CORPORATE MILESTONE. 5 APRIL Signing of MoU between PAB & BSN Commercial Bank (M) Berhad. 21 APRIL Became Perwira Affin Bank Berhad (PAB) from Perwira

Transcription

1 CORPORATE MILESTONE 1992 Emergence of Affin Holdings Berhad as biggest shareholder of PHB APRIL Became Perwira Affin Bank Berhad (PAB) from Perwira Habib Bank Malaysia Berhad (PHB) since AFFIN Holdings has of PAB APRIL Signing of MoU between PAB & BSN Commercial Bank (M) Berhad. 23 OCTOBER Incorporation of Perwira Habib Bank Malaysia Berhad (PHB). 2 Annual Report 2011

2 APRIL Change name of Perwira Affin Bank Berhad (PAB) to Affin Bank Berhad (AFFINBANK). 30 AUGUST Merger of PAB & BSN Commercial Bank (M) Berhad signed, paving formation of new AFFINBANK JANUARY AFFINBANK commenced operations with 110 branches nationwide JUNE Merger with Affin-ACF Finance Berhad. Introduction to the new logo and tagline - Banking Without Barriers 1 APRIL Affin Islamic Bank Berhad (AFFIN ISLAMIC) commenced its operations. AFFIN BANK BERHAD (25046-T) 3

3 CORPORATE STRUCTURE ** ABB Trustee Berhad ABB Nominee (Tempatan) Sdn. Bhd. PAB Properties Sdn Bhd Affin-ACF Holdings Sdn. Bhd. Affin Recoveries Berhad Affin-ACF Capital Sdn. Bhd. # Affin Factors Sdn Bhd LEMBAGA TABUNG ANGKATAN TENTERA Lembaga Tabung Angkatan Tentera 35.33% AXA Affin Life Insurance Berhad 51% ABB IT & Services Sdn Bhd. # ABB Nominee (Asing) Sdn Bhd # Boustead Holdings Berhad 20.69% AXA Affin General Insurance Berhad *** 33.6% Affin Futures Sdn. Bhd. # BSNCB Nominees (Tempatan) Sdn. Bhd. # AFFIN-ACF Nominees (Tempatan) Sdn. Bhd. # Affin Holdings Berhad Affin Bank Berhad Affin Islamic Bank Berhad Bank of East Asia Limited* 23.52% Affin Capital Sdn. Bhd. ## AFFIN-i Nadayu Sdn. Bhd. (formerly known as AFFIN-i Goodyear Sdn Bhd) 50% ABB Venture Capital Sdn Bhd. #1 ABB Asset Management (M) Berhad #1 OTHERS 20.46% Affin-ADB Sdn. Bhd. PAB Property Development Sdn. Bhd. #1 BSNC Nominees (Tempatan) #1 Sdn. Bhd. Affin Money Brokers Sdn. Bhd. PAB Property Management Services Sdn. Bhd. #1 BSN Merchant Nominees (Asing) #1 Sdn. Bhd. BSN Merchant Nominees (Tempatan) Sdn. Bhd. (strike-off w.e.f ) # Dormant # # AFFIN-i Nadayu Sdn Bhd is jointly owned by Affin Islamic Bank Berhad and Jurus Positif Sdn Bhd with a ownership ** 80% held by Directors of Affin Bank Berhad in trust for Affin Bank Berhad *** Associates 1. In members voluntary winding-up 4 Annual Report 2011 Affin Investment Bank Berhad UBB Trustee (Malaysia) Berhad *** 20% Affin Fund Management Berhad Affin Nominees (Tempatan) Sdn. Bhd. Affin Nominees (Asing) Sdn. Bhd. Merchant Nominees 1 (Asing) Sdn. Bhd. Classic Precision Sdn. Bhd. 67% Merchant Nominees 1 (Tempatan) Sdn. Bhd.

