Starting a Business in Massachusetts
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1 & U.S. Small Business Administration Present Starting a Business in Massachusetts Copyright Massachusetts Small Business Development Center (MSBDC) Network
2 Agenda MSBDC Introduction Self Analysis Business Analysis Feasibility Business Planning Financing
3
4
5 MSBDC Business Advisory Services Massachusetts Export Center Government Sales (PTAC)
6 Self Analysis Why do I want to start my own business? What are my personal skills & interests? What are my personal characteristics?
7 The realities of business ownership
8 Self Analysis What is my physical & emotional level of tolerance? Will my family situation allow the strain of a business start-up? Do I have the financial strength?
9 Self Analysis What experience(s) do I have that will help me succeed? What skills do I need that I don t have? What skills will I have to hire?
10 Business Analysis What do I need to do to make my business official? Business structure Sole Proprietorship Partnership Corporation LLC Name Company Name DBA Tax ID s
11 Business Analysis What do I need to do to make my business official? Licenses and Permits ( Insurance Taxes
12 Business Analysis How do I protect my idea? Where do I go for advice?
13 Feasibility Is there a real need for my product or service? Is there a market for my product and service? Is there room in the competitive environment for my company? What is my company s value proposition? Will I have the resources to build this company?
14 CUSTOMERS!!! The key to success for any business sounds obvious, right? Where to find them, how to reach them, how to motive them, how to keep them? How to serve them profitably
15 Feasibility Starting Your Own Business: Advantages Disadvantages
16 Feasibility Buying an Existing Business: Advantages Disadvantages
17 Feasibility Buying a Franchise: Advantages Disadvantages
18 Business Planning Why does every business need a business plan?
19 Business Planning The classic business plan includes: Executive summary and mission statement Product or service Market profile and sales plan
20 Business Planning The classic business plan includes: Competitive profile Operations profile Location and facilities
21 Business Planning The classic business plan includes: Management and ownership Personnel Financial information and schedules
22 Financing Self-funding Debt Equity Internal cash flow from the business
23 Financing Lender s Perspective Capital Collateral Cash Flow Credit History Character Conditions
24 Financing Credit Score Importance of good Credit Score How to improve and keep a good Credit Score
25 Business Launch Customers: Clearly identified Capital: Enough to get you through to breakeven Systems: Financial, production, sales, etc. Support: Advisors, friends, professionals
26 Helpful Internet Sites www. mass.gov www. dor.state.ma.us
27 Contact Us Visit our website to determine which office you should contact to make a free & confidential appointment.
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