How To Pay For Health Care In Kenyana
|
|
|
- Darleen Skinner
- 3 years ago
- Views:
Transcription
1 THE CO-OPERATIVE INSURANCE COMPANY OF KENYA LIMITED INSURED OUTPATIENT SCHEME PROPOSAL PRESENTED TO: KENYA FOREST SERVICE
2 2 Outpatient cover benefits for KFS The benefits stated in this Schedule, except Dental and Optical, are within the overall outpatient cover limit per family. No. Benefit description 1 Overall outpatient cover limit per family (combined for both illness and accident ) BOARD OF DIRECTORS KFS 1 KFS 2-4 KFS 5-9 KFS , , ,000 75,000 50,000 2 Outpatient Consultation as per negotiated rates 3 Prescription drugs (Prescriptions above 5,000 require preauthorization) 4 Prescribed routine laboratory tests 5 Radiology (X-ray and Ultrasound) - CT Scan and MRI require preauthorization) 6 Pre-existing chronic conditions and cancer. 7 Newly diagnosed chronic conditions after 4 months of cover 8 HIV/AIDS and related opportunistic conditions 9 Maternity cover ANC (Max 1 U/S Scan) & PNC only (up to 6 weeks post natal) 10 Psychiatry and psychotherapy 11 Outpatient Oncology/Cancer diagnosed after 4 months of membership 12 Immunizations (KEPI) 13 Dental cover 30,000 30,000 20,000 15,000 15, Optical cover 30,000 30,000 20,000 15,000 15,000 Outpatient services offered The following expenses are covered subject to the medical limit stated above:
3 3 Medical services (subject to medical limit) Outpatient consultation with General Practitioners Prescribed drugs/medication and dressings (A prescription above Kshs 5,000 must be pre-authorization). HIV/AIDS related conditions and prescribed ARV s. Specialist s consultations, strictly on referral basis Outpatient surgery Diagnostic laboratory and radiology procedures (X-rays, laboratory services, etc). Routine free child immunization and vaccinations (KEPI). Routine antenatal check-ups. Post natal care up to six weeks post-delivery(with not more than two scans). Pre-existing, Chronic and recurring conditions. Health education. Counseling. Dental services(subject to Dental limit) Dental consultation. Dental treatment expenses (anaesthetist s fees, operating theatre). Dental exclusions shall include: i. Expenses arising from replacement or repairs of old dentures, bridges and plates unless Directly caused by accidental injury. ii. Expenses relating to orthodontic treatment of a cosmetic nature unless directly caused by a disease or accident. Optical services(subject to optical limit) Eye consultation - including refraction and eye examination. Check up of glasses Post surgical follow up reviews. Prescribed glasses (frames and contact lenses) subject to the optical limit. Optical exclusions shall include: i. Replacement of frames unless directly caused by accidental injury to an eye. ii. Replacement of lenses unless prescribed by a qualified Ophthalmologist as Necessary. Access to services
4 4 Scheme members will access medical services through a countrywide network of medical service providers (see attached the panel list). Each member of the scheme (including dependants) will be issued with a Photo Card for identification when seeking services. The card must be produced in order to access outpatient services without inconvenience. Access is strictly limited to appointed medical service providers. CIC will not be liable for bills incurred by use of non-panel service providers except in emergency circumstances, in which case CIC must be notified within 24 hours of receiving service. Notification can be done through the medical helpline, or any other effective method. Invoices for non-panel doctors will be paid in line with current rates as recommended by The Kenya Medical Practitioners and Dentists Board. Any extra charges above the recommended rates will be bone by the member. PROVIDER PAYMENT AND OUTPATIENT REIMBURSEMENT CLAIMS CIC has put in place efficient credit arrangements with contracted medical service providers. Treatment bills are send directly to CIC for settlement. Reimbursement claims are not allowed except in real emergency circumstances where an appointed provider is not accessible. In such a situation the member or next of kin must call CIC using the medical helpline for authorization within 24 hours of receiving service. The following documents are required for outpatient claim reimbursement: - Original hospital invoices, with expenses clearly broken down into Pharmacy, Lab, etc. - Original hospital/doctors receipts. - Letter from KFS lodging the claim. Fully documented claims will be reimbursed within 7 days. Premium payable Please see attached herewith the Outpatient Premium quotation schedule. Outpatient exclusions The policy will not pay expenses incurred in connection with any of the following: Treatment of obesity and slimming preparations. External aids and appliances.e.g. Hearing aids, BP machines, glucometers etc. Voluntary participation in riots, demonstrations, unrest and public or other war. Travel expenses other than ambulance costs.
