coverage in detail. goes into effect subject to the terms and conditions of the policy. You must be

Size: px
Start display at page:

Download "coverage in detail. goes into effect subject to the terms and conditions of the policy. You must be"

Transcription

1 E EBL1_Value Basic Life and AD&D Insurance T his this text box here. A post process uses the text above to do a "Find/Replace" of variable text and the header. Template: Basic_Life_BHS Basic Life and AD&D Insurance Benefit Highlights JetBlue Pilots, Technicians, Airways Corporation Inspectors & Dispatchers What is B asic Life and A D&D Insurance? Am I eligible? Jetblue Y our employer provides, provides, at no cost at no to cost you, to two you, forms Basic of coverage, Life and AD&D Basic Insuranc Life and ead&d i n an amount Insurance, e qual to $ 100,00 each in 0. an Life amount insurance of $100,000. pays beneficiary (please see below) a benefit if you die while you are covered. This This highlight highlight sheet sheet is is an an overview overview of of Basic Basic Life Life and and AD&D AD&D Insuranc Insurance. e. Once Once a grou group p policy p is issued to Jetblue, employer, a certificate a certificate of insurance of insurance will be will available be available to explain to explain coverage in detail. Y ou are eligible if you are an active Full-time or Part-time Pilot, Technician, Inspector or Dispatcher who works at least 15 hours per week on a regularly scheduled basis. When can I enroll? When is it effective? Benefit Reductions As an eligible C rewmember, you are automatically covered by B asic Life and AD& D Insurance; you do not have to enroll. If you have not already done so, you must designate a beneficiary as described below. Coverage C goes into effect subject to the terms and conditions of the policy. You must be actively at work with Jetblue employer on the day on the day coverage coverage takes effect. takes effect. C overage will be reduced by 35% at age 65 and 50% of original amount at age 70. All coverage cancels at retirement. What is a beneficiary? Y our beneficiary is the person (or persons) or legal entity (entities) who receives a benefit p ayment if you die while you are covered by the policy. You must select beneficiary when you complete enrollment application; selection is legally binding. J etblue Airways Corporation Basic Life BHS Page 1 of 3

2 AD&D Coverage A D&D provides benefits due to certain injuries or death from an accident. The covered injuries or death can occur up to 365 days after that accident. The insurance pays: 100% of the amount of coverage you purchase in the event of accidental loss of life, t wo limbs, the sight of both eyes, one limb and the sight of one eye, or speech and hearing in both ears or quadriplegia. 75% for paraplegia or triplegia (paralysis of three limbs). O ne-half (50%) for accidental loss of one limb, sight of one eye, or speech or hearing in both ears or hemiplegia. O ne-quarter (25%) for accidental loss of thumb and index finger of the same hand or uniplegia. Y our total benefit for all losses due to the same accident will not be more than 100% of the amount of coverage you purchase. Can I keep my life coverage if I leave my employer? Yes, subject to the contract, you have the option of: Converting group life coverage to own individual policy (policies). I If f you leave Jetblue, employer, portability portability is an option is an option that allows that allows you to you continue to continue life life i insurance coverage. To be eligible, you must terminate employment prior to SSocial Security Normal Retirement Age Age.. This This option allows you you to to continue all all or or a p ortion of life insurance coverage under separate portability term policy. P portion ortability of is subject life insurance to minimum coverage of $5,000 under and a separate maximum portability of $ 1,000,00 term policy. 0 a nd does n Portability ot includeis coverage subject to for a minimum dependent of $5,000 s. Toand elect a portability, maximum of you $1,000,000 must applyand anddoes pay t not he premium include coverage within 31for days ofdependents. the termination To of elect portability, life insurance. you must Evidence apply of and insurability pay the premium will not within be required. 31 days of the termination of life insurance. Evidence of insurability will not be required. W hat is the Living Benefits Option? If you are diagnosed as terminally ill with a 12 m onth life expectancy, you may be eligible t o receive payment of a portion of life insurance. The remaining amount of life insurance would be paid to beneficiary when you die. Important Details A s is standard with most term life insurance, this insurance coverage includes certain limitations and exclusions: t he amount of coverage may be reduced when you reach certain ages. : AD&D insurance does not cover losses caused by or contributed by sickness; disease; or any treatment for either; a ny infection, except certain ones caused by an accidental cut or wound; i ntentionally self-inflicted injury, suicide or suicide attempt; war or act of war, whether declared or not; i njury sustained while in the armed forces of any country or international authority; t aking prescription or illegal drugs unless prescribed for or administered by a licensed physician; i njury sustained while committing or attempting to commit a felony; the injured person s intoxication. J etblue Airways Corporation Basic Life BHS Page 2 of 3

3 O Other exclusions may apply depending upon coverage. Once a group policy is issued to Jetblue, employer, a certificate a certificate of of insurance will be available to explain coverage in in detail. T his benefit highlights sheet is an overview of the insurance being offered and is provided for illustrative purposes only and is n This ot a benefit contract. highlights It in no way sheet changes is an overview or affects of the the policy insurance as actually being offered issued. and Only is the provided insurance for illustrative policy issued purposes to the policyholde only and is r ( not a employer) contract. It can in no fully way describe changes allor ofaffects the provisions, the policy terms, as actually conditions, issued. limitations Only the and insurance exclusions policy ofissued insurance to the c policyholder overage. In the (Jetblue) event can of any fully difference describe between all of the the provisions, benefit highlights terms, conditions, sheet and limitations the insurance and exclusions policy, the of terms of insurance the insurance coverage. policy In the apply. event of any difference between the benefit highlights sheet and the insurance policy, the terms of the insurance policy apply. J etblue Airways Corporation Basic Life BHS Page 3 of 3

