THE AMERICAN EXPRESS GOLD CARD

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1 THE AMERICAN EXPRESS GOLD CARD

2 YOUR IDEAL TRAVELLING COMPANION The American Express Gold Card has been designed for successful individuals who travel frequently for both business and leisure. We use our 150 years of experience and global influence to help take the worry out of travel planning. This allows you to simply enjoy the journey. The Gold Card combines travel planning services and other benefits tailored for individuals who are moving up in the world as well as around it. With the Gold Card, you can experience a better way to travel.

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4 GLOBAL REACH AND FLEXIBILITY The Gold Card is available in US Dollars, Euro and British Pounds Sterling, giving you access to some of the world s major currencies. All charges are converted to and billed in the currency you choose. With no pre-set spending limit, 1 the Gold Card gives you the confidence of being able to spend as much as you want. And for those times when you would prefer to use cash, you can withdraw up to US$/!1,000 in any seven day period, or 1,200 in any thirty day period, from cash machines all over the world. 2

5 THE GOLD STANDARD OF TRAVEL When you re planning a trip, it s hard to relax until you know virtually everything s taken care of. The good news? You can start relaxing now. The dedicated Gold Travel Service can take care of virtually every detail of your trip, from managing your itinerary to booking airline tickets, hotels and transfers. As an added bonus, you will enjoy access to special air fares on international flights and valuable savings on accommodation worldwide through the Preferred Extras hotel programme. So you can just relax and focus on getting the most out of your trip.

6 WITH YOU EVERY STEP OF THE WAY The Gold Card doesn t just help you plan and then send you off alone on your journey. It stays with you to make sure your trip starts well and ends well too. Whether it s a last-minute holiday or a business trip, you will have access to the impressive Travel Insurance Benefits 3 included with the Gold Card: Benefits US Dollar Euro British Pound (US$) (!) ( ) Travel Accident Benefit $50,000!50, ,000 Travel Inconvenience Benefit for flight delay or cancellation and missed connection $200 (per person) Travel Inconvenience Benefit for baggage delay $300 (per person)!200 (per person)!300 (per person) 200 (shared) 750 (shared) Medical treatment expenses* $1 million!1 million N/A Trip cancellation reimbursement* $4,000!4,000 N/A Lost, damaged, or stolen luggage reimbursement* $1,500!1,500 N/A Emergency dental treatment expense* $750!750 N/A Legal expense benefit* $25,000!25,000 N/A *Protection is available for up to 90 days per trip

7 *Protection is available for up to 90 days per trip Your partner, your dependent children under 23 years old and a primary Supplementary Cardmember can also share in the benefits, whether they are travelling with you or not. If things don t go according to plan for any reason and you need help, you can also call the Global Assist emergency helpline for practical advice and support. And should you lose your Card while travelling, we will arrange for an emergency replacement Card to be delivered to you, usually within 48 hours. After all, when you ve found your perfect travelling companion, you won t want to be parted for long.

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9 LET YOUR CARD TAKE YOU PLACES A good travelling companion knows to treat you to something special from time to time. Whether you spend while travelling or at home, you ll be rewarded for using your Gold Card. As part of our award-winning Membership Rewards programme, you will earn one point for virtually every full dollar, euro or pound spent on purchases you charge to the Card. 4 Points can be exchanged for more travel, including flights and hotel stays. For example, you can redeem for a flight from London to New York with just 45,000 points. Or you can choose from a wide range of premium merchandise, like a new digital camera to capture the special moments on your travels. Just some of the rewards available: London to New York 45,000 points* Hong Kong to Paris 60,000 points* Nikon D5000 SLR Digital Camera 195,000 points *Taxes and fees may be payable on flights Enrolment in the Membership Rewards programme is complimentary for Gold Cardmembers. Since points never expire, it won t be long before your Gold Card really starts taking you places.

10 SUMMARY OF BENEFITS GOLD TRAVEL PRIVILEGES: Dedicated Gold Travel Service Access to savings through the Preferred Extras hotel programme 2,200 Travel Service locations GOLD TRAVEL PROTECTION: 3 Travel Accident Benefit Travel Inconvenience Benefits Medical treatment expenses Legal expense benefit Trip cancellation reimbursement Lost, damaged, or stolen luggage reimbursement Protection for the Cardmember, their partner and dependent children under 23, and the primary Supplementary Cardmember GOLD REWARDS: Complimentary enrolment to Membership Rewards programme GOLD FINANCIAL FLEXIBILITY: Available in US dollars, euro, or British pounds sterling No pre-set spending limit Global Cash Access US Dollar (US$) Euro (!) British Pounds ( ) Cardmembership Fee $ Supplementary Cardmembership Fee $ Membership Rewards Annual Fee Complimentary Complimentary Complimentary

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12 An American Express Charge Card account is subject to application and available with a range of card options. The Gold Card carries an annual cardmembership fee of US$300/!300/ 95. Alternative card options are available with annual fees starting from US$0/!0/ 0. Terms and conditions apply. Please see for more information. Terms and Conditions 1 Provided your account is settled in full and on time each month, you can usually spend as much as you have shown us you can afford. Proof of resources and security may be required. 2 Subject to application and payment of a fee. 3 American Express Services Europe Limited ( AESEL ) makes various benefits available to Cardmembers. These benefits derive from contracts which AESEL has made with third parties which AESEL is free to amend, extend or terminate at its sole discretion. These benefits do not form part of AESEL s contract with you but AESEL will aim to inform you 30 days in advance of any changes to the available benefits which may be to your detriment. One of the benefits currently available is the benefit of contracts of insurance made between AESEL and certain insurers, for example travel insurance benefits. You will lose these benefits if you cease to be a Cardmember. Exclusions apply. Full details of the insurance benefits currently available can be found in the Summary of Benefits document which will be provided with your Card. Please read this document to understand the limits and exclusions that may apply. 4 Membership Rewards points cannot be earned on the following charges: Cash Advance, American Express Travellers Cheque purchases, Foreign Exchange transactions, dishonoured payments and other account charges. International Currency Cards are issued by American Express Services Europe Limited. Registered Office: Belgrave House, 76 Buckingham Palace Road, London SW1W 9AX. Registered in England and Wales with Number: American Express Services Europe Limited is authorised in the United Kingdom by the Financial Services Authority under the Payment Services Regulations 2009 reference number for the provision of payment services. CAM /11

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