5 5 Holidays for recuperative purposes. Non-prescription drugs, homoeopathic drugs, alternative medicine and hormonal replacement therapy, vitamins, tonics and mineral supplements. Stop smoking aids. Infertility, artificial insemination and enhancement of fertility. Injuries sustained whilst participating in professional sporting activities. Injuries sustained while participating in speed contests with the assistance of any type of mechanical apparatus including, but not limited to motor vehicle racing, motor cycle racing of any description, boat racing and ski racing, aircraft racing, diving and aerobatics. Injuries sustained whilst participating in activities which are in the Company s view inherently hazardous including, but not limited to martial arts, parachuting, hang gliding, paragliding, bungee-jumping, advanced mountain climbing, river-rafting, kayaking as well as other activities where the member or dependant deliberately exposes himself or herself to substantial danger. Self-inflicted injury or illness, such as attempted suicide, alcoholism, and drug abuse. Patent foods and skin cleansing remedies such as shampoos. Experimental treatment where one willingly participates as subject of medical research. Procedures of experimental nature not accepted by the medical profession (acupuncture, chiropractic treatment). Herbal treatment. Specialists fees unless referred by a General practitioner. Cosmetic procedures or beauty treatment / surgery in nature cure clinics, health hydros, sanitaria unless as a result of accidental injury(eg bat ears, face lifts, revision of scars). Bills incurred by doctors or hospitals not appointed by CIC Insurance as preferred providers. Treatment other than by a registered medical practitioner. Costs in excess of the annual cover benefit entitled to a member. General medical examinations and check-ups not incidental to diagnosis of an illness or injury, such as for insurance, physical fitness, or inoculations for international travel. Non-adherence to medical advice or negligence of a member.
CIC GENERAL INSURANCE LTD
CIC GENERAL INSURANCE LTD KENYA FOREST SERVICE STAFF MEDICAL SCHEDULE OF BENEFITS Note: All the benefit limits contained on this schedule are within the overall annual limit per family or per person. No.
INDIVIDUAL MEDICAL INSURANCE
INDIVIDUAL MEDICAL INSURANCE ABOUT JUBILEE Jubilee Insurance was incorporated on 3rd August 1937, in a small office in Mombasa and is one of the pioneers in the establishment of a local composite insurance
Blanket Student Accident and Sickness Insurance
2012 2013 Blanket Student Accident and Sickness Insurance 100 Matsonford Road One Radnor Corporate Center Suite 100 Radnor, PA 19087 USA Call: 610.254.8700 Fax: 610.293.3529 Email: customerservice@hthworldwide.com
TABLE 120 - SCHEDULE OF COVER and POLICY DOCUMENT
TABLE 120 - SCHEDULE OF COVER and POLICY DOCUMENT Sections 1,2, 3, 7 and 8 only Contents: Section 1 Section 2 Section 3 Section 7 Section 8 In-Hospital (In-Patient) Expenses for Sickness and Injury, including
Texas Christian University Study Abroad Insurance Summary of Benefits 2013-2014
Texas Christian University Study Abroad Insurance Summary of Benefits 2013-2014 Eligibility: Students eligible for this Plan are automatically and mandatorily enrolled by the Center for International Studies:
BERMUDA GOVERNMENT EMPLOYEES (HEALTH INSURANCE) (BENEFITS) ORDER 1997 BR 32 / 1997
QUO FA T A F U E R N T BERMUDA GOVERNMENT EMPLOYEES (HEALTH INSURANCE) (BENEFITS) ORDER 1997 BR 32 / 1997 [made under section 12 of the Government Employees (Health Insurance) Act 1986 and brought into
Flexible health insurance plans that work around you
Please note: these documents are for illustration purposes only, are updated from time to time and do not form part of any contract with us. To be sure that you are using the most upto-date and correct
Even though you pay these expenses, they don t count toward the out-ofpocket limit.
