FIRST TN BANK PO BOX 1545 MEMPHIS TN FIRST TN BANK C/O JOHN H. ROWLAND 211 COMMERCE ST, STE 1000 NASHVILLE TN 37201

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1 }bk1{reditor Adres Matrix}bk{ R LS SVS 951 GA AK RV ASHVLL FRS BAK P B 1545 MMPHS Stevens, rene - GL SAR SR 2572 MRFRSBR RA ASHVLL SV L. LFKVZ LFKVZ & LFKVZ 618 HRH S., #410 ASHVLL, FRS BAK / JH H. RWLA 211 MMR S, S 1000 ASHVLL HSB/LZ P B 703 W AL L AGLA HAMMAH 3125 KYBK PLA ASHVLL FRS BAK / AV M. AHY 515 SR, S 600 ASHVLL RS P B PHLALPHA PA AV BAK / M LAWLSS 701 BRAWAY, 4H FL ASHVLL FL/BA P B GRSBR JRRY BLR / J P. RSAK 315 ARK SR ASHVLL AV BAK H AV SH S 400 ASHVLL G MGRAM BAK / J PY KHLS/HAS A: BAKRPY 56 W RGW R P B MM FALLS W RSWLL GA BAK F AMRA P B WLMG GMB/LLARS P B L PAS M/M JAK WLLAMS 2920 ALS ASHVLL MMY SH BAK P B 1680 SPRG HLL GMB/JP A: BAKRPY P B RSWLL GA MAYS/FSB MAY'S BAKRPY P B 8053 MAS H FFH HR BAK 200 W BRAWAY LSVLL KY GMB/LAVY P B L PAS PHLLP A B SA 3612 ARAA RL AH FFH HR BAK P B A H GMB/RMS G P B L PAS PAL FAAL PARRS P B ASHVLL FFH HR BAK MRPS PARS GRA RAPS M GLBAL SR 2572 MRFRSBR RA ASHVLL PAL AAL BAK 114 W LLG S MRFRSBR 37130

2 Stevens, rene - RALPH SVS 951 GA AK RV ASHVLL RGS BAK P B 2153 P 0150 BRMGHAM AL F. HMS 2572 MRFRSBR RA ASHVLL B-VSA P B 9475 MAPLS M PLARS AL BA P B BRMGHAM AL VRA'S SR P B LMBS H WASHG MAL FA 9451 RB AV RHRG A 91328

3 }bk1{form 1. Voluntary Petition}bk{ B1 (fficial Form 1)(1/08) ame of ebtor (if individual, enter Last, First, Middle): Stevens, rene Louise nited States Bankruptcy ourt Middle istrict of ennessee ame of Joint ebtor (Spouse) (Last, First, Middle): Voluntary Petition All ther ames used by the ebtor in the last 8 years (include married, maiden, and trade names): All ther ames used by the Joint ebtor in the last 8 years (include married, maiden, and trade names): Last four digits of Soc. Sec. or ndividual-axpayer.. () o./omplete (if more than one, state all) xxx-xx-4963 Street Address of ebtor (o. and Street, ity, and State): 951 Giant ak rive ashville, ZP ode ounty of Residence or of the Principal Place of Business: avidson Mailing Address of ebtor (if different from street address): Last four digits of Soc. Sec. or ndividual-axpayer.. () o./omplete (if more than one, state all) Street Address of Joint ebtor (o. and Street, ity, and State): ounty of Residence or of the Principal Place of Business: Mailing Address of Joint ebtor (if different from street address): ZP ode ZP ode ZP ode Location of Principal Assets of Business ebtor (if different from street address above): ype of ebtor (Form of rganization) (heck one box) ndividual (includes Joint ebtors) See xhibit on page 2 of this form. orporation (includes LL and LLP) Partnership ther (f debtor is not one of the above entities, check this box and state type of entity below.) Full Filing Fee attached Filing Fee (heck one box) ature of Business (heck one box) Health are Business Single Asset Real state as defined in 11.S (51B) Railroad Stockbroker ommodity Broker learing Bank ther ax-xempt ntity (heck box, if applicable) ebtor is a tax-exempt organization under itle 26 of the nited States ode (the nternal Revenue ode). Filing Fee to be paid in installments (applicable to individuals only). Must attach signed application for the court's consideration certifying that the debtor is unable to pay fee except in installments. Rule 1006(b). See fficial Form 3A. Filing Fee waiver requested (applicable to chapter 7 individuals only). Must attach signed application for the court's consideration. See fficial Form 3B. Statistical/Administrative nformation ebtor estimates that funds will be available for distribution to unsecured creditors. ebtor estimates that, after any exempt property is excluded and administrative expenses paid, there will be no funds available for distribution to unsecured creditors. stimated umber of reditors hapter 7 hapter 9 hapter 11 hapter 12 hapter ,000-5,001-10,001-25,001-50,001- VR ,000 10,000 25,000 50, , ,000 stimated Assets $0 to $50,001 to $100,001 to $500,001 $1,000,001 $10,000,001 $50,000,001 $100,000,001 $500,000,001 More than $50,000 $100,000 $500,000 to $1 to $10 to $50 to $100 to $500 to $1 billion $1 billion million million million million million stimated Liabilities $0 to $50,001 to $100,001 to $500,001 $1,000,001 $10,000,001 $50,000,001 $100,000,001 $500,000,001 More than $50,000 $100,000 $500,000 to $1 to $10 to $50 to $100 to $500 to $1 billion $1 billion million million million million million hapter of Bankruptcy ode nder Which the Petition is Filed (heck one box) hapter 15 Petition for Recognition of a Foreign Main Proceeding hapter 15 Petition for Recognition of a Foreign onmain Proceeding ature of ebts (heck one box) ebts are primarily consumer debts, defined in 11.S.. 101(8) as "incurred by an individual primarily for a personal, family, or household purpose." ebts are primarily business debts. heck one box: hapter 11 ebtors ebtor is a small business debtor as defined in 11.S.. 101(51). ebtor is not a small business debtor as defined in 11.S.. 101(51). heck if: ebtor s aggregate noncontingent liquidated debts (excluding debts owed to insiders or affiliates) are less than $2,190,000. heck all applicable boxes: A plan is being filed with this petition. Acceptances of the plan were solicited prepetition from one or more classes of creditors, in accordance with 11.S (b). HS SPA S FR R S LY

