align Insured Product Guide
|
|
|
- Hubert Bishop
- 7 years ago
- Views:
Transcription
1 align Insured Product Guide
2
3 leading the way in health care excellence and affordability healthy changes everything. Three powerful words that are helping to change health care in Western New York. But they are much more than an inspirational motto. BlueCross BlueShield of Western New York is leading the effort to transform our local health care system through partnerships that will improve the quality of care while controlling costs. The key is focusing on preventing illness instead of reacting to it, rewarding doctors and hospitals for quality outcomes instead of volume, and enhancing technology so that health professionals and insurers work together to eliminate waste. As the region s number one health insurer and part of an organization that insures nearly 1 in 3 Americans*, BlueCross BlueShield is uniquely positioned to drive this change with the vision, resources, and partnerships needed to lead the way. * Based on total combined membership of all licensees of the BlueCross BlueShield Association per enrollment data 3/31/2012 and the population of the United States per U.S. Census Bureau data 5/
4 affordable sustainable transformational 2
5 introducing align At BlueCross BlueShield, we know that lower-cost, higher quality health care is the number one benefit today s employer groups want for their employees. Yet, finding a health insurance product designed to deliver both isn t as easy as it sounds. Until now. The align product was designed to change the way health care is delivered for the better by bringing together the key people needed to make it happen, including: The region s largest health insurer, BlueCross BlueShield of Western New York The region s largest hospital system, Kaleida Health, plus other select hospitals and health care facilities An alliance of doctors and specialists committed to best practices for improving medical outcomes, increasing operational effciencies and reducing administrative burdens The result? A more integrated, better coordinated, and more cost-effcient health care delivery system. It s an affordable sustainable model that will transform health care both today and in the future. 3
6 4
7 what makes align different? The align health insurance product is designed to enhance the way health care is delivered, by bringing together the key people needed to make this happen. Engage Physician-driven solutions with health plan support Physician access to comprehensive clinical and administrative resources Less administrative red tape so patients receive the right care at the right time Focused on improved quality and outcomes Coordinate Custom clinical care support teams to meet the specific needs of physicians and patients Break down barriers between physician, hospital, and health plan Commitment to improve physician-tophysician communication patientcentered care Innovate Reduce ineffciencies Improve technology and analytics 5
8 paying the price for health care inefficiencies. $700 billion The amount Americans pay for more care, rather than better care, annually $21 billion How much fewer emergency room visits could save annually $4 billion The price we spend on overused prescriptions annually Source: healthleadersmedia.com. 6
9 employer group benefits For employer groups, align is designed to: More effectively manage health care costs of employees and their dependents to help you. Help control rate increases for more accurate budgeting. Help save on claims costs. employee benefits For employees, align is designed to provide: Access to primary care doctors committed to coordinating all their health care needs from routine physicals to specialist visits. A team of health coaches and nurses provided by BlueCross BlueShield to further support your employees health care needs. Doctors empowered to handle your employees care needs without preauthorizations or red tape meaning faster, easier access to the required tests or specialists they need. Access to the region s largest hospital system, Kaleida Health, plus other select hospitals and health card facilities. 7
10 8
11 align benefit levels Members in the align plan have access to a choice of doctors, specialists, and hospitals throughout Western New York that are focused on coordinated, quality health care with three benefit levels. align Optimum Choice align Flexible Choice Non-participating when your employees use doctors/hospitals available under align Optimum Choice, they pay the lowest cost-share align Optimum Choice includes a select group of doctors, specialists, hospitals, and other providers when your employees use doctors/hospitals available under align Flexible Choice, they pay a higher costshare (than Optimum Choice) align Flexible Choice includes any doctor, hospital, and provider in the BlueCross BlueShield of Western New York POS network (other than align Optimum Choice) when your employees use doctors/hospitals that are not contracted with BlueCross BlueShield of Western New York, they pay the highest cost-share and may be subject to balance billing employee support Member enrollment guide Online provider search and customer service to help find doctors and hospitals 24/7 Health Advocate 9
