the EWB value will be reduced, which could result in a partial loss of bonus and enhanced interest. EWB payments are considered partial withdrawals and are subject to ordinary income tax and, if taken prior to 59½, a 10% federal additional tax. Because this is a bonus annuity, it may include higher surrender charges, longer surrender charge periods, lower caps, higher s, or other restrictions that are not included in similar annuities that don't offer a premium bonus. The Allocation charge is 1.00%. The blended index option is comprised of the following: Dow Jones Industrial Average (35%), Capital U.S. Aggregate Bond (35%), FTSE (20%), (10%). MasterDex X Annuity * EURO STOXX 50 EURO STOXX % 0.90% 1.20% 1.20% 1.70% 1.30% 1.25% 1.25% 3.25% 1.50% 1.50% 5.25% contract year, when % will be vested. If you surrender your contract before the 11th contract year, you will lose the unvested bonus. annuities may include higher surrender charges, longer surrender charge periods, lower caps, higher s, or other restrictions that are not included in similar and a partial loss of principal (your premium) The Allocation charge is 1.00%. * There is no allocation on the MasterDex X in AL, DE, IA, and KY. The blended index option is comprised of the following: Dow Jones Industrial Average (35%), Capital U.S. Aggregate Bond (35%), EURO STOXX 50 (20%), (10%). Simple Income I simple bonus Simple Income I cost MasterDex X Annuity s Simple Income I Option 3 Simple Income simple bonus Simple Income cost 6.00% 0.95% Call for current payout percentage. 6.00% 0.95% Signature 7 Annuity sum cap d Annual point to point d 1.45% 1.60% 2.00% 2.50% 2.50% 3.50% 3.25% 3.00% 2.90% 4/5

5 Signature 7 Annuity sum cap d Annual point to point d 1.25% 1.40% 1.80% 2.00% 2.00% 3.00% 2.75% 3.50% 3.40% These rates are current only as of the date indicated above. Rates are not guaranteed and are subject to change at the discretion of the company. The d is comprised of the, a bond component comprised of the Synthetic Bond and a duration overlay, and cash, and shifts weighting between them daily based on historical realized volatility of the components. The Synthetic Bond is comprised of a small number of derivative instruments designed to provide exposure to U.S. Investment grade and Treasury bond markets. The d is a product of Dow Jones Indices LLC or its affiliates ( SPDJI ) and Pacific Investment Management Company LLC ( ), and has been licensed for use by Allianz Life Insurance Company of North America ( Allianz ). Standard & Poor s and are registered trademarks of Standard & Poor s Financial Services LLC ( ); Dow Jones is a registered trademark of Dow Jones Trademark Holdings LLC ( Dow Jones ); and these trademarks have been licensed for use by SPDJI and sublicensed for certain purposes by Allianz. s Trademark(s) are trademarks of and have been licensed for use by SPDJI and Allianz. Allianz products are not sponsored, endorsed, sold or promoted by SPDJI, Dow Jones,, their respective affiliates, or and none of such parties make any representation regarding the advisability of investing in such product(s) nor do they have any liability for any errors, omissions, or interruptions of the d. The is comprised of the Aggregate RBI Series 1 and the and shifts weighting daily, up to 3%, between them based on realized market volatility. The Aggregate RBI Series 1 is comprised of a portfolio of derivative instruments plus cash that are designed to track the Aggregate Bond. The Aggregate Bond is comprised of investment grade, fixed rate bond market securities, including government agency, corporate, and mortgage backed securities. Risk Analytics and Solutions Limited and its affiliates ("") is not the issuer or producer of any Allianz products and has no responsibilities, obligations or duties to investors in respect of the Aggregate Bond, the Aggregate RBI Series 1 or the. The Aggregate Bond, the Aggregate RBI Series 1 and the are trademarks owned by, and the Aggregate Bond and the are licensed for use by Allianz Life Insurance Company of North America as the Issuer of the Allianz product. While Allianz may for itself execute transaction(s) with in or relating to the Aggregate Bond, the Aggregate RBI Series 1 or the with Allianz products, investors acquire Allianz products from Allianz Life Insurance Company of North America and investors neither acquire any interest in the Aggregate Bond, the Aggregate RBI Series 1 or the nor enter into any relationship of any kind whatsoever with upon making an investment in any Allianz product. The Allianz products are not sponsored, endorsed, sold or promoted by