4 Blanks t his is needed for a post process. leave this box here

5 S VL1_Value Voluntary Life and AD&D Insurance T his this text box here. A post process uses the text above to do a "Find/Replace" of variable text and the header. Template: Life_BHS Supplemental Voluntary Life Life and and AD&D AD&D Insurance Benefit Highlights JetBlue Pilots, Technicians, Airways Corporation Inspectors & Dispatchers What Wis hat Supplemental is V oluntary Life e a and AD&D Insurance?? Am I eligible? When can I enroll? When is it effective? How H much Supplemental V oluntary Life Life and AD&D and AD&D Insurance Insurance c can I purchase? V Supplemental oluntary Life and Life AD&D and AD&D Insurance Insurance is coverage is coverage that you that pay you for. pay for. VSupplemental oluntary Life and Life AD&D and AD&D Insurance Insurance p ayspays beneficiary beneficiary (please (please see below) see below) a benefit a if you benefit dieif while you die youwhile are covered. you are covered. This T highlight sheet is an overview of Supplemental Voluntary Life and Life AD&D and AD&D Insuranc Insurance. Once a Once g roupa policy group ispolicy issuedis to issued employer, to Jetblue, a certificate of of insurance will will be be available to to explain coverage in in detail. Y ou are eligible if you are an active Full-time or Part-time Pilot, Technician, Inspector or Dispatcher who works at least 15 hours per week on a regularly scheduled basis. You Enrollment can enroll in Supplemental within 31 days Life of the and date AD&D you Insurance have a change begins in 10/16/2014 family status, and or ends within 31 Enrollment in V oluntary Life and AD&D Insurance begins 10/16/2014 a nd ends 1 days 10/30/ /30/2014 of the. completion A Special Enrollment of eligibility in early waiting 2015 period will allow as for stated easy in plan registration group policy. without evidence of insurability. C Coverage goes into effect subject to the terms and conditions of the policy. You must be actively at work with Jetblue employer on the on day the daycoverage coverage takes effect. takes effect. You Y can purchase V Supplemental oluntary Life and Life AD&D and AD&D Insuranc Insurance e in increments increments of 1 t of imes 1 times annual a Earnings E s up to 6 times t annual Earnings. E The T maximum amount you can purchase cannot be more than the t lesser of 6 times t r annual a Earnings E sor o r$1,500,000. $ 0. Annual A Earnings E sare areas a s defined in The Hartford's Hartford s contract t with employer. with Jetblue. J etblue Airways Corporation Life BHS Page 1 of 4

6 AD&D Coverage A D&D provides benefits due to certain injuries or death from an accident. The covered injuries or death can occur up to 365 days after that accident. The insurance pays: 100% of the amount of coverage you purchase in the event of accidental loss of life, t wo limbs, the sight of both eyes, one limb and the sight of one eye, or speech and hearing in both ears or quadriplegia. 75% for paraplegia or triplegia (paralysis of three limbs). O ne-half (50%) for accidental loss of one limb, sight of one eye, or speech or hearing in both ears or hemiplegia. O ne-quarter (25%) for accidental loss of thumb and index finger of the same hand or uniplegia. Y our total benefit for all losses due to the same accident will not be more than 100% of the amount of coverage you purchase. I already I already have have Supplemental V oluntary L Life and and AD&D Insurance c coverage; do do I I have to to do do anything? A re A m I guaranteed coverage? What is a beneficiary? there other limitations to enrollment? If you take no action, coverage and coverage for eligible dependents w ill automatically continue with The Hartford subject to the terms of the contract. I f you are electing coverage for the first time, or electing to increase current c overage, you will be required to provide evidence of insurability that is satisfactory to The Hartford before coverage can become effective. Y our beneficiary is the person (or persons) or legal entity (entities) who receives a benefit p ayment if you die while you are covered by the policy. You must select beneficiary when you complete enrollment application; selection is legally binding. I f you do not enroll within 31 days of first day of eligibility, you will be considered a l ate entrant. Typically, late entrants may need to show evidence of insurability and may be responsible for the cost of physical exams or other associated costs if they are required. Spouse S pouse Supplemental VoluntaryLife Insurance I (includes ( s domestic domestic partner) partner) I You If f you may elect choose VSupplemental oluntary to to purchase Life Life andspouse AD&D AD&D Voluntary Insuranc Insurance elife for Life for Insurance self, yin o you uincrements may may choose of $25,000, toof $25,000, purchase to a e S Voluntary Life Insurance in increments of $ 25,000, to a of $ 0. to maximum Spouse a maximum Supplemental of $250,000. of $250,000. Life Insurance increments of $25,000, to a maximum of $250,000. C Coverage cannot exceed 100% 1 % of othe f theamount of of Crewmember C combined voluntary/supplemental r basic and v voluntary/supplemental life insurance coverage. life You insurance may not coverage. elect coverage You. Y ou may for may not not elect spouse elect coverage if they are for in foractive Fulls spouse Time military if they service are in inactive or is already Full-Time full-time covered military as service an Crewmember or oris isalready under covered this policy. as as a Crewmember an employee under this policy. I If f spouse is confined in ina hospital or or elsewhere because because of disability of disability on the on the date date his or hisher o insurance r her insurance would normally would normally have become have become effective, effective, coverage coverage (or an increase (or anin increase coverage) in will c be overage) deferred will until bethat deferred dependent until that is no dependent longer confined is noand longer has confined performed and all has the normal performed a activities ll the normal of a healthy activities person of a healthy of the same person age of for the at same least 15 age consecutive for at least days. 15 consecutive days. If you are electing coverage for the first time, or electing to increase spouse's current I f you are electing coverage for the first time, or electing to increase spouse's current coverage, spouse will need to provide evidence of insurability that is satisfactory to c overage, spouse will need to provide evidence of insurability that is satisfactory to The Hartford before coverage can canbecome becomeeffective. effective. J etblue Airways Corporation Life BHS Page 2 of 4

