Glasgow Gold Issue 1 GHA s tenant reward scheme Autumn 2011

Size: px
Start display at page:

Download "Glasgow Gold Issue 1 GHA s tenant reward scheme Autumn 2011"

Transcription

1 Glasgow Housing Association Glasgow Gold Issue 1 GHA s tenant reward scheme Autumn 2011 Better homes, better lives, a better Glasgow

2 We can produce information on request in large print, Braille, tape and on disk. It is also available in other languages. If you need information in any of these formats please contact us on Freephone Contents Si vous nous le demandez, nous pouvons vous remettre ces informations en d autres langues, en braille ou sur cassette. Si vous souhaitez que ces informations vous soient fournies sous l un de ces formats, contactez-nous en composant le Lots of benefits Page 3 Community Chest Grant Page 4 Education Grant Page 7 Business Start-Up Grant Page 11 Home Contents Insurance Page 13 Na Pana/Pani życzenie możemy zapewnić te informacje w innych językach, alfabetem Braille a lub na kasecie. Jeśli chciał(a)by Pan(i) uzyskać te informacje w którejś z tych form, prosimy skontaktować się z nami pod numerem telefonu Win an ipad Page 15 Haddii aad na weydiisato waxaanu warbixintan kugu siin karaa iyadoo ku qoran luuqad kale, farta ay dadka indhaha la akhriyaan ama cajalad ku duuban. Haddii aad jeclaan lahayd in warbxintan lagugu siiyo mid ka mid ah qaababkaas, fadlan nagala soo xidhiidh telefoonka По вашей просьбе данная информация может быть предоставлена на других языках, шрифтом Брайля или в аудиозаписи. Если вам требуется информация в одном из этих форматов, позвоните нам по номеру Page 2

3 Glasgow Gold GHA s tenant reward scheme GHA Community Chest Grant Lots of benefits Welcome to Glasgow Gold - our reward scheme for GHA tenants. As a Glasgow Gold member you can access a range of fantastic rewards. These include: 77 Community Chest Grants to help with projects that benefit a group or community you are involved in 77 Education Grants to assist with the costs of training or a course you are on 77 Business Start-Up Grants to assist with setting up your own business 77 Home Contents Insurance - at a discounted rate to make insurance more affordable 77 ipad giveaway to help you access the internet. We re ready to help your commmuity Are you a member of a community group, sports team or club? Did you know, as a Glasgow Gold member, you can apply for a Community Chest grant of up to 500? Community Chest grants are awarded to non-profit making groups for specific projects or activities. We typically support projects that have a wider benefit to the community and to Glasgow. Page 4

4 GHA Community Chest Grants Here are some examples of how your group could benefit from one of these grants. St Thomas Primary School Successfully applied for a Community Chest grant for some outdoor playground games for the pupils. Chirnsyde Primary School A Community Chest grant helped to buy books for those attending their paired reading and parent partner reading programmes. Elmslie Court & Church Street Sheltered Housing Received funding for relaxation and hairdressing sessions. The relaxation classes were aimed at giving the tenants the chance to learn some new techniques to combat stress. The hairdressing sessions allowed the tenants to get treatments they would not otherwise get themselves. Pollokshields Early Years Centre Garden Planning Committee Received a Community Chest grant to renovate their outside area. As the area is completely covered in tarmac, it did not provide an appealing space for children to play in. The funding they received meant they could buy pots, planters, soil, bulbs, seeds and gardening tools. Improving this area means the children can take their learning outdoors and further develop their knowledge of nature, planting and growing. North Glasgow Healthy Living Community Received funding for their seventh annual Fun in the Park event. The event, aiming to bring local people together to have fun, attracted about 6,500 people of all ages from the north of Glasgow. Lots of fun activities were available including bouncy castles, adventure courses, mountain biking and face painting. GHA Community Chest Grant Who can apply? You should be a Glasgow Gold member, actively involved with the applying organisation. The organisation does not have to be a registered charity or charitable organisation but does have to be a formally constituted group with a: 77 Constitution / Article of Association, and 77 Bank account / statement of accounts We need this information to ensure your group is who they say they are and so we can make payment of your grant. How to apply All you need to do is complete the application form enclosed and return it to: FREEPOST NAT22631 Glasgow Gold Glasgow Housing Association 177 Trongate Glasgow G1 5BR If you need any help completing the form or have any questions you can call us 9.00am 5.00pm on or glasgow.gold@gha.org.uk Approval A panel, including tenant Board members, reviews all grant applications on a monthly basis. This is done on the second Monday of every month and we will be in touch within seven days to let you know if you have been successful. Page 6

5 GHA Education Grant GHA Education Grant Do you qualify for course funding? Our Education Grant can help you with course costs. Do you need help paying for further education or vocational training? Did you know as a Glasgow Gold member you may be entitled to a grant of up to 500 to help with the costs of your course? Past Successes See how our Education grants have helped these Glasgow Gold members. Katy A GHA tenant in Govanhill Katy came to us during the fourth and final year of her BA (Hons) in Journalism and English at Strathclyde University. Katy started her course in 2001 and had overcome all sorts of hurdles to get where she was. She had a lot of books to read as part of her course, which were expensive to buy and which the university library did not stock in adequate numbers for the whole class to use. I couldn t have done it without those books, and I mean that sincerely. EDUCATION GRANT Glasgow Gold bought around 20 of the books Katy required, some of which are out of print and had to be sourced from America. Katy has now finished her course and gained a first class honours degree. She wants to encourage as many people as possible to take advantage of the grants on offer. Page 8

