Basic Presentation for SpareBank 1. The SpareBank 1-Alliance and the Alliance Cooperation

Transcription

1 Basic Presentation for SpareBank 1 The SpareBank 1-Alliance and the Alliance Cooperation

2 Alliance Partners/owners: 19,5 % 19,5 % 19,5 % 19,5 % 11 % 1,4 % 9,6 % Bank 1 Oslo Akershus* BN Bank* SpareBank 1 Boligkreditt* SpareBank 1 Kredittkort* SpareBank 1 Næringskreditt* SpareBank 1 Markets* * Most of the partners/owners have various equity portions in these companies. SpareBank 1 Gruppen AS Jointly owned corporation with fully owned subsidiaries/product companies. Equity portions, see above. SpareBank 1 Forsikring SpareBank 1 Skadeforsikring ODIN Forvaltning SpareBank 1 Medlemskort forvaltning av LOfavør SpareBank 1 Gruppen Finans (Factoring og Portefølje) Conecto (inkasso) SpareBank 1 Banksamarbeidet DA Shared company with subsidiaries owned by SpareBank 1 Group, SamSpar, Bank 1 Oslo Akershus with different holdings: The company develops and delivers: IT- and mobile solutions, brand- and marketing concepts. Business concepts, products and services. Analysis. Expertise and best practice processes. Purchases. Centres of Expertise: Payment/Trondheim Creditt /Stavanger Learning/Tromsø EiendomsMegler 1 Norge SpareBank 1 Kundesenter SpareBank 1 Verdipapirservice

3 The SpareBank 1-Alliance: Norway s second largest finance group measured in assets Billion NOK Assets per (Billion NOK) Q DNB SB1 Nordea N Eika Danske Bank N SHB N 3

4 Key Numbers Total number of branches: 301 Total number of FTEs: ca independent Savings Banks 6 listed ECs, (Equity Capital Certificate) 1 stock bank 8 traditional Savings Banks with ECs 2 jointly owned business banks BN Bank Bank 1 Oslo Akershus One jointly owned group SpareBank 1 Gruppen: corporation with fully owned subsidiaries/product companies One jointly owned responsible company SpareBank 1 Banksamarbeidet DA Presentasjon text

5 Background for the SpareBank 1-Alliance

6 Founded at the Fish Tavern in Henningsvær in the northern part of Norway in Presentasjon text

7 Basic Concept Background The banks would be as effective as the best finance players in the market Share development costs Achieve scale advantages Achieve a critical level of expertise Overall goal Secure the individual bank s autonomy and regional anchoring through a strong competitiveness, profitability and solidity. Be a competitive, full service and regionally anchored alternative to a centrally governed finance group. The banks were to maintain their regional anchoring Keep their own name and be autonomous, legal entities Still exploit their local market value Presentasjon text

8 The Alliance Cooperation

9 The companies that constitute the Alliance Cooperation SpareBank 1 Gruppen AS Jointly owned corporation with fully owned subsidiaries/product companies. Equity portions, see above SpareBank 1 Forsikring SpareBank 1 Skadeforsikring ODIN Forvaltning SpareBank 1 Medlemskort forvaltning av LOfavør SpareBank 1 Gruppen Finans (Factoring og Portefølje) Conecto (inkasso) SpareBank 1 Banksamarbeidet DA Shared company with subsidiaries owned by SpareBank 1 Group, SamSpar, Bank 1 Oslo Akershus with different holdings: The company develops and delivers: IT- and mobile solutions, brand- and marketing concepts. Business concepts, products and services. Analysis. Expertise and best practice processes. Purchase. Centres of Expertise: Payment/Trondheim Creditt /Stavanger Learning/Tromsø EiendomsMegler 1 Norge SpareBank 1 Kundesenter SpareBank 1 Verdipapirservice Presentasjon text

10 The Alliance Cooperation s vision Attractive to the customers and the banks

11 The Management of the Alliance Cooperation AC (The companies in SpareBank 1 Gruppen AS and SpareBank 1 Banksamarbeidet DA*) Chief Executive Officer Turid Grotmoll CEO for SpareBank 1 Gruppen AS and acting CEO for Banksamarbeidet DA Performance Management Jarle Haug Risk Management and Compliance Torbjørn Martinsen Market Tore Haarberg Business Development Iren Rutle Product Companies Turid Grotmoll IT Eivind Gjemdal Distribution Communication Customer Advisories Funding Savings Payment Customer Advisories SB 1 Insurance ODIN Equity Management Customer Advisories Operations and funding Development Customer Advisories

12 The Purpose of the Alliance Cooperation To deliver attractive products and services with a focus on excellent consumer experiences. Contribute to the SpareBank 1-banks competitiveness and profitability, thus keeping them resistant and independent Presentasjon 12 text

13 Our values Close and competent