4 B1 (fficial Form 1)(1/08) Page 2 ame of ebtor(s): Voluntary Petition Stevens, rene Louise (his page must be completed and filed in every case) All Prior Bankruptcy ases Filed Within Last 8 Years (f more than two, attach additional sheet) Location ase umber: ate Filed: Where Filed: - one - Location ase umber: ate Filed: Where Filed: Pending Bankruptcy ase Filed by any Spouse, Partner, or Affiliate of this ebtor (f more than one, attach additional sheet) ame of ebtor: ase umber: ate Filed: - one - istrict: Relationship: Judge: xhibit A (o be completed if debtor is required to file periodic reports (e.g., forms 10K and 10Q) with the Securities and xchange ommission pursuant to Section 13 or 15(d) of the Securities xchange Act of 1934 and is requesting relief under chapter 11.) xhibit A is attached and made a part of this petition. xhibit B (o be completed if debtor is an individual whose debts are primarily consumer debts.), the attorney for the petitioner named in the foregoing petition, declare that have informed the petitioner that [he or she] may proceed under chapter 7, 11, 12, or 13 of title 11, nited States ode, and have explained the relief available under each such chapter. further certify that delivered to the debtor the notice required by 11.S.. 342(b). /s/ Steven L. Lefkovitz Signature of Attorney for ebtor(s) Steven L. Lefkovitz 5953 ovember 6, 2009 (ate) xhibit oes the debtor own or have possession of any property that poses or is alleged to pose a threat of imminent and identifiable harm to public health or safety? Yes, and xhibit is attached and made a part of this petition. o. xhibit (o be completed by every individual debtor. f a joint petition is filed, each spouse must complete and attach a separate xhibit.) xhibit completed and signed by the debtor is attached and made a part of this petition. f this is a joint petition: xhibit also completed and signed by the joint debtor is attached and made a part of this petition. nformation Regarding the ebtor - Venue (heck any applicable box) ebtor has been domiciled or has had a residence, principal place of business, or principal assets in this istrict for 180 days immediately preceding the date of this petition or for a longer part of such 180 days than in any other istrict. here is a bankruptcy case concerning debtor's affiliate, general partner, or partnership pending in this istrict. ebtor is a debtor in a foreign proceeding and has its principal place of business or principal assets in the nited States in this istrict, or has no principal place of business or assets in the nited States but is a defendant in an action or proceeding [in a federal or state court] in this istrict, or the interests of the parties will be served in regard to the relief sought in this istrict. ertification by a ebtor Who Resides as a enant of Residential Property (heck all applicable boxes) Landlord has a judgment against the debtor for possession of debtor's residence. (f box checked, complete the following.) (ame of landlord that obtained judgment) (Address of landlord) ebtor claims that under applicable nonbankruptcy law, there are circumstances under which the debtor would be permitted to cure the entire monetary default that gave rise to the judgment for possession, after the judgment for possession was entered, and ebtor has included in this petition the deposit with the court of any rent that would become due during the 30-day period after the filing of the petition. ebtor certifies that he/she has served the Landlord with this certification. (11.S.. 362(l)).

5 B1 (fficial Form 1)(1/08) Page 3 ame of ebtor(s): Voluntary Petition Stevens, rene Louise (his page must be completed and filed in every case) Signatures Signature(s) of ebtor(s) (ndividual/joint) Signature of a Foreign Representative declare under penalty of perjury that the information provided in this petition is true and correct. [f petitioner is an individual whose debts are primarily consumer debts and has chosen to file under chapter 7] am aware that may proceed under chapter 7, 11, 12, or 13 of title 11, nited States ode, understand the relief available under each such chapter, and choose to proceed under chapter 7. [f no attorney represents me and no bankruptcy petition preparer signs the petition] have obtained and read the notice required by 11.S.. 342(b). request relief in accordance with the chapter of title 11, nited States ode, specified in this petition. /s/ rene Louise Stevens Signature of ebtor rene Louise Stevens Signature of Joint ebtor elephone umber (f not represented by attorney) ovember 6, 2009 ate Signature of Attorney* /s/ Steven L. Lefkovitz Signature of Attorney for ebtor(s) Steven L. Lefkovitz 5953 Printed ame of Attorney for ebtor(s) LFKVZ & LFKVZ Firm ame 618 HRH S., #410 ASHVLL, Address declare under penalty of perjury that the information provided in this petition is true and correct, that am the foreign representative of a debtor in a foreign proceeding, and that am authorized to file this petition. (heck only one box.) request relief in accordance with chapter 15 of title 11. nited States ode. ertified copies of the documents required by 11.S are attached. Pursuant to 11.S , request relief in accordance with the chapter of title 11 specified in this petition. A certified copy of the order granting recognition of the foreign main proceeding is attached. Signature of Foreign Representative Printed ame of Foreign Representative ate Signature of on-attorney Bankruptcy Petition Preparer declare under penalty of perjury that: (1) am a bankruptcy petition preparer as defined in 11.S.. 110; (2) prepared this document for compensation and have provided the debtor with a copy of this document and the notices and information required under 11.S.. 110(b), 110(h), and 342(b); and, (3) if rules or guidelines have been promulgated pursuant to 11.S.. 110(h) setting a maximum fee for services chargeable by bankruptcy petition preparers, have given the debtor notice of the maximum amount before preparing any document for filing for a debtor or accepting any fee from the debtor, as required in that section. fficial Form 19 is attached. Printed ame and title, if any, of Bankruptcy Petition Preparer Social-Security number (f the bankrutpcy petition preparer is not an individual, state the Social Security number of the officer, principal, responsible person or partner of the bankruptcy petition preparer.)(required by 11.S ) mail: slefkovitz@lefkovitz.com Fax: elephone umber ovember 6, 2009 ate *n a case in which 707(b)(4)() applies, this signature also constitutes a certification that the attorney has no knowledge after an inquiry that the information in the schedules is incorrect. Signature of ebtor (orporation/partnership) declare under penalty of perjury that the information provided in this petition is true and correct, and that have been authorized to file this petition on behalf of the debtor. he debtor requests relief in accordance with the chapter of title 11, nited States ode, specified in this petition. Signature of Authorized ndividual Printed ame of Authorized ndividual itle of Authorized ndividual Address ate Signature of Bankruptcy Petition Preparer or officer, principal, responsible person,or partner whose Social Security number is provided above. ames and Social-Security numbers of all other individuals who prepared or assisted in preparing this document unless the bankruptcy petition preparer is not an individual: f more than one person prepared this document, attach additional sheets conforming to the appropriate official form for each person. A bankruptcy petition preparer s failure to comply with the provisions of title 11 and the Federal Rules of Bankruptcy Procedure may result in fines or imprisonment or both 11.S.. 110; 18.S ate

