Checking Account Unit FINANCIAL LITERACY
|
|
- Lynne Todd
- 8 years ago
- Views:
Transcription
1 Checking Account Unit FINANCIAL LITERACY
2 Kentucky Core Content Financial Management practices (e.g. maintaining bank accounts, budgeting, saving, using credit cards wisely, financing large purchases) are methods of achieving short and longterm goals. PL-H-3.2.1
3 Checking Account Definition: An account that allows depositors to write checks to make payments.
4 CHECK Written order to a bank to pay the stated amount to the person or business (payee) named on it.
5 Advantages of a Checking Account Provides a Convenient way to pay your bills. Safer than using Cash and handling your money. Built-in Proof of Payment (record keeping) system that you can use to track your expenses.
6 Opening a Checking Account: Fill out and sign a Signature Card Purpose of a Signature Card - provides an official signature that the bank can compare to the signature you write on your checks. Use your full name (nicknames should be avoided) Make a deposit You need money in the bank to spend it!!
7 Parts of a check (10: A J) A. Check number B. ABA number (fraction form): top half identifies the location and district of the bank from which the check is drawn; bottom half routes the check to the specific area & bank on which the check is drawn. C. Maker s pre-printed name and address
8 Parts of a check (continued) D. Date E. Payee person or company to whom a check is made payable F. Numeric amount the amount of dollars and cents being paid, written in figures. G. Written amount the amount of dollars and cents being paid, written in words.
9 Parts of a check (continued) H. Drawer or Maker person allowed to write checks on the account (person who opened the account). I. Account Number bank s identification number; checking account number; and the check number. J. Memo purpose of the check
10 Parts of a Check Drawer/Maker Date Check Number Memo Line Kris Garza 541 Crestwood Avenue Norman, Oklahoma Pay to the Order of Second National Bank Norman, Oklahoma FOR April 13, Payee Amount in Figures/Numeric Amount Jeans and Me, Ltd. $15.95 Fifteen and 95/100 Jeans Drawee : : : Kris Garza DOLLARS ABA No. Amount in Words/Written Amount Routing Number Check Number Account Number Drawer s/maker s Signature
11 Check Writing Tips 1. Always use a pen 2. Write legibly 3. Sign your name as you did on your signature card 4. When you make a mistake, void (cancel) the check and write a new one. To cancel a check, write the word VOID in large letters across the face of the check. Save the voided checks for your records 5. Have the funds in your account to cover each check you write.
12 Deposit Ticket/Slip Definition: Forms that allow you to put money into your checking account.
13 Making a Deposit 1. Fill in the Current Date 2. In the Cash Section: Write the total amount of Currency (paper money) and coins you are depositing 3. In the Checks Section: List any checks you are depositing with ABA number and Amount of each check individually. 4. Total Deposit (Cash + Checks)
14 Continued.. 5. If you would like cash at the time of the deposit, fill in the desired amount on the Less Cash Received line 6. Subtract the cash received from the subtotal or total deposit and write the final amount of the deposit on the Net Deposit line. 7. Sign your name on Line if you are receiving cash back from deposit. 8. Always keep a receipt of Deposit
15 Endorsing Checks: Blank Endorsement Restrictive Endorsement Special Endorsement Also called an Endorsement-in-Full
16 Blank Endorsement Endorsement that only has the Payee s name Steven H. Williams Sign your name on the top of the back of the check. Do not write below this line
17 Restrictive Endorsement Endorsement that restricts the check FOR DEPOSIT ONLY Check can only be deposited into your account, makes it very safe. For Deposit Only Steven H. Williams Do not write below this line
18 Endorsement in Full (Special) Endorsement used to transfer a check from one person to another. Both names must be on the back. Pay to the Order of Mary Griffith Steven H. Williams Do not write below this line
19 Check Register Definition: A booklet provided by your bank for recording your checking account transactions.
20 Guidelines for a Check Register 1 Record the Current Amount in your Account at the top of the Balance Column 2.As soon as you write a check or make a deposit, record it in the register. 3.Write check number. If the transaction is not a check, draw a slash or dash. 4. Write date (month, day, year) 5. Enter the payee
21 Guidelines (continued) 6. Enter the amount of check, withdrawal, or service charge in the Amount of Payment column. If the transaction is a deposit, write the amount in the Amount of Deposit column 7. Subtract Amount of Payment column; Add Amount of Deposit column. 8. Column headed by a check mark is used to check off each transaction when it appears on your monthly bank statement.