4 CORPORATE INFORMATION NAME Affin Bank Berhad (Co. No.: T) DATE OF INCORPORATION 23 October 1975 PRINCIPAL ACTIVITIES Affin Bank Berhad is principally involved in the carrying out of banking and finance related services. The Bank has seventeen (17) subsidiary companies and three (3) associate companies which are principally engaged in property management services, nominees services, trustees management services and factoring services. BOARD OF DIRECTORS Chairman YBhg. Jen Tan Sri Dato' Seri Ismail bin Hj. Omar (Bersara) () Directors YBhg. Dato Zulkiflee Abbas bin Abdul Hamid (Non-Independent Executive Director) (Resigned as Director w.e.f ) YBhg. Tan Sri Dato Lodin bin Wok Kamaruddin () YM. Dr. Raja Abdul Malek bin Raja Jallaludin (Independent Non-Executive Director) YBhg. Laksamana Madya Tan Sri Dato Seri Ahmad Ramli bin Mohd Nor (Bersara) () (Resigned as Director w.e.f ) YBhg. Dato Sri Abdul Aziz bin Abdul Rahman (Independent Non-Executive Director) Mr. Aubrey Li Kwok-Sing () Mr. Brian David Li Man-Bun (Alternate Director to Mr. Aubrey Li Kwok-Sing) (Resigned as Alternate Director w.e.f ) Mr. Gary Cheng Shui Hee (Alternate Director to Mr. Aubrey Li Kwok-Sing) (Appointed as Alternate Director w.e.f ) Mr. Stephen Charles Li () (Resigned as Director w.e.f ) Mr. Lee Chor Kee (Alternate Director to Mr. Stephen Charles Li) (Appointed as Alternate Director w.e.f and resigned as Alternate Director w.e.f ) Encik Mohd Suffian bin Haji Haron (Independent Non-Executive Director) YBhg. Tan Sri Dato Seri Mohamed Jawhar bin Hassan (Independent Non-Executive Director) (Appointed as Director w.e.f ) Managing Director/Chief Executive Officer YBhg. Dato' Zulkiflee Abbas bin Abdul Hamid SECRETARIES Nimma Safira binti Khalid Azizah binti Shukor (Resigned as Joint-Company Secretary w.e.f ) REGISTERED OFFICE 17th Floor, Menara AFFIN, 80, Jalan Raja Chulan, Kuala Lumpur. Tel.: Fax.: AUTHORISED SHARE CAPITAL No. of shares 2,000,000,000 Par value RM1.00 Total RM2,000,000,000 ISSUED AND PAID-UP SHARE CAPITAL No. of shares 1,439,285,382 Par value RM1.00 Total RM1,439,285,382 SUBSTANTIAL SHAREHOLDER No. of shares Affin Holdings Berhad 1,439,285,382 EXTERNAL AUDITORS PricewaterhouseCoopers (AF 1146) Mr. Eric Koh Thong Hau (Alternate Director to Mr. Stephen Charles Li) (Resigned as Alternate Director w.e.f ) AFFIN BANK BERHAD (25046-T) 5

5 BOARD OF DIRECTORS from left to right: 1. YBHG. JEN. TAN SRI DATO SERI ISMAIL BIN HAJI OMAR (BERSARA) Chairman 2. YBHG. DATO ZULKIFLEE ABBAS BIN ABDUL HAMID Managing Director/ Chief Executive Officer 4. YM. DR. RAJA ABDUL MALEK BIN RAJA JALLALUDIN Independent Non-Executive Director 5. YBHG. LAKSAMANA MADYA TAN SRI DATO SERI AHMAD RAMLI BIN MOHD NOR (BERSARA) 3. YBHG. DATO SRI ABDUL AZIZ BIN ABDUL RAHMAN Independent Non-Executive Director 6 Annual Report 2011

