HONG LEONG CREDIT CARD SPEND & WIN STYLISH CABIN BAG CAMPAIGN

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2 HONG LEONG CREDIT CARD SPEND & WIN STYLISH CABIN BAG CAMPAIGN TERMS & CONDITIONS CAMPAIGN PERIOD 1. The Hong Leong Bank s ( HLB ) Spend and Win Stylish Cabin Bag campaign ( Campaign ) commences on 06 February 2015 and ends on 1 March 2015, both dates inclusive ( Campaign Period ), unless notified otherwise. ELIGIBILITY 2. The Campaign is only open to selected existing HLB Credit Cardholders (include former EON Bank Credit Card) who receive an invitation to participate in this Campaign via Short Messaging Services (SMS) and/or promotional materials from HLB during the Campaign Period ( Selected Cardholders ). 3. The following Selected Cardholders are NOT eligible to participate in the Campaign: a) Employees of HLB whether on permanent or on contractual basis, employees of any of the HLB s representatives or agents (including external auditors, vendors, suppliers, advertising and Campaign agents) and their respective immediate family members (e.g. spouse, children, parent, brother or sister) b) Selected Cardholders who have committed or are suspected of committing any fraudulent, unlawful or wrongful acts in relation to any of the facilities granted by HLB or have been declared bankrupt (pursuant to a petition by either banks or by any third party) or are subject to any bankruptcy proceedings at any time prior to or during the Campaign Period; or c) Selected Cardholders who have committed, or determined by HLB to be potentially committing any of the wrongful acts stipulated herein; shall be immediately disqualified from participating in the Campaign. THE CAMPAIGN MECHANICS 4. Selected Cardholders who have performed an accumulated minimum spending of RM6,000 by using HLB Credit Card ( Eligible Spend ) within the Campaign Period ( Eligible Cardholders ) will stand a chance to win one (1) 19 Valentino Creation Bob Cat II Cabin Bag ( Gift ) each. 5. Eligible Spend includes any of the transactions performed by the Supplementary cardholders during the Campaign Period. 6. A total 300 units of Gift will be given away throughout the Campaign Period. 7. The Gift is valid on a first-come-first-served basis and is limited to one (1) Gift per Eligible Cardholder throughout the Campaign Period. 8. For avoidance of doubt, Eligible Spend shall exclude the following transactions: a) Cash withdrawal from any Automated Teller Machine ( ATM ) b) Finance charges and fees such as credit card annual fee, late payment charges, government service tax, etc.

3 9. Tracking of the Eligible Spend will be based on transaction dates and transacted Malaysian Time successfully posted in the HLB system throughout the Campaign Period. 10. In the event there is a tie (example where both Eligible Cardholders ranked 300 and 301 with their accumulated total RM6,000 Eligible Spend on the same date and same time), the Eligible Cardholder who has performed the most number of swipes using HLB Credit Card to achieve the Eligible Spend throughout the Campaign Period, will be entitled to receive the Gift 11. The Gift will be provided on an As Is basis. Visuals of the Gift shown in the printed materials and/or website are for illustration purposes only. Such visuals may not depict the actual color, model of specifications of the Gift and does not include any additional accessories. 12. Unless as otherwise notified by the Eligible Cardholders, Gift will be delivered to the Eligible Cardholders latest billing addresses (as furnished by the Eligible Cardholders) or based on HLB s records. Fulfillment and delivery of the Gift will be between (6) to eight (8) weeks from the end of the Campaign Period Fulfillment and delivery of the Gift will be provided and supported by HLB s authorized fulfillment service provider, PCM Perfect Marketing Sdn Bhd ( PCM ), who can be contacted at or Customer Care Hotline: (from 9.00a.m. to 5.30p.m., Monday to Friday). Any request to deliver the Gift to another address will not be entertained. 14. In the event the Eligible Cardholders do not receive the Gift, the Eligible Cardholders shall be responsible to notify their respective HLB branches in writing no later than 31 May 2015 for non-receipt of the Gift, failing which, HLB will not be held liable in any manner whatsoever for non-receipt of the Gift by the Eligible Cardholders. 15. HLB makes no representation or warranty with respect to quality of the Gift and shall not be responsibility to replace any lost, stolen or defective Gift (whether due to defects in materials or workmanship by manufacturer under warranty or otherwise). Eligible Cardholders are to deal directly with the manufacturer for such warranty information or claim at their own costs and expense without recourse to HLB. GENERAL 16. By participating in this Campaign, the Selected Cardholders: a) Agree that they have read and understood the Terms and Conditions herein and agree to be bound by the Terms and Conditions herein; b) Agree that all records of transactions within or outside of Malaysia captured by the HLB system within this Campaign Period are accurate and final; c) Agree that HLB s decision on all matters relating to this Campaign shall be final, conclusive and binding on all Selected Cardholders. No appeal and/or further correspondence will be entertained; d) Agree that any reversal of transactions shall be excluded; e) Agree that the Gift is non-transferable and non-exchangeable for cash or other kinds; f) Agree that any complaints or disputes concerning the Gift under this Campaign shall be settled between the Selected Cardholders and the merchant and/or manufacturer of the Gift; g) Agree to access the HLB s Website at regular time intervals to view the Terms and Conditions of this Campaign and to ensure they keep up-to-date with any changes or variations to the said Terms and Conditions; h) Agree and consent for HLB to disclose their particulars (i.e. names, addresses, phone numbers.) to HLB s service providers, PCM for the purpose of running this Campaign and delivering the Gift.