6 GHA Education Grant Lesley Anne Lesley Anne from Castlemilk, received grants for two years of study towards her Criminal Justice degree at the University of the West of Scotland. She used most of her grant to pay for travel costs as she had to travel from Castlemilk to the university s Paisley campus every day. The rest of the grant went towards books. As Lesley Anne herself says up to date books equals up to date knowledge which is essential in this type of course, and the university library doesn t have many to go around. Lesley Anne is hoping to go on and complete her doctorate but was taking it one step at a time and concentrating on her honours year first. Michelle Michelle lives in the east end of the city and was studying for an NQ in Hairdressing at John Wheatley College. She has three children, the youngest of which was only five when she applied for her grant. Michelle used her grant to pay for after school care for her youngest child and, now she has finished her course, can take up full time employment, working round her children. To find out how an Education Grant could help you in your studies please contact us. GHA Education Grants Recently we have helped tenants with payments towards course fees, IT equipment, books and travel costs. Our education grants are awarded to individuals taking further or continuing education. Whether you re about to start a new course or are finding it tough to keep up with spending, it doesn t matter. Who can apply? Glasgow Gold members How to apply All you need to do is complete the application form attached and return it to: FREEPOST NAT22631 Glasgow Gold Glasgow Housing Association 177 Trongate Glasgow G1 5BR If you need any help completing the form or have any questions you can call us on or glasgow.gold@gha.org.uk The aims of the education grant are: 77 To financially assist Glasgow Gold members that would otherwise be unable, or face hardship, starting or completing, further or higher education; and 77 To financially assist Glasgow Gold members that want to start or complete education that will provide them with employable skills. Page 10

7 GHA Business Start-Up Grant GHA Business Start-Up Grant If you re a Glasgow Gold member with a burning ambition to run your own business, perhaps we can help. Do you dream of starting your own business? We could help. If you have a business proposal and need some help getting up and running, we can put you in touch with a range of organisations in Glasgow that can help you with: 77 start-up advice 77 assistance with funding applications 77 general advice and guidance. As a Glasgow Gold member we could also help you get started with a grant of up to For instance, you might need help to do any one of the following: 77 buy a computer 77 build a website Business Start-Up Grant. 77 advertise on yell.com 77 buy equipment 77 lease a vehicle 77 produce marketing material. Interested? Please call us on to discuss. Page 12

8 Home Contents Insurance Home Contents Insurance 50% off As your landlord GHA is responsible for insuring the building you live in, but not your belongings or contents within it. As a Glasgow Gold member you are entitled to 50% off home contents insurance, if you pay your rent by Direct Debit, through our recommended provider, Aviva. This means you can ensure your home for as little as 14 per year, and 10 per year for over 65s. For more information on our home contents insurance please call us on Freephone and ask for a copy of our Home Contents Insurance Information Pack. Mention Glasgow Gold to make sure you get your discount. Important: If you already have your own home contents insurance, you should check carefully what cover is included before switching as not all policies are the same. Page 14

9 Win an ipad Win an ipad We have 2 ipads to give away each month. Look out for the Key magazine for your chance to win. Each edition of the Key will also give information on where, in Glasgow, you can access free WiFi hotspots. We know that buying a computer and getting online can be expensive. We also know that when you go online it s a great place to meet people, find out about great deals, find a job and get information. That s why we re giving away ipads to Glasgow Gold members The latest generation ipad is easy and simple to use. Free training can be organised at Glasgow s Apple store in Buchanan Street and free WiFi is available at over 50 locations in Glasgow. So there s no excuse. Win Get your hands on an ipad! Look out for the next edition of the Key. Enter the competition free of charge and you could be surfing the net on your very own ipad. Digital inclusion is a priority for the government, seen as key to future economic success and competitiveness, social inclusion and community cohesion. In 2010, there were an estimated 9.2 million people in the UK who didn t, wouldn t or couldn t use computers and the internet. Research shows that: 77 23% of adults in the UK don t use the internet 77 18% of adults in the UK have never used the internet 77 27% of households in the UK don t have access to the internet 77 28% of those not online live in social housing. Page 16

10 Glasgow Gold GHA s tenant reward scheme Glasgow Housing Association Granite House 177 Trongate Glasgow G1 5HF Tel: Enjoy many more new offers in the future by looking out for GHA s everexpanding reward scheme. glasgow.gold@gha.org.uk

11 Glasgow Housing Association Glasgow Gold GHA s tenant reward scheme The Glasgow Housing Association Limited is a not-for-profit housing association registered under the Industrial and Provident Societies Act 1965, registered no. 2572R(S). It is also recognised by HM Revenue and Customs as a Scottish charity (SC034054) and is registered with The Scottish Housing Regulator under the Housing (Scotland) Act 2001 as a registered social landlord, no VAT registration no Registered office: Granite House, 177 Trongate, Glasgow G1 5HF. Better homes, better lives, a better Glasgow

Got it covered? We can help you prepare for the unexpected

Got it covered? We can help you prepare for the unexpected Glasgow Housing Association www.gha.org.uk Your home Home contents insurance Got it covered? We can help you prepare for the unexpected Better homes, better lives, a better Glasgow We can produce information

More information

Paying your rent You ve got nine easy ways to pay

Paying your rent You ve got nine easy ways to pay Glasgow Housing Association www.gha.org.uk You and GHA Rent payments Paying your rent You ve got nine easy ways to pay Better homes, better lives We can produce information on request in large print, Braille,

