Superior Lending The Best Resources for the Best Loan Officers

Transcription

1 Superior Lending The Best Resources for the Best Loan Officers Discover the difference!

2 WELCOME TO OUR WORLD! Are you a loan officer looking for better support, splits, and appreciation? Maybe looking for the ability to fund loans as a correspondent thereby avoiding YSP, redisclosure, and HVCC issues? How about a company using cutting edge technology to make your life easier and help you generate business? Or are you an owner or manager tired of running a company? If any of these apply to you then read on to find out what our 200+ loan officers have already discovered! Part One - Compensation Payout Specifics: You get 100% of all commissions, less the following fees: $450 or 20% on all 1st mortgages, whichever is less (minimum $200) $55 Quality Control fee charged on every file $225 on all stand alone 2nds No charge on combo 2nds 1099 and W2 You are paid as an independent contractor on all non-fha fundings, to a separate business entity. FHA requires loan originators be paid via W2. To cover the higher costs involved with administering FHA loans we collect 10% of the commissionable amount (not counting processing, credit, or appraisal fees). Fast Payout Commissions are paid every Friday, as long as the check and all necessary QC docs are received by Tuesday at noon. Draws are available for the full amount of a check received as long as QC has been completed. A $50 processing fee typcially applies (except for Tier 1 loan officers). Click here for more info.

3 Part Two - BUSINESS SS DEVELOPMENT CORRESPONDENT OR BROKER Times are changing! As a mortgage banker/ correspondent there is no more YSP disclosure or ordering second appraisals and no new disclosure delays when a lender turns you down. But You Choose! We don t get in your way. Enjoy the many advantages of funding loans in Superior Lending s name or use any one of our dozens of wholesale lenders. We help you! We have a dedicated business development department focused on marketing, technologies, and lead generation support to help you separate yourself from your competition, build your business, and increase your market share. Client for Life Marketing Programs! If you could change one thing about your career you might wish you d have kept in touch with past clients better. It can be very hard to stay on top of though so we do it for you. We employ a passive software system that automatically sends out personalized mailing pieces every month to your past customers. This is a gold mine and perfect for busy loan officers! Unique Realtor Marketing! We will show you how to make realtors beg for your business with software that pushes their listings for them. Each property is given a dedicated website with call/text tracking and has ads placed on various marketing sites automatically. All of this with at no cost to you.

4 ervice Part Three - SERVICE You are OUR client! The bar seems to be pretty low out there in this area. How would it be to not have to beg for a lender login or a password reset? What about quick support with technical issues or a community to bounce loan scenarios off of? We do all of this to allow you to concentrate on closing loans, which is ultimately better for all of us. We are reasonable! We believe many companies place too much emphasis on policies that make loan officer s lives difficult without accomplishing a lot. Our philosophy is simple: Be reasonable. You will see that motto interwoven into all that we do. We are not greedy! There is apparently a lot of this out there because a lot of loan officers we meet are skeptical of our straight forward approach and low cost structure. We promise it is what it is! No surprises. If a change is ever proposed it will be transparent and understandable or it won t happen. FYI... We are currently licensed in Utah and Idaho. Plans are in effect to add Nevada, Washington, California, and Wyoming next. We have been in business since 2001 and recently moved into the new Utah County Association of Realtors building in Orem, Utah. The company has gained considerable name recognition and credibility in the realtor community as a result.

5 xtras EXTRAS The Superior Lending Rewards Program! Not only are you paid most of your commissions you can also qualify for a quarterly rebate by funding as few as 1 or 2 loans a month. This is issued to you on a loadable Superior Lending Mastercard. Very cool. One of the ways we say thank you to our producers. For more information click here. The Loan Officer Tier System! Our top producers are awarded with a suite of other perks and benefits including LoanSifter and MBS Quoteline subscriptions, a personalized website, and several payroll advantages. Click here for more info. The Forum! Exchange scenario ideas, rate lenders, and obtain other valuable information by communicating with our full roster of 200+ loan officers. Don t waste time chasing down reps or learning the hard way. Online Application! Your clients can use our very slick online application to get their info to you (and only you) quickly. Choose from English or Spanish, full or 2 minute quick app. Click here to check it out. Point Central! Tap into Point s potential by accessing your files via the internet anywhere, using preconfigured company templates and print groups, and attaching your loan documents to the file itself. You ll love it!

6 READY TO JOIN? We invite you to take the first step towards working with Superior Lending by clicking here. Simply fill out the.pdf and click the link at the bottom. The application process is a simple one, involving some background work on our part and a telephone interview with Halvor Bailey, our Business Development Manager. If you have other questions feel free to call or Halvor at or hbailey@superiorlending.net. We look forward to talking with you soon!