6 from left to right: 6. MR. AUBREY LI KWOK-SING 7. MR. STEPHEN CHARLES LI 8. EN. MOHD. SUFFIAN BIN HAJI HARON Independent Non-Executive Director 9. YBHG. TAN SRI DATO SERI MOHAMED JAWHAR BIN HASSAN Independent Non-Executive Director 10. YBHG. TAN SRI DATO' LODIN BIN WOK KAMARUDDIN AFFIN BANK BERHAD (25046-T) 7

7 PROFILE OF DIRECTORS YBHG. JEN. TAN SRI DATO SERI ISMAIL BIN HJ. OMAR (BERSARA) Chairman / YBHG. DATO ZULKIFLEE ABBAS BIN ABDUL HAMID Managing Director / Chief Executive Officer Jen. Tan Sri Dato' Seri Ismail bin Hj. Omar (Bersara), aged 71, was appointed as a Director and Chairman of AFFINBANK on 21 May He was formerly Chief Defence Forces (CDF) Malaysia from 1995 until his retirement in 1998, after 38 years of military service. He graduated from Royal Military Academy, Sandhurst, United Kingdom in 1961 and subsequently attended professional and management development courses at several institutions including The Land Forces Command and Staff College, Canada; the United Nation International Peace Academy, Vienna; the National Defence College, India and INTAN Malaysia. His military service saw Key Command and Staff appointments at all levels of the Armed Forces. As CDF, his responsibilities included key roles in Malaysia s Regional and International Defence Relations. Tan Sri was Chairman of Affin Holdings Berhad and Affin-ACF Finance from 1999 prior to joining AFFINBANK. He currently holds directorships in Affin Islamic Bank Berhad, ABB Trustee, EP Engineering Sdn Bhd and Global Medical Alliance Sdn Bhd. Dato Zulkiflee Abbas bin Abdul Hamid aged 55, was appointed the Managing Director/Chief Executive Officer on 1 April Prior to joining AFFINBANK, Dato Zulkiflee Abbas was the Chief Credit Officer in one of Malaysia s leading banks where he also served in various positions in the bank s subsidiaries including as a board member. He graduated with a Master in Business Administration from the Southern Illinois University, United States of America. Dato Zulkiflee Abbas joined AFFINBANK in March 2005 as Director, Enterprise Banking. He was later made the Director of Business in 2007 and subsequently the Executive Director, Banking in 2008 before assuming his current position. Dato Zulkiflee Abbas has more than 30 years of extensive experience in the banking sector. He posseses the necessary knowledge and professional competence in the conduct of the licensed institution s business. Dato Zulkiflee Abbas bin Abdul Hamid attended all 17 Board Meetings held during the financial year ended 31 December Tan Sri Ismail displays strong board chair leadership as he sets the Board s tone, direction and culture. Tan Sri Ismail creates the appropriate environment to allow for full engagement by all members of the Board for effective Board discussions and decision making. Tan Sri Ismail possesses a high level of leadership experience to lead effective Board oversight function. Jen. Tan Sri Ismail bin Hj Omar attended all 17 Board Meetings held during the year ended 31 December Annual Report 2011