More information

Your close and backcourt maintenance services

Your close and backcourt maintenance services Glasgow Housing Association www.gha.org.uk Your home Neighbourhood environmental services Your close and backcourt maintenance services Better homes, better lives We can produce information on request

More information

Feel threatened? We can give you peace of mind

Feel threatened? We can give you peace of mind Glasgow Housing Association www.gha.org.uk Your community Feel threatened? We can give you peace of mind Better homes, better lives, a better Glasgow Your community Anti-social behaviour is a complex and

More information

Reducing your council tax bill A guide

Reducing your council tax bill A guide 10466 FR_Discount guide 2013:Proof 1 2/4/13 16:09 Reducing your council tax bill A guide Page 1 Contents Introduction 3 Single person discount 4 Discount disregards 5 Property discounts 10 Disabled relief

More information

Policy document Date. YourPlace Property Management www.your-place.net. Debt Recovery Policy. Part of the GHA family. Page 0. Debt Recovery Policy

Policy document Date. YourPlace Property Management www.your-place.net. Debt Recovery Policy. Part of the GHA family. Page 0. Debt Recovery Policy YourPlace Property Management www.your-place.net Policy document Date Debt Recovery Policy Page 0 Part of the GHA family Name of Policy Responsible Officer Executive Finance Manager Date approved by YourPlace

More information

news Membership statistics update Under One Roof is the service for letting affordable rented homes in St Helens. In this issue...

news Membership statistics update Under One Roof is the service for letting affordable rented homes in St Helens. In this issue... news Under One Roof is the service for letting affordable rented homes in St Helens. May 2012 In this issue... Bid for a home online Find out more about our Under One Roof TV site Welfare Reform updates

More information

Your guide to. Asbestos. Home safety information for tenants. Better homes, better lives

Your guide to. Asbestos. Home safety information for tenants. Better homes, better lives Your guide to Asbestos Home safety information for tenants. Better homes, better lives What is asbestos? Asbestos is a material made up of strong fibres which are resistant to both heat and chemicals.

More information

FAQs for Housing Benefit and Council Tax Reduction

FAQs for Housing Benefit and Council Tax Reduction FAQs for Housing Benefit and Council Tax Reduction In this section of the website you will be able to find answers to the questions relating to all aspects of Housing Benefit and Council Tax Reduction

More information

Rent to Buy Scheme (RTBS) Information Brochure The White House, Glenfinnan, PH37 4LS

Rent to Buy Scheme (RTBS) Information Brochure The White House, Glenfinnan, PH37 4LS Rent to Buy Scheme (RTBS) Information Brochure The White House, Glenfinnan, PH37 4LS Glenfinnan Rent to Buy Scheme 1 The Rent to Buy Scheme (RTBS) An exciting opportunity to rent, then buy a home in the

More information

Operational Procedure 15. Tenancy Management Policy

Operational Procedure 15. Tenancy Management Policy Operational Procedure 15 Tenancy Management Policy Responsible Officer: Team Leader Housing Management Document Reference: OP15 Abandoned Tenancies... 3 Assignation of Tenancy... 4 Homeswapper Scheme...

More information

Higher Education Faculty of Arts

Higher Education Faculty of Arts Higher Education Faculty of Arts Induction Programme 2014/15 Hull School of Art & Design welcome Think you can t afford to study for a degree? Think again Dear Student I am delighted to welcome you to

More information

Factoring Services. for owners & sharing owners. www.thenuehousing.co.uk

Factoring Services. for owners & sharing owners. www.thenuehousing.co.uk Factoring Services for owners & sharing owners www.thenuehousing.co.uk How do I find out about my legal rights and obligations as an owner? The legal documents which define the rules relating to the shared

More information

Dealing with a common repair? Here are some helpful hints

Dealing with a common repair? Here are some helpful hints YourPlace Property Management www.your-place.net Part of the GHA family YourPlace Common repairs Dealing with a common repair? Here are some helpful hints Your place is our business Common repairs This

More information

Boston Borough Council Corporate Debt Recovery Policy

Boston Borough Council Corporate Debt Recovery Policy Boston Borough Council Corporate Debt Recovery Policy Author: K Clarke Approved: 22.08.13 Version 1.3 05.12.14 1 We can provide this information in other languages and formats for example, in large print,

More information

We have consulted with internal and external. King Square Estate Newsletter. Regeneration Proposals

We have consulted with internal and external. King Square Estate Newsletter. Regeneration Proposals www.islington.gov.uk/housing Regeneration Proposals NOVEMBER 2014 Welcome to the third edition of the King Square newsletter, with the latest update on the King Square Estate regeneration project. This

More information

How to make a complaint about your care

How to make a complaint about your care How to make a complaint about your care This leaflet tells you what to do if you wish to raise any concerns about your care and what will happen if you do this. Overall, the feedback we get from patients

More information

Free debt help. for your community. debt help. Free debt counselling from an award winning charity. Lifting people out of debt and poverty

Free debt help. for your community. debt help. Free debt counselling from an award winning charity. Lifting people out of debt and poverty CALL FREE ON 0800 328 0006 (01274 760839 may be cheaper from a mobile) Free debt help for your community Free debt counselling from an award winning charity Lifting people out of debt and poverty debt