12 Nearly 1 in 3 Americans trust BlueCross BlueShield for their health insurance. Based on total combined membership of all licensees of the BlueCross BlueShield Association per enrollment data 3/31/2012 and the population of the United States per U.S. Census Bureau data 5/
13 a choice of doctors and hospitals Under the align Optimum Choice cost-share level, your employees will have access to: Primary Care Physicians and Specialists Select primary care physicians and specialists in the Optimum Physician Alliance (OPA) committed to high-quality coordinated care All Kaleida Health facilities Buffalo General Hospital/Gates Vascular Institute DeGraff Memorial Hospital Millard Fillmore Suburban Hospital Women s and Children s Hospital of Buffalo Hospitals Other Specialists and Specialty Types Other Erie County Medical Center Hospice and palliative care providers Intercommunity Memorial Hospital Niagara Falls Memorial Medical Center Olean General Hospital Roswell Park Cancer Institute United Memorial Medical Center Current participating pediatricians in the BlueCross BlueShield of Western New York network Current participating OB-GYNs in the BlueCross BlueShield of Western New York network Additional specialty providers Urgent Care Centers All MASH Urgent Care locations in Erie and Niagara counties Members in align also have the flexibility to see the balance of the largest BlueCross BlueShield of Western New York participating provider network at the align Flexible Choice cost-share level. 11
14 our health plans offer the following benefits: $0* copay on preventive care services Award-winning health and wellness programs for groups and individuals Worldwide coverage Discount programs available Out-of-network coverage Health Advocate coaching service A variety of prescription copay options * $0 copays available under align Optimum Choice cost- share. 12
15
16 bcbswny.com BlueCross BlueShield of Western New York is a division of HealthNow New York Inc., an independent licensee of the BlueCross BlueShield Association. BlueCross, BlueShield and the Cross and Shield symbols are registered trademarks of the BlueCross BlueShield Association. Our patient and member advocacy program is administered by Health Advocate, Inc. Through our arrangement with Health Advocate, BlueCross BlueShield of Western New York members and their immediate families have access to Health Advocates health care patient advocacy service. Health Advocate is not affliated with any insurance or third party provider and does not replace health insurance coverage, provide medical care or recommend treatment. Express Scripts is an independent company that manages prescription drug benefits for BlueCross BlueShield of Western New York. WNY _ 7985_05_13 BCBS 898 R1
PPO Choice. It s Your Choice!
Offered by Capital Advantage Insurance Company A Capital BlueCross Company PPO Choice It s Your Choice! Issued by Capital Advantage Insurance Company, a Capital BlueCross subsidiary. Independent licensees
Medicare Advantage Plans
2016 BlueCross BlueShield of Western New York Medicare Advantage Plans Gloria and Anai, Members Y0086_MRK1528rev2 Accepted The benefits of Blue Understanding Medicare and choosing a health plan are not
2015 Regence Medicare Prescription Drug Plans (PDP)
VIEW PLA OVER DECISION GUIDE 2015 Regence Medicare Prescription Drug Plans (PDP) Regence BlueShield of Idaho and Regence BlueCross BlueShield of Utah is an Independent Licensee of the Blue Cross and Blue
THAT S RIGHT FOR YOU PLATINUM BLUESM WITH RX (COST) Medical and prescription drug benefits you want. Value you deserve. FIND THE PLAN CORE CHOICE
2016 PLATINUM BLUESM WITH RX (COST) Medical and prescription drug benefits you want. Value you deserve. OPTIONS YOU WANT Platinum Blue can help pay the deductibles, copayments and coinsurance Original
Your guide to finding the best health insurance plan.
LIFE HAS OPPORTUNITIES Your guide to finding the best health insurance plan. Start saving today with the help of Excellus BlueCross BlueShield. National strength. Local focus. Individual care. SM Contents
GROUP MEDICARE SUPPLEMENT PLANS. S5753_081213_GB03_MN Internal Approval 08/13/2013
2014 GROUP MEDICARE SUPPLEMENT PLANS S5753_081213_GB03_MN Internal Approval 08/13/2013 CREATE A HEALTHIER ORGANIZATION. Your employees are your organization s most valuable asset. As they retire, you want
America s Family Benefit Plan First Choice Health Care Plan Frequently Asked Questions
Q: What is First Choice? A: First Choice is a Hospital Preferred Provider Network (PPN) which offers enhanced benefit coverage for services provided within the First Choice provider network. Q: What hospitals,
POS. Point-of-Service. Coverage You Can Trust
POS Point-of-Service Coverage You Can Trust Issued by Capital Advantage Insurance Company, a Capital BlueCross subsidiary. Independent licensees of the Blue Cross and Blue Shield Association. Coverage
Regence Medicare Advantage PPO Plans. Regence BlueCross BlueShield of Oregon is an Independent Licensee of the Blue Cross and Blue Shield Association
DECISION GUIDE 2015 Medicare Advantage PPO Plans BlueCross BlueShield of Oregon is an Independent Licensee of the Blue Cross and Blue Shield Association Y0062_07978 Approved OR PPO 2015 GET STARTED READ.