22 Reconciling Your Checking Account Definition: Compare the check register to the bank statement & get them to equal Page 7 in the handout
23 Other Banking Services Debit Card Purchases/Credit ATM Cash Withdrawals Pay by Phone or Internet Payments Transfers: Wire or ATM Pre-Authorized Payments Stop Payment Orders Check Returned for Insufficient Funds
24 The End..For Now
Purpose of a Checking Account- Money is deposited into an account and checks or drafts can be written to withdraw money from the account.
CHAPTER 9 CHECKING ACCOUNTS AND BANKING SERVICES Purpose of a Checking Account- Money is deposited into an account and checks or drafts can be written to withdraw money from the account. Demand Deposit-
More informationChapter 9. Checking Accounts and Other Banking Services
Chapter 9 Checking Accounts and Other Banking Services Checking Account Basics Checking Account - An account that allows depositors to write checks to make payments. Check - A written order to a bank to
More informationUnit 2 The Basic Accounting Cycle
Unit 2 The Basic Accounting Cycle Chapter 3 Chapter 4 Chapter 5 Chapter 6 Chapter 7 Chapter 8 Chapter 9 Business Transactions and the Accounting Equation Transactions That Affect Assets, Liabilities, and
More informationChecking Accounts. Open, Manage, and Reconcile
Checking Accounts Open, Manage, and Reconcile 1. What is a checking account? A checking account is opened at a bank or other financial institution. Banks offer several different types of checking accounts.
More informationStandard 4: The student will demonstrate the ability to balance a checkbook and reconcile financial accounts. Standard 4.
TEACHER GUIDE 4.1 MANAGING A BANK ACCOUNT PAGE 1 Standard 4: The student will demonstrate the ability to balance a checkbook and reconcile financial accounts. Standard 4. Tracking Your Money Priority Academic
More informationStandard 4: The student will demonstrate the ability to balance a checkbook and reconcile financial accounts. Standard 4.
STUDENT MODULE 4.1 MANAGING A BANK ACCOUNT PAGE 1 Standard 4: The student will demonstrate the ability to balance a checkbook and reconcile financial accounts. Standard 4. Tracking Your Money Alexis stops
More informationAV Equipment: Overhead projector with overheads of a blank check register and a bank reconciliation form.
Section 2 Financial Basics Title of Lesson/Subject: Manage Your Checking Account Prepared by: LaRee Misek Contact : E-mail address: laree.misek@sendit.nodak.edu Time Allotment: 2 weeks Grade: 8, 9 or 10
More informationMBTeam Banking. Personal Banking Checking Basics
MBTeam Banking Personal Banking Checking Basics What is a Checking Account? A checking account allows you to write checks or use a debit card to pay bills and buy goods. Benefits of a Checking Account
More informationAccounting for Cash. College Accounting. Heintz & Parry CASH INTERNAL CONTROL OPENING A CHECKING ACCOUNT
Heintz & Parry 0 th Edition Chapter 0 th Edition College Accounting Accounting for Cash CASH INTERNAL CONTROL Includes: Currency, coins, and checking accounts Checks received from customers Money orders
More informationAccounting. Chapter 6
Accounting Chapter 6 Lesson 6-1 Money is referred to as cash in accounting Check Checking account When open a checking account sign a signature card for all people who are allowed to sign checks Deposit
More informationLearn to Manage Your Checking Account and Protect Your Money
Managing Your Checking Account Learn to Manage Your Checking Account and Protect Your Money Benefits of Your Checking Account Maintaining your TFCU share draft (checking) account responsibly and accurately
More informationChecking Account & Debit Card Simulation and Student Worksheet. Understanding Checking Accounts and Debit Card Transactions
Checking Account & Debit Card Simulation and Student Worksheet Understanding Checking Accounts and Debit Card Transactions What is a Checking Account? Common financial service used by many consumers Funds
More informationWhat is a Checking Account? Checking Account & Debit Card Simulation. What is a Check? Bouncing a Check. Other Checking Components
Checking Account & Debit Card Simulation Understanding Checking Accounts and Debit Card Transactions What is a Checking Account? Common financial service used by many consumers Funds are easily accessed
More informationChecking Account and Debit Card Simulation
Checking Account and Debit Card Simulation Student Instructions and Worksheets Introductory Level Take Charge Today May 2006 Checking Account & Debit Card Simulation Page 1 Checking Account Student Instructions
More informationChecking Account and Debit Card Simulation