More information

Pay As You Go Home Contents Insurance

Pay As You Go Home Contents Insurance Farsi.تسا هناخ تایوتحم همیب هرابرد روشورب نیا نفلت هرامش اب افطل رگید مرف ای نابز هب تاعالطا نیا هب زاین تروص رد سردآ هب ای و هتفرگ سامت ٠۱٢۱٧۱٧۱۵۱۵ info@solihullcommunityhousing.org.uk.دییامن لاسرا لیمیا

More information

Hampshire Home Choice Scheme Guide

Hampshire Home Choice Scheme Guide Hampshire Home Choice Scheme Guide Your guide to finding affordable homes in the East Hampshire, Eastleigh, Havant, Test Valley and Winchester City Council areas. The guide includes: - A summary of how

More information

Glasgow Gold Education Grant Application Form

Glasgow Gold Education Grant Application Form Contact us on: 0141 274 6791 www.gha.org.uk Glasgow Gold Grant Application Form Registered office: The Glasgow Housing Association Limited, Granite House, 177 Trongate, Glasgow G1 5HF 1 Contents FAQs 1

More information

Ready Steady Go Pre-School

Ready Steady Go Pre-School Ready Steady Go Pre-School Inspection report for early years provision Unique reference number EY39735 Inspection date 0/04/010 Inspector Leoarna Mathias Setting address Telephone number 01548 51 615 Email

More information

Business Rates 2013/2014. stirling.gov.uk phone 0845 277 7000 text 07717 990 001

Business Rates 2013/2014. stirling.gov.uk phone 0845 277 7000 text 07717 990 001 Business Rates 2013/2014 stirling.gov.uk phone 0845 277 7000 text 07717 990 001 Business rates Rates are a tax on business properties. The rates charged for each property is determined by the rateable

More information

Blakesley Playgroup. Inspection report for early years provision. Unique reference number 219954 Inspection date 09/11/2010

Blakesley Playgroup. Inspection report for early years provision. Unique reference number 219954 Inspection date 09/11/2010 Blakesley Playgroup Inspection report for early years provision Unique reference number 219954 Inspection date 09/11/2010 Inspector Sarah Measures Setting address Telephone number 07530433515 Email Type

More information

Scotland. Community Resilience. Strategy Making it work together

Scotland. Community Resilience. Strategy Making it work together Scotland Community Resilience Strategy Making it work together 2011-2015 Scotland Community Resilience Strategy Making it work together 2011-2015 CONTENTS 02 Preface 03 What is community resilience? 04

More information

Publications code: REG-0812-032. Registering and running a childminding service: what you need to know

Publications code: REG-0812-032. Registering and running a childminding service: what you need to know Publications code: REG-0812-032 Registering and running a childminding service: what you need to know Contents Introduction 1 Section 1: What is childminding? 2 Section 2: Before you apply to register

More information

Factsheet Empty Homes

Factsheet Empty Homes Factsheet Empty Homes From the Shelter policy library October 2004 www.shelter.org.uk. All rights reserved. This document is only for your personal, non-commercial use. You may not copy, reproduce, republish,

More information

Quarriers Adult Family Placement Service

Quarriers Adult Family Placement Service Quarriers Adult Family Placement Service Information pack for carers, birth families and people we support Information pack for carers This pack contains the following information: Who to contact Introduction

More information

Bridgeton & Dalmarnock Community Information

Bridgeton & Dalmarnock Community Information Bridgeton & Dalmarnock Community Information a guide to local facilities and services www.thenuehousing.co.uk A bit about the area There is a diverse mixed housing stock within the Bridgeton & Dalmarnock

More information

Welfare Reform and older people in Scotland

Welfare Reform and older people in Scotland Factsheet 60s January 2013 Welfare Reform and older people in Scotland About this factsheet This factsheet is for older people who live in Scotland. It provides basic information about the main changes

More information

Television licence concessions

Television licence concessions Factsheet 3 October 2012 About this factsheet This factsheet gives information about television licence concessions and the main criteria for eligibility. The information given in this factsheet is applicable

More information

Recruitment Pack Next Step!

Recruitment Pack Next Step! Recruitment Pack Next Step! Role: Digital Marketing Specialist Location: Birchwood, Warrington Salary: 33,600-42,000 per annum Contract term: Permanent Closing date for applications: Friday 3 July 2015

More information

Investing in Communities programme. Peter Devlin and Kathleen Little

Investing in Communities programme. Peter Devlin and Kathleen Little Guidance notes Investing in Communities programme Stock code Print Photography BIG-IIC2010 C&R Printing Peter Devlin and Kathleen Little Further copies available from: Email enquiries.scotland@biglotteryfund.org.uk

More information

Individual Giving Resource Sheet

Individual Giving Resource Sheet Individual Giving Resource Sheet Individual giving can be broken down into three broad channels: supporter acquisition, supporter retention and supporter development. Before we look at the mechanics of

More information

1.2 The main types of tenancies that the Council can grant are secure tenancies, flexible (secure) tenancies and introductory tenancies.