6 B 1(fficial Form 1, xhibit ) (12/08) nited States Bankruptcy ourt Middle istrict of ennessee n re rene Louise Stevens ase o. ebtor(s) hapter 11 HB - VAL BR'S SAM F MPLA WH R SLG RQRM Warning: You must be able to check truthfully one of the five statements regarding credit counseling listed below. f you cannot do so, you are not eligible to file a bankruptcy case, and the court can dismiss any case you do file. f that happens, you will lose whatever filing fee you paid, and your creditors will be able to resume collection activities against you. f your case is dismissed and you file another bankruptcy case later, you may be required to pay a second filing fee and you may have to take extra steps to stop creditors' collection activities. very individual debtor must file this xhibit. f a joint petition is filed, each spouse must complete and file a separate xhibit. heck one of the five statements below and attach any documents as directed. 1. Within the 180 days before the filing of my bankruptcy case, received a briefing from a credit counseling agency approved by the nited States trustee or bankruptcy administrator that outlined the opportunities for available credit counseling and assisted me in performing a related budget analysis, and have a certificate from the agency describing the services provided to me. Attach a copy of the certificate and a copy of any debt repayment plan developed through the agency. 2. Within the 180 days before the filing of my bankruptcy case, received a briefing from a credit counseling agency approved by the nited States trustee or bankruptcy administrator that outlined the opportunities for available credit counseling and assisted me in performing a related budget analysis, but do not have a certificate from the agency describing the services provided to me. You must file a copy of a certificate from the agency describing the services provided to you and a copy of any debt repayment plan developed through the agency no later than 15 days after your bankruptcy case is filed. 3. certify that requested credit counseling services from an approved agency but was unable to obtain the services during the five days from the time made my request, and the following exigent circumstances merit a temporary waiver of the credit counseling requirement so can file my bankruptcy case now. [Summarize exigent circumstances here.] f your certification is satisfactory to the court, you must still obtain the credit counseling briefing within the first 30 days after you file your bankruptcy petition and promptly file a certificate from the agency that provided the counseling, together with a copy of any debt management plan developed through the agency. Failure to fulfill these requirements may result in dismissal of your case. Any extension of the 30-day deadline can be granted only for cause and is limited to a maximum of 15 days. Your case may also be dismissed if the court is not satisfied with your reasons for filing your bankruptcy case without first receiving a credit counseling briefing. Software opyright (c) Best ase Solutions - vanston, L - (800)

7 B 1(fficial Form 1, xhibit ) (12/08) - ont. 4. am not required to receive a credit counseling briefing because of: [heck the applicable statement.] [Must be accompanied by a motion for determination by the court.] ncapacity. (efined in 11.S.. 109(h)(4) as impaired by reason of mental illness or mental deficiency so as to be incapable of realizing and making rational decisions with respect to financial responsibilities.); isability. (efined in 11.S.. 109(h)(4) as physically impaired to the extent of being unable, after reasonable effort, to participate in a credit counseling briefing in person, by telephone, or through the nternet.); Active military duty in a military combat zone. 5. he nited States trustee or bankruptcy administrator has determined that the credit counseling requirement of 11.S.. 109(h) does not apply in this district. certify under penalty of perjury that the information provided above is true and correct. Signature of ebtor: ate: ovember 6, 2009 /s/ rene Louise Stevens rene Louise Stevens Software opyright (c) Best ase Solutions - vanston, L - (800)

8 B 201 (12/08) SAS BAKRPY R ML SR F SS SMR BR(S) R 342(b) F H BAKRPY n accordance with 342(b) of the Bankruptcy ode, this notice to individuals with primarily consumer debts: (1) escribes briefly the services available from credit counseling services; (2) escribes briefly the purposes, benefits and costs of the four types of bankruptcy proceedings you may commence; and (3) nforms you about bankruptcy crimes and notifies you that the Attorney General may examine all information you supply in connection with a bankruptcy case. You are cautioned that bankruptcy law is complicated and not easily described. hus, you may wish to seek the advice of an attorney to learn of your rights and responsibilities should you decide to file a petition. ourt employees cannot give you legal advice. otices from the bankruptcy court are sent to the mailing address you list on your bankruptcy petition. n order to ensure that you receive information about events concerning your case, Bankruptcy Rule 4002 requires that you notify the court of any changes in your address. f you are filing a joint case (a single bankruptcy case for two individuals married to each other), and each spouse lists the same mailing address on the bankruptcy petition, you and your spouse will generally receive a single copy of each notice mailed from the bankruptcy court in a jointly-addressed envelope, unless you file a statement with the court requesting that each spouse receive a separate copy of all notices. 1. Services Available from redit ounseling Agencies With limited exceptions, 109(h) of the Bankruptcy ode requires that all individual debtors who file for bankruptcy relief on or after ctober 17, 2005, receive a briefing that outlines the available opportunities for credit counseling and provides assistance in performing a budget analysis. he briefing must be given within 180 days before the bankruptcy filing. he briefing may be provided individually or in a group (including briefings conducted by telephone or on the nternet) and must be provided by a nonprofit budget and credit counseling agency approved by the nited States trustee or bankruptcy administrator. he clerk of the bankruptcy court has a list that you may consult of the approved budget and credit counseling agencies. ach debtor in a joint case must complete the briefing. n addition, after filing a bankruptcy case, an individual debtor generally must complete a financial management instructional course before he or she can receive a discharge. he clerk also has a list of approved financial management instructional courses. ach debtor in a joint case must complete the course. 2. he Four hapters of the Bankruptcy ode Available to ndividual onsumer ebtors hapter 7: Liquidation ($245 filing fee, $39 administrative fee, $15 trustee surcharge: otal Fee $299) 1. hapter 7 is designed for debtors in financial difficulty who do not have the ability to pay their existing debts. ebtors whose debts are primarily consumer debts are subject to a "means test" designed to determine whether the case should be permitted to proceed under chapter 7. f your income is greater than the median income for your state of residence and family size, in some cases, creditors have the right to file a motion requesting that the court dismiss your case under 707(b) of the ode. t is up to the court to decide whether the case should be dismissed. 2. nder chapter 7, you may claim certain of your property as exempt under governing law. A trustee may have the right to take possession of and sell the remaining property that is not exempt and use the sale proceeds to pay your creditors. 3. he purpose of filing a chapter 7 case is to obtain a discharge of your existing debts. f, however, you are found to have committed certain kinds of improper conduct described in the Bankruptcy ode, the court may deny your discharge and, if it does, the purpose for which you filed the bankruptcy petition will be defeated. 4. ven if you receive a general discharge, some particular debts are not discharged under the law. herefore, you may still be responsible for most taxes and student loans; debts incurred to pay nondischargeable taxes; domestic support and property settlement obligations; most fines, penalties, forfeitures, and criminal restitution obligations; certain debts which are not properly listed in your bankruptcy papers; and debts for death or personal injury caused by operating a motor vehicle, vessel, or aircraft while intoxicated from alcohol or drugs. Also, if a creditor can prove that a debt arose from fraud, breach of fiduciary duty, or theft, or from a willful and malicious injury, the bankruptcy court may determine that the debt is not discharged. hapter 13: Repayment of All or Part of the ebts of an ndividual with Regular ncome ($235 filing fee, $39 administrative fee: otal fee $274) 1. hapter 13 is designed for individuals with regular income who would like to pay all or part of their debts in installments Software opyright (c) Best ase Solutions - vanston, L - (800)

