FIVE YEAR EQUITY INDEX LINKED STERLING STRUCTURED DEPOSIT ACCOUNT

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1 FIVE YEAR EQUITY INDEX LINKED STERLING STRUCTURED DEPOSIT ACCOUNT STRUCTURED DEPOSIT SERIES FOR OFFSHORE BONDS Designed exclusively as an investment link for use within contracts of insurance Return of capital on maturity only. Early withdrawals may lead to less than the capital invested being returned Index Linked Series Factsheet For information and use of professional advisers only. Refer to brochure for full product details.

2 five YEAR EQUITY INDEX LINKED Sterling STRUCTURED DEPOSIT ACCOUNT Key Facts Availability Identification Number Currency Minimum Investment Amount 20,000 Via qualifying offshore life bonds only EILSSDA1111GBP_5Y Available in Sterling (GBP) only Offer Period 1 September 2011 to 29 November 2011 Investment Date 30 November 2011 Maturity Date 30 November 2016 Repayment Date 2 December 2016 Investment Amount Repayment Amount The initial investment placed into the Account. The Investment Amount plus the Investment Return (if any), both paid on the Repayment Date. Investment Return 1.1 times the Averaged Index Performance, subject to a minimum of 0% and a maximum of 55%. Averaged Index Performance Investment Index Charges and Tax Commission If the Index Performance is less than or equal to 0%, then the Investment Return is equal to 0%. The increase in the Investment Index from the Investment Date to the Maturity Date, subject to averaging on the last business day of each month of the last year of the Account (starting 30 November 2015 and ending on the Maturity Date). FTSE TM 100 Index (note that the Investment Index does not include any allowance for dividends paid by its constituent companies). No further charges or tax will be deducted by Barclays. This is the case under current applicable tax regulations, although these may be subject to change. Policyholders should check their own tax situation with their financial adviser, as there may be a potential tax liability. Commission is not paid by Barclays for recommending this product. Any commission (where applicable) will be paid by the life company as per any agreed terms that may be in place between the financial adviser and the life company. Sales Facts 1. The Account offers the potential for a 55% return over 5 years, this is equivalent to 9.16% AER Considering a series of 5 year periods, with a new period starting at the close of each business day from 3 January 1984 (earliest level available) to 31 July 2006, there have been 5,723 distinct periods. The performance of the FTSE TM 100 Index over these periods has been non-negative 78.86% of the time and the average (mean) performance of the FTSE TM 100 Index over these periods has been 39.75%. 3. This is with the safety net of your capital being returned at the end of the 5 years, no matter how the FTSE TM 100 Index has performed 2. This return of capital is backed by Barclays Bank PLC, rated Aa3 by Moody s, AA- by Standard and Poor s and AA- by Fitch (29 July 2011). 1 Calculated as (1+55.0%)^(1/5) 1 2 This is unlike products with soft protection, where the return of capital on maturity is contingent on the performance of an underlying asset. However, this product is not guaranteed by any external party and your rights to repayment upon liquidation of Barclays would be the same as for any other unsecured depositor of Barclays. For Professional Advisers only EILSSDA1111GBP_5Y

3 Information on the Investment Index FTSE TM 100 INDEX Description Capitalisation-weighted index which is comprised of the 100 most highly capitalised companies that are listed on the London Stock Exchange. Developed 3 January 1984 Original base level Current level (closing level, 29 July 2011) Representative Market Capitalisation 1.65 trillion (29 July 2011) Bloomberg UKX Index Top 10 Constituent Stocks Royal Dutch Shell PLC (A and B) HSBC Holdings PLC Vodafone Group PLC BP PLC GlaxoSmithKline PLC Rio Tinto PLC British American Tobacco PLC BG Group PLC BHP Billiton PLC AstraZeneca (sorted by weight in Index, as at 29 July 2011) Historical Index Performance Index Levels and Percentage Growth 31/07/06 31/07/07 31/07/08 31/07/09 30/07/10 29/07/11 FTSE TM 100 Index Percentage Growth to 29/07/ % -8.57% 7.45% 26.19% 10.60% N/A Index Level Investment Index 3000 Jul 2006 Jul 2007 Jul 2008 Jul 2009 Jul 2010 Jul 2011 Date Source: Bloomberg, Barclays Capital. Note that past performance is not an indication of future returns.