1.2 The main types of tenancies that the Council can grant are secure tenancies, flexible (secure) tenancies and introductory tenancies. Tenancy policy 1.0 Purpose of the policy 1.1 The purpose of the policy, which is effective from 1st March 2013, is to ensure that the most appropriate tenancies are granted to enable the best use to be

More information

WHY DO WE GET ANGRY? EVERYONE FEELS ANGRY SOMETIMES

WHY DO WE GET ANGRY? EVERYONE FEELS ANGRY SOMETIMES FEELING ANGRY? WHY DO WE GET ANGRY? There are lots of things that can make us angry. Here are a few examples... EVERYONE FEELS ANGRY SOMETIMES It s normal and healthy to get angry when there is a good

More information

A guide to help you make the most of Your Choice. Employee Guide

A guide to help you make the most of Your Choice. Employee Guide A guide to help you make the most of Your Choice Employee Guide This guide is to help you understand a bit more about Your Choice. This is the total package of benefits that you may be eligible for as

More information

Literacy across learning Principles and practice

Literacy across learning Principles and practice Literacy across learning Principles and practice Language and literacy are of personal, social and economic importance. Our ability to use language lies at the centre of the development and expression

More information

Your pension. Getting started

Your pension. Getting started Your pension Getting started It takes planning and thinking ahead to save up enough to enjoy life when you retire. We have a pension plan to help you do just that. The Defined Contribution 2010 Pension

More information

Inspection report for early years provision. Unique Reference Number

Inspection report for early years provision. Unique Reference Number Inspection report for early years provision Unique Reference Number Inspection date Inspector 300285 04 May 2006 Carolyn Gifford Type of inspection Type of care Childcare Childminding ABOUT THIS INSPECTION

More information

Housing Registration Form

Housing Registration Form Registering with us Housing Registration Form GHA and Cube are both social landlords and are part of Wheatley Group, Scotland s leading housing group. We work together to provide a range of services in

More information

Housing Benefit / Council Tax Support Full self-employed income form

Housing Benefit / Council Tax Support Full self-employed income form Housing Benefit / Council Tax Support Full self-employed income form Please complete all sections About you Name Address Claim No/ NINO Home telephone number Work telephone number Mobile telephone number

More information

WIN. Factoring Services News. Factoring Services News. Common repairs what happens! page 6. worth of vouchers

WIN. Factoring Services News. Factoring Services News. Common repairs what happens! page 6. worth of vouchers Factoring news for homeowners in mixed tenure blocks in East Renfrewshire www.eastrenfrewshire.gov.uk/housing Winter 2015 Factoring Services News Complete our customer satisfaction survey inside this edition

More information

www.islington.gov.uk Sheltered housing in Islington

www.islington.gov.uk Sheltered housing in Islington www.islington.gov.uk Sheltered housing in Islington 2 SHELTERED HOUSING What is sheltered housing? Self contained homes specially designed for older people. You can enjoy the opportunity of living independently

More information

The information and advice service for home owners and the private rented sector. Factoring services

The information and advice service for home owners and the private rented sector. Factoring services The information and advice service for home owners and the private rented sector Factoring services 4 The HomeImprove Service The HomeImprove Service has been set up to help homeowners and people who rent

More information

SCOTTISH RESOURCES. First Level/Second Level Autumn 2008. Tuesdays 03.45 04.00 16 and 23 September BBC Radio 4 digital (terrestrial, cable, satellite)

SCOTTISH RESOURCES. First Level/Second Level Autumn 2008. Tuesdays 03.45 04.00 16 and 23 September BBC Radio 4 digital (terrestrial, cable, satellite) B B C Learning Scotland SCOTTISH RESOURCES First Level/Second Level Autumn 2008 Tuesdays 03.45 04.00 16 and 23 September BBC Radio 4 digital (terrestrial, cable, satellite) China Stories Programmes in

More information

Do you need something fixed? We re ready to help

Do you need something fixed? We re ready to help Glasgow Housing Association www.gha.org.uk Your repairs Repairs and maintenance Do you need something fixed? We re ready to help Better homes, better lives Repairs and maintenance Because you re a GHA

More information

CALL FREE ON 0800 328 0006. Free debt help. for your community. Free debt counselling from an award winning charity. debt help

CALL FREE ON 0800 328 0006. Free debt help. for your community. Free debt counselling from an award winning charity. debt help CALL FREE ON 0800 328 0006 Free debt help for your community Free debt counselling from an award winning charity debt help Good news! The free debt counselling service of Christians Against Poverty (CAP)

More information

From Exclusion to Inclusion. A Report of the Disability Rights Task Force on Civil Rights for Disabled People. Executive Summary.

From Exclusion to Inclusion. A Report of the Disability Rights Task Force on Civil Rights for Disabled People. Executive Summary. From Exclusion to Inclusion A Report of the Disability Rights Task Force on Civil Rights for Disabled People Executive Summary December 1999 Executive Summary Introduction 1. Disabled people are one of

More information

Information for women after ultrasound detection of fetal renal pelvic dilatation (RPD)

Information for women after ultrasound detection of fetal renal pelvic dilatation (RPD) Information for women after ultrasound detection of fetal renal pelvic dilatation (RPD) The aim of this leaflet is to help explain what renal pelvis dilatation (RPD) means and to answer some of the questions

More information

Empty Properties advice and information. abcde. Because homes were built to be lived in. www.walthamforest.gov.uk

Empty Properties advice and information. abcde. Because homes were built to be lived in. www.walthamforest.gov.uk Empty Properties advice and information Because homes were built to be lived in www.walthamforest.gov.uk abcde The Empty Property Team Waltham Forest Council s Empty Property Team actively encourages the

More information

Annual Report and Accounts

Annual Report and Accounts Accessible Responsive Quality Caring Ethical Commitment Ethical Quality Caring Accessible Commitment Responsive Responsive Caring Ethical Accessible Quality Commitment Commitment Accessible Caring Ethical

More information

Functional Skills English Entry Level 3 Mobile Phone Sample Paper Reading Assessment Task Sheet

Functional Skills English Entry Level 3 Mobile Phone Sample Paper Reading Assessment Task Sheet Learner name Learner registration number Learner signature Centre Assessment date You may use a dictionary. Use blue or black ink. There are 3 tasks in this assessment. Total marks available: 17 You should

More information

IT S YOUR HOME : DON T LOSE IT.