Checking Account and Debit Card Simulation Student Instructions and Worksheets Get Ready to Take Charge of Your Finances Family Economics & Financial Education May 2006 Get Ready to Take Charge of Your
More informationLearn about. How to deposit money. How to make withdrawals and write checks. How to keep track of your money
Cumberland Security Bank s Checking School Learn about How to deposit money How to make withdrawals and write checks How to keep track of your money Depositing Money You can deposit cash and/or checks
More informationChecking Account & Debit Card Simulation. Understanding Checking Accounts and Debit Card Transactions
Checking Account & Debit Card Simulation Understanding Checking Accounts and Debit Card Transactions What is a Checking Account? Common financial service used by many consumers Funds are easily accessed
More informationIntroductions. Student Introductions. Purpose. Objectives (Continued) Objectives
Introductions Instructor and student introductions Module overview 1 2 Your name Student Introductions Your expectations, questions, and concerns about checking accounts Purpose will teach you how to use
More informationBanking Guide for International Students usbank.com/northwestern
Banking Guide for International Students usbank.com/northwestern Member FDIC Opening a U.S. Bank Checking Account Q. What form of identification will I need to open a U.S. Bank checking account? A. International
More informationAgenda. Lecture Chapter 9 Quiz Chapter 8 Exercises & Problem Chapter 8. Objective. Cash Receipts. Cash Receipts, Payments, & Banking Procedures
Cash Receipts, Payments, & Banking Procedures Agenda Lecture Chapter 9 Quiz Chapter 8 Exercises & Problem Chapter 8 Cash Receipts, Payments, & Banking Procedures Objective Cash Receipts 1.cash receipts
More informationBanking Basics: Choosing a Bank
1 Banking Basics: Choosing a Bank Opening a bank account is an important step in managing your money. Every bank in New York is required to offer a basic bank account with a low minimum balance of 25 or
More informationBANKING & FINANCE (06)
8 Pages Contestant Number Total Work Time Rank BANKING & FINANCE (06) Regional 2005 Objective Questions (25 @ 2 pts. each) (50 pts.) Production Portion Job 1 Check Writing (12 pts.) Job 2 Check Register
More informationChecking and Banking
Chapter 5 Checking and Banking 5.1 Checking Accounts 5.2 Banking Services and Fees Lesson 5.1 Checking Accounts Learning Objectives LO 1-1 Describe the purpose of a checking account and the forms associated
More informationChecking Account Simulations
Checking Account Simulations ADVANTAGES AND DISADVANTAGES OF A CHECKING ACCOUNT Even though you have already opened an account, you need to be aware of the advantages and the disadvantages of using a checking
More informationWrite Checks the Right Way
Write Checks the Right Way Guide G-220 Revised by Fahzy Abdul-Rahman 1 Cooperative Extension Service College of Agricultural, Consumer and Environmental Sciences CHECKS VS. OTHER PAYMENT METHODS Checks
More informationBanking Procedures. Online Resources CHAPTER 5
CHAPTER 5 Banking Procedures Getty Images/PhotoDisc C hapter 5 discusses banking activities for consumers and banking in the United States. Many benefits and services for consumers are available from financial
More informationBasic Banking. 2) Money that a bank allows you to borrow and pay back with interest
Basic Banking When choosing a bank, you should look for a bank that offers the type of accounts and services you are looking for. You might look for convenience of branch locations, great customer service,
More informationControlling and Reporting Cash
Controlling and Reporting Cash Essential Principles for Safeguarding Cash and Reporting It On Financial Statements Gregory Mostyn, CPA Worthy and James Publishing www.worthyjames.com Controlling and Reporting
More informationControlling and Reporting Cash
Controlling and Reporting Cash Essential Principles for Safeguarding Cash and Reporting It On Financial Statements Gregory Mostyn, CPA Worthy and James Publishing www.worthyjames.com Controlling and Reporting
More informationParticipant Guide Building: Knowledge, Security, Confidence FDIC Financial Education Curriculum
Check It Out Building: Knowledge, Security, Confidence FDIC Financial Education Curriculum TABLE OF CONTENTS Page Determining Your Checking Account Needs 1 Checking Account Fees 2 Practice Exercise: Choosing
More informationGetting and Keeping A Checking Account
Getting and Keeping A Checking Account You've decided to get a checking account. That's a good idea. Your money will be safe and you'll have a record of what you've paid for. You'll know how much you have
More informationLearning about. Checking. Accounts WHAT YOU NEED TO KNOW. 2010 Deluxe Corp. All Right Reserved.
