flourish with us fully invested in your success

Transcription

1 flourish with us fully invested in your success

2 1 st 11 th among 562 registered of over 200 CPA firms ranked by assets under management Accounting Today, July 2015 investment advisors ranked by Financial Advisor magazine Financial Advisor, July 2015 Life is complicated, but managing wealth doesn t need to be. With an integrated approach, we simplify the complex and deliver the resources that mean the most to you. With Plante Moran Wealth Management, you ll find all you need in one firm strategy, investments, tax, insurance, trust services, and more. All from a team that s fully invested in your success. all for one fully invested approach

3 Fully invested in your success today and always with a holistic, coordinated, and collaborative approach. investment strategy Develop an investment strategy based on your personal balance sheet. Monitor results and adherence to the strategy based on our proven process. estate planning & business transition Create a legacy plan to benefit your family, charitable interest, or business. insurance Determine if current policies contribute to financial goals. Maximize this asset as it pertains to taxes, your estate plan, and portfolio returns. personal income tax trust services Construct a strategy to maximize after-tax dollars while working on family goals. Comply with filing requirements. investment research Conduct independent economic and market research to identify opportunities, risks, and solutions. Serve as trustee or trustee s agent to ensure your wishes are carried out.

4 8 th on the list of the nation s top 100 wealth managers ranked by Forbes, April dedicated wealth management professionals across all service areas When we use the term personal wealth management, the key word is always personal. Partner with us and benefit from high touch attention to process, planning, detail, reporting and, yes, to the goals that drive you. Client care and individual attention are Plante Moran hallmarks. Expect us to be fully invested in delivering that nourishing care with flourishing results. high touch attention fully invested client care

5 A nurturing process to realize growth and expand financial security at each step of your life cycle. {1} {2} analyze current position design optimal portfolio Analyze current investment activities, strategy, and policy. Assess performance objectives, risk tolerance, cash flow needs, liabilities, and taxes. Propose asset allocation strategies. Continually address strategic (long-term) and tactical (short-term) investment strategies against the backdrop of capital markets. {3} formalize investment policy Prepare a written, customized Investment Policy Statement. This step is one of the most important functions performed in the development and supervision of an investment program; it is the blueprint for success. {4} implement policy Analyze alternative money manager structures. Negotiate favorable account minimums and fees. Coordinate custody and brokerage services. {5} monitor and supervise Provide ongoing supervision of investment program, including ongoing procedures and review of performance. Rebalance/Reconfirm

6 Plante Moran s Wealth Management team has roots within one of the most respected audit, tax, and advisory firms in the country, making us different from other wealth advisors. Our holistic and client-centered approach is like having a personal CFO at your side to help you manage the complex task of your personal financial strategy. personal CFO fully invested advisors 18 consecutive years on FORTUNE assets magazine s 100 Best Companies to Work For list March 2016 $12.4b under management Form ADV dated Dec. 31, 2015

7 A powerful, personal CFO model that puts your goals first and builds financial fitness. Disciplined, strategic asset allocation-driven investment process To identify opportunities that may provide relative value in excess of historical norms investment strategy Independent, client-focused Committed to full disclosure Seasoned professionals holistic team approach your interests and success objectivity first Coordinated collaboration between disciplines, including income and estate tax, trust, insurance, and investments Integration of perspectives to optimize wealth management and meet family goals global market research Experienced research team and industry expert insights Extensive databases, peer group universes, and proprietary research

8 Independence is a two-sided coin. There s the financial independence or other goals that you look to achieve. Then there s Plante Moran Wealth Management, offering freedom of choice with the independence to recommend only what s best for you free from the products and tools other firms sell. We advise on smart choices. And that makes us, well, different. freedom of choice fully invested difference 140+ quotes from our Investment Research team have been featured in leading business and financial media outlets since 2013, including The Wall Street Journal, The New York Times, Associated Press Newswire, and Reuters Newswire

9 No proprietary products, no pitches, no high-pressure sales, just the freedom to go where smart money should and advice to guide wise decisions. Registered Representatives Other Registered Investment Advisors PROFESSIONAL: Stockbrokers Brokerage transactions like stocks, bonds, options, etc. Commissions and markups on transactions Financial Planners Mutual funds, partnerships, annuities, insurance, etc. Commissions built into products Banks PRIMARY RESPONSIBILITY: Fiduciary services, asset management, and asset custody services COMPENSATION: Money Managers Asset management disciplines; Generalists vs. Specialists Fees Fees Fees Investment Advisors Portfolio planning disciplines, money manager selection, and performance monitoring and reporting PLANTE MORAN FINANCIAL ADVISORS

10 50+ stories in The Wall Street Journal included economic commentary from our Investment Research team in The personal balance sheet we create at the beginning of our relationship helps you and us see both the big picture and the fine details. Your balance sheet also serves as an ongoing benchmark that keeps your team focused and accountable. A world of possibilities are measured with dollars and good sense. big picture views fully invested accountability

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12 1 st of 200 CPA firms ranked by assets under management by Accounting Today Accounting Today, July dedicated wealth management professionals across all service areas $12.4b assets under management Form ADV dated Dec. 31, 2015 wealth.plantemoran.com