IT S YOUR HOME : DON T LOSE IT. As household finances are being squeezed left, right and centre, remember that paying your rent is a priority if you want to make sure that you keep the roof over your head. IT S YOUR HOME : DON T LOSE

More information

Owing money on a previous tenancy

Owing money on a previous tenancy Owing money on a previous tenancy What to do if you end your tenancy or when someone close passes away This leaflet explains: What you need to do if you end your tenancy owing us money; and What to do

More information

TENANT HANDBOOK All you need to know about renting a commercial property with us

TENANT HANDBOOK All you need to know about renting a commercial property with us COMMERCIAL PROPERTY TENANT HANDBOOK All you need to know about renting a commercial property with us CONTENTS INTRODUCTION Introduction 1 Rent 2-3 Arrears 4 Before you move in 6-7 Your responsibilities

More information

VAT Refund Scheme for academies

VAT Refund Scheme for academies VAT Refund Scheme for academies VAT Information Sheet 09/11 June 2011 1. Introduction 1.1 What is this Information Sheet about? This Information Sheet provides guidance for academies, free schools, 16

More information

LEGAL & GENERAL (UNIT TRUST MANAGERS) LIMITED A GUIDE TO INVESTING IN A JUNIOR ISA WITH US.

LEGAL & GENERAL (UNIT TRUST MANAGERS) LIMITED A GUIDE TO INVESTING IN A JUNIOR ISA WITH US. LEGAL & GENERAL (UNIT TRUST MANAGERS) LIMITED A GUIDE TO INVESTING IN A JUNIOR ISA WITH US. The complete picture This document gives you general information about investing in a Junior ISA with us. You

More information

Housing Register application for Housing Association tenants

Housing Register application for Housing Association tenants name: address: www.islington.gov.uk Islington Housing Services name: address: Housing Register application for Housing Association tenants name: address: Post code: Rehousing Team: PO Box 34750, London

More information

Transferring your pension

Transferring your pension April 2014 Contact Details We can be contacted at: The Pensions Advisory Service 11 Belgrave Road London SW1V 1RB Helpline 0845 601 2923 General Office 020 7630 2250 Fax 020 7592 7000 For enquiries, please

More information

Seedlings Montessori at Moorlands

Seedlings Montessori at Moorlands Seedlings Montessori at Moorlands Inspection report for early years provision Unique reference number 6028 Inspection date /03/200 Inspector Brian Evans Setting address Telephone number 023 8046 2555 Email

More information

Childminder inspection report. Chesworth, Gwenda Muir of Ord

Childminder inspection report. Chesworth, Gwenda Muir of Ord Chesworth, Gwenda Muir of Ord Inspection completed on 04 May 2016 Service provided by: Chesworth, Gwenda Service provider number: SP2003907536 Care service number: CS2003013883 Inspection Type: Announced

More information

FLINTSHIRE COUNTY COUNCIL COMMUNITY ASSET TRANSFER GUIDANCE NOTES

FLINTSHIRE COUNTY COUNCIL COMMUNITY ASSET TRANSFER GUIDANCE NOTES FLINTSHIRE COUNTY COUNCIL COMMUNITY ASSET TRANSFER GUIDANCE NOTES CONTENTS Page (s) 1. PURPOSE OF THE GUIDE 1 2. KEY STAGES OF CAT PROCESS Stage 1 Expression of Interest Stage 2 Business Modelling Stage

More information

Individual Electoral Registration Frequently asked questions

Individual Electoral Registration Frequently asked questions Individual Electoral Registration Frequently asked questions 1 Contents Contents... 2 About the change to individual electoral registration... 6 Has the registration system changed?... 6 Who is responsible

More information

EKOLA Junior High School Bilingual Programme Entrance Test (1h15) Sample Paper. Result:

EKOLA Junior High School Bilingual Programme Entrance Test (1h15) Sample Paper. Result: EKOLA Junior High School Bilingual Programme Entrance Test (1h15) Sample Paper Name: Result: Task 1 Which notice says what? For questions 1 5, match the correct letter A H. 1. You do not have to pay extra

More information

The Chartered Institute of Payroll Professionals (a company incorporated by Royal Charter) IPP Education Ltd (a subsidiary of the Chartered Institute

The Chartered Institute of Payroll Professionals (a company incorporated by Royal Charter) IPP Education Ltd (a subsidiary of the Chartered Institute The Chartered Institute of Payroll Professionals (a company incorporated by Royal Charter) IPP Education Ltd (a subsidiary of the Chartered Institute of Payroll Professionals) Registered No. 3612942 (England)

More information

Kevin Hayler. Where I m from

Kevin Hayler. Where I m from THE PROPOSITION Where I m from I ve worked in the Credit Card industry for over 17 years, starting in 1995 with Barclaycard as a Sales Manager, progressing through the ranks before moving to Bank of Scotland

More information

Key Features of the Guaranteed Income Bond

Key Features of the Guaranteed Income Bond Key Features Savings & Investments Key Features of the Guaranteed Income Bond All documentation and communication about your bond will be in English. Phoenix Life Assurance Limited is able to provide literature

More information

Tenants Guide to the Right to Buy

Tenants Guide to the Right to Buy Contents Section Page No. 1 Welcome to our Right to Buy Guide 2 2 Our Service Standards 3 3 Warning Cold Callers 4 4 Introduction to Right to Buy 5 5 Steps in the Right to Buy process 6 6 The Section 125

More information

Your gas and electricity supplier may be able to help you if you have fuel debts.

