Advantis Advantis Advantis Crypto Contactless JavaCard Advantis Crypto Contactless JavaCard Advantis Crypto Contactless JavaCard

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1 Advantis is a family of products and services that furnish EMV issuer with the entire infrastructure needed for processing financial transactions with multi-application smart cards. Advantis is a new generation of operating systems for multi-application smart cards that combine in a single chip EMV, the debit/credit VIS and M/Chip applications and additional applications such as electronic purse, authentication, transport, etc. Advantis Crypto Contactless JavaCard incorporates JavaCard-GlobalPlatform technology for dynamic downloading of applets into a single card, even after the card has been issued to the end-user, in accordance with the international standards set by GlobalPlatform. The Advantis Crypto Contactless JavaCard operating system facilitates the storage and use of digital signatures via RSA keys. The crypto-processor supports numerous PKI applications: sending and receiving encrypted , logical and physical access control, etc. With its contactless technology, Advantis Crypto Contactless JavaCard provides a high level of service within environments in which transaction speed and secure data storage are key factors.

2 Advantages MULTI-PROFILE Cards with the Advantis Crypto Contactless JavaCard operating system can be configured with different profiles defined for the cardholder by the issuing institution. Some profile parameters may be modified after the issue date, enabling issuers to react to new risk factors without the expense of issuing a new card. MULTI-BRAND The Advantis Crypto Contactless JavaCard operating system implements the requisites for issuing cards in combination with proprietary applications on the same platform, which translates into a savings of operating and maintenance costs. MULTI-APPLICATION The Advantis Crypto Contactless JavaCard operating system provides financial institutions with a single technological platform that is independent of the financial application (credit/debit) to be used, and of the non-financial applications that add value to the card. MULTI-PROVIDER The Advantis Crypto Contactless JavaCard operating system is compatible with numerous chip and card providers, which means card issuers are free to choose from a wider range of suppliers. ADDITIONAL AVANTAGES This new product incorporates the JavaCard technology that defines a secure, portable and multi-application platform, and includes many advantages of the Java language, like easy application development, security, hardware independence and compatibility with the current standards (readers transport, etc.)

3 Advantis Crypto Contactless JavaCard Applications Non-financial applications Storage, viewing and retrieval of data Medical, labour and administrative histories Consulting notes and files Biometric identification Fingerprint Points inventary and follow-up Physical access control Loyalty programmes Logical access control Restricted access to Windows Networks (LAN, VPN, etc.) Single sign-on Transport card applications Digital signature Secure eforms Financial applications PKI applications EMV débit/credit VIS to Visa M-Chip to MasterCard With and without contacts 3DES electronic purse

4 Advantis smart card services SMART CARD SOFTWARE "On Card": Advantis Crypto Contactless JavaCard OS Financial and non-financial applications "Off Card": Cryptographic library Basic and Premium Advantis Internet plug-ins Service support modules Development and simulations tools Software and specifications for terminals System integration PRE-PERSONALIZATION Specifications for pre-personalization Pre-personalization key delivery PERSONALIZATION Specifications for personalization Personalization file with validation data Models of profiles for different Visa and MasterCard debit / credit applications TECHNICAL SUPPORT / CONSULTING EMV personalization file generation tool Digital signature Personalization key delivery Support to adapt the personalization systems POST-PERSONALIZATION Advantis Explorer Advantis EasyPKI Advantis Validator

5 STM FEATURES Operating system Advantis Crypto Contactless JavaCard EEPROM memory 36 y 52 kbytes TECHNICAL SPECIFICATIONS Specifications EMV 4.2 Visa VIS Visa Contactless VCPS Visa Applet 2.8.1F MasterCard Product's next version MasterCard contactless Product's next version JavaCard specifications Version Global Platform specifications Version Authentication off-line DDA/CDA Parametrizable EMV application MULTI-APPLICATION Digital signature generación PKI (X-509) Advantis EasyPKI EEPROM memory available for other applications CARD FEATURES Visa Security Review Comunication protocol T=0 Contactless protocol A Financial PIN Clear text/encrypted ISO CRYPTOGRAPHIC FEATURES Calculation of RSA signatures (2048 bits) 3DES security in CBC mode Card authentication with 3DES and digital signatures RSA Authentication of external application with 3DES Restricted access to internal data, requiring cryptographic verifications Internal generation of RSA keys (2048 bits) CHIP FEATURES Chip ST31ZR52/ST31ZR36 ADVANTIS CRYPTOGRAPHIC LIBRARY Compatible with Windows XP/Vista/w7 PKCS#11 Advantis CSP for Microsoft CryptoAPI Digital certificates storage ServiRed, S.A. Gustavo Fernández Balbuena, Madrid, España Tel: Fax: avaldaliso@servired.es Redsys, S.L., 2014 Advantis is a registered trademark of Redsys, S.L. All technical data are subject to change without notice.