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.studentplanscenter.com or by calling 1-800-756-3702.
Maximum plan benefit GBP ( ) limit In-patient benefits¹ - please refer to notes for more information on Treatment Guarantee
International Healthcare Plans Table of Benefits Treatment Guarantee (pre-authorisation) may be required for some benefits as indicated by a '1' or a '2' in the table(s) below. Please refer to the "Notes"
Emergency Travel Insurance for Short-Term Trips
Emergency Travel Insurance for Short-Term Trips CCCC offers emergency health insurance coverage for members who are travelling outside of Canada on short-term trips (under 45 days). This program provides
Table 190 - SCHEDULE OF COVER and POLICY DOCUMENT
Table 190 - SCHEDULE OF COVER and POLICY DOCUMENT Sections 1,3, 7 and 8 only Contents: Section 1 Section 3 Section 7 Section 8 In-Hospital (In-Patient) Expenses for Sickness and Injury, including rehabilitation
ASSIST, Inc. Blanket Student Accident and Sickness Insurance
ASSIST, Inc. 2014 2015 Blanket Student Accident and Sickness Insurance 100 Matsonford Road One Radnor Corporate Center Suite 100 Radnor, PA 19087 USA Call: 610.254.8700 Fax: 610.293.3529 Customer Service:
American Fidelity Assurance Company s. Accident Only. Insurance Plan. Accidents Happen. Are You Prepared?
American Fidelity Assurance Company s Accident Only Insurance Plan Accidents Happen. Are You Prepared? Accident Only Plan Accidents can happen to anyone at any time. You cannot plan for when an accident
State Health Plan: High Deductible Health Plan 50/50 Coverage Period: 01/01/2016 12/31/2016
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at http://www.shpnc.org and click on High Deductible Health
Alternate PPO/Alternate Rx
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at capbluecross.com or by calling 1-866-802-4761. Important
Summary of Services and Cost Shares
Summary of Services and Cost Shares This summary does not describe benefits. For the description of a benefit, including any limitations or exclusions, please refer to the identical heading in the Benefits
Underwritten by: Companion Life Insurance Company Billing, Fulfillment, and Customer Service provided by: Agile Health Insurance
Underwritten by: Companion Life Insurance Company Billing, Fulfillment, and Customer Service provided by: Agile Health Insurance The Companion Protect Short-Term Medical Plan is Available to all Med- Sense
University of Notre Dame
University of Notre Dame International Studies Semester Program 2013 2014 Blanket Student Accident and Sickness Insurance How to Enroll Online To enroll on-line, visit the hthstudents.com website, and
National Guardian Life Insurance Company: Post University Student Health Insurance Plan Coverage Period: 08/14/2015-08/13/2016
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.studentplanscenter.com or by calling 1-800-756-3702.