9 B 201 (12/08) Page 2 over a period of time. You are only eligible for chapter 13 if your debts do not exceed certain dollar amounts set forth in the Bankruptcy ode. 2. nder chapter 13, you must file with the court a plan to repay your creditors all or part of the money that you owe them, using your future earnings. he period allowed by the court to repay your debts may be three years or five years, depending upon your income and other factors. he court must approve your plan before it can take effect. 3. After completing the payments under your plan, your debts are generally discharged except for domestic support obligations; most student loans; certain taxes; most criminal fines and restitution obligations; certain debts which are not properly listed in your bankruptcy papers; certain debts for acts that caused death or personal injury; and certain long term secured obligations. hapter 11: Reorganization ($1000 filing fee, $39 administrative fee: otal fee $1039) hapter 11 is designed for the reorganization of a business but is also available to consumer debtors. ts provisions are quite complicated, and any decision by an individual to file a chapter 11 petition should be reviewed with an attorney. hapter 12: Family Farmer or Fisherman ($200 filing fee, $39 administrative fee: otal fee $239) hapter 12 is designed to permit family farmers and fishermen to repay their debts over a period of time from future earnings and is similar to chapter 13. he eligibility requirements are restrictive, limiting its use to those whose income arises primarily from a family-owned farm or commercial fishing operation. 3. Bankruptcy rimes and Availability of Bankruptcy Papers to Law nforcement fficials A person who knowingly and fraudulently conceals assets or makes a false oath or statement under penalty of perjury, either orally or in writing, in connection with a bankruptcy case is subject to a fine, imprisonment, or both. All information supplied by a debtor in connection with a bankruptcy case is subject to examination by the Attorney General acting through the ffice of the nited States rustee, the ffice of the nited States Attorney, and other components and employees of the epartment of Justice. WARG: Section 521(a)(1) of the Bankruptcy ode requires that you promptly file detailed information regarding your creditors, assets, liabilities, income, expenses and general financial condition. Your bankruptcy case may be dismissed if this information is not filed with the court within the time deadlines set by the Bankruptcy ode, the Bankruptcy Rules, and the local rules of the court. ertificate of Attorney hereby certify that delivered to the debtor this notice required by 342(b) of the Bankruptcy ode. Steven L. Lefkovitz 5953 /s/ Steven L. Lefkovitz ovember 6, 2009 Printed ame of Attorney Signature of Attorney ate Address: 618 HRH S., #410 ASHVLL, slefkovitz@lefkovitz.com ertificate of ebtor (We), the debtor(s), affirm that (we) have received and read this notice. rene Louise Stevens /s/ rene Louise Stevens ovember 6, 2009 Printed ame(s) of ebtor(s) Signature of ebtor ate ase o. (if known) Signature of Joint ebtor (if any) ate Software opyright (c) Best ase Solutions - vanston, L - (800)

10 nited States Bankruptcy ourt Middle istrict of ennessee n re rene Louise Stevens ase o. ebtor(s) hapter 11 SLSR F MPSA F ARY FR BR(S) 1. Pursuant to 11.S.. 329(a) and Bankruptcy Rule 2016(b), certify that am the attorney for the above-named debtor and that compensation paid to me within one year before the filing of the petition in bankruptcy, or agreed to be paid to me, for services rendered or to be rendered on behalf of the debtor(s) in contemplation of or in connection with the bankruptcy case is as follows: For legal services, have agreed to accept $ 10,00 Prior to the filing of this statement have received $ 10,00 Balance ue $ 2. he source of the compensation paid to me was: ebtor ther (specify): 3. he source of compensation to be paid to me is: ebtor ther (specify): 4. have not agreed to share the above-disclosed compensation with any other person unless they are members and associates of my law firm. have agreed to share the above-disclosed compensation with a person or persons who are not members or associates of my law firm. A copy of the agreement, together with a list of the names of the people sharing in the compensation is attached. 5. n return for the above-disclosed fee, have agreed to render legal service for all aspects of the bankruptcy case, including: a. Analysis of the debtor's financial situation, and rendering advice to the debtor in determining whether to file a petition in bankruptcy; b. Preparation and filing of any petition, schedules, statement of affairs and plan which may be required; c. Representation of the debtor at the meeting of creditors and confirmation hearing, and any adjourned hearings thereof; d. [ther provisions as needed] egotiations with secured creditors to reduce to market value; exemption planning; preparation and filing of reaffirmation agreements and applications as needed; preparation and filing of motions pursuant to 11 S 522(f)(2)(A) for avoidance of liens on household goods. 6. By agreement with the debtor(s), the above-disclosed fee does not include the following service: Representation of the debtors in any dischargeability actions, judicial lien avoidances, relief from stay actions or any other adversary proceeding. RFA certify that the foregoing is a complete statement of any agreement or arrangement for payment to me for representation of the debtor(s) in this bankruptcy proceeding. ated: ovember 6, 2009 /s/ Steven L. Lefkovitz Steven L. Lefkovitz 5953 LFKVZ & LFKVZ 618 HRH S., #410 ASHVLL, Fax: slefkovitz@lefkovitz.com Software opyright (c) Best ase Solutions - vanston, L - (800)