Student Medical Insurance Plan
Student Medical Insurance Plan 2015-2016 School Year Brought to you by University at Buffalo, BlueCross BlueShield of Western New York, and Sub Board I, Inc. 2 A message from the Student Medical Insurance
GROUP MEDICARE. supplement plans
2016 GROUP MEDICARE supplement plans Create a Healthier Organization Your employees are your organization s most valuable asset. As they retire, you want to show your commitment to them and manage health
Alternate PPO/Alternate Rx
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at capbluecross.com or by calling 1-866-802-4761. Important
Here for you. Here for your health.
Here for you. Here for your health. A guide to your plan Contact information This guide to your plan can help you make the most of your health care and Assurant Health s Customer Care Center can do the
It s Your Health Plan. Make the Most of It.
It s Your Health Plan. Make the Most of It. 3M Medical Plan Options 2013 health benefits What s new for 2013 More plans. More choices. 3M Advantage Plans. This year, 3M active employees have two high-deductible
GROUP MEDICARE PLANS AT A GLANCE FOR EMPLOYER GROUPS. Toll-free 1-800-851-3379 ext. 8024 TTY: 711 HealthAlliance.org
GROUP MEDICARE PLANS GROUP MEDICARE PLANS AT A GLANCE FOR EMPLOYER GROUPS 2016 Toll-free 1-800-851-3379 ext. 8024 TTY: 711 HealthAlliance.org Coverage You Know and Trust If you ve worked with Health Alliance
No Charge (Except as described under "Rehabilitation Benefits" and "Speech Therapy Benefits")
An Independent Licensee of the Blue Shield Association Custom Access+ HMO Plan Certificated & Management Benefit Summary (For groups of 300 and above) (Uniform Health Plan Benefits and Coverage Matrix)
ASO. BlueCross BlueShield of Oregon HOW AN ADMINISTRATIVE SERVICES ONLY (ASO) PLAN CAN WORK FOR YOU AN INTRODUCTION FOR GROUPS OF 51-99 MT HOOD
BlueCross BlueShield of Oregon ASO HOW AN ADMINISTRATIVE SERVICES ONLY (ASO) PLAN CAN WORK FOR YOU AN INTRODUCTION FOR GROUPS OF 51-99 Regence BlueCross BlueShield of Oregon is an Independent Licensee
Student Medical Insurance Plan
Student Medical Insurance Plan Brought to you by University at Buffalo, BlueCross BlueShield of Western New York, and Sub Board I, Inc. 2 A message from the Student Medical Insurance Office Dear Student,
Personal Blue PPO QHDHP $5,000/$10,000
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at capbluecross.com or by calling 1-800-962-2242. Important
Health Insurance Shopper s Guide Information to help you choose a health plan for you and your family.