Personal Blue PPO QHDHP $5,000/$10,000
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at capbluecross.com or by calling 1-800-962-2242. Important
Overall maximum plan benefit 10,000,000
International Healthcare Plans Table of Benefits AON Expats Treatment guarantee (pre-authorization) may be required for some benefits as indicated by a '1' or a '2' in the table(s) below. Please refer
COMPARING BUPA GLOBAL HEALTH PLANS
COMPARING BUPA GLOBAL HEALTH PLANS This comparison guide is a summary of our plans to help you understand the high level differences between them. Full details of the benefits, limitations, exclusions
How To Get A Health Insurance Plan For Free
NCE Premier Accident Insurance Program Underwritten by Unified Life Insurance Company GROUP ACCIDENTAL DEATH AND DISMEMBERMENT INSURANCE Benefit Reduction at age 70 and 75 Unified Life Insurance Company
Important Questions Answers Why this Matters:
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.alaskacare.gov or by calling 1-800-821-2251. Important
MarketedBy: ContactUsat: A FAXOREMAILCOMPLETEDFORTO:770.643-4870, memberservices@wisebenefits.com,questions?cal1-800-825-7605 MarketedBy: FAXOREMAILCOMPLETEDFORTO:770.643-4870, memberservices@wisebenefits.com,questions?cal1-800-825-7605
Adams State University
Adams State University Study Abroad 2014 2015 Blanket Student Accident and Sickness Insurance 100 Matsonford Road One Radnor Corporate Center Suite 100 Radnor, PA 19087 USA Call Toll Free: 1.888.243.2358
FREQUENTLY QUESTIONED SERVICES
FREQUENTLY QUESTIONED SERVICES This chart lists items the Office of Personnel Management often receive inquiries on as to how, or if, the items are covered under our benefit Programs. Links to Program
Blue Cross of NEPA: Custom PPO Option 10014 Coverage Period: 03/01/2015-02/29/2016
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.bcnepa.com or by calling 1-888-345-2346. Important Questions
National Guardian Life Insurance Company: Earlham College Student Health Insurance Plan Coverage Period: 08/01/2015-07/31/2016
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.studentplanscenter.com or by calling 1-800-756-3702.
FAQs for University of South Florida Travelers
FAQs for University of South Florida Travelers How long am I covered? A: The plan covers you for the period of international travel required by your academic plans and for which you are enrolled. What
Blue Cross Premier Bronze Extra
An individual PPO health plan from Blue Cross Blue Shield of Michigan. You will have a broad choice of doctors and hospitals within Blue Cross Blue Shield of Michigan s unsurpassed statewide PPO network
Unified Health One. Guaranteed Issue and Instant Fulfillment
Unified Health One Limited Benefit Health Insurance Plans For Individuals and Families 00% Guaranteed Coverage for Individuals and Families Who Cannot Afford or Qualify for Full Comprehensive Medical Plans
Expatriate Benefits Healthcare Guide NO DEDUCTIBLE
Diamond Plan (Zone C) Worldwide excluding USA, Canada and Switzerland Expatriate Benefits Healthcare Guide NO DEDUCTIBLE Worldwide coverage excluding USA, Canada, and Switzerland Zone C : limited to emergency
ULTIMATE HEALTH PLAN PART OF THE NEW RANGE OF GLOBAL HEALTH PLANS
ULTIMATE HEALTH PLAN PART OF THE NEW RANGE OF GLOBAL HEALTH PLANS Insured by Administered by ULTIMATE HEALTH PLAN PART OF THE NEW RANGE OF GLOBAL HEALTH PLANS Insured by Administered by WELCOME TO THE
What is the overall deductible? Are there other deductibles for specific services?