11 B4 (fficial Form 4) (12/07) nited States Bankruptcy ourt Middle istrict of ennessee n re rene Louise Stevens ase o. ebtor(s) hapter 11 LS F RRS HLG 20 LARGS SR LAMS Following is the list of the debtor's creditors holding the 20 largest unsecured claims. he list is prepared in accordance with Fed. R. Bankr. P. 1007(d) for filing in this chapter 11 [or chapter 9] case. he list does not include (1) persons who come within the definition of "insider" set forth in 11.S.. 101, or (2) secured creditors unless the value of the collateral is such that the unsecured deficiency places the creditor among the holders of the 20 largest unsecured claims. f a minor child is one of the creditors holding the 20 largest unsecured claims, state the child's initials and the name and address of the child's parent or guardian, such as "A.B., a minor child, by John oe, guardian." o not disclose the child's name. See 11.S.. 112; Fed. R. Bankr. P. 1007(m). (1) (2) (3) (4) (5) ame of creditor and complete mailing address including zip code FRS BAK P B 1545 MMPHS Avenue Bank c/o om Lawless 701 Broadway, 4th Fl ashville, FFH HR BAK 200 W BRAWAY LSVLL KY FRS BAK P B 1545 MMPHS RGS BAK P B 2153 P 0150 BRMGHAM AL Pinnacle Fnancial Partners Po Box ashville, ommunity South Bank P Box 1680 Spring Hill, Bank f America Po Box Wilmington, Gemb/dillards Po Box l Paso, Kohls/chase 56 W Ridgewood r Menomonee Falls, W ame, telephone number and complete mailing address, including zip code, of employee, agent, or department of creditor familiar with claim who may be contacted FRS BAK P B 1545 MMPHS Avenue Bank c/o om Lawless 701 Broadway, 4th Fl ashville, FFH HR BAK 200 W BRAWAY LSVLL KY FRS BAK P B 1545 MMPHS RGS BAK P B 2153 P 0150 BRMGHAM AL Pinnacle Fnancial Partners Po Box ashville, ommunity South Bank P Box 1680 Spring Hill, Bank f America Po Box Wilmington, Gemb/dillards Po Box l Paso, Kohls/chase 56 W Ridgewood r Menomonee Falls, W ature of claim (trade debt, bank loan, government contract, etc.) 3124 Kennebeck rive ashville, Location: 951 Giant ak rive, ashville ndicate if claim is contingent, unliquidated, disputed, or subject to setoff Amount of claim [if secured, also state value of security] 15,000,00 8,600,00 (92,00 secured) 2,000,00 960,00 800,00 84,00 (150,00 secured) (150,00 senior lien) 2001 Pace Arrow 40,00 (25,00 secured) reditard hargeaccount reditard Software opyright (c) Best ase Solutions - vanston, L - (800)

12 B4 (fficial Form 4) (12/07) - ont. n re rene Louise Stevens ase o. ebtor(s) LS F RRS HLG 20 LARGS SR LAMS (ontinuation Sheet) (1) (2) (3) (4) (5) ame of creditor and complete mailing address including zip code ame, telephone number and complete mailing address, including zip code, of employee, agent, or department of creditor familiar with claim who may be contacted ature of claim (trade debt, bank loan, government contract, etc.) ndicate if claim is contingent, unliquidated, disputed, or subject to setoff Amount of claim [if secured, also state value of security] LARA R PALY F PRJRY BHALF F A RPRA R PARRSHP, rene Louise Stevens, the debtor in this case, declare under penalty of perjury that have read the foregoing list and that it is true and correct to the best of my information and belief. ate ovember 6, 2009 Signature /s/ rene Louise Stevens rene Louise Stevens ebtor Penalty for making a false statement or concealing property: Fine of up to $500,000 or imprisonment for up to 5 years or both. 18.S and Software opyright (c) Best ase Solutions - vanston, L - (800)

13 }bk1{form 6. Sumary of Schedules}bk{ B6 Summary (fficial Form 6 - Summary) (12/07) nited States Bankruptcy ourt Middle istrict of ennessee n re rene Louise Stevens ebtor, ase o. hapter 11 SMMARY F SHLS ndicate as to each schedule whether that schedule is attached and state the number of pages in each. Report the totals from Schedules A, B,,, F,, and J in the boxes provided. Add the amounts from Schedules A and B to determine the total amount of the debtor s assets. Add the amounts of all claims from Schedules,, and F to determine the total amount of the debtor s liabilities. ndividual debtors must also complete the "Statistical Summary of ertain Liabilities and Related ata" if they file a case under chapter 7, 11, or 13. AM F SHL AAH. F ASSS LABLS HR (YS/) SHS A - Real Property Yes 1 294,50 B - Personal Property Yes 3 137, Property laimed as xempt Yes 1 - reditors Holding Secured laims Yes 2 8,874,00 - reditors Holding nsecured Priority laims (otal of laims on Schedule ) Yes 2 F - reditors Holding nsecured onpriority laims Yes 6 18,761, G - xecutory ontracts and nexpired Leases Yes 1 H - odebtors Yes 2 - urrent ncome of ndividual ebtor(s) J - urrent xpenditures of ndividual ebtor(s) otal umber of Sheets of ALL Schedules Yes Yes 1 13,78 1 3, otal Assets 431, otal Liabilities 27,635, opyright (c) Best ase Solutions - vanston, L - (800)

