1 REQUEST FOR PROPOSAL/QUALIFICATIONS FOR HEALTH INSURANCE BROKER OF RECORD Issued by the Township of Haddon Date Issued: July 23, 2014 Responses Due By: August 18, 2014
2 REQUEST FOR PROPOSAL/QUALIFICATIONS (RFP) FOR HEALTH INSURANCE BROKER OF RECORD I. PURPOSE AND INTENT Through this Request for Proposal & Qualifications (RFP), the Township of Haddon (hereinafter after Township ) seeks to engage a vendor as the Health Insurance Broker of Record for the 2014 Township insurance year commencing September 1, 2014 or upon appointment, whichever is earlier, until August 30, This contract shall be awarded through a fair and open process pursuant to N.J.S.A. 19:44A-20.4 et seq. and Chapter 97 of the Code of the Township of Haddon. II. PROPOSAL SUBMISSION The Township requires the proposal be submitted in the following format: One (1) original and three (3) hard copies of the full proposal shall be submitted in a sealed envelope and must be marked Health Insurance Broker of Record and addressed to: Township Clerk Township of Haddon 135 Haddon Avenue Westmont, NJ The proposal must be submitted and received no later than August 18, 2014 at 4:00 p.m. Proposals will be publically opened on August 19, 2014 at 11:30 a.m. in the Board of Commissioners meeting room in the Municipal Building, 135 Haddon Avenue, Westmont, NJ Faxed proposals will NOT be accepted. Any inquiry concerning this RFP should be directed in writing to: Jack Bruno, Township CFO 135 Haddon Avenue Westmont, NJ All documents/information submitted in response to this solicitation shall be available to the general public as required by the New Jersey Open Public Records Act N.J.S.A. 47:1A-1 et seq. The Township will not be responsible for any costs associated with the oral or written and/or presentation of the proposals. The Township reserves the right to reject any and all proposals, with or without cause, and waive any irregularities or informalities in the proposals. The
3 Township further reserves the right to make such investigations as it deems necessary as to the qualifications of any and all vendors submitting proposals. In the event that all proposals are rejected, the Township reserves the right to re-solicit proposals. III. MINIMUM QUALIFICATIONS See Exhibit A IV. MANDATORY CONTENTS OF PROPOSAL In addition to demonstrating an ability to meet all minimum qualifications in Exhibit A, the firm must also include and address the following: 1) Contact Information: Provide the name and address of the firm; the name, telephone number, fax number, and address of the individual responsible for the preparation of the proposal. 2) A fee proposal for the 2014 Township insurance year. 3) A statement of compliance with Chapter 97 of the Code of the Township of Haddon (see attached example). 4) An executive summary of not more than two pages, identifying and substantiating why the vendor is best qualified to provide the requested services. 5) A staffing plan listing those persons who will be assigned to the engagement if the vendor is selected, including the designation of the person who would be the vendor s officer responsible for all services required under the engagement. This portion of the proposal should include the relevant resume information for the individuals who will be assigned. This information should include, at a minimum, a description of the person s relevant professional experience, years and type of experience, and number of years with the vendor. 6) A description of the vendor s experience in performing services of the type described in this RFP. Specifically identify client size and specific examples of work within the scope of the services required under this RFP in similarly sized municipalities. It is imperative to show experience in similarly sized towns. 7) The location of the office, if other than the vendor s main office, at which the vendor proposes to perform services required under this RFP. Describe your presence in New Jersey and any familiarity your firm has the Camden County area. 8) Five references, including three current clients for whom services have been provided for at least three years. Provide the contact names, titles and phone numbers. 9) If the vendor or any principal therein has been engaged as a defendant in any litigation involving a sum of $100,000 or more and/or has been subject to any professional disciplinary
4 action over the last three years, the bidder must provide a description of the litigation and/or disciplinary action. 10) A description of any ongoing investigations and/or litigation matters involving the applicant, its directors, officers, principals and any individuals employed by the applicant that relate to the performance of the vendor in the proposed field of expertise. 11) In its proposal, the vendor must identify any existing or potential conflicts of interest, and disclose any representation of parties or other relationships that might be considered a conflict of interest with regard to this engagement, or the Township. V. INTERVIEW The Board of Commissioners of the Township of Haddon reserves the right to interview any or all of the applicants submitting a proposal. Although interviews may take place, the proposal should be comprehensive and complete on its face. The Township reserves the right to request clarifying information subsequent to submission of the proposal. VI. SELECTION PROCESS All proposals will be reviewed by the Township CFO to determine responsiveness. Nonresponsive proposals will be rejected without evaluation. For vendors that satisfy III Minimum Requirements and IV Mandatory Contents of Proposal the Township will evaluate proposals based on the following evaluation criteria, separate or combined in some manner, and not necessarily listed in order of significance: (a) (b) (c) (d) (e) (f) The vendor s general approach to providing the services required under this RFP. The vendor s documented experience in successfully competing contracts of a similar size and scope to the engagement addressed by this RFP. The qualifications and experience of the vendor s management, supervisory or other key personnel assigned to the engagement, with the emphasis on documented experience in successfully completing work on contracts of similar size and scope to the services required by this RFP. The overall ability of the vendor to mobilize, undertake and successfully complete the scope of work in a timely fashion. This criteria will include, but not be limited to, the following factors: the number and qualifications of management, supervisory and other staff proposed by the vendor to perform the services required by this RFP; the availability and commitment to the engagement of the vendor s management, supervisory and other staff proposed. Costs and fee schedules. All selections shall be made by resolution and acted upon by the Board of Commissioners at a Township meeting and are subject to the availability of funds.