8 Profile Of Directors (cont d) YBHG. TAN SRI DATO' LODIN BIN WOK KAMARUDDIN YM. DR. RAJA ABDUL MALEK BIN RAJA JALLALUDIN Independent Non-Executive Director Tan Sri Dato' Lodin bin Wok Kamaruddin, aged 63, was re-appointed to the Board of Directors of AFFINBANK on 4 October He was appointed as the Managing Director of Affin Holdings Berhad in February 1991 and redesignated as Deputy Chairman on 1 July Tan Sri Dato Lodin has vast business and management experience pursuant to his various positions held in Lembaga Tabung Angkatan Tentera ( LTAT ) Group of Companies. He is the Chief Executive of LTAT and the Deputy Chairman / Group Managing Director of Boustead Holdings Berhad. Prior to joining LTAT, he was the General Manager of Perbadanan Kemajuan Bukit Fraser for 9 years. Tan Sri Lodin is also the Chairman of Boustead Heavy Industries Corporation Berhad, Boustead Naval Shipyard Sdn Bhd, Boustead Petroleum Marketing Sdn Bhd, Boustead REIT Managers Sdn Bhd, Johan Ceramics Berhad and 1Malaysia Development Berhad and also sits on the Boards of UAC Berhad, The University of Nottingham in Malaysia Sdn Bhd, Minority Shareholder Watchdog Group, Atlas Hall Sdn Bhd, Affin Islamic Bank Berhad, Affin Investment Bank Berhad and AXA Affin Life Insurance Berhad. He graduated from the University of Toledo, Ohio, USA with a Bachelor of Business Administration and a Master of Business Administration Degree. Tan Sri Dato Lodin attended all 17 Board Meetings held during the financial year ended 31 December 2011 Dr. Raja Abdul Malek bin Raja Jallaludin, aged 66, was appointed to the Board of Directors of AFFINBANK on 29 January He graduated as a doctor from the University of Malaya in 1972 and, early in his career, worked at the General Hospital, Kuala Lumpur and the Faculty of Medicine, UKM. In late 1975, he went into private medical practice and became a senior partner of Drs. Catterall, Khoo, Raja Malek & Partners until 2003 when he resigned from the firm. Professionally he is widely experienced and had served in various peer and academic activities. Amongst others, he had been a clinical tutor in the Faculty of Medicine, UMMC; been a member of the Ethical Committee of the Malaysian Medical Council, MOH; was the Chairman of Council Academy of Family Physicians, Malaysia. Dr. Raja Abdul Malek also has vast experience in the pharmaceutical world and had actively been involved since He had been the Medical Director (Malaysia-Singapore) for Parke Davis-Warner Lambert from , and had remained briefly so too with Pfizer Malaysia when these two Incorporations merged in In 2003, Dr. Raja Abdul Malek joined HOE/Pharmaceuticals/HOEPharma Holdings Bhd as the Director of Medical and Scientific Affairs and holds this position to this day. His other directorship in public and private companies include ABB Trustee Berhad. He is also a member of the Advisory Panel of StemLife Berhad and Hartamanis Holding Sdn. Bhd. Notwithstanding his tenure of 20 years with AFFINBANK, Dr. Raja Abdul Malek continues to demonstrate independence of judgment and objectivity in both his actions and thoughts. Dr. Raja Abdul Malek possesses certain personal qualities such as incisiveness which brings diversity and different perspective in Board decision-making that could further balance and strengthen the Board as a whole. Dr. Raja Abdul Malek bin Raja Jallaludin attended all 17 Board Meetings held during the financial year ended 31 December AFFIN BANK BERHAD (25046-T) 9

