SHAZAM has a rich tradition of helping merchants offer convenient and cost-effective electronic payment options.

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1 SHAZAM has a rich tradition of helping merchants offer convenient and cost-effective electronic payment options. SHAZAM s payment processing solutions are specifically designed so that all merchants, regardless of size, can have access to the same features and cost-reducing services. Our debit, credit, EBT, and gift cards increase the purchasing power of your customers, inspiring them to buy more and buy more often. Strong Relationships Outstanding Customer Service SHAZAM has strong relationships and interacts with many networks including Visa, MasterCard, Discover, American Express, Diner s Club, Interlink, Star, PULSE, NYCE, JCB, and others. SHAZAM places an emphasis on providing high touch customer support from knowledgeable tenured staff. 24/7 live customer service at no charge Dedicated full-time staff for troubleshooting at no charge % network uptime Industry Knowledge SHAZAM is a trusted partner for thousands of merchants and a respected leader in the EFT industry. We specialize in processing for the following: Industries Retail Supermarket Restaurant Quick Service Lodging Petroleum Connectivity Types Dial-up Mail Order/Telephone Order Internet/Web Based Wireless Wi-Fi Wireless Cellular Excellent Network Response SHAZAM s fast electronic transactions result in more purchases handled in less time, resulting in a positive experience for your customers. 2-3 second DSL response time One of the fastest dial solutions in the industry Aggressive on Pricing SHAZAM constantly looks for alternative ways to save on processing your transaction. One of the lowest cost debit networks Steering the transaction to a less expensive debit transaction No ACH charges

2 2015 SHAZAM Retail Fee Schedule Set-up Fee (one-time) $5.72 Transaction Fees The following table lists fees for a $ transaction and exhibits the total processing cost based on the card type. Credit Signature Debit Fee Visa MasterCard Discover Visa MasterCard Discover Qualified Interchange 1.51% + $ % + $ % + $ % + $ % + $ % + $0.20 Dues & Assessments 0.13% 0.12% 0.105% 0.11% 0.12% 0.105% Discount % Pass Through Volume Fees Pass Through Item Fees Subtotal 0.350% 0.350% 0.350% 0.000% % 0.000% $0.91 $0.95 $ % 0.350% 0.350% 0.000% % 0.000% $0.98 $0.64 $0.91 Authorization Total $1.16 $1.20 $1.25 $1.23 $0.89 $1.16 *Approximately 85% of card transactions fall under the discount rates listed above. Rates used to calculate fees are based on the type of transaction involved. Complete interchange rate qualifications are available on the Visa and MasterCard sites at: Monthly Fee (comprised of the following fees) $17.50 Monthly Statement Fee $7.50 Monthly Compliance Fee $10.00 Closed Batch Header $0.083 Monthly Minimum Fee $ Other fees may apply. Pricing is in effect for period of 30 days. November 2014 SHAZAM, Inc Pioneer Parkway Johnston, IA

3 First Data FD130 Terminal Features and Benefits The FD130 terminal allows you to accept payments quickly and is EMV capable. This terminal gives you a full range of solutions for payment processing including credit, debit, gift cards, and electronic benefits transfer (EBT). Infrastructure cost is kept at a minimum with a combination terminal, printer, PIN pad, and chip reader. The FD130 delivers superior customer service with fast transactions, quick generation of receipts, and protection from fraud with customer, merchant, and report truncation features. First Data FD130 Terminal Specifications Processor 32-bit ARM 9 Memory RAM 64 MB Display 320 X 240 pixels Touch-screen Thermal Printer 15 lines per second 2.25 inch paper roll Communication Dial-up IP/Ethernet Card Readers Magnetic stripe track 1/2/3 Security PCI PTS 3.x EMV capable For more information, contact SHAZAM Merchant Services at merchant @shazam.net. 06_14

4 Merchant Statements We deliver the critical information needed to manage your payment processing in user-friendly, easily interpreted formats. The Challenge Gathering multiple reports each month for reconciliation can be a time-consuming, frustrating manual process full of opportunities for error in interpretation. Our Solution Our redesigned merchant statements provide a comprehensive report of submissions, chargebacks, interchange rates, funding information and associated fees. When using our color-coded, easy-to-read statements, spend more time focusing on your business and less time sorting through data. What s New? First Data conducted extensive research to understand our merchants key concerns and redesigned our statements to incorporate top features requested, including: Summary by card type table enhanced to include average ticket Gross reportable sales to comply with new IRS Section 6050W requirement Glossary of industry terms defined in plain English Online hover text of fee descriptions Color-coding to increase usability Unique market intelligence with SpendTrend excerpt, providing 13-month insight into year-over-year growth, current volume by card type and total amount funded (optional) Paperless goals? We can help Through our involvement in the Green Portfolio Program, First Data is committed to improve the environmental performance of our business. To enroll in statements or to view your statement online, please visit Need more details? We recommend a monthly reconciliation process and support a more granular level of detail through a variety of web-accessible ClientLine reports, available through our merchant portal site firstdata.com