Learning about Checking Accounts WHAT YOU NEED TO KNOW 2010 Deluxe Corp. All Right Reserved. Contents Learn About Checking Accounts................................3 Write a Check....................................................4
More informationSavings and Bank Accounts
LESSON 2 Savings Savings and Bank Accounts Quick Write Suppose a relative gives you a generous gift of $1,000 for your sixteenth birthday. Your parent or guardian says that you can spend $50 on things
More informationHow to Manage Your Checking Account
CHAPTER 3 How to Manage Your Checking Account Activity: Individual 25 MINUTES Materials: One activity sheet and one calculator per student Objective: The purpose of this activity is for students to demonstrate
More informationTips on Managing Your Checking Account
Tips on Managing Your Checking Account How to Successfully Manage Your Checking Account By Liberty Check Printers Credit Union members have access to one of the most powerful checking account management
More informationWhy should I have a bank account and how do I use one?
Take it to the Bank! 2 Money Matters The BIG Idea Why should I have a bank account and how do I use one? AGENDA Approx. 45 minutes I. Warm Up: Why a Bank? (5 minutes) II. Checking Accounts: Putting Your
More informationTable of Contents... 1. Money Smart... 2. Check It Out... 3. Determine Your Checking Account Needs... 4. Checking Account Fees...
$ Table of Contents Table of Contents... 1 Money Smart... 2 Check It Out... 3 Determine Your Checking Account Needs... 4 Checking Account Fees... 5 Types of Checking Accounts... 7 Choosing a Checking Account...
More informationName: Date : Period:
Checking Account Vocabulary Check An order to pay money from your checking account to a person or company. Deposit Deposit Slip Putting money into a bank account A paper that you fill out which tells you
More informationlesson six using banking services teacher s guide
lesson six using banking services teacher s guide using banking services web sites web sites for banking services The Internet is probably the most extensive and dynamic source of information in our society.
More informationMake the Switch to Pinnacle Bank today!
Make the Switch to Pinnacle Bank today! Our user friendly switch kit makes it easy for you and your business to join Pinnacle Bank and start enjoying community banking with old-fashioned customer service
More informationMODULE 27 Describe how to open a checking account, balance a checkbook, and apply for a loan.
Student name: Date: MODULE 27 Describe how to open a checking account, balance a checkbook, and apply for a loan. Objectives: A. Describe how to open a checking account. B. Demonstrate how to balance a
More informationWelcome! You ve made a wise choice opening a savings account. There s a lot to learn, so let s get going!
Savings Account Welcome! Welcome to Young Americans Bank, the only bank in the world designed specifically for young people! Mr. Bill Daniels started Young Americans Bank in 1987 because he thought it
More informationTeacher's Guide. Lesson Six. Banking Services 04/09
Teacher's Guide $ Lesson Six Banking Services 04/09 banking services websites Students will make wise choices about their banking services once they understand such fundamentals as: selecting and managing
More informationlesson six banking services supplemental materials 04/09
lesson six banking services supplemental materials 04/09 banking terms account Money deposited with a financial institution for investment and/or safekeeping purposes. assets Items of monetary value (e.g.,
More informationBanking Basics 101. How to Manage Your Finances and Still Have Money Left Over For Pizza. Course objectives learn about:
Banking Basics 101 Course objectives learn about: Using a checking account Various types of payment vehicles Benefits of a savings account How to Manage Your Finances and Still Have Money Left Over For
More informationTWU CASH RECEIPTS POLICY
TWU CASH RECEIPTS POLICY The TWU Cash Receipts Policy provides procedures and guidelines to all University departments handling cash collections. Procedures have been established to encourage an effective
More information06-06 08-06. 4-H Club Officer Handbook. Treasurer
06-06 08-06 4-H Club Officer Handbook Treasurer Treasurer Congratulations! Your fellow club members have selected you to lead them through a successful 4-H year as Treasurer. In case you may have some
More informationNew Account Conversion CHECKLIST
New Account Conversion CHECKLIST You may check the boxes next to the items you have completed (if any). And then print out and keep this checklist handy. As you continue completing items, simply check
More informationFDIC Money Smart Financial Education Program
Check it Out Use this tip sheet to help you in the process of selecting, opening, and maintaining a checking account. This tip sheet covers the following topics: Determining your checking account needs
More informationChecking Account. Money Smarts for Kids. Money Skills for Life. Member FDIC. Welcome! What Is a Checking Account? Why Is a Checking Account So Great?