Small Group Agility MS200 Coverage Period: Beginning on or after 01/01/2015 This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or
INPATIENT HEALTH INSURANCE
E PL M SA INPATIENT HEALTH INSURANCE 2012 Global Benefits Group offers worldwide expertise, products and services unbound by geographic constraints. Any Country. Any Nationality. Experience and Expertise
MedStar Family Choice Benefits Summary District of Columbia- Healthy Families WHAT YOU GET WHO CAN GET THIS BENEFIT BENEFIT
Primary Care Services Specialist Services Laboratory & X-ray Services Hospital Services Pharmacy Services (prescription drugs) Emergency Services Preventive, acute, and chronic health care Services generally
No medical questions Affordable monthly premium Easy online enrollment
Limited benefit medical insurance coverage for individuals and families. No medical questions Affordable monthly premium Easy online enrollment The IHC Group is an insurance organization composed of Independence
BUPA SELECT KEY POLICY SUMMARY. Effective from 1 January 2014. bupa.co.uk BUPA. HELPING YOU FIND HEALTHY
BUPA SELECT KEY POLICY SUMMARY Effective from 1 January 2014 bupa.co.uk BUPA. HELPING YOU FIND HEALTHY Welcome to Bupa Select Key (the scheme). This policy summary contains key information about the scheme.
worldwide health insurance: perfectly formed
worldwide health insurance: perfectly formed 2 CONTENTS Welcome 03 Handpick your Healthcare Plan 04 The Finishing Touches 05 Benefits Table 06 Underwriting 09 International Flexibility 11 The Corporate
Table of Benefits Individual Policies
International Healthcare Plans Valid from 1 st November 2012 Table of Benefits Individual Policies Treatment Guarantee is required for all benefits indicated with a 1 or 2 in the following tables and may
benefits guide 2015 euro POund sterling us dollar swiss franc
2015 EURO POUND STERLING US DOLLAR SWISS FRANC Tailor your Cigna expatplus Insurance Choose your core plan You can choose from 3 plans: Globe Orbit Universe You can choose from 2 areas of cover: Worldwide
Indiana University. Blanket Student Accident and Sickness Insurance
Indiana University 2015 2016 Blanket Student Accident and Sickness Insurance 100 Matsonford Road One Radnor Corporate Center Suite 100 Radnor, PA 19087 USA Call: 610.254.8700 Fax: 610.293.3529 Email: customerservice@hthworldwide.com
1199SEIU National Benefit Fund for NYC Employees Summary of Benefits and Coverage: What This Plan Covers and What It Costs
1199SEIU National Benefit Fund for NYC Employees Summary of Benefits and Coverage: What This Plan Covers and What It Costs Coverage Period: Beginning 04/01/2014 Coverage for: NBF NYC Employees Plan Type:
Health plans about you, Family health plans you can trust. yourlife & yourfamily Table of Benefits. IntegraGlobal. Healthcare you deserve
Health plans about you, Family health plans you can trust. IntegraGlobal Important Contact Information for your Integra Global Health Plan For help in understanding your benefits, questions and general
Nationwide Life Insurance Co.: University of Phoenix NJ Coverage Period: 9/24/13-8/23/14
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.chpstudent.com or by calling 1-800-633-7867. Important
Insurance Coverage and Limit of Responsibility. Policy 523003
Assistance and contact information: In case you need to use your medical travel and accident insurance, you should contact the US office of the Company within 48 hours at: +1 305 698 7757. If you fail
Important Questions Answers Why this Matters:
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.studentplanscenter.com or by calling 1-800-756-3702.
Consumers Mutual Insurance of Michigan: Choice Medium Deductible Coverage Period: 01/01/2015 12/31/2015 Summary of Benefits and Coverage:
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.consumersmutual.org or by calling 1-877-371-9112. Important
If you have a question about whether MedStar Family Choice covers certain health care, call MedStar Family Choice Member Services at 888-404-3549.