7 Child(ren) C Voluntary Supplemental Life Life Insurance D oes my coverage reduce as I get older? IIf You f you may elect choose VSupplemental oluntary to purchase Life and Life Child(ren) AD&D and AD&D Insuranc Supplemental Insurance e for self, for Life self, Insurance u may you may choose coverage choose to purchas in to the e C purchase amount(s) hild(ren) Child(ren) Voluntary of $10,000 Supplemental Life for Insurance each child Life c - overage no Insurance medical in the information coverage amount(s) in is the of required. $ amount(s) 10,000 f or of each $10,000 child n for o medical each child information - no medical is required information. is required. I f dependent child(ren) is confined in a hospital or elsewhere because of d isability on the date his or her insurance would normally have become effective, c overage (or an increase in coverage) will be deferred until that dependent is no l onger confined and has performed all the normal activities of a healthy person of the same age for at least 15 consecutive days. Your child(ren) must be f rom L ive Birth but not yet age 26 to be covered. C hild(ren) age 26 or older may be covered if they were disabled prior to attaining age 26. W With respect to Voluntary Supplemental Life, Life, coverage coverage will be will reduced be reduced by 35% by 35% at age at 65 age and 65 by and 50% by of y 50% our original of original amount amount at age 70. at age With 70. respect With respect to Voluntary to Supplemental AD&D, coverage AD&D, will coverage be reduced b will y 35% be reduced at age 65. by AD&D 35% at coverage 65. AD&D terminates coverage at age terminates 70. A ll coverage at 70. cancels All coverage at retirement. cancels at retirement. C an I keep my life c overage if I leave my e mployer? Yes, subject to the contract, you have the option of: Converting group life coverage to own individual policy (policies). Converting group life coverage to own individual policy (policies). If you leave Jetblue, portability is an option that allows you to continue life I insurance f you leavecoverage. employer, To be portability eligible, you is an must option terminate that allows employment you to continue prior to life i nsurance coverage. To be eligible, you must terminate employment prior to S Social ocial Security Security Normal Normal Retirement Retirement Age Age.. This This option option allows allows you you to to continue continue all all or or a p portion of of life insurance coverage under a separate portability term policy. PPortability is is subject to a minimum of $5,000 and a maximum of $ $1,000,000 0 a and does i include ccoverage for r sspouse e a and cchild(ren). To To elect portability, you you must apply y a and pay pay the the premium premium within within days days of of the the termination termination of of life life insurance. insurance. Evidence Evidence of insurability will not be required. of insurability will not be required. Dependent spouse portability is subject to a maximum of $50,000. Dependent child(ren) portability is subject to a maximum of $10,000. W hat is the living benefits option? D o I still pay my life i nsurance premiums if I become disabled? If you are diagnosed as terminally ill with a 12 m onth life expectancy, you may be eligible t o receive payment of a portion of life insurance. The remaining amount of life insurance would be paid to beneficiary when you die. If you become totally disabled before age 60 and disability lasts for at least 6 m onths, life insurance premium may be waived. T he premium for dependent s coverage w ill also be waived if you are disabled and approved for waiver of premium. Coverage for dependents will end if the policy terminates. Important Details As is standard with most term life insurance, this insurance coverage includes certain limitations and exclusions: the amount of coverage may be reduced when you reach certain ages. death by suicide (two years). J etblue Airways Corporation Life BHS Page 3 of 4

8 AD&D insurance does not cover losses caused by or contributed by: sickness; disease; or any treatment for either; a ny infection, except certain ones caused by an accidental cut or wound; i ntentionally self-inflicted injury, suicide or suicide attempt; war or act of war, whether declared or not; i njury sustained while in the armed forces of any country or international authority; t aking prescription or illegal drugs unless prescribed for or administered by a licensed physician; i njury sustained while committing or attempting to commit a felony; the injured person s intoxication. O Other exclusions may apply depending upon coverage. Once a group policy is issued to Jetblue, employer, a certificate a certificate of of insurance will will be be available to to explain coverage in in detail. T his benefit highlights sheet is an overview of the insurance being offered and is provided for illustrative purposes only and is n This ot a benefit contract. highlights It in no way sheet changes is overview or affects of the policy insurance as actually being offered issued. and Only is the provided insurance for illustrative policy issued purposes to the only policyholde and is r ( not a employer) contract. It can in no fully way describe changes allor ofaffects the provisions, the policy terms, as actually conditions, issued. limitations Only the and insurance exclusions policy ofissued insurance to the c policyholder overage. In (Jetblue) the event can of any fully difference describe between all of the the provisions, benefit highlights terms, conditions, sheet and limitations the insurance and exclusions policy, the of terms of insurance the insurance coverage. policy In the apply. event of any difference between the benefit highlights sheet and the insurance policy, the terms of the insurance policy apply. J etblue Airways Corporation Life BHS Page 4 of 4

You are eligible if you are an active full-time employee.

You are eligible if you are an active full-time employee. E EBL1_Value Basic Life and AD&D Insurance T his this text box here. A post process uses the text above to do a "Find/Replace" of variable text and the header. Template: Basic_Life_BHS Basic Life and AD&D

More information

Supplemental Life and AD&D Insurance Benefit Highlights

Supplemental Life and AD&D Insurance Benefit Highlights Supplemental Life and AD&D Insurance Benefit Highlights Benefit Highlights Southern Orthopedic Associates What is supplemental life and AD&D insurance? Am I eligible? When can I enroll? When is it effective?

More information

Hall University Hartford Life and Accident Insurance Company (HLA)Annual Enrollment Rev Period 03/08. Rev 03/08

Hall University Hartford Life and Accident Insurance Company (HLA)Annual Enrollment Rev Period 03/08. Rev 03/08 S VL1_Value Supplemental Life Insurance This this text box here. A post process uses the text above to do a "Find/Replace" of va- riable text and the header. Template: Bhs_life_ep4 Supplemental Life Insurance

More information

GROUP BENEFIT PROGRAM HIGHLIGHTS

GROUP BENEFIT PROGRAM HIGHLIGHTS Group Disability GROUP BENEFIT PROGRAM HIGHLIGHTS When the death of a family provider occurs, families find themselves facing not only the loss of a loved one but also the loss of their financial security.

More information

HCC Life Insurance Company (A stock insurance company) CERTIFICATE OF INSURANCE

HCC Life Insurance Company (A stock insurance company) CERTIFICATE OF INSURANCE Group Term Life Insurance HCC Life Insurance Company (A stock insurance company) CERTIFICATE OF INSURANCE Policyholder: SAMPLE CONTRACT Policy Number: 1234 Policy Effective Date: XX/XX/XXXX Policy Anniversary

More information

The Standard Life Insurance Company of New York Additional Life and AD&D Coverage Highlights Teachers College, Columbia University

The Standard Life Insurance Company of New York Additional Life and AD&D Coverage Highlights Teachers College, Columbia University Additional Life and Accidental Death and Dismemberment (AD&D) Insurance Life insurance coverage can help your family meet daily expenses, maintain their standard of living, pay off debt, secure your children

More information

THE STANDARD LIFE AND AD&D INSURANCE

THE STANDARD LIFE AND AD&D INSURANCE THE STANDARD LIFE AND AD&D INSURANCE Standard Insurance Company provides Life, Accidental Death and Dismemberment (AD&D) for eligible Bloomfield School District (BSD) employees and dependents Basic Term

More information

Life Insurance & Voluntary AD&D Insurance

Life Insurance & Voluntary AD&D Insurance 30 Life Insurance & Voluntary AD&D Insurance Elective Benefits The Standard Life Insurance Plan Basic and Additional (Supplemental) Life Insurance Group Policy Effective Date January 1, 2012 It s not easy

More information

Voluntary Term Life Benefit Summary

Voluntary Term Life Benefit Summary Policyholder: Linfield College Voluntary Term Life Benefit Summary Effective Date: 04/01/2015 This chart provides you a brief summary of the key benefits of the life coverage available from Principal Life

More information

Bandera ISD Basic Life / AD&D Plan

Bandera ISD Basic Life / AD&D Plan Bandera ISD Basic Life / AD&D Plan Underwritten by: 4 Ever Life Insurance Company Administered by: Bay Bridge Administrators, LLC Eligibility: This program of Group Term Life Insurance is available to