Your gas and electricity supplier may be able to help you if you have fuel debts. Brentwood Borough Council and its partners offer a range of services to help residents and businesses who might be struggling to cope with the credit crunch. For business advice, please see the leaflet

More information

What is the EYFS Framework why do we have one?

What is the EYFS Framework why do we have one? *Publication currently subject to redesign Parents Guide to the Early Years Foundation Stage Framework Exciting times ahead for you and your child What is the Early Years Foundation Stage? Welcome to the

More information

Community Investment Strategy

Community Investment Strategy Community Investment Strategy Introduction Sanctuary Group is one of the largest providers of housing and care services in the UK. We are a not-for-profit organisation and reinvest our surplus income into

More information

City University London Students Union. Marketing Opportunities 2015/16

City University London Students Union. Marketing Opportunities 2015/16 City University London Students Union Marketing Opportunities 2015/16 Welcome With research showing that students are more likely to try new products and services at this stage in their lives and more

More information

Contact: Barbara McIntosh Telephone: 07801290575 Email: bmcintosh@fpld.org.uk.

Contact: Barbara McIntosh Telephone: 07801290575 Email: bmcintosh@fpld.org.uk. Personal Planning Book The Personal Planning Book was originally written by Barbara McIntosh and Andrea Whittaker. Several revisions and additions to this book have been made since the original version

More information

Cultural Competition 2014-2015

Cultural Competition 2014-2015 Cultural Competition 2014-2015 Cultural Competition : Young Mascot Designer Do you remember London 2012 s mascots Wenlock and Mandeville or the 2014 Commonwealth Game s mascot Clyde? Now it s your chance

More information

Management and Collection of Debt Policy. Effective date October 2014 Review date October 2017 Approved by Link Group Board. www.linkhousing.org.

Management and Collection of Debt Policy. Effective date October 2014 Review date October 2017 Approved by Link Group Board. www.linkhousing.org. Management and Collection of Debt Policy Effective date October 2014 Review date October 2017 Approved by Link Group Board 1. INTRODUCTION Link Group and its subsidiary companies provide a range of services

More information

SPONSOR A-BIKE. Helping Israel s Children Ride into the Future

SPONSOR A-BIKE. Helping Israel s Children Ride into the Future SPONSOR A-BIKE Helping Israel s Children Ride into the Future In the UK we take for granted the activities and clubs available for our children after school. However, in Israel, many children finish school

More information

Cray House. 3 Maidstone Road. Kent DA14 5HU Tel: 0844 406 9000. Fax: 0870 738 6555. www.lqgroup.org.uk. L&Q Design Studio 2014.

Cray House. 3 Maidstone Road. Kent DA14 5HU Tel: 0844 406 9000. Fax: 0870 738 6555. www.lqgroup.org.uk. L&Q Design Studio 2014. Cray House. 3 Maidstone Road. Kent DA14 5HU Tel: 0844 406 9000. Fax: 0870 738 6555 www.lqgroup.org.uk L&Q Design Studio 2014. LQ0019 Benefits for our people www.lqgroup.org.uk Please note: L&Q Policies

More information

December 2009 HOMELESS? This leaflet explains what happens if you make a homeless application and the rules we use.

December 2009 HOMELESS? This leaflet explains what happens if you make a homeless application and the rules we use. December 2009 HOMELESS? This leaflet explains what happens if you make a homeless application and the rules we use. This leaflet can be supplied in community languages, large print, audio tape/cd or Braille.

More information

The Personal Range Key Features of the Individual Personal Pension

The Personal Range Key Features of the Individual Personal Pension The Personal Range Key Features of the Individual Personal Pension Reference MPEN11/A 04.16 The Financial Conduct Authority is a financial services regulator. It requires us, Friends Life and Pensions

More information

Glasgow 2014 Club Marketing Toolkit

Glasgow 2014 Club Marketing Toolkit Glasgow 2014 Club Marketing Toolkit A Guide For Clubs Recruiting & Retaining Members Introduction The 2014 Commonwealth Games will provide a strong platform to grow your gymnastics club. This guide is

More information

Key features of the Flexible Pension Plan

Key features of the Flexible Pension Plan For customers Key features of the Flexible Pension Plan Contents Its aims 2 Your commitment 2 Risks 3 Questions and answers 4 Other information 8 How to contact us 9 The Financial Conduct Authority is

More information

Winter Wonderland: The making of a magical holiday tradition in the Brainerd Lakes Area

Winter Wonderland: The making of a magical holiday tradition in the Brainerd Lakes Area For immediate release For more information, contact Kathi Nagorski Brainerd Lakes Chamber (218) 822-7128 knagorski@explorebrainerdlakes.com Winter Wonderland: The making of a magical holiday tradition

More information

APPLICATION FOR FINANCIAL ASSISTANCE

APPLICATION FOR FINANCIAL ASSISTANCE APPLICATION FOR FINANCIAL ASSISTANCE BEFORE COMPLETING THE APPLICATION FORM, PLEASE CAREFULLY READ THE NOTES BELOW. When you have completed the application form, you should detach these notes and keep

