Employer guide. we re here to help

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1 Employer guide we re here to help

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3 About us Your industry super fund Club Plus Super is the superannuation provider for the club, hospitality and related industries. Established in 1987, we proudly serve more than 90,000 members and 10,000 employers across Australia in a growing variety of businesses. We are an award-winning provider of super, pension, insurance and financial planning solutions and consistently ranked as one of Australia s best value super funds. By combining the latest products and technology with a good old-fashioned approach to customer service, we provide personalised service and advice to support you with meeting your superannuation obligations.

4 Brett Howe Member Services Manager Andrew Jeffrey Member Services Manager ACT & South NSW Region Matt Kilburn Member Services Manager Far North NSW Region Craig O Loughlin Member Services Manager Mid North NSW Region matt.kilburn@clubplussuper.com.au craig.oloughlin@clubplussuper.com.au

5 Stronger Super What we offer - personalised service We pride ourselves on delivering top quality advice and support with ten dedicated service and advice staff We are regionally based and provide assistance when it matters most we are your local super fund We provide help with financial hardship and insurance claims, transition to retirement, social security benefits and allocated pensions. We will be there when you need us. Employer guide to superannuation reforms The Government has implemented a package of reforms called Stronger Super to help Australia s $1.8 trillion super system better provide for Australians in retirement. These initiatives include the MySuper and Super Stream data standards. Stronger Super For information relating to your employer obligations under Stronger Super, sign up for regular updates at

6 Timeline July Compulsory SG contributions rose to 9.25% Compulsory SG contributions for employees aged over 70 Preperation of new data and e-commerce standards starting 1 July 2014 MySuper products are now available January Must make SG contributions to a MySuper product for employees who haven t made a Choice of Fund 1 July SG rises from 9.25% to 9.5% New data and e-commerce payments standards for employers with 20 or more staff July New data and e-commerce payments standards for employers with less than 20 staff July SG rises to 10% SG progressively rises by 0.5% until it reaches 12%

7 Stronger Super The following information is designed to help you meet your obligations under these reforms as an employer. Checklist Do you Action required How can we help Employ more than 20 staff? You must make all your SG payments in one standard electronic format from 1 July 2014 Employ less than 20 staff? You must make all your SG payments in one standard electronic format from 1 July 2015 Club Plus Super Online Superannuation Clearing House Make SG contributions to multiple super funds? Prepare your payroll process for the Super Stream data and e-commerce standards Make SG contributions to a default super fund? Ensure your default super provider has been MySuper approved by APRA Club Plus Super offer a MySuper approved product default product Make SG contributions to SMSF or other super funds? You must obtain a Choice of Fund form and letter of compliance from employees that are not with Club Plus Super to whom you make SG contributions Discuss with Club Plus Super Member Services Manager Our Member Services Managers are available to assist you with your ongoing employer obligations.

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9 Superannuation Clearing House Save time and money with our Superannuation Clearing House Our Superannuation Clearing House lets you pay all your employer super contributions in one go, from one website - no matter who your employees super is with. Your one-stop shop Save time and make contributions for all your employees with one single payment, regardless of super fund. Based on the functionality of existing payroll systems, our Superannuation Clearing House provides intuitive user instructions - so you can get started straight away. View your contribution history online for employees with Club Plus Super and all other funds. Easily import and export contribution files (in various formats) between your payroll system and the Superannuation Clearing House. Opt to receive timely prompt and pay contribution reminder s. Take advantage of the easy re-hire functionality which is useful for casual and seasonal workers. Make contributions to employees with self-managed super funds quickly and easily. Access our Superannuation Clearing House now at For more information or assistance getting started, call our Employer Hotline on , or Mo Khan, Employer and Member Services Coordinator on Monday to Friday between 8am and 6pm AEST.

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11 Education and Advice Something for everyone While our products and services are designed to be simple, we understand that when it comes to finances everyone has different requirements. Club Plus Super has developed an education and advice service to meet all your employees needs. Free workplace visits We offer workplace seminars to members and participating employers of Club Plus Super. Our seminars cover: Investment options Benefits of insurance in super Benefits of salary sacrifice Government co-contribution scheme How to consolidate super How to find lost super Club Plus Pension Free educational workshops We also hold free educational workshop at various clubs for our members and the general public. Designed to empower and inspire, these seminars provide valuable knowledge and strategies for anyone who wants to take control of their finances. For more information about our range of workships, contact Jess Falzon, Seminar and Events Coordinator on (02) or Financial planning Our members receive a free initial consultation with Club Plus Financial Planning. In this consultation, a financial adviser will review their financial situation and provide general advice. Should a member require more comprehensive and tailored advice, they will be informed of costs up front so they can decide to proceed or not. Renowned for the value for money offered to members, Club Plus Financial Planning s fees are some of the lowest on the market. For advice relating to super, members can also pay fees directly from their Club Plus Super account. For more information or to make an appointment with Club Plus Financial Planning, call (02) , or visit

12 contact us Locked Bag 5007, Parramatta NSW 2124 member hotline: pension hotline: employer hotline: financial planning: Club Plus Superannuation Pty Ltd ABN , AFSL No , RSEL No. L as trustee of Club Plus Superannuation Scheme ABN , RSE Registration No. R This information is for illustrative purposes only and does not take into account any personal financial circumstances. CP/EMP/FY /14 ISS2

REST Employer Guide. rest.com.au 1300 305 775. Effective 15 February 2016

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