Service package «MAXIMUM» special treatment to special customers

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1 Service package «MAXIMUM» special treatment to special customers Financial services, options and privileges that will help you while you enjoy your daily life and travelling and support you in achieving your life and business goals.

2 MAXIMUM privileges MAXIMUM IN THE BRANCHES All you need from the bank tailor-made service at any Alfa-Bank branch in Russia MAXIMUM ON THE PHONE 24/7 support through a dedicated telephone line MAXIMUM MOBILITY Convenient and useful online banking and mobile banking services Alfa-Click on your PC and Alfa-Mobile on your smartphone

3 Financial services Visa Platinum Black/World MasterCard Black Edition, Visa Signature cards for you and your relatives Current accounts in 5 currencies: RUB, USD, EUR, GBP, CHF Professional advice and personal financial planning Privileged terms of money depositing in RUB, USD, EUR Special rates on currency exchange Free cash withdrawals abroad Extended limits on cash withdrawals and external money transfers through online banking Wide range of investment tools

4 Premium cards Visa Platinum Black, Visa Signature and World MasterCard Black Edition cards will provide extra benefits to you: Special offers and discounts at premium stores and restaurants (Visa World of Privileges and MasterCard Priceless Cities Programs) Emergency support in case of card loss or theft abroad (urgent card issue, up to 5000 USD cash advance) Protected Card service for ultimate protection of your money against card fraud Exclusive benefits provided by Visa Platinum Black and Visa Signature cards: Purchase insurance in case of damage, loss or theft during 90 days after purchase Doubled warranty period on all purchases paid by your card Additional medical and legal support

5 Added value debit and credit cards Travel cards with integrated mile programs: Alfa-Miles (included in the package fee) Aeroflot MasterCard World Black Edition S7 Priority Platinum Black Anywayanyday Platinum Special offers and discounts for cardholders: Man Card and Cosmo Card M.video-bonus card Credit cards with credit limits up to RUR and a 100 day grace period MasterCard Virtual cards linked to your current or credit account for safe online shopping! Service package Maximum includes up to 6 debit cards at a time

6 Smart and comfortable travel Alfa-Miles Visa Signature debit or credit card 1,75 Alfa-miles for each 30 RUR paid by the card You can buy on Alfa-miles: Tickets of 380 airlines Train tickets in Russia hotels worldwide Rent-a-car at airports worldwide Aeroexpress trains to Moscow airports Free cash withdrawals abroad with your Alfa-Miles debit card alfamiles.com

7 Special travel insurance program Travel insurance for you and your family members Eligible for visa applications required by visa centers and embassies Covers emergency medical expenses abroad up to the amount of $ Includes amateur sport risks Valid worldwide* *Not less than 100 km from the place of residence and work

8 VIP travel around the world Transfers from / to airports and railway stations by business class taxis in big cities in Russia, Ukraine and Kazakhstan Access to business lounges at the following international airports in Russia: Sheremetevo (B,C,D, E, F) Domodedovo Pulkovo (St Petersburg) Koltsovo (Ekaterinburg) Tolmachevo (Novosibirks) Khrabrovo (Kaliningrad) % Up to 20% discounts on car rentals, transfers and wellness tours Access to airport VIP lounges worldwide with Priority Pass card that is given free within Alfa-Miles program.

9 Financial planning FINANCIAL PLANNING MEANS Investment to earn desired income 1 STEPS Defining personal goals Professional advice on your current and future income distribution in line with your goals and plans Thorough selection of financial tools to ensure risk balance and goal achievement Developing a balanced portfolio strategy Choosing financial tools Checking performance of the balanced portfolio TOOLS FOR SAVING AND INVESTING EXAMPLE OF BALANCED PORTFOLIO Current accounts Saving accounts Deposits Structured tools Mutual funds Life and health insurance saving programs 22% 21% 39% 8% 10% Money for current expenses and short-term goals Low-risk investment e.g. deposits Saving for medium-term goals (real estate / business development) Saving for long-term goals (children education / real estate for children etc.) Investment for maximum income

10 Privileges from our partners EUROWINE Alfa-Strakhovanie: special terms on various insurance programs Simple - 10% off any purchase, selection of wine collections Eurowine - 10% off any purchase, selection of wine collections Amulex National Legal Service

11 Service fee Free of charge If the minimal amount on all your current and My safe saving accounts is not less than 1 mil RUR / $ / during the calendar month. MIL MIL 2 or 35000$ $ If the average monthly amount on all your current, saving, deposit accounts and Alfa-Capital investments is not less than 3 mil RUR / $ / Fee of 3000 RUR/month applies in other cases

12 Why MAXIMUM? Your value Service Market price per year Price for MAXIMUM customers Travel insurance* rur Free Priority Pass card* rur Free Transfer to/from airports up to rur Free Access to airport lounges up to rur Free Service fee rur Free Total expenses up to rur Free *Exchange rate 75,75 RUR/1 EUR, 67 RUR/1 USD

13 DISCOVER MAXIMUM WITH ALFA-BANK (for Moscow customers) (for customers in the regions of Russia) JSC ALFA-BANK. General license No 1326 dated 16th January 2015

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