Health Insurance Shopper s Guide Information to help you choose a health plan for you and your family. who needs Nobody knows the future. But you can plan for it and protect yourself and your family with
8-MINUTE GUIDE TO THE RIGHT HEALTH INSURANCE
8-MINUTE GUIDE TO THE RIGHT HEALTH INSURANCE EVERYONE NEEDS HEALTH INSURANCE Health insurance is important. The cost of medical care is growing every day, and getting sick or injured without insurance
SISC HEALTH BENEFITS 101. South Orange County Community College District August 11, 2015
1 SISC HEALTH BENEFITS 101 South Orange County Community College District August 11, 2015 2 SISC Schools Helping Schools Established in 1979, Self-Insured Schools of California (SISC) operates as a public
Regence Bridge. Medicare Supplement (Medigap) Plans
DECISION GUIDE Regence Bridge Medicare Supplement (Medigap) Plans Regence BlueCross BlueShield of Utah is an Independent Licensee of the Blue Cross and Blue Shield Association 09708rep07356-ut UT Learn
Your Plan: Value HMO 25/40/20% (RX $10/$30/$45/30%) Your Network: Select Plus HMO
Your Plan: Value HMO 25/40/20% (RX $10/$30/$45/30%) Your Network: Select Plus HMO This summary of benefits is a brief outline of coverage, designed to help you with the selection process. This summary
LEARN. Your guide to health insurance. How to choose the best plan for you and your family
LEARN Your guide to health insurance How to choose the best plan for you and your family Table of Contents Understanding health insurance...1 Health care law and you...2 Health insurance basics...4 Why
Self-Insured Schools of California: Schools Helping Schools
Self-Insured Schools of California: Schools Helping Schools FOUNDATION SISC PPO (HSA Eligible) PLAN Administered by Blue Shield of California 2014/2015 Enrollment Guide Blue Shield of California is proud
GHI-COMPREHENSIVE BENEFITS PLAN/EMPIRE BLUECROSS BLUESHIELD HOSPITAL PLAN (GHI-CBP)
GHI-COMPREHENSIVE BENEFITS PLAN/EMPIRE BLUECROSS BLUESHIELD HOSPITAL PLAN (GHI-CBP) GHI-CBP option consists of two components: GHI, an EmblemHealth company, offering benefits for medical/physician services,
Premera Reference Manual Premera Blue Cross
5 Identification (ID) Cards Description This chapter focuses on information about the member s health plan ID card. Sections Section 1: Using the ID Card Section 2: Reading an ID Card Section 3: Premera
Let us help you choose the health insurance plan that fits your needs
Let us help you choose the health insurance plan that fits your needs Call 866-445-1396, visit bcbsnm.com or contact an independent Blue Cross and Blue Shield of New Mexico broker to get a quote today.
Broker Brochure. A different kind of health insurance. For individuals, families and small businesses.
Broker Brochure A different kind of health insurance. For individuals, families and small businesses. We were built for you. CHM_SMM01_0914 A different kind of partner for the new world of health insurance.
Annual Notice of Changes for 2014 (This 2014 Annual Notice of Changes is effective October 1, 2013 December 31, 2014.)
Blue Shield 65 Plus (HMO) offered by Blue Shield of California Annual Notice of Changes for 2014 (This 2014 Annual Notice of Changes is effective October 1, 2013 December 31, 2014.) You are currently enrolled
What is the overall deductible? Are there other deductibles for specific services? Is there an out-of-pocket limit on my expenses?
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at capbluecross.com or by calling 1-800-730-7219. Important
WELCOME TO A NEW ERA IN HEALTH CARE COVERAGE FOR TENNESSEE.
WELCOME TO A NEW ERA IN HEALTH CARE COVERAGE FOR TENNESSEE. Quality Health Plans for Individuals and Families in Tennessee. TABLE OF CONTENTS INTRODUCTION...1 Who are we?... 1 What is a CO-OP?...1 Our
Medicare 101 Guide Your Guide to Medicare Basics
Medicare 101 Guide Your Guide to Medicare Basics Y0013_16_MEDGUI Accepted 11232015 bcbstmedicare.com Get More from Your Medicare This guide helps you understand how Medicare s different parts work and
Healthy Benefits PPO 6000.0 - Zero Cost Sharing Plan Variation Coverage Period: Beginning on or after 1/1/2014 Summary of Benefits and Coverage:
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at capbluecross.com or by calling 1-800-730-7219. Important
Anthem Balanced Funding 70/30
Anthem Balanced Funding 70/30 A new kind of Self-funded product: predictable, practical and rewarding Colorado 36731COEENABS 03/14 Anthem Balanced Funding. Control. Simplicity. Flexibility. Insights. Predictability.
