Branches to be sold to First Niagara (All branches are located in New York state, unless otherwise noted)

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1 Branches to be sold to First Niagara (All branches are located in New York state, unless otherwise noted) Branch name Address City ZIP Code 4-Corners 19 Main Street West ROCHESTER Abbott Road 1248 Abbott Road LACKAWANNA Attica 84 Main Street ATTICA Auburn 63 Genesee Street AUBURN Audubon 665 North French AMHERST Baldwin 12 Tomahawk Street BALDWIN PLACE Baldwinsville 197 Downer Street BALDWINSVILLE Barneveld Route 12 North BARNEVELD Batavia 69 Main Street BATAVIA Bedford Hills 600 Bedford Road BEDFORD HILLS Bidwell 1000 Elmwood Avenue BUFFALO Binghamton Downtown 65 Court Street BINGHAMTON Binghamton West Side 282 Main Street Binghamton Black River 1708 Black River Blvd North ROME Blauvelt Erie Street & Route 303 BLAUVELT Brewster Lakeview Plaza Route 22 BREWSTER Brighton 1940 Monroe Avenue ROCHESTER Broadway 33 3rd Street TROY Brunswick 782 Hoosick Road TROY Carthage 302 State Street CARTHAGE Catskill 335 Main Street CATSKILL Cheektowaga 1675 Walden Avenue CHEEKTOWAGA Chenango 1314 Front Street BINGHAMTON Chili Gardiner 532 Chili Avenue ROCHESTER Cicero 5785 East Circle Drive CICERO Clarence 8503 Main Street WILLIAMSVILLE Clifton Pk 20 Park Avenue CLIFTON PARK Cohoes 100 Mohawk Street COHOES Conklin 1115 Conklin Road CONKLIN Cortland 36 Main Street CORTLAND Delaware-Mohawk 135 Delaware Avenue BUFFALO Dunkirk 401 Central Avenue P.O. Box 31 DUNKIRK East Aurora 649 Main Street EAST AURORA East Clinton 1989 Clinton Street BUFFALO East Fishkill 1941 Route 52 HOPEWELL JCT East Utica 1125 Mohawk Street UTICA East Hill 302 Pine Tree Road ITHACA Elmwood Utica 529 Elmwood Avenue BUFFALO Evans Mills 8489 South Main Street EVANS MILLS Fairfield Center 1761 Post Road Fairfield, CT 6824 Fairfield Woods 2500 Black Rock Turnpike Fairfield, CT 6825 Fairmount 4401 West Genessee Street SYRACUSE Falconer 1 East Main Street FALCONER First Trust 4 Main Street TONAWANDA 14150