Your Health Benefits Health services covered by MedStar Family Choice The list below shows the healthcare services and benefits for all MedStar Family Choice members. For some benefits, you have to be
Health Net Life Insurance Company California Farm Bureau Members Health Insurance Plans Major Medical Expense Coverage Outline of Coverage
Health Net Life Insurance Company California Farm Bureau Members Health Insurance Plans Major Medical Expense Coverage Outline of Coverage Read Your Certificate Carefully This outline of coverage provides
CO-OPtions Consumers' Choice Silver 12, a Multistate Plan. Cost Sharing Reduction Plan 100-150% Federal Poverty Level (94% Actuarial Value)
CO-OPtions Consumers' Choice Silver 12, a Multistate Plan Coverage Period: 01/01/2015-12/31/2015 If you qualified for a Cost Sharing Reduction Plan on Healthcare.gov, please click on the appropriate link
INDIVIDUAL PLANS SOUTH CAROLINA OPEN ACCESS 1000
BENEFIT IN NETWORK OUT OF NETWORK This plan is intended to comply with the federal Patient Protection and Affordable Care Act. Provisions are subject to change as additional regulatory guidance becomes
Student Health Insurance Plan Insurance Company Coverage Period: 07/01/2015-06/30/2016
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.studentplanscenter.com or by calling 1-800-756-3702.
Even though you pay these expenses, they don t count toward the out-ofpocket limit.
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.studentplanscenter.com or by calling 1-800-756-3702.
Bupa Select. Policy summary
Bupa Select Policy summary Effective from 1 January 2012 Welcome to Bupa Select (the scheme). This policy summary contains key infmation about the scheme. You should read this carefully and keep it in
THE CELTIC HEALTH PLAN. Celtic makes health insurance easy and worry free.
THE CELTIC HEALTH PLAN Celtic makes health insurance easy and worry free. CELTIC MAKES IT EASY For information at your fingertips, go to www.celtic-net.com: Check billing information Look for pharmacies
GLOBAL GROUP INSURANCE POLICY FOR CONSULTANTS (GGIPC)
GLOBAL GROUP INSURANCE POLICY FOR CONSULTANTS (GGIPC) ACCIDENTAL DEATH AND DISABILITY (AD&D), WORKERS COMPENSATION INSURANCE (WCI) AND MEDICAL INSURANCE COVERAGES FOR CONSULTANTS Summary of benefits, coverage,
National Guardian Life Insurance Company: Rider University International Student Health Insurance Plan Coverage Period: 08/20/2015-08/20/2016
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.studentplanscenter.com or by calling 1-800-756-3702.
North Carolina Community College Association
North Carolina Community College Association 2014 2015 Blanket Student Accident and Sickness Insurance 100 Matsonford Road One Radnor Corporate Center Suite 100 Radnor, PA 19087 USA Call: 610.254.8700
AMEX International Healthcare Plan Benefits schedule
Quality health plans & benefits Healthier living Financial well-being Intelligent solutions AMEX International Healthcare Plan Benefits schedule Effective 1 April 2015 46.06.933.1-EUAM D (4/15) Your flexible
Important Questions Answers Why this Matters:
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.anthem.com or by calling 1-800-445-7490. Important Questions
PREMIER HEALTHCARE PLANS FOR GROUP Schedule of Benefits
PREMIER HEALTHCARE PLANS FOR GROUP Schedule of Benefits Types of Plans Designated Healthcare Providers Area of Cover Yearly maximum limit per Member In-Patient Daycare Treatment Accidental Emergencies
Short Term Medical Insurance for Oregon Individuals and Families
Short Term Medical Insurance for Oregon Individuals and Families 3/12 This brochure is designed to give you a very brief description of the important features of the policy. This is not the insurance contract
Table of Benefits Corporate Group Schemes
International Healthcare Plans Table of Benefits Corporate Group Schemes Valid from 1 st November 2014 MyHealth app Quick and easy claims submission Policy documents on the go www.allianzworldwidecare.com/myhealth
Frequently Questioned Services
Frequently Questioned Services This chart lists items the Office of Personnel Management often receives inquiries on as to how, or if, the items are covered under our benefit Programs. Links to Program
Applicable only for (DXB visa holders) with Gross Salary Above AED 4,000.
