There are three major areas of employee health that can be addressed to reduce corporate healthcare costs:

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2 Introduction It has been well documented that the direct and indirect costs to the corporate sector due to employee illness has a significant impact on the bottom line due to absenteeism, reduced output when present ( presenteeism ), increased errors and accidents, impact on quality and higher rates of disability. Healthcare costs within the corporate sector are steadily rising and stood at 58% as a proportion of after tax profit in the U.S. in the year The case for proactive management of employee health is therefore very strong. There are three major areas of employee health that can be addressed to reduce corporate healthcare costs: 1. Better management of chronic illnesses such as Asthma and Diabetes. 2. Reduction of risk factors such as obesity, high blood pressure and cholesterol. 3. Improving overall employee wellness quotient through diet, psychology consultation, exercise, medication compliance and preventive monitoring. Realizing the impact that proactive management of employee health can have on their bottom line, several leading corporates such as General Motors, Dow Chemical Co., Xerox, Lexmark and Pitney Bowes have implemented employee wellness programs and have documented significant cost savings from introducing these programs. Cost-to benefit ratios ranged from $5.47 to $6.47 for each dollar spent on such programs. Some examples are: A blood pressure control program at General Motors led to $3.10-to-$1 in savings- to-cost ratio in reduced absenteeism in year 2 that improved to $3.90-to$1 in year 3. A comprehensive health management program at Citibank resulted in a $4.56-to $1savings-to-cost ratio in reduced total healthcare costs. A medical self-care program offered at Union Pacific Railroad resulted in $2.78to $1 in savings-tocost ratio. A review of 13 studies of worksite health enhancement programs shows a $3.48to$1 ratio in reduced health care costs and a $5.82-to-$1 ratio in lower absenteeism costs. A meta-review of 42 published studies of worksite health promotion programs yielded the following data: 28% reduction in sick leave absenteeism 26% reduction in health care costs 30% reduction in workers compensation $5.93-to-$1 savings-to-cost ratio (Source: Partnership for Prevention web site

3 The role of Tele-health in Employee Wellness Programs Tele-health is a cost-effective strategy that corporate organizations can adopt to implement comprehensive employee wellness programs covering disease management, risk reduction and improvement of wellness quotient that can be conveniently delivered 24/7 in the office, at home, or onthe-go on a one-to-one basis. How the system works Comprehensive, disease-specific and wellness management programs are delivered to employees either in the office or at home by a home care provider using a tele-health solution. Data such as vital signs, medication compliance, exercise and diet can be closely monitored by creating electronic employee permanent health records, and appropriate counseling or intervention provided. In the office (On Premise), a kiosk equipped with evaidya software integrated with medical devices, a computer with video conferencing and peripheral data collection devices links the employee to remote nursing station through DSL or satellite/wireless broadband. In addition, for employees on-the-go, similar remote monitoring and counseling can be delivered over a cell phone, , SMS & Chat (Off Premise). The tele-health solution would be comprehensive and include extensive patient education that can be deployed as required. With increasing monitoring and counseling, patient adherence to prescribed regimens increases significantly and further improves when these actions translate into visible improvements. Employees are thus proactively encouraged to modify lifestyles including diet, psychology wellness and exercise, resulting in overall improvement in the wellness quotient. The Impact on the bottom line Reduced employee health care costs create a strong case for insurers to reduce premiums on health care coverage. Thus, the impact on the bottom line is two-fold: Reduction in direct and indirect costs related to employee sickness due to reduced absenteeism and presenteeism. Reduction in upfront insurance costs.

4 A Win-Win Solution for Everyone! The employee enjoys better health, avoids or reduces sickness and benefits immensely from a sense of overall well-being that translates into higher motivation levels The employer benefits from reduced absenteeism, presenteeism, higher quality of work, lower insurance and overall healthcare costs The insurance company benefits from reduced claims The government enjoys reduced demands on the health system that includes reduced hospitalization and home care costs The evaidya Tele-health Solution - Comprehensive and Holistic The evaidya solution is: Proactive: Through monitoring vital signs, potential problems are uncovered and managed before they escalate further. Comprehensive: Through medication compliance, diet management and exercise programs, the solution offers a multi-pronged rather than a piece-meal approach to health management. Empowering: Through enabling 24/7 access, providing constant feedback in terms of progress tracking, presenting trends, and providing a variety of educational inputs on disease management, general information and risk reduction, employees are empowered to take charge of their health. You will see increasing employee participation as a result of these features and peer-to-peer word-of-mouth following their success. Flexible: The evaidya solution offers the flexibility to customize to individual health needs, choice of language and mode of delivery, thus delivering a personalized health experience. User-friendly: With state of art web tools and its easy navigation systems provides the user with a cozy experience. Turnkey: evaidya services can be offered as a turnkey solution in partnership with well known health insurance providers, broadband internet providers and is a complete end-to-end solution that includes the application software, necessary hardware, trained staff, network connectivity, health insurance and comprehensive nursing and physician services