Medicare Supplement Plan
MedigapBlue MedigapBlue SM Medicare Supplement Plan The plan that covers what Medicare leaves out Look Inside! You have good reasons to choose a Highmark MedigapBlue Medicare Supplement plan. Decades of
Hello. Medicare Advantage plans. Overview 2. Plans 3. Timing 6. Tools 7
Hello Advantage At UnitedHealthcare, we want you to get the most from your Medicare coverage. Our simple, all-in-one Medicare Advantage plans are designed to offer you benefits, services and tools to help
Regence Bridge Medicare Supplement (Medigap) Plans. Decision Guide
Decision Guide Regence Bridge Medicare Supplement (Medigap) Plans Regence BlueShield serves select counties in the state of Washington and is an Independent Licensee of the Blue Cross and Blue Shield Association
How To Get A Self Funded Ppo Plan From Foundation For Medical Care Of California
Self-Insured Schools of California: Schools Helping Schools FOUNDATION SISC PPO PLAN Administered by Blue Shield of California 2014/2015 Enrollment Guide Blue Shield of California is proud to be the benefit
Your. Enrollment Kit. Information to help you make the best choices for health insurance at 65 and beyond with BlueCare Security a Medigap Plan
Your Enrollment Kit Information to help you make the best choices for health insurance at 65 and beyond with BlueCare Security a Medigap Plan Timing is everything with Medicare Turning 65? Making plans
Member Fact Sheet Medicare Secondary Payer Small Employer Exception
Member Fact Sheet Medicare Secondary Payer Small Employer Exception The Episcopal Church Medical Trust (Medical Trust) is providing eligible employers with the option to apply for the Medicare Secondary
Let us help you choose the health insurance plan that fits you best
Let us help you choose the health insurance plan that fits you best Call 855-381-1212, visit bcbstx.com or contact an independent Blue Cross and Blue Shield of Texas agent to get a quote today. Life is
HealthyBlue PPO $1500 Coverage Period: 01/01/2014-12/31/2014
HealthyBlue PPO $1500 Coverage Period: 01/01/2014-12/31/2014 Summary of Benefits and Coverage: What this Plan Covers & What it Costs Coverage for: Individual Plan Type: PPO This is only a summary. If you
Anthem Blue Cross Life and Health Insurance Company Your Plan: Solution PPO 1500/15/20 Your Network: Prudent Buyer PPO
Anthem Blue Cross Life and Health Insurance Company Your Plan: Solution PPO 1500/15/20 Your Network: Prudent Buyer PPO This summary of benefits is a brief outline of coverage, designed to help you with
Presented by Excellus BlueCross BlueShield, a nonprofit independent licensee of the BlueCross BlueShield Association. Life has a plan.
Presented by Excellus BlueCross BlueShield, a nonprofit independent licensee of the BlueCross BlueShield Association. Life has a plan. It's hard to believe that another year has gone by. We want to thank
Health Care Subscriber Education Tools. BlueCross BlueShield of IL
Health Care Subscriber Education Tools BlueCross BlueShield of IL Health Care Subscriber Education Tools BlueCross BlueShield of Illinois Register for Blue Access for Members (BAM) at www.bcbsil.com REGISTRATION
INVESTING IN AMERICA S HEALTH
INVESTING IN 2015 AMERICA S HEALTH THE POWER OF BLUE 2015 Investment and Program Overview Blue Cross and Blue Shield companies have a long-standing commitment to providing their members and communities
Frequently asked Questions for Providers H1N1 Vaccine Administration
Frequently asked Questions for Providers H1N1 Vaccine Administration What is the coverage policy for Empire BlueCross members regarding the H1N1 vaccination? Empire BlueCross will reimburse for the administration
2016 Individual Exchange
2016 Individual Exchange Alabama Not for Consumer Use Agenda We are with you every step of the way 1 2 3 4 5 Marketplace facts and helping consumers choose a plan UnitedHealthcare health insurance plans:
Colorado Small Business Enrollment Guide A BETTER WAY to take care of business
2015 SMALL BUSINESS HEALTH Colorado Small Business Enrollment Guide A BETTER WAY to take care of business Choose BETTER. 31 Important deadline Open enrollment begins on November 15, 2014 for coverage beginning
A Quick Guide to Individual and Family Plans
A Quick Guide to Individual and Family Plans We believ e San Di egans deserve the best. Quality, affordable health care coverage is just 3 simple steps away. 1 Choose a Network 2 Choose the Right Plan
WPS Medical Management
Medical Management WPS Medical Management Controlling Costs through Compassionate Support Managing Costs. Improving Outcomes. Just one employee with catastrophic medical claims can send your health insurance
FREQUENTLY ASKED QUESTIONS ID CARDS / ELIGIBILITY / ENROLLMENT
FREQUENTLY ASKED QUESTIONS ID CARDS / ELIGIBILITY / ENROLLMENT BENEFIT INFORMATION CLAIMS STATUS/INFORMATION GENERAL INFORMATION PROVIDERS THE SIGNATURE 90 ACCOUNT PLAN THE SIGNATURE 80 PLAN USING YOUR
BLUE. Care. A classic, comprehensive health insurance plan for families and individuals who want more predictable health care costs.