5 VII. SELECTION AND CONTRACT The Township will select the vendor deemed most advantageous to the Township, price and other factors considered. The resulting contract will include this RFP, any clarifications or addenda thereto, the selected vendor s proposal, and any changes negotiated by the parties.
6 EXHIBIT A Township of Haddon Request for Proposal & Qualifications for Health Insurance Broker of Record Minimum Qualifications Applicant vendors must establish that they meet the following minimum qualifications. INSTRUCTIONS FOR PROPOSALS HEALTH INSURANCE BROKER OF RECORD The Township will award a contract pursuant to N.J.S.A. 40A:11-1 and NJAC 5: The Township reserves the right, however, to reject any and all proposals as deemed in the best interest of the Township. All Brokers submitting proposals shall be currently licensed and authorized by the State of New Jersey, Department of Insurance, to do business in the State of New Jersey and must have a favorable record. The Township will exercise its right to review, revise, and approve written and other communication materials. The length of term of the initial contract shall commence upon award of the contract and shall expire on August 30, The Township reserves the right to extend the contract. The successful broker shall comply with all local, state and federal directives, orders, regulations or laws as applicable to this agreement. Submission of Proposal Proposals must be written in concise and clear language. The Broker acknowledges and affirms, by submission of the proposal and he/she agrees to be bound by the terms and conditions of the request for proposal. Any departures, exceptions, deviations, or inclusions to the terms of this specification will not be considered. Proposals shall remain firm for a period of sixty (60) days after the date specified for the receipt of proposals. For coverages written, timeliness is essential and the selected broker shall agree to place coverage and issue binders prior to each policy s respective expiration. Policies and/or endorsements are expected to be provided as soon as practicable after inception or renewal of the respective contract. The selected broker will negotiate on the Township s behalf for the renewal of policies/endorsements. The Broker will maintain open communication with the Township about trends of the market and impacts anticipated on the financial budget of the Township as requested or as dictated by market activity.