5 We understand the time constraints in today s busy corporate world and technology advancement in communication technology has given us the edge to make this Tele-health concept a great success in Corporate Wellness arena, as most of us are accessible to Mobile & Internet and health care is just a simplified CLICK away to anyone of across the globe evaidya SERVICES On Premise Off Premise Unlimited number of consultations with doctors in a year Connects with doctor via Phone, & Chat Consultation in Kiosk setup with medical equipments & primary diagnostic tests Personal Health records to store and manage your own health information Connects with doctor via video conferencing & telephone Access to exceptional health & medical information, health news & health alerts Personal health records to store & manage your own health information Access to exceptional health & medical information, health news * health alerts

6 Off Premise Services Dial-a-doctor (Phone Consultations with GP) Having to take half a day off work for a 10-minute consultation is a high price to pay when the technology exists that would allow it to be done online from the patient's home or work. Get medical advice related to routine or minor illnesses instantly over the phone from a qualified medical practitioner Dial-a-doctor (Phone Consultations with Specialist) Need a specialist consultation? Avail evaidya s Dial A- Specialist service. Get consultations or second opinion for critical diseases, evaidya helps arrange this from medical experts on evaidya's panel Dial-a-doctor (Phone Consultations with Psychologist) In this fast paced and result oriented corporate world employees are subjected to pressures which result into psychiatric disorders which include excessive fears, suspiciousness, low mood, anxiety, lack of sleep, forgetfulness, irritability, restlessness, sexual difficulties, etc We all, as employees have times in our lives when we reach roadblocks and become confused, frustrated or depressed. These are times when we need to find a way around the roadblock. Therapy is a way of getting help in finding the road around the problem. Phone counseling by an expert and consultation is convenient exciting and time saving ways of finding the new road Dial-a-doctor (Phone Consultations with Dietician) Always wanted to be fit but health conditions such being, Diabetic, suffering from hypertension, overweight, underweight or any other health condition as kept you away! With evaidya s Dial-adietician package you have no more worries! Employees on a tight schedule, having a medical problem and just too busy to visit clinic. For such, we make things easy,our Dial-A-Dietician plan offers interaction with dieticians and get a complete health assessment,diet plans/charts, & monitor your health! With just a phone call!! Chat-With-a-doctor (Phone Consultations with GP) In some companies work environment does t allows their employees to carry phones on shop floor/ Work floor, for such we offer our chat-with-a-doctor service to connect instantly with a doctor on chat! No phone calls or appointment needed.

7 On Premise Services evaidya Digital Healthcare Center The on premise model is A Virtual Kiosk of Digital health care center where all our Medical Equipments are universally connected to the evaidya Setup Box that is in turn connected to the Visual I/O unit that allows the workings of the Equipment to be viewed by the Doctor On-Screen. These Workings/Results are then recorded by our evaidya Software for later reference by Doctor and for maintenance of PHR

8 Capabilities of evaidya Digital Clinic Kiosk and its Utilities Consultations for general Health conditions (Non-emergency) Having Second opinions Individual Health awareness regarding primary healthcare and counseling. Kiosk Additional Features Trained Health practitioner assistant (Paramedic) Personal Health Record Management Consultation Scheduling. evaidya Health kiosk gives a 360 degree view of patient to the doctor and does the intended functions via Medical Equipments connected to the Doctor and the Kiosk. How to avail Digital Clinic for your employees Outsource complete operations to efficient team of evaidya we will establish the ecosystem and run it for you effectively. Or evaidya will establish ecosystem for you & you run the clinic with your efficient staff trained by us. We will do the maintenance for you For more details please reach us on , kiran@evaidya.com

9 Value Addition Co-Branded Mobile Application Permanent Employee Health Records Regular reports on Employee Health Trends Regular health trending for employees Regular news letters on health updates Timely updates on preventive measures of epidemics Free access to health blogs & forums of evaidya

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