Applicable only for (DXB visa holders) with Gross Salary Above AED 4,000. S. No. Benefits Flexi Dubai - Platinum Flexi Dubai - Diamond Flexi Dubai - Gold Flexi Dubai - Silver Flexi Dubai - Bronze Aggregate
What is the overall deductible? Are there other deductibles for specific services? Is there an out-of-pocket limit on my expenses?
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at capbluecross.com or by calling 1-800-730-7219. Important
Important Questions Answers Why this Matters:
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.studentplanscenter.com or by calling 1-800-756-3702.
Important Questions Answers Why this Matters: In-network: $0/Individual; $0/Family Out-of-network: $500/Individual; $1,000/Family
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.anthem.com or by calling 1-800-445-7490. Important Questions
AG Accident Choice Plus SM
CLIENT Guide AG Accident Choice Plus SM Accidental Injury Insurance Did you know? More than 60% of all bankruptcies in America are medical-related. 1 About 1 out of every 9 Americans seek medical attention
National Guardian Life Insurance Company Maine College of Art Student Health Insurance Plan Coverage Period: 09/01/2015-08/31/2016
J3A59 National Guardian Life Insurance Company This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.studentplanscenter.com
Coverage level: Employee/Retiree Only Plan Type: EPO
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan documents at www.dbm.maryland.gov/benefits or by calling 410-767-4775
Medical Mutual : Dublin City Schools HSA Family Plan 2
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at MedMutual.com/SBC or by calling 800.525.5957. Important Questions
SUMMARY OF BENEFITS. Cigna Health and Life Insurance Co. Grand County Open Access Plus Effective 1/1/2015
SUMMARY OF BENEFITS Cigna Health and Life Insurance Co. Grand County Open Access Plus Effective General Services In-Network Out-of-Network Primary care physician You pay $25 copay per visit Physician office
Western Health Advantage: Gateway 5500B HSA Coverage Period: 12/1/2015-11/30/2016
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.westernhealth.com or by calling 1-888-563-2250. Important
Translation from the German original-version The German original-version has absolute priority above translations
Translation from the German original-version The German original-version has absolute priority above translations DAAD INFORMATION AND CONDITIONS The following information an conditions apply to the special
Extras Cover (as at April 2015)
April 2015 Page 2 of 12 Extras Cover (as at April 2015) Benefits are rebated at 90% of the fee charged for each service/item, up to the maximum benefit payable. Item numbers have been shown where possible
Important Questions Answers Why this Matters:
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.studentplanscenter.com or by calling 1-800-756-3702.
Extras Plus Effective 1 October 2014
Mail: Locked Bag 25, Wollongong NSW 2500 - Phone: 1800 148 626 - Fax: 1300 673 406 Email: info@onemedifund.com.au - Web: www.onemedifund.com.au Extras Plus Effective 1 October 2014 Benefit Summary Note:
SUMMARY OF BENEFITS. Cigna Health and Life Insurance Co. Laramie County School District 2 Open Access Plus Base - Effective 7/1/2015
SUMMARY OF BENEFITS Cigna Health and Life Insurance Co. Laramie County School District 2 Open Access Plus Base - Effective General Services In-Network Out-of-Network Physician office visit Urgent care
TERMS AND CONDITIONS OF STUDIUM ACCIDENT AND HEALTH INSURANCE WITH COST REIMBURSEMENT
TERMS AND CONDITIONS OF STUDIUM ACCIDENT AND HEALTH INSURANCE WITH COST REIMBURSEMENT The present Terms and conditions, if there are no contrary agreements, govern the Generali- Providencia Biztosító Zrt.
Important Questions Answers Why this Matters:
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.healthfirstny.org or by calling 1-888-250-2220. Important
National Guardian Life Insurance Company: New England College Student Health Insurance Plan Coverage Period: 09/01/2015-08/31/2016
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.studentplanscenter.com or by calling 1-800-756-3702.
$0 See the chart starting on page 2 for your costs for services this plan covers.