4 17. HLB reserves the right to: a) disqualify any of the Selected Cardholders who has committed or is suspected of committing any misconduct, fraudulent or wrongful acts at its sole and absolute discretion from participating in this Campaign; b) forfeit the Gift in the circumstances where there is reversal of Eligible Spend, termination of HLB Credit Card for any reason whatsoever during the Campaign Period or non-compliance to the Terms and Conditions herein; c) add, delete or amend the Terms and Conditions herein, wholly or in part, or to terminate this Campaign at its absolute discretion, by way of posting on the HLB Website, or in any other methods which HLB deems practical, in order to give prior notice to Selected Cardholders on such addition, deletion or amendment of the Terms and Conditions or termination of this Campaign; and d) substitute the Gift with an alternative gift of similar value at its absolute discretion, by way of posting on the HLB Website or in any other manner which HLB shall deem practical, in order to give prior notice to the Selected Cardholders. 18. HLB shall not be liable and responsible for any failure or delay in transmission of sales transactions by Visa International Incorporated, MasterCard Worldwide, merchant establishments, postal or any party in which may result in the Selected Cardholders being omitted from this Campaign. 19. Selected Cardholders Credit Card account(s) must be valid/ active, in good standing and must not be in breach of any of the Terms and Conditions of this Campaign and/or Cardholder Agreement at all times. 20. The Terms and Conditions herein shall be governed by and construed in accordance with the laws of Malaysia and the Selected Cardholders agree to submit to the jurisdiction of the Courts of Malaysia. 21. In addition to the terms stipulated above, Selected Cardholders agree that the general terms and conditions in the Cardholder Agreement shall be read together with the Terms and Conditions herein as an entire agreement. Any discrepancies between the Terms and Conditions herein as compared to the general terms and conditions contained in the Cardholder Agreement, the specific Terms and Conditions herein shall prevail to the extent of such discrepancy. 22. In the event of discrepancy between the Terms and Conditions herein and any advertising, campaign, publicity and other materials relating to or in connection with the Campaign, the final terms and conditions on the HLB Website shall prevail.

5 PROMOSI BELANJA & MENANG BEG KABIN BERGAYA DENGAN KAD KREDIT HONG LEONG BANK. TERMA & SYARAT TEMPOH PROMOSI 1. Kempen Belanja & Menang Beg Kabin Bergaya ( Kempen ) dari Hong Leong Bank (HLB) akan berlangsung dari 06 Februari 2015 hingga 1 March 2015 dan termasuk kedua-dua tarikh ( Tempoh Promosi ). KELAYAKAN 2. Promosi adalah hanya terbuka kepada Pemegang Kad Kredit HLB terpilih (termasuk Mach dan bekas Kad Kredit EON) sedia ada yang menerima jemputan untuk menyertai Promosi ini melalui Perkhidmatan Pesanan Ringkas ( SMS ) dan/atau risalah Promosi dari HLB semasa Tempoh Promosi ( Pemegang Kad Terpilih ). 3. Pemegang-pemegang Kad Terpilih berikut TIDAK layak menyertai Promosi: a) Kakitangan HLB samada tetap ataupun secara kontrak, kakitangan-kakitangan agensi atau wakil untuk HLB (termasuk juruaudit luar, pembekal, agensi pengiklanan atau agensi-agensi Kempen) dan ahli keluarga mereka yang terdekat. b) Pemegang Kad HLB yang telah melakukan atau disyaki melakukan sebarang penipuan atau kesalahan berkaitan dengan mana-mana Kad Kredit HLB mereka dan/atau kemudahan yang diberi oleh HLB atau telah diisytiharkan muflis atau bakal dikenakan prosiding kemuflisan semasa Tempoh Kempen; c) Pemegang Kad HLB yang telah melakukan atau berazam atau berpotensi untuk melakukan manamana salah laku yang tertera di sini akan dikecualikan dari penyertai Kempen. MEKANISMA KEMPEN 4. Untuk menyertai, Pemegang Kad Terpilih dikehendaki dilakukan perbelanjaan kumulatif minima sebanyak RM6,000 ( " Perbelanjaan Yang Layak" ) dengan menggunakan Kad Kredit HLB semasa Tempoh Kempen (" Pemegang Kad Layak ") untuk peluang memenangi satu ( 1 ) 19 " Valentino Creation Troli Bagasi Beg (" Hadiah " ). 5. Perbelanjaan Yang Layak juga meliputi perbelanjaan runcit yang dilakukan oleh Pemegang Kad Tambahan semasa Tempoh Kempen. 6. Sebanyak 300 unit hadiah akan diberikan sepanjang Tempoh Kempen. 7. Hadiah akan diberikan secara yang terawal, siapa cepat dia dapat dan dan dihadkan kepada satu ( 1 ) hadiah setiap Pemegang Kad Yang Layak sepanjang Tempoh Kempen. 8. Untuk pengelakan keraguan, transaksi-transaksi tersebut dibawah TIDAK dianggap sebagai Perbelanjaan Layak: a) Pengeluaran Tunai ( Cash Advance ) dari mana-mana Mesin Automated Teller ( ATM ) b) Caj-caj atau fi kewangan seperti Yuran Tahunan Kad Kredit, caj bayaran lewat dan cukai kerajaan.