and makes no representation regarding the advisability of any Allianz product or use of the Aggregate Bond, the Aggregate RBI Series 1 or the or any data included therein. shall not be liable in any way to the Issuer, investors or to other third parties in respect of the use or accuracy of the Aggregate Bond, the Aggregate RBI Series 1 or the or any data included therein. The EURO STOXX 50, Europe s leading blue chip index for the Eurozone, provides a blue chip representation of supersector leaders in the Eurozone. The covers 50 stocks from 12 Eurozone countries: Austria, Belgium, Finland, France, Germany, Greece, Ireland, Italy, Luxembourg, the Netherlands, Portugal, and Spain. The EURO STOXX 50 is the intellectual property (including registered trademarks) of STOXX Limited, Zurich, Switzerland. Allianz products based on the are in no way sponsored, endorsed, sold, or promoted by STOXX and shall not have any liability with respect thereto. The FTSE comprises of the most highly capitalized blue chip companies in the United Kingdom (UK), representing approximately 80% of the UK s market capitalization. FTSE companies are all traded on the London Stock Exchange. The FTSE is considered to be the most widely used UK stock market indicator. FTSE, FT SE, Footsie, FTSE4Good, and techmark are trademarks jointly owned by the London Stock Exchange Plc and the Financial Times and are used by the FTSE International Limited ( FTSE ) under license. All World, All Share, and All Small are trademarks of FTSE. The FTSE is calculated by FTSE. FTSE does not sponsor, endorse, or promote this product and is not in any way connected to it and does not accept any liability in relation to its issue, operation, and trading. The includes of the largest domestic and international non financial securities listed on The Nasdaq Stock Market, based on capitalization. The,, Nasdaq, and OMX are registered trademarks of NASDAQ OMX Group, Inc. (which with its affiliates are the Corporations) and are licensed for use by Allianz Life Insurance Company of North America. The product(s) have not been passed on by the Corporations as to their legality or suitability. The product(s) are not issued, endorsed, sold, or promoted by the Corporations. THE CORPORATIONS MAKE NO WARRANTIES AND BEAR NO LIABILITY WITH RESPECT TO THE PRODUCT(S). is an equity index that measures the performance of the 2,000 smallest companies in the 3000, which is made up of 3,000 of the biggest U.S. stocks. The is constructed to provide a comprehensive and unbiased small cap barometer and is completely reconstituted annually to ensure larger stocks do not affect the performance and characteristics of the true small cap index. The is a trademark of Investments and has been licensed for use by Allianz Life Insurance Company of North America. The product is not sponsored, endorsed, sold, or promoted by Investments and Investments makes no representation regarding the advisability of investing in the product. Standard & Poor s index ( ) is comprised of stocks representing major U.S. industrial sectors. The Dow Jones Industrial Average is a popular indicator of the stock market based on the closing prices of 30 active U.S. stocks representative of the overall economy. is a registered trademark of Standard & Poor s Financial Services LLC ( ) and Dow Jones is a registered trademark of Dow Jones Trademark Holdings LLC ( Dow Jones ). These trademarks have been licensed for use by Dow Jones Indices LLC and its affiliates. and are trademarks of and Dow Jones, Dow Jones Industrial AverageSM, DJIA, and The Dow are trademarks of Dow Jones. These trademarks have been sublicensed for certain purposes by Allianz Life Insurance Company of North America ( Allianz ). The and Dow Jones Industrial Average (DJIA) are products of Dow Jones Indices LLC and/or its affiliates and have been licensed for use by Allianz. Allianz products are not sponsored, endorsed, sold, or promoted by Dow Jones Indices LLC, Dow Jones,, or their respective affiliates and neither Dow Jones Indices LLC, Dow Jones,, or their respective affiliates make any representation regarding the advisability of investing in such product. Allianz Life Insurance Company of North America is a subsidiary of Allianz SE. Products are issued by Allianz Life Insurance Company of North America, PO Box 59060, Minneapolis, MN ( C54370, C52575, C50915, R95352, R95331, R95374, R , R , Product and feature availability may vary by state and broker/dealer. For financial professional use only not for use with the public Allianz Life Insurance Company of North America. All rights reserved. 5/5