5 Merchant Statements Our new statement layout is easier to read with clearer, simplified information to help you manage your account: It s easier to read! Clear summaries and headings Color-coded format Average ticket amount included New Fees Charged Summary YOUR CARD PROCESSING STATEMENT /000001/175465/0001/0171/0000/ /000001/1034/0001/0005/0000/ /1234/000/002/0000/00065/ MOES YOUR GREENVALLE COMPANY LLC MICHAEL YOURTOWN, WALSH US NORTHERN BLVD GREENVALE NY SUMMARY An overview of account activity for the statement period. Page 5 Page 5 Page 6 Page 6 Page 6 Total Amount You Submitted $89, Third Party Transactions $21, Chargebacks/Reversals 0.00 Adjustments 0.00 Fees Charged -$1, Total Amount Processed $66, See page 2 for Key Definition of Terms Page 1 of 10 THIS IS NOT A BILL Statement Period 07/01/12-07/31/12 Merchant Number Customer Service Website - BusinessTrack.com Phone Visit MerchantInsider.com for tools to keep your customers data safe, cost-cutting tips, interactive training and online support for your account-plus quick-and-easy shopping in our online store, with great prices on supplies and a comprehensive selection of processing products. We listened to Merchants Clear definition of fees Scroll over fee in electronic statement to see definition Total Amount Funded Calculation All amounts shown are in U.S. funds (Amount Submitted - Third Party) + Chargebacks/Reversals + Adjustments + Fees Charged = Amount Processed As an option, your statement can also include proprietary SpendTrend data for market intelligence so you can easily compare your results to similar merchants in your geographic area: SpendTrend 45% 40% 35% 30% 25% 20% 15% 10% 5% 0% -5% Year-over-year Growth Jul 12 vs Jul Your Business 1.2 IMPORTANT INFORMATION ABOUT YOUR ACCOUNT PO BOX 6600, HAGERSTOWN, MD Similar Businesses in New York-Northern New Jersey-Long Island Dollar Volume Growth Transaction Growth Average Ticket Growth $41, $82,000 $76,000 $70,000 $64,000 $58,000 $52,000 $46,000 $40,000 Refer to page 2 for details. $21, $25, $1, Thirteen Month - Total Amount Processed Current Volume By Card Type AMERICAN E DISCOVER MASTERCARD VISA Jul-11 Aug-11 Sep-11 Oct-11 Nov-11 Dec-11 Jan-12 Feb-12 Mar-12 Apr-12 May-12 Jun-12 Jul-12 Current month card volume by payment type Highlights your customers payment types Sales and transaction growth rates for similar businesses in their area Understand how your performance relates to your peers Total amount funded over the last 13 months View a graphical display of the total amount funded over the past 13 months Payment Solutions for Maximum Performance Around the world every day, First Data makes payment transactions secure, fast and easy for merchants, financial institutions and their customers. We leverage our unparalleled product portfolio and expertise to deliver processing solutions that drive customer revenue and profitability. Whether the payment is by debit or credit, gift card, check or mobile phone, online or at the point of sale, First Data helps you maximize value for your business. For more information, contact your Sales Representative or visit firstdata.com First Data Corporation. All Rights Reserved. All trademarks, service marks and trade names referenced in this material are the property of their respective owners

6 Portfolio Manager Portfolio Manager SM is a robust, easy-to-use online reporting tool in the form of a dashboard that provides a secure way to monitor and manage your business. Easy to read and convenient Portfolio Manager's dashboard reporting lets you easily view the following: Deposit summaries and details 18 months of history Batch summary Transaction details Retrievals and chargebacks Online statements Interchange/qualification summaries and details Card volume Transaction counts Current Month-to-date Year-to-date Past 13 months And more Great service, low cost Portfolio Manager is available to you for a nominal fee and serves as a reminder of SHAZAM s commitment to providing you with great service at a low cost! You can continue to rely on us to provide quality products and services to meet the needs of your business and help you succeed. Simple enrollment It s easy to enroll. Just send an to merchant @shazam.net and include your: Merchant name Merchant ID (MID) Contact name Contact address Request to be enrolled in Portfolio Manager Once your is received, we will contact you with more information to help get you started! Portfolio Manager Learn more about Portfolio Manager by ing merchant @shazam.net. 1_14 MER

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