BLUE Care A classic, comprehensive health insurance plan for families and individuals who want more predictable health care costs. 2016 How it Works With this classic health insurance plan from Blue Cross
MEDICARE PLANS. from Blue Cross and Blue Shield of Minnesota. H2461_082715_T01 CMS Accepted 09/09/2015 S5743_082715_B04_MN CMS Accepted 09/09/2015
2016 MEDICARE PLANS from Blue Cross and Blue Shield of Minnesota H2461_082715_T01 CMS Accepted 09/09/2015 S5743_082715_B04_MN CMS Accepted 09/09/2015 CHOOSING YOUR MEDICARE PLAN Medicare options designed
How To Pay For Health Care With A Health Care Plan With A Premium Rate Of $1,000 A Year
Regence BlueCross BlueShield of Utah: Regence Direct Silver HSA Coverage Period: 01/01/2015-12/31/2015 Summary of Benefits and Coverage: What this Plan Covers & What it Costs Coverage for: Individual &
Medicare Solutions. Supplement plans. azblue.com. This is a solicitation for insurance. n Compare Medicare. n Learn how to enroll
Medicare Solutions n Compare Medicare Supplement plans n Learn how to enroll azblue.com This is a solicitation for insurance Contact Customer Service or your licensed sales representative for more information
Special Needs Programs Overview. Diabetes
Special Needs Programs Overview Brand New Day health plan has several special programs for individuals with one or more of the following chronic conditions: Diabetes, Dementia, or Mental Illness. Below
Understanding the impact of the Affordable Care Act (ACA) on vision coverage and care delivery
Understanding the impact of the Affordable Care Act (ACA) on vision coverage and care delivery July 28, 2015 Presented by: Jeff Spahr, VP Specialty Business 1 1 The vision insurance market: pre-aca Benefit
$0 See the chart starting on page 2 for your costs for services this plan covers. Are there other. deductibles for specific No.
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at capbluecross.com or by calling 1-800-730-7219. Important
OUTLINE OF COVERAGE. Regence Bridge. Medicare Supplement (Medigap) Plans
OUTLINE OF COVERAGE Regence Bridge Medicare Supplement (Medigap) Plans Regence BlueCross BlueShield of Utah is an Independent Licensee of the Blue Cross and Blue Shield Association 09713rep07355-ut UT
CSAC/EIA Health Small Group Access+ HMO 15-0 Inpatient Benefit Summary
CSAC/EIA Health Small Group Access+ HMO 15-0 Inpatient Benefit Summary (Uniform Health Plan Benefits and Coverage Matrix) Blue Shield of California THIS MATRIX IS INTENDED TO BE USED TO HELP YOU COMPARE
Make the moves that matter. Put your plan for good health in motion
Make the moves that matter Put your plan for good health in motion Why Your Employees Health Matters While many factors go into creating a successful company, no company can be competitive without healthy,
DATE: 3/3/2016 REQUEST FOR QUOTATION
DATE: 3/3/2016 REQUEST FOR QUOTATION RFQ Employee Health Insurance for Retirees SEND ORIGINAL SEALED QUOTATION TO: Wicomico County Purchasing Department Government Office Building 125 N. Division Street
Affordable Insurance Exchanges: Choices, Competition and Clout for States
Page 1 of 5 Newsroom Affordable Insurance Exchanges: Choices, Competition and Clout for States On March 12, 2012, the U.S. Department of Health and Human Services (HHS) published a final rule on Affordable
$0. See the chart starting on page 2 for your costs for services this plan covers.