Checking Account Welcome! Welcome to Young Americans Bank, the only bank in the world designed specifically for young people! Mr. Bill Daniels started Young Americans Bank in 1987 because he thought it
More informationChecking 101. Checking Out Checking Accounts
Checking 101 Checking Out Checking Accounts Checking Account Basics A check is a written order that represents cash Credit Union checking accounts are also called SHARE DRAFT accounts A share draft is
More informationlesson six banking services overheads
lesson six banking services overheads beware of these high-cost financial services pawn shops charge very high interest for loans based on the value of tangible assets (such as jewelry or other valuable
More informationPresentation Slides. Lesson Six. Banking Services 04/09
Presentation Slides $ Lesson Six Banking Services 04/09 beware of these high-cost financial services pawn shops charge very high interest for loans based on the value of tangible assets (such as jewelry
More information1. Stop using your old account. 2. Move your direct deposits to your new ESSA checking. account.
5 easy steps to moving your checking to ESSA Bank & Trust Once you ve opened your new ESSA checking account: 1. Stop using your old account. Don t close it right away allow two months for checks to clear.
More informationPersonal Financial Literacy: Checking
Personal Financial Literacy: Checking Overview In this lesson, students will learn the benefits of checking accounts, as well as precautions one must take with these accounts. They will practice using
More informationHow to manage manage your your checking checking account. account.
How How to manage to manage your your checking checking account. account. Introduction Welcome to Desert Schools Federal Credit Union. Congratulations on your first checking account! It s the perfect time
More informationOPENING A CHECKING ACCOUNT
2 OPENING A CHECKING ACCOUNT SKILL 1 SKILL 2 SKILL 3 SKILL 4 SKILL 5 SKILL 6 SKILL 7 How to Compare Banking Services How to Open a Checking Account How to Keep Accurate Records How to Write a Check How
More informationWelcome. 1. Agenda. 2. Ground Rules. 3. Introductions. Check It Out 2
Check It Out Welcome 1. Agenda 2. Ground Rules 3. Introductions Check It Out 2 Objectives: Part 1 State the benefits of using a checking account Determine which checking account is best for you Identify
More informationTallulah, LA 318-574-9177. OPEN A DELTA BANK ACCOUNT at any branch location.
Account Switch Kit We know how busy you are! We have made it very convenient for you to switch your accounts to Delta Bank. Follow the four easy steps in this switch kit and allow us to become your bank.
More informationUnit 3 - Financial Services
Unit 3 - Financial Services Credit Unions vs. Banks Banks For profit companies owned by shareholders Offer services to everyone who wants to apply Owned by shareholders; customers do not vote Deposits
More informationHow to Set Up a 4-H Club Bank Account
PA804 North Dakota 4-H Treasurer s Record Book Name of Club Treasurer Leader Year Reviewed and reprinted October 2013 SEPTEMBER 2003 1 2 Duties of the Treasurer The treasurer keeps the money and fi nancial
More informationUsing Banking Services
Teacher's Guide $ Lesson Six Using Banking Services 04/09 using banking services websites websites for banking services The internet is probably the most extensive and dynamic source of information in
More informationlesson six banking services overheads
lesson six banking services overheads beware of these high-cost financial services pawn shops charge very high interest for loans based on the value of tangible assets (such as jewellery or other valuable
More informationMAKE THE SWITCH TO Convenient Understandable Banking!
MAKE THE SWITCH TO Convenient Understandable Banking! We want you to experience convenient understandable banking, so we have made it even more convenient to switch your accounts to First Farmers Bank.
More informationCampbell County 423-562-5151. OPEN A UNITED CUMBERLAND BANK ACCOUNT Open your account at any branch location.
