2.875 % % APR 3.50 % % APR 4.00 % % APR. No Tax Returns To Qualify * DAMON GERMANIDES
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5 THE MLS BROKER CARAVAN TUESDAY, APRIL 29, 2014 A % % APR 3.50 % % APR 4.00 % % APR No Tax Returns To Qualify * We re not a typical mortgage lender, because you re not a typical client. CHRIS FURIE DAMON GERMANIDES 9595 Wilshire Blvd., Suite 801, Beverly Hills, CA Insignia Mortgage, a division of CS Financial, Inc. Not all applicants will qualify. *These products require other forms of income documentation and asset verification in lieu of tax returns. Some products we offer may have a higher interest rate, more points or more fees than other products requiring documentation. Minimum FICO, reserve, and other requirements apply. Contact your loan officer for additional program guidelines, restrictions, and eligibility requirements. Rates quoted at 1.5 points. Rates, points and APRs and programs are subject to change at any time until locked-in. LTVs are based on appraised value. Actual closing times will vary based on borrower qualifications and loan terms. Insignia Mortgage is a division of CS Financial, Inc., a broker licensed by the CA Bureau of Real Estate BRE # NMLS #31132.
6 A6 TUESDAY, APRIL 29, 2014 THE MLS BROKER CARAVAN
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10 A10 TUESDAY, APRIL 29, 2014 THE MLS BROKER CARAVAN $15.9 B CONTINUED GROWTH 14 YEARS RUNNING JOIN US ON OUR CONTINUED PATH OF SUCCESS. As one of the ten largest retail lenders in the U.S., our continued growth gives us the strength and power to get your deals done. With 12 in-house Jumbo investors, delegated in-house underwriting and funding up to $15 million, Guaranteed Rate is custom built for the L.A. jumbo market. To learn more, contact James Elliott at or james.elliott@guaranteedrate.com Wilshire Blvd, Ste 350 Los Angeles, CA Guaranteed Rate is an Equal Opportunity Employer guaranteedrate.com joingrnow.com NMLS (Nationwide Mortgage Licensing System) ID 2611 AL - Lic# AK - Lic#AK2611 AR - Lic# Guaranteed Rate, Inc N Ravenswood, Chicago IL AZ - Guaranteed Rate, Inc N. Kierland Blvd., Ste. 100, Scottsdale, AZ, Mortgage Banker License # BK CA - Licensed by the Department of Business Oversight, Division of Corporations under the California Residential Mortgage Lending Act Lic # CO - Guaranteed Rate, Inc. Regulated by the Division of Real Estate, CT - Lic #17196 DE - Lic # 9436 DC - Lic #MLB 2611 FL - Lic# MLD618 GA - Residential Mortgage Licensee # N. Ravenswood Ave., Chicago, IL HI - Lic#HI-2611 ID - Guaranteed Rate, Inc. Lic #MBL-5827 IL - Residential Mortgage Licensee Illinois Department of Financial & Professional Regulation, 3940 N Ravenswood Ave, Chicago, IL MB IN - Lic #11060 & #10332 IA - Lic #MBK KS - Licensed Mortgage Company - Guaranteed Rate, Inc. - License #MC KY - Mortgage Company Lic #MC20335 LA - Lic #RML2866 ME - Lic #SLM1302 MD - Lic #13181 MA - Guaranteed Rate, Inc. - Mortgage Lender & Mortgage Broker License MC 2611 MI - Lic #FR & SR MN - Lic #MO MS - Guaranteed Rate, Inc N. Ravenswood Ave., Chicago, IL Mississippi Licensed Mortgage Company, Lic # 2611 MO - Guaranteed Rate Lic # MT - Lic# 2611 Licensed in NJ: Licensed Mortgage Banker - NJ Department of Banking & Insurance NE - Lic #1811 NV - Lic #3162 & 3161 NH - Guaranteed Rate, Inc. dba Guaranteed Rate of Delaware, licensed by the New Hampshire Banking Department - Lic # MB NM - Lic #01995 NY - Licensed Mortgage Banker - NYS Department of Financial Services N Ravenswood, Chicago, IL Lic # B NC - Lic #L ND - Lic #MB OH - Lic #MBMB & Lic #SM N. Ravenswood Ave., Chicago, IL OK - Lic # MB OR - Lic #ML N. Ravenswood Ave., Chicago, IL PA - Licensed by the Pennsylvania Department of Banking and Securities Lic #20371 RI - Rhode Island Licensed Lender Lic # LL, RI - Rhode Island Licensed Loan Broker Lic # LB SC - Lic #-2611 SD - Lic# ML TN - Lic # TX - Lic # & Lic # UT - Lic # VT - Lic #LL6100 & MB930 VA - Guaranteed Rate, Inc. - Licensed by Virginia State Corporation Commission, License # MC-3769 WA - Lic #CL-2611 WI - Lic #27394BA & 2611BR WV - Lic #ML & MB WY - Lic#2247
11 Gathering force.
12 Welcome Sally Forster Jones Group John Aaroe and Steve Lewis, VP Beverly Hills Manager are proud to welcome Sally Forster Jones Group to our company SALLy ForSter JoneS President Aaroe International Luxury Properties sallyforsterjones.com
13 Directors Aaroe International Luxury Properties Rebecca Davis Melanie Lewis Meredith Schlosser Joshua Smith Lisa Sockolov Shauna Walters Daniel Weiser John Aaroe Group 150 South Rodeo Drive, Suite 100 Beverly Hills, CA Donna Dellaportas, Office Manager Dana Frieman, Business Manager Daniela Tuveri, Project Manager/Designer Nicole Plaxen, Director of Transactions Bethany Fox, Marketing Director Delyla Majeedian, Administrative Assistant Kathryn Perkins, Office Assistant
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Ben Cohen. Your Expert Lender
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Your Partner In. Process
Your Partner In The Buying Process US Mortgage Corporation (NMLS ID#3901). Corporate Office is located at 201 Old Country Road, Suite 140, Melville, NY 11747; 631-580-2600 or (800) 562-6715 (LOANS15).