A.F.G. REALTY PTY LTD

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1 Mission Statement To sell our clients properties for the highest possible price in the shortest possible time through delivering proficient, personal, professional service and support A.F.G. REALTY PTY LTD 4 Glenelg Avenue, Mermaid Beach Po Box 666, Mermaid Beach QLD 4218 Phone : (07) Rentals : (07) Fax: (07) info@afgrealty.com Website : Principals Robert De Cinque Steven Bimbi

2 MEET THE TEAM For personalised, professional service at all times, where the Directors are hands on in all aspects of Management. Steven Bimbi Principal & Licensed Real Estate Agent Mobile : steven@afgrealty.net Robert De Cinque Principal & Sales Consultant Mobile : robert@afgrealty.net Sarvey Hovaida Sales Consultant Mobile : sarvey@afgrealty.net Yas Abreu Senior Property Manager Mobile : yash@afgrealty.net Julie Davidson Office Manager Mobile: julie@afgrealty.net

3 WHY SHOULD I SELL MY PROPERTY WITH A.F.G. REALTY? We are a small boutique office that pays attention to detail and always has time for you. As professional marketing specialists, we know what our obligations are and realise that together with you, we can accomplish our goals. Our Sales Consultants will advertise & promote your property so that no opportunity to sell is missed. We will endeavour to monitor the sales & listing of comparable homes in order to keep you up to date. We are well respected within the Real Estate industry and are members of the REIQ (Real Estate Institute of Queensland). You should entrust your property with us because we are the best you could hire! You know that the services of Real Estate professionals are comparably priced the difference is the personal service you will receive from us. Honest & Accurate feedback relating to the sale of your property and the market in general. A team that lives in your area and recognises the importance of the area s future. Research knowledge based on real facts.

4 HOW SHOULD I SELL MY PROPERTY? AUCTIONS An auction can achieve great results and offer the following advantages; A set time for the sale of the property Three stages within the selling process Unconditional sale with no cooling off period Buyers are forced to act rather than procrastinate Bids increase in value Drives excellent excitement More convenient for your lifestyle Helps you plan your next purchase Still allows you to make the ultimate decision to accept or reject the final offer EXCLUSIVE LISTING The seller appoints one agent for up to 60 days, after which the agreement can be renewed. We recommend this method of sale as only one agency is totally responsible for selling the property. Also, one agency only has a key to your property and only that agency is present at all times for all inspections. One agency knows exactly what happens and can give you detailed reports of everything you should know about the progress of your sale. We at A.F.G. Realty regard these properties and their owners as priority and we give increased service, time, feedback and expertise to sell these properties as quickly as possible for the highest possible price. SOLE LISTING This is also a form of an Exclusive Agency where one agency and the owner can sell the property. The owner has the right to privately sell their property and find their own buyers. If they do this before the agency finds a buyer they do not have to pay commission.

5 MULTI LIST This is also a from of Exclusive Agreement where seller appoints one agent. This agent agrees to work in conjunction with other Multi-List agencies to sell the property. OPEN LISTING This is a method where the seller lists the property with a number of agents in the area. Each agent can sell the property. Each agent expects to have a key to the property and often security is less effective may visit the property JOINT EXCLUSIVE (50/50 CONJUNCTIONS) This is where two separate agencies are appointed as Exclusive agents and agree to a 50/50 conjunction. Each agent has a set of keys and the agreement entails that either agent can sell the property, but the commission is split equally between two agencies regardless of who makes to sale. It is a team effort that must be agreed to by all parties in writing, otherwise you may be up for two lots of commission.

6 HOW WE WILL PROMOTE YOUR PROPERTY : Signs - The 24 Hour Salesperson Signboards are working 24 hours, 7 days a week. Designed by image and layout experts to be eye-catching with essential information. Attracts buyers who may not have seen printed advertisements and promotional material Informs buyer who are looking in your area that your property is for sale. Window Display Your property will be displayed in your custom lit window display on a brochure style card complete with full colour pictures and all features listed. Open for Inspection Attracts a variety and increases the numbers of prospective buyers visiting the property. Motivates buyers - allows people to fall in love with your property. Eliminates unsuitable prospects and time wasters from the market. More convenient for you - inspection times to suit the seller. Drives enthusiasm amongst buyers. Buyer Matching From an extensive database, qualified buyers for your property will be sourced, contacted and encouraged to inspect. Full Support Team All members of our experiences sales team will be familiar with your property to ensure it receives maximum exposure to all potential buyers. Our administration team is first class and efficient with all documentation pertaining to the sale properties. Feedback Reports As the seller, you are kept informed of the progress of promoting your property through: Personal Telephone Calls Written Reports Market review meetings Mailed Reports