More information

VII. Life & Accident Insurance Programs Table of Contents

VII. Life & Accident Insurance Programs Table of Contents VII. Life & Accident Insurance Programs Table of Contents About This Section...1 An Overview of the Life and Accident Insurance Programs...2 How Benefits Are Paid...2 Basic Life Insurance...3 Imputed Income...3

More information

12505-645820-BROKERED

12505-645820-BROKERED Voluntary Life Insurance Standard Insurance Company has developed this document to provide you with information about the optional coverage you may select through your employer. Written in non-technical

More information

Employee Group Benefits UNDERWRITTEN BY SUN LIFE ASSURANCE COMPANY OF CANADA

Employee Group Benefits UNDERWRITTEN BY SUN LIFE ASSURANCE COMPANY OF CANADA Employee Group Benefits UNDERWRITTEN BY SUN LIFE ASSURANCE COMPANY OF CANADA Howard University and Howard University Hospital D.B.A. Howard University, Inc. YOUR GROUP LIFE INSURANCE CONTAINS AN ACCELERATED

More information

YOUR GROUP LIFE INSURANCE PLAN

YOUR GROUP LIFE INSURANCE PLAN YOUR GROUP LIFE INSURANCE PLAN AUTOMOTIVE INDUSTRIES WELFARE FUND SUPPLEMENTAL LIFE INSURANCE $10,000 BENEFIT CONTENTS CERTIFICATION PAGE............................................. 1 SCHEDULE OF BENEFITS...........................................

More information

Employee Group Benefits UNDERWRITTEN BY SUN LIFE ASSURANCE COMPANY OF CANADA

Employee Group Benefits UNDERWRITTEN BY SUN LIFE ASSURANCE COMPANY OF CANADA Employee Group Benefits UNDERWRITTEN BY SUN LIFE ASSURANCE COMPANY OF CANADA Health Science Campus - Life Insurance GROUP POLICY NUMBER - 234782-001 BOOKLET EFFECTIVE DATE - January 1, 2014 BOOKLET AMENDMENT

More information

Additional Life Insurance with AD&D Coverage Highlights The Salvation Army

Additional Life Insurance with AD&D Coverage Highlights The Salvation Army Accidental Death and Dismemberment (AD&D) Standard Insurance Company has developed this document to provide you with information about the optional coverage you may select through. Written in non-technical

More information

NORTHERN NEW ENGLAND BENEFIT TRUST LIFE INSURANCE ACCIDENTAL DEATH & DISMEMBERMENT INSURANCE

NORTHERN NEW ENGLAND BENEFIT TRUST LIFE INSURANCE ACCIDENTAL DEATH & DISMEMBERMENT INSURANCE NORTHERN NEW ENGLAND BENEFIT TRUST LIFE INSURANCE ACCIDENTAL DEATH & DISMEMBERMENT INSURANCE LIFE INSURANCE ACCIDENTAL DEATH AND DISMEMBERMENT INTRODUCTION Life Insurance and Accidental Death & Dismemberment

More information

Additional Life Coverage Highlights Johnson County Community College

Additional Life Coverage Highlights Johnson County Community College Additional Life and Accidental Death and Dismemberment (AD&D) Insurance Standard Insurance Company has developed this document to provide you with information about the optional coverage you may select

More information

Overview. Survivor Insurance

Overview. Survivor Insurance Overview Survivor Insurance Survivor Insurance Boston University offers you insurance plans that provide benefits to help maintain financial security for your beneficiaries in the event of your death.

More information

AAD Group Accidental Death & Dismemberment Insurance Plan. Frequently Asked Questions

AAD Group Accidental Death & Dismemberment Insurance Plan. Frequently Asked Questions Frequently Asked Questions 1. Who is eligible? All AAD members in good standing who are under age 65 are eligible to enroll for this plan. If the Family Plan is selected, you may also enroll your lawful

More information

Important information regarding your Certificate of Insurance:

Important information regarding your Certificate of Insurance: Symetra Life Insurance Company Telephone: 1-800-SYMETRA or 1-800-796-3872 777 108th Avenue NE, Suite 1200 Bellevue, WA 98004-5135 Important information regarding your Certificate of Insurance: This Certificate

More information

GROUP TERM LIFE INSURANCE Group Term Life Benefits Provided by Colonial

GROUP TERM LIFE INSURANCE Group Term Life Benefits Provided by Colonial GROUP TERM LIFE INSURANCE Group Term Life Benefits Provided by Colonial Northampton County Schools 57 58 Northampton County Schools Summary of Voluntary Group Term Life Benefits For Northampton County

More information

BASIC LIFE AND ACCIDENTAL DEATH & DISMEMBERMENT UNDERWRITTEN BY LIFEWISE ASSURANCE COMPANY

BASIC LIFE AND ACCIDENTAL DEATH & DISMEMBERMENT UNDERWRITTEN BY LIFEWISE ASSURANCE COMPANY BASIC LIFE AND ACCIDENTAL DEATH & DISMEMBERMENT UNDERWRITTEN BY LIFEWISE ASSURANCE COMPANY This summary of benefits explains the key features of your Group Life and AD&D benef its. The contrac t between

More information

YOUR GROUP LIFE INSURANCE PLAN

YOUR GROUP LIFE INSURANCE PLAN YOUR GROUP LIFE INSURANCE PLAN For Employees of Five Colleges 6CC000 B-13192 05-12 CONTENTS CERTIFICATION PAGE............................................. 1 SCHEDULE OF BENEFITS...........................................

More information

Stand Alone Accidental Death and Dismemberment Program. Description of Benefits

Stand Alone Accidental Death and Dismemberment Program. Description of Benefits Stand Alone Accidental Death and Dismemberment Program Description of Benefits When to Use this Product When you need ultimate flexibility to choose desired AD&D coverage benefits When customization of

More information

Visa Inc. MetLife Life and AD&D Insurance Plan. Summary of Benefits for Employees

Visa Inc. MetLife Life and AD&D Insurance Plan. Summary of Benefits for Employees Visa Inc. MetLife Life and AD&D Insurance Plan Summary of Benefits for Employees Effective January 1, 2013 MetLife Life and AD&D Insurance Plan 1 Table of Contents BENEFITS UNDER THE LIFE AND AD&D PLAN...

More information

Participation Requirement: To implement the program, the greater of 20% or five employees must elect coverage.