7 The Broker shall agree to provide full and free access to records maintained with respect to the insured, as well as any other books, records, and information reasonably related to the scope of services provided by the broker to the Township. The broker will provide to the Township, on an annual basis, a schedule detailing the coverages placed through the firm. Allocation of premium will be provided to the Township as required. Additional schedules will be provided to the Township as required. The following documents are required for submission with the proposal: 1. Broker Response Form; 2. A list of carriers represented; 3. Affirmative Action Statement; 4. Insurance for professional liability coverage with limits as to liability acceptable to the Township of Haddon; 5. Financial Disclosure Statement pursuant to N.J.S.A. 40A:9-22(1) et seq.; 6. Affirmative Action Statement pursuant to N.J.S.A. 10:5-1 et seq.; 7. New Jersey Business Registration Certificate; and 8. Completion of Affidavit of Compliance with Chapter 97 of the Code of the Township of Haddon regarding awarding of professional contracts: limitations on political contributions by vendors (Pay-to-Play). Evaluation of and Award of Proposal The Township CFO will review and evaluate proposals submitted for recommendation of brokers to be considered by the Township. Proposals will be evaluated primarily on the basis of responses to questions 1 through 23 in the Broker Response Format Section and the general criteria outlined in the Evaluation Review and Selection Process Section. The Board of Commissioners or selected representatives of the Board of Commissioners may conduct interviews with finalists selected for the purpose of reviewing the broker s proposal, credentials, performances and references. Interviews will be scheduled for evening sessions. Interviews will be conducted such that the Broker will be provided with a 15 minute period to provide introductions and offer highlights of elements of their firm or services which will be followed by a period of no less than 15 minutes during which the Township may direct questions to the Broker. If proposals require additional clarification or supplementary information for evaluations, brokers must submit requested information in a timely manner for the interview process. Proposals should be submitted to include the most complete and favorable terms from an underwriting standpoint which are capable of being recommended to the Township for interview. The Township reserves the right to make on-sight visitation to assess the capabilities of Brokers and to contact references provided in the proposal. Scope of Services The scope of services to be included in the proposals must include the following:
8 1. Negotiating annual renewal of coverages from carriers for Hospital, Medical-Surgical, Major Medical, Prescription Drug and Dental coverage. Seek competitive quotes from other health benefit carriers and provide advice and recommendations for consideration. Preparation of all necessary bid specifications, evaluation of bids, coverage and premium analysis, and recommendation of carrier. 2. Review policies and endorsements for accuracy and conformance with negotiated coverages. Insure the timely issuance of policies and endorsements to the Township. 3. Analyze and review all health benefit carrier proposed settlements, claims history, group utilization, reserves, claims processing, and other plan costs and expenses to provide information and recommendation to the Township. 4. Assisting the Township employees in setting claims or grievances relating to health benefit issues. Assist the Township with health benefit plan administration and provide advice and guidance on new laws, regulations and procedures in the area of health benefit administration. 5. Assisting the Township s personnel in processing of enrollments, terminations, changes, COBRA notification processes and applications, and other forms for administration and claims. 6. Providing the Township administration with reasonable preliminary renewal figures during the budget process. 7. Attend on request Township meetings, budget meetings, and union negotiation meetings, whenever necessary. 8. Assist the Township s Human Resource Office with required employee presentations. 9. The Respondents ultimately selected through this RFP will be responsible for assisting Haddon Township with all aspects of its health insurance consulting/brokerage services and for the administration and management of all aspects of the Township s health and welfare insurance programs; this includes but is not limited to Medical, Prescription, Dental and Vision programs. Broker Response Format The following items are to be clearly addressed in the proposal responses for broker services for health insurance. If an item is not applicable to your proposals, clearly indicate not applicable for the item and the reason it is not applicable. 1. Name of firm. 2. Location of the office that would service our account.
9 3. A narrative statement (no more than 1 page) of the Respondent s understanding of the Township s needs and goals. 4. How many years has the firm been dealing in the New Jersey public employer arena? 5. What percentage of your firm s current clients are public employers? 6. Describe the proposed management of the account as detailed as possible, (use bullet listing) including the identification of the account executive directly responsible for the overall management of the account. The industry-specific experience and functions of the account executive are to be clearly outlined along with the roles and identification of support personnel for the account. 7. Identify the other employees who will be assigned to service the account of the Township of Haddon. Highlight their experience in the service area they will provide, along with resumes. 8. Outline the program the account team will implement in working with Township administration and staff to provide transition in new and/or existing programs, to communicate the scope of benefits program with employees. Outline the administrative support and organization included by the broker services team for carrier changes. Outline how a change of carriers, if warranted, would be disseminated to employees, including the means to convey the implication of the changes in their personal benefits. 9. Describe your experience and relationship with the Township of Haddon s existing health, dental and prescription program carriers. 10. Provide three (3) current public employer client references in New Jersey with covered employees in the range of 50 to 100 covered employees. List the lines of coverage you service for each reference. 11. Provide a list of three current or former private clients in Camden County with a contract name, title and telephone number. 12. Provide a sample of the information which would be provided to the Township detailing the outcome of your renewal negotiation efforts, ongoing service efforts and analysis of competitive markets. 13. Specify in detail the claims administration services and covered employee support that will be provided to the Township of Haddon, such as hours of availability, extent of clinical and insurance expertise and number of employees rendering this service. 14. How will the firm routinely serve the Township and its administration in the annual and intermittent enrollment processes, written communications, employee meetings, employee information updates, employer responsibilities updates, benefits usages and limitations, etc.