7 SAMPLES OF OUR ADVERTISING

8 TIPS ON PREPARING YOUR HOUSE PROPERTY FOR SALE You do not get a second chance to make a first impression Exterior Impressions House number and letterbox in easy to see position Guttering cleared and in good repair Garage/Carport clean and tidy. Repair any cracked or broken windows Hedges & shrubs trimmed, edges & lawns freshly cut. Landscaping & Garden appearance is important and appreciated. Pretty, modern and maintenance - works. General Interior Impressions Ensure that front entrance way is clean, tidy and uncluttered. Working doorbell Firm door knobs and handles Lights must all work. Leave some lights on to create atmosphere. Heat home if weather is cool, and cool if weather is hot. Ensure hallways/stairways are free from clutter Drapes need to be open and carpets freshly vacuumed. If possible, have some freshly cut flowers various rooms. Bathroom Clean and polish all surfaces such as mirrors, fixtures and taps. All taps to be in good order without dripping. Floors must be cleaned and rubbish containers emptied. Check that cupboards and cabinets are neat and tidy inside. Scrub and clean all visible mould.

9 Kitchen Clean and polish sink, taps, splash backs, cook tops and benches. Clean all appliances Small appliances must be put away to avoid the cluttered look Ensure the oven and dishwasher are clean inside Ensure bins are empty and all sponges/tea towels look and smell clean. All feature lights are on. Open Days Lock jewellery, cash and other valuables safely away or take them with you. Check that valuables, such as art, vases, figurines and mementos are safely situated or locked away. Creating an Atmosphere You could have light music playing in the background Pets must be contained or absent during viewings. Have some soft fragrant oil burning in your home. Stay away from insense as some can give off a burning smell. The table or bench can be set with simple, modern and attractive dinnerware.

10 DO YOU NEED A PROFESSIONAL PROPERTY MANAGER? If you already own an investment property or are about to buy one, you would know that this is probably the biggest investment you will have. What you may not know is there is a lot of legislation that covers this industry and that it is constantly being amended. That is why it is good business sense to have a professional manage your investment, to make sure that your property is protected at all times both from damage and from litigation. Our Property Management department is headed by our Senior Property Manager, Amber Roberts. Previously having managed the property portfolio for a major National franchise, Amber brings professionalism through implementing systems and structure that enables our agency to provide you with quality service. Benefits of having your property managed by A.F.G. Realty A.F.G. Realty offers competitive management rates and flexible terms without compromising our professional standards. If you own two properties or more we would be happy to discuss a package to suit your portfolio. Quality tenants selection through a thorough application process and background check. Rental increases periodically in line with market trends. Handling negotiations with tenants over lease renewals etc.. Only qualified registered tradespeople are contracted to carry out maintenance on your property. All our Property Managers are conversant with all the relevant legislation that applies to this industry. These are only a few examples of the service you would receive as a client of A.F.G. Realty. If you would like more information please do not hesitate to contact Amber on

11 A.F.G. FINANCE & ACCOUNTING Why not take advantage of some of our other A.F.G. on site facilities offered, such as Finance, Tax and Accounting advice. When you obtain Finance from one of our Brokers you are entitled to a free tax return completed by a Charted Accountant. There is also a 50% reduced fee for sub-contractors and business owners. Also available is advice on structures and strategies to minimise tax in particular on investment asset purchases. SOME DIFFERENT WAYS TO PAY OFF YOUR HOME LOAN: Your mortgage may no longer be just a loan that you will spend the next 25 years paying off. Recent home loan products now allow borrowers to pay off their loans faster and use their equity to secure their financial future by paying their income into the home loan and withdraw the required. An Offset Account is a tax effective transaction which runs in conjunction with a home loan account. The interest earned on the transaction account is offset against the interest on the home loan. An All-in-One Loan combines all your savings and cheque accounts into one loan. The more money left on your account for a longer period of time, the less interest you pay and the faster you pay off your home loan. A Redraw Facility allows you to make deposits into your loan account. You can pay then access any extra funds have deposited over and above your minimum repayments. These ongoing accounts may carry a higher interests than others, so we can shop around for packages, extras, ongoing fees, charges and limitations and get to you with all the best deals and information. For instance, an offset loan needs to be 100% offset to get the benefit, but there is often a higher fee attached to it. A.F.G. Finance can do all this hard work for you and then sit down and advise you in person on the best deals to suit you.