Participation Requirement: To implement the program, the greater of 20% or five employees must elect coverage. Policyholder: INSURANCE OFFICE OF RAYMOND N. STRICKLAND JR, INC. Group Voluntary Term Life Coverage Effective Date: 3/1/2012 This summary of group voluntary term life coverage from Principal Life Insurance

More information

YOUR GROUP LIFE INSURANCE PLAN

YOUR GROUP LIFE INSURANCE PLAN YOUR GROUP LIFE INSURANCE PLAN For Employees of University System of New Hampshire 6CC000 Class I B-12270 11-12 E-Book CONTENTS CERTIFICATION PAGE............................................. 1 SCHEDULE

More information

Basic Term Life and Accidental Death and Dismemberment Insurance (AD&D)

Basic Term Life and Accidental Death and Dismemberment Insurance (AD&D) Chico Research Foundation Plan Benefits Explore the coverage that makes it easy to give yourself and your loved ones more security today and in the future. Basic Term Life and Accidental Death and Dismemberment

More information

Employee Group Benefits UNDERWRITTEN BY SUN LIFE ASSURANCE COMPANY OF CANADA

Employee Group Benefits UNDERWRITTEN BY SUN LIFE ASSURANCE COMPANY OF CANADA Employee Group Benefits UNDERWRITTEN BY SUN LIFE ASSURANCE COMPANY OF CANADA INTEGRITYOne Partners, Inc. YOUR GROUP LIFE INSURANCE CONTAINS AN ACCELERATED BENEFITS OPTION. RECEIPT OF ACCELERATED BENEFITS

More information

Voluntary Term Life Insurance Overview

Voluntary Term Life Insurance Overview Voluntary Term Life Insurance Overview Prepared for the employees of The Columbus Organization Voluntary Term Life Insurance Coverage paid by you What would happen to your family if you and your income

More information

Group Voluntary Term Life Coverage Effective Date: 3/1/2014

Group Voluntary Term Life Coverage Effective Date: 3/1/2014 Policyholder: GLAHIT - Schreiner University Group Voluntary Term Life Coverage Effective Date: 3/1/2014 This summary of group voluntary term life coverage from Principal Life Insurance Company supplements

More information

VOLUNTARY ACCIDENTAL DEATH & DISMEMBERMENT INSURANCE

VOLUNTARY ACCIDENTAL DEATH & DISMEMBERMENT INSURANCE SCOPE OF INSURANCE ELIGIBILITY VOLUNTARY ACCIDENTAL DEATH & DISMEMBERMENT INSURANCE This Voluntary Accident Insurance Plan provides accident coverage 24 hours a day...365 days a year...worldwide...on or

More information

QMA LIFE INSURANCE. Program. Complete the application provided, and mail to: Apply Now! Québec Medical Association

QMA LIFE INSURANCE. Program. Complete the application provided, and mail to: Apply Now! Québec Medical Association QMA LIFE INSURANCE Program Apply Now! Complete the application provided, and mail to: Québec Medical Association 380 1000 Saint-Antoine de la Gauchetière West West Suite 3200 660 Montréal Montreal (Québec)

More information

Group Basic Life Insurance

Group Basic Life Insurance Group Basic Life Insurance For employees participating in OEBB plans Answers to your questions about coverage from Standard Insurance Company STANDARD INSURANCE COMPANY About This Brochure This brochure

More information

Danaher Corporation. Voluntary Accidental Death & Dismemberment Reference Manual. for

Danaher Corporation. Voluntary Accidental Death & Dismemberment Reference Manual. for Voluntary Accidental Death & Dismemberment Reference Manual for Danaher Corporation Metropolitan Life Insurance Company New York, NY 10010 L0109284T(exp0902)MLIC-LD 1 Voluntary Accidental Death and Dismemberment

More information

Age-band. Age-band Spouse. Uni-tobacco Uni-tobacco Uni-tobacco Uni-tobacco Uni-tobacco

Age-band. Age-band Spouse. Uni-tobacco Uni-tobacco Uni-tobacco Uni-tobacco Uni-tobacco LAKEVILLE ISD 194: Group Term Life with Waiver of Premium and AD&D for, Spouse and Dependent Children $10,000 $25,000 $50,000 $100,000 $200,000 0-24 25-29 30-34 35-39 40-44 45-49 50-54 55-59 60-64 65-69

More information

THE ALUMNI INSURANCE PLAN

THE ALUMNI INSURANCE PLAN SPONSOR AND PRESENT THE ALUMNI INSURANCE PLAN GROUP INSURANCE UNDER YOUR PERSONAL CONTROL OPTIONAL ACCIDENTAL DEATH AND DISMEMBERMENT INSURANCE AVAILABLE DEVELOPED and ADMINISTERED by UNDERWRITTEN BY 1

More information

YOUR GROUP LIFE INSURANCE PLAN

YOUR GROUP LIFE INSURANCE PLAN YOUR GROUP LIFE INSURANCE PLAN For Employees of State of South Dakota All Eligible Employees 6CC000 B-14517 (03-15) CONTENTS CERTIFICATION PAGE............................................. 1 SCHEDULE OF

More information

YOUR GROUP LIFE INSURANCE PLAN

YOUR GROUP LIFE INSURANCE PLAN YOUR GROUP LIFE INSURANCE PLAN For Employees of Riverside Unified School District Class 2: Board of Education Members, Deputy and Assistant Superintendents 6CC000 SCSEBA Accounts 30 & 31 B-13891 12-12

More information

Other Coverage Features

Other Coverage Features Voluntary Term Life Insurance Overview Prepared for the employees of BenefitMall Voluntary Term Life Insurance Coverage paid by you What would happen to your family if you and your income were gone? Could

More information

Voluntary Life Insurance Coverage paid by you

Voluntary Life Insurance Coverage paid by you Voluntary Life Insurance Coverage paid by you Employee All active, full-time U.S. Employees regularly working a minimum of 30 hours per week. Benefit Amount Units of $10,000 to $500,000, not to exceed

More information

McMaster University Voluntary Accidental Death & Dismemberment Insurance (AD&D) CHUBB Insurance Company of Canada Policy #6477 45 51-04

McMaster University Voluntary Accidental Death & Dismemberment Insurance (AD&D) CHUBB Insurance Company of Canada Policy #6477 45 51-04 McMaster University Voluntary Accidental Death & Dismemberment Insurance (AD&D) CHUBB Insurance Company of Canada Policy #6477 45 51-04 CHUBB Insurance Company of Canada SCOPE OF INSURANCE This Voluntary

More information

MetLife Supplemental Life Insurance

MetLife Supplemental Life Insurance Catholic Health East Plan Benefits Explore the coverage that makes it easy to give yourself and your loved ones more security today and in the future. Basic Term Life and Accidental Death and Dismemberment