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.healthfirstny.org or by calling 1-888-250-2220. Important
A, B, C, 8 0 / 6 0 1, 4 9 0 / 7 0 5, 6 8 0 / 6 0
COMPREHENSIVE COVERAGE PREVENTIVE AND WELLNESS BENEFITS LABORATORY BENEFITS LabOne PPO SAVINGS FREEDOM OF CHOICE C O P A Y P P O I N S U R A N C E P L A N S A, B, C, 8 0 / 6 0 1, 4 9 0 / 7 0 5, 6 8 0 /
Quality medical benefits for companies with 3 29 employees
APRIL UK PRIVATE MEDICAL INSURANCE PLAN FOR SMEs Quality medical benefits for companies with 3 29 employees www.april-uk.com Changing the image of insurance UK WELCOME TO APRIL UK - A NAME YOU CAN TRUST
DC Aetna Silver $5 Copay 2750
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.healthreformplansbc.com or by calling 1-855-586-6960.
$0 See the chart starting on page 2 for your costs for services this plan covers. Are there other. deductibles for specific No.
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at capbluecross.com or by calling 1-800-730-7219. Important
How To Get Health Insurance From International Insurance Company
Revolutionising Corporate Medical Healthcare Corporate medical healthcare around the world, around the clock Welcome to International We are a specialist provider of worldwide private medical and related
Services and supplies required by Health Care Reform Age and frequency guidelines apply to covered preventive care Not subject to deductible if PPO
Page 1 of 5 Individual Deductible Calendar year $400 COMBINED Individual / Family OOP Calendar year $4,800 Individual $12,700 per family UNLIMITED Annual Maximum July 1 st to June 30 th UNLIMITED UNLIMITED
HUMANA HEALTH PLAN, INC:
HUMANA HEALTH PLAN, INC: Humana Silver 4600/Lexington UK Healthcare HMOx Coverage Period: Beginning on or after 01/01/2015 Summary of Benefits and Coverage: What this Plan Covers & What it Costs Coverage
Important Questions Answers Why this Matters: What is the overall deductible?
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.nhp.org or by calling Customer Service at 1-866-414-5533
Comprehensive Insurance & Protection Scheme for Foreigners Staying in China of. Ping An Annuity Insurance Company, Ltd.
Brief Introduction to Chinese Version Comprehensive Insurance & Protection Scheme for Foreigners Staying in China of Ping An Annuity Insurance Company, Ltd. To participate in conditions: International
Healthcare Proposition Overview
Healthcare Proposition Overview Leading innovations in the benefits market ECIS has a wealth of experience in the employee benefits arena and provides benefits solutions to employers operating across a
Important Questions Answers Why this Matters: What is the overall deductible?
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.studentplanscenter.com or by calling 1-800-756-3702.
C I G N A I N T E R N A T I O N A L E X P A T R I A T E S B E N E F I T S. CIGNA International Healthcare Plans. Premier Options Healthcare Plans
C I G N A I N T E R N A T I O N A L E X P A T R I A T E S B E N E F I T S CIGNA International Healthcare Plans Premier Options Healthcare Plans Your expatriate employees and their eligible family members
LOCKHEED MARTIN AERONAUTICS COMPANY PALMDALE 2011 IAM NEGOTIATIONS UNDER AGE 65 LM HEALTHWORKS SUMMARY
Annual Deductibles, Out-of-Pocket Maximums, Lifetime Maximum Benefits Calendar Year Deductible Calendar Year Out-of- Pocket Maximum Lifetime Maximum Per Individual Physician Office Visits Primary Care
COVER SUMMARY ULTRA HEALTH COVER
COVER SUMMARY ULTRA HEALTH COVER This provides an important summary of your cover and we recommend that you read and retain it. You can find out more about your membership by referring to the Member Guide,
Ambetter Silver 5 Summary of Benefits and Coverage: What this Plan Covers & What it Costs
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at http://ambetter.superior healthplan.com/ or by calling 877-687-1196,