More information

101 IELTS Speaking Part Two Topic cards about sports, hobbies and free time A- Z

101 IELTS Speaking Part Two Topic cards about sports, hobbies and free time A- Z 101 IELTS Speaking Part Two Topic cards about sports, hobbies and free time A- Z As the topics of sports, hobbies and free time are easy ones that tie in with IELTS Speaking Part One and students like

More information

Promoting society and local authority lotteries

Promoting society and local authority lotteries Promoting society and local authority lotteries Advice for society and local authority lotteries which require a licence or registration September 2014 1 Introduction 1.1 Lotteries are illegal unless they

More information

Isolation and Hunger: the reality of the school holidays for struggling families

Isolation and Hunger: the reality of the school holidays for struggling families Isolation and Hunger: the reality of the school holidays for struggling families Key Findings 1 4 2 3 More than six out of ten parents with household incomes of less than 25,000 said they weren t always

More information

Bank accounts for bankrupts

Bank accounts for bankrupts Citizens Advice Scotland Scottish Association of Citizens Advice Bureaux www.cas.org.uk Bank accounts for bankrupts Sarah Beattie-Smith, Policy and Parliamentary Officer January 2012 Citizens Advice Scotland

More information

Online Investments. Our Fund Range and Investments

Online Investments. Our Fund Range and Investments Online Investments Our Fund Range and Investments Why is it important to read this document? This document explains the funds available for you to invest in through our Investment ISA, which is a Stocks

More information

LLAWN03, Llandudno (image: Paul Sampson) Arts Grants for Organisations. Getting Started

LLAWN03, Llandudno (image: Paul Sampson) Arts Grants for Organisations. Getting Started LLAWN03, Llandudno (image: Paul Sampson) Arts Grants for Organisations Getting Started January 2016 The Arts Council of Wales is committed to making information available in large print, Braille, British

More information

CASH ISA SAVINGS CONDITIONS. For use from 2nd September 2016.

CASH ISA SAVINGS CONDITIONS. For use from 2nd September 2016. CASH ISA SAVINGS CONDITIONS. For use from 2nd September 2016. WELCOME TO HALIFAX This booklet explains how your Halifax savings account works, and includes its main conditions. This booklet contains: information

More information

In Business. Developing a Business Idea

In Business. Developing a Business Idea In Business Developing a Business Idea This publication is part of the In Business Easy Business Planning series, which includes: Quick Guide to Self-Employment Developing a Business Idea Writing a Business

More information

Different types of organisation

Different types of organisation Different types of organisation What type of organisation do you work for? Does the type of organisation affect what it does and how it does it? Understanding what type of organisation you work for can

More information

Scottish Homeowners Property Factors Toolkit

Scottish Homeowners Property Factors Toolkit Scottish Homeowners Property Factors Toolkit Govan Law Centre, Glasgow, 2013. 1 Scottish Homeowners Property Factors Toolkit Are you unhappy with the service you are getting from your factor in Scotland?

More information

PERTH AND KINROSS COUNCIL. Housing and Health Committee 14 March 2012 JOINT PHYSICAL DISABILITY STRATEGY PROGRESS REPORT

PERTH AND KINROSS COUNCIL. Housing and Health Committee 14 March 2012 JOINT PHYSICAL DISABILITY STRATEGY PROGRESS REPORT PERTH AND KINROSS COUNCIL 8 12/121 Housing and Health Committee 14 March 2012 JOINT PHYSICAL DISABILITY STRATEGY PROGRESS REPORT Report by Executive Director (Housing and Community Care) ABSTRACT The purpose

More information

gillingham fc fan pack www.gillinghamfootballclub.com

gillingham fc fan pack www.gillinghamfootballclub.com gillingham fc fan pack www.gillinghamfootballclub.com welcome to gillingham football club 02 - www.gillinghamfootballclub.com We look forward to seeing you at Priestfield. Thank you for booking your tickets

More information

Integrated Skills in English ISE II

Integrated Skills in English ISE II Integrated Skills in English Reading & Writing exam Sample paper 4 10am 12pm Your full name: (BLOCK CAPITALS) Candidate number: Centre: Time allowed: 2 hours Instructions to candidates 1. Write your name,

More information

Thank you for choosing to support YMCA Cambridgeshire and Peterborough

Thank you for choosing to support YMCA Cambridgeshire and Peterborough Corporate Partnerships Fundraising Pack Thank you for choosing to support YMCA Cambridgeshire and Peterborough YMCA Cambridgeshire and Peterborough is part of a federation of 114 YMCAs across the United

More information

Can I receive Housing Benefit for two homes?

Can I receive Housing Benefit for two homes? Can I receive Housing Benefit for two homes? Claiming Housing Benefit for two homes Under the Housing Benefit rules, you can usually only receive Housing Benefit for the home you are living in. But, in

More information

INSPIRE. ShadoW the. 2015 Awards. Shortlists announced 17 March Winners announced 22 June

INSPIRE. ShadoW the. 2015 Awards. Shortlists announced 17 March Winners announced 22 June ABSORBING INCREDIBLE INSPIRE CAPTIVATING AND CHALLENGE YOUNG READERS UNFORGETTABLE ORIGINAL GRIPPING ShadoW the 2015 Awards Shortlists announced 17 March Winners announced 22 June A guide to shadowing.

More information