City of Los Angeles Access+ HMO SaveNet (Narrow) Zero Admit 15 Coverage Period: 01/01/2015-12/31/2015 Summary of Benefits and Coverage: What this Plan Covers & What it Costs Coverage for: Individual +
Your Plan: Premier HMO 20/200A/100 OP Your Network: California Care HMO
Your Plan: Premier HMO 20/200A/100 OP Your Network: California Care HMO This summary of benefits is a brief outline of coverage, designed to help you with the selection process. This summary does not reflect
The Large Business Guide to Health Care Law
The Large Business Guide to Health Care Law How the new changes in health care law will affect you and your employees Table of contents Introduction 3 Part I: A general overview of the health care law
Regence Bridge Medigap (Medicare Supplement) Plans
Regence Bridge Medigap (Medicare Supplement) Plans for Clark County, Washington Making sure you have the coverage that is right for you. Regence BlueCross BlueShield of Oregon is an Independent Licensee
COPAY PLANS. PreferredOne.com. Welcome to PreferredOne. Health Insurance for Individuals & Families 2014
COPAY PLANS Health Insurance for Individuals & Families 2014 Welcome to PreferredOne PreferredOne.com Your Health, Your Choice, Many Options At PreferredOne, our name says it all you and your family are
2016 COPAY AND DEDUCTIBLE PLANS
2016 COPAY AND DEDUCTIBLE PLANS Health Insurance for Individuals & Families Welcome to PreferredOne PreferredOne.com Your Health, Your Choice, Many Options At PreferredOne, our name says it all you and
Solutions. Quality Service Plan Choice Value-Added Programs. for small business.
Solutions Quality Service Plan Choice Value-Added Programs for small business. How does a small business attract and keep talented workers? One of the most important and attractive employee benefits an
22690NYMENEBS Rev. 9/14. Benefits that give MTA - NYC Transit members freedom and choice
22690NYMENEBS Rev. 9/14 Benefits that give MTA - NYC Transit members freedom and choice Benefits that give you freedom and choice For more than 75 years, Empire BlueCross BlueShield (Empire) has provided
Medicare. Supplemental Coverage Outline. n Supplement-65 District of Columbia
Medicare Supplemental Coverage Outline n Supplement-65 District of Columbia SUDDCOB (1/09) Offered by Group Hospitalization and Medical Services, Inc.* d/b/a CareFirst BlueCross BlueShield 840 First Street,
Health & Benefits Coverage 101
Health & Benefits Coverage 101 Small Business Guidebook ADP SMALL BUSINESS GUIDEBOOK Automatic Data Processing Insurance Agency, Inc. The Basics & Key Things You Need to Know Question 1 What is Group Health
BlueCross65. Medicare Supplement Plans
BlueCross65 Medicare Supplement Plans Medicare Supplement Coverage Filling the Gaps of Your Medicare Coverage With Medicare Part A and Part B alone, you are required to pay deductibles and coinsurance
BlueEssentials SM. Individual and Family Plans NEW INSURANCE PLANS FROM BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA
BlueEssentials SM Individual and Family Plans NEW INSURANCE PLANS FROM BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA Important Enrollment Dates ENROLLMENT DATE EFFECTIVE DATE November 15 through December 15,
Let us help you choose the health insurance plan that fits you best
Let us help you choose the health insurance plan that fits you best Call 855-381-1212, visit bcbstx.com or contact an independent Blue Cross and Blue Shield of Texas agent to get a quote today. Life Is
The Alabama Children s s Health Insurance Program
The Alabama Children s s Health Insurance Program National Health Policy Forum State Children s Health Insurance Program: Past, Present and Future July 21, 2006 Gayle Lees Sandlin, Director Bureau of Children
www.booneinsuranceassociates.com Copyright by BIA 1 MEDICARE MADE SIMPLE BIA 1/14/2016 Boone Insurance Associates Education Guide: New
www.booneinsuranceassociates.com Copyright by 1 MEDICARE MADE SIMPLE Boone Insurance Associates Education Guide: New Today s Agenda 2 About Introduction & History of Medicare Medicare Parts A, B, C, D
Why choose Blue Shield?
Why choose Blue Shield? Solutions for Medicare-eligible retirees H0504_13_120A 07242013 S2468_13_120A 07242013 blueshieldca.com You ve got Medicare-eligible retirees. We ve got solutions. Affordable and
BlueCross 750.0, a Multi-State Plan STD
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at https://www.capbluecross.com/sbcsia or by calling 1-800-730-7219.