9 Profile Of Directors (cont d) YBHG. LAKSAMANA MADYA TAN SRI DATO SERI AHMAD RAMLI BIN MOHD NOR (BERSARA) MR. AUBREY LI KWOK-SING Tan Sri Dato' Seri Ahmad Ramli bin Mohd Nor, aged 68, was appointed to the Board of Directors of AFFINBANK on 21 May He resigned as Director with effect from 30 September Tan Sri Dato' Seri Ahmad Ramli bin Mohd Nor sits on the Board of Affin Islamic Bank Berhad. Tan Sri Dato Seri Ahmad Ramli during his tenure attended all 14 Board Meetings held for the period January to September YBHG. DATO' SRI ABDUL AZIZ BIN ABDUL RAHMAN Independent Non-Executive Director Dato' Sri Abdul Aziz bin Abdul Rahman, aged 66, was appointed to the Board of Directors of AFFINBANK on 28 January Dato Sri Abdul Aziz graduated with a Bachelor of Commerce from University of New South Wales, Sydney, Australia. He is member of the Malaysian Institute of Certified Public Accountants (MICPA) and the Malaysian Institute of Accountants (MIA). He has served as Chairman and board member of several government institutions, agencies and public listed companies, both in Australia and Malaysia. Mr. Aubrey Li Kwok-Sing, aged 62, was appointed to the Board of Directors of AFFINBANK on 17 March He is a Director of The Bank of East Asia, Limited and Chairman of MCL Partners Limited. Mr. Aubrey Li possesses extensive experience in investment banking, merchant banking and capital markets. He is also a Director of Café de Coral Holdings Limited, China Everbright International Limited, Kunlun Energy Limited, Kowloon Development Co. Ltd, Pokfulam Development Company Limited, Tai Ping Carpets International Limited, Atlantis Investment Management (Ireland) Limited and Dalton Capital (Guernsey) Limited. Mr. Aubrey Li brings in related knowledge and experience in the banking fields, business development and strategy which are considered to be a value in achieving AFFINBANK s business objectives. Mr. Aubrey Li Kwok-Sing attended 6 out of the 17 Board Meetings held during the financial year ended 31 December Mr. Aubrey Li s Alternate Director, Mr Gary Cheng, appointed with effect from 18 April 2011 and had during his tenure attended 5 out of 10 Board Meetings held for the period April to December At the corporate level he was with Price Waterhouse & Co. Sydney, Malaysia Airlines and Managing Director of Bank Rakyat Bhd before venturing into politics and public service as the Pahang State Assemblyman, State Executive Councillor and Deputy Chief Minister of Pahang. He was a Senator of Malaysian Parliament for a maximum period of two (2) terms. Presently he is a Board member of Affin Islamic Bank Berhad, the International Islamic University Malaysia, University Malaysia Pahang and their associated holding companies. Dato Sri Abdul Aziz s expertise and knowledge carries across a broad spectrum relating to finance and accounting. His standing in the community contributes effectively to his role as an Independent Director particularly in meeting various stakeholders expectation. Dato' Sri Abdul Aziz bin Abdul Rahman attended 16 out of 17 Board Meetings held during the financial year ended 31 December Annual Report 2011