More information

Voluntary Term Life, Voluntary Personal Accident Insurance Overview

Voluntary Term Life, Voluntary Personal Accident Insurance Overview Voluntary Term Life, Voluntary Personal Accident Insurance Overview Prepared for the employees of Westminster College Voluntary Term Life Insurance Coverage paid by you What would happen to your family

More information

Life and AD&D Coverage Options

Life and AD&D Coverage Options 43 Life and AD&D Coverage Options Life Insurance Options Life insurance pays benefits if you die or if a dependent dies while covered by the plan. Adequate life insurance can provide important financial

More information

Yes Prep Public Schools Voluntary Life Benefit Summary Class 1 - All Eligible Full-Time Teachers

Yes Prep Public Schools Voluntary Life Benefit Summary Class 1 - All Eligible Full-Time Teachers Yes Prep Public Schools Voluntary Life Benefit Summary Class 1 - All Eligible Full-Time Teachers Full-time Employee Requirement Life Amount An eligible employee is a full-time permanent employee authorized

More information

Group Optional Life Insurance and Voluntary Accidental Death and Dismemberment Insurance

Group Optional Life Insurance and Voluntary Accidental Death and Dismemberment Insurance Group Optional Life Insurance and Voluntary Accidental Death and Dismemberment Insurance For University of Alaska Employees Standard Insurance Company Group Optional Life Insurance Group Accidental Death

More information

YOUR GROUP SUPPLEMENTAL LIFE INSURANCE PLAN

YOUR GROUP SUPPLEMENTAL LIFE INSURANCE PLAN YOUR GROUP SUPPLEMENTAL LIFE INSURANCE PLAN For Employees of COUNTY OF SANTA BARBARA 6CC000 B-14025 3-13 (E-Book) CONTENTS CERTIFICATION PAGE............................................. 1 SCHEDULE OF

More information

All Rates listed are Monthly per $1,000 of coverage. Age-band Employee Spouse

All Rates listed are Monthly per $1,000 of coverage. Age-band Employee Spouse Tracking ID: 09221437 Proposal Prepared for: New Albany Floyd County Schools Prepared by: Quinn Pearl Number of employees: 2,253 City, State: New Albany, IN Date Prepared: 9/22/2014 Plan Selected: Group

More information

Group Life And AD&D Insurance Coverage

Group Life And AD&D Insurance Coverage Group Life And AD&D Insurance Coverage The California State University Standard Insurance Company Group Life Insurance The following is a brief description of some of the coverage highlights for The California

More information

State of Louisiana All Employees

State of Louisiana All Employees State of Louisiana All Employees Basic Term Life Insurance Basic plus Supplemental Term Life Insurance Accidental Death and Dismemberment Insurance Dependent Term Life Insurance The Prudential Insurance

More information

Group Term Life insurance

Group Term Life insurance Group Term Life insurance www.buymbp.com (518) 785-1900, ext. 243, or (800) 342-4306, ext. 243 Group Term Life Insurance When it comes to protecting the financial security of your loved ones, nothing is

More information

Life Insurance and AD&D

Life Insurance and AD&D Life Insurance and AD&D The plan provides you with life and accident coverage that gives you and your family protection against some of the financial hardships that can occur if you become injured or die.

More information

GROUP INSURANCE STATE OF LOUISIANA

GROUP INSURANCE STATE OF LOUISIANA Y O U R E N R O L L M E N T K I T GROUP INSURANCE Basic Term Life Insurance Basic Term Life & Supplemental Term Life Insurance Accidental Death & Dismemberment (AD&D) Insurance Dependent Term Life Insurance

More information

Virginia Polytechnic Institute and State University Voluntary Accidental Death & Dismemberment Insurance GTU 5091373

Virginia Polytechnic Institute and State University Voluntary Accidental Death & Dismemberment Insurance GTU 5091373 Virginia Polytechnic Institute and State University Voluntary Accidental Death & Dismemberment Insurance GTU 5091373 The following is a brief description of the Voluntary Accidental Death and Dismemberment

More information

Community College System of New Hampshire Basic Life, Additional Life, Spouse and Child Life, and Accidental Death & Dismemberment

Community College System of New Hampshire Basic Life, Additional Life, Spouse and Child Life, and Accidental Death & Dismemberment Benefits at a Glance for Community College System of New Hampshire Group Policy # 152335 Effective Date January 1, 2011 (Date of last revision: 10/22/13) I. Basic Life and Accidental Death and Dismemberment

More information

Supplemental Term Life/AD&D 10 499 Covered Lives

Supplemental Term Life/AD&D 10 499 Covered Lives Benefits Description Group Life Insurance Supplemental Term Life/AD&D 10 499 Covered Lives Features Continuation of Life Insurance While Totally Disabled Continuation of Life Insurance is provided for

More information

YOUR GROUP LIFE INSURANCE PLAN

YOUR GROUP LIFE INSURANCE PLAN YOUR GROUP LIFE INSURANCE PLAN LOGO For Active Employees of Independent School District #15 6CC000 B-8575 8-06 E-Book CONTENTS CERTIFICATION PAGE............................................. 1 SCHEDULE

More information

Your Life, AD&D and Disability Benefits Guide. Enroll Now To Help Secure Your Financial Future. Southern Methodist University

Your Life, AD&D and Disability Benefits Guide. Enroll Now To Help Secure Your Financial Future. Southern Methodist University Your Life, AD&D and Disability Benefits Guide Enroll Now To Help Secure Your Financial Future Welcome To Your Life, AD&D And Disability Benefits Guide Protect What Matters Most Building a financial safety

More information

GROUP BENEFIT PLAN COUNTY OF SONOMA

GROUP BENEFIT PLAN COUNTY OF SONOMA GROUP BENEFIT PLAN COUNTY OF SONOMA Life, Supplemental Life, Accidental Death and Dismemberment and Dependent Life TABLE OF CONTENTS Group Life Insurance Benefits PAGE CERTIFICATE OF INSURANCE... 3 SCHEDULE

More information

MetLife Group Life Insurance

MetLife Group Life Insurance State of Maryland s Plan Benefits Explore the coverage that makes it easy to give yourself and your loved ones more security today and in the future. Your Supplemental Term Life Insurance Coverage Options

More information

Voluntary Life Insurance with Accidental Death and Dismemberment (AD&D) SUMMARY OF BENEFITS

Voluntary Life Insurance with Accidental Death and Dismemberment (AD&D) SUMMARY OF BENEFITS Voluntary Life Insurance with Accidental Death and Dismemberment (AD&D) SUMMARY OF BENEFITS Sponsored by: Quantum 3D, Inc. Effective date: January 1, 2010 Life Benefit Employee Spouse Dependent Amount

More information

Group Basic Life Insurance

Group Basic Life Insurance Group Basic Life Insurance For Employees Participating In OEBB Plans Standard Insurance Company Group Basic Life Insurance About This Brochure This brochure and the accompanying Oregon Educators Benefit

More information

Life Insurance and AD&D

Life Insurance and AD&D Life Insurance and AD&D The plan provides you with life and accident coverage that gives you and your family protection against some of the financial hardships that can occur if you become injured or die.