Learn with Anthem Understanding Your Out Pocket Expenses
Learn with Anthem Understanding Your Out Pocket Expenses 1 Key terms Deductible The amount you pay each year before your plan starts to pay Copay A flat fee you pay for covered services like doctor visits
Important Questions Answers Why this Matters:
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.anthem.com or by calling 1-800-445-7490. Important Questions
MediGap-65 Maryland. Find out why Medicare Supplement Coverage is so important. Offered by CareFirst of Maryland, Inc.
MediGap-65 Maryland Find out why Medicare Supplement Coverage is so important Offered by CareFirst of Maryland, Inc. MediGap-65 Maryland Coverage You Need Medicare was never designed to cover all of your
Enrollment Application
2015 MEDICARE ADVANTAGE Enrollment Application Senior Blue HMO Forever Blue Medicare PPO Optional Supplemental Dental If you have any questions, we re here to help! bcbswny.com/medicare 1-800-248-9296
Administered by Capital BlueCross 1
Administered by Capital BlueCross 1 PPO HRA Plan/Rx Plan This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at
Important Questions Answers Why this Matters: In-network: $0/Individual; $0/Family Out-of-network: $500/Individual; $1,000/Family
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.anthem.com or by calling 1-800-445-7490. Important Questions
Regence Bridge. Medicare Supplement (Medigap) Plans
DECISION GUIDE Regence Bridge Medicare Supplement (Medigap) Plans Regence BlueShield serves select counties in the state of Washington and is an Independent Licensee of the Blue Cross and Blue Shield Association
Health Capsule. Fall 2015
Health Capsule Fall 2015 School Employee Health Benefits Program (SEHBP) A newsletter for SEHBP members from the New Jersey Division of Pensions and Benefits Find the Plan that Fits! Open Enrollment Ends
Virginia. A guide for individuals and families. The health insurance benefits you want, at a cost you can afford
Virginia A guide for individuals and families CoventryOne is an individual product (for individuals and families) offered by Coventry Health Care, an Aetna company. The health insurance benefits you want,
Aetna Savings Plus plan guide
Quality health plans & benefits Healthier living Financial well-being Intelligent solutions Aetna Savings Plus plan guide New health plans designed with Florida businesses in mind For businesses with 2-100
PPO. Participating Provider Option. Your Guide to the National Participating Provider Option Plan. Blue Cross and Blue Shield
PPO Participating Provider Option Your Guide to the National Participating Provider Option Plan Blue Cross and Blue Shield Contents PPO Gives You Choices.......................................1 Benefits
FEEL BETTER ABOUT YOUR CHOICES
2016 FEEL BETTER ABOUT YOUR CHOICES CHOOSE WELLCARE. CHOOSE A PLAN TO FIT YOUR NEEDS. Information on individual and family plans inside. Kentucky Boone, Bullitt, Campbell, Clay, Fayette, Harlan, Jefferson,
Medicare Advantage Plans: An Overview
Medicare Advantage Plans: An Overview June 2014 Prepared by: Penny Finch, Benefits Consultant Copyright 2014 by The Segal Group, Inc. All rights reserved. 5432273.1 CONTENTS Medicare 101 Understanding
You re one step closer to simple health care.
welcometouhc.com You re one step closer to simple health care. SIMPLE - A GUIDE TO YOUR 2016 UNITEDHEALTHCARE BENEFITS Health care can be hard. We re here to help you through it. You can count on us to
2014-2015 International F-1 Visa Student Health Insurance Plan
2014-2015 F-1 Visa Plan 2014-2015 International F-1 Visa Plan Blue Cross Blue Shield of Texas Administered by Academic HealthPlans Presented By: Lone Star College System (LSCS) Office of Risk Management
BlueChoice Open Enrollment. District of Columbia
BlueChoice Open Enrollment District of Columbia Welcome We are pleased to offer you enrollment in our CareFirst BlueChoice (BlueChoice) Open Enrollment Health Maintenance Organization (HMO) plan. BlueChoice
$0. See the chart starting on page 2 for your costs for services this plan covers.
County of San Mateo HMO Per Admit 15-100 Coverage Period: 01/01/2015 12/31/2015 Summary of Benefits and Coverage: What this Plan Covers & What it Costs Coverage for: Individual + Family Plan Type: HMO