14 }bk1{form 6. Statistical Sumary of ertain Liabilities and Related ata}bk{ Form 6 - Statistical Summary (12/07) nited States Bankruptcy ourt Middle istrict of ennessee n re rene Louise Stevens ebtor, ase o. hapter 11 SASAL SMMARY F RA LABLS A RLA AA (28.S.. 159) f you are an individual debtor whose debts are primarily consumer debts, as defined in 101(8) of the Bankruptcy ode (11.S.. 101(8)), filing a case under chapter 7, 11 or 13, you must report all information requested below. heck this box if you are an individual debtor whose debts are primarily consumer debts. You are not required to report any information here. his information is for statistical purposes only under 28.S Summarize the following types of liabilities, as reported in the Schedules, and total them. ype of Liability Amount omestic Support bligations (from Schedule ) axes and ertain ther ebts wed to Governmental nits (from Schedule ) laims for eath or Personal njury While ebtor Was ntoxicated (from Schedule ) (whether disputed or undisputed) Student Loan bligations (from Schedule F) omestic Support, Separation Agreement, and ivorce ecree bligations ot Reported on Schedule bligations to Pension or Profit-Sharing, and ther Similar bligations (from Schedule F) AL State the following: Average ncome (from Schedule, Line 16) 13,78 Average xpenses (from Schedule J, Line 18) urrent Monthly ncome (from Form 22A Line 12; R, Form 22B Line 11; R, Form 22 Line 20 ) 3, ,30 State the following: 1. otal from Schedule, "SR PR, F AY" column 8,607,00 2. otal from Schedule, "AM L PRRY" column 3. otal from Schedule, "AM L PRRY, F AY" column 4. otal from Schedule F 18,761, otal of non-priority unsecured debt (sum of 1, 3, and 4) 27,368, opyright (c) Best ase Solutions - vanston, L - (800)

15 }bk1{schedule A - Real Property}bk{ B6A (fficial Form 6A) (12/07) n re rene Louise Stevens ebtor, ase o. SHL A - RAL PRPRY xcept as directed below, list all real property in which the debtor has any legal, equitable, or future interest, including all property owned as a cotenant, community property, or in which the debtor has a life estate. nclude any property in which the debtor holds rights and powers exercisable for the debtor's own benefit. f the debtor is married, state whether husband, wife, both, or the marital community own the property by placing an "H," "W," "J," or "" in the column labeled "Husband, Wife, Joint, or ommunity." f the debtor holds no interest in real property, write "one" under "escription and Location of Property." o not include interests in executory contracts and unexpired leases on this schedule. List them in Schedule G - xecutory ontracts and nexpired Leases. f an entity claims to have a lien or hold a secured interest in any property, state the amount of the secured claim. See Schedule. f no entity claims to hold a secured interest in the property, write "one" in the column labeled "Amount of Secured laim." f the debtor is an individual or if a joint petition is filed, state the amount of any exemption claimed in the property only in Schedule - Property laimed as xempt. escription and Location of Property ature of ebtor's nterest in Property Husband, Wife, Joint, or ommunity urrent Value of ebtor's nterest in Property, without educting any Secured laim or xemption Amount of Secured laim Location: 951 Giant ak rive, ashville tenants by the entirety - 150,00 234, Kennebeck rive ashville, he ebtor may have a potential interest in the following properties as attached. hey are in the name of the Husband, but out of an abundance of precaution, they are listed fee simple - 92,00 8,600,00 - nknown imeshare in Fairfield Glade tenants by the entirety with non filing spouse - 2,50 Lot consisting of 6 acres in riune, - 30, Shady ak rive, ashville, n J 20,00 Sub-otal > 294,50 (otal of this page) 0 continuation sheets attached to the Schedule of Real Property otal > 294,50 (Report also on Summary of Schedules) opyright (c) Best ase Solutions - vanston, L - (800)

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18 }bk1{schedule B - Personal Property}bk{ B6B (fficial Form 6B) (12/07) n re rene Louise Stevens ebtor, ase o. xcept as directed below, list all personal property of the debtor of whatever kind. f the debtor has no property in one or more of the categories, place an "x" in the appropriate position in the column labeled "one." f additional space is needed in any category, attach a separate sheet properly identified with the case name, case number, and the number of the category. f the debtor is married, state whether husband, wife, both, or the marital community own the property by placing an "H," "W," "J," or "" in the column labeled "Husband, Wife, Joint, or ommunity." f the debtor is an individual or a joint petition is filed, state the amount of any exemptions claimed only in Schedule - Property laimed as xempt. o not list interests in executory contracts and unexpired leases on this schedule. List them in Schedule G - xecutory ontracts and nexpired Leases. f the property is being held for the debtor by someone else, state that person's name and address under "escription and Location of Property." f the property is being held for a minor child, simply state the child's initials and the name and address of the child's parent or guardian, such as "A.B., a minor child, by John oe, guardian." o not disclose the child's name. See, 11.S and Fed. R. Bankr. P. 1007(m). ype of Property SHL B - PRSAL PRPRY escription and Location of Property Husband, Wife, Joint, or ommunity urrent Value of ebtor's nterest in Property, without educting any Secured laim or xemption 1. ash on hand ash on hand hecking, savings or other financial accounts, certificates of deposit, or shares in banks, savings and loan, thrift, building and loan, and homestead associations, or credit unions, brokerage houses, or cooperatives. Regions Bank - 7, Pinnacle Financial Partners - 43, Security deposits with public utilities, telephone companies, landlords, and others. 4. Household goods and furnishings, including audio, video, and computer equipment. LR, R, 3BRS, 5V, SR, SV, RFRGRAR, SWG MAHS, KH WAR, KH, MS HHG J 1,00 5. Books, pictures and other art objects, antiques, stamp, coin, record, tape, compact disc, and other collections or collectibles. MS BKS, PRS, ASSRS Wearing apparel. LHG - 1,00 7. Furs and jewelry. WG BAS A SM JWLRY Firearms and sports, photographic, and other hobby equipment. 9. nterests in insurance policies. ame insurance company of each policy and itemize surrender or refund value of each. 10. Annuities. temize and name each issuer. Ray Pressley established an annuity at Alliance Financial - 40,00 Sub-otal > (otal of this page) 93, continuation sheets attached to the Schedule of Personal Property opyright (c) Best ase Solutions - vanston, L - (800)