4 Risk Factors THESE RISK FACTORS HIGHLIGHT ONLY SOME OF THE RISKS OF THE PRODUCT DESCRIBED IN THIS DOCUMENT (THE PRODUCT ). MARKET DISRUPTION CREDIT RISK CREDIT RATINGS VOLATILITY STRUCTURED PRODUCTS INTEREST RATE RISK TAX INTERACTION RISK OTHER RISKS NO GOVERNMENT OR OTHER PROTECTION EARLY REDEMPTION NO COLLATERAL PERFORMANCE DATA FOREIGN EXCHANGE RISK markets MAY BECOME DISRUPTED. Local market disruptions can have a global effect. Market disruption can adversely affect the performance of the Product. THIS PRODUCT BEARS BARCLAYS CREDIT RISK. A decline in Barclays creditworthiness will reduce the market value of the Product. If Barclays becomes insolvent we will not be able to meet our payment obligations under the Product. CREDIT RATINGS MAY BE LOWERED OR WITHDRAWN WITHOUT NOTICE. A rating is not a recommendation as to Barclays creditworthiness or the risks, returns or suitability of the Product. THIS PRODUCT MAY BE VOLATILE. The level of change in value of a Product is its volatility. The Product s volatility may be affected by performance of the underlying assets, along with financial, political and economic events and other market conditions. THIS IS A STRUCTURED PRODUCT. Its return may differ from those of the underlying financial assets it references. Changes in interest rates will impact the Early Closure Amount. Interest rates tend to change suddenly and unpredictably. TAX MAY APPLY. Payments from Barclays may be subject to tax, withholding and other deductions. THIS PRODUCT COMBINES INVESTMENT TYPES. Different types of financial risk may interact unpredictably, particularly in times of market stress. THIS DOCUMENT CANNOT DISCLOSE ALL POSSIBLE RISKS OF THE PRODUCT. Before investing, you must satisfy yourself that you fully understand the risks of investment. This Product is not protected by the Financial Services Compensation Scheme or any other government or private protection scheme. ON EARLY REDEMPTION THE PRODUCT MAY RETURN LESS THAN ITS PRINCIPAL AMOUNT. The early redemption amount will factor in the costs of terminating hedging and funding arrangements relating to the Product. This may reduce the amount payable to you. This Product is not secured. BARCLAYS MAKES NO REPRESENTATIONS AS TO FUTURE PERFORMANCE. Past performance is not a reliable indicator of future performance. We make no representation as to the accuracy, completeness or reasonableness of any performance data, modelling or scenario analysis in these materials. THIS PRODUCT CARRIES FOREIGN EXCHANGE RISK. Foreign exchange (FX) rates tend to change suddenly and unpredictably. Changes in FX rates relative to your home currency will impact the value of the Product to you. Disclaimer CONFLICTS OF INTEREST NO ADVICE THIRD PARTY INFORMATION PUBLIC OFFERINGS AND FEE DISCLOSURE PRIVATE INFORMATION REGULATORY DISCLOSURE NO LIABILITY ABOUT BARCLAYS COPYRIGHT BARCLAYS IS A MARKET PARTICIPANT. Barclays, its affiliates and associated personnel may act in several capacities (including hedging activity and trading positions) in financial instruments which may adversely affect any Product s performance. OBTAIN INDEPENDENT PROFESSIONAL ADVICE BEFORE INVESTING. We are not your advisor or fiduciary. In any resulting transaction, we will act as principal. We are not recommending or making any representations as to the suitability of any Product. We are not responsible for information stated to be obtained or derived from third party sources or statistical services. You must comply with any laws and regulations in any jurisdiction in which you offer or sell a Product or distribute offering materials to the public, including as to the disclosure of fees and commissions received or paid by you in connection with distribution. BARCLAYS MAY HAVE PRIVATE INFORMATION ABOUT ANY PRODUCT. We are not obligated to disclose any such information to you. Barclays may disclose any information relating to your investment to regulators where legally required to do so. Barclays will not be liable for any use you make of any information in this document, other than in accordance with its regulatory obligations. Barclays Capital is the investment banking division of Barclays Bank PLC. Barclays Bank PLC is authorised and regulated by the UK Financial Services Authority and a member of the London Stock Exchange. Barclays Bank PLC is registered in England No Registered Office: 1 Churchill Place, London E14 5HP. Copyright Barclays Bank PLC, 2011 (all rights reserved).

5 five YEAR EQUITY INDEX LINKED Sterling STRUCTURED DEPOSIT ACCOUNT Index Provider s Disclosure FTSE, FT-SE and Footsie are trade marks jointly owned by the London Stock Exchange Plc and The Financial Times Limited and are used by FTSE International Limited under Licence. All-World, All-Share and All-Small are trade marks of FTSE International Limited. The FTSE 100 Index is calculated by FTSE International Limited. FTSE International Limited does not sponsor, endorse or promote this product and is not in any way connected to it and does not accept any liability in relation to its issue, operation and trading. All copyright in the index values and constituent list vests in FTSE International Limited. Barclays Capital has obtained full licence from FTSE International Limited to use such copyright in the creation of this product. Barclays Capital is the investment banking division of Barclays Bank PLC, which is authorised and regulated by the UK Financial Services Authority and a member of the London Stock Exchange. Barclays Bank PLC: Authorised and regulated by the Financial Services Authority. Registered in England. Registered No Registered Office: 1 Churchill Place, London E14 5HP. Best International Structured Product Provider for the third consecutive year Structured Products House of the Year Best International Structured Product Provider Best International Structured Product Provider June 2010 January 2010 June May 2009 June 2008 For Professional Advisers only EILSSDA1111GBP_5Y

6 contacts Barclays Offshore Solutions Tel: +44 (0) CS /GBP Factsheet_5Y

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