Account Switch Kit We know how busy you are, so we have made it very convenient for you to switch your accounts to United Cumberland Bank. Follow the four easy steps in this switch kit and will allow us
More informationIslanders Bank. Make the Switch Kit
Make the Switch Kit Do you still think all banks are alike? Maybe you think it s too much trouble to open a new account at a different bank? Well, it s certainly NO trouble with Islanders Bank! When you
More informationChecking Account and Debit Card Simulation
Checking Account and Debit Card Simulation Student Assessment Answer Key Introductory Level Directions Step One: View s monthly transactions described below and complete all necessary transactions using
More informationUse Your Checking Account
Use Your Checking Account Demonstrate the ability to write, endorse, record, and deposit checks Explain types of checking accounts and checking account fees Your Checking Account A Checking account is
More informationkeeping a running balance
keeping a running balance Record checks, a check card payment, an ATM transaction and a deposit in the checkbook register below. Include the date, description, and amount of each entry. Calculate the balance.
More information4-H Treasurer s Record Book
4-H-453-04 4-H Treasurer s Record Book Name of 4-H Club/Unit 4-H Year: October 1, 20, to September 30, 20 4-H Club/Unit Treasurer Signature 4-H Club/Unit Organizational Leader Signature 4-H Programs Sources
More informationElkhorn Federal Credit Union
Accounts 101 Elkhorn Federal Credit Union First and foremost the number one principle to managing your checking account is to make sure there is enough money in your account to cover the transactions that
More informationBusinesses: Payment by Cheque
Businesses: Payment by Cheque As Canada s digital economy evolves, many Canadian businesses are examining their payment processes, considering the transition from paper to electronic payments. The efficiencies,
More informationAnytime Adviser Checking Account Coach
Anytime Adviser Checking Account Coach Welcome. This interactive guide coaches you in managing your checking account. You may move from chapter to chapter by selecting headings from the left. Click on
More informationYour new checking account
Your new checking account Getting started guide The information in this disclosure may not be entirely accessible to screen readers. Please call the Phone Bank at 1-800-TO-WELLS if you would like to obtain
More informationI m ready to make the switch.
I m ready to make the switch. We make it easy 4 simple steps. This switch kit has all the forms you need to transfer your checking accounts to Salem Five. Just fill it out, print, sign and return. 1. OPEN
More informationBusiness Banking Switch Kit. Getting Started
Business Banking Switch Kit We understand that switching bank accounts can be a hassle; but at Congressional Bank we make it easy. Following the steps below will make the process straightforward and trouble-free.
More informationYour Checking Account
Your Checking Account What You Need to Know Getting Started Staying in Balance Practice Examples Provided by Farmers & Merchants Union Bank Contents Learn About Checking Accounts 1 How to Write a Check
More informationHow To Switch A Bank Account To A Bank Of Bennington
Welcome! Welcome to The Bank of Bennington, We are pleased you have decided to open your accounts with The Bank of Bennington. This Switch-Kit is designed to help make moving your accounts easy and convenient.
More informationChecking Account and Debit Card Simulation
Checking Account and Debit Card Simulation Student Assessment Get Ready to Take Charge of Your Finances Family Economics & Financial Education April 2006 Get Ready to Take Charge of Your Finances Checking
More informationBANK B-I-N-G-O. service charge. credit card. pen. line nickel interest cash bank. ATM dollar check signature. debit card.
pen line nickel interest cash bank ATM dollar check signature teller withdraw bank withdraw penny deposit signature dime dollar pen deposit date teller line quarter check nickel interest ATM quarter dime
More informationCHECKING BASICS101. 701.255.0042 www.capcu.org
CHECKING BASICS101 701.255.0042 www.capcu.org This book is intended as a general guide to the topics discussed, and it does not deliver accounting, personal finance, or legal advice. It is not intended,
More informationYoakum National Bank SERVING THE AREA SINCE 1890. 2010 Yoakum National Bank All Rights Reserved. Rev120810-1
Thank you for choosing the Yoakum National Bank as your bank. We are a locally owned community bank serving the area for over 120 years. We would like to invite you to come by or call and let our staff
More informationABCs OF IBC. ibc.com A GUIDE TO MANAGE YOUR ACCOUNT TW 8/14
ABCs OF IBC A GUIDE TO MANAGE YOUR ACCOUNT ibc.com TW 8/14 Banking is as Easy as IBC Congratulations on opening your new IBC checking account. A checking account is a convenient way to manage your finances.
More informationMake the Switch to Anthem Bank & Trust today!