10 Profile Of Directors (cont d) MR. STEPHEN CHARLES LI YBHG. TAN SRI DATO SERI MOHAMED JAWHAR BIN HASSAN Independent Non-Executive Director Mr. Stephen Charles Li, aged 52, was appointed to the Board of Directors of AFFINBANK on 17 March Mr. Li is a Director of The Bank of East Asia, Limited. He resigned as Director with effect from 16 August Mr. Stephen Charles Li during his tenure attended 5 out of 12 Board Meetings held for the period January to August Mr. Stephen Charles Li s Alternate Director, Mr. Lee Chor Kee, appointed with effect from 18 April 2011, had during his tenure attended 1 out of 6 Board Meetings held for the period April to August Mr. Lee resigned as Alternate Director with effect from 16 August EN. MOHD SUFFIAN BIN HAJI HARON Independent Non-Executive Director Encik Mohd Suffian bin Haji Haron aged 66, was appointed to the Board of Directors of AFFINBANK on 15 August He graduated with a Bachelor of Economics from University of Malaya (1970) and holds a Master of Business Administration from University of Oregon in the United States (1976). His current directorships in public companies include, Affin Islamic Bank Berhad, L.K. & Associates Sdn Bhd, Idaman Pharma Manufacturing Sdn Bhd and Pharmaniaga Berhad. Encik Mohd Suffian brings a diverse professional experience to the Board. His background provides the necessary independence to the Board and add value by drawing on his experience and contributing to the Board s decision-making process. Encik Mohd Suffian attended 16 out of the 17 Board Meetings held in the financial year ended 31 December Tan Sri Dato Seri Mohamed Jawhar, aged 68, was appointed as a Director of AFFINBANK on 1 November His other positions include: Independent Non-Executive Director, Affin Islamic Bank Berhad; Chairman ISIS Malaysia, Non-Executive Chairman, New Straits Times Press (Malaysia) Berhad; Member of Securities Commission Malaysia; Member, Advisory Board, Malaysian Anti-Corruption Commission; Distinguished Fellow, Institute of Diplomacy and Foreign Relations (IDFR); Board Member, Institute of Advanced Islamic Studies (IAIS); Chairman, Malaysian National Committee of the Council for Security Cooperation in the Asia Pacific (CSCAP); and Member, International Advisory Board, East West Center, USA. He is also Expert and Eminent Person for the ASEAN Regional Forum (ARF). He was also Co-Chair, Network of East Asia Think-tanks (NEAT) ; Chairman, Malaysian National Committee, Pacific Economic Cooperation Council (PECC) ; and Co-Chair, Council for Security Cooperation in the Asia Pacific (CSCSP) He served with the government before he joined ISIS Malaysia as Deputy Director-General in 1990, Director-General in March 1997 and was subsequently appointed Chairman and CEO in He was appointed Chairman ISIS Malaysia on 9 January His positions in government included Director-General, Department of National Unity; Under-Secretary, Ministry of Home Affairs; Director (Analysis) Research Division, Prime Minister s Department; and Principal Assistant Secretary, National Security Council. He also served as Counselor in the Malaysian Embassies in Indonesia and Thailand. His appropriate leadership skills and vast experience are useful to the Board to gain a wider and forward looking perspective on decision making. Tan Sri Dato Seri Jawhar during his tenure attended 1 out of 2 Board Meetings held for the period November to December AFFIN BANK BERHAD (25046-T) 11