10 15. Does your firm provide a toll free number and/or internet access and support? What access will be made available to administrators and to employees? Outline the response process and timeframe for addressing needs and/or concerns of the Township s administration and/or the Township s employees. 16. Describe the firms methods for development of specifications to obtain competitive health insurance policy quotes and the means of communicating with the Township administration the results. 17. Describe the support and resource services that will be available to the Township for collective bargaining negotiations process. 18. Describe how your firm will review plan documents for compliance with applicable laws and contracted agreements. Describe how the firm will support the Township personnel in comprehending and implementing compliance and process for HIPAA. 19. Describe your firm s commitment to the responsibility for representing accurately the scope of coverages being made available by the carriers recommended and selected in the quoting process. 20. Please cite which, if any, public employer groups in Camden County you have willingly moved into a program, like the NJ State Health Benefits Plan, that pays no commission simply because it represented the best option for the client. 21. Respondents shall provide the following: List all immediate relatives of Principal(s) of Respondent who are Township employees or elected officials of the Township. For purposes of the above, immediate relative means a spouse, parent, stepparent, brother, sister, stepchild, direct-line aunt or uncle, grandparent, grandchild, and in-laws by reason of relation. List any, if company or any employee(s) of Respondent s company are barred from working with any major insurance carriers within the State of New Jersey. Qualifications of all significant subcontractors used in connection with the servicing of this account. Bid Proposal Fees 22. It is anticipated the broker will be paid for all services based on a fixed annual fee (Option 1). However, the proposal should include a fee schedule based on both a flat fee and a commission basis (Option 2).
11 Option 1: Specify broker s fixed annual fee. This may be a flat fee or a combination of a retainer and/or specific services billed through hourly rates. The Township does not provide payment for or reimbursement of travel time and expenses. Under Option 1, the broker must also disclose all anticipated (low and high range) commissions, contingencies, overrides or other added compensation as a result of either having obtained coverage with a specific carrier or general agent on behalf of the Township of Haddon. The Township shall determine the disposition of said commission or compensation. Option 2: The Township has the option to compensate the broker on a commission basis. If so, explain how, in spite of having financial incentives to place coverage through certain carriers, you would be capable of objectively serving the Township s needs. 23. Identify the fees, if any, that would be assessed to administer thirty party administrative services for COBRA, HRA, FSP, Dependent Care and Retiree Billing. Include an outline of your firm s role in the administration of COBRA notifications, enrollments, and billing processes.
12 AFFIDAVIT OF COMPLIANCE WITH CHAPTER 97 OF THE HADDON TOWNSHIP CODE REGARDING AWARDING OF PROFESSIONAL CONTRACTS; LIMITATION ON POLITICAL CONTRIBUTIONS BY VENDORS (PAY TO PLAY) A. Although professional services contracts and certain other contracts for goods and services are exempt from the competitive bidding requirements of the Local Public Contracts Law, N.J.S.A. 40A:11-1 et seq., the Commissioners deem it appropriate, and consistent with the provisions of New Jersey legislation, now codified at N.J.S.A. 19:44A-20.1 et seq., to henceforth award such contracts through a competitive, quality based, fair and open process, unless a specific determination to the contrary is made by the Board of Commissioners. B. The Township of Haddon, or any agency or instrumentality thereof, shall not enter into a contract, including a professional services contract, or such other contract which is exempt from public bidding requirements, having an anticipated value in excess of $17,500 as determined by the Township of Haddon or any agency or instrumentality, with a business entity, except through a contract that is awarded pursuant to a fair and open process, if, during the preceding one-year period, that business entity has made a contribution that is reportable by receipt under N.J.S.A. 19:44A-1 et seq., to any municipal committee of a political party if a member of that political party is in office as a member of the Board of Commissioners when the contract is awarded or to any public candidate committee of any person serving in an elected public office of the Township of Haddon when the contract is awarded. C. Any individual meeting the definition of a professional business entity under Chapter 97-3 of the Haddon Township Code may annually contribute a maximum of $300 each for any purpose to any candidate for office, or $300 to the Township of Haddon party, or $300 to the Camden County party committee, or to a PAC referenced Chapter 97, without