6 9. Pengesanan untuk Perbelanjaan Layak akan berdasarkan tarikh dan waktu pembelian (mengikut Waktu Malaysia) yang berjaya dikemaskinikan ke dalam system HLB sepanjang Tempoh Promosi. 10. Sekiranya terdapat kedua-dua Pemegang Kad Yang Layak menduduki tempat 300 dan 301 dengan jumlah RM6,000 Perbelanjaan Yang Layak terkumpul pada tarikh dan masa yang sama maka Pemegang Kad Layak yang melakukan transaksi leretan kad paling banyak dengan menggunakan Kad Kredit HLB untuk mencapai jumlah Perbelanjaan yang Layak RM6,000 itu akan layak untuk menerima hadiah. 11. Hadiah akan disediakan dalam keadaan " Sedia Ada '. Gambar Hadiah ditunjukkan dalam bahan bercetak dan/atau laman web adalah untuk tujuan ilustrasi sahaja dan mungkin tidak menggambarkan warna sebenar,model spesifikasi Hadiah dan tidak termasuk sebarang aksesori tambahan. 12. Kecuali diberitahu selainnya, Hadiah akan dihantar ke alamat bil terkini Pemegang Kad Yang Layak (seperti yang diberikan oleh Pemegang Kad Yang Layak ) atau berdasarkan rekod HLB dan penghantaran hadiah adalah diantara ( 6 ) hingga lapan ( 8 ) minggu selepas tamat Tempoh Kempen. 13. Penghantaran hadiah akan disediakan oleh wakil terlantik iaitu PCM Perfect Marketing Sdn Bhd ("PCM" ) yang boleh dihubungi di atau Hotline Perkhidmatan Pelanggan : ( 9:00-17:30, Isnin hingga Jumaat). Sebarang permintaan untuk menghantar Hadiah ke alamat lain tidak akan dilayan, 14. Sekiranya Pemegang Kad Yang Layak tidak menerima hadiah, mereka hendaklah bertanggungjawab untuk memaklumkan HLB secara bertulis tidak lewat daripada 31 Mei Kegagalan untuk berbuat demikian, HLB tidak akan bertanggungjawab keatas hadiah yang tidak diterima oleh Pemegang Kad Yang Layak. 15. HLB tidak membuat sebarang representasi atau waranti berkenaan dengan kualiti Hadiah dan tidak akan bertanggungjawab untuk menggantikan mana-mana Hadiah yang hilang, dicuri atau rosak (sama ada disebabkan oleh kecacatan dalam produk atau mutu kerja oleh pengilang di bawah jaminan atau sebaliknya).pemenang perlu berurusan secara langsung dengan Pembekal dan / atau pengilang untuk maklumat atau tuntutan jaminan itu tanpa rekursa kepada Bank. Terma dan Syarat Umum 16. Dengan menyertai Promosi ini, Pemegang Kad Terpilih: a) Bersetuju bahawa mereka telah membaca dan memahami Terma dan Syarat ini dan bersetuju untuk terikat dengan Terma dan Syarat yang terkandung di sini; b) bersetuju bahawa semua rekod transaksi yang dirakam oleh sistem HLB di dalam Tempoh Promosi dan senarai muktamad Pemenang adalah tepat dan muktamad; c) bersetuju bahawa keputusan HLB atas semua hal berkaitan dengan Promosi adalah muktamad dan mengikat semua Pemegang Kad. Sebarang rayuan atau surat-menyurat tidak akan dilayani; d) bersetuju bahawa sebarang pembalikan Transaksi Layak adalah dikecualikan; e) bersetuju bahawa Hadiah tidak boleh dipindah milik dan tidak boleh ditukar dengan wang tunai atau lain-lain; f) bersetuju bahawa apa-apa aduan atau pertikaian berkaitan dengan Hadiah di bawah Kempen ini hendaklah diselesaikan di antara Pemegang Kad Terpilih dengan pedagang dan/atau pengeluar Hadiah; g) bersetuju untuk mengakses Laman Web HLB dari semasa ke semasa untuk menyemak Terma dan Syarat Promosi dan sentiasa mengikuti apa-apa perubahan atau pindaan kepada Terma dan Syarat; dan h) bersetuju untuk HLB untuk mendedahkan butir-butir mereka (iaitu nama, alamat, nombor telefon) kepada penyedia perkhidmatan yang dilantik oleh HLB seperti PCM untuk tujuan menjalankan Kempen ini dan menyampaikan Hadiah.

