Financials Statement Data Capabilities in DNBi Quick Start Guide

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1 Financials Statement Data Capabilities in DNBi Quick Start Guide Improve your credit risk management with the right intelligence with powerful financial reporting capabilities in DNBi. Financials features and functionality in DNBi can help you evaluate the financial viability of your customers at a comprehensive level of depth so you can efficiently make key connections and predict future performance of businesses and integrate more data into your decision-making processes. Financial Statement Data & Analysis Capabilities in DNBi Quick Start Guide

2 Powerful financial statement analysis capabilities in DNBi Key Features: View and compare financial performance period-over-period Choose from over 70 financial data elements and ratios to integrate into scorecards and rules for more intelligence into your decision-making processes Graphs and charts to quickly spot trends and changes Customize the source, type and age of statement data to include in your analysis Set alerts to activate when new financial statements become available Key Benefits: Minimize your business risk exposure with more data elements and business ratios to integrate into your credit decision-making process, you can ensure your analysis is based on the deepest insights and that your conclusions are informed More efficiently assess your business risk with new graphs and charts illustrating changes so you can rapidly spot trends, recognize major changes and take protective action Act quickly for maximum risk protection set alerts to activate when new financial statements become available so you can investigate major changes Financial Statement Data & Analysis Capabilities in DNBi Quick Start Guide

3 Table of Contents Key Features Page Spreading Features expanding spread financials display Ratio Options using over 70 financial ratios and data elements 6 Viewing Features enhancing financials tab view 0 Alerts setting notifications for newly available financial statements Uploads uploading and importing your financial data Source Selection managing your financial statement preferences Source Display understanding financial source, type and date used 5 Financial Statement Data & Analysis Capabilities in DNBi Quick Start Guide

4 Spread Financials option is available within the electronic credit file (ECF) report, providing easier financial performance analysis period-over-period. Here are some of the key features: Select to compare Balance Sheet, Income Statement, Cash Flow or Financial Ratios Customize for your needs, compare year-over-year or quarter-over-quarter Review and analyze report results in format you prefer View variances by Percent or by Actual Values Financial Statement Data & Analysis Capabilities in DNBi Quick Start Guide

5 Customize the Financial Spreading, choosing the source of data, statement periods and data elements you want to compare. Select to Customize to open up your menu of options to create your financial spread analysis Choose your data source EDGAR for public companies, or D&B/ customer-provided for private Now select the periods and data elements you would like to compare Finally click the View Spreading button when you have finished to view results Financial Statement Data & Analysis Capabilities in DNBi Quick Start Guide 5

6 Over 70 new financial data elements and ratios are available for creating scorecards, filters, decisionmaking rules and credit limits. Begin at the Account Manager Admin tab within the Admin tab: Follow steps normally used for Build Account Score or Set Account Review Rules up to Add Target Profile Condition or Define [ ] Conditions, select category Business Financials Account Mgr Choose from the menu of ratios and data elements, clicking Add to the appropriate Conditions field Click Save to complete action Financial Statement Data & Analysis Capabilities in DNBi Quick Start Guide 6

7 Create custom filters to your needs using any of the over 70 financial data elements and ratios available in DNBi. Follow steps normally used to create filters, first selecting the Filters on the Companies tab click Create New Filter, select From Scratch, name Filter in the Create Filter field Select Business Financials Account Mgr as your category, then choose data elements to add to Conditions fields Click Save to complete action and save your custom filter Run the filter and see how many accounts meet the new criteria you created Financial Statement Data & Analysis Capabilities in DNBi Quick Start Guide 7

8 Custom filters you have created using any of the over 70 financial data elements and ratios can also be used in Portfolio Risk Manager to drill down deeper to understand results across all your accounts. Total Asset Total Asset Select the Portfolio Risk Manager tab, and click on Show Filter Options Pick the filter and any exclusions you would like to use for your drill down report, in this example Total Asset filter and no exclusions See an example of how your information presents on accounts with the total asset values specified by your custom filter Financial Statement Data & Analysis Capabilities in DNBi Quick Start Guide 8

9 70+ financial ratios and data elements can be used to create formulas unique to your business. When you build a custom calculation it will be incorporated into automated reviews and decision making. Name your custom formula in Display Text field Select the calculation Variables and Operations you would like to include in your formula Review, and if necessary modify, your formula directly in the expression window Example of how your custom formula is incorporated into automated review and decision making processes Financial Statement Data & Analysis Capabilities in DNBi Quick Start Guide 9

10 Improved viewing features in the Company Financials tab and throughout DNBi transform data efficiently into meaningful business intelligence. Graphs automatically present at the top of every Financials report, providing a quick view of trends Click on Export icon to download data into Excel spreadsheet format, so you can conduct further analysis Right-click on ratio and data elements displaying in blue to view calculation formulas Financial Statement Data & Analysis Capabilities in DNBi Quick Start Guide 0

11 Set Alerts to activate when new EDGAR or D&B financial statements become available. To set up Alerts, go to the Monitoring tab and click on the Alert Options icon Select the New Fiscal Statements Received and New Interim Financial Statements Received boxes from the Alerts menu Select Include in boxes if you would also like to receive Alerts Financial Statement Data & Analysis Capabilities in DNBi Quick Start Guide

12 You may want to use the newer filtering and viewing options on the Monitoring tab to identify and review only the Alerts activated by newly available financial statements. Financial Statement All Bankruptcy Business Deterioration Commercial Credit Score Class Commercial Credit Score Percentile D&B Rating Financial Stress Score Class Financial Stress Score Percentile Financial Statement High Risk Information Investigation Litigation PAYDEX Risk Summary Special Event To filter Alerts for only Financial Statements, select Type in the Filter: choices and Financial Statement in the By: menu Select View icon in the filtered Alerts report to open up the alert detail page displaying specific financial data elements for review Select View Financials to return to main Financials tab for comprehensive view of new financial statement data Financial Statement Data & Analysis Capabilities in DNBi Quick Start Guide

13 Use two efficient upload options to incorporate your customer-provided financial statement data into your DNBi database. Upload your financial statement data in Excel format directly to an Account or Application in the Financials tab. View in DNBi by clicking on Download Import financial statement data as part of your A/R import process. Imported data is displayed in the Financials tab and can be used in automated decision-making on an Application. Financial Statement Data & Analysis Capabilities in DNBi Quick Start Guide

14 Management options permit choosing statement source and age, and whether to use an interim or latest financial statement. Options are applied to scorecards, credit limit(s) and automated decisioning. Begin at Admin tab and select Manage Financial Statement Options in Data Management Choose source and age of data, and whether to use interim statement (if available) in lieu of annual statement Click Save to complete action This example shows how the preferences triggered a credit review condition Financial Statement Data & Analysis Capabilities in DNBi Quick Start Guide

15 Financial statement data source, statement type and date automatically display in Score Bar, Application Decision Reasons, Account Review Reasons and Audit Trail. Financial Source: EDGAR / Annual Statement / Date as of MM-DD-YYYY More Info Example of how Financial Source information appears in the Company Summary for Score Bar, Application Decision Reasons and Account Decision Reasons. The Financial Source information displays for an Audit Trail by clicking on the More Info button to open up a window displaying the review detail including data source, statement type and date. Financial Statement Data & Analysis Capabilities in DNBi Quick Start Guide 5

16 Who to Contact with Questions For questions regarding enhancements to Financials in DNBi, please contact your Relationship Manager or DNB Support at Financial Statement Data & Analysis Capabilities in DNBi Quick Start Guide 6