19 B6B (fficial Form 6B) (12/07) - ont. n re rene Louise Stevens ebtor, ase o. SHL B - PRSAL PRPRY (ontinuation Sheet) ype of Property escription and Location of Property Husband, Wife, Joint, or ommunity urrent Value of ebtor's nterest in Property, without educting any Secured laim or xemption 11. nterests in an education RA as defined in 26.S.. 530(b)(1) or under a qualified State tuition plan as defined in 26.S.. 529(b)(1). Give particulars. (File separately the record(s) of any such interest(s). 11.S.. 521(c).) 12. nterests in RA, RSA, Keogh, or other pension or profit sharing plans. Give particulars. 13. Stock and interests in incorporated and unincorporated businesses. temize. 14. nterests in partnerships or joint ventures. temize. 15. Government and corporate bonds and other negotiable and nonnegotiable instruments. 16. Accounts receivable. 17. Alimony, maintenance, support, and property settlements to which the debtor is or may be entitled. Give particulars. 18. ther liquidated debts owed to debtor including tax refunds. Give particulars. 19. quitable or future interests, life estates, and rights or powers exercisable for the benefit of the debtor other than those listed in Schedule A - Real Property. rene Louise Strachand Spendthrift rustt - nknown 20. ontingent and noncontingent interests in estate of a decedent, death benefit plan, life insurance policy, or trust. 21. ther contingent and unliquidated claims of every nature, including tax refunds, counterclaims of the debtor, and rights to setoff claims. Give estimated value of each. Sub-otal > (otal of this page) Sheet 1 of 2 continuation sheets attached to the Schedule of Personal Property opyright (c) Best ase Solutions - vanston, L - (800)

20 B6B (fficial Form 6B) (12/07) - ont. n re rene Louise Stevens ebtor, ase o. SHL B - PRSAL PRPRY (ontinuation Sheet) ype of Property escription and Location of Property Husband, Wife, Joint, or ommunity urrent Value of ebtor's nterest in Property, without educting any Secured laim or xemption 22. Patents, copyrights, and other intellectual property. Give particulars. 23. Licenses, franchises, and other general intangibles. Give particulars. 24. ustomer lists or other compilations containing personally identifiable information (as defined in 11.S.. 101(41A)) provided to the debtor by individuals in connection with obtaining a product or service from the debtor primarily for personal, family, or household purposes. 25. Automobiles, trucks, trailers, and other vehicles and accessories adillac SS - 18, Pace Arrow - 25, Boats, motors, and accessories. 27. Aircraft and accessories. 28. ffice equipment, furnishings, and supplies. 29. Machinery, fixtures, equipment, and supplies used in business. 30. nventory. 31. Animals. 32. rops - growing or harvested. Give particulars. 33. Farming equipment and implements. 34. Farm supplies, chemicals, and feed. 35. ther personal property of any kind not already listed. temize. Sheet 2 of 2 continuation sheets attached to the Schedule of Personal Property opyright (c) Best ase Solutions - vanston, L - (800) Sub-otal > 43,80 (otal of this page) otal > 137, (Report also on Summary of Schedules)

21 }bk1{schedule - Property laimed as xempt}bk{ B6 (fficial Form 6) (12/07) n re rene Louise Stevens ebtor, ase o. ebtor claims the exemptions to which debtor is entitled under: heck if debtor claims a homestead exemption that exceeds (heck one box) $136, S.. 522(b)(2) 11.S.. 522(b)(3) escription of Property SHL - PRPRY LAM AS MP Specify Law Providing ach xemption Value of laimed xemption urrent Value of Property Without educting xemption Real Property Location: 951 Giant ak rive, ashville enn. ode Ann (e) 12,50 150,00 ash on Hand ash on hand enn. ode Ann hecking, Savings, or ther Financial Accounts, ertificates of eposit Regions Bank enn. ode Ann ,90 7, Wearing Apparel LHG enn. ode Ann ,00 Furs and Jewelry WG BAS A SM JWLRY enn. ode Ann Annuities Ray Pressley established an annuity at Alliance Financial enn. ode Ann ,00 40,00 0 continuation sheets attached to Schedule of Property laimed as xempt opyright (c) Best ase Solutions - vanston, L - (800) otal: 56,50 198,927.00

22 }bk1{schedule - reditors Holding Secured laims}bk{ B6 (fficial Form 6) (12/07) n re rene Louise Stevens ebtor, ase o. SHL - RRS HLG SR LAMS State the name, mailing address, including zip code, and last four digits of any account number of all entities holding claims secured by property of the debtor as of the date of filing of the petition. he complete account number of any account the debtor has with the creditor is useful to the trustee and the creditor and may be provided if the debtor chooses to do so. List creditors holding all types of secured interests such as judgment liens, garnishments, statutory liens, mortgages, deeds of trust, and other security interests. List creditors in alphabetical order to the extent practicable. f a minor child is a creditor, the child's initials and the name and address of the child's parent or guardian, such as "A.B., a minor child, by John oe, guardian." o not disclose the child's name. See, 11.S and Fed. R. Bankr. P. 1007(m). f all secured creditors will not fit on this page, use the continuation sheet provided. f any entity other than a spouse in a joint case may be jointly liable on a claim, place an "" in the column labeled "odebtor",include the entity on the appropriate schedule of creditors, and complete Schedule H - odebtors. f a joint petition is filed, state whether the husband, wife, both of them, or the marital community may be liable on each claim by placing an "H", "W", "J", or "" in the column labeled "Husband, Wife, Joint, or ommunity". f the claim is contingent, place an "" in the column labeled "ontingent". f the claim is unliquidated, place an "" in the column labeled "nliquidated". f the claim is disputed, place an "" in the column labeled "isputed". (You may need to place an "" in more than one of these three columns.) otal the columns labeled "Amount of laim Without educting Value of ollateral" and "nsecured Portion, if Any" in the boxes labeled "otal(s)" on the last sheet of the completed schedule. Report the total from the column labeled "Amount of laim" also on the Summary of Schedules and, if the debtor is an individual with primarily consumer debts, report the total from the column labeled "nsecured Portion" on the Statistical Summary of ertain Liabilities and Related ata. heck this box if debtor has no creditors holding secured claims to report on this Schedule. RR'S AM A MALG ARSS LG ZP, A A MBR (See instructions above.) Avenue Bank c/o om Lawless 701 Broadway, 4th Fl ashville, B R - Husband, Wife, Joint, or ommunity H W J A LAM WAS RR, AR F L, A SRP A VAL F PRPRY SBJ L 1st mortgage 3124 Kennebeck rive ashville, G L Q A S P AM F LAM WH G VAL F LLARAL SR PR, F AY Representing: Avenue Bank Value $ Avenue Bank th Avenue South Suite 400 ashville, ,00 8,600,00 8,508,00 Value $ Security interest ommunity South Bank P Box 1680 Spring Hill, Pace Arrow Value $ 2nd mortgage 25,00 40,00 15,00 Pinnacle Fnancial Partners Po Box ashville, Location: 951 Giant ak rive, ashville 1 continuation sheets attached Value $ 150,00 Subtotal (otal of this page) 84,00 84,00 8,724,00 8,607,00 opyright (c) Best ase Solutions - vanston, L - (800)