7 17. HLB mempunyai hak untuk: a) menolak kelayakan mana-mana Pemegang Kad Terpilih untuk menyertai Kempen atas apa jua sebab yang dianggap wajar menurut budi bicaranya yang mutlak. b) lucut hak atas Hadiah jika sekiranya berlaku pembalikan Transaksi Layak atau penamatan Kad Kredit HLB semasa Tempoh Promosi dan/atau pada peringkat pemberian Hadiah; atau tidak mematuhi Terma dan Syarat di dalam ini; c) menambah, memotong atau meminda Terma dan Syarat ini, keseluruhannya atau sebahagiannya, atau untuk menamatkan Kempen ini mengikut budi bicara mutlaknya, dengan cara memaparkan di Laman Web HLB, atau dalam apa-apa cara lain yang HLB rasa praktikal, untuk memberikan notis kepada Pemegang Kad Terpilih atas apa-apa penambahan, penghapusan atau pindaan kepada Terma dan Syarat ini atau penamatan Kempen ini; dan d) menggantikan Hadiah dengan hadiah alternatif yang bernilai sama mengikut budi bicara mutlaknya dengan cara memaparkan di Laman Web HLB atau apa-apa cara lain yang HLB rasakan praktikal, untuk memberi notis terlebih dahulu kepada Pemegang Kad Terpilih. 18. HLB tidak akan bertanggungjawab atas sebarang kegagalan atau kelewatan penghantaran transaksi jualan oleh MasterCard Worldwide, Visa International Incorporated, VISA Worldwide, syarikat peniaga, pihak pos atau mana-mana pihak yang mungkin menyebabkan Pemegang Kad tertinggal daripada Kempen ini. 19. Akaun-akaun Kad Kredit Pemenang Kad Terpilih hendaklah sah/aktif, berkedudukan baik dan tidak melanggar mana-mana Terma dan Syarat Promosi ini dan/atau Perjanjian Pemegang Kad pada peringkat pemberian Hadiah. 20. Terma dan Syarat di dalam ini akan tertakluk kepada dan ditafsirkan selaras dengan undang-undang Malaysia dan Pemegang Kad bersetuju untuk akur kepada bidang kuasa Mahkamah-mahkamah Malaysia. 21. Terma dan Syarat ini adalah sebagai tambahan kepada Perjanjian Pemegang Kad dan Pemegang Kad Layak bersetuju bahawa Terma dan Syarat Am dalam Perjanjian Pemegang Kad hendaklah dibaca bersama-sama Terma dan Syarat ini sebagai suatu perjanjian keseluruhan. Jika sekiranya terdapat apaapa percanggahan antara Terma dan Syarat Promosi dengan Terma dan Syarat Umum yang terkandung dalam Perjanjian Pemegang Kad, maka terma dan syarat tertentu di sini akan diutamakan sejauh yang menyentuh Promosi ini. 22. Jika sekiranya terdapat apa-apa percanggahan antara Terma dan Syarat Promosi dengan Terma dan Syarat Umum, pemasaran, promosi, yang terkandung dalam Perjanjian Pemegang Kad, maka terma dan syarat tertentu di sini akan diutamakan sejauh yang menyentuh Promosi ini.

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