violating Section 97-3(A) of the Haddon Township Code. However, any group of individuals meeting the definition of a professional business entity under this section, including such principals, partners and officers of the entity in the aggregate, may not annually contribute for any purpose in excess of $2,500 to all Township of Haddon candidates and officeholders with ultimate responsibility for the award of contract, and all Township of Haddon or Camden County political parties and PACs combined, without violating Section 97-3(A) of the Haddon Township Code. For purposes of this section, the office that is considered to have ultimate responsibility for the award of the contract shall be the Township of Haddon Commissioners. D. For purposes of Chapter 97, professional business entity seeking a public contract means an individual, including the individual s spouse, if any, and any child living at home; person; firm; corporation; professional corporation; partnership; organization; or association. The definition of a business entity includes all principals who own 10% or more of the equity in the corporation or business trust, partners, and officers in the aggregate employed by the entity as well as any subsidiaries directly controlled by the business entity. E. It shall be a breach of the terms of the Township of Haddon professional service agreement for a business entity to:
13 1. Make or solicit a contribution in violation of Chapter 97; 2. Knowingly conceal or misrepresent a contribution given or received; 3. Make or solicit contributions through intermediaries for the purpose of concealing or misrepresenting the source of the contribution; 4. Make or solicit any contribution on the condition or with the agreement that it will be contributed to a campaign committee of any candidate or holder of the public office of the Township of Haddon; 5. Engage or employ a lobbyist or consultant with the intent or understanding that such lobbyist or consultant would make or solicit any contribution which, if made or solicited by the business entity itself, would subject that entity to the restrictions of Chapter 97; 6. Fund contributions made by third parties, including consultants, attorneys, family members, and employees; 7. Engage in any exchange of contributions to circumvent the intent of Chapter 97; or directly or indirectly, though or by any other person or means, do any act which would subject that entity to the restrictions of Chapter 97; 8. Directly or indirectly, through or by any other person or means, do any act which would subject that entity to the restrictions of Chapter 97. The undersigned attests under penalty of perjury they have not made a contribution in violation of Chapter 97 of the Code of the Township of Haddon. Subscribed and sworn before me this day of, 20 (Notary Public) My Commission expires: (Signature) Print Name and Title L:\ \Bid Specs\Health Insurance Broker of Record\Request for Proposal
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New Jersey Educational Facilities Authority Request For Proposal Arbitrage Compliance Services General Information: The New Jersey Educational Facilities Authority (the "Authority") requests your proposal
PHARMACY BENEFITS MANAGER BID PACKAGE All proposals must be submitted in accordance with the following Standardized Submission Requirements and Selection Criteria established by the Middlesex County Joint
Request for Proposal Uintah High School Yearbook Publishing & Printing Services Uintah School District 635 West 200 South Vernal Utah, 84078 Deadline for Submittal June 18, 2014 2:00 p.m. Uintah School
MEDICAL INSURANCE CARRIER CLAIM AUDIT All proposals must be submitted in accordance with the following Standardized Submission Requirements and Selection Criteria established by the Middlesex County Joint
N.I.C.E. COMMUNITY SCHOOL DISTRICT PRELIMINARY ARCHITECTURAL SERVICES REQUEST FOR PROPOSALS ("RFP") January 7, 2016 N.I.C.E. Community School District A. Instructions REQUEST FOR PROPOSAL FOR PRELIMINARY
CITY OF UNION CITY REQUEST FOR PROPOSALS ( RFP ) TO PROVIDE GPS FLEET MANAGEMENT SYSTEM FOR UNION CITY VEHICLES Pursuant to the fair and open process as defined by the New Jersey Local Unit Pay-to- Play
REQUEST FOR PROPOSALS (RFP) for INSURANCE BROKER Issued: May 19, 2015 PROPOSAL SUBMISSION DEADLINE: *******June 2, 2015 by 2:00PM Local Time ******* NO LATE PROPOSALS WILL BE ACCEPTED Proposals received
BOROUGH OF KENILWORTH REQUEST FOR PROPOSALS FOR TAX APPEAL ATTORNEY BOROUGH OF KENILWORTH Contract Term January 1, 2016 through December 31, 2016 SUBMISSION DEADLINE 3:00 P.M. NOVEMBER 12, 2015 ADDRESS
PINE HILL BOARD OF EDUCATION Pine Hill, New Jersey 08021 REQUESTS FOR PROPOSALS OCCUPATIONAL THERAPY SERVICES NOTICE OF SOLICITATION Notice is hereby given that pursuant to the provisions of N.J.S.A. 19:44A-20,
SECTION A GENERAL INFORMATION 1. Purpose Mesa County Public Library District (MCPLD) requests written quotations for coverages to be effective January 1, 2016. The selected firm will act as advisor, consultant
NOTICE POSTED: December 11, 2014 DUE DATE: January 5, 2015 @ 10:00 a.m. prevailing time PUBLIC READING: All responses/proposals will be opened at the City Council Chambers on January 6, 2015 @ 10:00 a.m.