23 B6 (fficial Form 6) (12/07) - ont. n re rene Louise Stevens ebtor, ase o. SHL - RRS HLG SR LAMS (ontinuation Sheet) RR'S AM A MALG ARSS LG ZP, A A MBR (See instructions.) Washington Mutual Fa 9451 orbin Avenue orthridge, A B R - Husband, Wife, Joint, or ommunity H W J A LAM WAS RR, AR F L, A SRP A VAL F PRPRY SBJ L 1st mortgage Location: 951 Giant ak rive, ashville G L Q A S P AM F LAM WH G VAL F LLARAL SR PR, F AY Value $ 150,00 150,00 Value $ Value $ Value $ Value $ Sheet 1 of 1 continuation sheets attached to Schedule of reditors Holding Secured laims Subtotal (otal of this page) 150,00 otal (Report on Summary of Schedules) 8,874,00 8,607,00 opyright (c) Best ase Solutions - vanston, L - (800)

24 }bk1{schedule - reditors Holding nsecured Priority laims}bk{ B6 (fficial Form 6) (12/07) n re rene Louise Stevens ebtor, ase o. SHL - RRS HLG SR PRRY LAMS A complete list of claims entitled to priority, listed separately by type of priority, is to be set forth on the sheets provided. nly holders of unsecured claims entitled to priority should be listed in this schedule. n the boxes provided on the attached sheets, state the name, mailing address, including zip code, and last four digits of the account number, if any, of all entities holding priority claims against the debtor or the property of the debtor, as of the date of the filing of the petition. se a separate continuation sheet for each type of priority and label each with the type of priority. he complete account number of any account the debtor has with the creditor is useful to the trustee and the creditor and may be provided if the debtor chooses to do so. f a minor child is a creditor, state the child's initials and the name and address of the child's parent or guardian, such as "A.B., a minor child, by John oe, guardian." o not disclose the child's name. See, 11.S and Fed. R. Bankr. P. 1007(m). f any entity other than a spouse in a joint case may be jointly liable on a claim, place an "" in the column labeled "odebtor," include the entity on the appropriate schedule of creditors, and complete Schedule H-odebtors. f a joint petition is filed, state whether the husband, wife, both of them, or the marital community may be liable on each claim by placing an "H," "W," "J," or "" in the column labeled "Husband, Wife, Joint, or ommunity." f the claim is contingent, place an "" in the column labeled "ontingent." f the claim is unliquidated, place an "" in the column labeled "nliquidated." f the claim is disputed, place an "" in the column labeled "isputed." (You may need to place an "" in more than one of these three columns.) Report the total of claims listed on each sheet in the box labeled "Subtotals" on each sheet. Report the total of all claims listed on this Schedule in the box labeled "otal" on the last sheet of the completed schedule. Report this total also on the Summary of Schedules. Report the total of amounts entitled to priority listed on each sheet in the box labeled "Subtotals" on each sheet. Report the total of all amounts entitled to priority listed on this Schedule in the box labeled "otals" on the last sheet of the completed schedule. ndividual debtors with primarily consumer debts report this total also on the Statistical Summary of ertain Liabilities and Related ata. Report the total of amounts not entitled to priority listed on each sheet in the box labeled "Subtotals" on each sheet. Report the total of all amounts not entitled to priority listed on this Schedule in the box labeled "otals" on the last sheet of the completed schedule. ndividual debtors with primarily consumer debts report this total also on the Statistical Summary of ertain Liabilities and Related ata. heck this box if debtor has no creditors holding unsecured priority claims to report on this Schedule. YPS F PRRY LAMS (heck the appropriate box(es) below if claims in that category are listed on the attached sheets) omestic support obligations laims for domestic support that are owed to or recoverable by a spouse, former spouse, or child of the debtor, or the parent, legal guardian, or responsible relative of such a child, or a governmental unit to whom such a domestic support claim has been assigned to the extent provided in 11.S.. 507(a)(1). xtensions of credit in an involuntary case laims arising in the ordinary course of the debtor's business or financial affairs after the commencement of the case but before the earlier of the appointment of a trustee or the order for relief. 11.S.. 507(a)(3). Wages, salaries, and commissions Wages, salaries, and commissions, including vacation, severance, and sick leave pay owing to employees and commissions owing to qualifying independent sales representatives up to $10,950* per person earned within 180 days immediately preceding the filing of the original petition, or the cessation of business, whichever occurred first, to the extent provided in 11.S.. 507(a)(4). ontributions to employee benefit plans Money owed to employee benefit plans for services rendered within 180 days immediately preceding the filing of the original petition, or the cessation of business, whichever occurred first, to the extent provided in 11.S.. 507(a)(5). ertain farmers and fishermen laims of certain farmers and fishermen, up to $5,400* per farmer or fisherman, against the debtor, as provided in 11.S.. 507(a)(6). eposits by individuals laims of individuals up to $2,425* for deposits for the purchase, lease, or rental of property or services for personal, family, or household use, that were not delivered or provided. 11.S.. 507(a)(7). axes and certain other debts owed to governmental units axes, customs duties, and penalties owing to federal, state, and local governmental units as set forth in 11.S.. 507(a)(8). ommitments to maintain the capital of an insured depository institution laims based on commitments to the F, R, irector of the ffice of hrift Supervision, omptroller of the urrency, or Board of Governors of the Federal Reserve System, or their predecessors or successors, to maintain the capital of an insured depository institution. 11.S (a)(9). laims for death or personal injury while debtor was intoxicated laims for death or personal injury resulting from the operation of a motor vehicle or vessel while the debtor was intoxicated from using alcohol, a drug, or another substance. 11.S.. 507(a)(10). * Amounts are subject to adjustment on April 1, 2010, and every three years thereafter with respect to cases commenced on or after the date of adjustment. 1 continuation sheets attached opyright (c) Best ase Solutions - vanston, L - (800)