More information

Group Additional Life Insurance

Group Additional Life Insurance Group Additional Life Insurance For the employees of Montana University System Answers To Your Questions About Coverage From Standard Insurance Company About This Booklet This booklet is designed to answer

More information

The Prudential Insurance Company of America

The Prudential Insurance Company of America Basic Term Life Insurance Accidental Death and Dismemberment Insurance Optional Term Life Insurance Dependent Term Life Insurance Optional Accidental Death and Dismemberment Insurance The Prudential Insurance

More information

Monthly Cost for Voluntary Accidental Death & Dismemberment (AD&D) Insurance:

Monthly Cost for Voluntary Accidental Death & Dismemberment (AD&D) Insurance: UMB Financial Corporation Plan Benefits Explore the coverage that makes it easy to give yourself and your loved ones more security today and in the future. Voluntary Accidental Death and Dismemberment

More information

Basic & Voluntary Term Life, Basic & Voluntary Personal Accident Insurance Overview Prepared for the employees of Hardy Diagnostics

Basic & Voluntary Term Life, Basic & Voluntary Personal Accident Insurance Overview Prepared for the employees of Hardy Diagnostics Basic & Voluntary Term Life, Basic & Voluntary Personal Accident Insurance Overview Prepared for the employees of Hardy Diagnostics Basic Term Life Insurance Coverage paid by your employer What would happen

More information

CONTENTS CERTIFICATION PAGE... 1 SCHEDULE OF BENEFITS... 2 EMPLOYEE'S INSURANCE... 7 DEPENDENT'S INSURANCE... 11

CONTENTS CERTIFICATION PAGE... 1 SCHEDULE OF BENEFITS... 2 EMPLOYEE'S INSURANCE... 7 DEPENDENT'S INSURANCE... 11 CONTENTS CERTIFICATION PAGE.......................... 1 SCHEDULE OF BENEFITS........................ 2 EMPLOYEE'S INSURANCE....................... 7 DEPENDENT'S INSURANCE...................... 11 LIFE

More information

YOUR GROUP LIFE INSURANCE PLAN

YOUR GROUP LIFE INSURANCE PLAN YOUR GROUP LIFE INSURANCE PLAN 6CC000 B-7882 10-13 (E-Book) CONTENTS CERTIFICATION PAGE............................................. 1 SCHEDULE OF BENEFITS........................................... 2

More information

SUMMARY OF BENEFITS. Amount One Times Annual Salary rounded to the next higher $1,000. Minimum Amount $10,000. Maximum Amount $100,000

SUMMARY OF BENEFITS. Amount One Times Annual Salary rounded to the next higher $1,000. Minimum Amount $10,000. Maximum Amount $100,000 Group Life Insurance SUMMARY OF BENEFITS Life and AD&D Sponsored by: University of Dallas Life Amount One Times Annual Salary rounded to the next higher $1,000 Minimum Amount $10,000 Maximum Amount $100,000

More information

Accidental Death & Dismemberment Conversion Package

Accidental Death & Dismemberment Conversion Package Accidental Death & Dismemberment Conversion Package Accidental Death & Dismemberment Conversion Package Converting your Accidental Death & Dismemberment Coverage from the Group Policy to an Individual

More information

Basic & Voluntary Term Life, Basic & Voluntary Personal Accident Insurance Overview

Basic & Voluntary Term Life, Basic & Voluntary Personal Accident Insurance Overview Basic & Voluntary Term Life, Basic & Voluntary Personal Accident Insurance Overview Prepared for the employees of Lane Community College Basic Term Life Insurance Coverage What would happen to your family

More information

Group Additional Life Insurance

Group Additional Life Insurance Group Additional Life Insurance F O R E M P L O Y E E S O F M O N T A N A U N I V E R S I T Y S Y S T E M Answers to your questions about coverage from Standard Insurance Company S T A N D A R D I N S

More information

Group Life Insurance. For Employees of The City of San José (Plan 3 Vantage) Answers To Your Questions About Coverage From Standard Insurance Company

Group Life Insurance. For Employees of The City of San José (Plan 3 Vantage) Answers To Your Questions About Coverage From Standard Insurance Company Group Life Insurance For Employees of The City of San José (Plan 3 Vantage) Answers To Your Questions About Coverage From Standard Insurance Company About This Booklet This booklet is designed to answer

More information

YOUR GROUP LIFE INSURANCE PLAN

YOUR GROUP LIFE INSURANCE PLAN YOUR GROUP LIFE INSURANCE PLAN For Employees of Baldwin County Commission 6CC000 B-13072 (8-11) CONTENTS CERTIFICATION PAGE............................................. 1 SCHEDULE OF BENEFITS...........................................

More information

YOUR GROUP LIFE INSURANCE PLAN

YOUR GROUP LIFE INSURANCE PLAN YOUR GROUP LIFE INSURANCE PLAN For Employees of Harford County Public Schools ReliaStar Life Insurance Company P.O. Box 20 Minneapolis, MN 55440-0020 LC00GP B-11595 03-09 (3,000) TABLE OF CONTENTS CERTIFICATION

More information

Voluntary Term Life and AD&D Insurance

Voluntary Term Life and AD&D Insurance Voluntary Term Life and AD&D Insurance Prepared for the employees of Xavier University Voluntary Term Life Insurance Coverage What would happen to your family if you and your income were gone? - Could

More information

YOUR GROUP LIFE INSURANCE PLAN

YOUR GROUP LIFE INSURANCE PLAN YOUR GROUP LIFE INSURANCE PLAN For Employees of Lincolnshire Prairie View School District 103 Class IV - Full-time Staff 6CC000 NIHIP Account 31 B-12602 11-14 Elec CONTENTS CERTIFICATION PAGE.............................................

More information

For more information, please refer to the Product Features and Services section at the end of this booklet.