2 Branch name Address City ZIP Code Franklin Park 900 Kinne Street SYRACUSE Gates 2362 Lyell Avenue ROCHESTER Grand Island 2300 Grand Island Blvd GRAND ISLAND Great Northern 3935 Route 31 LIVERPOOL Greece 2791 Ridge Road West ROCHESTER Henrietta 3301 Winton Road South ROCHESTER Hertel 1726 Hertel Avenue BUFFALO Hiawatha Plaza 7379 Oswego Road LIVERPOOL Highland Falls 195 Main Street HIGHLAND FLS Hilton 100 South Avenue HILTON Holley 51 Public Square HOLLEY Hopkins-Klein 827 Hopkins Road WILLIAMSVILLE Hyde Park 876 Violet Avenue HYDE PARK Irondequoit 2255 Ridge Road East ROCHESTER Ithaca 300 N Tioga Street ITHACA Jamestown 417 Spring Street JAMESTOWN Jefferson Valley 650 Lee Blvd YORKTOWN HTS Joseph 762 Joseph Avenue ROCHESTER Kenmore 2853 Delaware Avenue KENMORE Kingston 101 Kings Mall Court KINGSTON Lake Road 4707 Lake Road BROCKPORT Lakewood 707 Fairmount Avenue JAMESTOWN Lansingburgh 600 Second Avenue TROY Latham Troy Schenectady Road LATHAM Liberty 53 S Main Street LIBERTY Lyell-Plymouth 70 Lyell Avenue ROCHESTER Main High 973 Main Street BUFFALO Malone 313 West Main Street MALONE Manlius 228 E Seneca Street MANLIUS Massena 16 Phillips Street MASSENA Middletown 545 Route 211 East MIDDLETOWN Monroe 155 Main Street Monroe, CT 6468 Mt. Kisco 50 Main Street MOUNT KISCO N. Middletown 93 North Middletown Road PEARL RIVER New City 219 South Main Street NEW CITY New Hartford 5 N Hartford Shopping Center NEW HARTFORD Northside 500 North Salina Street SYRACUSE Northtown 3051 Sheridan Drive AMHERST Nyack 17 South Broadway NYACK Oakdale Mall 200 Oakdale Mall JOHNSON CITY Orchard Park 3049 Orchard Park Road ORCHARD PARK Ossining 170 S Highland Avenue OSSINING Owego 18 Lake Street OWEGO Patriot Park 1555 Route 9 WAPPINGERS FL Payne Avenue 1035 Payne Avenue N TONAWANDA Penfield 2155 Penfield Road PENFIELD Pittsford-Brighton 3225 Monroe Avenue ROCHESTER 14618

3 Branch name Address City ZIP Code Plaza-Rochester 1 HSBC Plaza ROCHESTER Pleasant Valley 1609 Main Street PLEASANT VLY Potsdam 14 Elm Street POTSDAM Power City 805 Main Street Niagara Falls Rand Building 14 Lafayette Square BUFFALO Ridgefield 108 Danbury Road Ridgefield, CT 6877 Rotterdam 1963 Altamont Avenue SCHENECTADY Route East Route 59 NANUET South Pearl Street 30 S Pearl Street ALBANY South Park Abbott 1510 South Park Avenue BUFFALO Saranac Lake 75 Main Street SARANAC LAKE Saratoga 3025 Route 50, Wilton Sq. SARATOGA SPGS Shelton 702 Bridgeport Avenue Shelton, CT 6484 Sheridan 1690 Sheridan Drive KENMORE Shop City 348 Grant Blvd SYRACUSE Shoppingtown 6570 Kinne Road DEWITT Snyder 4467 Main Street SNYDER Sodus 26 West Main Street SODUS Spring Valley 193 Route 59 SPRING VALLEY Stony Point 180 South Liberty Drive STONY POINT Suffern 62 Lafayette Avenue SUFFERN Syracuse University 1004 East Adams Street SYRACUSE Taft Allen 5201 West Taft Road N SYRACUSE Tappan 16 Route 303 TAPPAN Town of Niagara 4381 Military Road NIAGARA FALLS Triphammer 2315 North Triphammer Road ITHACA Tully P.O. Box 630 TULLY Union End 117 West Main Street ENDICOTT Union Genesee 4237 Union Road CHEEKTOWAGA Univ.-Culver 1185 University Ave ROCHESTER Valley Plaza 4141 South Salina Street SYRACUSE Vassar 1 Lagrange Avenue POUGHKEEPSIE Vestal Plaza 4700 Vestal Pkwy East VESTAL W. Henrietta 3740 West Henrietta Road ROCHESTER Walden Dick 2911 Walden Ave DEPEW Wanakah 4939 Lake Shore Road HAMBURG Waverly 245 Broad Street WAVERLY West Washington Street 333 West Washington Street SYRACUSE Western Avenue 899 Western Ave ALBANY Whitestown 131 Oriskany Blvd WHITESBORO Wilson 264 Young Street WILSON Wilton 30 Danbury Road Wilton, CT Windsor 126 Main Street - Po Box 8 WINDSOR Wolf Road 95 Wolf Road ALBANY Youngstown 421 Second Street YOUNGSTOWN Vails Gate Route 94 & Temple Hill Road VAILS GATE 12584