Switch Kit Make the Switch to Anthem Bank & Trust today! For help, please call or visit any Anthem Bank & Trust office, or go to www.anthembank.com Baton Rouge 7809 Jefferson Hwy., Ste. C-6 Baton Rouge,
More informationChecking 101. Property of Penn State Federal Credit Union
Checking 101 Checking 101 Checking Account Basics A check is a written order that represents cash Credit Union checking accounts are also called SHARE DRAFT accounts A share draft is equivalent to a check,
More informationCurrent/Cheque/Savings Account and Fixed Deposit Terms
Current/Cheque/Savings Account and Fixed Deposit Terms www.sc.com/sl Copyright 2015 Standard Chartered Bank Version 1.0-2015 Contents 1 Choosing the account that is right for you 1 2 Savings accounts 1
More informationStudent Activities. Lesson Six. Banking Services 07/10
Student Activities $ Lesson Six Banking Services 07/10 name: date: choosing a checking account name of bank: branch information Branch nearest your home: Branch nearest your work: Number of branches: number
More informationMake the right move.. and let A.J. Smith Federal Savings Bank... Make it Easy for You!
Make the right move.. and let A.J. Smith Federal Savings Bank... Make it Easy for You! Make the right move Switch your checking account to A. J. Smith Federal Savings Bank! We know that switching your
More informationBanking Test - MoneyPower
Banking Test - MoneyPower Multiple Choice Identify the choice that best completes the statement or answers the question. 1. If a person makes a deposit of $10,000 or more into a bank account, the bank
More informationOU FEDERAL CREDIT UNION SWITCH KIT
OU FEDERAL CREDIT UNION SWITCH KIT Switching your checking account to has never been easier! Just follow these five (5) simple steps! Open your Checking Account Complete an application for your free checking
More informationHow To Write A Check Online
BANKING & CHECKWRITING PACKET CHAPTER 7 Use your textbook and the information discussed in class to answer the following questions: Define the following terms: 1. Direct deposit: 2. Debit card: 3. Commercial
More informationCash Control and Banking Activities
CHAPTER 11 Cash Control and Banking Activities BEFORE YOU READ 1. 2.. 4. 5. 6. 7. 8. 9. What You ll Learn Describe the internal controls used to protect cash. Describe the forms needed to open and use
More informationFive EASY Steps to Switch to The Missouri Bank II
Five EASY Steps to Switch to The Missouri Bank II It s easy to switch your accounts to The Missouri Bank II because we ll help. We ll provide the forms and a check list of simple things to do to close
More informationNEW ACCOUNT SWITCH KIT CHECKLIST...
NEW ACCOUNT SWITCH KIT CHECKLIST... 1. To Switch Your Checking And/Or Savings Account(s), Please Bring: A voided check from your current checking account(s). A voided deposit slip from your current savings
More informationCOUNTY OF MENDOCINO CASH CONTROL AND ACCOUNTING STANDARD PRACTICE MANUAL F O R E W O R D
F O R E W O R D This Manual has been developed to provide basic guidance and to standardize operating procedures for all phases of handling cash. The policies and procedures contained in the Manual are
More informationBAnKinG PROCeDUReS. ONLINf Rf~OURCf~ u.s. savings bonds Federal Reserve System monetary policy. search terms: bank reconciliation online banking
BAnKinG PROCeDUReS c hapter 5 discusses banking activities for consumers and banking in the United States. Many benefits and services for consumers are available from financial institutions. Some accounts
More informationCurrent/ Cheque/ Savings Account and Fixed Deposit Terms
Current/ Cheque/ Savings Account and Fixed Deposit Terms www.sc.com/zm Copyright 015 Standard Chartered Bank Version 01-015 Contents 1 Choosing the account that is right for you Savings accounts Fixed
More informationInstructor Guide Building: Knowledge, Security, Confidence FDIC Financial Education Curriculum
Check It Out Building: Knowledge, Security, Confidence FDIC Financial Education Curriculum TABLE OF CONTENTS Page Module Overview 1 Purpose 1 Objectives 1 Time 1 Materials and Equipment Needed to Present
More informationThis sample chapter is for review purposes only. Copyright The Goodheart-Willcox Co., Inc. All rights reserved.
This sample chapter is for review purposes only. Copyright The Goodheart-Willcox Co., Inc. All rights reserved. 8 Reading for Meaning After reading the chapter, outline the key points and compare your
More informationMake the Switch Checklist
Make the Switch Checklist q Fill out our Application Information and Current Deposits and Payments forms. q Bring your completed forms to any NBT Bank office. Stop in when it s convenient for you or call
More information