For more information, please refer to the Product Features and Services section at the end of this booklet. Getting Started Meeting your coverage needs is simple. Review your options by following these easy steps. 1. Determine how much life insurance coverage you may need by using the needs assessment tool on

More information

YOUR GROUP PERSONAL ACCIDENT INSURANCE PLAN

YOUR GROUP PERSONAL ACCIDENT INSURANCE PLAN YOUR GROUP PERSONAL ACCIDENT INSURANCE PLAN For Employees of Louisana Sheriffs Association 6CC000 B-15023 (09-14 DRAFT) CONTENTS CERTIFICATION PAGE............................................. 1 SCHEDULE

More information

Voluntary Life Insurance with Accidental Death and Dismemberment (AD&D) SUMMARY OF BENEFITS

Voluntary Life Insurance with Accidental Death and Dismemberment (AD&D) SUMMARY OF BENEFITS Voluntary Life Insurance with Accidental Death and Dismemberment (AD&D) SUMMARY OF BENEFITS Sponsored by: Lane Community College Life Benefit Employee Spouse Dependent Amount Choice of $10,000 increments

More information

State of Louisiana. Employee Term Life Coverage Accidental Death and Dismemberment Coverage Dependents Term Life Coverage

State of Louisiana. Employee Term Life Coverage Accidental Death and Dismemberment Coverage Dependents Term Life Coverage State of Louisiana Employee Term Life Coverage Accidental Death and Dismemberment Coverage Dependents Term Life Coverage Foreword We are pleased to present you with this Booklet. It describes the Program

More information

Optional Accidental Death And Dismemberment Insurance

Optional Accidental Death And Dismemberment Insurance Optional Accidental Death And Dismemberment Insurance For Employees Participating In OEBB Plans Standard Insurance Company Optional Accidental Death And Dismemberment Insurance About This Brochure This

More information

Life and Accident Insurance

Life and Accident Insurance Life and Accident Insurance Honda offers basic life and accident insurance and business travel insurance benefits for you or your survivors in the event of your accidental death or serious injury. Table

More information

NORTHERN NEW ENGLAND BENEFIT TRUST LIFE INSURANCE ACCIDENTAL DEATH & DISMEMBERMENT INSURANCE LF6 PLAN UNION PERSONNEL

NORTHERN NEW ENGLAND BENEFIT TRUST LIFE INSURANCE ACCIDENTAL DEATH & DISMEMBERMENT INSURANCE LF6 PLAN UNION PERSONNEL NORTHERN NEW ENGLAND BENEFIT TRUST LIFE INSURANCE ACCIDENTAL DEATH & DISMEMBERMENT INSURANCE LF6 PLAN UNION PERSONNEL LIFE INSURANCE ACCIDENTAL DEATH AND DISMEMBERMENT Life Insurance Benefit LF6 All Active

More information

The Prudential Insurance Company of America

The Prudential Insurance Company of America The Prudential Insurance Company of America Record Keeping Services PO Box 13676 Philadelphia, PA 19176 (800) 778-3827 Dear New Uniformed Firefighter: The City of Chicago is committed to offering a benefits

More information

YOUR GROUP LIFE INSURANCE PLAN

YOUR GROUP LIFE INSURANCE PLAN YOUR GROUP LIFE INSURANCE PLAN For Employees of Hendricks Community Hospital 6CC000 B-11654 (50) 10-08 CONTENTS CERTIFICATION PAGE............................................. 1 SCHEDULE OF BENEFITS...........................................

More information

YOUR GROUP LIFE INSURANCE PLAN

YOUR GROUP LIFE INSURANCE PLAN YOUR GROUP LIFE INSURANCE PLAN Board of Regents for Oklahoma State University and the A&M Institutions 6CC000 B-9060 7-08 ELEC CONTENTS CERTIFICATION PAGE............................................. 1

More information

Term Life and AD&D Insurance

Term Life and AD&D Insurance Term Life and AD&D Insurance Employee Benefit Booklet JEFFERSON COUNTY COMMISSION F019105-0001 Class 1-01 and 1-02 Products and services marketed under the Dearborn National brand and the star logo are

More information

Group term life and AD&D insurance

Group term life and AD&D insurance Group term life and AD&D insurance Employer information for groups with 51+ eligible employees Effective October 1, 2011 blueshieldca.com Life and accidental death and dismemberment (AD&D) insurance are

More information

Income Protection Benefits

Income Protection Benefits Income Protection Benefits McAllen Independent School District Information About You Name: Social Security Number / Employee ID Number: Coverage Effective Date: Date of Birth: Date of Hire: Annual Salary:

More information

Doctors of BC Accidental Death and Dismemberment Insurance

Doctors of BC Accidental Death and Dismemberment Insurance Doctors of BC Accidental Death and Dismemberment Insurance AD&D Accidental Death and Dismemberment (AD&D)Insurance Accidents Happen... The Doctors of BC Accidental Death & Dismemberment Plan has been designed

More information

Voluntary Life Insurance with Accidental Death and Dismemberment (AD&D) SUMMARY OF BENEFITS

Voluntary Life Insurance with Accidental Death and Dismemberment (AD&D) SUMMARY OF BENEFITS Voluntary Life Insurance with Accidental Death and Dismemberment (AD&D) SUMMARY OF BENEFITS Sponsored by: Waynflete School Life Benefit Employee Spouse Dependent Amount Choice of $10,000 increments Not

More information

Accidental Death & Dismemberment (AD&D)

Accidental Death & Dismemberment (AD&D) Accidental Death and Dismemberment (AD&D), provides benefits for you or your insured dependents in the event of a covered accident on or off the job which results in loss of life, limbs, use of limbs,

More information

Group Voluntary Accidental Death And Dismemberment Insurance

Group Voluntary Accidental Death And Dismemberment Insurance Group Voluntary Accidental Death And Dismemberment Insurance For Employees of Employers Participating in the Washington Counties Insurance Fund Answers To Your Questions About Coverage From The Standard

More information

Voluntary Accidental Death and Dismemberment Insurance. Answers to your questions about coverage from Standard Insurance Company

Voluntary Accidental Death and Dismemberment Insurance. Answers to your questions about coverage from Standard Insurance Company Voluntary Accidental Death and Dismemberment Insurance F O R E M P L O Y E E S O F K E N T S TAT E U N I V E R S I T Y Answers to your questions about coverage from Standard Insurance Company S TA N D

More information

YOUR GROUP LIFE INSURANCE PLAN

YOUR GROUP LIFE INSURANCE PLAN YOUR GROUP LIFE INSURANCE PLAN For Employees of North Dakota Public Employees Retirement System 6CC000 B-13092 (01-14) CONTENTS CERTIFICATION PAGE............................................. 1 SCHEDULE

More information

STANDARD INSURANCE COMPANY

STANDARD INSURANCE COMPANY STANDARD INSURANCE COMPANY A Stock Life Insurance Company 900 SW Fifth Avenue Portland, Oregon 97204-1282 (503) 321-7000 CERTIFICATE GROUP LIFE INSURANCE Policyholder: Johnson County Community College

More information