REQUEST FOR QUALIFICATIONS PROPERTY APPRAISAL SERVICES Prepared by City of Richmond Finance Department February 18, 2016 RESPONSES DUE: 2:30 P.M., Monday, March 7, 2016 REQUEST FOR STATEMENTS OF QUALIFICATIONS
Request for Proposals Title: RFP #: 2010-HR-001 Issue Date: January 4, 2010 Due Date/Time: January 28, 2010 2 p.m. Issuing Agency: Harnett County Human Resources Department 102 E. Front Street P.O. Box
SOUTHERN CALIFORNIA PUBLIC POWER AUTHORITY Request for Proposals for Professional Insurance Brokerage Services RFP Date: October 25, 2013 Response Deadline: November 14, 2013 I. Introduction The Southern
TOWN OF HARRISON PUBLIC NOTICE FOR SOLICITATION PROFESSIONAL SERVICE CONTRACT FOR THE PERIOD OF JANUARY 1, 2016 THROUGH DECEMBER 31, 2016 NOTICE IS HEREBY GIVEN that sealed submissions will be received
CITY OF BONITA SPRINGS, FLORIDA RFP # 14-019 Pursuant to Florida Statutes, Chapter 287, The City of Bonita Springs hereinafter referred to as the City, will accept sealed Responses for Qualifications and
REQUEST FOR PROPOSALS FOR PROPERTY RISK MANAGEMENT SERVICES DEVELOPMENT AUTHORITY OF FULTON COUNTY 141 PRYOR STREET S.W., SUITE 1031 ATLANTA, GEORGIA 30303 DATE RE-ISSUED JANUARY 21, 2014 RESPONSES DUE
CITY OF JERSEY CITY REQUEST FOR PROPOSALS CONSULTING SERVICES TO EVALUATE THE BUSINESS LICENSING AND PERMITTING PROCESS www.jerseycitynj.gov SUBMISSION DEADLINE: 4:00 P.M. 12/17/15 ADDRESS ALL PROPOSALS
TOWNSHIP OF BLOOMFIELD PUBLIC NOTICE FOR THE SOLICITATION OF PROFESSIONAL SERVICE CONTRACTS FOR FINANCIAL ADVISORY SERVICES NOTICE IS HEREBY GIVEN that sealed submissions will be received by the Township
REQUEST FOR PROPOSAL General Insurance Brokerage Services Date of Issue: December 6, 2012 Closing Location:Prince Rupert, B.C. Mail or courier: Dan Rodin Chief Financial Officer City of Prince Rupert 424-3
BOROUGH OF HADDONFIELD CAMDEN COUNTY NEW JERSEY ARCHITECTURAL SERVICES RELATED TO THE HADDONFIELD PUBLIC LIBRARY REQUEST FOR PROPOSAL Project Name: ARCHITECTURAL SERVICES RELATED TO THE HADDONFIELD PUBLIC
Delaware Sustainable Energy Utility Request for Proposals for Financial Advisory Services The Delaware Sustainable Energy Utility ( SEU ) requests proposals from firms and individuals qualified to provide
200 GRAND RIVER, SUITE 203 Pg 1 of 11 BID: RFP-IT-0215-292 INVITATION TO BID ITEM: PreBid Conference: DEADLINE: BID OPENING: Web and Application Development Services Monday, February 9, 2015 at 11:00 AM
CITY OF EAST ORANGE DEPARTMENT OF BUSINESS ADMINISTRATION DIVISION OF PROCUREMENT EAST ORANGE, NEW JERSEY 07018 (973) 266-5162 REQUEST FOR PROPOSAL HEALTH INSURANCE BROKERAGE SERVICES FAIR & OPEN PUBLIC
HARRISON REDEVELOPMENT AGENCY NOTICE IN ACCORDANCE WITH N.J.S.A. 19:44A-20.5, et seq. NOTICE is hereby given that proposals to the Commissioners of the Harrison Redevelopment Agency for a fair and open
TOWNSHIP OF BERKELEY HEIGHTS REQUEST FOR PROPOSALFOR TAX ATTORNEY SERVICES Township of Berkeley Heights Contract Term January 1, 2015 through December 31, 2015 SUBMISSION DEADLINE 10:00 A.M. DEBEMBER 5,