Membership of Associations (2011) The table below lists the main associations of which companies in the Group are members.

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1 Membership of Associations (2011) The table below lists the main associations of which companies in the Group are members. OTP Bank Plc. Alliance for Electronic Commerce (SzEK) American Chamber of Commerce in Hungary Association of Certifi ed Anti Money Laundering Specialists Association of Investment Services Providers Banking Association for Central and Eastern Europe (BACEE) Budapest Chamber of Commerce and Industry Business Banking Board/Corporate Executive Board Commercial Crime International EFMA European Financial Management and Marketing Association Employers and Industrialists Association ESBG/WSBI Europeans Savings Banks Group/World Savings Banks Institute European ATM Security Team European League for Economic Co operation (ELEC) Hungarian Branch European Legal Academy European Payment Council Hungarian Association of International Hauliage Companies Hungarian Association of Security Executives Hungarian Association of Senior Information Technology Experts Hungarian Banking Association Hungarian Customs Association (MVSZ) Hungarian Economics Association Hungarian Forex Society Hungarian Law Society

2 Hungarian Marketing Association Hungarian SEPA Committee Hungarian Standards Institution Hungarian Trademark Association ICC Hungary (International Chamber of Commerce) IIA Hungary Institute of Internal Auditors Information Systems Audit and Control Association (ISACA) Institut International d Etudes Bancaires Institute of International Finance International Advertising Association (IAA) Budapest International Forfaiting Association János Neumann Computer Science Society Joint Venture Association Követ Association Mobey Forum National Association of Entrepreneurs and Employers Payment System Forum Self Regulatory Advertising Board The Academy Club Association World Economic Forum OTP Real Estate Zrt. (OTP Ingatlan Zrt.) Defence Industry Association of Hungary FIABCI International Real Estate Federation Hungarian Real Estate Association National Federation of Hungarian Contractors (ÉVOSZ)

3 OTP Fund Management Zrt. (OTP Alapkezelô Zrt.) Associatoin of Hungarian Investment Fund and Asset Management Companies (BAMOSZ) Hungarian Business Leader Forum Open Standards Alliance Merkantil Group Banking Association Leasigg Association OTP Mortgage Bank Zrt. (OTP Jelzálogbank Zrt.) Association of Hungarian Mortgage Banks European Mortgage Federation Hungarian Banking Association OTP Hungaro Projekt Kft. Association of Environmental Protection Service Providers and Manufacturers Joint Venture Association Hungarian Association for Innovation Hungarian Project Management Association Hungarian Society for Urban Planning OTP Travel AHITA (IRIME) Association of Hungarian Travel Agents and Tour Operators ( MUISZ) IATA LCCI Lufthansa City Center

4 OTP Flat Lease Zrt. (OTP Lakáslízing Zrt.) Hungarian Leasing Association JSC OTP Bank American Chamber of Commerce Association for Business Development Association EMA Association of Ukrainian Banks Association Stock Partnership Association of Ukrainian Stock Traders Centre for CSR Development European Business Association (EBA) Guarantee Deposit Fund for Private Individuals International Bureau of Credit Histories Independent Association of Banks of Ukraine MasterCard International National Depositary of Ukraine National System of Mass Electronic Payments (NSMEP) PFTS Stock Exchange Professional Association of Registrars and Depositories (PARD) Society for Worldwide Interbank Financial Telecommunication (SWIFT) The Ukrainian Association Of Investment Businesses (UAIB) Ukrainian Credit Bank Union Ukrainian Interbank Currency Exchange Ukrainian National Securities Depository VISA International

5 OTP Bank Russia Association of Russian Bank European Business Association Membership Association of Managers OTP Banka Slovensko Slovak Bank Association Slovak Trade and Industry Chamber SWIFT and Target 2 OTP banka Srbija Association of Internal Auditors in Serbia Association of Serbian Banks Central Securities Depository and Clearing House of Serbia Foreign Investors Council DSK Bank EAD. Association for Control and Audit of Information Systems (ISACA) in the USA Association of Banks in Bulgaria (ABB) Bulgarian Chamber of Commerce and Industry Bulgarian Dealers Association Bulgarian Hungarian Chamber of Commerce Bulgarian Stock Exchange Central Depositary Confederation of Employers and Industrialists in Bulgaria European Savings Banks Group MasterCard, Visa Europe, S.W.I.F.T

6 World Savings Banks Institute OTP Bank Romania Bank Deposit Guarantee Fund Romanian Bank Association The Chamber of Commerce and Industry Arad The Chamber of Commerce and Industry Bucharest The Chamber of Commerce and Industry Covasna The Chamber of Commerce and Industry Mures The Hungarian Business Association in Romania

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