11 MANAGEMENT TEAM PN. KHATIMAH BINTI MAHADI Group Chief Internal Auditor EN. AMIRUDIN BIN ABDUL HALIM Director, Business Banking YBHG. DATO' ZULKIFLEE ABBAS BIN ABDUL HAMID Managing Director/ Chief Executive Officer MR. EE KOK SIN Chief Financial Officer EN. SHARIFFUDIN BIN MOHAMAD Executive Director, Operations MR. TAN KOK TOON Director, Treasury 12 Annual Report 2011

12 EN. NAZLEE KHALIFAH Chief Corporate Strategist MR. KASINATHAN T. KASIPILLAI Group Chief Risk Officer EN. KAMARUL ARIFFIN BIN MOHD. JAMIL Chief Executive Officer, Affin Islamic Bank Berhad PN. NOR ROZITA NORDIN Chief Human Resource Officer EN. IDRIS BIN ABD. HAMID Director, Consumer Banking YBHG. DATO' MOHAMAD ASLAM KHAN GULAM HASSAN Chief Recovery Specialist AFFIN BANK BERHAD (25046-T) 13

13 MANAGEMENT TEAM PROFILES YBHG. DATO' ZULKIFLEE ABBAS BIN ABDUL HAMID Managing Director/ Chief Executive Officer Dato Zulkiflee Abbas bin Abdul Hamid, 55 years old, currently holds the position of Managing Director/ Chief Executive Officer of AFFINBANK since 1 April He joined AFFINBANK in March 2005 as Director, Enterprise Banking and later on was made Executive Director, Banking before assuming his current position. Dato Zulkiflee has been in the banking industry for almost 30 years. He started in a local leading bank, working his way up through various ranks and responsibities at home and abroad. He left in 2005 while he was the Chief Credit Officer. Under his current portfolio, Dato Zulkiflee also holds directorships in Affin Investment Bank Berhad and Affin Islamic Bank Berhad Dato Zulkiflee holds a Masters in Business Administration from Southern Illinois University, United States of America, the same university of which he obtained his Bachelor of Science (Marketing). EN. KAMARUL ARIFFIN MOHD JAMIL Chief Executive Officer, Affin Islamic Bank Berhad Kamarul Ariffin Mohd Jamil is the Chief Executive Officer of Affin Islamic Bank Berhad (AFFIN ISLAMIC) since He joined AFFINBANK in 2003 as Head, Corporate Strategy Division and in 2005 was appointed as Head, Islamic Banking Division. His appointment to his current position was in 2006 when AFFIN ISLAMIC was incorporated as a wholly-owned subsidiary of AFFINBANK. Prior to AFFINBANK, Kamarul held various positions in Pengurusan Danaharta Nasional Berhad, namely Head of Managing Director's Office and Special Assistant to Managing Director between 1999 to Kamarul graduated from the University of Cambridge in 1992 with a Bachelor of Arts (Economics). EN. SHARIFFUDIN MOHAMAD Executive Director, Operations Shariffudin Mohamad is the Executive Director, Operations of AFFINBANK. He joined AFFINBANK as the Director, Operations in August 2007 and was appointed to his present position effective 1 November While he was the Director, Operations, he was also the Chief Corporate Strategist and Chief Human Resource Officer. Currently, he oversees the Operations Division encompassing Branch Operations, Information Technology, Property and Logistics, Strategic and Support Services including Customer Fulfillment, Legal and Corporate Communications. He brings with him over two decades of banking experience with a well-known international financial institution and its acclaimed global outsourcing outfit. He graduated with a Bachelor in Finance and a Master in Business Administration from Southern Illinois University, United States of America. 14 Annual Report 2011

14 Management Team Profiles (cont d) EN. AMIRUDIN ABDUL HALIM Director, Business Banking Amirudin Abdul Halim joined AFFINBANK as Director, Business Banking in July He brings with him over 20 years of banking experience across many fields within the industry from credit control, branch operations, business and consumer banking to corporate services. Amirudin served in several senior capacities during his long-term tenure with a local leading bank and brought recognition to the bank in 2007 when it received The Asian Banker's 'Excellence in Retail Financial Services for Automobile Lending'. He graduated with a Bachelor of Arts degree in Finance from St. Louis University, United States of America. He has attended various programmes by Stamford University, Wharton Business School, Washington University and Asian Institute of Management, Philippines. EN. IDRIS ABD. HAMID Director, Consumer Banking Idris Abd Hamid has over 30 years of experience in the banking and finance industry. His career with AFFINBANK began in 1994 when he was the General Manager for Affin Finance Berhad and he was later made Deputy Chief Executive Officer for AFFIN-ACF Finance Berhad from 2000 to Prior to joining AFFINBANK, Idris held various positions at Arab-Malaysian Finance (currently known as AmBank) from 1984 to 1994 as Branch Manager, Assistant Manager Corporate Loans and Head of Consumer Loans Division. He graduated from the University of Northern Colorado and Southern Illinois University, USA with Masters in Business Administration and Bachelor of Science in Finance respectively. MR. TAN KOK TOON Director, Treasury Tan Kok Toon (KT) completed his Bachelor of Science (Hons) in Mathematics from Universiti Malaya in He joined AFFINBANK as Head of Treasury in October 2004 and is responsible for managing all aspects of Treasury Division across the Group which includes Affin Islamic Bank Berhad and Affin Investment Bank Berhad. He is the current Honorary Secretary, Persatuan Pasaran Kewangan Malaysia (Association Cambiste Internationale) and the Chairman to its Seminar and Education Committee. Prior to AFFINBANK, KT worked in one of the largest banks in Malaysia. For more than 18 years, he served in various capacities of Treasury operations, such as Treasury Manager with the Bank s New York branch and as Treasury Business Advisor to turnaround a business project in the Philippines. KT is also the president of Kelab Sukan dan Rekreasi AFFINBANK. AFFIN BANK BERHAD (25046-T) 15

