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1 Why Beacon Non-Judicial Foreclosure Act as Substitute Trustee Post-Foreclosure Coordination Default/Foreclosure Title Services Loss Mitigation - Deeds-In-Lieu of Foreclosure - Forbearance Agreements Coordinate Title Nationally Curative Title Work Default Management Custom Reports Recording Posting and Publishing Web Access to Foreclosure Status Paperless Offices Services Document Preparation and Research Beacon Default Management offers unparalleled, reliable and proven trustee services facilitating non-judicial foreclosure for commercial properties in the Western States. Beacon Default s seasoned professionals think strategically, deliver immediate response and ensure attention to detail even in the most challenging deals. An exceptional level of customer service, industry acumen and access to key partners and counsel distinguish Beacon as the go-to resource expert for attorneys, lenders, pension funds, special servicers, governmental agencies (FDIC), receivers, and title companies. Beacon services all title insurance underwriters. Beacon sets itself apart through knowledge, service and technology. Knowledge Beacon is staffed with seasoned real estate professionals comprising of a broad range of professional expertise. We can offer expedited answers with innovative and cost-effective solutions to your foreclosure needs. All key personnel have twenty or more years experience and are certified by the United Trustee Association. The company has attorneys on site for case management. Service Our primary objective is to create value through unsurpassed customer service by applying our experience gained over decades of facilitating default services. The combination of understanding the business objectives with unsurpassed industry knowledge gives us the ability to work through any unique servicing requirements. This type of attitude and service has allowed us to distinguish ourselves in the marketplace. Technology To facilitate your foreclosures with speed, efficiency and precision necessary in today s world, Beacon utilizes state of the art software. Our technology combined with our experienced professional staff delivers accurate customized documents and templates with all the crucial information required for each individual case. Our clients have the ability to access our web portal for instant status on all foreclosures. Contact: Veronique Collin Director of Sales Tel. (818) Ext collinv@beacondefault.com

2 What We Do Below is an overview of the services Beacon Default Management provides: Non-judicial foreclosure Coordinate Title - Trustee Sale Guarantee (TSG), Litigation Guarantee, issuance of the Owner s Title Insurance policy and binder, if requested, in preparation of the asset transferring to the REO department, simultaneously providing cost effective curative title solutions, if needed; Beacon works closely with all of the national title insurance companies and frequently serves in an advisory capacity to aid in the curing of title and underwriting issues; Knowledgeable staff with multi-faceted disciplines (our key personnel are former senior title company underwriters, seasoned lender workout/litigation and REO executives); Web based status on all loans. In addition to our core business model of trustee services we offer a "default management" component: Coordinate title strategy (as mentioned above) on a national level; File review; Ability to dual track foreclosures (on files where there is both an active judicial foreclosure and a nonjudicial foreclosure we can seamlessly track both to ensure that no court dates are missed, and all Beneficiary side timelines are met); Proprietary/customized reports; Asset manager reports - provides asset managers with current file status on judicial and nonjudicial foreclosures with customized categories, (i.e. open items, items in progress, next step task and division of responsible party duties); Managerial level reports showing summary status on all assets in the queue - as well as notification should crucial items need immediate response. We are a highly specialized provider of trustee services to attorneys, lenders, and special servicers on commercial transactions in the Western United States. Our platform offers a large array of services allowing our client's the combined benefit of our unsurpassed knowledge, superior service and proprietary technology. We would very much welcome an opportunity to further discuss our services as well as your and your clients needs. For more information, please contact: Veronique Collin Tel: (818) ext collinv@beacondefault.com

3 Selina I. Parelskin is the President of Beacon Default Management, Inc., a trustee company which facilitates non-judicial foreclosures. Her responsibilities include running the day-to-day operations of the company and oversight of its nationwide default service providers. Selina has over 26 years of experience in commercial real estate primarily as it relates to title insurance underwriting, escrow and non-judicial foreclosure functions. Current clients include law firms, banks, title insurance companies, the FDIC and special servicers. Prior to forming Beacon Default Management, Selina worked exclusively on the transactional side of commercial real estate transactions facilitating closings (underwriting, title insurance and escrow responsibilities). In 1990, she acted as the liaison between the RTC and a national title insurance underwriter where she was directly responsible and named four consecutive years as the largest contractor responsible for title, escrow and ancillary services. Asset dispositions were conducted through auctions and portfolio sealed bidding accounted for more than $150 billion in closed transactions on behalf of the RTC. Selina is an active board member of City of Hope, The Jewish Federation REC division and co-founder of Women in Real Estate (WIRE). She is a member of the United Trustees Association (UTA), Mortgage Bankers Association (MBA), National Association of Industrial Office Parks (NAIOP) and International Conference of Shopping Centers (ICSC). Selina was awarded a Bachelor of Science in Business Administration with a minor in Finance from the University of Maryland; she graduated Phi Beta Kappa.

4 Veronique Collin is the Director of Sales for Beacon Default Management, Inc. Veronique is the visionary behind all strategic planning for Beacon. She is the liaison between the company s primary clients namely, law firms, banks, asset managers and special servicers. Prior to joining Beacon Default Management, Veronique worked as a real estate broker with BRC Advisors in Beverly Hills with specialization in high-end retail leasing and investment sales. She has been in the real estate industry since Her professional experience also includes property management and condominium development. Veronique is an active member of The Jewish Federation Real Estate and Construction Division, Women in Real Estate (WIRE), and The Moriah Society. She is a licensed California Real Estate Broker. Veronique was born and raised in Paris, France and moved to the United States at the age of eleven. She grew up in the Los Angeles area and received a Bachelor of Science degree in Accounting from The University of Southern California.

5 Nisha Patel is the Certified Trustee Sale Officer for Beacon Default Management, Inc. Nisha oversees the processing of the company s more complex and high liability transactions and serves as a liaison between the company s clients and the Title Insurance Companies and Posting and Publishing Companies. She is also responsible for the day-to-day accounting responsibilities and compliance management. Based on her prior experiences in the corporate arena along with her natural leadership skills, she has taken the Company to a new level of organization and management which has made her an integral part of our team. Prior to joining the Beacon team, Nisha worked in the Title Insurance industry for ten years as an employee of the top two Title Insurance Corporations in the nation: First American Title Insurance Corporation and Fidelity National Title Insurance Company. She held various positions within each company including, Accounts Receivable Associate, Payoff Officer, Title Assistant, and National Coordinator. Nisha is also a licensed Realtor and has held her real estate license since Nisha is an active member of the United Trustees Association, National Association of Realtors, California Association of Realtors, and the Pacific West Association of Realtors. She is also a volunteer with the Southern California Gujarati Cultural Society. Nisha was born and raised in Southern California and she was awarded her Bachelor of Arts degree in English Literature from the University of California, Irvine in June, She is currently enrolled at the University of Southern California Marshall School of Business and Management to earn her Master of Business Administration degree. Her anticipated completion date is May 2013.

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