4 Branches to be sold to KeyBank National Association Department of Justice Required Divestitures 26 HSBC Branches in Erie, Niagara and Orleans Counties Evans Erie County 9094 Erie Rd Angola Black Rock Erie County 201 Amherst St Buffalo Broadway Market Erie County 1017 Broadway Buffalo Englewood Kenmore Erie County 366 Kenmore Ave Buffalo Grant Ferry Erie County 306 West Ferry St Buffalo Kensington Erie County 3107 Bailey Ave Buffalo Lovejoy Erie County 1107 Lovejoy St Buffalo Main Fillmore Erie County 2635 Main St Buffalo Depew Erie County 5151 Broadway Depew Transit Miles Erie County 6525 Transit Rd East Amherst Eden Erie County 8591 Main St Eden Hamburg Erie County 11 Main St Hamburg Lackawanna Erie County 703 Ridge Rd Lackawanna Orchard Park Village Erie County 4191 North Buffalo St Orchard Park Parkview Erie County 2344 Niagara Falls Blvd Tonawanda Garden Village Erie County 2345 Union Rd West Seneca Eastern Hills Erie County 4455 Transit Rd Williamsville Williamsville Erie County 5556 Main St Williamsville Barker Niagara County 8683 Main St Barker Lewiston Niagara County 721 Center St Lewiston Lockport Niagara County 150 Main St Lockport South Lockport Niagara County 5740 South Transit Rd Lockport Middleport Niagara County Main St & Park Ave Middleport Lasalle Niagara County 8301 Niagara Falls Blvd Niagara Falls Sanborn Cambria Niagara County 2952 Saunders Settlement Rd Sanborn Medina Orleans County 514 Main St Medina Additional Branches to Be Sold to KeyBank 11 HSBC branches in Monroe County Baytowne Monroe County 1848 Empire Blvd Baytowne Perinton Monroe County 825 Fairport Road E Rochester Country Club Monroe County 12 Courtney Drive Fairport Dewey Britton Monroe County 3636 Dewey Ave Greece Buffalo Elmgrove Monroe County 1005 Elmgrove Rd Rochester Chili Paul Monroe County 3230 Chili Ave Rochester Latta Monroe County 3177 Latta Rd Rochester Titus Monroe County 525 Titus Ave Rochester Valley Monroe County 1475 Mt Hope Ave Rochester Spencerport Monroe County 184 South Union St Spencerport Ridge Road East Monroe County 980 Ridge Road East Webster 14580

5 Branches to be sold to Community Bank, N.A. 16 HSBC Branches in Cattaraugus, Chautauqua, Clinton, Erie, Jefferson, Lewis, Livingston, Oswego, Schuyler and Wayne Counties Gowanda Cattaraugus 76 West Main Street Gowanda Westfield Chautauqua 70 E Main Street Westfield Plattsburgh Clinton 468 Route 3 Plattsburgh Springville Erie 24 North Buffalo Street Springville Adams Jefferson 26 E Church Street Adams Alexandria Bay Jefferson Route 12, Thomson Mall Alexandria Bay Arsenal Street Jefferson 1218 Arsenal Street Watertown Washington Street Jefferson 120 Washington Street Watertown Lowville Lewis 7550 S. State Street Lowville Avon Livingston 68 Genesee Street Avon Geneseo Livingston 4218 Lakeville Road Geneseo Fulton East Oswego 1 South First Street Fulton Oswego East Oswego 100 East First Street Oswego Watkins Glen Schuyler 712 N. Franklin Street Watkins Glen Newark Wayne 100 Church Street Newark Palmyra Wayne 170 East Main Street Palmyra Branches to be sold to Five Star Bank 4 HSBC branches in Chemung and Orleans County Albion Orleans 102 N Main Street Albion Elmira Heights Chemung 217 Prescott Avenue Elmira Heights Horseheads Chemung 309 S Main Street Horseheads Lake Street Chemung 150 Lake Street Elmira 14901

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