15 Management Team Profiles (cont d) MR. EE KOK SIN Chief Financial Officer Ee Kok Sin began his career in 1982 as a Trainee Accountant with a firm of Chartered Accountants in London. He has extensive experience in auditing, treasury functions, financial accounting, financial management and information technology. Prior to his appointment at AFFINBANK, he was the General Manager, Finance & Services of Pengurusan Danaharta Nasional Berhad. He is a Fellow Member of the Association of the Chartered Certified Accountants (FCCA) and a member of The Malaysian Institute of Certified Public Accountants (MICPA) and Malaysian Institute of Accountants (MIA). MR. KASINATHAN T. KASIPILLAI Group Chief Risk Officer Kasinathan holds a Masters in Business Administration from the University of Bath, UK and is a Certified Risk Professional awarded by Bank Administration Institute, Chicago, USA. He is also an Associate Fellow of Institute of Bankers Malaysia. This is in recognition of his pioneering work in developing the Certified Credit Professional (CCP) certification. He continues to serve as an active member of CCP Examination Committee to this day. He has over 30 years of local and overseas banking experience particularly in the area of Risk Management. He comes from a foreign bank background having earlier worked in the risk function of that bank in a number of countries including London, Singapore, Hong Kong, Mumbai and Jakarta. PN. KHATIMAH MAHADI Group Chief Internal Auditor Khatimah Mahadi has 30 years of experience in Internal Auditing including 23 years in financial services with Citibank Berhad, a development bank and a finance company. In addition, she also had a stint with a local bank, Lembaga Pasaran dan Perlesenan Getah and Auditing/Consulting Firm Hanafiah, Raslan & Mohamad. She was also the Director of Compliance and Country Internal Audit Head when she was with Citibank Berhad. 16 Annual Report 2011

16 Management Team Profiles (cont d) YBHG. DATO' MOHAMAD ASLAM KHAN GULAM HASSAN Chief Recovery Specialist Dato' Mohamad Aslam Khan holds a Bachelor's Degree in Business Administration with honours. He joined AFFINBANK in 1996 as the General Manager of Commercial Banking Division and was later appointed the Head of Special Asset Management. He has held various positions domestically and internationally both in the business and business support divisions. Dato' Aslam has over 35 years of banking experience. Prior to AFFINBANK, he held various positions at Maybank for 21 years. His last position there was the General Manager of Maybank in New York. He also had a fiveyear stint with the former Oriental Bank as the General Manager, Enterprise Banking Division. PN. NOR ROZITA NORDIN Chief Human Resource Officer Puan Nor Rozita Nordin was appointed as Chief Human Resource Officer of AFFINBANK on 1 May Prior to that, she was the Executive Vice- President and Head of Group Human Resource at EON Bank Group (which comprises EON Bank Berhad, EONCap Islamic Bank Berhad and MIMB Investment Bank Berhad). She has more than 28 years of extensive working experience in Human Resource Development and Customer Relations Strategy from various industries (Banking & Finance, Shared Services, Automotive Retail and Manufacturing, Insurance and Healthcare). She has served strategic roles in the areas of Performance and Human Capital Development, Compensation and Benefits, Manpower Planning and Recruitment, Industrial Relations, Employee Engagement, Customer Relationship Management and Analytics, Contact Centre Management and Target Marketing, both in national and multinational corporations. EN. NAZLEE KHALIFAH Chief Corporate Starategist Nazlee Khalifah was appointed to the post of Chief Corporate Strategist in April Prior to the appointment, he served as Head, Business Strategy & Support, Business Banking since joining the Bank in February Before joining AFFINBANK in February 2009, he was employed in various capacity in Maybank especially in Planning and Strategic Management. He holds a Bachelor of Business Administration majoring in Accounting and Finance from Simon Fraser University, Vancouver, Canada. She holds a Master of Science degree, Bachelor of Science (Education) and Bachelor of Arts (Linguistics) degrees from Southern Illinois University at Carbondale, USA. AFFIN BANK BERHAD (25046-T) 17